Mortgage Lenders and Brokers in Stoneham, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Stoneham, Massachusetts mortgage lenders include Stonehambank - A Co-OperativeStonehambank - A Co-Operative80 Montvale Ave, Stoneham, MA 02180A+5.0 ★Texas Ratio: 3.27%, Citizens Bank, NACitizens Bank, NA259 Main Street Rt 28, Stoneham, MA 02180A+5.0 ★Texas Ratio: 5.44%, Eastern BankEastern Bank163 Main St, Stoneham, MA 02180A+5.0 ★Texas Ratio: 2.61%, Salem Five Cents Savings BankSalem Five Cents Savings Bank88 Main St, Stoneham, MA 02180A+5.0 ★Texas Ratio: 3.29%, Northern Bank & Trust CompanyNorthern Bank & Trust Company240 Main St, Stoneham, MA 02180A5.0 ★Texas Ratio: 13.93%, Members Mortgage Company IncMembers Mortgage Company IncStoneham, MA, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, M&T BankM&T Bank806 Suffield St, Agawam, MA 01001A+5.0 ★Texas Ratio: 4.11%, Winchester Co-Operative BankWinchester Co-Operative Bank19 Church St, Winchester, MA 01890A+5.0 ★Texas Ratio: 2.71%, and BankesbBankesb770 Main St, Agawam, MA 01001. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Stoneham, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Stoneham are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Stoneham, Massachusetts
Market share is the lender's share of all home loans closed in Stoneham, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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80 Montvale Ave, Stoneham, MA 02180 A+5.0 ★Texas Ratio: 3.27% |
Conventional | 6 | 1.9% | 100% | $381,666 | View |
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1 office in Stoneham 259 Main Street Rt 28, Stoneham, MA 02180 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 3 +42 HELOCs |
1% | 50% | $368,333 | View |
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1 office in Stoneham 163 Main St, Stoneham, MA 02180 A+5.0 ★Texas Ratio: 2.61% |
Conventional, HELOC | 2 +15 HELOCs |
0.6% | 100% | $575,000 | View |
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2 offices in Stoneham 88 Main St, Stoneham, MA 02180 A+5.0 ★Texas Ratio: 3.29% |
HELOC | 0 +15 HELOCs |
0% | n/a | View | |
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1 office in Stoneham 240 Main St, Stoneham, MA 02180 A5.0 ★Texas Ratio: 13.93% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Members Mortgage Company Inc
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Conventional | 3 | 1% | 100% | $288,333 | |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, Jumbo, HELOC | 32 +7 HELOCs |
10.2% | 100% | $536,562 | View |
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806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 9 +1 HELOCs |
2.9% | 100% | $575,000 | View |
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19 Church St, Winchester, MA 01890 A+5.0 ★Texas Ratio: 2.71% |
Conventional | 6 | 1.9% | 100% | $338,333 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional, HELOC | 5 +2 HELOCs |
1.6% | 100% | $411,000 | |
Direct Federal Credit Union
50 Cabot St, Needham, MA 02494 |
Conventional | 4 | 1.3% | 100% | $162,500 | |
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188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52% |
Conventional, HELOC | 3 +4 HELOCs |
1% | 100% | $665,000 | View |
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408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 3 +4 HELOCs |
1% | 75% | $465,000 | View |
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107 Tower Rd, Athol, MA 01331 9823 A+5.0 ★Texas Ratio: 5.99% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
1% | 100% | $671,666 | View |
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93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +11 HELOCs |
0.6% | 100% | $575,000 | View |
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55 Fruit St, Boston, MA 02114 2621 A5.0 ★Texas Ratio: 9.82% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $255,000 | View |
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271 Main St, North Reading, MA 01864 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 0.6% | 100% | $410,000 | View |
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389 Hanover St, Boston, MA 02113 A+5.0 ★Texas Ratio: 0.32% |
Conventional | 2 | 0.6% | 100% | $380,000 | View |
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40 Friend St, Amesbury, MA 01913 A-4.9 ★Texas Ratio: 16.54% |
Conventional | 2 | 0.6% | 100% | $385,000 | View |
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300 Granite St Fl 3, Braintree, MA 02184 3909 A+5.0 ★Texas Ratio: 1.21% |
Conventional | 2 | 0.6% | 100% | $110,000 | View |
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494 Gallivan Blvd, Dorchester, MA 02124 A+5.0 ★Texas Ratio: 3.69% |
Conventional | 2 | 0.6% | 100% | $90,000 | View |
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1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
Conventional, HELOC | 1 +7 HELOCs |
0.3% | 100% | $35,000 | View |
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325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
Conventional, HELOC | 1 +4 HELOCs |
0.3% | 100% | $125,000 | View |
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279 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 1.23% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $315,000 | View |
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2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
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850 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 1 | 0.3% | 100% | $555,000 | View |
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291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
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419 Broadway, Everett, MA 02149 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
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53 Riverside Ave, Medford, MA 02155 A+5.0 ★Texas Ratio: 0.41% |
Conventional, Jumbo | 1 | 0.3% | 100% | $925,000 | View |
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1 Blue Pride Way, Attleboro, MA 02703 A+5.0 ★Texas Ratio: 3.37% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
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100 Macy St, Amesbury, MA 01913 4315 |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
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105 Broadway, Arlington, MA 02474 A+5.0 ★Texas Ratio: 1.72% |
Conventional | 1 | 0.3% | 100% | $395,000 | View |
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112 County Rd, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.3% | 50% | $265,000 | View |
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67 Medway Rd, Milford, MA 01757 A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.3% | 100% | $615,000 | View |
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52 Main St, Ashburnham, MA 01430 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
Conventional | 1 | 0.3% | 50% | $745,000 | |
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84 Main St, Andover, MA 01810 A5.0 ★Texas Ratio: 9.38% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
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310 LOWELL ST, ANDOVER, MA 01810 A+5.0 ★Texas Ratio: 5.84% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
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245 Chelmsford St, Chelmsford, MA 01824 2343 A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.3% | 100% | $735,000 | View |
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68 Harrison Ave, Boston, MA 02111 A+5.0 ★Texas Ratio: 2.84% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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381 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.64% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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200 Westgate Dr Unit 119A, Brockton, MA 02301 A+5.0 ★Texas Ratio: 3.09% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Salem Five Mortgage Company LLC
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Conventional, FHA | 6 | 1.9% | 100% | $715,000 | |
New Fed Mortgage Corp.
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Conventional | 5 | 1.6% | 100% | $303,000 | |
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A+5.0 ★Texas Ratio: 4.53% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $900,000 | View |
Msa Mortgage, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $625,000 | |
Mortgage Equity Partners LLC
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Conventional | 2 | 0.6% | 100% | $205,000 | |
Ross Mortgage Company
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Conventional | 1 | 0.3% | 100% | $665,000 | |
Mit Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $335,000 | |
Radius Financial Group Inc
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Conventional | 1 | 0.3% | 100% | $805,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
Guaranteed Rate, Inc.
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Conventional, Jumbo, HELOC | 30 +2 HELOCs |
9.5% | 96.9% | $581,333 | |
Rocket Mortgage
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Conventional, FHA, Jumbo | 18 | 5.7% | 90% | $456,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 17 | 5.4% | 94.7% | $512,058 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 13 | 4.1% | 100% | $587,307 | |
Fairway Independent Mort Corp
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Conventional, FHA | 11 | 3.5% | 100% | $557,727 | |
Movement Mortgage, LLC
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Conventional, FHA, Jumbo | 10 | 3.2% | 100% | $591,000 | |
Guild Mortgage Company
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Conventional, FHA | 7 | 2.2% | 100% | $619,285 | |
Guaranteed Rate Affinity, LLC
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Conventional, Jumbo | 6 | 1.9% | 100% | $541,666 | |
New American Funding, LLC.
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Conventional, HELOC | 5 +1 HELOCs |
1.6% | 100% | $667,000 | |
Pennymac Loan Services LLC
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Conventional | 5 | 1.6% | 100% | $311,000 | |
loanDepot.com LLC
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Conventional | 4 | 1.3% | 100% | $275,000 | |
Newrez LLC
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Conventional, Jumbo | 3 | 1% | 75% | $628,333 | |
Keystone Funding, Inc
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Conventional | 3 | 1% | 75% | $498,333 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 1% | 100% | $225,000 | View |
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A+5.0 ★Texas Ratio: 1.21% |
Conventional | 2 | 0.6% | 100% | $620,000 | View |
Amerant Mortgage LLC
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Conventional | 2 | 0.6% | 100% | $395,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.6% | 40% | $85,000 | |
General Mortgage Capital Corporation
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Conventional | 2 | 0.6% | 100% | $410,000 | |
Total Mortgage Services, LLC
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Conventional | 2 | 0.6% | 66.7% | $160,000 | |
Weichert Financial Services
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Conventional | 2 | 0.6% | 100% | $350,000 | |
Nfm, Inc
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Conventional | 2 | 0.6% | 100% | $395,000 | |
Embrace Home Loans, Inc.
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Conventional | 2 | 0.6% | 100% | $580,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.6% | 100% | $105,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.6% | 100% | $320,000 | |
Prosperity Home Mortgage, LLC
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Conventional, Jumbo | 2 | 0.6% | 100% | $905,000 | |
United Nations Federal CU
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Conventional, Jumbo | 2 | 0.6% | 100% | $865,000 | |
Semper Home Loans, Inc
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Conventional | 1 | 0.3% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 1 | 0.3% | 50% | $935,000 | View |
Fourleaf Federal Credit Union
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,045,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.3% | 66.7% | $45,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 100% | $655,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $655,000 | |
Dart Bank
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Conventional | 1 | 0.3% | 100% | $1,035,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.3% | 100% | $775,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.3% | 100% | $545,000 | |
First Home Mortgage
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Conventional | 1 | 0.3% | 100% | $915,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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A-5.0 ★Texas Ratio: 14.36% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
Discover Bank
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Conventional | 1 | 0.3% | 50% | $75,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.3% | 100% | $565,000 | |
Credit Union Mortgage Associat
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Conventional | 1 | 0.3% | 100% | $685,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $555,000 | |
William Raveis Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $475,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Shoreham Bank
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Conventional | 1 | 0.3% | 100% | $95,000 | |
Mortgage Research Center
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VA | 1 | 0.3% | 100% | $375,000 | |
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A5.0 ★Texas Ratio: 7.00% |
Conventional | 1 | 0.3% | 100% | $385,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.3% | 100% | $765,000 | View |
Webster Bank, N.A.
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,125,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $505,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Bank Fund Staff Federal Credit
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HELOC | 0 +1 HELOCs |
0% | n/a |
Stoneham Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Stoneham, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Stoneham? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Stoneham in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Stoneham, MA
Use these to narrow the list above. Each category shows how many Stoneham, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Stoneham, MA
Independent mortgage companies closed 56.8 percent of home loans in Stoneham, Massachusetts in 2025, banks 35.6 percent and credit unions 7.6 percent. Members Mortgage Company Inc was the largest mortgage company, Stonehambank - A Co-Operative the largest bank and Direct Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Stonehambank - A Co-Operative led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Stoneham, MA
By home loans closed in 2025, Stonehambank - A Co-Operative was the largest mortgage lender in Stoneham, Massachusetts with 6 loans, about 1.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Stoneham, Massachusetts in 2025, led by United Wholesale Mortgage with 2. 2 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 45 banks and 19 credit unions closed home loans in Stoneham, Massachusetts in 2025, alongside 43 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Stoneham, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Stoneham, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Stoneham. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
