Mortgage Lenders and Brokers in Milford, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Milford, Massachusetts mortgage lenders include Milford Federal BankMilford Federal Bank67 Medway Rd, Milford, MA 01757A+5.0 ★Texas Ratio: 3.12%, Citizens Bank, NACitizens Bank, NA126 Medway Rd, Milford, MA 01757A+5.0 ★Texas Ratio: 5.44%, Bank of America NABank of America NA209 E Main St, Milford, MA 01757A+5.0 ★Texas Ratio: 4.14%, Unibank For SavingsUnibank For Savings91 Prospect St, Milford, MA 01757A+5.0 ★Texas Ratio: 5.57%, TD BankTD Bank196 E Main St, Milford, MA 01757A+5.0 ★Texas Ratio: 3.71%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA7 Medway Rd, Milford, MA 01757A+5.0 ★Texas Ratio: 3.68%, Rockland Trust BankRockland Trust Bank300 E Main St, Milford, MA 01757A+5.0 ★Texas Ratio: 2.64%, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, BankesbBankesb770 Main St, Agawam, MA 01001, and Middlesex Savings BankMiddlesex Savings Bank279 Main St, Acton, MA 01720A+5.0 ★Texas Ratio: 1.23%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Milford, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Milford are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Milford, Massachusetts
Market share is the lender's share of all home loans closed in Milford, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Milford 67 Medway Rd, Milford, MA 01757 A+5.0 ★Texas Ratio: 3.12% |
Conventional | 24 | 5.5% | 86.2% | $187,500 | View |
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1 office in Milford 126 Medway Rd, Milford, MA 01757 A+5.0 ★Texas Ratio: 5.44% |
Conventional, FHA, HELOC | 6 +27 HELOCs |
1.4% | 100% | $371,666 | View |
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1 office in Milford 209 E Main St, Milford, MA 01757 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +9 HELOCs |
0.7% | 100% | $428,333 | View |
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1 office in Milford 91 Prospect St, Milford, MA 01757 A+5.0 ★Texas Ratio: 5.57% |
Conventional, HELOC | 3 +3 HELOCs |
0.7% | 75% | $295,000 | View |
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1 office in Milford 196 E Main St, Milford, MA 01757 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 3 +3 HELOCs |
0.7% | 100% | $308,333 | View |
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1 office in Milford 7 Medway Rd, Milford, MA 01757 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.7% | 66.7% | $391,666 | View |
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2 offices in Milford 300 E Main St, Milford, MA 01757 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 2 +16 HELOCs |
0.5% | 60% | $345,000 | View |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, HELOC | 11 +2 HELOCs |
2.5% | 100% | $455,909 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional, FHA, HELOC | 8 +1 HELOCs |
1.8% | 100% | $458,750 | |
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279 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 1.23% |
Conventional, HELOC | 6 +7 HELOCs |
1.4% | 100% | $256,666 | View |
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200 Concord St, Framingham, MA 01702 8306 A+5.0 ★Texas Ratio: 1.14% |
Conventional | 6 | 1.4% | 100% | $100,000 | View |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
Conventional, HELOC | 4 +7 HELOCs |
0.9% | 66.7% | $187,500 | |
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1 Blue Pride Way, Attleboro, MA 02703 A+5.0 ★Texas Ratio: 3.37% |
Conventional | 4 | 0.9% | 100% | $467,500 | View |
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1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
Conventional, HELOC | 3 +1 HELOCs |
0.7% | 75% | $261,666 | View |
Direct Federal Credit Union
50 Cabot St, Needham, MA 02494 |
Conventional | 3 | 0.7% | 100% | $145,000 | |
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806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 3 | 0.7% | 100% | $321,666 | View |
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411 Pulaski Blvd, Bellingham, MA 02019 A4.7 ★Texas Ratio: 1.40% |
Conventional | 3 | 0.7% | 80% | $91,666 | View |
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1255 Worcester Rd, Framingham, MA 01701 5217 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 3 | 0.7% | 100% | $178,333 | View |
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136 Faunce Corner Mall Rd, Dartmouth, MA 02747 A5.0 ★Texas Ratio: 7.62% |
Conventional | 3 | 0.7% | 100% | $475,000 | View |
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188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $555,000 | View |
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52 Main St, Ashburnham, MA 01430 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 2 | 0.5% | 100% | $180,000 | View |
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125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.5% | 100% | $260,000 | View |
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660 Bedford St, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.61% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $445,000 | View |
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5 Market St, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 3.41% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $425,000 | View |
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7 Main St, Ayer, MA 01432 A5.0 ★Texas Ratio: 11.53% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
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2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
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200 Westgate Dr Unit 119A, Brockton, MA 02301 A+5.0 ★Texas Ratio: 3.09% |
Conventional | 1 | 0.2% | 100% | $45,000 | View |
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3 S Maple St, Bellingham, MA 02019 A-4.4 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
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138 S Main St, Milford, MA 01757 3272 A+5.0 ★Texas Ratio: 5.10% |
Conventional | 1 | 0.2% | 50% | $405,000 | View |
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1 Central St, Foxboro, MA 02035 A+5.0 ★Texas Ratio: 1.33% |
Conventional | 1 | 0.2% | 100% | $435,000 | View |
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400 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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414 Massachusetts Ave, Acton, MA 01720 A5.0 ★Texas Ratio: 13.93% |
Conventional | 1 | 0.2% | 100% | $615,000 | View |
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1073 Main St, Clinton, MA 01510 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 1 | 0.2% | 100% | $585,000 | View |
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1 Campus Center Way, Amherst, MA 01003 A5.0 ★Texas Ratio: 7.52% |
Conventional | 1 | 0.2% | 100% | $45,000 | View |
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107 Tower Rd, Athol, MA 01331 9823 A+5.0 ★Texas Ratio: 5.99% |
Conventional | 1 | 0.2% | 100% | $555,000 | View |
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245 Chelmsford St, Chelmsford, MA 01824 2343 A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
Central One Federal Credit Union
82 Prospect St, Milford, MA 01757 |
HELOC | 0 +12 HELOCs |
0% | 0% | ||
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21 N Main St, Belchertown, MA 01007 A5.0 ★Texas Ratio: 6.28% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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19 Haverhill Rd, Amesbury, MA 01913 A5.0 ★Texas Ratio: 10.06% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Radius Financial Group Inc
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Conventional, FHA | 9 | 2.1% | 100% | $393,888 | |
New Fed Mortgage Corp.
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Conventional, FHA | 7 | 1.6% | 87.5% | $380,714 | |
Msa Mortgage, LLC
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Conventional | 3 | 0.7% | 100% | $538,333 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 0.5% | 100% | $355,000 | View |
Salem Five Mortgage Company LLC
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Conventional | 1 | 0.2% | 100% | $455,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 45 | 10.3% | 84.9% | $311,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 31 | 7.1% | 86.5% | $446,935 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 23 +1 HELOCs |
5.2% | 100% | $494,130 | |
Fairway Independent Mort Corp
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Conventional, FHA | 16 | 3.6% | 100% | $477,500 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, VA | 15 | 3.4% | 100% | $389,000 | View |
Guaranteed Rate, Inc.
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Conventional, FHA | 14 | 3.2% | 73.7% | $469,285 | |
Guild Mortgage Company
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Conventional, FHA | 11 | 2.5% | 100% | $368,636 | |
Movement Mortgage, LLC
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Conventional | 9 | 2.1% | 100% | $363,888 | |
Newrez LLC
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Conventional, FHA | 8 | 1.8% | 57.1% | $220,000 | |
Navy Federal Credit Union
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Conventional, VA, HELOC | 5 +2 HELOCs |
1.1% | 100% | $571,000 | |
loanDepot.com LLC
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Conventional, VA | 5 | 1.1% | 62.5% | $435,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 1.1% | 71.4% | $329,000 | |
Total Mortgage Services, LLC
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Conventional | 5 | 1.1% | 100% | $369,000 | |
Harborone Mortgage, LLC
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Conventional | 4 | 0.9% | 100% | $517,500 | |
Mortgage Research Center
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VA | 4 | 0.9% | 57.1% | $602,500 | |
New American Funding, LLC.
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Conventional, VA | 4 | 0.9% | 100% | $502,500 | |
Guaranteed Rate Affinity, LLC
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Conventional | 3 | 0.7% | 75% | $495,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 3 | 0.7% | 42.9% | $298,333 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 0.7% | 60% | $365,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 3 | 0.7% | 100% | $545,000 | View |
Norwich Commercial Group Inc
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Conventional, FHA | 3 | 0.7% | 100% | $221,666 | |
AmeriHome Mortgage Company, LLC
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Conventional | 3 | 0.7% | 75% | $471,666 | |
Amerisave Mortgage Company
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Conventional | 3 | 0.7% | 100% | $71,666 | |
Cardinal Financial Company, Li
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Conventional, VA | 3 | 0.7% | 100% | $435,000 | |
Nationstar Mortgage
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Conventional | 3 | 0.7% | 75% | $278,333 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 3 | 0.7% | 75% | $448,333 | |
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A5.0 ★Texas Ratio: 7.00% |
Conventional | 3 | 0.7% | 100% | $435,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $415,000 | View |
Union Home Mortgage Corp.
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Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $525,000 | |
EMM Loans LLC
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Conventional | 2 | 0.5% | 100% | $315,000 | |
Primelending
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Conventional | 2 | 0.5% | 100% | $540,000 | |
Envoy Mortgage, Ltd
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Conventional | 2 | 0.5% | 100% | $410,000 | |
General Mortgage Capital Corporation
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Conventional | 2 | 0.5% | 100% | $515,000 | |
Nqm Funding, LLC
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Conventional | 2 | 0.5% | 50% | $330,000 | |
Discover Bank
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Conventional | 2 | 0.5% | 25% | $55,000 | |
American Financing Corporation
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Conventional, FHA | 2 | 0.5% | 100% | $275,000 | |
Calcon Mutual Mortgage LLC
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Conventional, FHA | 2 | 0.5% | 100% | $265,000 | |
Nfm, Inc
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Conventional | 2 | 0.5% | 100% | $300,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.5% | 100% | $445,000 | View |
Embrace Home Loans, Inc.
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Conventional, VA | 2 | 0.5% | 100% | $540,000 | |
Keystone Funding, Inc
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Conventional | 2 | 0.5% | 100% | $370,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 2 | 0.5% | 66.7% | $245,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 2 | 0.5% | 100% | $265,000 | View |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 0.5% | 100% | $600,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 2 | 0.5% | 100% | $415,000 | |
Semper Home Loans, Inc
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FHA | 1 | 0.2% | 100% | $425,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $465,000 | |
Keypoint Credit Union
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Conventional | 1 | 0.2% | 100% | $225,000 | |
American Financial Resources LLC
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FHA | 1 | 0.2% | 100% | $515,000 | |
Amerant Mortgage LLC
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FHA | 1 | 0.2% | 100% | $425,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.2% | 100% | $605,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $445,000 | |
United Trust Bank
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VA | 1 | 0.2% | 100% | $765,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional, Jumbo | 1 | 0.2% | 40% | $1,145,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
FHA | 1 | 0.2% | 100% | $395,000 | View |
Republic State Mortgage Company
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Bay Equity LLC
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $415,000 | |
T2 Financial LLC
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Conventional | 1 | 0.2% | 100% | $445,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Mid-Island Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Milend, Inc
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FHA | 1 | 0.2% | 100% | $345,000 | |
Province Mortgage Associates, Inc.
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Conventional | 1 | 0.2% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 9.27% |
Conventional | 1 | 0.2% | 100% | $585,000 | View |
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A5.0 ★Texas Ratio: 11.97% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
Mld Mortgage, Inc.Dba the Money Store
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FHA | 1 | 0.2% | 100% | $535,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.2% | 100% | $255,000 | |
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Navigant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A-5.0 ★Texas Ratio: 14.36% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Milford Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Milford, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Milford? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Milford in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Milford, MA
Use these to narrow the list above. Each category shows how many Milford, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Milford, MA
Independent mortgage companies closed 64.7 percent of home loans in Milford, Massachusetts in 2025, banks 28.5 percent and credit unions 6.8 percent. Radius Financial Group Inc was the largest mortgage company, Milford Federal Bank the largest bank and Metrowest Community Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Milford Federal Bank led with 24 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Milford, MA
By home loans closed in 2025, Milford Federal Bank was the largest mortgage lender in Milford, Massachusetts with 24 loans, about 5.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
28 lenders closed FHA loans in Milford, Massachusetts in 2025, led by United Wholesale Mortgage with 6. 12 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 45 banks and 19 credit unions closed home loans in Milford, Massachusetts in 2025, alongside 57 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Milford, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Milford, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Milford. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
