Mortgage Lenders and Brokers in Roswell, New Mexico
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Roswell, New Mexico mortgage lenders include Bank of the SouthwestBank of the Southwest3203 N Main St, Roswell, NM 88201A5.0 ★Texas Ratio: 7.62%, Wells Fargo Bank NAWells Fargo Bank NA400 N Pennsylvania Ave, Roswell, NM 88201A+5.0 ★Texas Ratio: 5.36%, Pioneer BankPioneer Bank3000 N Main St, Roswell, NM 88201A5.0 ★Texas Ratio: 11.22%, First American BankFirst American Bank111 E 5th St, Roswell, NM 88201A+5.0 ★Texas Ratio: 3.00%, First National Bank TexasFirst National Bank Texas4500 N Main St, Roswell, NM 88201A4.7 ★Texas Ratio: 3.20%, Washington FederalWashington Federal300 N Pennsylvania Ave, Roswell, NM 88201A+5.0 ★Texas Ratio: 4.48%, US Bank, N.A.US Bank, N.A.7900 Jefferson St Ne, Albuquerque, NM 87109A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9261 Coors Blvd Nw, Albuquerque, NM 87114A+5.0 ★Texas Ratio: 3.68%, PNC Bank N.A.PNC Bank N.A.600 9th St, Alamogordo, NM 88310A+5.0 ★Texas Ratio: 4.24%, and Bank of America NABank of America NA4301 Wyoming Blvd Ne, Albuquerque, NM 87111A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Roswell, New Mexico in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Roswell are listed first, then lenders elsewhere in New Mexico, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Roswell, New Mexico
Market share is the lender's share of all home loans closed in Roswell, New Mexico. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3 offices in Roswell 3203 N Main St, Roswell, NM 88201 A5.0 ★Texas Ratio: 7.62% |
Conventional | 21 | 2.7% | 84% | $128,333 | View |
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2 offices in Roswell 400 N Pennsylvania Ave, Roswell, NM 88201 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA, VA | 10 | 1.3% | 62.5% | $210,000 | View |
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3 offices in Roswell 3000 N Main St, Roswell, NM 88201 A5.0 ★Texas Ratio: 11.22% |
Conventional, HELOC | 3 +1 HELOCs |
0.4% | 46.2% | $88,333 | View |
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2 offices in Roswell 111 E 5th St, Roswell, NM 88201 A+5.0 ★Texas Ratio: 3.00% |
Conventional | 3 | 0.4% | 100% | $211,666 | View |
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1 office in Roswell 4500 N Main St, Roswell, NM 88201 A4.7 ★Texas Ratio: 3.20% |
FHA | 1 | 0.1% | 100% | $295,000 | View |
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1 office in Roswell 300 N Pennsylvania Ave, Roswell, NM 88201 A+5.0 ★Texas Ratio: 4.48% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7900 Jefferson St Ne, Albuquerque, NM 87109 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +1 HELOCs |
0.5% | 80% | $187,500 | View |
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9261 Coors Blvd Nw, Albuquerque, NM 87114 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 3 +1 HELOCs |
0.4% | 100% | $435,000 | View |
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★ 1.7 stars, 3 reviews 600 9th St, Alamogordo, NM 88310 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA | 3 | 0.4% | 100% | $191,666 | View |
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4301 Wyoming Blvd Ne, Albuquerque, NM 87111 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.3% | 100% | $115,000 | View |
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3301 Coors Blvd Nw, Albuquerque, NM 87120 A+5.0 ★Texas Ratio: 1.05% |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 66.7% | $355,000 | View |
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7517 Montgomery Blvd NE, Albuquerque, NM 87109 A+5.0 ★Texas Ratio: 5.40% |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 66.7% | $65,000 | View |
Sandia Area Federal Credit Uni
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Conventional | 1 | 0.1% | 100% | $335,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA, HELOC | 168 +5 HELOCs |
21.6% | 95.3% | $168,333 | |
Rocket Mortgage
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Conventional, FHA, VA | 124 | 15.9% | 80.9% | $188,064 | |
loanDepot.com LLC
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Conventional, FHA, VA | 114 | 14.7% | 89.1% | $176,403 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 46 +2 HELOCs |
5.9% | 88.5% | $150,652 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 28 | 3.6% | 90.6% | $250,357 | |
Guild Mortgage Company
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Conventional, FHA | 21 | 2.7% | 91.3% | $98,333 | |
Mortgage Research Center
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FHA, VA | 21 | 2.7% | 77.8% | $265,952 | |
Geneva Financial LLC
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Conventional, FHA, VA | 20 | 2.6% | 100% | $217,000 | |
21St Mortgage
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Conventional | 15 | 1.9% | 36.4% | $163,000 | |
Freedom Mortgage Corporation
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FHA, VA | 12 | 1.5% | 78.9% | $218,333 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 8 | 1% | 57.9% | $237,500 | |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 7 +1 HELOCs |
0.9% | 100% | $310,714 | |
Michigan Mutual, Inc
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Conventional, FHA, VA | 7 | 0.9% | 77.8% | $209,285 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 7 | 0.9% | 77.8% | $319,285 | View |
Nationstar Mortgage
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Conventional, FHA, VA | 7 | 0.9% | 80% | $152,142 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 7 | 0.9% | 87.5% | $229,285 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 6 | 0.8% | 100% | $193,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 6 | 0.8% | 85.7% | $278,333 | |
Everett Financial, Inc.
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Conventional, FHA | 5 | 0.6% | 85.7% | $113,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 0.6% | 55.6% | $237,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 5 | 0.6% | 16.1% | $89,000 | |
Spring Eq, LLC
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Conventional | 5 | 0.6% | 45.5% | $75,000 | |
American Financial Network, Inc.
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Conventional, FHA | 4 | 0.5% | 100% | $137,500 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 4 | 0.5% | 100% | $162,500 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 3 | 0.4% | 100% | $175,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 3 | 0.4% | 100% | $88,333 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, VA | 3 | 0.4% | 100% | $218,333 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 3 | 0.4% | 66.7% | $175,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
VA | 2 | 0.3% | 100% | $250,000 | View |
Canopy Mortgage, LLC
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Conventional, FHA | 2 | 0.3% | 100% | $260,000 | |
Newrez LLC
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VA | 2 | 0.3% | 25% | $150,000 | |
Triad Financial Services, Inc.
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Conventional | 2 | 0.3% | 50% | $130,000 | |
PHH Mortgage Corporation
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FHA, VA | 2 | 0.3% | 100% | $295,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.3% | 100% | $145,000 | |
VanDyk Mortgage Corporation
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Conventional | 2 | 0.3% | 100% | $195,000 | |
Churchill Mortgage Corporation
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Conventional, VA | 2 | 0.3% | 100% | $190,000 | |
Mutual of Omaha Mortgage
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FHA, VA | 2 | 0.3% | 50% | $200,000 | |
Southwest Stage Funding LLC
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Conventional | 2 | 0.3% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.3% | 66.7% | $215,000 | View |
Carrington Mortgage Services LLC
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Conventional, VA | 2 | 0.3% | 60% | $100,000 | |
Loan Simple, Inc.
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FHA | 2 | 0.3% | 100% | $280,000 | |
Village Capital & Investment
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VA | 2 | 0.3% | 50% | $230,000 | |
Sun American Mortgage Company
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VA | 1 | 0.1% | 100% | $395,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $285,000 | |
First Community Mortgage, Inc.
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FHA | 1 | 0.1% | 100% | $175,000 | |
RANLife, Inc.
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Conventional | 1 | 0.1% | 100% | $315,000 | |
NOVA Financial & Investment Corporation
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FHA | 1 | 0.1% | 100% | $415,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.1% | 100% | $225,000 | |
Kind Lending, LLC
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FHA | 1 | 0.1% | 100% | $265,000 | |
Directors Mortgage, Inc
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Conventional | 1 | 0.1% | 100% | $175,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.1% | 100% | $355,000 | |
Oaktree Funding Corp
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Conventional | 1 | 0.1% | 100% | $205,000 | |
Directions Equity, LLC
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FHA | 1 | 0.1% | 100% | $155,000 | |
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C+4.1 ★Texas Ratio: 26.20% |
Conventional | 1 | 0.1% | 100% | $395,000 | View |
Discover Bank
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Conventional | 1 | 0.1% | 33.3% | $45,000 | |
American Financing Corporation
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Conventional | 1 | 0.1% | 25% | $285,000 | |
ClearPath Lending
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VA | 1 | 0.1% | 100% | $185,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 0.1% | 100% | $65,000 | |
New Day Financial, LLC.
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VA | 1 | 0.1% | 33.3% | $155,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
FHA | 1 | 0.1% | 100% | $175,000 | View |
Planet Home Lending, LLC
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FHA | 1 | 0.1% | 100% | $235,000 | |
Embrace Home Loans, Inc.
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FHA | 1 | 0.1% | 100% | $225,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA | 1 | 0.1% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.1% | 100% | $515,000 | View |
Firefighters First Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $355,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.1% | 100% | $215,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.1% | 100% | $95,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.1% | 50% | $415,000 | |
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C-3.6 ★Texas Ratio: 31.27% |
Conventional | 1 | 0.1% | 100% | $425,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.1% | 25% | $85,000 | |
Reliance First Capital, LLC
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VA | 1 | 0.1% | 100% | $105,000 | |
First Technology Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $305,000 | |
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A4.7 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.1% | 100% | $135,000 | View |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Roswell Mortgage Rate Trends
Daily average mortgage rates for New Mexico compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Roswell, New Mexico
Looking for mortgage lenders near me or mortgage brokers near me in Roswell? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Roswell in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Roswell, NM
Use these to narrow the list above. Each category shows how many Roswell, NM lenders fit and what that kind of lender is usually best for.
Who Lends in Roswell, NM
Independent mortgage companies closed 88.8 percent of home loans in Roswell, New Mexico in 2025, banks 9.8 percent and credit unions 1.4 percent. Cmg Mortgage Inc was the largest mortgage company, Bank of the Southwest the largest bank and Nusenda Federal Credit Union the largest credit union. Among lenders headquartered in New Mexico, Bank of the Southwest led with 21 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in New Mexico. None. New Mexico has no real estate transfer tax and no mortgage recording tax, only per document county recording fees.
More New Mexico Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Roswell, NM
By home loans closed in 2025, Bank of the Southwest was the largest mortgage lender in Roswell, New Mexico with 21 loans, about 2.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Roswell, New Mexico, Cmg Mortgage Inc approved the highest share of completed applications in 2025 at 95.3 percent, against a 79.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
40 lenders closed FHA loans in Roswell, New Mexico in 2025, led by Cmg Mortgage Inc with 69. 30 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 6 credit unions closed home loans in Roswell, New Mexico in 2025, alongside 60 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Roswell, New Mexico during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Roswell, New Mexico for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Roswell. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
