Mortgage Lenders and Brokers in Jackson, Mississippi
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Jackson, Mississippi mortgage lenders include Trustmark BankTrustmark Bank7270 S Siwell Rd, Jackson, MS 39272A+5.0 ★Texas Ratio: 2.40%, BankplusBankplus6410 Watkins Dr, Jackson, MS 39213A+5.0 ★Texas Ratio: 4.80%, Regions BankRegions Bank1675 Lakeland Dr, Jackson, MS 39216A+5.0 ★Texas Ratio: 4.37%, Hope Federal Credit UnionHope Federal Credit Union4 Old River Pl, Jackson, MS 39202 3431, Community Bank of MississippiCommunity Bank of Mississippi6158 Old Canton Rd, Jackson, MS 39211A+5.0 ★Texas Ratio: 3.09%, Renasant BankRenasant Bank188 East Capitol Street Suite 100, Jackson, MS 39201A+5.0 ★Texas Ratio: 4.72%, Story Bank DBA Story Financial PartnersStory Bank DBA Story Financial Partners4450 Old Canton Rd, Jackson, MS 39211A+5.0 ★Texas Ratio: 0.03%, Origin BankOrigin Bank1059 E County Line Rd Ste C, Jackson, MS 39211A5.0 ★Texas Ratio: 6.66%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA100 S Congress St, Jackson, MS 39201A+5.0 ★Texas Ratio: 3.68%, and BankFirst Financial ServicesBankFirst Financial Services4400 Old Canton Rd, Jackson, MS 39211A+5.0 ★Texas Ratio: 3.47%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Jackson, Mississippi in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Jackson are listed first, then lenders elsewhere in Mississippi, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Jackson, Mississippi
Market share is the lender's share of all home loans closed in Jackson, Mississippi. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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7 offices in Jackson 7270 S Siwell Rd, Jackson, MS 39272 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA, VA, Jumbo, HELOC | 122 +105 HELOCs |
11.2% | 81.9% | $149,836 | View |
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5 offices in Jackson 6410 Watkins Dr, Jackson, MS 39213 A+5.0 ★Texas Ratio: 4.80% |
Conventional, FHA, VA, Jumbo, HELOC | 69 +47 HELOCs |
6.3% | 75.5% | $333,985 | View |
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10 offices in Jackson 1675 Lakeland Dr, Jackson, MS 39216 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 64 +86 HELOCs |
5.9% | 46.4% | $91,093 | View |
Hope Federal Credit Union
4 Old River Pl, Jackson, MS 39202 3431 |
Conventional, FHA | 38 | 3.5% | 60.3% | $110,526 | |
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2 offices in Jackson 6158 Old Canton Rd, Jackson, MS 39211 A+5.0 ★Texas Ratio: 3.09% |
Conventional, FHA, VA, HELOC | 35 +10 HELOCs |
3.2% | 80.4% | $154,428 | View |
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2 offices in Jackson 188 East Capitol Street Suite 100, Jackson, MS 39201 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, Jumbo, HELOC | 28 +2 HELOCs |
2.6% | 96.6% | $181,071 | View |
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4450 Old Canton Rd, Jackson, MS 39211 A+5.0 ★Texas Ratio: 0.03% |
Conventional, Jumbo | 26 | 2.4% | 96.6% | $317,692 | View |
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1 office in Jackson 1059 E County Line Rd Ste C, Jackson, MS 39211 A5.0 ★Texas Ratio: 6.66% |
Conventional, FHA, HELOC | 9 +3 HELOCs |
0.8% | 56.2% | $161,666 | View |
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2 offices in Jackson 100 S Congress St, Jackson, MS 39201 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 9 | 0.8% | 84.6% | $147,222 | View |
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1 office in Jackson 4400 Old Canton Rd, Jackson, MS 39211 A+5.0 ★Texas Ratio: 3.47% |
Conventional, FHA | 6 | 0.5% | 60% | $285,000 | View |
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1 office in Jackson 188 E Capitol St, Jackson, MS 39201 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 6 | 0.5% | 54.5% | $88,333 | View |
Cadence Bank
1501 Lakeland Dr, Jackson, MS 39216 |
Conventional, FHA, VA, HELOC | 79 +38 HELOCs |
7.2% | 83.7% | $161,708 | |
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1400 W Government St, Brandon, MS 39042 A5.0 ★Texas Ratio: 12.03% |
Conventional, FHA, VA, HELOC | 17 +3 HELOCs |
1.6% | 87% | $187,941 | View |
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★ 5 stars, 1 review 500 E Commerce St, Hernando, MS 38632 A+5.0 ★Texas Ratio: 5.76% |
Conventional, FHA, Jumbo, HELOC | 14 +1 HELOCs |
1.3% | 87.5% | $346,428 | View |
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167 Court Sq, Charleston, MS 38921 A+5.0 ★Texas Ratio: 4.84% |
Conventional | 10 | 0.9% | 100% | $128,000 | View |
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686 Highway 49, Flora, MS 39071 A+5.0 ★Texas Ratio: 0.05% |
Conventional | 10 | 0.9% | 100% | $110,000 | View |
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200 S Whitworth Ave, Brookhaven, MS 39601 A5.0 ★Texas Ratio: 7.61% |
Conventional | 8 | 0.7% | 100% | $90,000 | View |
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102 Plaza Drive, Brandon, MS 39047 A5.0 ★Texas Ratio: 7.13% |
Conventional | 6 | 0.5% | 75% | $110,000 | View |
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1775 Lelia Dr, Jackson, MS 39216 A+5.0 ★Texas Ratio: 1.01% |
Conventional | 4 | 0.4% | 80% | $215,000 | View |
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100 Fountains Blvd, Madison, MS 39110 A+5.0 ★Texas Ratio: 3.03% |
Conventional | 4 | 0.4% | 100% | $227,500 | View |
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648 E Peace St, Canton, MS 39046 A5.0 ★Texas Ratio: 8.01% |
Conventional, FHA | 3 | 0.3% | 83.3% | $125,000 | View |
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1698 Old Fannin Rd, Flowood, MS 39232 A5.0 ★Texas Ratio: 8.43% |
Conventional | 3 | 0.3% | 100% | $318,333 | View |
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401 N West St, Jackson, MS 39201 1010 A+5.0 ★Texas Ratio: 5.02% |
Conventional, FHA, HELOC | 2 +2 HELOCs |
0.2% | 50% | $90,000 | View |
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5754 Terry Rd, Byram, MS 39272 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 2 | 0.2% | 100% | $55,000 | View |
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★ 1 stars, 1 review 7427 Goodman Rd, Olive Branch, MS 38654 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 50% | $295,000 | View |
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710 Main St, Collins, MS 39428 B4.4 ★Texas Ratio: 21.68% |
Conventional | 1 | 0.1% | 50% | $75,000 | View |
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★ 4 stars, 3 reviews 100 S Beach Blvd, Bay Saint Louis, MS 39520 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mutual Federal Credit Unon
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Conventional | 1 | 0.1% | 20% | $65,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, VA | 113 | 10.4% | 95% | $117,389 | View |
Rocket Mortgage
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Conventional, FHA, VA | 81 | 7.4% | 62.3% | $149,691 | |
Guild Mortgage Company
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Conventional, FHA, VA, USDA | 35 | 3.2% | 92.5% | $168,428 | |
Mortgage Research Center
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Conventional, FHA, VA | 26 | 2.4% | 60.5% | $244,230 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 23 | 2.1% | 69.7% | $225,434 | |
Liberty Federal Credit Union
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Conventional, FHA, HELOC | 13 +1 HELOCs |
1.2% | 81.2% | $240,384 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 13 +1 HELOCs |
1.2% | 65% | $136,538 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 11 | 1% | 63.2% | $189,545 | |
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A+5.0 ★Texas Ratio: 5.42% |
Conventional, FHA | 11 | 1% | 100% | $196,818 | View |
Newrez LLC
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Conventional, FHA, VA | 10 | 0.9% | 45.5% | $278,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 9 | 0.8% | 19.1% | $143,888 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 8 +1 HELOCs |
0.7% | 38.1% | $181,250 | |
Freedom Mortgage Corporation
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FHA, VA | 8 | 0.7% | 81.8% | $193,750 | |
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A5.0 ★Texas Ratio: 12.33% |
Conventional, FHA | 7 | 0.6% | 100% | $123,571 | View |
Planet Home Lending, LLC
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Conventional, FHA, VA | 7 | 0.6% | 70% | $210,714 | |
Nationstar Mortgage
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Conventional, FHA | 6 | 0.5% | 66.7% | $113,333 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 6 | 0.5% | 33.3% | $180,000 | |
First South Financial Federal Credit Union
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Conventional | 6 | 0.5% | 100% | $256,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 5 +2 HELOCs |
0.5% | 50% | $117,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 5 +1 HELOCs |
0.5% | 71.4% | $221,000 | View |
Liberty Bank
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Conventional, FHA | 5 | 0.5% | 62.5% | $111,000 | |
New Day Financial, LLC.
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VA | 5 | 0.5% | 31.2% | $227,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 5 | 0.5% | 30.4% | $109,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA, Jumbo | 4 | 0.4% | 100% | $320,000 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA | 4 | 0.4% | 100% | $152,500 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional, VA | 4 | 0.4% | 100% | $145,000 | View |
Zillow Home Loans, LLC
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Conventional, FHA | 4 | 0.4% | 100% | $132,500 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA, VA | 4 | 0.4% | 100% | $160,000 | View |
Royal United Mortgage LLC
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Conventional | 3 | 0.3% | 66.7% | $88,333 | |
Primelending
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Conventional, FHA | 3 | 0.3% | 100% | $115,000 | |
Equity Prime Mortgage LLC
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FHA | 3 | 0.3% | 75% | $228,333 | |
Cmg Mortgage Inc
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Conventional | 3 | 0.3% | 42.9% | $81,666 | |
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A+5.0 ★Texas Ratio: 0.90% |
Conventional, FHA | 3 | 0.3% | 100% | $281,666 | View |
Mutual of Omaha Mortgage
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Conventional, FHA | 3 | 0.3% | 75% | $235,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 3 | 0.3% | 100% | $268,333 | View |
Spring Eq, LLC
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Conventional | 3 | 0.3% | 60% | $58,333 | |
Cornerstone First Mortgage, LLC
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Conventional | 2 | 0.2% | 100% | $390,000 | |
First Community Mortgage, Inc.
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Conventional | 2 | 0.2% | 66.7% | $245,000 | |
Lakeview Loan Servicing, LLC
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FHA, VA | 2 | 0.2% | 25% | $210,000 | |
Nbkc Bank
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Conventional | 2 | 0.2% | 66.7% | $300,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 0.2% | 66.7% | $150,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 0.2% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
FHA | 2 | 0.2% | 100% | $365,000 | View |
Stockton Mortgage Corporation
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FHA | 2 | 0.2% | 66.7% | $170,000 | |
Pentagon Federal Credit Union
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FHA, VA | 2 | 0.2% | 50% | $270,000 | |
Genway Home Mortgage, Inc.
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Conventional, FHA | 2 | 0.2% | 66.7% | $70,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 0.2% | 100% | $295,000 | |
Village Capital & Investment
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VA | 2 | 0.2% | 33.3% | $175,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $275,000 | |
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A5.0 ★Texas Ratio: 6.45% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
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A5.0 ★Texas Ratio: 11.65% |
Conventional | 1 | 0.1% | 100% | $155,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.1% | 25% | $55,000 | View |
American Financial Resources LLC
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FHA | 1 | 0.1% | 50% | $175,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
VA | 1 | 0.1% | 100% | $495,000 | View |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.1% | 100% | $335,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.1% | 50% | $285,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.1% | 100% | $45,000 | View |
American Financial Network, Inc.
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Conventional | 1 | 0.1% | 33.3% | $215,000 | |
Eustis Mortgage Corp
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Conventional | 1 | 0.1% | 100% | $355,000 | |
Assurance Financial Group, L.L.C.
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Conventional | 1 | 0.1% | 100% | $275,000 | |
Onpath Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $255,000 | |
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F1.6 ★Texas Ratio: 56.27% |
Conventional, Jumbo | 1 | 0.1% | 100% | $885,000 | View |
FirstTrust Home Loans
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FHA | 1 | 0.1% | 100% | $85,000 | |
City 1st Mortgage Services, LC
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Conventional | 1 | 0.1% | 100% | $65,000 | |
Discover Bank
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Conventional | 1 | 0.1% | 11.1% | $55,000 | |
Securitynational Mortgage Company
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FHA | 1 | 0.1% | 20% | $235,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.1% | 50% | $655,000 | |
First National Bank of Middle Tennessee
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Conventional | 1 | 0.1% | 100% | $255,000 | |
Towne Mortgage Company
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FHA | 1 | 0.1% | 100% | $155,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.1% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
The Loan Store, Inc
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FHA | 1 | 0.1% | 100% | $285,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 0.1% | 100% | $255,000 | View |
Geneva Financial LLC
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Conventional | 1 | 0.1% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
FHA | 1 | 0.1% | 50% | $235,000 | View |
Plaza Home Mortgage, Inc
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VA | 1 | 0.1% | 50% | $235,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +10 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Ussfcu
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HELOC | 0 +1 HELOCs |
0% | n/a |
Jackson Mortgage Rate Trends
Daily average mortgage rates for Mississippi compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Jackson, Mississippi
Looking for mortgage lenders near me or mortgage brokers near me in Jackson? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Jackson in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Jackson, MS
Use these to narrow the list above. Each category shows how many Jackson, MS lenders fit and what that kind of lender is usually best for.
Who Lends in Jackson, MS
Independent mortgage companies closed 29.5 percent of home loans in Jackson, Mississippi in 2025, banks 64.2 percent and credit unions 6.3 percent. Rocket Mortgage was the largest mortgage company, Trustmark Bank the largest bank and Hope Federal Credit Union the largest credit union. Among lenders headquartered in Mississippi, Trustmark Bank led with 122 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Mississippi. None; Mississippi has no state real estate transfer tax or mortgage recording tax, only per page recording fees.
More Mississippi Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Jackson, MS
By home loans closed in 2025, Trustmark Bank was the largest mortgage lender in Jackson, Mississippi with 122 loans, about 11.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Jackson, Mississippi, American Mortgage Bank approved the highest share of completed applications in 2025 at 95 percent, against a 69.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
54 lenders closed FHA loans in Jackson, Mississippi in 2025, led by American Mortgage Bank with 59. 26 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 48 banks and 10 credit unions closed home loans in Jackson, Mississippi in 2025, alongside 50 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Jackson, Mississippi during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Jackson, Mississippi for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Jackson. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
