Mortgage Lenders and Brokers in Cochituate, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cochituate, Massachusetts mortgage lenders include Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, Citizens Bank, NACitizens Bank, NA375 Centre Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 5.44%, TD BankTD Bank408 Massachusetts Ave, Acton, MA 01720A+5.0 ★Texas Ratio: 3.71%, Middlesex Savings BankMiddlesex Savings Bank150 Commonwealth Rd, Cochituate, MA 01778A+5.0 ★Texas Ratio: 1.23%, Bank of America NABank of America NA93 Brockton Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA291 Main St, Acton, MA 01720A+5.0 ★Texas Ratio: 3.68%, M&T BankM&T Bank806 Suffield St, Agawam, MA 01001A+5.0 ★Texas Ratio: 4.11%, Cambridge Savings BankCambridge Savings Bank188 Massachusetts Ave, Arlington, MA 02474A5.0 ★Texas Ratio: 9.52%, Eastern BankEastern Bank660 Bedford St, Abington, MA 02351A+5.0 ★Texas Ratio: 2.61%, and Digital Federal Credit UnionDigital Federal Credit Union100 Powdermill Rd, Acton, MA 01720. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cochituate, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cochituate are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cochituate, Massachusetts
Market share is the lender's share of all home loans closed in Cochituate, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, Jumbo, HELOC | 28 +6 HELOCs |
10.3% | 100% | $834,285 | View |
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375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 9 +30 HELOCs |
3.3% | 100% | $1,052,777 | View |
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408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 9 +7 HELOCs |
3.3% | 90% | $1,068,333 | View |
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150 Commonwealth Rd, Cochituate, MA 01778 A+5.0 ★Texas Ratio: 1.23% |
Conventional, Jumbo, HELOC | 7 +17 HELOCs |
2.6% | 77.8% | $329,285 | View |
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93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 7 +16 HELOCs |
2.6% | 100% | $893,571 | View |
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291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 7 | 2.6% | 100% | $690,714 | View |
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806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo, HELOC | 5 +2 HELOCs |
1.8% | 100% | $869,000 | View |
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188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52% |
Conventional, Jumbo, HELOC | 5 +2 HELOCs |
1.8% | 83.3% | $961,000 | View |
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660 Bedford St, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.61% |
Conventional, HELOC | 4 +6 HELOCs |
1.5% | 100% | $610,000 | View |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
Conventional, HELOC | 3 +5 HELOCs |
1.1% | 100% | $481,666 | |
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1 Lincoln St, Framingham, MA 01702 B4.5 ★Texas Ratio: 20.48% |
Conventional, Jumbo | 2 | 0.7% | 100% | $1,455,000 | View |
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120 Seminary Ave, Auburndale, MA 02466 A+5.0 ★Texas Ratio: 2.24% |
Conventional, Jumbo | 2 | 0.7% | 100% | $1,480,000 | View |
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159 Mechanic St, Clinton, MA 01510 A+5.0 ★Texas Ratio: 2.11% |
Conventional | 2 | 0.7% | 100% | $165,000 | View |
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1255 Worcester Rd, Framingham, MA 01701 5217 A+5.0 ★Texas Ratio: 0.47% |
Conventional, Jumbo | 2 | 0.7% | 100% | $780,000 | View |
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112 County Rd, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 0.22% |
Conventional | 2 | 0.7% | 100% | $570,000 | View |
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52 Main St, Ashburnham, MA 01430 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 2 | 0.7% | 100% | $225,000 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional, Jumbo | 2 | 0.7% | 100% | $765,000 | |
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100 Old Billerica Rd, Bedford, MA 01730 A5.0 ★Texas Ratio: 10.91% |
Conventional | 2 | 0.7% | 100% | $590,000 | View |
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1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
Conventional, HELOC | 1 +5 HELOCs |
0.4% | 100% | $245,000 | View |
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5 Market St, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 3.41% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.4% | 100% | $945,000 | View |
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55 Fruit St, Boston, MA 02114 2621 A5.0 ★Texas Ratio: 9.82% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $825,000 | View |
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850 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 1 | 0.4% | 100% | $175,000 | View |
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732 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 1.53% |
Conventional | 1 | 0.4% | 100% | $945,000 | View |
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10 Cheney St, Blackstone, MA 01504 A+5.0 ★Texas Ratio: 5.57% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,635,000 | View |
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19 Haverhill Rd, Amesbury, MA 01913 A5.0 ★Texas Ratio: 10.06% |
Conventional | 1 | 0.4% | 100% | $115,000 | View |
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38 Auburn St, Auburn, MA 01501 C4.0 ★Texas Ratio: 27.40% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,035,000 | View |
The Cooperative Bank
201 Main St, Charlestown, MA 02129 |
Conventional | 1 | 0.4% | 100% | $525,000 | |
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1 Central St, Foxboro, MA 02035 A+5.0 ★Texas Ratio: 1.33% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
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125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
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188 Medford St, Arlington, MA 02474 A+5.0 ★Texas Ratio: 1.57% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,225,000 | View |
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980 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 1.01% |
Conventional | 1 | 0.4% | 100% | $675,000 | View |
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200 Concord St, Framingham, MA 01702 8306 A+5.0 ★Texas Ratio: 1.14% |
Conventional | 1 | 0.4% | 100% | $45,000 | View |
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820 Suffield Strret, Agawam, MA 01001 A+5.0 ★Texas Ratio: 5.36% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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381 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.64% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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285 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.29% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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100 Macy St, Amesbury, MA 01913 4315 |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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414 Massachusetts Ave, Acton, MA 01720 A5.0 ★Texas Ratio: 13.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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136 Faunce Corner Mall Rd, Dartmouth, MA 02747 A5.0 ★Texas Ratio: 7.62% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Salem Five Mortgage Company LLC
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Conventional, Jumbo | 6 | 2.2% | 100% | $621,666 | |
Radius Financial Group Inc
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Conventional, Jumbo | 4 | 1.5% | 100% | $765,000 | |
Msa Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $445,000 | |
Enterprise Bank and Trust Company
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Conventional | 1 | 0.4% | 100% | $885,000 | |
Mortgage Equity Partners LLC
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Conventional | 1 | 0.4% | 100% | $255,000 | |
Members Mortgage Company Inc
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Conventional | 1 | 0.4% | 100% | $595,000 | |
Drew Mortgage Associates, Inc
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Conventional | 1 | 0.4% | 100% | $885,000 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo, HELOC | 18 +2 HELOCs |
6.6% | 95% | $737,777 | |
Rocket Mortgage
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Conventional | 14 | 5.2% | 100% | $403,571 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 10 | 3.7% | 100% | $607,000 | |
Fairway Independent Mort Corp
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Conventional, Jumbo | 7 | 2.6% | 100% | $879,285 | |
United Wholesale Mortgage
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Conventional | 5 | 1.8% | 100% | $697,000 | |
Newrez LLC
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Conventional | 5 | 1.8% | 83.3% | $507,000 | |
Movement Mortgage, LLC
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Conventional | 5 | 1.8% | 87.5% | $659,000 | |
Guild Mortgage Company
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Conventional | 5 | 1.8% | 100% | $621,000 | |
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A5.0 ★Texas Ratio: 7.00% |
Conventional, Jumbo | 5 | 1.8% | 100% | $829,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
1.1% | 100% | $668,333 | View |
loanDepot.com LLC
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Conventional, HELOC | 3 +1 HELOCs |
1.1% | 100% | $525,000 | |
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A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 3 | 1.1% | 100% | $1,051,666 | View |
Guaranteed Rate Affinity, LLC
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Conventional, Jumbo | 3 | 1.1% | 100% | $911,666 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, Jumbo | 3 | 1.1% | 75% | $815,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 3 | 1.1% | 100% | $781,666 | View |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 3 | 1.1% | 75% | $1,558,333 | View |
EMM Loans LLC
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Conventional | 2 | 0.7% | 100% | $510,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 2 | 0.7% | 100% | $1,160,000 | View |
Sage Home Loans Corporation
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Conventional | 2 | 0.7% | 100% | $645,000 | |
General Mortgage Capital Corporation
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Conventional | 2 | 0.7% | 100% | $560,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.7% | 100% | $590,000 | |
William Raveis Mortgage, LLC
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Conventional | 2 | 0.7% | 100% | $650,000 | |
Nfm, Inc
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Conventional, Jumbo | 2 | 0.7% | 100% | $830,000 | |
Embrace Home Loans, Inc.
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Conventional, Jumbo | 2 | 0.7% | 100% | $780,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.7% | 100% | $55,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.4% | 100% | $915,000 | |
Navy Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $225,000 | |
Originpoint, LLC
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Conventional | 1 | 0.4% | 100% | $615,000 | |
First Community Mortgage, Inc.
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Conventional, Jumbo | 1 | 0.4% | 100% | $1,935,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $885,000 | |
Freedom Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $495,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.4% | 100% | $695,000 | View |
Go Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $805,000 | |
Acrisure Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $865,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.4% | 100% | $555,000 | View |
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A5.0 ★Texas Ratio: 8.11% |
Conventional, Jumbo | 1 | 0.4% | 100% | $965,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.4% | 100% | $775,000 | |
American Heritage Lending, LLC
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Conventional | 1 | 0.4% | 50% | $635,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.4% | 100% | $585,000 | |
T2 Financial LLC
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Conventional | 1 | 0.4% | 100% | $655,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.4% | 100% | $595,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.4% | 100% | $405,000 | View |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $305,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $445,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
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A5.0 ★Texas Ratio: 7.00% |
Conventional | 1 | 0.4% | 100% | $35,000 | View |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.4% | 100% | $685,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.4% | 100% | $565,000 | View |
United Nations Federal CU
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Conventional | 1 | 0.4% | 100% | $445,000 | |
Webster Bank, N.A.
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Conventional | 1 | 0.4% | 100% | $845,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 50% | $85,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.4% | 100% | $855,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.4% | 100% | $685,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Bar Harbor Bank & Trust
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
AmWest Funding Corp
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
EastRise Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Cochituate Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cochituate, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Cochituate? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cochituate in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cochituate, MA
Use these to narrow the list above. Each category shows how many Cochituate, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Cochituate, MA
Independent mortgage companies closed 42.4 percent of home loans in Cochituate, Massachusetts in 2025, banks 51.7 percent and credit unions 5.9 percent. Radius Financial Group Inc was the largest mortgage company, Leader Bank NA the largest bank and Digital Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Leader Bank NA led with 28 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cochituate, MA
By home loans closed in 2025, Leader Bank NA was the largest mortgage lender in Cochituate, Massachusetts with 28 loans, about 10.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Cochituate, Massachusetts in 2025, led by Planet Home Lending, LLC with 1. 0 lenders closed VA loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 51 banks and 17 credit unions closed home loans in Cochituate, Massachusetts in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cochituate, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cochituate, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cochituate. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
