Mortgage Lenders and Brokers in Madison, Mississippi
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Madison, Mississippi mortgage lenders include Trustmark BankTrustmark Bank229 New Mannsdale Rd, Madison, MS 39110A+5.0 ★Texas Ratio: 2.40%, BankplusBankplus2020 Strawberry Hl, Madison, MS 39110A+5.0 ★Texas Ratio: 4.80%, Renasant BankRenasant Bank801 Baptist Dr, Madison, MS 39110A+5.0 ★Texas Ratio: 4.72%, Community Bank of MississippiCommunity Bank of Mississippi998 Highway 51, Madison, MS 39110A+5.0 ★Texas Ratio: 3.09%, Regions BankRegions Bank1050 Highway 51, Madison, MS 39110A+5.0 ★Texas Ratio: 4.37%, PriorityOne BankPriorityOne Bank104 Church Rd, Madison, MS 39110A5.0 ★Texas Ratio: 12.03%, First BankFirst Bank1903 Main St, Madison, MS 39110A5.0 ★Texas Ratio: 7.61%, BankFirst Financial ServicesBankFirst Financial Services1597 Highland Colony Pkwy, Madison, MS 39110A+5.0 ★Texas Ratio: 3.47%, Origin BankOrigin Bank1910 Main St, Madison, MS 39110A5.0 ★Texas Ratio: 6.66%, and Southern Bancorp BankSouthern Bancorp Bank1888 Main St, Madison, MS 39110A5.0 ★Texas Ratio: 8.01%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Madison, Mississippi in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Madison are listed first, then lenders elsewhere in Mississippi, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Madison, Mississippi
Market share is the lender's share of all home loans closed in Madison, Mississippi. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3 offices in Madison 229 New Mannsdale Rd, Madison, MS 39110 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA, VA, USDA, Jumbo, HELOC | 73 +80 HELOCs |
8.9% | 86.2% | $362,671 | View |
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3 offices in Madison 2020 Strawberry Hl, Madison, MS 39110 A+5.0 ★Texas Ratio: 4.80% |
Conventional, VA, Jumbo, HELOC | 56 +43 HELOCs |
6.8% | 96.8% | $439,285 | View |
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3 offices in Madison 801 Baptist Dr, Madison, MS 39110 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, VA, Jumbo, HELOC | 30 +21 HELOCs |
3.7% | 100% | $507,000 | View |
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1 office in Madison 998 Highway 51, Madison, MS 39110 A+5.0 ★Texas Ratio: 3.09% |
Conventional, FHA, VA, USDA, Jumbo, HELOC | 22 +19 HELOCs |
2.7% | 95.8% | $296,363 | View |
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2 offices in Madison 1050 Highway 51, Madison, MS 39110 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 17 +34 HELOCs |
2.1% | 73.5% | $125,588 | View |
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1 office in Madison 104 Church Rd, Madison, MS 39110 A5.0 ★Texas Ratio: 12.03% |
Conventional, FHA, VA, USDA, Jumbo, HELOC | 16 +15 HELOCs |
2% | 100% | $384,375 | View |
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1 office in Madison 1903 Main St, Madison, MS 39110 A5.0 ★Texas Ratio: 7.61% |
Conventional | 9 | 1.1% | 100% | $233,888 | View |
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1 office in Madison 1597 Highland Colony Pkwy, Madison, MS 39110 A+5.0 ★Texas Ratio: 3.47% |
Conventional, Jumbo, HELOC | 7 +10 HELOCs |
0.9% | 100% | $470,714 | View |
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1 office in Madison 1910 Main St, Madison, MS 39110 A5.0 ★Texas Ratio: 6.66% |
Conventional, FHA, HELOC | 5 +2 HELOCs |
0.6% | 83.3% | $233,000 | View |
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1 office in Madison 1888 Main St, Madison, MS 39110 A5.0 ★Texas Ratio: 8.01% |
Conventional, Jumbo | 3 | 0.4% | 100% | $901,666 | View |
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1 office in Madison 100 Fountains Blvd, Madison, MS 39110 A+5.0 ★Texas Ratio: 3.03% |
Conventional, Jumbo | 2 | 0.2% | 100% | $720,000 | View |
Cadence Bank
2174 Main St, Madison, MS 39110 |
Conventional, FHA, VA, USDA, Jumbo, HELOC | 41 +57 HELOCs |
5% | 77.8% | $408,170 | |
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1038 River Oaks Dr, Flowood, MS 39232 A+5.0 ★Texas Ratio: 0.03% |
Conventional, Jumbo | 15 | 1.8% | 94.4% | $455,666 | View |
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315 Ridge Way, Flowood, MS 39232 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 12 +1 HELOCs |
1.5% | 100% | $404,166 | View |
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★ 5 stars, 1 review 500 E Commerce St, Hernando, MS 38632 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo, HELOC | 12 +1 HELOCs |
1.5% | 92.3% | $545,000 | View |
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1944 Main St, Madison, MS 39110 A+5.0 ★Texas Ratio: 5.02% |
Conventional, FHA, VA, HELOC | 11 +11 HELOCs |
1.3% | 73.3% | $304,090 | View |
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114 Grandview Blvd, Madison, MS 39110 A5.0 ★Texas Ratio: 7.13% |
Conventional, FHA, Jumbo | 11 | 1.3% | 100% | $421,363 | View |
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6a N Third St, Bay Springs, MS 39422 A+5.0 ★Texas Ratio: 1.01% |
Conventional, Jumbo | 6 | 0.7% | 100% | $685,000 | View |
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★ 4 stars, 3 reviews 100 S Beach Blvd, Bay Saint Louis, MS 39520 A+5.0 ★Texas Ratio: 3.41% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
0.5% | 100% | $400,000 | View |
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105 Main St S, Amory, MS 38821 A-5.0 ★Texas Ratio: 14.15% |
Conventional, FHA, Jumbo | 4 | 0.5% | 80% | $585,000 | View |
Hope Federal Credit Union
188 Porter Ave, Biloxi, MS 39530 3724 |
Conventional | 3 | 0.4% | 60% | $171,666 | |
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167 Court Sq, Charleston, MS 38921 A+5.0 ★Texas Ratio: 4.84% |
Conventional | 2 | 0.2% | 100% | $220,000 | View |
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2675 Pass Rd, Biloxi, MS 39531 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.2% | 66.7% | $520,000 | View |
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686 Highway 49, Flora, MS 39071 A+5.0 ★Texas Ratio: 0.05% |
Conventional | 2 | 0.2% | 100% | $245,000 | View |
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814 Main St, Columbia, MS 39429 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 2 | 0.2% | 100% | $315,000 | View |
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1698 Old Fannin Rd, Flowood, MS 39232 A5.0 ★Texas Ratio: 8.43% |
Conventional | 1 | 0.1% | 100% | $585,000 | View |
Mutual Federal Credit Unon
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Conventional | 5 | 0.6% | 83.3% | $79,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 71 +3 HELOCs |
8.7% | 94.9% | $391,901 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 66 | 8% | 86.6% | $266,969 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, VA | 31 | 3.8% | 96.9% | $265,645 | View |
Guild Mortgage Company
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Conventional, FHA, VA, USDA | 31 | 3.8% | 97.1% | $306,612 | |
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A+5.0 ★Texas Ratio: 5.42% |
Conventional, FHA | 15 | 1.8% | 100% | $299,000 | View |
Mortgage Research Center
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Conventional, FHA, VA | 12 | 1.5% | 66.7% | $330,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 11 | 1.3% | 92.3% | $337,727 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 10 +1 HELOCs |
1.2% | 71.4% | $284,000 | |
Newrez LLC
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Conventional, FHA, VA | 10 | 1.2% | 76.9% | $268,000 | |
Nationstar Mortgage
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Conventional, FHA, VA | 9 | 1.1% | 100% | $202,777 | |
Kind Lending, LLC
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Conventional, FHA, VA | 8 | 1% | 80% | $431,250 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 8 | 1% | 66.7% | $290,000 | |
Liberty Federal Credit Union
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Conventional, VA, Jumbo, HELOC | 7 +1 HELOCs |
0.9% | 100% | $503,571 | |
First Community Mortgage, Inc.
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Conventional, FHA | 7 | 0.9% | 80% | $242,142 | |
loanDepot.com LLC
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Conventional, FHA, VA | 6 | 0.7% | 75% | $236,666 | |
Union Home Mortgage Corp.
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Conventional, VA | 6 | 0.7% | 100% | $386,666 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA | 6 | 0.7% | 100% | $331,666 | View |
Freedom Mortgage Corporation
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FHA, VA | 5 | 0.6% | 75% | $291,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +2 HELOCs |
0.5% | 80% | $415,000 | View |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 4 | 0.5% | 62.5% | $212,500 | |
Sage Home Loans Corporation
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Conventional | 4 | 0.5% | 80% | $450,000 | |
Nbkc Bank
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Conventional | 4 | 0.5% | 100% | $432,500 | |
Discover Bank
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Conventional | 4 | 0.5% | 35.7% | $100,000 | |
Planet Home Lending, LLC
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FHA, VA | 4 | 0.5% | 100% | $345,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA | 4 | 0.5% | 30.8% | $255,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 4 | 0.5% | 100% | $317,500 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA, Jumbo | 4 | 0.5% | 100% | $492,500 | View |
New Day Financial, LLC.
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VA | 3 | 0.4% | 60% | $245,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 3 | 0.4% | 50% | $385,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA, Jumbo | 3 | 0.4% | 100% | $491,666 | View |
The Loan Store, Inc
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Conventional | 3 | 0.4% | 100% | $365,000 | |
Village Capital & Investment
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FHA, VA | 3 | 0.4% | 100% | $415,000 | |
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A5.0 ★Texas Ratio: 12.33% |
Conventional | 2 | 0.2% | 100% | $270,000 | View |
Primelending
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Conventional | 2 | 0.2% | 100% | $150,000 | |
PHH Mortgage Corporation
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Conventional | 2 | 0.2% | 100% | $240,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.2% | 25% | $280,000 | |
Stockton Mortgage Corporation
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Conventional | 2 | 0.2% | 66.7% | $620,000 | |
TowneBank
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Conventional, FHA | 2 | 0.2% | 66.7% | $315,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 0.2% | 33.3% | $245,000 | |
Fairway Independent Mort Corp
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Conventional, VA, Jumbo | 2 | 0.2% | 100% | $790,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.2% | 100% | $310,000 | View |
First South Financial Federal Credit Union
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Conventional | 2 | 0.2% | 100% | $410,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.2% | 60% | $35,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 2 | 0.2% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +4 HELOCs |
0.1% | 100% | $575,000 | View |
Better Mortgage Corporation
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 33.3% | $105,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,445,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.1% | 100% | $505,000 | View |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 0.1% | 100% | $355,000 | |
Commercial Capital Bank
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Conventional | 1 | 0.1% | 100% | $805,000 | |
American Financial Resources LLC
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VA | 1 | 0.1% | 100% | $695,000 | |
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A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.1% | 100% | $805,000 | View |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.1% | 100% | $465,000 | |
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A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 0.1% | 100% | $305,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.1% | 100% | $805,000 | View |
Telcoe Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $175,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.1% | 100% | $355,000 | |
Hamilton Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $805,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.1% | 100% | $425,000 | |
Liberty Bank
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FHA | 1 | 0.1% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 3.08% |
Conventional | 1 | 0.1% | 100% | $805,000 | View |
United Trust Bank
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FHA | 1 | 0.1% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.1% | 100% | $365,000 | View |
Deephaven Mortgage LLC
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Conventional, Jumbo | 1 | 0.1% | 100% | $955,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.1% | 100% | $305,000 | |
Assurance Financial Group, L.L.C.
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Conventional | 1 | 0.1% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo | 1 | 0.1% | 100% | $845,000 | View |
Ocmbc, Inc.
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Conventional | 1 | 0.1% | 50% | $305,000 | |
FirstTrust Home Loans
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FHA | 1 | 0.1% | 100% | $275,000 | |
Mortgage Financial Services
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FHA | 1 | 0.1% | 100% | $375,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.1% | 100% | $235,000 | |
American Financing Corporation
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Conventional | 1 | 0.1% | 100% | $65,000 | |
Flat Branch Mortgage, Inc.
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FHA | 1 | 0.1% | 100% | $275,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.1% | 100% | $415,000 | |
American Heritage Lending, LLC
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Conventional | 1 | 0.1% | 100% | $205,000 | |
Weichert Financial Services
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Conventional | 1 | 0.1% | 100% | $465,000 | |
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A5.0 ★Texas Ratio: 9.21% |
FHA | 1 | 0.1% | 100% | $325,000 | View |
Nfm, Inc
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Conventional | 1 | 0.1% | 100% | $195,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.1% | 100% | $235,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $295,000 | |
T2 Financial LLC
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VA, Jumbo | 1 | 0.1% | 100% | $825,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.1% | 100% | $435,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $675,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.1% | 100% | $35,000 | |
Evolve Bank & Trust
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Conventional | 1 | 0.1% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 0.90% |
Conventional | 1 | 0.1% | 100% | $515,000 | View |
Mission Loans, LLC
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Conventional | 1 | 0.1% | 100% | $145,000 | |
Tjc Mortgage Inc
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USDA | 1 | 0.1% | 100% | $365,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.1% | 100% | $245,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.1% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.1% | 100% | $335,000 | View |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
VA | 1 | 0.1% | 100% | $405,000 | View |
Gmfs, LLC
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Conventional | 1 | 0.1% | 100% | $585,000 | |
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A-4.9 ★Texas Ratio: 16.60% |
Conventional | 1 | 0.1% | 100% | $745,000 | View |
Nexera Holding LLC
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Conventional | 1 | 0.1% | 100% | $235,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.1% | 25% | $105,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.1% | 100% | $315,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
MassMutual FCU
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
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A5.0 ★Texas Ratio: 7.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 3.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Madison Mortgage Rate Trends
Daily average mortgage rates for Mississippi compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Madison, Mississippi
Looking for mortgage lenders near me or mortgage brokers near me in Madison? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Madison in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Madison, MS
Use these to narrow the list above. Each category shows how many Madison, MS lenders fit and what that kind of lender is usually best for.
Who Lends in Madison, MS
Independent mortgage companies closed 42.1 percent of home loans in Madison, Mississippi in 2025, banks 53.7 percent and credit unions 4.3 percent. United Wholesale Mortgage was the largest mortgage company, Trustmark Bank the largest bank and Keesler Federal Credit Union the largest credit union. Among lenders headquartered in Mississippi, Trustmark Bank led with 73 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Mississippi. None; Mississippi has no state real estate transfer tax or mortgage recording tax, only per page recording fees.
More Mississippi Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Madison, MS
By home loans closed in 2025, Trustmark Bank was the largest mortgage lender in Madison, Mississippi with 73 loans, about 8.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Madison, Mississippi, Bankplus approved the highest share of completed applications in 2025 at 96.8 percent, against a 86 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
45 lenders closed FHA loans in Madison, Mississippi in 2025, led by Trustmark Bank with 20. 33 lenders closed VA loans, led by United Wholesale Mortgage, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 54 banks and 11 credit unions closed home loans in Madison, Mississippi in 2025, alongside 65 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Madison, Mississippi during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Madison, Mississippi for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Madison. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
