MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Leominster, Massachusetts

Leominster, Massachusetts mortgage lenders include All One Credit UnionAll One Credit Union1316 Main St, Leominster, MA 01453A+5.0 ★Texas Ratio: 2.11%, Fidelity Co-Operative BankFidelity Co-Operative Bank9 Leominster Connector, Leominster, MA 01453C+4.0 ★Texas Ratio: 26.47%, Avidia BankAvidia Bank470 Lancaster St, Leominster, MA 01453A+5.0 ★Texas Ratio: 3.70%, Bank of America NABank of America NA1 Main St, Leominster, MA 01453A+5.0 ★Texas Ratio: 4.14%, Rockland Trust BankRockland Trust Bank65 Main St, Leominster, MA 01453A+5.0 ★Texas Ratio: 2.64%, Rollstone Bank & TrustRollstone Bank & Trust24 Monument Sq, Leominster, MA 01453A+5.0 ★Texas Ratio: 1.64%, TD BankTD Bank15 Monument Sq, Leominster, MA 01453A+5.0 ★Texas Ratio: 3.71%, Beacon Bank & TrustBeacon Bank & Trust565 Main St, Leominster, MA 01453A+5.0 ★Texas Ratio: 5.36%, Digital Federal Credit UnionDigital Federal Credit Union198 New Lancaster Rd, Leominster, MA 01453, and Workers Federal Credit UnionWorkers Federal Credit Union881 Merriam Ave, Leominster, MA 01453A+5.0 ★Texas Ratio: 5.99%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Leominster, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Leominster are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Leominster, Massachusetts

Market share is the lender's share of all home loans closed in Leominster, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1316 Main St, Leominster, MA 01453
A+5.0 ★Texas Ratio: 2.11%
Conventional 79 11.4% 82.7% $117,911 View
2 offices in Leominster
9 Leominster Connector, Leominster, MA 01453
C+4.0 ★Texas Ratio: 26.47%
Conventional, HELOC 11
+20 HELOCs
1.6% 85.7% $217,727 View
1 office in Leominster
470 Lancaster St, Leominster, MA 01453
A+5.0 ★Texas Ratio: 3.70%
Conventional 8 1.2% 72.7% $203,750 View
1 office in Leominster
1 Main St, Leominster, MA 01453
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 1
+5 HELOCs
0.1% 100% $325,000 View
1 office in Leominster
65 Main St, Leominster, MA 01453
A+5.0 ★Texas Ratio: 2.64%
Conventional, HELOC 1
+1 HELOCs
0.1% 100% $325,000 View
2 offices in Leominster
24 Monument Sq, Leominster, MA 01453
A+5.0 ★Texas Ratio: 1.64%
Conventional 1 0.1% 100% $305,000 View
1 office in Leominster
15 Monument Sq, Leominster, MA 01453
A+5.0 ★Texas Ratio: 3.71%
HELOC 0
+6 HELOCs
0% 0% View
1 office in Leominster
565 Main St, Leominster, MA 01453
A+5.0 ★Texas Ratio: 5.36%
HELOC 0
+1 HELOCs
0% n/a View
Digital Federal Credit Union
198 New Lancaster Rd, Leominster, MA 01453
Conventional, HELOC 22
+27 HELOCs
3.2% 73.3% $199,545
881 Merriam Ave, Leominster, MA 01453
A+5.0 ★Texas Ratio: 5.99%
Conventional, HELOC 15
+18 HELOCs
2.2% 69.6% $150,333 View
1201 Massachusetts Ave, Arlington, MA 02476
A+5.0 ★Texas Ratio: 0.22%
Conventional 15 2.2% 100% $423,000 View
1 Center Plz, Boston, MA 02108
A+5.0 ★Texas Ratio: 5.39%
Conventional 4 0.6% 100% $162,500 View
52 Main St, Ashburnham, MA 01430
A+5.0 ★Texas Ratio: 2.94%
Conventional 4 0.6% 100% $342,500 View
291 Main St, Acton, MA 01720
A+5.0 ★Texas Ratio: 3.68%
Conventional 3 0.4% 100% $258,333 View
279 Main St, Acton, MA 01720
A+5.0 ★Texas Ratio: 1.23%
Conventional, HELOC 2
+4 HELOCs
0.3% 50% $125,000 View
245 Chelmsford St, Chelmsford, MA 01824 2343
A+5.0 ★Texas Ratio: 2.58%
Conventional, HELOC 2
+2 HELOCs
0.3% 100% $370,000 View
806 Suffield St, Agawam, MA 01001
A+5.0 ★Texas Ratio: 4.11%
Conventional, HELOC 2
+1 HELOCs
0.3% 100% $540,000 View
35 Central St, Berlin, MA 01503
A-5.0 ★Texas Ratio: 15.56%
Conventional 2 0.3% 75% $340,000 View
1 Officer Manny Familia Way, Worcester, MA 01605
A+5.0 ★Texas Ratio: 4.97%
Conventional 2 0.3% 100% $45,000 View
1255 Worcester Rd, Framingham, MA 01701 5217
A+5.0 ★Texas Ratio: 0.47%
Conventional 2 0.3% 66.7% $160,000 View
414 Massachusetts Ave, Acton, MA 01720
A5.0 ★Texas Ratio: 13.93%
Conventional 2 0.3% 100% $450,000 View
375 Centre Ave, Abington, MA 02351
A+5.0 ★Texas Ratio: 5.44%
Conventional, HELOC 1
+24 HELOCs
0.1% 100% $395,000 View
21 N Main St, Belchertown, MA 01007
A5.0 ★Texas Ratio: 6.28%
Conventional, HELOC 1
+2 HELOCs
0.1% 100% $525,000 View
100 Macy St, Amesbury, MA 01913 4315
Conventional, HELOC 1
+1 HELOCs
0.1% 100% $305,000 View
★ 1.7 stars, 3 reviews
109 Causeway St, Boston, MA 02114
A+5.0 ★Texas Ratio: 4.24%
Conventional, HELOC 1
+1 HELOCs
0.1% 100% $445,000 View
61 N Main St, East Longmeadow, MA 01028
A+5.0 ★Texas Ratio: 1.92%
Conventional 1 0.1% 100% $465,000 View
547 Southbridge St, Auburn, MA 01501
A+5.0 ★Texas Ratio: 1.75%
Conventional 1 0.1% 100% $25,000 View
53 Riverside Ave, Medford, MA 02155
A+5.0 ★Texas Ratio: 0.41%
Conventional 1 0.1% 100% $465,000 View
1 Blue Pride Way, Attleboro, MA 02703
A+5.0 ★Texas Ratio: 3.37%
Conventional 1 0.1% 100% $235,000 View
105 Broadway, Arlington, MA 02474
A+5.0 ★Texas Ratio: 1.72%
Conventional 1 0.1% 100% $405,000 View
700 Boston Rd, Billerica, MA 01821
A5.0 ★Texas Ratio: 6.48%
Conventional 1 0.1% 100% $395,000 View
18 Main St, Millbury, MA 01527
A+5.0 ★Texas Ratio: 3.69%
Conventional 1 0.1% 50% $555,000 View
188 Massachusetts Ave, Arlington, MA 02474
A5.0 ★Texas Ratio: 9.52%
Conventional 1 0.1% 100% $85,000 View
84 Main St, Andover, MA 01810
A5.0 ★Texas Ratio: 9.38%
Conventional 1 0.1% 100% $315,000 View
1 Campus Center Way, Amherst, MA 01003
A5.0 ★Texas Ratio: 7.52%
Conventional 1 0.1% 50% $305,000 View
866 Merriam Ave Unit 1, Leominster, MA 01453
A+5.0 ★Texas Ratio: 5.25%
Conventional 1 0.1% 33.3% $155,000 View
325 Great Rd, Bedford, MA 01730
A+5.0 ★Texas Ratio: 3.62%
HELOC 0
+4 HELOCs
0% n/a View
285 Great Rd, Bedford, MA 01730
A+5.0 ★Texas Ratio: 3.29%
HELOC 0
+2 HELOCs
0% n/a View
Bankesb
770 Main St, Agawam, MA 01001
HELOC 0
+2 HELOCs
0% n/a
660 Bedford St, Abington, MA 02351
A+5.0 ★Texas Ratio: 2.61%
HELOC 0
+1 HELOCs
0% 0% View
A5.0 ★Texas Ratio: 7.92%
Conventional 19 2.7% 70.4% $181,842 View
Salem Five Mortgage Company LLC
Conventional, FHA, VA 8 1.2% 88.9% $367,500
Radius Financial Group Inc
Conventional, VA 4 0.6% 100% $420,000
Ross Mortgage Company
Conventional, VA 3 0.4% 100% $205,000
Mortgage Equity Partners LLC
Conventional, FHA 3 0.4% 75% $535,000
A5.0 ★Texas Ratio: 8.47%
Conventional, FHA 3 0.4% 100% $488,333 View
Msa Mortgage, LLC
Conventional, FHA 2 0.3% 100% $710,000
New Fed Mortgage Corp.
FHA 2 0.3% 100% $385,000
Enterprise Bank and Trust Company
Conventional 1 0.1% 100% $175,000
Athol Savings Bank
Conventional 1 0.1% 100% $115,000
Drew Mortgage Associates, Inc
Conventional 1 0.1% 100% $585,000
Rocket Mortgage
Conventional, FHA, VA 60 8.7% 89.7% $307,333
American Neighborhood Mortgage Acceptance Company
Conventional, FHA, VA 42 6.1% 100% $309,285
United Wholesale Mortgage
Conventional, FHA, VA, HELOC 41
+3 HELOCs
5.9% 84% $407,195
CrossCountry Mortgage, LLC
Conventional, FHA 26 3.8% 100% $402,692
Total Mortgage Services, LLC
Conventional, FHA, HELOC 24
+1 HELOCs
3.5% 100% $297,500
Guaranteed Rate, Inc.
Conventional, FHA, HELOC 22
+1 HELOCs
3.2% 95.8% $381,363
A+5.0 ★Texas Ratio: 2.02%
Conventional, FHA, USDA 17 2.5% 100% $423,235 View
Guild Mortgage Company
Conventional, FHA, VA 16 2.3% 94.4% $320,000
Newrez LLC
Conventional, FHA, VA 12 1.7% 81.2% $364,166
loanDepot.com LLC
Conventional, FHA, VA 12 1.7% 85.7% $272,500
Nationstar Mortgage
Conventional, FHA 12 1.7% 80% $265,833
Pennymac Loan Services LLC
Conventional, FHA, VA 11 1.6% 81.2% $305,909
Fairway Independent Mort Corp
Conventional, FHA, VA 11 1.6% 100% $399,545
New American Funding, LLC.
Conventional, FHA, VA, HELOC 9
+1 HELOCs
1.3% 75% $429,444
Guaranteed Rate Affinity, LLC
Conventional, FHA 9 1.3% 100% $441,666
Freedom Mortgage Corporation
Conventional, FHA, VA 8 1.2% 75% $380,000
A5.0 ★Texas Ratio: 8.47%
Conventional, FHA 6 0.9% 85.7% $310,000 View
Mortgage Research Center
Conventional, VA 6 0.9% 75% $418,333
Movement Mortgage, LLC
Conventional 5 0.7% 100% $477,000
A+5.0 ★Texas Ratio: 0.51%
Conventional 5 0.7% 100% $135,000 View
Navy Federal Credit Union
Conventional, VA, HELOC 4
+2 HELOCs
0.6% 100% $160,000
American Financial Resources LLC
Conventional 4 0.6% 80% $495,000
Lakeview Loan Servicing, LLC
Conventional, FHA 4 0.6% 55.6% $287,500
A5.0 ★Texas Ratio: 7.00%
Conventional 4 0.6% 100% $432,500 View
Originpoint, LLC
Conventional, FHA 3 0.4% 75% $355,000
Primelending
Conventional, VA 3 0.4% 75% $415,000
Envoy Mortgage, Ltd
Conventional 3 0.4% 75% $431,666
Amerisave Mortgage Company
Conventional, FHA 3 0.4% 21.4% $345,000
Embrace Home Loans, Inc.
Conventional, FHA 3 0.4% 100% $381,666
Mutual of Omaha Mortgage
Conventional, FHA, VA 3 0.4% 50% $421,666
Canopy Mortgage, LLC
Conventional, FHA 2 0.3% 100% $370,000
PHH Mortgage Corporation
Conventional, FHA 2 0.3% 100% $320,000
Discover Bank
Conventional 2 0.3% 28.6% $70,000
Intelliloan, Inc.
FHA 2 0.3% 100% $355,000
B-4.3 ★Texas Ratio: 23.12%
Conventional 2 0.3% 100% $320,000 View
Lower, LLC
FHA 2 0.3% 100% $465,000
Paramount Residential Mortgage
FHA 2 0.3% 66.7% $530,000
Plaza Home Mortgage, Inc
Conventional, FHA 2 0.3% 66.7% $510,000
JMAC Lending, Inc.
Conventional, VA 2 0.3% 100% $265,000
A+5.0 ★Texas Ratio: 2.85%
Conventional, Jumbo, HELOC 1
+1 HELOCs
0.1% 100% $1,215,000 View
EMM Loans LLC
Conventional 1 0.1% 100% $415,000
Equity Resources Inc
Conventional 1 0.1% 100% $315,000
First Community Mortgage, Inc.
Conventional 1 0.1% 100% $315,000
Sage Home Loans Corporation
Conventional 1 0.1% 100% $305,000
Nbkc Bank
Conventional 1 0.1% 100% $425,000
Acrisure Mortgage, LLC
Conventional 1 0.1% 100% $305,000
D3.3 ★Texas Ratio: 35.11%
FHA 1 0.1% 100% $425,000 View
Guidance Residential, LLC
Conventional 1 0.1% 100% $315,000
AmeriHome Mortgage Company, LLC
FHA 1 0.1% 100% $495,000
Loanunited.Com, LLC
VA 1 0.1% 100% $395,000
A+5.0 ★Texas Ratio: 2.38%
Conventional 1 0.1% 100% $305,000 View
Synergy One Lending, Inc.
FHA 1 0.1% 100% $365,000
American Financial Network, Inc.
Conventional 1 0.1% 100% $365,000
A+5.0 ★Texas Ratio: 5.05%
Conventional 1 0.1% 100% $325,000 View
Nqm Funding, LLC
Conventional 1 0.1% 100% $275,000
Quorum Federal Credit Union
Conventional 1 0.1% 100% $105,000
Sun West Mortgage Company, Inc
Conventional 1 0.1% 100% $385,000
Union Home Mortgage Corp.
Conventional 1 0.1% 100% $295,000
Calcon Mutual Mortgage LLC
Conventional 1 0.1% 100% $215,000
Cardinal Financial Company, Li
Conventional 1 0.1% 100% $555,000
B-3.5 ★Texas Ratio: 6.80%
VA 1 0.1% 100% $535,000 View
Shoreham Bank
Conventional 1 0.1% 100% $285,000
Beeline Loans, Inc.
Conventional 1 0.1% 100% $435,000
Planet Home Lending, LLC
FHA 1 0.1% 100% $495,000
T2 Financial LLC
Conventional 1 0.1% 100% $335,000
Harborone Mortgage, LLC
FHA 1 0.1% 50% $485,000
Waterstone Mortgage Corporation
Conventional 1 0.1% 100% $315,000
Sierra Pacific Mortgage Co. Inc
Conventional 1 0.1% 100% $385,000
American Pacific Mortgage Corporation
Conventional 1 0.1% 100% $265,000
A+5.0 ★Texas Ratio: 2.85%
Conventional 1 0.1% 100% $355,000 View
Province Mortgage Associates, Inc.
Conventional 1 0.1% 100% $305,000
Tjc Mortgage Inc
FHA 1 0.1% 100% $345,000
Uif Corporation
Conventional 1 0.1% 100% $325,000
Better Mortgage Corporation
Conventional 1 0.1% 100% $505,000
A-5.0 ★Texas Ratio: 14.93%
FHA 1 0.1% 100% $415,000 View
Member Advantage Mortgage
Conventional 1 0.1% 100% $245,000
Keystone Funding, Inc
Conventional 1 0.1% 33.3% $175,000
Zillow Home Loans, LLC
FHA 1 0.1% 100% $455,000
A+5.0 ★Texas Ratio: 2.14%
FHA 1 0.1% 100% $585,000 View
Mld Mortgage, Inc.Dba the Money Store
FHA 1 0.1% 100% $385,000
B+4.8 ★Texas Ratio: 16.98%
Conventional 1 0.1% 100% $165,000 View
Reliance First Capital, LLC
FHA 1 0.1% 100% $505,000
A5.0 ★Texas Ratio: 9.09%
Conventional 1 0.1% 100% $555,000 View
Village Capital & Investment
FHA 1 0.1% 100% $345,000
Georgia'S Own Credit Union
HELOC 0
+2 HELOCs
0% n/a
Fourleaf Federal Credit Union
HELOC 0
+2 HELOCs
0% n/a
Figure Lending LLC
HELOC 0
+2 HELOCs
0% n/a
Goodleap, LLC
HELOC 0
+1 HELOCs
0% 0%
Valon Mortgage
HELOC 0
+1 HELOCs
0% n/a
A-5.0 ★Texas Ratio: 14.36%
HELOC 0
+1 HELOCs
0% n/a View
A+5.0 ★Texas Ratio: 2.32%
HELOC 0
+1 HELOCs
0% n/a View
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Leominster, Massachusetts

Looking for mortgage lenders near me or mortgage brokers near me in Leominster? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Leominster in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Leominster, MA

Use these to narrow the list above. Each category shows how many Leominster, MA lenders fit and what that kind of lender is usually best for.

Who Lends in Leominster, MA

Independent mortgage companies closed 61.8 percent of home loans in Leominster, Massachusetts in 2025, banks 15.9 percent and credit unions 22.3 percent. Radius Financial Group Inc was the largest mortgage company, Fidelity Co-Operative Bank the largest bank and All One Credit Union the largest credit union. Among lenders headquartered in Massachusetts, All One Credit Union led with 79 loans.

61.8%
Mortgage companies
15.9%
Banks
22.3%
Credit unions
16%
FHA loans
5%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.

More Massachusetts Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Leominster, MA

Who is the largest mortgage lender in Leominster, MA?

By home loans closed in 2025, All One Credit Union was the largest mortgage lender in Leominster, Massachusetts with 79 loans, about 11.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Leominster, MA have the highest approval rates?

Among lenders with meaningful volume in Leominster, Massachusetts, Rocket Mortgage approved the highest share of completed applications in 2025 at 89.7 percent, against a 84.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Leominster, MA mortgage lenders offer FHA, VA and USDA loans?

45 lenders closed FHA loans in Leominster, Massachusetts in 2025, led by CrossCountry Mortgage, LLC with 11. 20 lenders closed VA loans, led by Rocket Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Leominster, MA lender list?

Yes. 54 banks and 17 credit unions closed home loans in Leominster, Massachusetts in 2025, alongside 71 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Leominster, MA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Leominster, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Leominster, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Leominster. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.