MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Woburn, Massachusetts

Woburn, Massachusetts mortgage lenders include Bank of America NABank of America NA2 Cummings Park, Woburn, MA 01801A+5.0 ★Texas Ratio: 4.14%, M&T BankM&T Bank400 W Cummings Park, Woburn, MA 01801A+5.0 ★Texas Ratio: 4.11%, TD BankTD Bank280 Montvale Ave, Woburn, MA 01801A+5.0 ★Texas Ratio: 3.71%, Citizens Bank, NACitizens Bank, NA1 Commerce Way, Woburn, MA 01801A+5.0 ★Texas Ratio: 5.44%, Northern Bank & Trust CompanyNorthern Bank & Trust Company215 Lexington St, Woburn, MA 01801A5.0 ★Texas Ratio: 13.93%, Rockland Trust BankRockland Trust Bank88 Montvale Ave, Woburn, MA 01801A+5.0 ★Texas Ratio: 2.64%, East Cambridge Savings BankEast Cambridge Savings Bank237 Lexington St, Woburn, MA 01801A+5.0 ★Texas Ratio: 1.72%, Eastern BankEastern Bank299 Mishawum Rd, Woburn, MA 01801A+5.0 ★Texas Ratio: 2.61%, Everett Co-Operative BankEverett Co-Operative Bank331 Montvale Ave, Woburn, MA 01801A+5.0 ★Texas Ratio: 0.89%, and Reading Cooperative BankReading Cooperative Bank18 20 Central St, Andover, MA 01810A4.5 ★Texas Ratio: 0.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Woburn, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Woburn are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Woburn, Massachusetts

Market share is the lender's share of all home loans closed in Woburn, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Woburn
2 Cummings Park, Woburn, MA 01801
A+5.0 ★Texas Ratio: 4.14%
Conventional, Jumbo, HELOC 10
+11 HELOCs
1.8% 100% $566,000 View
1 office in Woburn
400 W Cummings Park, Woburn, MA 01801
A+5.0 ★Texas Ratio: 4.11%
Conventional, Jumbo 8 1.5% 88.9% $701,250 View
1 office in Woburn
280 Montvale Ave, Woburn, MA 01801
A+5.0 ★Texas Ratio: 3.71%
Conventional, Jumbo, HELOC 7
+10 HELOCs
1.3% 100% $579,285 View
4 offices in Woburn
1 Commerce Way, Woburn, MA 01801
A+5.0 ★Texas Ratio: 5.44%
Conventional, Jumbo, HELOC 6
+98 HELOCs
1.1% 75% $475,000 View
1 office in Woburn
215 Lexington St, Woburn, MA 01801
A5.0 ★Texas Ratio: 13.93%
Conventional, Jumbo, HELOC 5
+26 HELOCs
0.9% 83.3% $493,000 View
2 offices in Woburn
88 Montvale Ave, Woburn, MA 01801
A+5.0 ★Texas Ratio: 2.64%
Conventional, HELOC 5
+9 HELOCs
0.9% 71.4% $347,000 View
1 office in Woburn
237 Lexington St, Woburn, MA 01801
A+5.0 ★Texas Ratio: 1.72%
Conventional 4 0.7% 80% $377,500 View
1 office in Woburn
299 Mishawum Rd, Woburn, MA 01801
A+5.0 ★Texas Ratio: 2.61%
Conventional, HELOC 2
+23 HELOCs
0.4% 100% $145,000 View
1 office in Woburn
331 Montvale Ave, Woburn, MA 01801
A+5.0 ★Texas Ratio: 0.89%
Conventional 2 0.4% 66.7% $230,000 View
1 office in Woburn
18 20 Central St, Andover, MA 01810
A4.5 ★Texas Ratio: 0.72%
Conventional, Jumbo 2 0.4% 66.7% $1,080,000 View
2 offices in Woburn
573 Main St, Woburn, MA 01801
A+5.0 ★Texas Ratio: 1.57%
Conventional 2 0.4% 100% $570,000 View
1 office in Woburn
443 Main St, Woburn, MA 01801
A+5.0 ★Texas Ratio: 3.29%
HELOC 0
+11 HELOCs
0% n/a View
1201 Massachusetts Ave, Arlington, MA 02476
A+5.0 ★Texas Ratio: 0.22%
Conventional, FHA, Jumbo, HELOC 42
+9 HELOCs
7.7% 100% $509,761 View
198 Lexington St, Woburn, MA 01801
A+5.0 ★Texas Ratio: 2.71%
Conventional, Jumbo 19 3.5% 86.4% $629,210 View
107 Tower Rd, Athol, MA 01331 9823
A+5.0 ★Texas Ratio: 5.99%
Conventional 12 2.2% 100% $505,000 View
Direct Federal Credit Union
50 Cabot St, Needham, MA 02494
Conventional 9 1.6% 90% $215,000
84 Main St, Andover, MA 01810
A5.0 ★Texas Ratio: 9.38%
Conventional 8 1.5% 100% $385,000 View
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720
Conventional, HELOC 7
+6 HELOCs
1.3% 70% $289,285
Bankesb
770 Main St, Agawam, MA 01001
Conventional, HELOC 7
+1 HELOCs
1.3% 100% $289,285
1 Center Plz, Boston, MA 02108
A+5.0 ★Texas Ratio: 5.39%
Conventional, HELOC 5
+6 HELOCs
0.9% 83.3% $215,000 View
279 Main St, Acton, MA 01720
A+5.0 ★Texas Ratio: 1.23%
Conventional 4 0.7% 100% $237,500 View
980 Massachusetts Ave, Arlington, MA 02476
A+5.0 ★Texas Ratio: 1.01%
Conventional, Jumbo 4 0.7% 100% $690,000 View
★ 1.7 stars, 3 reviews
109 Causeway St, Boston, MA 02114
A+5.0 ★Texas Ratio: 4.24%
Conventional, HELOC 3
+1 HELOCs
0.5% 100% $635,000 View
493 Boston Rd, Billerica, MA 01821
A+5.0 ★Texas Ratio: 3.27%
Conventional 2 0.4% 50% $340,000 View
115 Commercial St, Brockton, MA 02302
A+5.0 ★Texas Ratio: 2.19%
Conventional 2 0.4% 100% $680,000 View
10 Cheney St, Blackstone, MA 01504
A+5.0 ★Texas Ratio: 5.57%
Conventional 2 0.4% 100% $610,000 View
225 Presidential Way, Woburn, MA 01801 1060
Conventional 2 0.4% 100% $755,000 View
55 Fruit St, Boston, MA 02114 2621
A5.0 ★Texas Ratio: 9.82%
Conventional 2 0.4% 100% $400,000 View
112 County Rd, Amesbury, MA 01913
A+5.0 ★Texas Ratio: 0.22%
Conventional 2 0.4% 66.7% $405,000 View
300 Granite St Fl 3, Braintree, MA 02184 3909
A+5.0 ★Texas Ratio: 1.21%
Conventional 2 0.4% 100% $60,000 View
68 Harrison Ave, Boston, MA 02111
A+5.0 ★Texas Ratio: 2.84%
Conventional 2 0.4% 100% $255,000 View
100 Old Billerica Rd, Bedford, MA 01730
A5.0 ★Texas Ratio: 10.91%
Conventional 2 0.4% 100% $535,000 View
188 Massachusetts Ave, Arlington, MA 02474
A5.0 ★Texas Ratio: 9.52%
Conventional, HELOC 1
+4 HELOCs
0.2% 50% $335,000 View
820 Suffield Strret, Agawam, MA 01001
A+5.0 ★Texas Ratio: 5.36%
Conventional, HELOC 1
+1 HELOCs
0.2% 100% $285,000 View
245 Chelmsford St, Chelmsford, MA 01824 2343
A+5.0 ★Texas Ratio: 2.58%
Conventional, HELOC 1
+1 HELOCs
0.2% 100% $215,000 View
850 Southbridge St, Auburn, MA 01501
A+5.0 ★Texas Ratio: 4.22%
Conventional 1 0.2% 100% $665,000 View
53 Riverside Ave, Medford, MA 02155
A+5.0 ★Texas Ratio: 0.41%
Conventional 1 0.2% 100% $725,000 View
15 Martin St, Essex, MA 01929
C-3.7 ★Texas Ratio: 30.61%
Conventional 1 0.2% 100% $45,000 View
1255 Worcester Rd, Framingham, MA 01701 5217
A+5.0 ★Texas Ratio: 0.47%
Conventional 1 0.2% 50% $235,000 View
271 Main St, North Reading, MA 01864
A+5.0 ★Texas Ratio: 0.00%
Conventional 1 0.2% 100% $585,000 View
494 Gallivan Blvd, Dorchester, MA 02124
A+5.0 ★Texas Ratio: 3.69%
Conventional 1 0.2% 100% $235,000 View
RiverWorks Credit Union
256 Freeport St, Dorchester, MA 02122 2845
Conventional 1 0.2% 100% $585,000
Tewksbury Federal Credit Union
752 Main St, Tewksbury, MA 01876
Conventional 1 0.2% 100% $225,000
1591 Main Street, East Dennis, MA 02641
A5.0 ★Texas Ratio: 8.54%
Conventional 1 0.2% 100% $235,000 View
325 Great Rd, Bedford, MA 01730
A+5.0 ★Texas Ratio: 3.62%
HELOC 0
+13 HELOCs
0% n/a View
19 Haverhill Rd, Amesbury, MA 01913
A5.0 ★Texas Ratio: 10.06%
HELOC 0
+3 HELOCs
0% n/a View
56 Common St, Barre, MA 01005
C+4.0 ★Texas Ratio: 26.47%
HELOC 0
+2 HELOCs
0% n/a View
200 Westgate Dr Unit 119A, Brockton, MA 02301
A+5.0 ★Texas Ratio: 3.09%
HELOC 0
+1 HELOCs
0% n/a View
Central One Federal Credit Union
63 Southbridge St, Auburn, MA 01501
HELOC 0
+1 HELOCs
0% n/a
5 Market St, Amesbury, MA 01913
A+5.0 ★Texas Ratio: 3.41%
HELOC 0
+1 HELOCs
0% n/a View
Salem Five Mortgage Company LLC
Conventional 10 1.8% 100% $498,000
New Fed Mortgage Corp.
Conventional 6 1.1% 100% $381,666
Mortgage Equity Partners LLC
Conventional 5 0.9% 100% $543,000
Members Mortgage Company Inc
Conventional 4 0.7% 100% $447,500
Msa Mortgage, LLC
Conventional, FHA 3 0.5% 100% $455,000
A+5.0 ★Texas Ratio: 4.53%
Conventional 2 0.4% 100% $375,000 View
Mit Federal Credit Union
Conventional 2 0.4% 100% $620,000
Radius Financial Group Inc
Conventional 1 0.2% 100% $535,000
Guaranteed Rate, Inc.
Conventional, FHA, Jumbo, HELOC 41
+2 HELOCs
7.5% 91.1% $585,975
Rocket Mortgage
Conventional, VA, Jumbo 36 6.6% 86.7% $294,166
CrossCountry Mortgage, LLC
Conventional, Jumbo 33 6% 97.1% $572,878
Pulte Mortgage LLC
Conventional, Jumbo 32 5.8% 97% $549,062
United Wholesale Mortgage
Conventional, FHA, VA 23 4.2% 88.9% $577,608
Movement Mortgage, LLC
Conventional, Jumbo 15 2.7% 100% $617,666
A+5.0 ★Texas Ratio: 2.85%
Conventional, HELOC 7
+1 HELOCs
1.3% 87.5% $640,714 View
Freedom Mortgage Corporation
Conventional, VA 6 1.1% 85.7% $431,666
Pennymac Loan Services LLC
Conventional, VA 6 1.1% 77.8% $420,000
Guild Mortgage Company
Conventional, FHA, Jumbo 6 1.1% 100% $570,000
Nationstar Mortgage
Conventional, FHA 6 1.1% 87.5% $275,000
loanDepot.com LLC
Conventional, VA, HELOC 5
+1 HELOCs
0.9% 71.4% $363,000
Guaranteed Rate Affinity, LLC
Conventional 5 0.9% 100% $539,000
Newrez LLC
Conventional, FHA, VA 5 0.9% 46.2% $473,000
Nations Direct Mortgage, LLC
Conventional 5 0.9% 100% $569,000
Fairway Independent Mort Corp
Conventional 5 0.9% 83.3% $541,000
A+5.0 ★Texas Ratio: 2.02%
Conventional, VA, HELOC 4
+1 HELOCs
0.7% 100% $502,500 View
Nbkc Bank
Conventional 4 0.7% 80% $582,500
General Mortgage Capital Corporation
Conventional 4 0.7% 100% $465,000
Total Mortgage Services, LLC
Conventional 4 0.7% 100% $332,500
Mld Mortgage, Inc.Dba the Money Store
Conventional 4 0.7% 100% $567,500
Synergy One Lending, Inc.
Conventional 3 0.5% 100% $621,666
Primelending
Conventional 2 0.4% 100% $475,000
Sage Home Loans Corporation
Conventional 2 0.4% 100% $795,000
Amerant Mortgage LLC
Conventional 2 0.4% 66.7% $485,000
Guidance Residential, LLC
Conventional 2 0.4% 100% $320,000
A5.0 ★Texas Ratio: 8.47%
Conventional 2 0.4% 100% $665,000 View
Service Federal Credit Union
Conventional 2 0.4% 100% $395,000
Harborone Mortgage, LLC
Conventional 2 0.4% 100% $500,000
A5.0 ★Texas Ratio: 7.00%
Conventional 2 0.4% 100% $390,000 View
Webster Bank, N.A.
Conventional 2 0.4% 66.7% $835,000
American Neighborhood Mortgage Acceptance Company
Conventional 2 0.4% 100% $735,000
A-5.0 ★Texas Ratio: 14.36%
Conventional, HELOC 1
+2 HELOCs
0.2% 100% $575,000 View
Better Mortgage Corporation
Conventional, HELOC 1
+1 HELOCs
0.2% 100% $545,000
A+5.0 ★Texas Ratio: 1.21%
Conventional 1 0.2% 100% $585,000 View
American Financial Resources LLC
Conventional 1 0.2% 100% $765,000
A+5.0 ★Texas Ratio: 3.66%
Conventional 1 0.2% 100% $765,000 View
Primary Residential Mortgage, INC.
Conventional 1 0.2% 100% $575,000
A+5.0 ★Texas Ratio: 0.14%
Conventional, Jumbo 1 0.2% 100% $1,105,000 View
Envoy Mortgage, Ltd
Conventional 1 0.2% 100% $645,000
Acrisure Mortgage, LLC
Conventional 1 0.2% 100% $555,000
Equity Prime Mortgage LLC
FHA 1 0.2% 100% $785,000
PHH Mortgage Corporation
Conventional 1 0.2% 50% $655,000
Dart Bank
Conventional 1 0.2% 100% $645,000
Amerisave Mortgage Company
Conventional 1 0.2% 25% $195,000
Sun West Mortgage Company, Inc
Conventional 1 0.2% 100% $545,000
Bay Equity LLC
Conventional 1 0.2% 100% $385,000
William Raveis Mortgage, LLC
Conventional 1 0.2% 50% $505,000
Nfm, Inc
Conventional 1 0.2% 100% $325,000
Cardinal Financial Company, Li
Conventional 1 0.2% 100% $525,000
A-5.0 ★Texas Ratio: 15.49%
VA 1 0.2% 100% $745,000 View
Churchill Mortgage Corporation
Conventional 1 0.2% 100% $675,000
Intelliloan, Inc.
FHA 1 0.2% 50% $525,000
Embrace Home Loans, Inc.
Conventional 1 0.2% 50% $615,000
A+5.0 ★Texas Ratio: 1.10%
Conventional 1 0.2% 100% $625,000 View
T2 Financial LLC
Conventional 1 0.2% 100% $705,000
Sierra Pacific Mortgage Co. Inc
Conventional 1 0.2% 100% $585,000
A5.0 ★Texas Ratio: 6.31%
Conventional 1 0.2% 100% $695,000
Mid-Island Mortgage Corp.
Conventional 1 0.2% 100% $435,000
Uif Corporation
Conventional 1 0.2% 50% $805,000
Keystone Funding, Inc
Conventional 1 0.2% 100% $525,000
A5.0 ★Texas Ratio: 11.97%
Conventional 1 0.2% 100% $765,000 View
A5.0 ★Texas Ratio: 7.00%
Conventional 1 0.2% 100% $135,000 View
Navy Federal Credit Union
Conventional 1 0.2% 100% $515,000
A+5.0 ★Texas Ratio: 0.51%
Conventional 1 0.2% 100% $135,000 View
A5.0 ★Texas Ratio: 8.11%
HELOC 0
+2 HELOCs
0% n/a
HomeBridge Financial Services, Inc
HELOC 0
+2 HELOCs
0% n/a
Quorum Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Nasa Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 2.32%
HELOC 0
+1 HELOCs
0% n/a View
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Woburn, Massachusetts

Looking for mortgage lenders near me or mortgage brokers near me in Woburn? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Woburn in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Woburn, MA

Use these to narrow the list above. Each category shows how many Woburn, MA lenders fit and what that kind of lender is usually best for.

Who Lends in Woburn, MA

Independent mortgage companies closed 53.5 percent of home loans in Woburn, Massachusetts in 2025, banks 37 percent and credit unions 9.5 percent. New Fed Mortgage Corp. was the largest mortgage company, Bank of America NA the largest bank and Workers Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Northern Bank & Trust Company led with 5 loans.

53.5%
Mortgage companies
37%
Banks
9.5%
Credit unions
2%
FHA loans
2%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.

More Massachusetts Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Woburn, MA

Who is the largest mortgage lender in Woburn, MA?

By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Woburn, Massachusetts with 10 loans, about 1.8 percent of the market. The largest lender headquartered in Massachusetts was Northern Bank & Trust Company with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Woburn, MA mortgage lenders offer FHA, VA and USDA loans?

9 lenders closed FHA loans in Woburn, Massachusetts in 2025, led by Newrez LLC with 3. 8 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Woburn, MA lender list?

Yes. 55 banks and 24 credit unions closed home loans in Woburn, Massachusetts in 2025, alongside 49 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Woburn, MA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Woburn, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Woburn, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Woburn. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.