Mortgage Lenders and Brokers in Rio Rancho Estates, New Mexico
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Rio Rancho Estates, New Mexico mortgage lenders include Nusenda Federal Credit UnionNusenda Federal Credit Union7517 Montgomery Blvd NE, Albuquerque, NM 87109A+5.0 ★Texas Ratio: 5.40%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9261 Coors Blvd Nw, Albuquerque, NM 87114A+5.0 ★Texas Ratio: 3.68%, Sunflower Bank, N.A.Sunflower Bank, N.A.7300 Jefferson St Ne, Albuquerque, NM 87109A5.0 ★Texas Ratio: 10.77%, Bokf NABokf NA3301 Coors Blvd Nw, Albuquerque, NM 87120A+5.0 ★Texas Ratio: 1.05%, US Bank, N.A.US Bank, N.A.7900 Jefferson St Ne, Albuquerque, NM 87109A+5.0 ★Texas Ratio: 2.85%, First Financial Credit UnionFirst Financial Credit Union1625 Rio Bravo Blvd SW Ste 6, Albuquerque, NM 87105 6058A+5.0 ★Texas Ratio: 4.65%, SunwardSunward3707 Juan Tabo Blvd NE, Albuquerque, NM 87111A+5.0 ★Texas Ratio: 2.97%, Kirtland Federal Credit UnionKirtland Federal Credit Union6440 Gibson Blvd SE, Albuquerque, NM 87108A+5.0 ★Texas Ratio: 3.99%, U.S. Eagle Federal Credit UnionU.S. Eagle Federal Credit Union3939 Osuna Rd NE, Albuquerque, NM 87109 4431F2.6 ★Texas Ratio: 44.42%, and State Employees Credit UnionState Employees Credit Union3521 Montgomery Blvd NE, Albuquerque, NM 87107C+4.1 ★Texas Ratio: 26.01%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rio Rancho Estates, New Mexico in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rio Rancho Estates are listed first, then lenders elsewhere in New Mexico, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rio Rancho Estates, New Mexico
Market share is the lender's share of all home loans closed in Rio Rancho Estates, New Mexico. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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7517 Montgomery Blvd NE, Albuquerque, NM 87109 A+5.0 ★Texas Ratio: 5.40% |
Conventional, HELOC | 17 +8 HELOCs |
3.5% | 70.8% | $139,117 | View |
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9261 Coors Blvd Nw, Albuquerque, NM 87114 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 7 +1 HELOCs |
1.4% | 87.5% | $325,000 | View |
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7300 Jefferson St Ne, Albuquerque, NM 87109 A5.0 ★Texas Ratio: 10.77% |
Conventional, FHA | 7 | 1.4% | 87.5% | $313,571 | View |
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3301 Coors Blvd Nw, Albuquerque, NM 87120 A+5.0 ★Texas Ratio: 1.05% |
Conventional, FHA, HELOC | 3 +5 HELOCs |
0.6% | 100% | $361,666 | View |
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7900 Jefferson St Ne, Albuquerque, NM 87109 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +2 HELOCs |
0.6% | 75% | $115,000 | View |
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1625 Rio Bravo Blvd SW Ste 6, Albuquerque, NM 87105 6058 A+5.0 ★Texas Ratio: 4.65% |
Conventional | 3 | 0.6% | 100% | $61,666 | View |
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3707 Juan Tabo Blvd NE, Albuquerque, NM 87111 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 2 +6 HELOCs |
0.4% | 100% | $395,000 | View |
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6440 Gibson Blvd SE, Albuquerque, NM 87108 A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 2 +3 HELOCs |
0.4% | 40% | $65,000 | View |
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3939 Osuna Rd NE, Albuquerque, NM 87109 4431 F2.6 ★Texas Ratio: 44.42% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 66.7% | $105,000 | View |
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3521 Montgomery Blvd NE, Albuquerque, NM 87107 C+4.1 ★Texas Ratio: 26.01% |
Conventional | 2 | 0.4% | 66.7% | $55,000 | View |
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★ 1.7 stars, 3 reviews 600 9th St, Alamogordo, NM 88310 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $545,000 | View |
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4301 Wyoming Blvd Ne, Albuquerque, NM 87111 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.2% | 50% | $255,000 | View |
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301 Rio Bravo Blvd SE, Albuquerque, NM 87105 A+5.0 ★Texas Ratio: 5.38% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
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1109 New York Ave, Alamogordo, NM 88310 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
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1216 N Paseo de Onate, Espanola, NM 87532 A+5.0 ★Texas Ratio: 3.00% |
Conventional | 1 | 0.2% | 50% | $335,000 | View |
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9500 Montgomery Boulevard Ne, Albuquerque, NM 87111 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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500 Marquette Ave Nw, Albuquerque, NM 87102 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Sandia Area Federal Credit Uni
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Conventional | 8 | 1.6% | 80% | $77,500 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 45 | 9.3% | 64.3% | $329,888 | |
Waterstone Mortgage Corporation
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Conventional, FHA, VA | 38 | 7.8% | 100% | $227,105 | |
Rocket Mortgage
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Conventional, FHA, VA | 34 | 7% | 72.9% | $227,352 | |
Guild Mortgage Company
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Conventional, FHA, VA | 33 | 6.8% | 91.7% | $272,878 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 28 +1 HELOCs |
5.8% | 76.3% | $345,714 | |
Primary Residential Mortgage, INC.
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Conventional, FHA, VA | 18 | 3.7% | 94.7% | $348,888 | |
loanDepot.com LLC
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Conventional, FHA, VA | 17 | 3.5% | 89.5% | $297,941 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA, HELOC | 13 +2 HELOCs |
2.7% | 81.2% | $318,076 | |
Freedom Mortgage Corporation
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FHA, VA | 12 | 2.5% | 85.7% | $301,666 | |
Nationstar Mortgage
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Conventional, FHA | 11 | 2.3% | 78.6% | $144,090 | |
Builders Choice Mortgage LLC
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Conventional, FHA, VA | 10 | 2.1% | 100% | $294,000 | |
21St Mortgage
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Conventional | 10 | 2.1% | 45.5% | $157,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 9 | 1.9% | 83.3% | $231,666 | |
Movement Mortgage, LLC
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Conventional, FHA | 8 | 1.6% | 100% | $207,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 7 +1 HELOCs |
1.4% | 100% | $483,571 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 7 +1 HELOCs |
1.4% | 87.5% | $320,714 | |
Primelending
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Conventional, FHA, VA | 7 | 1.4% | 100% | $203,571 | |
Click n' Close, Inc.
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Conventional, FHA, VA | 7 | 1.4% | 87.5% | $289,285 | |
Mortgage Research Center
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Conventional, VA | 6 | 1.2% | 50% | $316,666 | |
Directors Mortgage, Inc
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Conventional, FHA | 5 | 1% | 71.4% | $129,000 | |
Mortgage Solutions of Colorado
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VA | 5 | 1% | 100% | $297,000 | |
Homeamerican Mortgage Corporation
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Conventional, FHA | 5 | 1% | 66.7% | $445,000 | |
Lakeview Loan Servicing, LLC
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FHA, VA | 4 | 0.8% | 45.5% | $377,500 | |
Calcon Mutual Mortgage LLC
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Conventional, FHA, VA | 4 | 0.8% | 100% | $320,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 3 | 0.6% | 100% | $208,333 | |
Everett Financial, Inc.
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Conventional, VA | 3 | 0.6% | 100% | $365,000 | |
Kind Lending, LLC
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Conventional, FHA | 3 | 0.6% | 75% | $361,666 | |
Union Home Mortgage Corp.
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Conventional, VA | 3 | 0.6% | 100% | $331,666 | |
Summit Funding.Inc
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Conventional | 3 | 0.6% | 100% | $91,666 | |
New American Funding, LLC.
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Conventional, FHA, VA | 3 | 0.6% | 75% | $388,333 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 3 | 0.6% | 100% | $528,333 | View |
Plaza Home Mortgage, Inc
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Conventional, FHA | 3 | 0.6% | 100% | $268,333 | |
Hometrust Mortgage Company
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Conventional, FHA, VA | 3 | 0.6% | 100% | $408,333 | |
American Financial Resources LLC
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Conventional, FHA | 2 | 0.4% | 66.7% | $315,000 | |
PHH Mortgage Corporation
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Conventional, FHA | 2 | 0.4% | 100% | $240,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.4% | 25% | $190,000 | |
AdvantageFirst Lending Inc
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Conventional, VA | 2 | 0.4% | 100% | $230,000 | |
VanDyk Mortgage Corporation
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FHA, VA | 2 | 0.4% | 100% | $275,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.4% | 50% | $305,000 | View |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional, VA | 2 | 0.4% | 100% | $330,000 | View |
V.I.P. Mortgage, Inc.
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Conventional, VA | 2 | 0.4% | 100% | $270,000 | |
Genway Home Mortgage, Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $175,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.4% | 15.8% | $250,000 | |
Village Capital & Investment
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FHA, VA | 2 | 0.4% | 100% | $380,000 | |
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A5.0 ★Texas Ratio: 13.21% |
VA | 1 | 0.2% | 50% | $645,000 | View |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
Newrez LLC
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VA | 1 | 0.2% | 33.3% | $365,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 100% | $355,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 100% | $235,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.2% | 100% | $365,000 | |
American Financial Network, Inc.
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VA | 1 | 0.2% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
FHA | 1 | 0.2% | 100% | $325,000 | View |
Ocmbc, Inc.
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Conventional | 1 | 0.2% | 100% | $195,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
HomeBridge Financial Services, Inc
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VA | 1 | 0.2% | 100% | $475,000 | |
Michigan Mutual, Inc
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VA | 1 | 0.2% | 100% | $425,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 20% | $55,000 | |
Das Acquisition Company, LLC
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FHA | 1 | 0.2% | 100% | $285,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 0.2% | 100% | $355,000 | |
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A5.0 ★Texas Ratio: 9.78% |
Conventional | 1 | 0.2% | 100% | $175,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $505,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 100% | $575,000 | |
Evergreen Moneysource Mortgage Company
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.2% | 100% | $455,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.2% | 100% | $465,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $345,000 | |
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A5.0 ★Texas Ratio: 8.33% |
Conventional | 1 | 0.2% | 100% | $175,000 | |
Better Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $335,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.2% | 100% | $95,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.2% | 100% | $425,000 | |
Veritas Funding, LLC
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VA | 1 | 0.2% | 100% | $265,000 | |
Southwest Stage Funding LLC
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FHA | 1 | 0.2% | 100% | $385,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.2% | 33.3% | $65,000 | |
Southwest Funding LP
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Conventional | 1 | 0.2% | 100% | $295,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Goodleap, LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Farmers Insurance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Rio Rancho Estates Mortgage Rate Trends
Daily average mortgage rates for New Mexico compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rio Rancho Estates, New Mexico
Looking for mortgage lenders near me or mortgage brokers near me in Rio Rancho Estates? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rio Rancho Estates in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rio Rancho Estates, NM
Use these to narrow the list above. Each category shows how many Rio Rancho Estates, NM lenders fit and what that kind of lender is usually best for.
Who Lends in Rio Rancho Estates, NM
Independent mortgage companies closed 73.7 percent of home loans in Rio Rancho Estates, New Mexico in 2025, banks 16.7 percent and credit unions 9.7 percent. DHI Mortgage Company, LTD. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Nusenda Federal Credit Union the largest credit union. Among lenders headquartered in New Mexico, Nusenda Federal Credit Union led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in New Mexico. None. New Mexico has no real estate transfer tax and no mortgage recording tax, only per document county recording fees.
More New Mexico Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rio Rancho Estates, NM
By home loans closed in 2025, Nusenda Federal Credit Union was the largest mortgage lender in Rio Rancho Estates, New Mexico with 17 loans, about 3.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
39 lenders closed FHA loans in Rio Rancho Estates, New Mexico in 2025, led by DHI Mortgage Company, LTD. with 27. 39 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 14 credit unions closed home loans in Rio Rancho Estates, New Mexico in 2025, alongside 67 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rio Rancho Estates, New Mexico during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rio Rancho Estates, New Mexico for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rio Rancho Estates. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
