Mortgage Lenders and Brokers in Newburyport, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Newburyport, Massachusetts mortgage lenders include Institution For SavingsInstitution For Savings68 Storey Ave, Newburyport, MA 01950A+5.0 ★Texas Ratio: 0.22%, Newburyport Five Cents Savings BankNewburyport Five Cents Savings Bank63 State St, Newburyport, MA 01950A-4.9 ★Texas Ratio: 16.54%, Bank of America NABank of America NA2 State St, Newburyport, MA 01950A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA35 Storey Ave, Newburyport, MA 01950A+5.0 ★Texas Ratio: 3.68%, TD BankTD Bank51 State St, Newburyport, MA 01950A+5.0 ★Texas Ratio: 3.71%, Eastern BankEastern Bank17 Storey Ave, Newburyport, MA 01950A+5.0 ★Texas Ratio: 2.61%, Needham BankNeedham Bank66 Storey Ave, Newburyport, MA 01950A+5.0 ★Texas Ratio: 3.41%, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, Citizens Bank, NACitizens Bank, NA375 Centre Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 5.44%, and M&T BankM&T Bank806 Suffield St, Agawam, MA 01001A+5.0 ★Texas Ratio: 4.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Newburyport, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Newburyport are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Newburyport, Massachusetts
Market share is the lender's share of all home loans closed in Newburyport, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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68 Storey Ave, Newburyport, MA 01950 A+5.0 ★Texas Ratio: 0.22% |
Conventional, Jumbo | 32 | 10.2% | 88.9% | $611,250 | View |
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1 office in Newburyport 63 State St, Newburyport, MA 01950 A-4.9 ★Texas Ratio: 16.54% |
Conventional, Jumbo | 23 | 7.3% | 95.8% | $880,217 | View |
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1 office in Newburyport 2 State St, Newburyport, MA 01950 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 4 +10 HELOCs |
1.3% | 100% | $1,117,500 | View |
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1 office in Newburyport 35 Storey Ave, Newburyport, MA 01950 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 4 | 1.3% | 100% | $795,000 | View |
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1 office in Newburyport 51 State St, Newburyport, MA 01950 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +11 HELOCs |
0.6% | 100% | $615,000 | View |
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1 office in Newburyport 17 Storey Ave, Newburyport, MA 01950 A+5.0 ★Texas Ratio: 2.61% |
Conventional, Jumbo, HELOC | 1 +16 HELOCs |
0.3% | 100% | $1,435,000 | View |
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1 office in Newburyport 66 Storey Ave, Newburyport, MA 01950 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, Jumbo, HELOC | 20 +7 HELOCs |
6.4% | 100% | $756,000 | View |
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375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 8 +34 HELOCs |
2.5% | 100% | $1,015,000 | View |
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806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo, HELOC | 8 +1 HELOCs |
2.5% | 100% | $941,250 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional, HELOC | 4 +1 HELOCs |
1.3% | 100% | $315,000 | |
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100 Macy St, Amesbury, MA 01913 4315 |
Conventional, HELOC | 3 +2 HELOCs |
1% | 75% | $215,000 | View |
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120 Lincoln Ave, Haverhill, MA 01830 A+5.0 ★Texas Ratio: 5.92% |
Conventional | 3 | 1% | 100% | $481,666 | View |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
Conventional, HELOC | 2 +4 HELOCs |
0.6% | 100% | $145,000 | |
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155 State St, Newburyport, MA 01950 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 2 | 0.6% | 66.7% | $25,000 | View |
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547 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 1.75% |
Conventional, Jumbo | 2 | 0.6% | 100% | $790,000 | View |
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Leslie O Johnson Road, Gloucester, MA 01930 A+5.0 ★Texas Ratio: 2.00% |
Conventional | 2 | 0.6% | 100% | $625,000 | View |
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125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.6% | 66.7% | $485,000 | View |
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1094 Main St, Haverhill, MA 01830 A+5.0 ★Texas Ratio: 1.02% |
Conventional | 2 | 0.6% | 66.7% | $605,000 | View |
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100 Broadway Rd, Dracut, MA 01826 A+5.0 ★Texas Ratio: 2.37% |
Conventional | 1 | 0.3% | 100% | $465,000 | View |
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200 Westgate Dr Unit 119A, Brockton, MA 02301 A+5.0 ★Texas Ratio: 3.09% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,135,000 | View |
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493 Boston Rd, Billerica, MA 01821 A+5.0 ★Texas Ratio: 3.27% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
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125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 1 | 0.3% | 100% | $2,275,000 | View |
Direct Federal Credit Union
50 Cabot St, Needham, MA 02494 |
Conventional | 1 | 0.3% | 100% | $395,000 | |
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183 Main St, Everett, MA 02149 A5.0 ★Texas Ratio: 6.39% |
Conventional | 1 | 0.3% | 100% | $455,000 | View |
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120 Seminary Ave, Auburndale, MA 02466 A+5.0 ★Texas Ratio: 2.24% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,315,000 | View |
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279 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 1.23% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,175,000 | View |
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100 Cummings Ctr Ste 101f, Beverly, MA 01915 A+5.0 ★Texas Ratio: 2.39% |
Conventional | 1 | 0.3% | 100% | $455,000 | View |
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271 Main St, North Reading, MA 01864 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.3% | 100% | $595,000 | View |
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67 Medway Rd, Milford, MA 01757 A+5.0 ★Texas Ratio: 3.12% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,695,000 | View |
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700 Boston Rd, Billerica, MA 01821 A5.0 ★Texas Ratio: 6.48% |
Conventional | 1 | 0.3% | 100% | $685,000 | View |
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52 Main St, Ashburnham, MA 01430 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 1 | 0.3% | 50% | $245,000 | View |
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400 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 1 | 0.3% | 100% | $885,000 | View |
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56 Amity St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 5.27% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
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6 Harrison Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.91% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,425,000 | View |
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188 Medford St, Arlington, MA 02474 A+5.0 ★Texas Ratio: 1.57% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,025,000 | View |
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84 Main St, Andover, MA 01810 A5.0 ★Texas Ratio: 9.38% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
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107 Tower Rd, Athol, MA 01331 9823 A+5.0 ★Texas Ratio: 5.99% |
Conventional | 1 | 0.3% | 100% | $555,000 | View |
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35 Main St, Ashburnham, MA 01430 1290 A+5.0 ★Texas Ratio: 5.25% |
Conventional | 1 | 0.3% | 100% | $475,000 | View |
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285 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.29% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
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19 Haverhill Rd, Amesbury, MA 01913 A5.0 ★Texas Ratio: 10.06% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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820 Suffield Strret, Agawam, MA 01001 A+5.0 ★Texas Ratio: 5.36% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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55 Fruit St, Boston, MA 02114 2621 A5.0 ★Texas Ratio: 9.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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381 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.64% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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A+5.0 ★Texas Ratio: 4.53% |
Conventional, Jumbo, HELOC | 9 +4 HELOCs |
2.9% | 100% | $717,222 | View |
Salem Five Mortgage Company LLC
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Conventional, Jumbo | 7 | 2.2% | 87.5% | $713,571 | |
New Fed Mortgage Corp.
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Conventional, VA | 3 | 1% | 100% | $661,666 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 3 | 1% | 100% | $698,333 | View |
Drew Mortgage Associates, Inc
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Conventional, FHA | 3 | 1% | 100% | $481,666 | |
Members Mortgage Company Inc
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Conventional | 1 | 0.3% | 100% | $1,045,000 | |
Guaranteed Rate, Inc.
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Conventional, VA, Jumbo, HELOC | 25 +1 HELOCs |
8% | 92.6% | $677,800 | |
Rocket Mortgage
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Conventional, FHA, Jumbo | 14 | 4.5% | 73.7% | $488,571 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 10 | 3.2% | 91.7% | $922,000 | |
loanDepot.com LLC
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Conventional | 9 | 2.9% | 100% | $411,666 | |
Fairway Independent Mort Corp
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Conventional, VA, Jumbo | 9 | 2.9% | 100% | $522,777 | |
United Wholesale Mortgage
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Conventional, Jumbo | 8 | 2.5% | 100% | $627,500 | |
Movement Mortgage, LLC
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Conventional, VA | 6 | 1.9% | 100% | $581,666 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 5 | 1.6% | 100% | $507,000 | View |
Primelending
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Conventional, VA, Jumbo | 3 | 1% | 75% | $1,105,000 | |
Nationstar Mortgage
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Conventional | 3 | 1% | 75% | $141,666 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 3 | 1% | 100% | $971,666 | View |
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A+5.0 ★Texas Ratio: 1.50% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
0.6% | 100% | $725,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $665,000 | View |
EMM Loans LLC
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Conventional | 2 | 0.6% | 100% | $295,000 | |
Freedom Mortgage Corporation
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Conventional | 2 | 0.6% | 100% | $455,000 | |
Newrez LLC
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Conventional | 2 | 0.6% | 50% | $385,000 | |
Loanunited.Com, LLC
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Conventional, VA | 2 | 0.6% | 100% | $395,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.6% | 33.3% | $465,000 | |
Guild Mortgage Company
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Conventional | 2 | 0.6% | 75% | $515,000 | |
Partners Bank of New England
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Conventional | 2 | 0.6% | 100% | $280,000 | |
Keystone Funding, Inc
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Conventional | 2 | 0.6% | 100% | $595,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 0.6% | 100% | $570,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo | 2 | 0.6% | 100% | $1,280,000 | View |
Spring Eq, LLC
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Conventional, Jumbo | 2 | 0.6% | 66.7% | $310,000 | |
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A-5.0 ★Texas Ratio: 14.36% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.3% | 100% | $1,905,000 | View |
Navy Federal Credit Union
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VA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $475,000 | |
Passumpsic Bank
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Conventional | 1 | 0.3% | 100% | $365,000 | |
Equity Resources Inc
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VA, Jumbo | 1 | 0.3% | 100% | $1,025,000 | |
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A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,435,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.3% | 100% | $535,000 | |
American Financial Resources LLC
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FHA | 1 | 0.3% | 100% | $615,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.3% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,205,000 | View |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.3% | 100% | $565,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 100% | $455,000 | |
Amerant Mortgage LLC
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VA | 1 | 0.3% | 100% | $805,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.3% | 100% | $625,000 | View |
Quorum Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Republic State Mortgage Company
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Conventional | 1 | 0.3% | 100% | $215,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $285,000 | View |
Harborone Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $625,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $725,000 | |
Mutual of Omaha Mortgage
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,345,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,495,000 | View |
United Nations Federal CU
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Conventional, Jumbo | 1 | 0.3% | 100% | $2,105,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 50% | $855,000 | View |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,165,000 | View |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Corning Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Newburyport Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Newburyport, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Newburyport? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Newburyport in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Newburyport, MA
Use these to narrow the list above. Each category shows how many Newburyport, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Newburyport, MA
Independent mortgage companies closed 38.9 percent of home loans in Newburyport, Massachusetts in 2025, banks 55.7 percent and credit unions 5.4 percent. New Fed Mortgage Corp. was the largest mortgage company, Institution For Savings the largest bank and Brightbridge Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Institution For Savings led with 32 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Newburyport, MA
By home loans closed in 2025, Institution For Savings was the largest mortgage lender in Newburyport, Massachusetts with 32 loans, about 10.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Newburyport, Massachusetts in 2025, led by Rocket Mortgage with 2. 10 lenders closed VA loans, led by New Fed Mortgage Corp.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 56 banks and 17 credit unions closed home loans in Newburyport, Massachusetts in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Newburyport, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Newburyport, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Newburyport. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
