Mortgage Lenders and Brokers in Los Lunas, New Mexico
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Los Lunas, New Mexico mortgage lenders include Bokf NABokf NA645 Main Street NE, Los Lunas, NM 87031A+5.0 ★Texas Ratio: 1.05%, Wells Fargo Bank NAWells Fargo Bank NA1027 Main St Sw, Los Lunas, NM 87031A+5.0 ★Texas Ratio: 5.36%, US Bank, N.A.US Bank, N.A.2421 Main St Se, Los Lunas, NM 87031A+5.0 ★Texas Ratio: 2.85%, BMO Harris Bank NABMO Harris Bank NA2610 Main St Nw, Los Lunas, NM 87031A+5.0 ★Texas Ratio: 3.54%, Umb Bank NAUmb Bank NA1810 Main St Nw, Los Lunas, NM 87031A+5.0 ★Texas Ratio: 1.78%, Nusenda Federal Credit UnionNusenda Federal Credit Union320 Main St NW, Los Lunas, NM 87031A+5.0 ★Texas Ratio: 5.40%, SunwardSunward2700 Palmilla Rd NW, Los Lunas, NM 87031A+5.0 ★Texas Ratio: 2.97%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9261 Coors Blvd Nw, Albuquerque, NM 87114A+5.0 ★Texas Ratio: 3.68%, Sunflower Bank, N.A.Sunflower Bank, N.A.7300 Jefferson St Ne, Albuquerque, NM 87109A5.0 ★Texas Ratio: 10.77%, and Kirtland Federal Credit UnionKirtland Federal Credit Union2270 Main St NW Ste D, Los Lunas, NM 87031A+5.0 ★Texas Ratio: 3.99%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Los Lunas, New Mexico in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Los Lunas are listed first, then lenders elsewhere in New Mexico, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Los Lunas, New Mexico
Market share is the lender's share of all home loans closed in Los Lunas, New Mexico. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Los Lunas 645 Main Street NE, Los Lunas, NM 87031 A+5.0 ★Texas Ratio: 1.05% |
Conventional, FHA, VA, HELOC | 12 +3 HELOCs |
1.9% | 100% | $235,000 | View |
|
1 office in Los Lunas 1027 Main St Sw, Los Lunas, NM 87031 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 4 | 0.6% | 80% | $347,500 | View |
|
1 office in Los Lunas 2421 Main St Se, Los Lunas, NM 87031 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +2 HELOCs |
0.5% | 75% | $71,666 | View |
|
1 office in Los Lunas 2610 Main St Nw, Los Lunas, NM 87031 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
1 office in Los Lunas 1810 Main St Nw, Los Lunas, NM 87031 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
320 Main St NW, Los Lunas, NM 87031 A+5.0 ★Texas Ratio: 5.40% |
Conventional, FHA, VA, HELOC | 42 +7 HELOCs |
6.6% | 93.6% | $138,571 | View |
|
2700 Palmilla Rd NW, Los Lunas, NM 87031 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 19 +7 HELOCs |
3% | 100% | $280,263 | View |
|
9261 Coors Blvd Nw, Albuquerque, NM 87114 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 11 | 1.7% | 100% | $292,272 | View |
|
7300 Jefferson St Ne, Albuquerque, NM 87109 A5.0 ★Texas Ratio: 10.77% |
Conventional, FHA, Jumbo | 9 | 1.4% | 100% | $360,555 | View |
|
2270 Main St NW Ste D, Los Lunas, NM 87031 A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 6 +1 HELOCs |
0.9% | 80% | $111,666 | View |
|
280 Emilio Lopez Rd NW, Los Lunas, NM 87031 C+4.1 ★Texas Ratio: 26.01% |
Conventional, HELOC | 4 +1 HELOCs |
0.6% | 75% | $120,000 | View |
|
301 Rio Bravo Blvd SE, Albuquerque, NM 87105 A+5.0 ★Texas Ratio: 5.38% |
Conventional | 4 | 0.6% | 100% | $287,500 | View |
|
3939 Osuna Rd NE, Albuquerque, NM 87109 4431 F2.6 ★Texas Ratio: 44.42% |
Conventional, HELOC | 3 +2 HELOCs |
0.5% | 75% | $78,333 | View |
|
4301 Wyoming Blvd Ne, Albuquerque, NM 87111 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
0.5% | 100% | $275,000 | View |
|
1910 Wyoming Blvd Ne, Albuquerque, NM 87112 A5.0 ★Texas Ratio: 10.25% |
Conventional | 2 | 0.3% | 100% | $310,000 | View |
Sandia Area Federal Credit Uni
|
Conventional | 3 | 0.5% | 75% | $45,000 | |
Primary Residential Mortgage, INC.
|
Conventional, FHA, VA | 48 | 7.6% | 98% | $312,291 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 35 +2 HELOCs |
5.5% | 78% | $351,000 | |
Waterstone Mortgage Corporation
|
Conventional, FHA, VA | 33 | 5.2% | 100% | $221,969 | |
Rocket Mortgage
|
Conventional, FHA, VA | 31 | 4.9% | 74.4% | $193,387 | |
Guild Mortgage Company
|
Conventional, FHA, VA, USDA | 30 | 4.7% | 100% | $210,000 | |
Homeamerican Mortgage Corporation
|
Conventional, FHA, VA | 30 | 4.7% | 91.7% | $379,666 | |
Calcon Mutual Mortgage LLC
|
Conventional, FHA, VA | 29 | 4.6% | 93.5% | $324,655 | |
loanDepot.com LLC
|
Conventional, FHA, VA, USDA | 28 | 4.4% | 64.4% | $273,571 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA, USDA | 27 | 4.3% | 65.9% | $340,925 | |
Mortgage Research Center
|
VA | 25 | 4% | 80.6% | $375,400 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA, USDA | 22 | 3.5% | 89.7% | $308,181 | |
Kind Lending, LLC
|
Conventional, FHA, VA, USDA | 12 | 1.9% | 85.7% | $344,166 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 10 +3 HELOCs |
1.6% | 76.9% | $180,000 | |
Builders Choice Mortgage LLC
|
Conventional, FHA, VA | 9 | 1.4% | 100% | $272,777 | |
Mortgage Solutions of Colorado
|
Conventional, VA | 9 | 1.4% | 90% | $267,222 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, USDA | 8 | 1.3% | 100% | $196,250 | |
Nationstar Mortgage
|
Conventional, VA | 8 | 1.3% | 80% | $113,750 | |
Village Capital & Investment
|
FHA, VA | 8 | 1.3% | 100% | $325,000 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional, FHA, VA | 5 | 0.8% | 100% | $187,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA, VA | 5 | 0.8% | 60% | $345,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA, HELOC | 4 +1 HELOCs |
0.6% | 100% | $150,000 | |
Movement Mortgage, LLC
|
Conventional, FHA | 4 | 0.6% | 100% | $125,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 4 | 0.6% | 45.5% | $272,500 | |
ClearPath Lending
|
VA | 4 | 0.6% | 100% | $315,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 4 | 0.6% | 100% | $325,000 | View |
Evergreen Moneysource Mortgage Company
|
Conventional | 4 | 0.6% | 100% | $175,000 | |
Directors Mortgage, Inc
|
Conventional, VA | 3 | 0.5% | 100% | $218,333 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 3 | 0.5% | 100% | $328,333 | View |
Click n' Close, Inc.
|
Conventional, FHA, VA | 3 | 0.5% | 100% | $311,666 | |
American Pacific Mortgage Corporation
|
Conventional, FHA, USDA | 3 | 0.5% | 100% | $245,000 | |
21St Mortgage
|
Conventional | 3 | 0.5% | 28.6% | $145,000 | |
Hometrust Mortgage Company
|
FHA, VA | 3 | 0.5% | 60% | $315,000 | |
Primelending
|
Conventional, FHA | 2 | 0.3% | 100% | $370,000 | |
|
A+5.0 ★Texas Ratio: 3.16% |
Conventional | 2 | 0.3% | 100% | $330,000 | View |
Newrez LLC
|
FHA, VA | 2 | 0.3% | 40% | $340,000 | |
Equity Prime Mortgage LLC
|
VA | 2 | 0.3% | 66.7% | $355,000 | |
VanDyk Mortgage Corporation
|
Conventional, FHA | 2 | 0.3% | 100% | $255,000 | |
Cardinal Financial Company, Li
|
FHA | 2 | 0.3% | 100% | $310,000 | |
Planet Home Lending, LLC
|
FHA, VA | 2 | 0.3% | 100% | $315,000 | |
Genway Home Mortgage, Inc.
|
Conventional, FHA | 2 | 0.3% | 50% | $160,000 | |
Mutual of Omaha Mortgage
|
Conventional, FHA | 2 | 0.3% | 66.7% | $150,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 2 | 0.3% | 100% | $115,000 | |
Carrington Mortgage Services LLC
|
Conventional, FHA | 2 | 0.3% | 50% | $125,000 | |
New American Funding, LLC.
|
VA, HELOC | 1 +2 HELOCs |
0.2% | 50% | $345,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 33.3% | $55,000 | |
RANLife, Inc.
|
VA | 1 | 0.2% | 100% | $345,000 | |
Goodleap, LLC
|
FHA | 1 | 0.2% | 100% | $295,000 | |
SWBC Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $455,000 | |
NOVA Financial & Investment Corporation
|
FHA | 1 | 0.2% | 100% | $425,000 | |
Sage Home Loans Corporation
|
VA | 1 | 0.2% | 100% | $425,000 | |
Envoy Mortgage, Ltd
|
FHA | 1 | 0.2% | 100% | $415,000 | |
CrossCountry Mortgage, LLC
|
FHA | 1 | 0.2% | 100% | $355,000 | |
PHH Mortgage Corporation
|
VA | 1 | 0.2% | 100% | $585,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
VA | 1 | 0.2% | 100% | $75,000 | View |
Amerisave Mortgage Company
|
Conventional | 1 | 0.2% | 25% | $115,000 | |
HomeBridge Financial Services, Inc
|
FHA | 1 | 0.2% | 100% | $275,000 | |
Royal Pacific Funding
|
Conventional | 1 | 0.2% | 100% | $335,000 | |
Intercap Lending Inc
|
Conventional | 1 | 0.2% | 100% | $85,000 | |
American Financing Corporation
|
VA | 1 | 0.2% | 33.3% | $275,000 | |
Flat Branch Mortgage, Inc.
|
Conventional | 1 | 0.2% | 100% | $235,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.2% | 100% | $295,000 | |
SIRVA Mortgage, Inc.
|
Conventional | 1 | 0.2% | 100% | $285,000 | |
Belem Servicing, LLC dba Patriot Home Mortgage
|
Conventional | 1 | 0.2% | 100% | $335,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.2% | 100% | $395,000 | View |
|
A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.2% | 100% | $425,000 | View |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.2% | 100% | $235,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.2% | 100% | $185,000 | View |
Mission Loans, LLC
|
FHA | 1 | 0.2% | 100% | $425,000 | |
V.I.P. Mortgage, Inc.
|
Conventional | 1 | 0.2% | 100% | $315,000 | |
The Loan Store, Inc
|
FHA | 1 | 0.2% | 100% | $245,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.2% | 100% | $295,000 | View |
Fairway Independent Mort Corp
|
VA | 1 | 0.2% | 100% | $375,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 66.7% | $295,000 | View |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.2% | 50% | $165,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Alliant Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Los Lunas Mortgage Rate Trends
Daily average mortgage rates for New Mexico compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Los Lunas, New Mexico
Looking for mortgage lenders near me or mortgage brokers near me in Los Lunas? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Los Lunas in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Los Lunas, NM
Use these to narrow the list above. Each category shows how many Los Lunas, NM lenders fit and what that kind of lender is usually best for.
Who Lends in Los Lunas, NM
Independent mortgage companies closed 70.7 percent of home loans in Los Lunas, New Mexico in 2025, banks 14.9 percent and credit unions 14.4 percent. Primary Residential Mortgage, INC. was the largest mortgage company, Bokf NA the largest bank and Nusenda Federal Credit Union the largest credit union. Among lenders headquartered in New Mexico, Nusenda Federal Credit Union led with 42 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in New Mexico. None. New Mexico has no real estate transfer tax and no mortgage recording tax, only per document county recording fees.
More New Mexico Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Los Lunas, NM
By home loans closed in 2025, Bokf NA was the largest mortgage lender in Los Lunas, New Mexico with 12 loans, about 1.9 percent of the market. The largest lender headquartered in New Mexico was Nusenda Federal Credit Union with 42 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
41 lenders closed FHA loans in Los Lunas, New Mexico in 2025, led by Homeamerican Mortgage Corporation with 20. 45 lenders closed VA loans, led by Mortgage Research Center, and 7 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 9 credit unions closed home loans in Los Lunas, New Mexico in 2025, alongside 64 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Los Lunas, New Mexico during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Los Lunas, New Mexico for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Los Lunas. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
