Woburn, Massachusetts mortgage lenders include Bank of America NABank of America NA2 Cummings Park, Woburn, MA 01801A+5.0 ★Texas Ratio: 4.14%, M&T BankM&T Bank400 W Cummings Park, Woburn, MA 01801A+5.0 ★Texas Ratio: 4.11%, TD BankTD Bank280 Montvale Ave, Woburn, MA 01801A+5.0 ★Texas Ratio: 3.71%, Citizens Bank, NACitizens Bank, NA1 Commerce Way, Woburn, MA 01801A+5.0 ★Texas Ratio: 5.44%, Northern Bank & Trust CompanyNorthern Bank & Trust Company215 Lexington St, Woburn, MA 01801A5.0 ★Texas Ratio: 13.93%, Rockland Trust BankRockland Trust Bank88 Montvale Ave, Woburn, MA 01801A+5.0 ★Texas Ratio: 2.64%, East Cambridge Savings BankEast Cambridge Savings Bank237 Lexington St, Woburn, MA 01801A+5.0 ★Texas Ratio: 1.72%, Eastern BankEastern Bank299 Mishawum Rd, Woburn, MA 01801A+5.0 ★Texas Ratio: 2.61%, Everett Co-Operative BankEverett Co-Operative Bank331 Montvale Ave, Woburn, MA 01801A+5.0 ★Texas Ratio: 0.89%, and Reading Cooperative BankReading Cooperative Bank18 20 Central St, Andover, MA 01810A4.5 ★Texas Ratio: 0.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Woburn, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Woburn are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Woburn, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Woburn 2 Cummings Park, Woburn, MA 01801 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 10 +11 HELOCs |
1.8% | 100% | $566,000 | View |
|
1 office in Woburn 400 W Cummings Park, Woburn, MA 01801 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 8 | 1.5% | 88.9% | $701,250 | View |
|
1 office in Woburn 280 Montvale Ave, Woburn, MA 01801 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 7 +10 HELOCs |
1.3% | 100% | $579,285 | View |
|
4 offices in Woburn 1 Commerce Way, Woburn, MA 01801 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 6 +98 HELOCs |
1.1% | 75% | $475,000 | View |
|
1 office in Woburn 215 Lexington St, Woburn, MA 01801 A5.0 ★Texas Ratio: 13.93% |
Conventional, Jumbo, HELOC | 5 +26 HELOCs |
0.9% | 83.3% | $493,000 | View |
|
2 offices in Woburn 88 Montvale Ave, Woburn, MA 01801 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 5 +9 HELOCs |
0.9% | 71.4% | $347,000 | View |
|
1 office in Woburn 237 Lexington St, Woburn, MA 01801 A+5.0 ★Texas Ratio: 1.72% |
Conventional | 4 | 0.7% | 80% | $377,500 | View |
|
1 office in Woburn 299 Mishawum Rd, Woburn, MA 01801 A+5.0 ★Texas Ratio: 2.61% |
Conventional, HELOC | 2 +23 HELOCs |
0.4% | 100% | $145,000 | View |
|
1 office in Woburn 331 Montvale Ave, Woburn, MA 01801 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 2 | 0.4% | 66.7% | $230,000 | View |
|
1 office in Woburn 18 20 Central St, Andover, MA 01810 A4.5 ★Texas Ratio: 0.72% |
Conventional, Jumbo | 2 | 0.4% | 66.7% | $1,080,000 | View |
|
2 offices in Woburn 573 Main St, Woburn, MA 01801 A+5.0 ★Texas Ratio: 1.57% |
Conventional | 2 | 0.4% | 100% | $570,000 | View |
|
1 office in Woburn 443 Main St, Woburn, MA 01801 A+5.0 ★Texas Ratio: 3.29% |
HELOC | 0 +11 HELOCs |
0% | n/a | View | |
|
1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, FHA, Jumbo, HELOC | 42 +9 HELOCs |
7.7% | 100% | $509,761 | View |
|
198 Lexington St, Woburn, MA 01801 A+5.0 ★Texas Ratio: 2.71% |
Conventional, Jumbo | 19 | 3.5% | 86.4% | $629,210 | View |
|
107 Tower Rd, Athol, MA 01331 9823 A+5.0 ★Texas Ratio: 5.99% |
Conventional | 12 | 2.2% | 100% | $505,000 | View |
Direct Federal Credit Union
50 Cabot St, Needham, MA 02494 |
Conventional | 9 | 1.6% | 90% | $215,000 | |
|
84 Main St, Andover, MA 01810 A5.0 ★Texas Ratio: 9.38% |
Conventional | 8 | 1.5% | 100% | $385,000 | View |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
Conventional, HELOC | 7 +6 HELOCs |
1.3% | 70% | $289,285 | |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional, HELOC | 7 +1 HELOCs |
1.3% | 100% | $289,285 | |
|
1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
Conventional, HELOC | 5 +6 HELOCs |
0.9% | 83.3% | $215,000 | View |
|
279 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 1.23% |
Conventional | 4 | 0.7% | 100% | $237,500 | View |
|
980 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 1.01% |
Conventional, Jumbo | 4 | 0.7% | 100% | $690,000 | View |
|
★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +1 HELOCs |
0.5% | 100% | $635,000 | View |
|
493 Boston Rd, Billerica, MA 01821 A+5.0 ★Texas Ratio: 3.27% |
Conventional | 2 | 0.4% | 50% | $340,000 | View |
|
115 Commercial St, Brockton, MA 02302 A+5.0 ★Texas Ratio: 2.19% |
Conventional | 2 | 0.4% | 100% | $680,000 | View |
|
10 Cheney St, Blackstone, MA 01504 A+5.0 ★Texas Ratio: 5.57% |
Conventional | 2 | 0.4% | 100% | $610,000 | View |
|
225 Presidential Way, Woburn, MA 01801 1060 |
Conventional | 2 | 0.4% | 100% | $755,000 | View |
|
55 Fruit St, Boston, MA 02114 2621 A5.0 ★Texas Ratio: 9.82% |
Conventional | 2 | 0.4% | 100% | $400,000 | View |
|
112 County Rd, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 0.22% |
Conventional | 2 | 0.4% | 66.7% | $405,000 | View |
|
300 Granite St Fl 3, Braintree, MA 02184 3909 A+5.0 ★Texas Ratio: 1.21% |
Conventional | 2 | 0.4% | 100% | $60,000 | View |
|
68 Harrison Ave, Boston, MA 02111 A+5.0 ★Texas Ratio: 2.84% |
Conventional | 2 | 0.4% | 100% | $255,000 | View |
|
100 Old Billerica Rd, Bedford, MA 01730 A5.0 ★Texas Ratio: 10.91% |
Conventional | 2 | 0.4% | 100% | $535,000 | View |
|
188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 50% | $335,000 | View |
|
820 Suffield Strret, Agawam, MA 01001 A+5.0 ★Texas Ratio: 5.36% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $285,000 | View |
|
245 Chelmsford St, Chelmsford, MA 01824 2343 A+5.0 ★Texas Ratio: 2.58% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $215,000 | View |
|
850 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 1 | 0.2% | 100% | $665,000 | View |
|
53 Riverside Ave, Medford, MA 02155 A+5.0 ★Texas Ratio: 0.41% |
Conventional | 1 | 0.2% | 100% | $725,000 | View |
|
15 Martin St, Essex, MA 01929 C-3.7 ★Texas Ratio: 30.61% |
Conventional | 1 | 0.2% | 100% | $45,000 | View |
|
1255 Worcester Rd, Framingham, MA 01701 5217 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 1 | 0.2% | 50% | $235,000 | View |
|
271 Main St, North Reading, MA 01864 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $585,000 | View |
|
494 Gallivan Blvd, Dorchester, MA 02124 A+5.0 ★Texas Ratio: 3.69% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
RiverWorks Credit Union
256 Freeport St, Dorchester, MA 02122 2845 |
Conventional | 1 | 0.2% | 100% | $585,000 | |
Tewksbury Federal Credit Union
752 Main St, Tewksbury, MA 01876 |
Conventional | 1 | 0.2% | 100% | $225,000 | |
|
1591 Main Street, East Dennis, MA 02641 A5.0 ★Texas Ratio: 8.54% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
|
325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
HELOC | 0 +13 HELOCs |
0% | n/a | View | |
|
19 Haverhill Rd, Amesbury, MA 01913 A5.0 ★Texas Ratio: 10.06% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
56 Common St, Barre, MA 01005 C+4.0 ★Texas Ratio: 26.47% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
200 Westgate Dr Unit 119A, Brockton, MA 02301 A+5.0 ★Texas Ratio: 3.09% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Central One Federal Credit Union
63 Southbridge St, Auburn, MA 01501 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
5 Market St, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Salem Five Mortgage Company LLC
|
Conventional | 10 | 1.8% | 100% | $498,000 | |
New Fed Mortgage Corp.
|
Conventional | 6 | 1.1% | 100% | $381,666 | |
Mortgage Equity Partners LLC
|
Conventional | 5 | 0.9% | 100% | $543,000 | |
Members Mortgage Company Inc
|
Conventional | 4 | 0.7% | 100% | $447,500 | |
Msa Mortgage, LLC
|
Conventional, FHA | 3 | 0.5% | 100% | $455,000 | |
|
A+5.0 ★Texas Ratio: 4.53% |
Conventional | 2 | 0.4% | 100% | $375,000 | View |
Mit Federal Credit Union
|
Conventional | 2 | 0.4% | 100% | $620,000 | |
Radius Financial Group Inc
|
Conventional | 1 | 0.2% | 100% | $535,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, Jumbo, HELOC | 41 +2 HELOCs |
7.5% | 91.1% | $585,975 | |
Rocket Mortgage
|
Conventional, VA, Jumbo | 36 | 6.6% | 86.7% | $294,166 | |
CrossCountry Mortgage, LLC
|
Conventional, Jumbo | 33 | 6% | 97.1% | $572,878 | |
Pulte Mortgage LLC
|
Conventional, Jumbo | 32 | 5.8% | 97% | $549,062 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 23 | 4.2% | 88.9% | $577,608 | |
Movement Mortgage, LLC
|
Conventional, Jumbo | 15 | 2.7% | 100% | $617,666 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 7 +1 HELOCs |
1.3% | 87.5% | $640,714 | View |
Freedom Mortgage Corporation
|
Conventional, VA | 6 | 1.1% | 85.7% | $431,666 | |
Pennymac Loan Services LLC
|
Conventional, VA | 6 | 1.1% | 77.8% | $420,000 | |
Guild Mortgage Company
|
Conventional, FHA, Jumbo | 6 | 1.1% | 100% | $570,000 | |
Nationstar Mortgage
|
Conventional, FHA | 6 | 1.1% | 87.5% | $275,000 | |
loanDepot.com LLC
|
Conventional, VA, HELOC | 5 +1 HELOCs |
0.9% | 71.4% | $363,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 5 | 0.9% | 100% | $539,000 | |
Newrez LLC
|
Conventional, FHA, VA | 5 | 0.9% | 46.2% | $473,000 | |
Nations Direct Mortgage, LLC
|
Conventional | 5 | 0.9% | 100% | $569,000 | |
Fairway Independent Mort Corp
|
Conventional | 5 | 0.9% | 83.3% | $541,000 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, VA, HELOC | 4 +1 HELOCs |
0.7% | 100% | $502,500 | View |
Nbkc Bank
|
Conventional | 4 | 0.7% | 80% | $582,500 | |
General Mortgage Capital Corporation
|
Conventional | 4 | 0.7% | 100% | $465,000 | |
Total Mortgage Services, LLC
|
Conventional | 4 | 0.7% | 100% | $332,500 | |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional | 4 | 0.7% | 100% | $567,500 | |
Synergy One Lending, Inc.
|
Conventional | 3 | 0.5% | 100% | $621,666 | |
Primelending
|
Conventional | 2 | 0.4% | 100% | $475,000 | |
Sage Home Loans Corporation
|
Conventional | 2 | 0.4% | 100% | $795,000 | |
Amerant Mortgage LLC
|
Conventional | 2 | 0.4% | 66.7% | $485,000 | |
Guidance Residential, LLC
|
Conventional | 2 | 0.4% | 100% | $320,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 0.4% | 100% | $665,000 | View |
Service Federal Credit Union
|
Conventional | 2 | 0.4% | 100% | $395,000 | |
Harborone Mortgage, LLC
|
Conventional | 2 | 0.4% | 100% | $500,000 | |
|
A5.0 ★Texas Ratio: 7.00% |
Conventional | 2 | 0.4% | 100% | $390,000 | View |
Webster Bank, N.A.
|
Conventional | 2 | 0.4% | 66.7% | $835,000 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional | 2 | 0.4% | 100% | $735,000 | |
|
A-5.0 ★Texas Ratio: 14.36% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $575,000 | View |
Better Mortgage Corporation
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $545,000 | |
|
A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.2% | 100% | $585,000 | View |
American Financial Resources LLC
|
Conventional | 1 | 0.2% | 100% | $765,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 100% | $765,000 | View |
Primary Residential Mortgage, INC.
|
Conventional | 1 | 0.2% | 100% | $575,000 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,105,000 | View |
Envoy Mortgage, Ltd
|
Conventional | 1 | 0.2% | 100% | $645,000 | |
Acrisure Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $555,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.2% | 100% | $785,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.2% | 50% | $655,000 | |
Dart Bank
|
Conventional | 1 | 0.2% | 100% | $645,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.2% | 25% | $195,000 | |
Sun West Mortgage Company, Inc
|
Conventional | 1 | 0.2% | 100% | $545,000 | |
Bay Equity LLC
|
Conventional | 1 | 0.2% | 100% | $385,000 | |
William Raveis Mortgage, LLC
|
Conventional | 1 | 0.2% | 50% | $505,000 | |
Nfm, Inc
|
Conventional | 1 | 0.2% | 100% | $325,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.2% | 100% | $525,000 | |
|
A-5.0 ★Texas Ratio: 15.49% |
VA | 1 | 0.2% | 100% | $745,000 | View |
Churchill Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $675,000 | |
Intelliloan, Inc.
|
FHA | 1 | 0.2% | 50% | $525,000 | |
Embrace Home Loans, Inc.
|
Conventional | 1 | 0.2% | 50% | $615,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $625,000 | View |
T2 Financial LLC
|
Conventional | 1 | 0.2% | 100% | $705,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.2% | 100% | $585,000 | |
|
A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.2% | 100% | $695,000 | |
Mid-Island Mortgage Corp.
|
Conventional | 1 | 0.2% | 100% | $435,000 | |
Uif Corporation
|
Conventional | 1 | 0.2% | 50% | $805,000 | |
Keystone Funding, Inc
|
Conventional | 1 | 0.2% | 100% | $525,000 | |
|
A5.0 ★Texas Ratio: 11.97% |
Conventional | 1 | 0.2% | 100% | $765,000 | View |
|
A5.0 ★Texas Ratio: 7.00% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
Navy Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $515,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
|
A5.0 ★Texas Ratio: 8.11% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Nasa Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Woburn? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Woburn in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Woburn, MA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 53.5 percent of home loans in Woburn, Massachusetts in 2025, banks 37 percent and credit unions 9.5 percent. New Fed Mortgage Corp. was the largest mortgage company, Bank of America NA the largest bank and Workers Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Northern Bank & Trust Company led with 5 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Woburn, Massachusetts with 10 loans, about 1.8 percent of the market. The largest lender headquartered in Massachusetts was Northern Bank & Trust Company with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Woburn, Massachusetts in 2025, led by Newrez LLC with 3. 8 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 55 banks and 24 credit unions closed home loans in Woburn, Massachusetts in 2025, alongside 49 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Woburn, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Woburn, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Woburn. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.