Mortgage Lenders and Brokers in Alamogordo, New Mexico
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Alamogordo, New Mexico mortgage lenders include First Savings BankFirst Savings Bank500 9th St, Alamogordo, NM 88310A+5.0 ★Texas Ratio: 3.36%, Wells Fargo Bank NAWells Fargo Bank NA1109 New York Ave, Alamogordo, NM 88310A+5.0 ★Texas Ratio: 5.36%, Pioneer BankPioneer Bank1020 10th St, Alamogordo, NM 88310A5.0 ★Texas Ratio: 11.22%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9261 Coors Blvd Nw, Albuquerque, NM 87114A+5.0 ★Texas Ratio: 3.68%, Citizens Bank of Las CrucesCitizens Bank of Las Cruces7500 Jefferson St Ne, Albuquerque, NM 87109A+5.0 ★Texas Ratio: 3.19%, Nusenda Federal Credit UnionNusenda Federal Credit Union7517 Montgomery Blvd NE, Albuquerque, NM 87109A+5.0 ★Texas Ratio: 5.40%, PNC Bank N.A.PNC Bank N.A.600 9th St, Alamogordo, NM 88310A+5.0 ★Texas Ratio: 4.24%, US Bank, N.A.US Bank, N.A.7900 Jefferson St Ne, Albuquerque, NM 87109A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA4301 Wyoming Blvd Ne, Albuquerque, NM 87111A+5.0 ★Texas Ratio: 4.14%, and White Sands Federal Credit UnionWhite Sands Federal Credit Union2755 N Main St, Las Cruces, NM 88001 1149A+5.0 ★Texas Ratio: 0.43%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Alamogordo, New Mexico in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Alamogordo are listed first, then lenders elsewhere in New Mexico, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Alamogordo, New Mexico
Market share is the lender's share of all home loans closed in Alamogordo, New Mexico. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Alamogordo 500 9th St, Alamogordo, NM 88310 A+5.0 ★Texas Ratio: 3.36% |
Conventional | 6 | 0.8% | 85.7% | $236,666 | View |
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1 office in Alamogordo 1109 New York Ave, Alamogordo, NM 88310 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 5 | 0.7% | 100% | $225,000 | View |
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1 office in Alamogordo 1020 10th St, Alamogordo, NM 88310 A5.0 ★Texas Ratio: 11.22% |
Conventional | 1 | 0.1% | 50% | $25,000 | View |
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9261 Coors Blvd Nw, Albuquerque, NM 87114 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 4 | 0.5% | 80% | $200,000 | View |
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7500 Jefferson St Ne, Albuquerque, NM 87109 A+5.0 ★Texas Ratio: 3.19% |
Conventional, VA | 3 | 0.4% | 100% | $241,666 | View |
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7517 Montgomery Blvd NE, Albuquerque, NM 87109 A+5.0 ★Texas Ratio: 5.40% |
Conventional | 2 | 0.3% | 100% | $40,000 | View |
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★ 1.7 stars, 3 reviews 600 9th St, Alamogordo, NM 88310 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $185,000 | View |
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7900 Jefferson St Ne, Albuquerque, NM 87109 A+5.0 ★Texas Ratio: 2.85% |
VA, HELOC | 1 +1 HELOCs |
0.1% | 100% | $155,000 | View |
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4301 Wyoming Blvd Ne, Albuquerque, NM 87111 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.1% | 100% | $345,000 | View |
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2755 N Main St, Las Cruces, NM 88001 1149 A+5.0 ★Texas Ratio: 0.43% |
Conventional | 1 | 0.1% | 100% | $85,000 | View |
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3301 Coors Blvd Nw, Albuquerque, NM 87120 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
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7300 Jefferson St Ne, Albuquerque, NM 87109 A5.0 ★Texas Ratio: 10.77% |
VA | 1 | 0.1% | 100% | $345,000 | View |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA, VA | 117 | 15.8% | 99.2% | $142,692 | View |
Click n' Close, Inc.
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Conventional, FHA, VA | 97 | 13.1% | 100% | $250,876 | |
Mortgage Research Center
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Conventional, VA | 93 | 12.6% | 81% | $258,225 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 67 | 9.1% | 85.5% | $175,149 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 36 +1 HELOCs |
4.9% | 90.2% | $262,500 | |
loanDepot.com LLC
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Conventional, FHA, VA | 32 | 4.3% | 79.5% | $241,250 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 21 +3 HELOCs |
2.8% | 80.8% | $243,571 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 19 | 2.6% | 83.3% | $153,421 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 16 | 2.2% | 84.2% | $277,500 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 12 | 1.6% | 85.7% | $311,666 | View |
Nbkc Bank
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VA | 11 | 1.5% | 100% | $307,727 | |
JMAC Lending, Inc.
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Conventional, FHA, VA | 9 | 1.2% | 100% | $292,777 | |
Guild Mortgage Company
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Conventional, FHA | 8 | 1.1% | 100% | $86,250 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional, VA | 8 | 1.1% | 100% | $318,750 | View |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 7 | 0.9% | 75% | $205,000 | |
Village Capital & Investment
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FHA, VA | 7 | 0.9% | 69.2% | $323,571 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 6 +1 HELOCs |
0.8% | 85.7% | $200,000 | |
Newrez LLC
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Conventional, VA | 6 | 0.8% | 75% | $200,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 6 | 0.8% | 37.5% | $80,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 6 | 0.8% | 85.7% | $270,000 | View |
Waterstone Mortgage Corporation
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Conventional, FHA | 6 | 0.8% | 100% | $60,000 | |
Nationstar Mortgage
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Conventional, FHA, VA | 6 | 0.8% | 75% | $136,666 | |
Kind Lending, LLC
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Conventional, FHA, VA | 5 | 0.7% | 100% | $229,000 | |
The Loan Store, Inc
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Conventional, VA | 5 | 0.7% | 100% | $227,000 | |
Mutual of Omaha Mortgage
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Conventional, VA | 5 | 0.7% | 83.3% | $235,000 | |
Carrington Mortgage Services LLC
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Conventional, VA | 5 | 0.7% | 57.1% | $271,000 | |
American Financial Resources LLC
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Conventional, FHA, VA | 4 | 0.5% | 100% | $315,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA, VA | 4 | 0.5% | 100% | $237,500 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, VA | 4 | 0.5% | 100% | $197,500 | View |
Fairway Independent Mort Corp
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FHA, VA | 4 | 0.5% | 100% | $195,000 | |
21St Mortgage
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Conventional | 4 | 0.5% | 45.5% | $77,500 | |
Primelending
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VA | 3 | 0.4% | 100% | $328,333 | |
Everett Financial, Inc.
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VA | 3 | 0.4% | 100% | $278,333 | |
New Day Financial, LLC.
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VA | 3 | 0.4% | 50% | $191,666 | |
Planet Home Lending, LLC
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Conventional, FHA, VA | 3 | 0.4% | 60% | $151,666 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 3 | 0.4% | 100% | $145,000 | View |
Pentagon Federal Credit Union
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VA, HELOC | 2 +2 HELOCs |
0.3% | 100% | $330,000 | |
Guaranteed Rate, Inc.
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VA, HELOC | 2 +1 HELOCs |
0.3% | 100% | $265,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA, VA, HELOC | 2 +1 HELOCs |
0.3% | 50% | $190,000 | View |
NOVA Financial & Investment Corporation
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Conventional, VA | 2 | 0.3% | 66.7% | $210,000 | |
Movement Mortgage, LLC
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VA | 2 | 0.3% | 66.7% | $285,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 2 | 0.3% | 100% | $280,000 | View |
Coast One Mortgage, LLC
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VA | 2 | 0.3% | 100% | $180,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 2 | 0.3% | 100% | $140,000 | View |
Towne Mortgage Company
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Conventional, FHA | 2 | 0.3% | 100% | $180,000 | |
HomeBridge Financial Services, Inc
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FHA, HELOC | 1 +2 HELOCs |
0.1% | 100% | $155,000 | |
Lower, LLC
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VA, HELOC | 1 +1 HELOCs |
0.1% | 100% | $135,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 50% | $35,000 | |
Alliant Credit Union
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Conventional | 1 | 0.1% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 4.98% |
VA | 1 | 0.1% | 100% | $315,000 | View |
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A+5.0 ★Texas Ratio: 3.66% |
VA | 1 | 0.1% | 100% | $235,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
VA | 1 | 0.1% | 100% | $155,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.1% | 50% | $225,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $245,000 | |
MortgageOne, Inc
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VA | 1 | 0.1% | 100% | $155,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.1% | 100% | $145,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.1% | 50% | $215,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0.1% | 100% | $255,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.1% | 100% | $365,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.1% | 50% | $125,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.1% | 100% | $265,000 | View |
AdvantageFirst Lending Inc
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VA | 1 | 0.1% | 33.3% | $345,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.1% | 100% | $185,000 | |
Eustis Mortgage Corp
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Conventional | 1 | 0.1% | 100% | $475,000 | |
Firstlight Federal Credit Unio
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Conventional | 1 | 0.1% | 100% | $65,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
VA | 1 | 0.1% | 100% | $235,000 | View |
Michigan Mutual, Inc
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VA | 1 | 0.1% | 100% | $265,000 | |
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C+4.1 ★Texas Ratio: 26.20% |
FHA | 1 | 0.1% | 100% | $115,000 | View |
Credit Union Mortgage Associat
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Conventional | 1 | 0.1% | 100% | $195,000 | |
American Financing Corporation
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FHA | 1 | 0.1% | 50% | $135,000 | |
Flat Branch Mortgage, Inc.
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VA | 1 | 0.1% | 100% | $295,000 | |
Securitynational Mortgage Company
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VA | 1 | 0.1% | 100% | $325,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.1% | 100% | $225,000 | |
Gecu
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Conventional | 1 | 0.1% | 50% | $55,000 | |
Nations Lending Corporation
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VA | 1 | 0.1% | 100% | $615,000 | |
Goldenwest Federal Credit Union
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VA | 1 | 0.1% | 100% | $415,000 | |
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A5.0 ★Texas Ratio: 8.33% |
VA | 1 | 0.1% | 100% | $345,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.1% | 50% | $235,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.1% | 100% | $115,000 | View |
Mortgage Solutions of Colorado
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VA | 1 | 0.1% | 100% | $245,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.1% | 100% | $125,000 | |
Prosperity Home Mortgage, LLC
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VA | 1 | 0.1% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 3.14% |
VA | 1 | 0.1% | 100% | $205,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
VA | 1 | 0.1% | 100% | $195,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.1% | 100% | $95,000 | |
Vanderbilt Mortgage and Finance, Inc
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FHA | 1 | 0.1% | 14.3% | $195,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.1% | 100% | $215,000 | View |
Top Flite Financial, Inc.
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VA | 1 | 0.1% | 50% | $245,000 | |
Southwest Funding LP
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VA | 1 | 0.1% | 100% | $285,000 | |
Figure Lending LLC
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HELOC | 0 +10 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | 66.7% | ||
Blaze Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Alamogordo Mortgage Rate Trends
Daily average mortgage rates for New Mexico compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Alamogordo, New Mexico
Looking for mortgage lenders near me or mortgage brokers near me in Alamogordo? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Alamogordo in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Alamogordo, NM
Use these to narrow the list above. Each category shows how many Alamogordo, NM lenders fit and what that kind of lender is usually best for.
Who Lends in Alamogordo, NM
Independent mortgage companies closed 67.6 percent of home loans in Alamogordo, New Mexico in 2025, banks 28.1 percent and credit unions 4.3 percent. Click n' Close, Inc. was the largest mortgage company, First Savings Bank the largest bank and Nusenda Federal Credit Union the largest credit union. Among lenders headquartered in New Mexico, Pioneer Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in New Mexico. None. New Mexico has no real estate transfer tax and no mortgage recording tax, only per document county recording fees.
More New Mexico Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Alamogordo, NM
By home loans closed in 2025, First Savings Bank was the largest mortgage lender in Alamogordo, New Mexico with 6 loans, about 0.8 percent of the market. The largest lender headquartered in New Mexico was Pioneer Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Alamogordo, New Mexico, Click n' Close, Inc. approved the highest share of completed applications in 2025 at 100 percent, against a 85.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
33 lenders closed FHA loans in Alamogordo, New Mexico in 2025, led by Gateway First Bank with 22. 64 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 11 credit unions closed home loans in Alamogordo, New Mexico in 2025, alongside 62 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Alamogordo, New Mexico during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Alamogordo, New Mexico for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Alamogordo. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
