Mortgage Lenders and Brokers in Brandon, Mississippi
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Brandon, Mississippi mortgage lenders include Trustmark BankTrustmark Bank1363 W Government St, Brandon, MS 39042A+5.0 ★Texas Ratio: 2.40%, Community Bank of MississippiCommunity Bank of Mississippi1255 W Government St, Brandon, MS 39042A+5.0 ★Texas Ratio: 3.09%, PriorityOne BankPriorityOne Bank1400 W Government St, Brandon, MS 39042A5.0 ★Texas Ratio: 12.03%, BankplusBankplus241 W Government St, Brandon, MS 39042A+5.0 ★Texas Ratio: 4.80%, Renasant BankRenasant Bank1285 W Government St, Brandon, MS 39042A+5.0 ★Texas Ratio: 4.72%, Regions BankRegions Bank1595 W Government St, Brandon, MS 39042A+5.0 ★Texas Ratio: 4.37%, Origin BankOrigin Bank1450 West Government Street, Brandon, MS 39042A5.0 ★Texas Ratio: 6.66%, Cadence BankCadence Bank120 Service Dr, Brandon, MS 39042, Keesler Federal Credit UnionKeesler Federal Credit Union2602 Pass Rd, Biloxi, MS 39531 2728A+5.0 ★Texas Ratio: 5.02%, and BankFirst Financial ServicesBankFirst Financial Services28 Highway 528, Bay Springs, MS 39422A+5.0 ★Texas Ratio: 3.47%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Brandon, Mississippi in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Brandon are listed first, then lenders elsewhere in Mississippi, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Brandon, Mississippi
Market share is the lender's share of all home loans closed in Brandon, Mississippi. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Brandon 1363 W Government St, Brandon, MS 39042 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA, VA, USDA, HELOC | 107 +69 HELOCs |
12.8% | 90.8% | $226,401 | View |
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2 offices in Brandon 1255 W Government St, Brandon, MS 39042 A+5.0 ★Texas Ratio: 3.09% |
Conventional, FHA, VA, USDA, Jumbo, HELOC | 48 +30 HELOCs |
5.7% | 96.1% | $204,375 | View |
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1 office in Brandon 1400 W Government St, Brandon, MS 39042 A5.0 ★Texas Ratio: 12.03% |
Conventional, FHA, VA, HELOC | 27 +13 HELOCs |
3.2% | 100% | $270,555 | View |
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2 offices in Brandon 241 W Government St, Brandon, MS 39042 A+5.0 ★Texas Ratio: 4.80% |
Conventional, FHA, USDA, Jumbo, HELOC | 22 +23 HELOCs |
2.6% | 92% | $245,000 | View |
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1 office in Brandon 1285 W Government St, Brandon, MS 39042 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, USDA, HELOC | 18 +8 HELOCs |
2.2% | 100% | $172,777 | View |
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2 offices in Brandon 1595 W Government St, Brandon, MS 39042 A+5.0 ★Texas Ratio: 4.37% |
Conventional, USDA, HELOC | 14 +32 HELOCs |
1.7% | 47.1% | $112,142 | View |
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1 office in Brandon 1450 West Government Street, Brandon, MS 39042 A5.0 ★Texas Ratio: 6.66% |
Conventional, FHA, HELOC | 10 +3 HELOCs |
1.2% | 100% | $181,000 | View |
Cadence Bank
120 Service Dr, Brandon, MS 39042 |
Conventional, FHA, VA, USDA, HELOC | 66 +45 HELOCs |
7.9% | 95.7% | $222,575 | |
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2602 Pass Rd, Biloxi, MS 39531 2728 A+5.0 ★Texas Ratio: 5.02% |
Conventional, FHA, VA, HELOC | 12 +5 HELOCs |
1.4% | 70.6% | $255,833 | View |
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28 Highway 528, Bay Springs, MS 39422 A+5.0 ★Texas Ratio: 3.47% |
Conventional, FHA, VA | 10 | 1.2% | 100% | $333,000 | View |
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102 Plaza Drive, Brandon, MS 39047 A5.0 ★Texas Ratio: 7.13% |
Conventional, FHA | 8 | 1% | 88.9% | $252,500 | View |
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1038 River Oaks Dr, Flowood, MS 39232 A+5.0 ★Texas Ratio: 0.03% |
Conventional | 8 | 1% | 90% | $307,500 | View |
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686 Highway 49, Flora, MS 39071 A+5.0 ★Texas Ratio: 0.05% |
Conventional | 3 | 0.4% | 75% | $255,000 | View |
Hope Federal Credit Union
188 Porter Ave, Biloxi, MS 39530 3724 |
Conventional, USDA | 3 | 0.4% | 37.5% | $161,666 | |
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1698 Old Fannin Rd, Flowood, MS 39232 A5.0 ★Texas Ratio: 8.43% |
Conventional | 2 | 0.2% | 100% | $330,000 | View |
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6a N Third St, Bay Springs, MS 39422 A+5.0 ★Texas Ratio: 1.01% |
Conventional | 2 | 0.2% | 100% | $200,000 | View |
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2675 Pass Rd, Biloxi, MS 39531 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 2 | 0.2% | 100% | $265,000 | View |
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814 Main St, Columbia, MS 39429 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 2 | 0.2% | 100% | $120,000 | View |
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5754 Terry Rd, Byram, MS 39272 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 2 | 0.2% | 100% | $310,000 | View |
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★ 4 stars, 3 reviews 100 S Beach Blvd, Bay Saint Louis, MS 39520 A+5.0 ★Texas Ratio: 3.41% |
FHA, HELOC | 1 +1 HELOCs |
0.1% | 100% | $215,000 | View |
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315 Ridge Way, Flowood, MS 39232 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.1% | 100% | $315,000 | View |
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★ 5 stars, 1 review 500 E Commerce St, Hernando, MS 38632 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.1% | 100% | $375,000 | View |
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200 S Whitworth Ave, Brookhaven, MS 39601 A5.0 ★Texas Ratio: 7.61% |
Conventional | 1 | 0.1% | 100% | $115,000 | View |
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648 E Peace St, Canton, MS 39046 A5.0 ★Texas Ratio: 8.01% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
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710 Main St, Collins, MS 39428 B4.4 ★Texas Ratio: 21.68% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
Mutual Federal Credit Unon
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Conventional | 2 | 0.2% | 75% | $100,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 61 | 7.3% | 90.1% | $205,491 | |
Guild Mortgage Company
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Conventional, FHA, VA, USDA | 49 | 5.9% | 94.5% | $219,489 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, VA, USDA | 40 | 4.8% | 97.6% | $215,750 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 39 | 4.7% | 81.6% | $282,948 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 23 | 2.7% | 82.1% | $266,739 | |
Mortgage Research Center
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VA | 18 | 2.2% | 78.3% | $298,333 | |
Planet Home Lending, LLC
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Conventional, FHA, VA, USDA | 16 | 1.9% | 84.2% | $248,750 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 15 | 1.8% | 80% | $201,000 | |
Newrez LLC
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Conventional, FHA, VA | 14 | 1.7% | 63.6% | $282,857 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 13 | 1.6% | 100% | $272,692 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA, USDA, HELOC | 12 +1 HELOCs |
1.4% | 100% | $270,833 | |
New American Funding, LLC.
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Conventional, FHA, VA | 10 | 1.2% | 83.3% | $150,000 | |
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A+5.0 ★Texas Ratio: 5.42% |
Conventional, FHA, VA | 9 | 1.1% | 100% | $227,222 | View |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 7 | 0.8% | 87.5% | $243,571 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 6 +1 HELOCs |
0.7% | 70% | $261,666 | |
Liberty Federal Credit Union
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Conventional, VA | 6 | 0.7% | 100% | $341,666 | |
Kind Lending, LLC
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Conventional, FHA | 6 | 0.7% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 0.90% |
Conventional, FHA | 6 | 0.7% | 100% | $168,333 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 5 | 0.6% | 100% | $319,000 | |
loanDepot.com LLC
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Conventional, FHA | 5 | 0.6% | 83.3% | $109,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 5 | 0.6% | 55.6% | $149,000 | |
Assurance Financial Group, L.L.C.
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Conventional, FHA | 5 | 0.6% | 100% | $203,000 | |
Nationstar Mortgage
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Conventional, FHA | 5 | 0.6% | 71.4% | $267,000 | |
21St Mortgage
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Conventional | 5 | 0.6% | 41.7% | $87,000 | |
Triad Financial Services, Inc.
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Conventional | 4 | 0.5% | 55.6% | $80,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 4 | 0.5% | 57.1% | $310,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 4 | 0.5% | 18.8% | $90,000 | |
Carrington Mortgage Services LLC
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FHA, VA | 4 | 0.5% | 50% | $227,500 | |
Primelending
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Conventional, FHA | 3 | 0.4% | 100% | $201,666 | |
American Financing Corporation
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Conventional, FHA | 3 | 0.4% | 100% | $151,666 | |
Stockton Mortgage Corporation
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Conventional, FHA | 3 | 0.4% | 100% | $208,333 | |
Towne Mortgage Company
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FHA | 3 | 0.4% | 100% | $261,666 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA, VA | 3 | 0.4% | 100% | $231,666 | View |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.2% | 100% | $180,000 | View |
Cmg Mortgage Inc
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Conventional, VA, HELOC | 2 +1 HELOCs |
0.2% | 100% | $495,000 | |
PHH Mortgage Corporation
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Conventional | 2 | 0.2% | 100% | $170,000 | |
Discover Bank
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Conventional | 2 | 0.2% | 18.2% | $50,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.2% | 100% | $130,000 | |
New Day Financial, LLC.
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VA | 2 | 0.2% | 25% | $270,000 | |
Mutual of Omaha Mortgage
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FHA | 2 | 0.2% | 100% | $410,000 | |
Southwest Stage Funding LLC
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Conventional | 2 | 0.2% | 100% | $80,000 | |
First South Financial Federal Credit Union
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Conventional | 2 | 0.2% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.2% | 100% | $95,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 50% | $105,000 | View |
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A+5.0 ★Texas Ratio: 3.04% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $255,000 | View |
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A5.0 ★Texas Ratio: 6.45% |
FHA | 1 | 0.1% | 100% | $315,000 | View |
EMM Loans LLC
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FHA | 1 | 0.1% | 100% | $175,000 | |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $265,000 | |
American Financial Resources LLC
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FHA | 1 | 0.1% | 50% | $275,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $135,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.1% | 50% | $295,000 | |
Nbkc Bank
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Conventional | 1 | 0.1% | 100% | $135,000 | |
Loansteady LLC
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Conventional | 1 | 0.1% | 100% | $285,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.1% | 100% | $435,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $145,000 | |
Liberty Bank
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FHA | 1 | 0.1% | 100% | $245,000 | |
HomeBridge Financial Services, Inc
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Conventional | 1 | 0.1% | 100% | $295,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.1% | 100% | $305,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.1% | 75% | $115,000 | |
Citizens Equity First Credit U
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Conventional | 1 | 0.1% | 100% | $385,000 | |
Weichert Financial Services
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Conventional | 1 | 0.1% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 11.06% |
VA | 1 | 0.1% | 100% | $235,000 | View |
Churchill Mortgage Corporation
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FHA | 1 | 0.1% | 100% | $255,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $235,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.1% | 100% | $155,000 | |
Pentagon Federal Credit Union
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FHA | 1 | 0.1% | 100% | $255,000 | |
Mortgage Solutions of Colorado
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Conventional | 1 | 0.1% | 100% | $235,000 | |
Genway Home Mortgage, Inc.
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FHA | 1 | 0.1% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
USDA | 1 | 0.1% | 100% | $245,000 | View |
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A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 0.1% | 100% | $295,000 | View |
Toyota Financial Savings Bank
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Conventional | 1 | 0.1% | 100% | $75,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.1% | 100% | $555,000 | View |
Texana Bank
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VA | 1 | 0.1% | 100% | $255,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.1% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.1% | 100% | $315,000 | View |
Figure Lending LLC
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a |
Brandon Mortgage Rate Trends
Daily average mortgage rates for Mississippi compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Brandon, Mississippi
Looking for mortgage lenders near me or mortgage brokers near me in Brandon? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Brandon in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Brandon, MS
Use these to narrow the list above. Each category shows how many Brandon, MS lenders fit and what that kind of lender is usually best for.
Who Lends in Brandon, MS
Independent mortgage companies closed 44.4 percent of home loans in Brandon, Mississippi in 2025, banks 51.5 percent and credit unions 4.1 percent. Rocket Mortgage was the largest mortgage company, Trustmark Bank the largest bank and Keesler Federal Credit Union the largest credit union. Among lenders headquartered in Mississippi, Trustmark Bank led with 107 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Mississippi. None; Mississippi has no state real estate transfer tax or mortgage recording tax, only per page recording fees.
More Mississippi Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Brandon, MS
By home loans closed in 2025, Trustmark Bank was the largest mortgage lender in Brandon, Mississippi with 107 loans, about 12.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Brandon, Mississippi, Cadence Bank approved the highest share of completed applications in 2025 at 95.7 percent, against a 83.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
51 lenders closed FHA loans in Brandon, Mississippi in 2025, led by Trustmark Bank with 40. 30 lenders closed VA loans, led by Mortgage Research Center, and 12 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 43 banks and 9 credit unions closed home loans in Brandon, Mississippi in 2025, alongside 52 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Brandon, Mississippi during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Brandon, Mississippi for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Brandon. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
