Mortgage Lenders and Brokers in West Concord, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
West Concord, Massachusetts mortgage lenders include Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA291 Main St, Acton, MA 01720A+5.0 ★Texas Ratio: 3.68%, Middlesex Savings BankMiddlesex Savings Bank1208 Main St, West Concord, MA 01742A+5.0 ★Texas Ratio: 1.23%, Citizens Bank, NACitizens Bank, NA375 Centre Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 5.44%, TD BankTD Bank408 Massachusetts Ave, Acton, MA 01720A+5.0 ★Texas Ratio: 3.71%, Cornerstone BankCornerstone Bank52 Main St, Ashburnham, MA 01430A+5.0 ★Texas Ratio: 2.94%, Eastern BankEastern Bank660 Bedford St, Abington, MA 02351A+5.0 ★Texas Ratio: 2.61%, Cambridge Savings BankCambridge Savings Bank188 Massachusetts Ave, Arlington, MA 02474A5.0 ★Texas Ratio: 9.52%, Direct Federal Credit UnionDirect Federal Credit Union50 Cabot St, Needham, MA 02494, and M&T BankM&T Bank806 Suffield St, Agawam, MA 01001A+5.0 ★Texas Ratio: 4.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in West Concord, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in West Concord are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in West Concord, Massachusetts
Market share is the lender's share of all home loans closed in West Concord, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, Jumbo, HELOC | 15 +1 HELOCs |
10.4% | 100% | $785,666 | View |
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291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 8 | 5.6% | 100% | $1,401,250 | View |
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1208 Main St, West Concord, MA 01742 A+5.0 ★Texas Ratio: 1.23% |
Conventional, HELOC | 4 +17 HELOCs |
2.8% | 100% | $325,000 | View |
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375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 3 +27 HELOCs |
2.1% | 100% | $2,238,333 | View |
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408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 3 +5 HELOCs |
2.1% | 100% | $1,061,666 | View |
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52 Main St, Ashburnham, MA 01430 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 3 | 2.1% | 100% | $255,000 | View |
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660 Bedford St, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.61% |
Conventional, HELOC | 2 +7 HELOCs |
1.4% | 100% | $265,000 | View |
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188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
1.4% | 100% | $855,000 | View |
Direct Federal Credit Union
50 Cabot St, Needham, MA 02494 |
Conventional | 2 | 1.4% | 66.7% | $395,000 | |
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806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 2 | 1.4% | 100% | $975,000 | View |
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5 Market St, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 3.41% |
Conventional, Jumbo | 2 | 1.4% | 100% | $2,040,000 | View |
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93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 1 +9 HELOCs |
0.7% | 100% | $1,505,000 | View |
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1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.7% | 100% | $1,015,000 | View |
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57 Enon St, Beverly, MA 01915 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.7% | 100% | $1,565,000 | View |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $225,000 | |
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2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75% |
Conventional | 1 | 0.7% | 100% | $505,000 | View |
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493 Boston Rd, Billerica, MA 01821 A+5.0 ★Texas Ratio: 3.27% |
Conventional | 1 | 0.7% | 100% | $675,000 | View |
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125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,205,000 | View |
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99 Auburn St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 4.38% |
Conventional | 1 | 0.7% | 100% | $585,000 | View |
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115 Commercial St, Brockton, MA 02302 A+5.0 ★Texas Ratio: 2.19% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,215,000 | View |
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Leslie O Johnson Road, Gloucester, MA 01930 A+5.0 ★Texas Ratio: 2.00% |
Conventional | 1 | 0.7% | 100% | $875,000 | View |
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112 County Rd, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.7% | 100% | $755,000 | View |
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125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,765,000 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional, Jumbo | 1 | 0.7% | 100% | $945,000 | |
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188 Medford St, Arlington, MA 02474 A+5.0 ★Texas Ratio: 1.57% |
Conventional | 1 | 0.7% | 100% | $785,000 | View |
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136 Faunce Corner Mall Rd, Dartmouth, MA 02747 A5.0 ★Texas Ratio: 7.62% |
Conventional | 1 | 0.7% | 50% | $95,000 | View |
RiverWorks Credit Union
256 Freeport St, Dorchester, MA 02122 2845 |
Conventional, Jumbo | 1 | 0.7% | 100% | $2,095,000 | |
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325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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107 Tower Rd, Athol, MA 01331 9823 A+5.0 ★Texas Ratio: 5.99% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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820 Suffield Strret, Agawam, MA 01001 A+5.0 ★Texas Ratio: 5.36% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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6 Somers Rd, East Longmeadow, MA 01028 A+5.0 ★Texas Ratio: 4.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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285 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.29% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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56 Common St, Barre, MA 01005 C+4.0 ★Texas Ratio: 26.47% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
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381 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.64% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Salem Five Mortgage Company LLC
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Conventional | 2 | 1.4% | 100% | $710,000 | |
Mit Federal Credit Union
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Conventional | 1 | 0.7% | 100% | $75,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, Jumbo | 12 | 8.3% | 92.3% | $945,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA, Jumbo | 11 | 7.6% | 100% | $1,172,272 | |
Rocket Mortgage
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Conventional, Jumbo | 7 | 4.9% | 87.5% | $730,714 | |
Webster Bank, N.A.
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Conventional, Jumbo | 4 | 2.8% | 100% | $1,125,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 3 | 2.1% | 100% | $1,281,666 | View |
Movement Mortgage, LLC
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Conventional, Jumbo | 3 | 2.1% | 100% | $991,666 | |
Guild Mortgage Company
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Conventional, VA, Jumbo | 3 | 2.1% | 100% | $778,333 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 3 | 2.1% | 100% | $1,131,666 | View |
United Wholesale Mortgage
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Conventional, VA, Jumbo, HELOC | 2 +1 HELOCs |
1.4% | 66.7% | $940,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 2 | 1.4% | 100% | $1,250,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional, FHA, Jumbo | 2 | 1.4% | 100% | $1,095,000 | |
Newrez LLC
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Conventional, VA, Jumbo | 2 | 1.4% | 100% | $950,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 1.4% | 75% | $440,000 | |
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A5.0 ★Texas Ratio: 7.00% |
Conventional | 2 | 1.4% | 100% | $525,000 | View |
Fairway Independent Mort Corp
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Conventional | 2 | 1.4% | 100% | $655,000 | |
United Nations Federal CU
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Conventional, Jumbo | 2 | 1.4% | 100% | $885,000 | |
Better Mortgage Corporation
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Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.7% | 100% | $1,425,000 | |
EMM Loans LLC
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Conventional | 1 | 0.7% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,225,000 | View |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,285,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.7% | 100% | $485,000 | |
loanDepot.com LLC
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VA | 1 | 0.7% | 100% | $525,000 | |
General Mortgage Capital Corporation
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Conventional, Jumbo | 1 | 0.7% | 100% | $1,125,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,365,000 | View |
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A-5.0 ★Texas Ratio: 14.36% |
Conventional | 1 | 0.7% | 100% | $805,000 | View |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.7% | 100% | $795,000 | |
William Raveis Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $595,000 | |
Embrace Home Loans, Inc.
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Conventional, Jumbo | 1 | 0.7% | 100% | $1,085,000 | |
Harborone Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $645,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.7% | 50% | $755,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.7% | 100% | $905,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.7% | 100% | $675,000 | View |
Navy Federal Credit Union
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Conventional | 1 | 0.7% | 100% | $915,000 | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Justice Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
West Concord Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in West Concord, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in West Concord? The list below shows the banks, credit unions and mortgage brokers that closed home loans in West Concord in 2025, with lenders based there listed first.
Types of Mortgage Lenders in West Concord, MA
Use these to narrow the list above. Each category shows how many West Concord, MA lenders fit and what that kind of lender is usually best for.
Who Lends in West Concord, MA
Independent mortgage companies closed 39.6 percent of home loans in West Concord, Massachusetts in 2025, banks 53.5 percent and credit unions 6.9 percent. Guaranteed Rate, Inc. was the largest mortgage company, Leader Bank NA the largest bank and Direct Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Leader Bank NA led with 15 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in West Concord, MA
By home loans closed in 2025, Leader Bank NA was the largest mortgage lender in West Concord, Massachusetts with 15 loans, about 10.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in West Concord, Massachusetts in 2025, led by Guaranteed Rate, Inc. with 1. 6 lenders closed VA loans, led by Guaranteed Rate, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 39 banks and 12 credit unions closed home loans in West Concord, Massachusetts in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in West Concord, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in West Concord, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up West Concord. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
