Mortgage Lenders and Brokers in Winthrop Town, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Winthrop Town, Massachusetts mortgage lenders include Cambridge Savings BankCambridge Savings Bank188 Massachusetts Ave, Arlington, MA 02474A5.0 ★Texas Ratio: 9.52%, Everett Co-Operative BankEverett Co-Operative Bank419 Broadway, Everett, MA 02149A+5.0 ★Texas Ratio: 0.89%, Citizens Bank, NACitizens Bank, NA375 Centre Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 5.44%, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, Webster First Federal Credit UnionWebster First Federal Credit Union547 Southbridge St, Auburn, MA 01501A+5.0 ★Texas Ratio: 1.75%, BankesbBankesb770 Main St, Agawam, MA 01001, Bank of America NABank of America NA93 Brockton Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA291 Main St, Acton, MA 01720A+5.0 ★Texas Ratio: 3.68%, M&T BankM&T Bank806 Suffield St, Agawam, MA 01001A+5.0 ★Texas Ratio: 4.11%, and Rockland Trust BankRockland Trust Bank381 Centre Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 2.64%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Winthrop Town, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Winthrop Town are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Winthrop Town, Massachusetts
Market share is the lender's share of all home loans closed in Winthrop Town, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52% |
Conventional, HELOC | 19 +7 HELOCs |
7.2% | 100% | $480,789 | View |
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419 Broadway, Everett, MA 02149 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 10 | 3.8% | 100% | $398,000 | View |
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375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
Conventional, FHA, HELOC | 5 +36 HELOCs |
1.9% | 100% | $647,000 | View |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, HELOC | 5 +3 HELOCs |
1.9% | 100% | $501,000 | View |
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547 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 1.75% |
Conventional | 5 | 1.9% | 71.4% | $373,000 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional | 4 | 1.5% | 100% | $547,500 | |
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93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +9 HELOCs |
1.1% | 100% | $461,666 | View |
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291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 1.1% | 75% | $501,666 | View |
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806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 3 | 1.1% | 100% | $631,666 | View |
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381 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 2 +9 HELOCs |
0.8% | 66.7% | $500,000 | View |
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660 Bedford St, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.61% |
Conventional, HELOC | 2 +3 HELOCs |
0.8% | 100% | $645,000 | View |
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1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
Conventional, HELOC | 2 +2 HELOCs |
0.8% | 66.7% | $385,000 | View |
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19 Church St, Winchester, MA 01890 A+5.0 ★Texas Ratio: 2.71% |
Conventional | 2 | 0.8% | 100% | $705,000 | View |
Direct Federal Credit Union
50 Cabot St, Needham, MA 02494 |
Conventional | 2 | 0.8% | 66.7% | $205,000 | |
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300 Granite St Fl 3, Braintree, MA 02184 3909 A+5.0 ★Texas Ratio: 1.21% |
Conventional | 2 | 0.8% | 100% | $285,000 | View |
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107 Tower Rd, Athol, MA 01331 9823 A+5.0 ★Texas Ratio: 5.99% |
Conventional | 2 | 0.8% | 66.7% | $730,000 | View |
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245 Chelmsford St, Chelmsford, MA 01824 2343 A+5.0 ★Texas Ratio: 2.58% |
Conventional | 2 | 0.8% | 100% | $290,000 | View |
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100 Old Billerica Rd, Bedford, MA 01730 A5.0 ★Texas Ratio: 10.91% |
Conventional | 2 | 0.8% | 100% | $570,000 | View |
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408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $775,000 | View |
Boston Firefighters CU
60 Hallet St, Dorchester, MA 02124 5408 |
Conventional | 1 | 0.4% | 100% | $455,000 | |
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1 Blue Pride Way, Attleboro, MA 02703 A+5.0 ★Texas Ratio: 3.37% |
Conventional | 1 | 0.4% | 100% | $515,000 | View |
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271 Main St, North Reading, MA 01864 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.4% | 100% | $365,000 | View |
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55 Fruit St, Boston, MA 02114 2621 A5.0 ★Texas Ratio: 9.82% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
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112 County Rd, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.4% | 100% | $445,000 | View |
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18 20 Central St, Andover, MA 01810 A4.5 ★Texas Ratio: 0.72% |
Conventional | 1 | 0.4% | 100% | $475,000 | View |
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120 Lincoln Ave, Haverhill, MA 01830 A+5.0 ★Texas Ratio: 5.92% |
Conventional | 1 | 0.4% | 100% | $675,000 | View |
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125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 100% | $135,000 | View |
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188 Medford St, Arlington, MA 02474 A+5.0 ★Texas Ratio: 1.57% |
Conventional | 1 | 0.4% | 100% | $515,000 | View |
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136 Faunce Corner Mall Rd, Dartmouth, MA 02747 A5.0 ★Texas Ratio: 7.62% |
VA, Jumbo | 1 | 0.4% | 100% | $1,305,000 | View |
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1591 Main Street, East Dennis, MA 02641 A5.0 ★Texas Ratio: 8.54% |
Conventional | 1 | 0.4% | 100% | $725,000 | View |
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325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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56 Amity St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 5.27% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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820 Suffield Strret, Agawam, MA 01001 A+5.0 ★Texas Ratio: 5.36% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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285 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.29% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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19 Haverhill Rd, Amesbury, MA 01913 A5.0 ★Texas Ratio: 10.06% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5 Market St, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Msa Mortgage, LLC
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Conventional, FHA, VA | 18 | 6.8% | 90% | $611,111 | |
New Fed Mortgage Corp.
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Conventional, FHA, VA | 15 | 5.7% | 100% | $535,666 | |
Salem Five Mortgage Company LLC
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Conventional, Jumbo | 6 | 2.3% | 75% | $550,000 | |
Mortgage Equity Partners LLC
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Conventional | 2 | 0.8% | 100% | $590,000 | |
Colonial Federal Savings Bank
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Conventional | 1 | 0.4% | 100% | $665,000 | |
Mit Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $505,000 | |
Radius Financial Group Inc
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Conventional | 1 | 0.4% | 100% | $385,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.4% | 100% | $685,000 | View |
Members Mortgage Company Inc
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Conventional | 1 | 0.4% | 100% | $805,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, Jumbo | 21 | 8% | 95.5% | $614,047 | |
United Wholesale Mortgage
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Conventional, FHA | 14 | 5.3% | 82.4% | $716,428 | |
Rocket Mortgage
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Conventional | 14 | 5.3% | 82.4% | $397,857 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 7 | 2.7% | 87.5% | $722,142 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 6 | 2.3% | 100% | $608,333 | View |
Guild Mortgage Company
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Conventional | 5 | 1.9% | 100% | $621,000 | |
loanDepot.com LLC
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Conventional, VA | 4 | 1.5% | 100% | $360,000 | |
Fairway Independent Mort Corp
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Conventional | 4 | 1.5% | 100% | $527,500 | |
American Airlines Federal Cred
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Conventional | 3 | 1.1% | 100% | $651,666 | |
Movement Mortgage, LLC
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Conventional | 3 | 1.1% | 83.3% | $505,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 3 | 1.1% | 75% | $558,333 | |
EMM Loans LLC
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Conventional | 2 | 0.8% | 100% | $895,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 0.8% | 100% | $390,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 0.8% | 40% | $105,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.8% | 40% | $140,000 | |
Harborone Mortgage, LLC
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Conventional | 2 | 0.8% | 100% | $705,000 | |
Mortgage Research Center
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VA | 2 | 0.8% | 50% | $455,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 2 | 0.8% | 100% | $525,000 | View |
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A5.0 ★Texas Ratio: 7.00% |
Conventional | 2 | 0.8% | 100% | $645,000 | View |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA | 2 | 0.8% | 100% | $495,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 2 | 0.8% | 100% | $385,000 | View |
Allied Mortgage Group, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $645,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.4% | 50% | $695,000 | View |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.4% | 100% | $415,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.4% | 50% | $335,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.4% | 50% | $495,000 | View |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.4% | 100% | $765,000 | View |
American Financial Network, Inc.
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Conventional | 1 | 0.4% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
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A-5.0 ★Texas Ratio: 14.36% |
Conventional | 1 | 0.4% | 100% | $895,000 | View |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.4% | 100% | $645,000 | |
US Wide Financial LLC
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Conventional | 1 | 0.4% | 100% | $675,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $845,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.4% | 100% | $505,000 | |
Total Mortgage Services, LLC
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FHA | 1 | 0.4% | 100% | $925,000 | |
Shoreham Bank
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Conventional | 1 | 0.4% | 100% | $995,000 | |
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A+5.0 ★Texas Ratio: 4.86% |
Conventional | 1 | 0.4% | 100% | $445,000 | View |
Churchill Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $585,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.4% | 50% | $765,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $305,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.4% | 100% | $775,000 | |
State Departmenet Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $525,000 | |
United Nations Federal CU
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Conventional | 1 | 0.4% | 100% | $1,055,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.4% | 33.3% | $125,000 | |
Top Flite Financial, Inc.
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Conventional | 1 | 0.4% | 100% | $305,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.4% | 100% | $655,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
AmWest Funding Corp
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Winthrop Town Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Winthrop Town, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Winthrop Town? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Winthrop Town in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Winthrop Town, MA
Use these to narrow the list above. Each category shows how many Winthrop Town, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Winthrop Town, MA
Independent mortgage companies closed 56.3 percent of home loans in Winthrop Town, Massachusetts in 2025, banks 35 percent and credit unions 8.7 percent. Msa Mortgage, LLC was the largest mortgage company, Cambridge Savings Bank the largest bank and Webster First Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Cambridge Savings Bank led with 19 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Winthrop Town, MA
By home loans closed in 2025, Cambridge Savings Bank was the largest mortgage lender in Winthrop Town, Massachusetts with 19 loans, about 7.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Winthrop Town, Massachusetts in 2025, led by Msa Mortgage, LLC with 5. 6 lenders closed VA loans, led by New Fed Mortgage Corp.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 41 banks and 14 credit unions closed home loans in Winthrop Town, Massachusetts in 2025, alongside 41 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Winthrop Town, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Winthrop Town, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Winthrop Town. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
