Leominster, Massachusetts mortgage lenders include All One Credit UnionAll One Credit Union1316 Main St, Leominster, MA 01453A+5.0 ★Texas Ratio: 2.11%, Fidelity Co-Operative BankFidelity Co-Operative Bank9 Leominster Connector, Leominster, MA 01453C+4.0 ★Texas Ratio: 26.47%, Avidia BankAvidia Bank470 Lancaster St, Leominster, MA 01453A+5.0 ★Texas Ratio: 3.70%, Bank of America NABank of America NA1 Main St, Leominster, MA 01453A+5.0 ★Texas Ratio: 4.14%, Rockland Trust BankRockland Trust Bank65 Main St, Leominster, MA 01453A+5.0 ★Texas Ratio: 2.64%, Rollstone Bank & TrustRollstone Bank & Trust24 Monument Sq, Leominster, MA 01453A+5.0 ★Texas Ratio: 1.64%, TD BankTD Bank15 Monument Sq, Leominster, MA 01453A+5.0 ★Texas Ratio: 3.71%, Beacon Bank & TrustBeacon Bank & Trust565 Main St, Leominster, MA 01453A+5.0 ★Texas Ratio: 5.36%, Digital Federal Credit UnionDigital Federal Credit Union198 New Lancaster Rd, Leominster, MA 01453, and Workers Federal Credit UnionWorkers Federal Credit Union881 Merriam Ave, Leominster, MA 01453A+5.0 ★Texas Ratio: 5.99%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Leominster, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Leominster are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Leominster, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1316 Main St, Leominster, MA 01453 A+5.0 ★Texas Ratio: 2.11% |
Conventional | 79 | 11.4% | 82.7% | $117,911 | View |
|
2 offices in Leominster 9 Leominster Connector, Leominster, MA 01453 C+4.0 ★Texas Ratio: 26.47% |
Conventional, HELOC | 11 +20 HELOCs |
1.6% | 85.7% | $217,727 | View |
|
1 office in Leominster 470 Lancaster St, Leominster, MA 01453 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 8 | 1.2% | 72.7% | $203,750 | View |
|
1 office in Leominster 1 Main St, Leominster, MA 01453 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +5 HELOCs |
0.1% | 100% | $325,000 | View |
|
1 office in Leominster 65 Main St, Leominster, MA 01453 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $325,000 | View |
|
2 offices in Leominster 24 Monument Sq, Leominster, MA 01453 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 1 | 0.1% | 100% | $305,000 | View |
|
1 office in Leominster 15 Monument Sq, Leominster, MA 01453 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +6 HELOCs |
0% | 0% | View | |
|
1 office in Leominster 565 Main St, Leominster, MA 01453 A+5.0 ★Texas Ratio: 5.36% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Digital Federal Credit Union
198 New Lancaster Rd, Leominster, MA 01453 |
Conventional, HELOC | 22 +27 HELOCs |
3.2% | 73.3% | $199,545 | |
|
881 Merriam Ave, Leominster, MA 01453 A+5.0 ★Texas Ratio: 5.99% |
Conventional, HELOC | 15 +18 HELOCs |
2.2% | 69.6% | $150,333 | View |
|
1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional | 15 | 2.2% | 100% | $423,000 | View |
|
1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
Conventional | 4 | 0.6% | 100% | $162,500 | View |
|
52 Main St, Ashburnham, MA 01430 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 4 | 0.6% | 100% | $342,500 | View |
|
291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.4% | 100% | $258,333 | View |
|
279 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 1.23% |
Conventional, HELOC | 2 +4 HELOCs |
0.3% | 50% | $125,000 | View |
|
245 Chelmsford St, Chelmsford, MA 01824 2343 A+5.0 ★Texas Ratio: 2.58% |
Conventional, HELOC | 2 +2 HELOCs |
0.3% | 100% | $370,000 | View |
|
806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $540,000 | View |
|
35 Central St, Berlin, MA 01503 A-5.0 ★Texas Ratio: 15.56% |
Conventional | 2 | 0.3% | 75% | $340,000 | View |
|
1 Officer Manny Familia Way, Worcester, MA 01605 A+5.0 ★Texas Ratio: 4.97% |
Conventional | 2 | 0.3% | 100% | $45,000 | View |
|
1255 Worcester Rd, Framingham, MA 01701 5217 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 2 | 0.3% | 66.7% | $160,000 | View |
|
414 Massachusetts Ave, Acton, MA 01720 A5.0 ★Texas Ratio: 13.93% |
Conventional | 2 | 0.3% | 100% | $450,000 | View |
|
375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +24 HELOCs |
0.1% | 100% | $395,000 | View |
|
21 N Main St, Belchertown, MA 01007 A5.0 ★Texas Ratio: 6.28% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $525,000 | View |
|
100 Macy St, Amesbury, MA 01913 4315 |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $305,000 | View |
|
★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $445,000 | View |
|
61 N Main St, East Longmeadow, MA 01028 A+5.0 ★Texas Ratio: 1.92% |
Conventional | 1 | 0.1% | 100% | $465,000 | View |
|
547 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 1.75% |
Conventional | 1 | 0.1% | 100% | $25,000 | View |
|
53 Riverside Ave, Medford, MA 02155 A+5.0 ★Texas Ratio: 0.41% |
Conventional | 1 | 0.1% | 100% | $465,000 | View |
|
1 Blue Pride Way, Attleboro, MA 02703 A+5.0 ★Texas Ratio: 3.37% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
|
105 Broadway, Arlington, MA 02474 A+5.0 ★Texas Ratio: 1.72% |
Conventional | 1 | 0.1% | 100% | $405,000 | View |
|
700 Boston Rd, Billerica, MA 01821 A5.0 ★Texas Ratio: 6.48% |
Conventional | 1 | 0.1% | 100% | $395,000 | View |
|
18 Main St, Millbury, MA 01527 A+5.0 ★Texas Ratio: 3.69% |
Conventional | 1 | 0.1% | 50% | $555,000 | View |
|
188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52% |
Conventional | 1 | 0.1% | 100% | $85,000 | View |
|
84 Main St, Andover, MA 01810 A5.0 ★Texas Ratio: 9.38% |
Conventional | 1 | 0.1% | 100% | $315,000 | View |
|
1 Campus Center Way, Amherst, MA 01003 A5.0 ★Texas Ratio: 7.52% |
Conventional | 1 | 0.1% | 50% | $305,000 | View |
|
866 Merriam Ave Unit 1, Leominster, MA 01453 A+5.0 ★Texas Ratio: 5.25% |
Conventional | 1 | 0.1% | 33.3% | $155,000 | View |
|
325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
285 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.29% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Bankesb
770 Main St, Agawam, MA 01001 |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
660 Bedford St, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.61% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
A5.0 ★Texas Ratio: 7.92% |
Conventional | 19 | 2.7% | 70.4% | $181,842 | View |
Salem Five Mortgage Company LLC
|
Conventional, FHA, VA | 8 | 1.2% | 88.9% | $367,500 | |
Radius Financial Group Inc
|
Conventional, VA | 4 | 0.6% | 100% | $420,000 | |
Ross Mortgage Company
|
Conventional, VA | 3 | 0.4% | 100% | $205,000 | |
Mortgage Equity Partners LLC
|
Conventional, FHA | 3 | 0.4% | 75% | $535,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 3 | 0.4% | 100% | $488,333 | View |
Msa Mortgage, LLC
|
Conventional, FHA | 2 | 0.3% | 100% | $710,000 | |
New Fed Mortgage Corp.
|
FHA | 2 | 0.3% | 100% | $385,000 | |
Enterprise Bank and Trust Company
|
Conventional | 1 | 0.1% | 100% | $175,000 | |
Athol Savings Bank
|
Conventional | 1 | 0.1% | 100% | $115,000 | |
Drew Mortgage Associates, Inc
|
Conventional | 1 | 0.1% | 100% | $585,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 60 | 8.7% | 89.7% | $307,333 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional, FHA, VA | 42 | 6.1% | 100% | $309,285 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 41 +3 HELOCs |
5.9% | 84% | $407,195 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 26 | 3.8% | 100% | $402,692 | |
Total Mortgage Services, LLC
|
Conventional, FHA, HELOC | 24 +1 HELOCs |
3.5% | 100% | $297,500 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, HELOC | 22 +1 HELOCs |
3.2% | 95.8% | $381,363 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, USDA | 17 | 2.5% | 100% | $423,235 | View |
Guild Mortgage Company
|
Conventional, FHA, VA | 16 | 2.3% | 94.4% | $320,000 | |
Newrez LLC
|
Conventional, FHA, VA | 12 | 1.7% | 81.2% | $364,166 | |
loanDepot.com LLC
|
Conventional, FHA, VA | 12 | 1.7% | 85.7% | $272,500 | |
Nationstar Mortgage
|
Conventional, FHA | 12 | 1.7% | 80% | $265,833 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 11 | 1.6% | 81.2% | $305,909 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 11 | 1.6% | 100% | $399,545 | |
New American Funding, LLC.
|
Conventional, FHA, VA, HELOC | 9 +1 HELOCs |
1.3% | 75% | $429,444 | |
Guaranteed Rate Affinity, LLC
|
Conventional, FHA | 9 | 1.3% | 100% | $441,666 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 8 | 1.2% | 75% | $380,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 6 | 0.9% | 85.7% | $310,000 | View |
Mortgage Research Center
|
Conventional, VA | 6 | 0.9% | 75% | $418,333 | |
Movement Mortgage, LLC
|
Conventional | 5 | 0.7% | 100% | $477,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 5 | 0.7% | 100% | $135,000 | View |
Navy Federal Credit Union
|
Conventional, VA, HELOC | 4 +2 HELOCs |
0.6% | 100% | $160,000 | |
American Financial Resources LLC
|
Conventional | 4 | 0.6% | 80% | $495,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA | 4 | 0.6% | 55.6% | $287,500 | |
|
A5.0 ★Texas Ratio: 7.00% |
Conventional | 4 | 0.6% | 100% | $432,500 | View |
Originpoint, LLC
|
Conventional, FHA | 3 | 0.4% | 75% | $355,000 | |
Primelending
|
Conventional, VA | 3 | 0.4% | 75% | $415,000 | |
Envoy Mortgage, Ltd
|
Conventional | 3 | 0.4% | 75% | $431,666 | |
Amerisave Mortgage Company
|
Conventional, FHA | 3 | 0.4% | 21.4% | $345,000 | |
Embrace Home Loans, Inc.
|
Conventional, FHA | 3 | 0.4% | 100% | $381,666 | |
Mutual of Omaha Mortgage
|
Conventional, FHA, VA | 3 | 0.4% | 50% | $421,666 | |
Canopy Mortgage, LLC
|
Conventional, FHA | 2 | 0.3% | 100% | $370,000 | |
PHH Mortgage Corporation
|
Conventional, FHA | 2 | 0.3% | 100% | $320,000 | |
Discover Bank
|
Conventional | 2 | 0.3% | 28.6% | $70,000 | |
Intelliloan, Inc.
|
FHA | 2 | 0.3% | 100% | $355,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 2 | 0.3% | 100% | $320,000 | View |
Lower, LLC
|
FHA | 2 | 0.3% | 100% | $465,000 | |
Paramount Residential Mortgage
|
FHA | 2 | 0.3% | 66.7% | $530,000 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA | 2 | 0.3% | 66.7% | $510,000 | |
JMAC Lending, Inc.
|
Conventional, VA | 2 | 0.3% | 100% | $265,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.1% | 100% | $1,215,000 | View |
EMM Loans LLC
|
Conventional | 1 | 0.1% | 100% | $415,000 | |
Equity Resources Inc
|
Conventional | 1 | 0.1% | 100% | $315,000 | |
First Community Mortgage, Inc.
|
Conventional | 1 | 0.1% | 100% | $315,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.1% | 100% | $305,000 | |
Nbkc Bank
|
Conventional | 1 | 0.1% | 100% | $425,000 | |
Acrisure Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $305,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.1% | 100% | $425,000 | View |
Guidance Residential, LLC
|
Conventional | 1 | 0.1% | 100% | $315,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.1% | 100% | $495,000 | |
Loanunited.Com, LLC
|
VA | 1 | 0.1% | 100% | $395,000 | |
|
A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.1% | 100% | $305,000 | View |
Synergy One Lending, Inc.
|
FHA | 1 | 0.1% | 100% | $365,000 | |
American Financial Network, Inc.
|
Conventional | 1 | 0.1% | 100% | $365,000 | |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.1% | 100% | $325,000 | View |
Nqm Funding, LLC
|
Conventional | 1 | 0.1% | 100% | $275,000 | |
Quorum Federal Credit Union
|
Conventional | 1 | 0.1% | 100% | $105,000 | |
Sun West Mortgage Company, Inc
|
Conventional | 1 | 0.1% | 100% | $385,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.1% | 100% | $295,000 | |
Calcon Mutual Mortgage LLC
|
Conventional | 1 | 0.1% | 100% | $215,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.1% | 100% | $555,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.1% | 100% | $535,000 | View |
Shoreham Bank
|
Conventional | 1 | 0.1% | 100% | $285,000 | |
Beeline Loans, Inc.
|
Conventional | 1 | 0.1% | 100% | $435,000 | |
Planet Home Lending, LLC
|
FHA | 1 | 0.1% | 100% | $495,000 | |
T2 Financial LLC
|
Conventional | 1 | 0.1% | 100% | $335,000 | |
Harborone Mortgage, LLC
|
FHA | 1 | 0.1% | 50% | $485,000 | |
Waterstone Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $315,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.1% | 100% | $385,000 | |
American Pacific Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $265,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.1% | 100% | $355,000 | View |
Province Mortgage Associates, Inc.
|
Conventional | 1 | 0.1% | 100% | $305,000 | |
Tjc Mortgage Inc
|
FHA | 1 | 0.1% | 100% | $345,000 | |
Uif Corporation
|
Conventional | 1 | 0.1% | 100% | $325,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $505,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
FHA | 1 | 0.1% | 100% | $415,000 | View |
Member Advantage Mortgage
|
Conventional | 1 | 0.1% | 100% | $245,000 | |
Keystone Funding, Inc
|
Conventional | 1 | 0.1% | 33.3% | $175,000 | |
Zillow Home Loans, LLC
|
FHA | 1 | 0.1% | 100% | $455,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.1% | 100% | $585,000 | View |
Mld Mortgage, Inc.Dba the Money Store
|
FHA | 1 | 0.1% | 100% | $385,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.1% | 100% | $165,000 | View |
Reliance First Capital, LLC
|
FHA | 1 | 0.1% | 100% | $505,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.1% | 100% | $555,000 | View |
Village Capital & Investment
|
FHA | 1 | 0.1% | 100% | $345,000 | |
Georgia'S Own Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Goodleap, LLC
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A-5.0 ★Texas Ratio: 14.36% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Leominster? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Leominster in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Leominster, MA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 61.8 percent of home loans in Leominster, Massachusetts in 2025, banks 15.9 percent and credit unions 22.3 percent. Radius Financial Group Inc was the largest mortgage company, Fidelity Co-Operative Bank the largest bank and All One Credit Union the largest credit union. Among lenders headquartered in Massachusetts, All One Credit Union led with 79 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
By home loans closed in 2025, All One Credit Union was the largest mortgage lender in Leominster, Massachusetts with 79 loans, about 11.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Leominster, Massachusetts, Rocket Mortgage approved the highest share of completed applications in 2025 at 89.7 percent, against a 84.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
45 lenders closed FHA loans in Leominster, Massachusetts in 2025, led by CrossCountry Mortgage, LLC with 11. 20 lenders closed VA loans, led by Rocket Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 54 banks and 17 credit unions closed home loans in Leominster, Massachusetts in 2025, alongside 71 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Leominster, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Leominster, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Leominster. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.