Mortgage Lenders and Brokers in Tupelo, Mississippi
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Tupelo, Mississippi mortgage lenders include Renasant BankRenasant Bank216 S Broadway St, Tupelo, MS 38804A+5.0 ★Texas Ratio: 4.72%, BankplusBankplus371 S Gloster St, Tupelo, MS 38801A+5.0 ★Texas Ratio: 4.80%, Cadence BankCadence Bank100 N Veterans Memorial Blvd, Tupelo, MS 38804, Guaranty Bank & Trust CompanyGuaranty Bank & Trust Company431 W Main St, Tupelo, MS 38804A-5.0 ★Texas Ratio: 14.15%, Regions BankRegions Bank3963 Mall Dr, Tupelo, MS 38804A+5.0 ★Texas Ratio: 4.37%, Community Bank of MississippiCommunity Bank of Mississippi1317 N Gloster St, Tupelo, MS 38804A+5.0 ★Texas Ratio: 3.09%, BankFirst Financial ServicesBankFirst Financial Services431 W Main St, Tupelo, MS 38804A+5.0 ★Texas Ratio: 3.47%, Trustmark BankTrustmark Bank963 S Gloster St, Tupelo, MS 38801A+5.0 ★Texas Ratio: 2.40%, Story Bank DBA Story Financial PartnersStory Bank DBA Story Financial Partners1038 River Oaks Dr, Flowood, MS 39232A+5.0 ★Texas Ratio: 0.03%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA315 Ridge Way, Flowood, MS 39232A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Tupelo, Mississippi in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Tupelo are listed first, then lenders elsewhere in Mississippi, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Tupelo, Mississippi
Market share is the lender's share of all home loans closed in Tupelo, Mississippi. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
7 offices in Tupelo 216 S Broadway St, Tupelo, MS 38804 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, VA, Jumbo, HELOC | 104 +57 HELOCs |
15.4% | 98.1% | $273,269 | View |
|
4 offices in Tupelo 371 S Gloster St, Tupelo, MS 38801 A+5.0 ★Texas Ratio: 4.80% |
Conventional, FHA, Jumbo, HELOC | 75 +26 HELOCs |
11.1% | 91.5% | $345,000 | View |
Cadence Bank
100 N Veterans Memorial Blvd, Tupelo, MS 38804 |
Conventional, FHA, VA, Jumbo, HELOC | 73 +81 HELOCs |
10.8% | 76.5% | $252,397 | |
|
2 offices in Tupelo 431 W Main St, Tupelo, MS 38804 A-5.0 ★Texas Ratio: 14.15% |
Conventional, FHA | 27 | 4% | 90% | $232,407 | View |
|
3 offices in Tupelo 3963 Mall Dr, Tupelo, MS 38804 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, VA, HELOC | 21 +21 HELOCs |
3.1% | 59.1% | $185,952 | View |
|
2 offices in Tupelo 1317 N Gloster St, Tupelo, MS 38804 A+5.0 ★Texas Ratio: 3.09% |
Conventional, FHA, HELOC | 21 +15 HELOCs |
3.1% | 84.8% | $245,476 | View |
|
1 office in Tupelo 431 W Main St, Tupelo, MS 38804 A+5.0 ★Texas Ratio: 3.47% |
Conventional, Jumbo, HELOC | 9 +4 HELOCs |
1.3% | 100% | $386,111 | View |
|
3 offices in Tupelo 963 S Gloster St, Tupelo, MS 38801 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA, VA, HELOC | 7 +17 HELOCs |
1% | 66.7% | $206,428 | View |
|
1038 River Oaks Dr, Flowood, MS 39232 A+5.0 ★Texas Ratio: 0.03% |
Conventional | 4 | 0.6% | 100% | $285,000 | View |
|
315 Ridge Way, Flowood, MS 39232 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.3% | 50% | $190,000 | View |
|
814 Main St, Columbia, MS 39429 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 2 | 0.3% | 100% | $80,000 | View |
|
2401 South Lamar Boulevard, Oxford, MS 38655 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.1% | 100% | $275,000 | View |
Mutual Federal Credit Unon
|
Conventional | 1 | 0.1% | 100% | $55,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 51 | 7.6% | 80.3% | $165,980 | |
|
A+5.0 ★Texas Ratio: 5.42% |
Conventional, FHA, VA | 18 | 2.7% | 100% | $238,333 | View |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 17 | 2.5% | 85% | $182,058 | |
Mortgage Research Center
|
Conventional, FHA, VA | 15 | 2.2% | 62.5% | $254,333 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 14 | 2.1% | 81% | $266,428 | |
First Community Mortgage, Inc.
|
Conventional, FHA, USDA | 13 | 1.9% | 88.2% | $196,538 | |
|
A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA, USDA | 13 | 1.9% | 92.9% | $168,846 | View |
Geneva Financial LLC
|
Conventional, FHA | 12 | 1.8% | 85.7% | $176,666 | |
loanDepot.com LLC
|
Conventional, FHA | 11 | 1.6% | 91.7% | $142,272 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA, VA | 11 | 1.6% | 84.6% | $285,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 9 | 1.3% | 100% | $235,000 | |
Nationstar Mortgage
|
Conventional, FHA | 9 | 1.3% | 81.8% | $136,111 | |
Stockton Mortgage Corporation
|
Conventional, FHA | 8 | 1.2% | 90% | $265,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 7 | 1% | 58.3% | $250,714 | View |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 6 | 0.9% | 66.7% | $255,000 | |
Premier Mortgage Resources, LLC
|
Conventional, FHA | 4 | 0.6% | 100% | $152,500 | |
American Financial Resources LLC
|
Conventional, FHA | 4 | 0.6% | 100% | $185,000 | |
Discover Bank
|
Conventional | 4 | 0.6% | 30.8% | $52,500 | |
New American Funding, LLC.
|
Conventional, FHA | 4 | 0.6% | 83.3% | $135,000 | |
Communityamerica Federal Credit Union
|
Conventional, HELOC | 3 +1 HELOCs |
0.4% | 75% | $185,000 | |
|
A+5.0 ★Texas Ratio: 3.16% |
Conventional | 3 | 0.4% | 100% | $275,000 | View |
Equity Prime Mortgage LLC
|
FHA | 3 | 0.4% | 100% | $245,000 | |
|
A+5.0 ★Texas Ratio: 2.95% |
Conventional | 3 | 0.4% | 75% | $158,333 | |
Cardinal Financial Company, Li
|
FHA | 3 | 0.4% | 100% | $198,333 | |
Community Mortgage Corporation
|
Conventional, FHA | 3 | 0.4% | 100% | $168,333 | |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 3 | 0.4% | 100% | $741,666 | View |
Gmfs, LLC
|
Conventional, FHA | 3 | 0.4% | 100% | $191,666 | |
Texana Bank
|
FHA, VA | 3 | 0.4% | 100% | $301,666 | |
|
A5.0 ★Texas Ratio: 6.45% |
Conventional | 2 | 0.3% | 100% | $210,000 | View |
Consumer Real Estate Finance Co DBA Society Mortgage
|
Conventional, FHA | 2 | 0.3% | 40% | $65,000 | |
Primelending
|
Conventional | 2 | 0.3% | 100% | $205,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional, FHA | 2 | 0.3% | 100% | $320,000 | |
Triad Financial Services, Inc.
|
Conventional | 2 | 0.3% | 71.4% | $120,000 | |
Movement Mortgage, LLC
|
Conventional, FHA | 2 | 0.3% | 100% | $75,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
FHA | 2 | 0.3% | 66.7% | $250,000 | View |
Resicentral LLC
|
Conventional, VA | 2 | 0.3% | 100% | $250,000 | |
Credit Union Mortgage Associat
|
Conventional, FHA | 2 | 0.3% | 66.7% | $280,000 | |
Click n' Close, Inc.
|
Conventional, FHA | 2 | 0.3% | 100% | $105,000 | |
Union Home Mortgage Corp.
|
Conventional | 2 | 0.3% | 100% | $210,000 | |
New Day Financial, LLC.
|
VA | 2 | 0.3% | 40% | $455,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.3% | 66.7% | $285,000 | View |
Mortgage Solutions of Colorado
|
FHA, VA | 2 | 0.3% | 75% | $340,000 | |
|
A5.0 ★Texas Ratio: 7.51% |
Conventional | 2 | 0.3% | 66.7% | $120,000 | View |
Carrington Mortgage Services LLC
|
Conventional | 2 | 0.3% | 50% | $65,000 | |
|
A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $395,000 | View |
|
A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.1% | 100% | $45,000 | View |
Royal United Mortgage LLC
|
FHA | 1 | 0.1% | 50% | $95,000 | |
|
A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.1% | 100% | $675,000 | View |
Newrez LLC
|
FHA | 1 | 0.1% | 33.3% | $115,000 | |
Nbkc Bank
|
Conventional | 1 | 0.1% | 100% | $305,000 | |
CrossCountry Mortgage, LLC
|
FHA | 1 | 0.1% | 100% | $155,000 | |
Avadian Credit Union
|
Conventional | 1 | 0.1% | 100% | $275,000 | |
Signature Federal Credit Union
|
Conventional | 1 | 0.1% | 100% | $25,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
Synergy One Lending, Inc.
|
FHA | 1 | 0.1% | 100% | $265,000 | |
Guild Mortgage Company
|
Conventional | 1 | 0.1% | 100% | $275,000 | |
American Financial Network, Inc.
|
FHA | 1 | 0.1% | 100% | $195,000 | |
Assurance Financial Group, L.L.C.
|
Conventional | 1 | 0.1% | 100% | $275,000 | |
|
A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.1% | 100% | $155,000 | View |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.1% | 100% | $215,000 | View |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.1% | 100% | $615,000 | View |
|
C+4.1 ★Texas Ratio: 26.20% |
VA | 1 | 0.1% | 100% | $125,000 | View |
American Financing Corporation
|
FHA | 1 | 0.1% | 50% | $245,000 | |
Flat Branch Mortgage, Inc.
|
VA | 1 | 0.1% | 100% | $445,000 | |
SIRVA Mortgage, Inc.
|
Conventional | 1 | 0.1% | 100% | $375,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.1% | 100% | $155,000 | View |
Planet Home Lending, LLC
|
VA | 1 | 0.1% | 100% | $175,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.1% | 100% | $215,000 | View |
|
A+5.0 ★Texas Ratio: 5.33% |
Conventional | 1 | 0.1% | 100% | $345,000 | View |
United Mortgage Corp.
|
Conventional | 1 | 0.1% | 100% | $485,000 | |
United Southern Bank
|
Conventional | 1 | 0.1% | 100% | $165,000 | |
The Loan Store, Inc
|
FHA | 1 | 0.1% | 100% | $215,000 | |
Lower, LLC
|
VA | 1 | 0.1% | 100% | $245,000 | |
|
★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.1% | 100% | $605,000 | View |
|
A5.0 ★Texas Ratio: 8.25% |
Conventional | 1 | 0.1% | 100% | $215,000 | View |
|
C-3.6 ★Texas Ratio: 31.27% |
FHA | 1 | 0.1% | 100% | $435,000 | View |
Paramount Residential Mortgage
|
FHA | 1 | 0.1% | 100% | $215,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 0.1% | 6.2% | $135,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.1% | 14.3% | $185,000 | |
Ark-La-Tex Financial Services LLC
|
FHA | 1 | 0.1% | 100% | $205,000 | |
|
A5.0 ★Texas Ratio: 11.40% |
Conventional | 1 | 0.1% | 100% | $805,000 | View |
Village Capital & Investment
|
VA | 1 | 0.1% | 100% | $255,000 | |
Figure Lending LLC
|
HELOC | 0 +5 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
CB&S Bank
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Tupelo Mortgage Rate Trends
Daily average mortgage rates for Mississippi compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Tupelo, Mississippi
Looking for mortgage lenders near me or mortgage brokers near me in Tupelo? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Tupelo in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Tupelo, MS
Use these to narrow the list above. Each category shows how many Tupelo, MS lenders fit and what that kind of lender is usually best for.
Who Lends in Tupelo, MS
Independent mortgage companies closed 35.5 percent of home loans in Tupelo, Mississippi in 2025, banks 61.9 percent and credit unions 2.7 percent. Rocket Mortgage was the largest mortgage company, Renasant Bank the largest bank and Mutual Federal Credit Unon the largest credit union. Among lenders headquartered in Mississippi, Bankplus led with 75 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Mississippi. None; Mississippi has no state real estate transfer tax or mortgage recording tax, only per page recording fees.
More Mississippi Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Tupelo, MS
By home loans closed in 2025, Renasant Bank was the largest mortgage lender in Tupelo, Mississippi with 104 loans, about 15.4 percent of the market. The largest lender headquartered in Mississippi was Bankplus with 75 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Tupelo, Mississippi, Renasant Bank approved the highest share of completed applications in 2025 at 98.1 percent, against a 81 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
46 lenders closed FHA loans in Tupelo, Mississippi in 2025, led by Renasant Bank with 26. 22 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 41 banks and 10 credit unions closed home loans in Tupelo, Mississippi in 2025, alongside 49 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Tupelo, Mississippi during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Tupelo, Mississippi for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Tupelo. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
