Mortgage Lenders and Brokers in Farmington, New Mexico
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Farmington, New Mexico mortgage lenders include The Citizens BankThe Citizens Bank2911 E 20th St, Farmington, NM 87402B-3.1 ★Texas Ratio: 0.13%, Wells Fargo Bank NAWells Fargo Bank NA501 E 20th St, Farmington, NM 87401A+5.0 ★Texas Ratio: 5.36%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.2000 E 20th St, Farmington, NM 87401A+5.0 ★Texas Ratio: 3.72%, Bank of the SouthwestBank of the Southwest320 W Main St, Farmington, NM 87401A5.0 ★Texas Ratio: 7.62%, Bank of America NABank of America NA2200 E Main St, Farmington, NM 87401A+5.0 ★Texas Ratio: 4.14%, U.S. Eagle Federal Credit UnionU.S. Eagle Federal Credit Union5600 E Main St, Farmington, NM 87402F2.6 ★Texas Ratio: 44.42%, SunwardSunward2101 E 20th St, Farmington, NM 87401 8901A+5.0 ★Texas Ratio: 2.97%, PNC Bank N.A.PNC Bank N.A.600 9th St, Alamogordo, NM 88310A+5.0 ★Texas Ratio: 4.24%, Nusenda Federal Credit UnionNusenda Federal Credit Union7517 Montgomery Blvd NE, Albuquerque, NM 87109A+5.0 ★Texas Ratio: 5.40%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9261 Coors Blvd Nw, Albuquerque, NM 87114A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Farmington, New Mexico in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Farmington are listed first, then lenders elsewhere in New Mexico, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Farmington, New Mexico
Market share is the lender's share of all home loans closed in Farmington, New Mexico. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3 offices in Farmington 2911 E 20th St, Farmington, NM 87402 B-3.1 ★Texas Ratio: 0.13% |
Conventional, Jumbo | 27 | 3.6% | 91.2% | $359,444 | View |
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2 offices in Farmington 501 E 20th St, Farmington, NM 87401 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 8 | 1.1% | 88.9% | $293,750 | View |
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1 office in Farmington 2000 E 20th St, Farmington, NM 87401 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 4 +8 HELOCs |
0.5% | 83.3% | $195,000 | View |
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2 offices in Farmington 320 W Main St, Farmington, NM 87401 A5.0 ★Texas Ratio: 7.62% |
Conventional | 3 | 0.4% | 100% | $351,666 | View |
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1 office in Farmington 2200 E Main St, Farmington, NM 87401 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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5600 E Main St, Farmington, NM 87402 F2.6 ★Texas Ratio: 44.42% |
Conventional, HELOC | 12 +3 HELOCs |
1.6% | 66.7% | $50,833 | View |
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2101 E 20th St, Farmington, NM 87401 8901 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 8 +22 HELOCs |
1.1% | 80% | $230,000 | View |
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★ 1.7 stars, 3 reviews 600 9th St, Alamogordo, NM 88310 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 4 +1 HELOCs |
0.5% | 100% | $200,000 | View |
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7517 Montgomery Blvd NE, Albuquerque, NM 87109 A+5.0 ★Texas Ratio: 5.40% |
Conventional | 4 | 0.5% | 100% | $42,500 | View |
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9261 Coors Blvd Nw, Albuquerque, NM 87114 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.4% | 75% | $341,666 | View |
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4919 E Main St, Farmington, NM 87402 8657 A+5.0 ★Texas Ratio: 4.65% |
Conventional | 3 | 0.4% | 75% | $151,666 | View |
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7900 Jefferson St Ne, Albuquerque, NM 87109 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +2 HELOCs |
0.3% | 60% | $280,000 | View |
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7401 Jefferson St Ne, Albuquerque, NM 87109 A5.0 ★Texas Ratio: 8.52% |
Conventional | 1 | 0.1% | 100% | $95,000 | View |
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2155 Louisiana Blvd Ne, Albuquerque, NM 87110 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 1 | 0.1% | 100% | $85,000 | View |
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500 Marquette Ave Nw, Albuquerque, NM 87102 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.1% | 100% | $655,000 | View |
V.I.P. Mortgage, Inc.
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Conventional, FHA, VA | 99 | 13.4% | 99% | $207,323 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, VA | 95 | 12.8% | 100% | $150,263 | View |
Rocket Mortgage
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Conventional, FHA, VA | 63 | 8.5% | 80% | $190,555 | |
Guild Mortgage Company
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Conventional, FHA, VA | 63 | 8.5% | 97.1% | $178,174 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 53 +1 HELOCs |
7.2% | 91.4% | $289,716 | |
Mortgage Solutions of Colorado
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Conventional, FHA, VA | 36 | 4.9% | 100% | $251,388 | |
Waterstone Mortgage Corporation
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Conventional, FHA, VA | 31 | 4.2% | 89.2% | $221,129 | |
Mortgage Research Center
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Conventional, FHA, VA, Jumbo | 20 | 2.7% | 62.5% | $323,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 16 | 2.2% | 84.6% | $245,000 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 11 +4 HELOCs |
1.5% | 68.8% | $242,272 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 11 | 1.5% | 92.3% | $188,636 | |
Click n' Close, Inc.
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Conventional, FHA | 10 | 1.4% | 91.7% | $213,000 | |
Nationstar Mortgage
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Conventional, FHA, VA | 10 | 1.4% | 83.3% | $300,000 | |
21St Mortgage
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Conventional | 10 | 1.4% | 30% | $78,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 7 | 0.9% | 87.5% | $247,857 | |
Primelending
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Conventional, FHA | 6 | 0.8% | 90% | $238,333 | |
Newrez LLC
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Conventional, FHA, VA | 5 | 0.7% | 83.3% | $269,000 | |
Kind Lending, LLC
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Conventional, FHA | 5 | 0.7% | 71.4% | $263,000 | |
Spring Eq, LLC
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Conventional, HELOC | 4 +2 HELOCs |
0.5% | 57.1% | $80,000 | |
Cmg Mortgage Inc
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FHA, VA, USDA, HELOC | 4 +1 HELOCs |
0.5% | 80% | $115,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 4 | 0.5% | 54.5% | $120,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 4 | 0.5% | 80% | $247,500 | View |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 4 | 0.5% | 80% | $257,500 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 4 | 0.5% | 6.7% | $100,000 | |
Sage Home Loans Corporation
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Conventional | 3 | 0.4% | 75% | $468,333 | |
Nbkc Bank
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Conventional | 3 | 0.4% | 100% | $225,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 0.4% | 36.4% | $98,333 | |
American Financing Corporation
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FHA, VA | 3 | 0.4% | 66.7% | $208,333 | |
New Day Financial, LLC.
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VA | 3 | 0.4% | 50% | $235,000 | |
New American Funding, LLC.
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Conventional | 3 | 0.4% | 60% | $258,333 | |
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A5.0 ★Texas Ratio: 8.33% |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 66.7% | $55,000 | |
PHH Mortgage Corporation
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Conventional, FHA | 2 | 0.3% | 100% | $260,000 | |
AdvantageFirst Lending Inc
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FHA, VA | 2 | 0.3% | 100% | $175,000 | |
Michigan Mutual, Inc
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Conventional, FHA | 2 | 0.3% | 100% | $180,000 | |
Discover Bank
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Conventional | 2 | 0.3% | 40% | $60,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional, VA | 2 | 0.3% | 66.7% | $410,000 | View |
American Pacific Mortgage Corporation
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FHA, VA | 2 | 0.3% | 25% | $255,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 2 | 0.3% | 100% | $205,000 | View |
Better Mortgage Corporation
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Conventional | 2 | 0.3% | 66.7% | $330,000 | |
Citadel Servicing Corporation
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Conventional | 2 | 0.3% | 100% | $225,000 | |
Veritas Funding, LLC
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FHA | 2 | 0.3% | 66.7% | $265,000 | |
The Loan Store, Inc
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Conventional | 2 | 0.3% | 100% | $270,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 2 | 0.3% | 66.7% | $385,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.3% | 100% | $55,000 | View |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 0.3% | 33.3% | $160,000 | |
Village Capital & Investment
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FHA, VA | 2 | 0.3% | 66.7% | $260,000 | |
Valon Mortgage
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Conventional, HELOC | 1 +3 HELOCs |
0.1% | 100% | $325,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $565,000 | View |
Alliant Credit Union
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Conventional | 1 | 0.1% | 50% | $205,000 | |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $455,000 | |
American Financial Resources LLC
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VA | 1 | 0.1% | 100% | $445,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.1% | 100% | $235,000 | |
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A5.0 ★Texas Ratio: 9.89% |
Conventional | 1 | 0.1% | 100% | $635,000 | View |
Goodleap, LLC
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Conventional | 1 | 0.1% | 100% | $115,000 | |
Acrisure Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $295,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.1% | 50% | $215,000 | |
CrossCountry Mortgage, LLC
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VA | 1 | 0.1% | 100% | $355,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.1% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.1% | 100% | $205,000 | View |
Intercap Lending Inc
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Conventional | 1 | 0.1% | 100% | $195,000 | |
Oceanside Mortgage Company
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FHA | 1 | 0.1% | 100% | $285,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $465,000 | |
Union Home Mortgage Corp.
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VA | 1 | 0.1% | 100% | $275,000 | |
American Heritage Lending, LLC
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Conventional | 1 | 0.1% | 100% | $415,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.1% | 100% | $415,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $265,000 | |
Deseret First Credit Union
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Conventional | 1 | 0.1% | 100% | $285,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $525,000 | |
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A5.0 ★Texas Ratio: 13.31% |
FHA | 1 | 0.1% | 100% | $185,000 | View |
Firefighters First Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $225,000 | |
Pentagon Federal Credit Union
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VA | 1 | 0.1% | 50% | $245,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.1% | 100% | $425,000 | View |
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A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.1% | 100% | $445,000 | View |
Mutual of Omaha Mortgage
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FHA | 1 | 0.1% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.1% | 100% | $285,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.1% | 100% | $365,000 | View |
Canvas Credit Union
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Conventional | 1 | 0.1% | 100% | $265,000 | |
Loan Simple, Inc.
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FHA | 1 | 0.1% | 100% | $245,000 | |
Southwest Funding LP
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FHA | 1 | 0.1% | 100% | $275,000 | |
Hometrust Mortgage Company
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VA | 1 | 0.1% | 100% | $205,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 0.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mission Loans, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Farmington Mortgage Rate Trends
Daily average mortgage rates for New Mexico compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Farmington, New Mexico
Looking for mortgage lenders near me or mortgage brokers near me in Farmington? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Farmington in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Farmington, NM
Use these to narrow the list above. Each category shows how many Farmington, NM lenders fit and what that kind of lender is usually best for.
Who Lends in Farmington, NM
Independent mortgage companies closed 65.4 percent of home loans in Farmington, New Mexico in 2025, banks 29.1 percent and credit unions 5.5 percent. V.I.P. Mortgage, Inc. was the largest mortgage company, The Citizens Bank the largest bank and U.S. Eagle Federal Credit Union the largest credit union. Among lenders headquartered in New Mexico, The Citizens Bank led with 27 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in New Mexico. None. New Mexico has no real estate transfer tax and no mortgage recording tax, only per document county recording fees.
More New Mexico Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Farmington, NM
By home loans closed in 2025, The Citizens Bank was the largest mortgage lender in Farmington, New Mexico with 27 loans, about 3.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Farmington, New Mexico, Cornerstone Capital Bank, Ssb approved the highest share of completed applications in 2025 at 100 percent, against a 78.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
38 lenders closed FHA loans in Farmington, New Mexico in 2025, led by Cornerstone Capital Bank, Ssb with 33. 31 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 11 credit unions closed home loans in Farmington, New Mexico in 2025, alongside 56 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Farmington, New Mexico during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Farmington, New Mexico for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Farmington. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
