☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results

Home / Mortgage Lenders / Mississippi / Southaven

iAdvertiser Disclosure

Mortgage Lenders and Brokers in Southaven, Mississippi

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Southaven, Mississippi mortgage lenders include Trustmark BankTrustmark Bank2853 Goodman Rd E, Southaven, MS 38672A+5.0 ★Texas Ratio: 2.40%, Regions BankRegions Bank969 Goodman Rd E, Southaven, MS 38671A+5.0 ★Texas Ratio: 4.37%, Guaranty Bank & Trust CompanyGuaranty Bank & Trust Company6030 Getwell Rd, Southaven, MS 38672A-5.0 ★Texas Ratio: 14.15%, Renasant BankRenasant Bank510 Church Rd W, Southaven, MS 38671A+5.0 ★Texas Ratio: 4.72%, Community Bank of MississippiCommunity Bank of Mississippi6910 Airways Blvd, Southaven, MS 38671A+5.0 ★Texas Ratio: 3.09%, First Security BankFirst Security Bank3035 Church Rd E, Southaven, MS 38672A+5.0 ★Texas Ratio: 4.91%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA253 Goodman Rd W, Southaven, MS 38671A+5.0 ★Texas Ratio: 3.68%, BankplusBankplus6644 Airways Blvd, Southaven, MS 38671A+5.0 ★Texas Ratio: 4.80%, First Horizon BankFirst Horizon Bank615 Goodman Rd E, Southaven, MS 38671A+5.0 ★Texas Ratio: 5.76%, and BankFirst Financial ServicesBankFirst Financial Services6830 Getwell Rd, Southaven, MS 38672A+5.0 ★Texas Ratio: 3.47%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Southaven, Mississippi in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Southaven are listed first, then lenders elsewhere in Mississippi, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Southaven, Mississippi

Market share is the lender's share of all home loans closed in Southaven, Mississippi. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Trustmark Bank 1 office in Southaven 2853 Goodman Rd E, Southaven, MS 38672 A+5.0 ★Texas Ratio: 2.40%	Conventional, FHA, VA, HELOC	67 +16 HELOCs	6%	97.1%	$211,268	View
Regions Bank 2 offices in Southaven 969 Goodman Rd E, Southaven, MS 38671 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, HELOC	31 +21 HELOCs	2.8%	54.5%	$147,580	View
Guaranty Bank & Trust Company 1 office in Southaven 6030 Getwell Rd, Southaven, MS 38672 A-5.0 ★Texas Ratio: 14.15%	Conventional, FHA, VA	22	2%	78.6%	$250,454	View
Renasant Bank 2 offices in Southaven 510 Church Rd W, Southaven, MS 38671 A+5.0 ★Texas Ratio: 4.72%	Conventional, FHA, HELOC	19 +12 HELOCs	1.7%	82.6%	$233,947	View
Community Bank of Mississippi 1 office in Southaven 6910 Airways Blvd, Southaven, MS 38671 A+5.0 ★Texas Ratio: 3.09%	Conventional, FHA, HELOC	13 +13 HELOCs	1.2%	92.9%	$228,846	View
First Security Bank 1 office in Southaven 3035 Church Rd E, Southaven, MS 38672 A+5.0 ★Texas Ratio: 4.91%	Conventional	11	1%	100%	$175,000	View
JPMorgan Chase Bank, NA 1 office in Southaven 253 Goodman Rd W, Southaven, MS 38671 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	7 +1 HELOCs	0.6%	100%	$269,285	View
Bankplus 2 offices in Southaven 6644 Airways Blvd, Southaven, MS 38671 A+5.0 ★Texas Ratio: 4.80%	Conventional, FHA, VA, HELOC	6 +7 HELOCs	0.5%	85.7%	$208,333	View
First Horizon Bank ★ 5 stars, 1 review 1 office in Southaven 615 Goodman Rd E, Southaven, MS 38671 A+5.0 ★Texas Ratio: 5.76%	Conventional, FHA, HELOC	4 +7 HELOCs	0.4%	100%	$297,500	View
BankFirst Financial Services 1 office in Southaven 6830 Getwell Rd, Southaven, MS 38672 A+5.0 ★Texas Ratio: 3.47%	Conventional, HELOC	4 +3 HELOCs	0.4%	100%	$130,000	View
Story Bank DBA Story Financial Partners 1 office in Southaven 5740 Getwell Rd Bldg 13, Southaven, MS 38672 A+5.0 ★Texas Ratio: 0.03%	Conventional	4	0.4%	80%	$187,500	View
Southern Bancorp Bank 1 office in Southaven 648 E Peace St, Canton, MS 39046 A5.0 ★Texas Ratio: 8.01%	Conventional, FHA	4	0.4%	100%	$217,500	View
Truist Bank ★ 1 stars, 1 review 1 office in Southaven 1965 Goodman Rd E, Southaven, MS 38671 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	3 +7 HELOCs	0.3%	100%	$201,666	View
Wells Fargo Bank NA 1 office in Southaven 485 Goodman Rd E, Southaven, MS 38671 A+5.0 ★Texas Ratio: 5.36%	FHA	1	0.1%	25%	$305,000	View
Huntington National Bank 4 offices in Southaven A+5.0 ★Texas Ratio: 3.66%	FHA	1	0.1%	100%	$475,000	View
Cadence Bank 5980 Getwell Rd, Southaven, MS 38672	Conventional, FHA, VA, HELOC	48 +26 HELOCs	4.3%	96%	$278,750
Hope Federal Credit Union 188 Porter Ave, Biloxi, MS 39530 3724	Conventional, FHA	9	0.8%	100%	$217,222
Citizens National Bank of Meridian 6296 Airways Blvd, Southaven, MS 38671 A5.0 ★Texas Ratio: 7.13%	FHA	3	0.3%	60%	$301,666	View
PriorityOne Bank 1400 W Government St, Brandon, MS 39042 A5.0 ★Texas Ratio: 12.03%	Conventional	3	0.3%	100%	$215,000	View
Bank of Holly Springs 2 Business 7 N, Abbeville, MS 38601 C+4.2 ★Texas Ratio: 24.96%	Conventional, Jumbo	3	0.3%	100%	$371,666	View
Paragon Bank 2401 South Lamar Boulevard, Oxford, MS 38655 A+5.0 ★Texas Ratio: 3.21%	Conventional	2	0.2%	100%	$245,000	View
Peoples Bank 710 Main St, Collins, MS 39428 B4.4 ★Texas Ratio: 21.68%	FHA	1	0.1%	100%	$265,000	View
Keesler Federal Credit Union 2602 Pass Rd, Biloxi, MS 39531 2728 A+5.0 ★Texas Ratio: 5.02%	Conventional	1	0.1%	100%	$155,000	View
Rocket Mortgage	Conventional, FHA, VA	102	9.1%	75.3%	$170,196
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	61 +2 HELOCs	5.4%	85.2%	$311,557
Nations Lending Corporation	Conventional, FHA, VA	51	4.6%	96.4%	$251,666
Community Mortgage Corporation	Conventional, FHA, VA	51	4.6%	98.1%	$269,313
Eagle Bank and Trust Company A+5.0 ★Texas Ratio: 1.39%	Conventional, FHA, VA	37	3.3%	100%	$235,810	View
Mortgage Research Center	Conventional, FHA, VA	35	3.1%	72.5%	$302,142
Freedom Mortgage Corporation	Conventional, FHA, VA	32	2.9%	89.4%	$303,750
Guaranteed Rate, Inc.	Conventional, FHA, VA	31	2.8%	93.9%	$305,322
Pennymac Loan Services LLC	Conventional, FHA, VA	31	2.8%	87.5%	$214,677
CrossCountry Mortgage, LLC	Conventional, FHA, VA	30	2.7%	93.9%	$311,000
Guild Mortgage Company	Conventional, FHA, VA	29	2.6%	100%	$200,517
Primelending	Conventional, FHA, VA	21	1.9%	91.7%	$255,952
Nationstar Mortgage	Conventional, FHA, VA	20	1.8%	87%	$151,000
Premier Mortgage Resources, LLC	Conventional, FHA, VA	17	1.5%	100%	$183,235
loanDepot.com LLC	Conventional, FHA, VA	17	1.5%	75%	$187,941
Cmg Mortgage Inc	Conventional, FHA, VA, USDA	15	1.3%	88.9%	$229,666
Stockton Mortgage Corporation	Conventional, FHA, VA	13	1.2%	92.9%	$237,307
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	12 +4 HELOCs	1.1%	60%	$243,333
Everett Financial, Inc.	Conventional, FHA, VA	12	1.1%	92.3%	$283,333
New American Funding, LLC.	Conventional, FHA, VA, HELOC	10 +2 HELOCs	0.9%	76.9%	$237,000
Newrez LLC	Conventional, FHA, VA	10	0.9%	63.2%	$272,000
Pinnacle Bank A+5.0 ★Texas Ratio: 3.04%	Conventional, FHA, HELOC	8 +1 HELOCs	0.7%	88.9%	$281,250	View
Acopia, LLC A+5.0 ★Texas Ratio: 0.90%	Conventional, FHA, VA	7	0.6%	88.9%	$266,428	View
Directions Equity, LLC	FHA	6	0.5%	100%	$321,666
FirstTrust Home Loans	FHA	6	0.5%	100%	$220,000
Union Home Mortgage Corp.	Conventional, FHA, VA	6	0.5%	60%	$276,666
New Day Financial, LLC.	VA	6	0.5%	50%	$356,666
Equity Prime Mortgage LLC	FHA, VA	5	0.4%	71.4%	$267,000
Village Capital & Investment	FHA, VA	5	0.4%	72.7%	$331,000
Lakeview Loan Servicing, LLC	Conventional, FHA	4	0.4%	35.7%	$87,500
Acrisure Mortgage, LLC	FHA, VA	4	0.4%	100%	$285,000
AmeriHome Mortgage Company, LLC	Conventional, FHA	4	0.4%	100%	$315,000
Mortgage Financial Services	Conventional, VA	4	0.4%	100%	$320,000
Click n' Close, Inc.	Conventional, FHA	4	0.4%	80%	$100,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	4	0.4%	66.7%	$362,500	View
Evolve Bank & Trust	FHA, VA	4	0.4%	83.3%	$305,000
Bartlett Mortgage Inc. A-4.9 ★Texas Ratio: 16.60%	Conventional, FHA	4	0.4%	100%	$342,500	View
Carrington Mortgage Services LLC	Conventional, FHA	4	0.4%	29.4%	$140,000
Leaders Credit Union	Conventional, VA, HELOC	3 +4 HELOCs	0.3%	75%	$241,666
Fed Ex Employees Credit Association	Conventional, HELOC	3 +2 HELOCs	0.3%	75%	$205,000
Amerisave Mortgage Company	Conventional, FHA, HELOC	3 +1 HELOCs	0.3%	26.7%	$171,666
SWBC Mortgage Corporation	FHA, VA	3	0.3%	100%	$308,333
Loanunited.Com, LLC	FHA	3	0.3%	100%	$268,333
HomeBridge Financial Services, Inc	VA	3	0.3%	42.9%	$301,666
Patriot Bank A5.0 ★Texas Ratio: 9.21%	Conventional, FHA	3	0.3%	100%	$288,333	View
Cardinal Financial Company, Li	Conventional, FHA	3	0.3%	100%	$211,666
Memphis City Employees Credit Union	Conventional	3	0.3%	75%	$151,666
Fairway Independent Mort Corp	Conventional, FHA	3	0.3%	60%	$218,333
21St Mortgage	Conventional	3	0.3%	60%	$95,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA, VA	3	0.3%	75%	$295,000	View
First South Financial Federal Credit Union	Conventional, FHA, HELOC	2 +11 HELOCs	0.2%	100%	$260,000
Bank of America NA A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	2 +5 HELOCs	0.2%	66.7%	$200,000	View
Colorado Federal Savings Bank A+5.0 ★Texas Ratio: 3.16%	Conventional	2	0.2%	100%	$355,000	View
Success Lending, LLC	Conventional, FHA	2	0.2%	40%	$180,000
Nbkc Bank	Conventional	2	0.2%	66.7%	$305,000
Kind Lending, LLC	FHA, VA	2	0.2%	50%	$370,000
Movement Mortgage, LLC	Conventional, FHA	2	0.2%	100%	$135,000
PHH Mortgage Corporation	Conventional	2	0.2%	100%	$245,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	FHA	2	0.2%	100%	$200,000	View
Orion Federal Credit Union A5.0 ★Texas Ratio: 6.66%	Conventional	2	0.2%	100%	$365,000	View
American Financial Network, Inc.	FHA	2	0.2%	100%	$395,000
Michigan Mutual, Inc	Conventional, FHA	2	0.2%	100%	$155,000
Discover Bank	Conventional	2	0.2%	25%	$100,000
Securitynational Mortgage Company	FHA	2	0.2%	100%	$250,000
Planet Home Lending, LLC	FHA	2	0.2%	33.3%	$300,000
Simmons Bank A+5.0 ★Texas Ratio: 5.33%	Conventional, FHA	2	0.2%	66.7%	$245,000	View
American Pacific Mortgage Corporation	Conventional, FHA	2	0.2%	100%	$225,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	VA	2	0.2%	100%	$275,000	View
Firstbank A5.0 ★Texas Ratio: 7.51%	FHA, VA	2	0.2%	100%	$345,000	View
Zillow Home Loans, LLC	Conventional	2	0.2%	100%	$190,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	FHA, VA	2	0.2%	66.7%	$230,000	View
Bank3	Conventional	2	0.2%	100%	$335,000
Mortgage Investors Group A+5.0 ★Texas Ratio: 5.42%	Conventional, VA	2	0.2%	100%	$340,000	View
Spring Eq, LLC	Conventional	2	0.2%	37.5%	$55,000
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	2	0.2%	100%	$280,000	View
Plaza Home Mortgage, Inc	Conventional, FHA	2	0.2%	100%	$95,000
Bank of Bartlett A-4.9 ★Texas Ratio: 16.60%	Conventional, HELOC	1 +5 HELOCs	0.1%	33.3%	$65,000	View
Bank of England A5.0 ★Texas Ratio: 6.45%	FHA	1	0.1%	100%	$325,000	View
Arc Home LLC	Conventional	1	0.1%	100%	$335,000
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional	1	0.1%	33.3%	$105,000	View
First Community Mortgage, Inc.	FHA	1	0.1%	50%	$255,000
American Airlines Federal Cred	Conventional	1	0.1%	100%	$195,000
American Financial Resources LLC	VA	1	0.1%	100%	$395,000
Royal United Mortgage LLC	Conventional	1	0.1%	100%	$95,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	FHA	1	0.1%	25%	$285,000	View
Envoy Mortgage, Ltd	FHA	1	0.1%	100%	$185,000
Brighton Bank	FHA	1	0.1%	100%	$255,000
TruHome Solutions, LLC	FHA	1	0.1%	100%	$285,000
Triad Financial Services, Inc.	Conventional	1	0.1%	66.7%	$95,000
United Trust Bank	FHA	1	0.1%	100%	$175,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	VA	1	0.1%	100%	$345,000	View
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional	1	0.1%	25%	$335,000	View
Bell Bank A+5.0 ★Texas Ratio: 3.66%	VA	1	0.1%	100%	$375,000	View
American Mortgage Services Inc A+5.0 ★Texas Ratio: 4.14%	VA	1	0.1%	100%	$255,000	View
Oceanside Mortgage Company	FHA	1	0.1%	100%	$295,000
SIRVA Mortgage, Inc.	VA	1	0.1%	100%	$385,000
BankTennessee	Conventional	1	0.1%	100%	$305,000
Mid-Continent Funding, Inc.	VA	1	0.1%	100%	$325,000
Ameritrust Mortgage Corporation	FHA	1	0.1%	100%	$395,000
Resource Financial Services, Inc.	Conventional	1	0.1%	100%	$215,000
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	FHA	1	0.1%	100%	$195,000	View
T2 Financial LLC	FHA	1	0.1%	100%	$225,000
Community First National Bank A+5.0 ★Texas Ratio: 1.41%	Conventional	1	0.1%	100%	$155,000	View
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	1	0.1%	33.3%	$35,000
Independent Bank	Conventional	1	0.1%	50%	$105,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	100%	$275,000	View
Mortgage Solutions of Colorado	VA	1	0.1%	100%	$335,000
Genway Home Mortgage, Inc.	FHA	1	0.1%	100%	$455,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0.1%	100%	$165,000	View
Mutual of Omaha Mortgage	Conventional	1	0.1%	66.7%	$125,000
BMO Harris Bank NA A+5.0 ★Texas Ratio: 3.54%	Conventional	1	0.1%	33.3%	$15,000	View
Fifth Third Bank, National Association A+5.0 ★Texas Ratio: 3.22%	Conventional	1	0.1%	100%	$245,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	FHA	1	0.1%	50%	$275,000	View
Insouth Bank	Conventional	1	0.1%	100%	$175,000
Commercial Bank & Trust Company	Conventional	1	0.1%	100%	$75,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	1	0.1%	100%	$365,000	View
Paramount Residential Mortgage	FHA	1	0.1%	100%	$305,000
Texana Bank	FHA	1	0.1%	50%	$165,000
Southwest Funding LP	FHA	1	0.1%	100%	$235,000
Figure Lending LLC	HELOC	0 +7 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +7 HELOCs	0%	n/a		View
Pentagon Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
All In Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Wings Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Better Mortgage Corporation	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 6, 2026.

Southaven Mortgage Rate Trends

Daily average mortgage rates for Mississippi compared with the national average, updated every evening.

30-Year Fixed MS Avg

7.308%

▲ 0.045 vs 7 days ago

15-Year Fixed MS Avg

6.851%

▲ 0.004 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Southaven, Mississippi

Looking for mortgage lenders near me or mortgage brokers near me in Southaven? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Southaven in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Southaven, MS

Use these to narrow the list above. Each category shows how many Southaven, MS lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 72 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 63 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 13 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 85 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 51 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 1 lenders. Loans above the conforming limit for higher priced homes Local lenders based in MS 14 lenders headquartered in Mississippi, the closest thing to a mortgage lender near you

Who Lends in Southaven, MS

Independent mortgage companies closed 62.3 percent of home loans in Southaven, Mississippi in 2025, banks 34.4 percent and credit unions 3.3 percent. Rocket Mortgage was the largest mortgage company, Trustmark Bank the largest bank and Hope Federal Credit Union the largest credit union. Among lenders headquartered in Mississippi, Trustmark Bank led with 67 loans.

62.3%

Mortgage companies

34.4%

Banks

3.3%

Credit unions

36%

FHA loans

17%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Mississippi. None; Mississippi has no state real estate transfer tax or mortgage recording tax, only per page recording fees.

More Mississippi Mortgage Lender Pages

All Mississippi lenders 504 lenders Gulfport 126 lenders Jackson 103 lenders Oxford 172 lenders Olive Branch 132 lenders Hattiesburg 116 lenders Brandon 101 lenders Madison 124 lenders Biloxi 97 lenders Flowood 104 lenders Tupelo 95 lenders Hernando 119 lenders Gautier 88 lenders

Frequently Asked Questions About Mortgage Lenders in Southaven, MS

Who is the largest mortgage lender in Southaven, MS?

By home loans closed in 2025, Trustmark Bank was the largest mortgage lender in Southaven, Mississippi with 67 loans, about 6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Southaven, MS have the highest approval rates?

Among lenders with meaningful volume in Southaven, Mississippi, Community Mortgage Corporation approved the highest share of completed applications in 2025 at 98.1 percent, against a 81.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Southaven, MS mortgage lenders offer FHA, VA and USDA loans?

85 lenders closed FHA loans in Southaven, Mississippi in 2025, led by United Wholesale Mortgage with 31. 51 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Southaven, MS lender list?

Yes. 63 banks and 13 credit unions closed home loans in Southaven, Mississippi in 2025, alongside 72 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Southaven, MS ranked on this page?

Lenders are ranked only by the number of home loans they closed in Southaven, Mississippi during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Southaven, Mississippi for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Southaven. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.