Mortgage Lenders and Brokers in Clovis, New Mexico
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Clovis, New Mexico mortgage lenders include Western Commerce BankWestern Commerce Bank101 W Llano Estacado Blvd, Clovis, NM 88101A5.0 ★Texas Ratio: 10.25%, US Bank, N.A.US Bank, N.A.2501 N Prince St, Clovis, NM 88101A+5.0 ★Texas Ratio: 2.85%, Umb Bank NAUmb Bank NA709 Pile St, Clovis, NM 88101A+5.0 ★Texas Ratio: 1.78%, Washington FederalWashington Federal2720 N Prince St, Clovis, NM 88101A+5.0 ★Texas Ratio: 4.48%, Wells Fargo Bank NAWells Fargo Bank NA223 N Main St, Clovis, NM 88101A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9261 Coors Blvd Nw, Albuquerque, NM 87114A+5.0 ★Texas Ratio: 3.68%, Nusenda Federal Credit UnionNusenda Federal Credit Union7517 Montgomery Blvd NE, Albuquerque, NM 87109A+5.0 ★Texas Ratio: 5.40%, Bokf NABokf NA3301 Coors Blvd Nw, Albuquerque, NM 87120A+5.0 ★Texas Ratio: 1.05%, State Employees Credit UnionState Employees Credit Union3521 Montgomery Blvd NE, Albuquerque, NM 87107C+4.1 ★Texas Ratio: 26.01%, and Sunflower Bank, N.A.Sunflower Bank, N.A.7300 Jefferson St Ne, Albuquerque, NM 87109A5.0 ★Texas Ratio: 10.77%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Clovis, New Mexico in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Clovis are listed first, then lenders elsewhere in New Mexico, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Clovis, New Mexico
Market share is the lender's share of all home loans closed in Clovis, New Mexico. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Clovis 101 W Llano Estacado Blvd, Clovis, NM 88101 A5.0 ★Texas Ratio: 10.25% |
Conventional | 6 | 0.8% | 85.7% | $101,666 | View |
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1 office in Clovis 2501 N Prince St, Clovis, NM 88101 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +2 HELOCs |
0.4% | 33.3% | $51,666 | View |
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1 office in Clovis 709 Pile St, Clovis, NM 88101 A+5.0 ★Texas Ratio: 1.78% |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 66.7% | $50,000 | View |
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1 office in Clovis 2720 N Prince St, Clovis, NM 88101 A+5.0 ★Texas Ratio: 4.48% |
Conventional | 2 | 0.3% | 100% | $80,000 | View |
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1 office in Clovis 223 N Main St, Clovis, NM 88101 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.1% | 25% | $175,000 | View |
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9261 Coors Blvd Nw, Albuquerque, NM 87114 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 11 | 1.5% | 100% | $183,181 | View |
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7517 Montgomery Blvd NE, Albuquerque, NM 87109 A+5.0 ★Texas Ratio: 5.40% |
Conventional, FHA | 4 | 0.6% | 80% | $47,500 | View |
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3301 Coors Blvd Nw, Albuquerque, NM 87120 A+5.0 ★Texas Ratio: 1.05% |
VA, HELOC | 1 +1 HELOCs |
0.1% | 50% | $205,000 | View |
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3521 Montgomery Blvd NE, Albuquerque, NM 87107 C+4.1 ★Texas Ratio: 26.01% |
Conventional | 1 | 0.1% | 100% | $45,000 | View |
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7300 Jefferson St Ne, Albuquerque, NM 87109 A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0.1% | 100% | $245,000 | View |
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4301 Wyoming Blvd Ne, Albuquerque, NM 87111 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 600 9th St, Alamogordo, NM 88310 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, VA | 147 | 20.5% | 96.1% | $166,632 | View |
Mortgage Research Center
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Conventional, FHA, VA | 76 | 10.6% | 85.7% | $249,473 | |
Primary Residential Mortgage, INC.
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Conventional, FHA, VA | 74 | 10.3% | 93.7% | $141,621 | |
Rocket Mortgage
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Conventional, FHA, VA | 61 | 8.5% | 80% | $170,737 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 44 +1 HELOCs |
6.1% | 92% | $218,181 | |
Guild Mortgage Company
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Conventional, FHA, VA | 29 | 4.1% | 91.4% | $123,965 | |
Pennymac Loan Services LLC
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Conventional, VA | 19 | 2.7% | 79.2% | $207,631 | |
Freedom Mortgage Corporation
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FHA, VA | 18 | 2.5% | 82.6% | $247,777 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 17 +2 HELOCs |
2.4% | 85% | $253,823 | |
loanDepot.com LLC
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Conventional, FHA, VA, Jumbo, HELOC | 15 +2 HELOCs |
2.1% | 68.2% | $227,000 | |
Alliance Credit Union
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Conventional, FHA, VA | 13 | 1.8% | 100% | $225,769 | |
Primelending
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Conventional, FHA, VA | 13 | 1.8% | 100% | $255,000 | |
Kind Lending, LLC
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Conventional, FHA, VA | 12 | 1.7% | 80% | $186,666 | |
Waterstone Mortgage Corporation
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Conventional, FHA, VA | 12 | 1.7% | 100% | $135,000 | |
Nationstar Mortgage
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Conventional, VA | 10 | 1.4% | 73.3% | $157,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 9 | 1.3% | 100% | $251,666 | |
Nbkc Bank
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Conventional, VA | 7 | 1% | 100% | $316,428 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 5 | 0.7% | 37.5% | $189,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 5 | 0.7% | 50% | $251,000 | View |
Churchill Mortgage Corporation
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Conventional, VA | 5 | 0.7% | 100% | $93,000 | |
Directors Mortgage, Inc
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Conventional, VA | 4 | 0.6% | 100% | $167,500 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 4 | 0.6% | 100% | $120,000 | |
New Day Financial, LLC.
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VA | 4 | 0.6% | 83.3% | $240,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 4 | 0.6% | 100% | $67,500 | |
Mortgage Solutions of Colorado
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FHA, VA | 4 | 0.6% | 100% | $212,500 | |
New American Funding, LLC.
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Conventional, FHA, VA | 4 | 0.6% | 80% | $215,000 | |
Guaranteed Rate, Inc.
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Conventional, VA | 3 | 0.4% | 75% | $288,333 | |
Newrez LLC
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FHA, VA | 3 | 0.4% | 57.1% | $235,000 | |
Planet Home Lending, LLC
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FHA, VA | 3 | 0.4% | 75% | $275,000 | |
Texas Tech Federal Credit Union
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Conventional, VA | 3 | 0.4% | 100% | $291,666 | |
Zillow Home Loans, LLC
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Conventional, FHA | 3 | 0.4% | 100% | $181,666 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 3 | 0.4% | 75% | $301,666 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 3 | 0.4% | 75% | $248,333 | View |
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A5.0 ★Texas Ratio: 8.33% |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $70,000 | |
Farmers Insurance Federal Credit Union
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Conventional | 2 | 0.3% | 66.7% | $85,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA, VA | 2 | 0.3% | 66.7% | $110,000 | View |
Amerisave Mortgage Company
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Conventional | 2 | 0.3% | 7.1% | $60,000 | |
Cmg Mortgage Inc
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VA | 2 | 0.3% | 100% | $245,000 | |
American Financing Corporation
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FHA, VA | 2 | 0.3% | 66.7% | $235,000 | |
21St Mortgage
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Conventional | 2 | 0.3% | 12.5% | $140,000 | |
Paramount Residential Mortgage
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FHA, VA | 2 | 0.3% | 100% | $220,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.3% | 100% | $125,000 | |
Pentagon Federal Credit Union
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VA, HELOC | 1 +2 HELOCs |
0.1% | 50% | $325,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.1% | 50% | $35,000 | |
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A5.0 ★Texas Ratio: 13.21% |
VA | 1 | 0.1% | 100% | $485,000 | View |
American Financial Resources LLC
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VA | 1 | 0.1% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 6.15% |
VA | 1 | 0.1% | 100% | $175,000 | View |
Goodleap, LLC
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FHA | 1 | 0.1% | 50% | $135,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $155,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.1% | 50% | $375,000 | |
MortgageOne, Inc
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VA | 1 | 0.1% | 100% | $165,000 | |
CrossCountry Mortgage, LLC
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VA | 1 | 0.1% | 100% | $295,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.1% | 10% | $125,000 | |
Movement Mortgage, LLC
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VA | 1 | 0.1% | 100% | $205,000 | |
United Trust Bank
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VA | 1 | 0.1% | 100% | $165,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
VA | 1 | 0.1% | 100% | $375,000 | View |
American Financial Network, Inc.
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VA | 1 | 0.1% | 100% | $275,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.1% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.1% | 100% | $185,000 | View |
Service Federal Credit Union
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VA | 1 | 0.1% | 100% | $355,000 | |
T2 Financial LLC
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FHA | 1 | 0.1% | 100% | $215,000 | |
Castle & Cooke Mortgage, LLC
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VA | 1 | 0.1% | 100% | $205,000 | |
Gardner Financial Services
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Conventional | 1 | 0.1% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
Liberty Home Mortgage Corp
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Conventional | 1 | 0.1% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
VA | 1 | 0.1% | 100% | $265,000 | View |
Access Community Credit Union
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Conventional | 1 | 0.1% | 100% | $265,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.1% | 12.5% | $115,000 | |
Texana Bank
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VA | 1 | 0.1% | 100% | $265,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
VA | 1 | 0.1% | 100% | $255,000 | View |
Village Capital & Investment
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VA | 1 | 0.1% | 25% | $215,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a |
Clovis Mortgage Rate Trends
Daily average mortgage rates for New Mexico compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Clovis, New Mexico
Looking for mortgage lenders near me or mortgage brokers near me in Clovis? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Clovis in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Clovis, NM
Use these to narrow the list above. Each category shows how many Clovis, NM lenders fit and what that kind of lender is usually best for.
Who Lends in Clovis, NM
Independent mortgage companies closed 61.9 percent of home loans in Clovis, New Mexico in 2025, banks 31.8 percent and credit unions 6.3 percent. Mortgage Research Center was the largest mortgage company, Western Commerce Bank the largest bank and Nusenda Federal Credit Union the largest credit union. Among lenders headquartered in New Mexico, Western Commerce Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in New Mexico. None. New Mexico has no real estate transfer tax and no mortgage recording tax, only per document county recording fees.
More New Mexico Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Clovis, NM
By home loans closed in 2025, Western Commerce Bank was the largest mortgage lender in Clovis, New Mexico with 6 loans, about 0.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Clovis, New Mexico, Bell Bank approved the highest share of completed applications in 2025 at 96.1 percent, against a 80.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in Clovis, New Mexico in 2025, led by Bell Bank with 23. 52 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 10 credit unions closed home loans in Clovis, New Mexico in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Clovis, New Mexico during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Clovis, New Mexico for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Clovis. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
