Kingston, Massachusetts mortgage lenders include Rockland Trust BankRockland Trust Bank184 Summer St, Kingston, MA 02364A+5.0 ★Texas Ratio: 2.64%, Citizens Bank, NACitizens Bank, NA160 Summer St, Kingston, MA 02364A+5.0 ★Texas Ratio: 5.44%, Bank of America NABank of America NA185 Summer St, Kingston, MA 02364A+5.0 ★Texas Ratio: 4.14%, Eastern BankEastern Bank108 Main St, Kingston, MA 02364A+5.0 ★Texas Ratio: 2.61%, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, Rockland Federal Credit UnionRockland Federal Credit Union200 Westgate Dr Unit 119A, Brockton, MA 02301A+5.0 ★Texas Ratio: 3.09%, Somerset Federal Credit UnionSomerset Federal Credit Union740 County St, Somerset, MA 02726A+5.0 ★Texas Ratio: 1.02%, Bristol County Savings BankBristol County Savings Bank1 Blue Pride Way, Attleboro, MA 02703A+5.0 ★Texas Ratio: 3.37%, Cape Cod Five Cents Savings BankCape Cod Five Cents Savings Bank2745 Main St, Brewster, MA 02631A+5.0 ★Texas Ratio: 3.37%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA291 Main St, Acton, MA 01720A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kingston, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kingston are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Kingston, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Kingston 184 Summer St, Kingston, MA 02364 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 5 +25 HELOCs |
2.4% | 54.5% | $431,000 | View |
|
1 office in Kingston 160 Summer St, Kingston, MA 02364 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 4 +43 HELOCs |
1.9% | 100% | $512,500 | View |
|
1 office in Kingston 185 Summer St, Kingston, MA 02364 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +7 HELOCs |
1% | 100% | $690,000 | View |
|
1 office in Kingston 108 Main St, Kingston, MA 02364 A+5.0 ★Texas Ratio: 2.61% |
HELOC | 0 +27 HELOCs |
0% | n/a | View | |
|
1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, FHA | 8 | 3.8% | 100% | $548,750 | View |
|
200 Westgate Dr Unit 119A, Brockton, MA 02301 A+5.0 ★Texas Ratio: 3.09% |
Conventional, HELOC | 4 +10 HELOCs |
1.9% | 66.7% | $212,500 | View |
|
740 County St, Somerset, MA 02726 A+5.0 ★Texas Ratio: 1.02% |
Conventional | 4 | 1.9% | 100% | $242,500 | View |
|
1 Blue Pride Way, Attleboro, MA 02703 A+5.0 ★Texas Ratio: 3.37% |
Conventional | 4 | 1.9% | 100% | $627,500 | View |
|
2745 Main St, Brewster, MA 02631 A+5.0 ★Texas Ratio: 3.37% |
Conventional, HELOC | 3 +2 HELOCs |
1.4% | 75% | $255,000 | View |
|
291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 3 +1 HELOCs |
1.4% | 100% | $605,000 | View |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
Conventional, HELOC | 2 +1 HELOCs |
1% | 100% | $130,000 | |
|
806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 2 | 1% | 100% | $765,000 | View |
|
5 Scotland Blvd, Bridgewater, MA 02324 A5.0 ★Texas Ratio: 9.41% |
Conventional, Jumbo | 2 | 1% | 100% | $1,110,000 | View |
Boston Firefighters CU
60 Hallet St, Dorchester, MA 02124 5408 |
Conventional | 2 | 1% | 100% | $395,000 | |
|
12 Chestnut st, Peabody, MA 01960 A+5.0 ★Texas Ratio: 5.81% |
Conventional | 2 | 1% | 100% | $230,000 | View |
|
1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $135,000 | View |
|
100 Macy St, Amesbury, MA 01913 4315 |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $25,000 | View |
Direct Federal Credit Union
50 Cabot St, Needham, MA 02494 |
Conventional | 1 | 0.5% | 100% | $105,000 | |
|
419 Broadway, Everett, MA 02149 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.5% | 100% | $155,000 | View |
|
275 Washington St, North Easton, MA 02356 A+5.0 ★Texas Ratio: 0.01% |
Conventional | 1 | 0.5% | 100% | $525,000 | View |
|
751 Plain St, Marshfield, MA 02050 A+5.0 ★Texas Ratio: 3.24% |
Conventional | 1 | 0.5% | 100% | $105,000 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional | 1 | 0.5% | 100% | $245,000 | |
|
1073 Main St, Clinton, MA 01510 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 1 | 0.5% | 100% | $455,000 | View |
|
★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo | 1 | 0.5% | 100% | $935,000 | View |
|
325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
|
285 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.29% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Radius Financial Group Inc
|
Conventional, FHA, VA | 7 | 3.4% | 100% | $595,000 | |
Fall River Municipal Credit Un
|
Conventional | 1 | 0.5% | 100% | $245,000 | |
Mortgage Equity Partners LLC
|
Conventional, Jumbo | 1 | 0.5% | 100% | $925,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.5% | 100% | $285,000 | View |
Members Mortgage Company Inc
|
Conventional | 1 | 0.5% | 100% | $515,000 | |
St. Anne'S Credit Union of Fal
|
Conventional | 1 | 0.5% | 33.3% | $575,000 | |
Harborone Bank
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, FHA | 20 | 9.6% | 80.8% | $323,500 | |
loanDepot.com LLC
|
Conventional, FHA, VA | 20 | 9.6% | 87% | $428,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 11 | 5.3% | 91.7% | $535,909 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, Jumbo | 6 | 2.9% | 100% | $735,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 6 | 2.9% | 100% | $533,333 | |
Movement Mortgage, LLC
|
Conventional | 5 | 2.4% | 100% | $575,000 | |
United Wholesale Mortgage
|
Conventional, HELOC | 4 +2 HELOCs |
1.9% | 57.1% | $430,000 | |
Newrez LLC
|
Conventional | 4 | 1.9% | 80% | $405,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 4 | 1.9% | 100% | $525,000 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA | 4 | 1.9% | 100% | $515,000 | View |
|
A5.0 ★Texas Ratio: 11.97% |
Conventional | 4 | 1.9% | 100% | $635,000 | View |
Amerisave Mortgage Company
|
Conventional, VA | 3 | 1.4% | 100% | $255,000 | |
Guild Mortgage Company
|
Conventional | 3 | 1.4% | 100% | $358,333 | |
Harborone Mortgage, LLC
|
Conventional | 3 | 1.4% | 100% | $498,333 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +1 HELOCs |
1% | 100% | $765,000 | View |
Equity Resources Inc
|
Conventional | 2 | 1% | 100% | $275,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 2 | 1% | 100% | $580,000 | |
PHH Mortgage Corporation
|
Conventional | 2 | 1% | 100% | $395,000 | |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional | 2 | 1% | 100% | $465,000 | View |
Discover Bank
|
Conventional | 2 | 1% | 66.7% | $155,000 | |
Nfm, Inc
|
Conventional | 2 | 1% | 100% | $575,000 | |
Nationstar Mortgage
|
Conventional, VA | 2 | 1% | 100% | $605,000 | |
Better Mortgage Corporation
|
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.5% | 100% | $1,205,000 | |
Arc Home LLC
|
Conventional | 1 | 0.5% | 100% | $355,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.5% | 100% | $625,000 | View |
First Community Mortgage, Inc.
|
Conventional | 1 | 0.5% | 100% | $255,000 | |
Primelending
|
FHA | 1 | 0.5% | 100% | $365,000 | |
Freedom Mortgage Corporation
|
FHA | 1 | 0.5% | 100% | $465,000 | |
Synergy One Lending, Inc.
|
Conventional | 1 | 0.5% | 100% | $645,000 | |
AmWest Funding Corp
|
Conventional | 1 | 0.5% | 100% | $305,000 | |
Ocean State Credit Union
|
Conventional | 1 | 0.5% | 100% | $25,000 | |
Nation One Mortgage Corporatio
|
Conventional | 1 | 0.5% | 100% | $205,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.5% | 100% | $655,000 | |
William Raveis Mortgage, LLC
|
Conventional | 1 | 0.5% | 100% | $285,000 | |
American Heritage Lending, LLC
|
Conventional | 1 | 0.5% | 100% | $505,000 | |
First Heritage Mortgage, LLC
|
Conventional | 1 | 0.5% | 100% | $375,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.5% | 100% | $695,000 | View |
Churchill Mortgage Corporation
|
Conventional | 1 | 0.5% | 100% | $565,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.5% | 100% | $635,000 | View |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.5% | 100% | $365,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 1 | 0.5% | 100% | $615,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.5% | 100% | $535,000 | View |
|
A5.0 ★Texas Ratio: 7.77% |
Conventional | 1 | 0.5% | 100% | $285,000 | View |
|
A5.0 ★Texas Ratio: 7.00% |
VA | 1 | 0.5% | 100% | $475,000 | View |
|
A5.0 ★Texas Ratio: 7.00% |
Conventional | 1 | 0.5% | 100% | $635,000 | View |
United Nations Federal CU
|
Conventional | 1 | 0.5% | 100% | $615,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $75,000 | View |
Paramount Residential Mortgage
|
Conventional | 1 | 0.5% | 100% | $735,000 | |
|
A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 0.5% | 100% | $925,000 | View |
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
New American Funding, LLC.
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Navy Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | 0% |
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Kingston? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kingston in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Kingston, MA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 61.1 percent of home loans in Kingston, Massachusetts in 2025, banks 28.4 percent and credit unions 10.6 percent. Radius Financial Group Inc was the largest mortgage company, Rockland Trust Bank the largest bank and Rockland Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Rockland Trust Bank led with 5 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
By home loans closed in 2025, Rockland Trust Bank was the largest mortgage lender in Kingston, Massachusetts with 5 loans, about 2.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Kingston, Massachusetts in 2025, led by Fairway Independent Mort Corp with 3. 7 lenders closed VA loans, led by Radius Financial Group Inc. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 16 credit unions closed home loans in Kingston, Massachusetts in 2025, alongside 41 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kingston, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kingston, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kingston. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.