Mortgage Lenders and Brokers in Flowood, Mississippi
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Flowood, Mississippi mortgage lenders include Trustmark BankTrustmark Bank101 Laurel Park Cv, Flowood, MS 39232A+5.0 ★Texas Ratio: 2.40%, Community Bank of MississippiCommunity Bank of Mississippi1905 Community Bank Way, Flowood, MS 39232A+5.0 ★Texas Ratio: 3.09%, BankplusBankplus2351 Lakeland Dr, Flowood, MS 39232A+5.0 ★Texas Ratio: 4.80%, Renasant BankRenasant Bank4247 Lakeland Dr, Flowood, MS 39232A+5.0 ★Texas Ratio: 4.72%, Regions BankRegions Bank680 Grants Ferry Rd, Flowood, MS 39232A+5.0 ★Texas Ratio: 4.37%, PriorityOne BankPriorityOne Bank3500 Lakeland Dr, Flowood, MS 39232A5.0 ★Texas Ratio: 12.03%, Bank Of YazooBank Of Yazoo1717 Old Fannin Rd, Flowood, MS 39232A+5.0 ★Texas Ratio: 0.05%, Origin BankOrigin Bank203 Promenade Blvd, Flowood, MS 39232A5.0 ★Texas Ratio: 6.66%, BankFirst Financial ServicesBankFirst Financial Services201 Bank First Dr, Flowood, MS 39232A+5.0 ★Texas Ratio: 3.47%, and Story Bank DBA Story Financial PartnersStory Bank DBA Story Financial Partners1038 River Oaks Dr, Flowood, MS 39232A+5.0 ★Texas Ratio: 0.03%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Flowood, Mississippi in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Flowood are listed first, then lenders elsewhere in Mississippi, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Flowood, Mississippi
Market share is the lender's share of all home loans closed in Flowood, Mississippi. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3 offices in Flowood 101 Laurel Park Cv, Flowood, MS 39232 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA, VA, USDA, HELOC | 98 +52 HELOCs |
14.3% | 99% | $261,836 | View |
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1 office in Flowood 1905 Community Bank Way, Flowood, MS 39232 A+5.0 ★Texas Ratio: 3.09% |
Conventional, FHA, VA, USDA, Jumbo, HELOC | 36 +24 HELOCs |
5.3% | 95% | $300,833 | View |
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2 offices in Flowood 2351 Lakeland Dr, Flowood, MS 39232 A+5.0 ★Texas Ratio: 4.80% |
Conventional, FHA, Jumbo, HELOC | 26 +21 HELOCs |
3.8% | 93.1% | $294,615 | View |
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1 office in Flowood 4247 Lakeland Dr, Flowood, MS 39232 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, HELOC | 19 +8 HELOCs |
2.8% | 86.4% | $311,315 | View |
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2 offices in Flowood 680 Grants Ferry Rd, Flowood, MS 39232 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 14 +19 HELOCs |
2% | 58.3% | $162,142 | View |
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1 office in Flowood 3500 Lakeland Dr, Flowood, MS 39232 A5.0 ★Texas Ratio: 12.03% |
Conventional, FHA, HELOC | 8 +6 HELOCs |
1.2% | 100% | $315,000 | View |
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1 office in Flowood 1717 Old Fannin Rd, Flowood, MS 39232 A+5.0 ★Texas Ratio: 0.05% |
Conventional | 8 | 1.2% | 100% | $231,250 | View |
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1 office in Flowood 203 Promenade Blvd, Flowood, MS 39232 A5.0 ★Texas Ratio: 6.66% |
Conventional, USDA | 7 | 1% | 100% | $275,000 | View |
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1 office in Flowood 201 Bank First Dr, Flowood, MS 39232 A+5.0 ★Texas Ratio: 3.47% |
Conventional, HELOC | 4 +1 HELOCs |
0.6% | 100% | $265,000 | View |
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1 office in Flowood 1038 River Oaks Dr, Flowood, MS 39232 A+5.0 ★Texas Ratio: 0.03% |
Conventional | 4 | 0.6% | 100% | $200,000 | View |
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1 office in Flowood 1050 Parkway Blvd, Flowood, MS 39232 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 4 | 0.6% | 100% | $167,500 | View |
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1 office in Flowood 2299 Lakeland Dr, Flowood, MS 39232 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 2 | 0.3% | 66.7% | $335,000 | View |
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1 office in Flowood 315 Ridge Way, Flowood, MS 39232 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.1% | 100% | $115,000 | View |
Cadence Bank
150 E Metro Dr, Flowood, MS 39232 |
Conventional, FHA, HELOC | 48 +23 HELOCs |
7% | 94.1% | $241,250 | |
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★ 5 stars, 1 review 500 E Commerce St, Hernando, MS 38632 A+5.0 ★Texas Ratio: 5.76% |
Conventional, FHA, VA, HELOC | 9 +1 HELOCs |
1.3% | 100% | $337,222 | View |
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102 Plaza Drive, Brandon, MS 39047 A5.0 ★Texas Ratio: 7.13% |
Conventional, FHA | 7 | 1% | 100% | $216,428 | View |
Hope Federal Credit Union
188 Porter Ave, Biloxi, MS 39530 3724 |
Conventional, FHA, USDA | 6 | 0.9% | 75% | $200,000 | |
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389 Ridge Way, Flowood, MS 39232 3307 A+5.0 ★Texas Ratio: 5.02% |
FHA, VA, HELOC | 3 +7 HELOCs |
0.4% | 27.3% | $288,333 | View |
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★ 4 stars, 3 reviews 100 S Beach Blvd, Bay Saint Louis, MS 39520 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
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648 E Peace St, Canton, MS 39046 A5.0 ★Texas Ratio: 8.01% |
Conventional | 1 | 0.1% | 100% | $305,000 | View |
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204 N Van Buren St, Carthage, MS 39051 A5.0 ★Texas Ratio: 10.05% |
Conventional | 1 | 0.1% | 100% | $215,000 | View |
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1698 Old Fannin Rd, Flowood, MS 39232 A5.0 ★Texas Ratio: 8.43% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
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167 Court Sq, Charleston, MS 38921 A+5.0 ★Texas Ratio: 4.84% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
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710 Main St, Collins, MS 39428 B4.4 ★Texas Ratio: 21.68% |
Conventional | 1 | 0.1% | 100% | $125,000 | View |
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204 Westover Dr, Hattiesburg, MS 39402 A5.0 ★Texas Ratio: 7.49% |
Conventional | 1 | 0.1% | 100% | $325,000 | View |
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814 Main St, Columbia, MS 39429 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.1% | 100% | $375,000 | View |
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100 Fountains Blvd, Madison, MS 39110 A+5.0 ★Texas Ratio: 3.03% |
Conventional | 1 | 0.1% | 100% | $585,000 | View |
Mutual Federal Credit Unon
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Conventional | 2 | 0.3% | 100% | $120,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 51 | 7.4% | 82.8% | $223,823 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 39 | 5.7% | 90.7% | $308,076 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, VA, USDA | 34 | 5% | 91.9% | $241,764 | View |
Guild Mortgage Company
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Conventional, FHA, VA, USDA | 26 | 3.8% | 100% | $263,076 | |
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A+5.0 ★Texas Ratio: 5.42% |
Conventional, FHA, VA | 15 | 2.2% | 100% | $307,000 | View |
Union Home Mortgage Corp.
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Conventional, FHA, VA, USDA | 12 | 1.8% | 85.7% | $267,500 | |
Mortgage Research Center
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Conventional, FHA, VA | 12 | 1.8% | 85.7% | $273,333 | |
Freedom Mortgage Corporation
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FHA, VA | 11 | 1.6% | 83.3% | $350,454 | |
Planet Home Lending, LLC
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Conventional, FHA, VA | 11 | 1.6% | 78.6% | $219,545 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 10 +2 HELOCs |
1.5% | 71.4% | $156,000 | |
Liberty Federal Credit Union
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Conventional, FHA, USDA | 10 | 1.5% | 83.3% | $367,000 | |
Stockton Mortgage Corporation
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Conventional, FHA, VA | 9 | 1.3% | 100% | $290,555 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 8 | 1.2% | 72.7% | $237,500 | |
Kind Lending, LLC
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Conventional, FHA | 7 | 1% | 77.8% | $326,428 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 7 | 1% | 77.8% | $249,285 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA, VA | 6 | 0.9% | 100% | $300,000 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 5 | 0.7% | 100% | $223,000 | |
Spring Eq, LLC
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Conventional, HELOC | 4 +2 HELOCs |
0.6% | 57.1% | $45,000 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 4 +1 HELOCs |
0.6% | 80% | $312,500 | |
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A5.0 ★Texas Ratio: 12.33% |
Conventional, FHA, VA | 4 | 0.6% | 66.7% | $267,500 | View |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 0.6% | 44.4% | $157,500 | |
Assurance Financial Group, L.L.C.
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Conventional, VA | 4 | 0.6% | 80% | $367,500 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 4 | 0.6% | 100% | $182,500 | |
Equity Prime Mortgage LLC
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FHA, VA | 3 | 0.4% | 75% | $305,000 | |
Nationstar Mortgage
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Conventional, FHA, VA | 3 | 0.4% | 100% | $271,666 | |
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A+5.0 ★Texas Ratio: 0.90% |
Conventional, FHA | 3 | 0.4% | 100% | $165,000 | View |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $265,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 2 | 0.3% | 66.7% | $125,000 | View |
Lakeview Loan Servicing, LLC
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FHA | 2 | 0.3% | 75% | $225,000 | |
Newrez LLC
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Conventional | 2 | 0.3% | 100% | $435,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA, VA | 2 | 0.3% | 100% | $365,000 | View |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 0.3% | 100% | $425,000 | |
AmWest Funding Corp
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Conventional | 2 | 0.3% | 100% | $275,000 | |
Cmg Mortgage Inc
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FHA, VA | 2 | 0.3% | 100% | $335,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 2 | 0.3% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional, VA | 2 | 0.3% | 100% | $330,000 | View |
TowneBank
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Conventional, FHA | 2 | 0.3% | 100% | $450,000 | |
Geneva Financial LLC
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Conventional, FHA | 2 | 0.3% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.3% | 100% | $75,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.3% | 66.7% | $65,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +3 HELOCs |
0.1% | 100% | $155,000 | View |
The Loan Store, Inc
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Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $325,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $315,000 | |
Pentagon Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.1% | 100% | $595,000 | View |
Guaranteed Rate Affinity, LLC
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VA | 1 | 0.1% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.1% | 100% | $335,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.1% | 100% | $545,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.1% | 100% | $355,000 | View |
General Mortgage Capital Corporation
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Conventional | 1 | 0.1% | 100% | $215,000 | |
Eustis Mortgage Corp
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FHA | 1 | 0.1% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.1% | 100% | $425,000 | View |
Valley West Corporation
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FHA | 1 | 0.1% | 100% | $205,000 | |
Discover Bank
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Conventional | 1 | 0.1% | 11.1% | $35,000 | |
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A5.0 ★Texas Ratio: 8.00% |
Conventional | 1 | 0.1% | 100% | $215,000 | View |
American Financing Corporation
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FHA | 1 | 0.1% | 50% | $215,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.1% | 100% | $175,000 | |
New Day Financial, LLC.
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VA | 1 | 0.1% | 33.3% | $285,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.1% | 50% | $235,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $545,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $455,000 | |
Community Mortgage Corporation
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FHA | 1 | 0.1% | 100% | $485,000 | |
Towne Mortgage Company
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USDA | 1 | 0.1% | 100% | $285,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.1% | 100% | $155,000 | View |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.1% | 100% | $325,000 | |
Northrop Grumman Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.1% | 100% | $375,000 | View |
Gmfs, LLC
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Conventional | 1 | 0.1% | 100% | $225,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.1% | 100% | $185,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.1% | 100% | $215,000 | View |
First South Financial Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $245,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.1% | 40% | $365,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.1% | 100% | $115,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Empeople Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Ussfcu
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HELOC | 0 +1 HELOCs |
0% | n/a |
Flowood Mortgage Rate Trends
Daily average mortgage rates for Mississippi compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Flowood, Mississippi
Looking for mortgage lenders near me or mortgage brokers near me in Flowood? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Flowood in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Flowood, MS
Use these to narrow the list above. Each category shows how many Flowood, MS lenders fit and what that kind of lender is usually best for.
Who Lends in Flowood, MS
Independent mortgage companies closed 40.6 percent of home loans in Flowood, Mississippi in 2025, banks 54.5 percent and credit unions 5 percent. Rocket Mortgage was the largest mortgage company, Trustmark Bank the largest bank and Hope Federal Credit Union the largest credit union. Among lenders headquartered in Mississippi, Trustmark Bank led with 98 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Mississippi. None; Mississippi has no state real estate transfer tax or mortgage recording tax, only per page recording fees.
More Mississippi Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Flowood, MS
By home loans closed in 2025, Trustmark Bank was the largest mortgage lender in Flowood, Mississippi with 98 loans, about 14.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Flowood, Mississippi, Trustmark Bank approved the highest share of completed applications in 2025 at 99 percent, against a 87.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
47 lenders closed FHA loans in Flowood, Mississippi in 2025, led by Trustmark Bank with 26. 30 lenders closed VA loans, led by United Wholesale Mortgage, and 9 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 48 banks and 14 credit unions closed home loans in Flowood, Mississippi in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Flowood, Mississippi during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Flowood, Mississippi for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Flowood. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
