Mortgage Lenders and Brokers in Biloxi, Mississippi
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Biloxi, Mississippi mortgage lenders include Keesler Federal Credit UnionKeesler Federal Credit Union2602 Pass Rd, Biloxi, MS 39531 2728A+5.0 ★Texas Ratio: 5.02%, Community Bank of MississippiCommunity Bank of Mississippi732 Howard Ave, Biloxi, MS 39530A+5.0 ★Texas Ratio: 3.09%, Trustmark BankTrustmark Bank1695 Popps Ferry Rd, Biloxi, MS 39532A+5.0 ★Texas Ratio: 2.40%, The Peoples BankThe Peoples Bank2560 Pass Rd, Biloxi, MS 39531A+5.0 ★Texas Ratio: 0.48%, Renasant BankRenasant Bank2605 Pass Rd, Biloxi, MS 39531A+5.0 ★Texas Ratio: 4.72%, Hancock Whitney BankHancock Whitney Bank926 Cedar Lake Rd, Biloxi, MS 39532A+5.0 ★Texas Ratio: 3.41%, Wells Fargo Bank NAWells Fargo Bank NA2675 Pass Rd, Biloxi, MS 39531A+5.0 ★Texas Ratio: 5.36%, Cadence BankCadence Bank2364 Pass Rd, Biloxi, MS 39531, Regions BankRegions Bank8899 Ms Highway 15, Ackerman, MS 39735A+5.0 ★Texas Ratio: 4.37%, and Navigator Credit UnionNavigator Credit Union4004 Promenade Pkwy, Diberville, MS 39540 5389. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Biloxi, Mississippi in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Biloxi are listed first, then lenders elsewhere in Mississippi, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Biloxi, Mississippi
Market share is the lender's share of all home loans closed in Biloxi, Mississippi. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2602 Pass Rd, Biloxi, MS 39531 2728 A+5.0 ★Texas Ratio: 5.02% |
Conventional, FHA, VA, HELOC | 52 +28 HELOCs |
7.2% | 65.8% | $242,500 | View |
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1 office in Biloxi 732 Howard Ave, Biloxi, MS 39530 A+5.0 ★Texas Ratio: 3.09% |
Conventional, FHA, Jumbo, HELOC | 27 +14 HELOCs |
3.8% | 81.8% | $225,000 | View |
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1 office in Biloxi 1695 Popps Ferry Rd, Biloxi, MS 39532 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA, VA, HELOC | 27 +8 HELOCs |
3.8% | 93.3% | $179,074 | View |
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2 offices in Biloxi 2560 Pass Rd, Biloxi, MS 39531 A+5.0 ★Texas Ratio: 0.48% |
Conventional | 19 | 2.6% | 82.6% | $170,789 | View |
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1 office in Biloxi 2605 Pass Rd, Biloxi, MS 39531 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, VA, HELOC | 9 +2 HELOCs |
1.3% | 100% | $240,555 | View |
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★ 4 stars, 3 reviews 2 offices in Biloxi 926 Cedar Lake Rd, Biloxi, MS 39532 A+5.0 ★Texas Ratio: 3.41% |
Conventional, Jumbo, HELOC | 6 +25 HELOCs |
0.8% | 87.5% | $451,666 | View |
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1 office in Biloxi 2675 Pass Rd, Biloxi, MS 39531 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.3% | 66.7% | $105,000 | View |
Cadence Bank
2364 Pass Rd, Biloxi, MS 39531 |
Conventional, FHA, Jumbo, HELOC | 28 +22 HELOCs |
3.9% | 80% | $234,285 | |
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8899 Ms Highway 15, Ackerman, MS 39735 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 10 +8 HELOCs |
1.4% | 56.5% | $166,000 | View |
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4004 Promenade Pkwy, Diberville, MS 39540 5389 |
Conventional | 5 | 0.7% | 83.3% | $195,000 | View |
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295 Highway 90 Ste 27, Bay St Louis, MS 39520 3600 A+5.0 ★Texas Ratio: 4.35% |
Conventional | 5 | 0.7% | 83.3% | $93,000 | View |
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814 Main St, Columbia, MS 39429 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 3 | 0.4% | 100% | $395,000 | View |
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400 Veterans Ave, Biloxi, MS 39531 A+5.0 ★Texas Ratio: 1.42% |
Conventional | 2 | 0.3% | 100% | $230,000 | View |
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244 Eisenhower Dr, Biloxi, MS 39531 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 2 | 0.3% | 66.7% | $520,000 | View |
Hope Federal Credit Union
188 Porter Ave, Biloxi, MS 39530 3724 |
Conventional | 2 | 0.3% | 66.7% | $150,000 | |
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790 Howard Avenue Suite 6 and 7, Biloxi, MS 39530 A+5.0 ★Texas Ratio: 3.47% |
FHA | 1 | 0.1% | 100% | $295,000 | View |
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315 Ridge Way, Flowood, MS 39232 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.1% | 25% | $105,000 | View |
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102 Plaza Drive, Brandon, MS 39047 A5.0 ★Texas Ratio: 7.13% |
Conventional | 1 | 0.1% | 100% | $145,000 | View |
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1200 Highway 90, Gautier, MS 39553 A5.0 ★Texas Ratio: 9.99% |
VA | 1 | 0.1% | 50% | $555,000 | View |
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814 Main St, Columbia, MS 39429 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 1 | 0.1% | 100% | $325,000 | View |
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2364 Buckatunna Chicora Clara Rd, Buckatunna, MS 39322 A5.0 ★Texas Ratio: 10.01% |
Conventional | 1 | 0.1% | 100% | $125,000 | View |
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1400 W Government St, Brandon, MS 39042 A5.0 ★Texas Ratio: 12.03% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Federal Savings and Loan Association of Pascagoula - Moss Point
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Conventional | 2 | 0.3% | 66.7% | $315,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA, HELOC | 61 +1 HELOCs |
8.5% | 95.8% | $263,196 | |
Rocket Mortgage
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Conventional, FHA, VA | 58 | 8.1% | 79.7% | $228,965 | |
loanDepot.com LLC
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Conventional, FHA, VA | 53 | 7.4% | 93% | $243,867 | |
Mortgage Research Center
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Conventional, FHA, VA | 33 | 4.6% | 84.6% | $238,636 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 29 | 4% | 100% | $281,206 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 25 +3 HELOCs |
3.5% | 83.3% | $247,800 | |
Guild Mortgage Company
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Conventional, FHA, VA | 20 | 2.8% | 90.9% | $199,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 17 | 2.4% | 100% | $219,117 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 15 | 2.1% | 78.9% | $215,000 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 14 +1 HELOCs |
1.9% | 87.5% | $187,142 | |
Mortgage Solutions of Colorado
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Conventional, FHA, VA | 13 | 1.8% | 100% | $204,230 | |
Primelending
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Conventional, FHA, VA | 11 | 1.5% | 100% | $182,272 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 11 | 1.5% | 92.3% | $264,090 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA, VA, USDA | 11 | 1.5% | 100% | $267,727 | View |
Nationstar Mortgage
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Conventional, FHA, VA | 10 | 1.4% | 90.9% | $198,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 9 | 1.3% | 91.7% | $229,444 | |
DSLD Mortgage LLC
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Conventional, FHA, VA | 8 | 1.1% | 80% | $208,750 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 8 | 1.1% | 88.9% | $291,250 | |
New Day Financial, LLC.
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VA | 7 | 1% | 70% | $302,142 | |
Towne Mortgage Company
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Conventional, FHA, VA | 7 | 1% | 100% | $270,714 | |
Acrisure Mortgage, LLC
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FHA, VA | 5 | 0.7% | 71.4% | $355,000 | |
Amerisave Mortgage Company
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Conventional | 5 | 0.7% | 17.2% | $127,000 | |
Newrez LLC
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FHA, VA | 4 | 0.6% | 50% | $282,500 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA, VA | 3 | 0.4% | 100% | $261,666 | View |
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A+5.0 ★Texas Ratio: 0.32% |
Conventional, FHA, VA | 3 | 0.4% | 100% | $198,333 | View |
AmeriHome Mortgage Company, LLC
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FHA, VA | 3 | 0.4% | 100% | $208,333 | |
Triad Financial Services, Inc.
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Conventional | 3 | 0.4% | 77.8% | $161,666 | |
Cardinal Financial Company, Li
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FHA, VA | 3 | 0.4% | 100% | $185,000 | |
Gmfs, LLC
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Conventional, FHA | 3 | 0.4% | 100% | $221,666 | |
First Community Mortgage, Inc.
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Conventional, FHA | 2 | 0.3% | 100% | $190,000 | |
Guaranteed Rate Affinity, LLC
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VA | 2 | 0.3% | 100% | $600,000 | |
Guaranteed Rate, Inc.
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VA | 2 | 0.3% | 50% | $160,000 | |
Affordable Mortgage Advisors
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FHA, VA | 2 | 0.3% | 100% | $310,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 0.3% | 71.4% | $180,000 | |
AmWest Funding Corp
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Conventional | 2 | 0.3% | 100% | $120,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.3% | 66.7% | $310,000 | |
First Colony Mortgage Corporat
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Conventional | 2 | 0.3% | 100% | $220,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.3% | 50% | $275,000 | View |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.3% | 80% | $160,000 | |
21St Mortgage
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Conventional | 2 | 0.3% | 13.3% | $65,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.3% | 100% | $70,000 | View |
Carrington Mortgage Services LLC
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VA | 2 | 0.3% | 50% | $220,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.3% | 50% | $60,000 | |
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A5.0 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.1% | 100% | $165,000 | View |
Liberty Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $65,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.1% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.1% | 50% | $355,000 | View |
SWBC Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $135,000 | |
Go Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $285,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.1% | 100% | $745,000 | |
Data Mortgage, Inc
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FHA | 1 | 0.1% | 100% | $125,000 | |
Valon Mortgage
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Conventional | 1 | 0.1% | 100% | $245,000 | |
HomeBridge Financial Services, Inc
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VA | 1 | 0.1% | 100% | $215,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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VA | 1 | 0.1% | 100% | $235,000 | |
Discover Bank
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Conventional | 1 | 0.1% | 14.3% | $55,000 | |
SIRVA Mortgage, Inc.
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VA | 1 | 0.1% | 100% | $435,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.1% | 100% | $145,000 | |
Beeline Loans, Inc.
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Conventional | 1 | 0.1% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.1% | 100% | $195,000 | View |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.1% | 100% | $115,000 | |
Community Mortgage Corporation
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VA | 1 | 0.1% | 100% | $325,000 | |
The Mortgage Firm
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Conventional | 1 | 0.1% | 100% | $165,000 | |
Synergy Bank
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Conventional | 1 | 0.1% | 100% | $95,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 0.1% | 33.3% | $165,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.1% | 100% | $165,000 | |
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A5.0 ★Texas Ratio: 8.28% |
Conventional | 1 | 0.1% | 100% | $165,000 | View |
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A+5.0 ★Texas Ratio: 5.42% |
Conventional | 1 | 0.1% | 100% | $265,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.1% | 100% | $505,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.1% | 100% | $275,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.1% | 10% | $95,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.1% | 100% | $575,000 | View |
Texana Bank
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Conventional | 1 | 0.1% | 100% | $185,000 | |
Southwest Funding LP
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FHA | 1 | 0.1% | 100% | $215,000 | |
Hometrust Mortgage Company
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FHA | 1 | 0.1% | 100% | $185,000 | |
Village Capital & Investment
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VA | 1 | 0.1% | 60% | $265,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Southern Energy Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a |
Biloxi Mortgage Rate Trends
Daily average mortgage rates for Mississippi compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Biloxi, Mississippi
Looking for mortgage lenders near me or mortgage brokers near me in Biloxi? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Biloxi in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Biloxi, MS
Use these to narrow the list above. Each category shows how many Biloxi, MS lenders fit and what that kind of lender is usually best for.
Who Lends in Biloxi, MS
Independent mortgage companies closed 61.8 percent of home loans in Biloxi, Mississippi in 2025, banks 25.3 percent and credit unions 12.9 percent. Cmg Mortgage Inc was the largest mortgage company, Community Bank of Mississippi the largest bank and Keesler Federal Credit Union the largest credit union. Among lenders headquartered in Mississippi, Keesler Federal Credit Union led with 52 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Mississippi. None; Mississippi has no state real estate transfer tax or mortgage recording tax, only per page recording fees.
More Mississippi Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Biloxi, MS
By home loans closed in 2025, Keesler Federal Credit Union was the largest mortgage lender in Biloxi, Mississippi with 52 loans, about 7.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Biloxi, Mississippi, Cmg Mortgage Inc approved the highest share of completed applications in 2025 at 95.8 percent, against a 79.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
38 lenders closed FHA loans in Biloxi, Mississippi in 2025, led by Cmg Mortgage Inc with 21. 42 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 10 credit unions closed home loans in Biloxi, Mississippi in 2025, alongside 57 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Biloxi, Mississippi during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Biloxi, Mississippi for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Biloxi. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
