Mortgage Lenders and Brokers in Lynnfield, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lynnfield, Massachusetts mortgage lenders include The Savings BankThe Savings Bank584 Main St, Lynnfield, MA 01940A5.0 ★Texas Ratio: 9.38%, Everett Co-Operative BankEverett Co-Operative Bank771 Salem St, Lynnfield, MA 01940A+5.0 ★Texas Ratio: 0.89%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA230 Market St, Lynnfield, MA 01940A+5.0 ★Texas Ratio: 3.68%, Fall River Five Cents SavingsFall River Five Cents Savings50 Salem St, Lynnfield, MA 01940A5.0 ★Texas Ratio: 7.62%, Reading Cooperative BankReading Cooperative Bank596 Main St, Lynnfield, MA 01940A4.5 ★Texas Ratio: 0.72%, Eastern BankEastern Bank45 Salem St, Lynnfield, MA 01940A+5.0 ★Texas Ratio: 2.61%, PNC Bank N.A.PNC Bank N.A.1380 Market St, Lynnfield, MA 01940A+5.0 ★Texas Ratio: 4.24%, Mortgage Equity Partners LLCMortgage Equity Partners LLCLynnfield, MA, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, and BankesbBankesb770 Main St, Agawam, MA 01001. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lynnfield, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lynnfield are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lynnfield, Massachusetts
Market share is the lender's share of all home loans closed in Lynnfield, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Lynnfield 584 Main St, Lynnfield, MA 01940 A5.0 ★Texas Ratio: 9.38% |
Conventional, Jumbo | 6 | 3% | 100% | $473,333 | View |
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1 office in Lynnfield 771 Salem St, Lynnfield, MA 01940 A+5.0 ★Texas Ratio: 0.89% |
Conventional, Jumbo | 5 | 2.5% | 83.3% | $795,000 | View |
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1 office in Lynnfield 230 Market St, Lynnfield, MA 01940 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 4 +1 HELOCs |
2% | 80% | $1,232,500 | View |
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1 office in Lynnfield 50 Salem St, Lynnfield, MA 01940 A5.0 ★Texas Ratio: 7.62% |
Conventional, HELOC | 3 +2 HELOCs |
1.5% | 100% | $475,000 | View |
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1 office in Lynnfield 596 Main St, Lynnfield, MA 01940 A4.5 ★Texas Ratio: 0.72% |
Conventional | 3 | 1.5% | 60% | $71,666 | View |
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1 office in Lynnfield 45 Salem St, Lynnfield, MA 01940 A+5.0 ★Texas Ratio: 2.61% |
Conventional, HELOC | 2 +23 HELOCs |
1% | 100% | $515,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Lynnfield 1380 Market St, Lynnfield, MA 01940 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
1% | 100% | $1,350,000 | View |
Mortgage Equity Partners LLC
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Conventional, Jumbo | 3 | 1.5% | 100% | $798,333 | |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, Jumbo, HELOC | 10 +1 HELOCs |
5.1% | 100% | $659,000 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional, Jumbo, HELOC | 4 +3 HELOCs |
2% | 100% | $837,500 | |
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408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 3 +3 HELOCs |
1.5% | 75% | $968,333 | View |
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250 maple st, lynn, MA 01904 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 3 | 1.5% | 100% | $331,666 | View |
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806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 3 | 1.5% | 100% | $735,000 | View |
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112 County Rd, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 0.22% |
Conventional | 3 | 1.5% | 100% | $725,000 | View |
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375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 2 +22 HELOCs |
1% | 100% | $565,000 | View |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
Conventional, HELOC | 2 +1 HELOCs |
1% | 100% | $270,000 | |
RiverWorks Credit Union
24 Broadway, Lynnfield, MA 01940 |
Conventional, Jumbo | 2 | 1% | 100% | $880,000 | |
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1 Post Office Sq, Lynnfield, MA 01940 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 1 +9 HELOCs |
0.5% | 50% | $2,025,000 | View |
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1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $105,000 | View |
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279 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 1.23% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $685,000 | View |
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55 Fruit St, Boston, MA 02114 2621 A5.0 ★Texas Ratio: 9.82% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $785,000 | View |
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188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $905,000 | View |
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19 Church St, Winchester, MA 01890 A+5.0 ★Texas Ratio: 2.71% |
Conventional | 1 | 0.5% | 100% | $155,000 | View |
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2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75% |
Conventional | 1 | 0.5% | 100% | $415,000 | View |
Direct Federal Credit Union
50 Cabot St, Needham, MA 02494 |
Conventional | 1 | 0.5% | 100% | $105,000 | |
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10 Cheney St, Blackstone, MA 01504 A+5.0 ★Texas Ratio: 5.57% |
Conventional, Jumbo | 1 | 0.5% | 100% | $2,585,000 | View |
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271 Main St, North Reading, MA 01864 A+5.0 ★Texas Ratio: 0.00% |
Conventional, Jumbo | 1 | 0.5% | 50% | $1,085,000 | View |
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120 Lincoln Ave, Haverhill, MA 01830 A+5.0 ★Texas Ratio: 5.92% |
Conventional, Jumbo | 1 | 0.5% | 100% | $2,165,000 | View |
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300 Granite St Fl 3, Braintree, MA 02184 3909 A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.5% | 100% | $715,000 | View |
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1073 Main St, Clinton, MA 01510 A+5.0 ★Texas Ratio: 3.70% |
Conventional, Jumbo | 1 | 0.5% | 100% | $955,000 | View |
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175 State St, Belchertown, MA 01007 9033 A5.0 ★Texas Ratio: 9.39% |
Conventional | 1 | 0.5% | 100% | $705,000 | View |
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1 Campus Center Way, Amherst, MA 01003 A5.0 ★Texas Ratio: 7.52% |
Conventional | 1 | 0.5% | 100% | $255,000 | View |
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245 Chelmsford St, Chelmsford, MA 01824 2343 A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.5% | 100% | $645,000 | View |
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285 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.29% |
HELOC | 0 +11 HELOCs |
0% | n/a | View | |
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19 Haverhill Rd, Amesbury, MA 01913 A5.0 ★Texas Ratio: 10.06% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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381 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.64% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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414 Massachusetts Ave, Acton, MA 01720 A5.0 ★Texas Ratio: 13.93% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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107 Tower Rd, Athol, MA 01331 9823 A+5.0 ★Texas Ratio: 5.99% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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21 N Main St, Belchertown, MA 01007 A5.0 ★Texas Ratio: 6.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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100 Macy St, Amesbury, MA 01913 4315 |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Salem Five Mortgage Company LLC
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Conventional, FHA, Jumbo | 6 | 3% | 100% | $770,000 | |
Msa Mortgage, LLC
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Conventional | 3 | 1.5% | 60% | $495,000 | |
Enterprise Bank and Trust Company
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,205,000 | |
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A5.0 ★Texas Ratio: 11.81% |
Conventional | 1 | 0.5% | 100% | $535,000 | View |
St. Anne'S Credit Union of Fal
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,405,000 | |
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A+5.0 ★Texas Ratio: 4.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Harborone Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Guaranteed Rate, Inc.
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Conventional, VA, Jumbo | 15 | 7.6% | 100% | $805,000 | |
United Wholesale Mortgage
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Conventional, FHA | 10 | 5.1% | 83.3% | $558,000 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 10 | 5.1% | 100% | $972,000 | |
Rocket Mortgage
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Conventional, Jumbo | 9 | 4.6% | 90% | $761,666 | |
Movement Mortgage, LLC
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Conventional | 5 | 2.5% | 100% | $617,000 | |
Pennymac Loan Services LLC
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Conventional, VA, Jumbo | 3 | 1.5% | 100% | $1,001,666 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 3 | 1.5% | 100% | $741,666 | View |
loanDepot.com LLC
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Conventional | 2 | 1% | 100% | $55,000 | |
Synergy One Lending, Inc.
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Conventional | 2 | 1% | 100% | $630,000 | |
Guild Mortgage Company
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Conventional | 2 | 1% | 100% | $485,000 | |
General Mortgage Capital Corporation
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Conventional | 2 | 1% | 100% | $825,000 | |
Total Mortgage Services, LLC
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Conventional, Jumbo | 2 | 1% | 100% | $985,000 | |
Prosperity Home Mortgage, LLC
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Conventional, Jumbo | 2 | 1% | 100% | $905,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA, Jumbo | 2 | 1% | 100% | $900,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 1% | 100% | $605,000 | |
United Nations Federal CU
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Conventional, Jumbo | 2 | 1% | 66.7% | $985,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 2 | 1% | 100% | $1,000,000 | View |
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A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.5% | 100% | $925,000 | View |
HomeBridge Financial Services, Inc
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FHA, Jumbo, HELOC | 1 +1 HELOCs |
0.5% | 50% | $925,000 | |
Arc Home LLC
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Conventional | 1 | 0.5% | 100% | $805,000 | |
EMM Loans LLC
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Conventional | 1 | 0.5% | 100% | $505,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $705,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.5% | 100% | $605,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,215,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,325,000 | View |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.5% | 100% | $615,000 | View |
Nbkc Bank
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Conventional | 1 | 0.5% | 100% | $305,000 | |
Allied Mortgage Group, Inc
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FHA | 1 | 0.5% | 100% | $585,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, Jumbo | 1 | 0.5% | 100% | $945,000 | View |
Discover Bank
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Conventional | 1 | 0.5% | 33.3% | $55,000 | |
Strong Home Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $805,000 | |
William Raveis Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $745,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.5% | 100% | $785,000 | |
Service Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $875,000 | |
Reliable Holdings Manager dba Lendz Financial
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,805,000 | |
Harborone Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $805,000 | |
Vellum Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $875,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $805,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $95,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.5% | 100% | $785,000 | View |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $445,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.5% | 100% | $755,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.5% | 50% | $605,000 | View |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,365,000 | View |
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A5.0 ★Texas Ratio: 7.00% |
Conventional | 1 | 0.5% | 100% | $185,000 | View |
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A5.0 ★Texas Ratio: 7.00% |
Conventional, Jumbo | 1 | 0.5% | 100% | $975,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,055,000 | View |
Navy Federal Credit Union
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VA | 1 | 0.5% | 100% | $875,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.5% | 50% | $105,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.5% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A-5.0 ★Texas Ratio: 14.36% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Lynnfield Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lynnfield, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Lynnfield? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lynnfield in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lynnfield, MA
Use these to narrow the list above. Each category shows how many Lynnfield, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Lynnfield, MA
Independent mortgage companies closed 46.7 percent of home loans in Lynnfield, Massachusetts in 2025, banks 43.7 percent and credit unions 9.6 percent. Mortgage Equity Partners LLC was the largest mortgage company, The Savings Bank the largest bank and St Jean'S Credit Union the largest credit union. Among lenders headquartered in Massachusetts, The Savings Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lynnfield, MA
By home loans closed in 2025, The Savings Bank was the largest mortgage lender in Lynnfield, Massachusetts with 6 loans, about 3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Lynnfield, Massachusetts in 2025, led by Salem Five Mortgage Company LLC with 1. 3 lenders closed VA loans, led by Pennymac Loan Services LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 50 banks and 20 credit unions closed home loans in Lynnfield, Massachusetts in 2025, alongside 35 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lynnfield, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lynnfield, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lynnfield. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
