Mortgage Lenders and Brokers in Gautier, Mississippi
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Gautier, Mississippi mortgage lenders include Merchants & Marine BankMerchants & Marine Bank1200 Highway 90, Gautier, MS 39553A5.0 ★Texas Ratio: 9.99%, The Peoples BankThe Peoples Bank2609 Highway 90, Gautier, MS 39553A+5.0 ★Texas Ratio: 0.48%, Hancock Whitney BankHancock Whitney Bank2020 Highway 90, Gautier, MS 39553A+5.0 ★Texas Ratio: 3.41%, Trustmark BankTrustmark Bank935 Lodge St, Beaumont, MS 39423A+5.0 ★Texas Ratio: 2.40%, Keesler Federal Credit UnionKeesler Federal Credit Union3501 Dolphin Dr, Gautier, MS 39553A+5.0 ★Texas Ratio: 5.02%, Renasant BankRenasant Bank103 E Washington St, Aberdeen, MS 39730A+5.0 ★Texas Ratio: 4.72%, Cadence BankCadence Bank107 Highway 145 N, Aberdeen, MS 39730, Navigator Credit UnionNavigator Credit Union1850 Highway 90, Gautier, MS 39553, Community Bank of MississippiCommunity Bank of Mississippi902 Highway 278 E, Amory, MS 38821A+5.0 ★Texas Ratio: 3.09%, and Hope Federal Credit UnionHope Federal Credit Union188 Porter Ave, Biloxi, MS 39530 3724. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Gautier, Mississippi in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Gautier are listed first, then lenders elsewhere in Mississippi, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Gautier, Mississippi
Market share is the lender's share of all home loans closed in Gautier, Mississippi. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Gautier 1200 Highway 90, Gautier, MS 39553 A5.0 ★Texas Ratio: 9.99% |
Conventional, FHA, VA | 6 | 1.1% | 100% | $263,333 | View |
|
1 office in Gautier 2609 Highway 90, Gautier, MS 39553 A+5.0 ★Texas Ratio: 0.48% |
Conventional | 5 | 0.9% | 100% | $141,000 | View |
|
★ 4 stars, 3 reviews 1 office in Gautier 2020 Highway 90, Gautier, MS 39553 A+5.0 ★Texas Ratio: 3.41% |
Conventional, USDA, HELOC | 2 +16 HELOCs |
0.4% | 100% | $175,000 | View |
|
935 Lodge St, Beaumont, MS 39423 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA, VA, USDA, HELOC | 23 +6 HELOCs |
4.1% | 95.8% | $155,000 | View |
|
3501 Dolphin Dr, Gautier, MS 39553 A+5.0 ★Texas Ratio: 5.02% |
Conventional, FHA, VA, HELOC | 19 +12 HELOCs |
3.4% | 61.3% | $213,947 | View |
|
103 E Washington St, Aberdeen, MS 39730 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, VA, USDA | 17 | 3% | 100% | $160,294 | View |
Cadence Bank
107 Highway 145 N, Aberdeen, MS 39730 |
Conventional, FHA, VA, HELOC | 12 +6 HELOCs |
2.1% | 86.7% | $238,333 | |
|
1850 Highway 90, Gautier, MS 39553 |
Conventional | 7 | 1.3% | 63.6% | $107,857 | View |
|
902 Highway 278 E, Amory, MS 38821 A+5.0 ★Texas Ratio: 3.09% |
Conventional, FHA, HELOC | 6 +1 HELOCs |
1.1% | 100% | $225,000 | View |
Hope Federal Credit Union
188 Porter Ave, Biloxi, MS 39530 3724 |
Conventional, FHA | 5 | 0.9% | 71.4% | $259,000 | |
|
814 Main St, Columbia, MS 39429 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 3 | 0.5% | 100% | $111,666 | View |
|
315 Ridge Way, Flowood, MS 39232 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.4% | 66.7% | $375,000 | View |
|
2675 Pass Rd, Biloxi, MS 39531 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.4% | 40% | $170,000 | View |
|
8899 Ms Highway 15, Ackerman, MS 39735 A+5.0 ★Texas Ratio: 4.37% |
FHA, HELOC | 1 +3 HELOCs |
0.2% | 16.7% | $125,000 | View |
|
28 Highway 528, Bay Springs, MS 39422 A+5.0 ★Texas Ratio: 3.47% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
|
★ 5 stars, 1 review 500 E Commerce St, Hernando, MS 38632 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
|
295 Highway 90 Ste 27, Bay St Louis, MS 39520 3600 A+5.0 ★Texas Ratio: 4.35% |
Conventional | 1 | 0.2% | 33.3% | $75,000 | View |
|
202 E Jackson St, Belzoni, MS 39038 A+5.0 ★Texas Ratio: 4.80% |
VA | 1 | 0.2% | 100% | $255,000 | View |
|
2364 Buckatunna Chicora Clara Rd, Buckatunna, MS 39322 A5.0 ★Texas Ratio: 10.01% |
Conventional | 1 | 0.2% | 50% | $155,000 | View |
First Federal Savings and Loan Association of Pascagoula - Moss Point
|
Conventional | 11 | 2% | 73.3% | $102,272 | |
Singing River Federal C.U.
|
Conventional | 1 | 0.2% | 100% | $195,000 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, USDA, HELOC | 47 +1 HELOCs |
8.4% | 92.3% | $191,170 | |
Mortgage Solutions of Colorado
|
Conventional, FHA, VA, USDA | 45 | 8.1% | 100% | $198,555 | |
Rocket Mortgage
|
Conventional, FHA, VA | 44 | 7.9% | 73.4% | $162,727 | |
Mortgage Research Center
|
VA | 32 | 5.7% | 86.5% | $275,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA, USDA | 29 | 5.2% | 87.9% | $134,655 | |
loanDepot.com LLC
|
Conventional, FHA, VA | 25 | 4.5% | 83.3% | $193,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, USDA | 19 | 3.4% | 84% | $235,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 18 +4 HELOCs |
3.2% | 81.8% | $169,444 | |
Freedom Mortgage Corporation
|
FHA, VA | 17 | 3% | 77.3% | $226,176 | |
Guild Mortgage Company
|
Conventional, FHA, USDA | 11 | 2% | 84.6% | $162,272 | |
|
A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA, VA, Jumbo | 10 | 1.8% | 100% | $306,000 | View |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, USDA, HELOC | 9 +1 HELOCs |
1.6% | 100% | $211,666 | |
|
A+5.0 ★Texas Ratio: 0.32% |
Conventional, FHA, USDA | 9 | 1.6% | 100% | $240,555 | View |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 7 | 1.3% | 90% | $167,857 | |
Amerisave Mortgage Company
|
Conventional, FHA | 7 | 1.3% | 43.8% | $133,571 | |
Towne Mortgage Company
|
FHA, VA | 6 | 1.1% | 100% | $291,666 | |
New American Funding, LLC.
|
Conventional, FHA, VA, HELOC | 5 +1 HELOCs |
0.9% | 55.6% | $147,000 | |
Newrez LLC
|
Conventional, FHA, VA | 5 | 0.9% | 55.6% | $145,000 | |
Nationstar Mortgage
|
Conventional, FHA | 5 | 0.9% | 71.4% | $73,000 | |
Stockton Mortgage Corporation
|
FHA | 5 | 0.9% | 100% | $199,000 | |
Carrington Mortgage Services LLC
|
Conventional, VA | 5 | 0.9% | 83.3% | $163,000 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional, FHA | 4 | 0.7% | 83.3% | $242,500 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 4 | 0.7% | 80% | $370,000 | |
First Community Mortgage, Inc.
|
VA, USDA | 3 | 0.5% | 100% | $285,000 | |
Affordable Mortgage Advisors
|
Conventional, FHA | 3 | 0.5% | 100% | $135,000 | |
Interlinc Mortgage Services, LLC
|
Conventional, VA | 2 | 0.4% | 100% | $160,000 | |
Primelending
|
Conventional, VA | 2 | 0.4% | 100% | $215,000 | |
Nbkc Bank
|
VA | 2 | 0.4% | 100% | $475,000 | |
Equity Prime Mortgage LLC
|
FHA, VA | 2 | 0.4% | 100% | $330,000 | |
Triad Financial Services, Inc.
|
Conventional | 2 | 0.4% | 66.7% | $185,000 | |
Ocmbc, Inc.
|
Conventional, FHA | 2 | 0.4% | 100% | $80,000 | |
HomeBridge Financial Services, Inc
|
Conventional, VA | 2 | 0.4% | 100% | $200,000 | |
Securitynational Mortgage Company
|
Conventional, FHA | 2 | 0.4% | 100% | $150,000 | |
New Day Financial, LLC.
|
VA | 2 | 0.4% | 50% | $195,000 | |
Churchill Mortgage Corporation
|
Conventional, VA | 2 | 0.4% | 100% | $300,000 | |
Planet Home Lending, LLC
|
VA | 2 | 0.4% | 100% | $315,000 | |
Embrace Home Loans, Inc.
|
Conventional, FHA | 2 | 0.4% | 100% | $125,000 | |
Direct Mortgage Loans, LLC
|
Conventional, USDA | 2 | 0.4% | 100% | $160,000 | |
Mutual of Omaha Mortgage
|
FHA, VA | 2 | 0.4% | 100% | $160,000 | |
Gmfs, LLC
|
Conventional, FHA | 2 | 0.4% | 100% | $225,000 | |
Village Capital & Investment
|
VA | 2 | 0.4% | 100% | $315,000 | |
|
A+5.0 ★Texas Ratio: 2.12% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $385,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 33.3% | $75,000 | |
|
A5.0 ★Texas Ratio: 12.33% |
VA | 1 | 0.2% | 100% | $225,000 | View |
Consumer Real Estate Finance Co DBA Society Mortgage
|
USDA | 1 | 0.2% | 100% | $165,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 0.2% | 50% | $315,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.2% | 100% | $45,000 | |
|
A5.0 ★Texas Ratio: 8.75% |
FHA | 1 | 0.2% | 100% | $285,000 | View |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.2% | 100% | $225,000 | |
Movement Mortgage, LLC
|
FHA | 1 | 0.2% | 100% | $105,000 | |
United Trust Bank
|
VA | 1 | 0.2% | 100% | $565,000 | |
Eustis Mortgage Corp
|
FHA | 1 | 0.2% | 100% | $105,000 | |
Assurance Financial Group, L.L.C.
|
Conventional | 1 | 0.2% | 100% | $355,000 | |
American Financing Corporation
|
Conventional | 1 | 0.2% | 25% | $245,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.2% | 50% | $115,000 | |
First Colony Mortgage Corporat
|
Conventional | 1 | 0.2% | 100% | $575,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.2% | 100% | $255,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 33.3% | $265,000 | View |
Southeast Mortgage of Georgia, Inc.
|
FHA | 1 | 0.2% | 100% | $245,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.2% | 100% | $255,000 | View |
|
A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.2% | 100% | $195,000 | |
CSL Financial, LLC
|
Conventional | 1 | 0.2% | 100% | $65,000 | |
|
A+5.0 ★Texas Ratio: 1.39% |
Conventional | 1 | 0.2% | 100% | $755,000 | View |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 100% | $225,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 0.2% | 8.3% | $75,000 | |
All In Credit Union
|
HELOC | 0 +9 HELOCs |
0% | 0% | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Dupaco Community Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Gautier Mortgage Rate Trends
Daily average mortgage rates for Mississippi compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Gautier, Mississippi
Looking for mortgage lenders near me or mortgage brokers near me in Gautier? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Gautier in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Gautier, MS
Use these to narrow the list above. Each category shows how many Gautier, MS lenders fit and what that kind of lender is usually best for.
Who Lends in Gautier, MS
Independent mortgage companies closed 69.1 percent of home loans in Gautier, Mississippi in 2025, banks 21.5 percent and credit unions 9.5 percent. Cmg Mortgage Inc was the largest mortgage company, Merchants & Marine Bank the largest bank and Keesler Federal Credit Union the largest credit union. Among lenders headquartered in Mississippi, Merchants & Marine Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Mississippi. None; Mississippi has no state real estate transfer tax or mortgage recording tax, only per page recording fees.
More Mississippi Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Gautier, MS
By home loans closed in 2025, Merchants & Marine Bank was the largest mortgage lender in Gautier, Mississippi with 6 loans, about 1.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
40 lenders closed FHA loans in Gautier, Mississippi in 2025, led by Mortgage Solutions of Colorado with 29. 39 lenders closed VA loans, led by Mortgage Research Center, and 13 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 10 credit unions closed home loans in Gautier, Mississippi in 2025, alongside 52 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Gautier, Mississippi during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Gautier, Mississippi for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Gautier. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
