Beverly, Massachusetts mortgage lenders include Bank of America NABank of America NA165 Cabot St, Beverly, MA 01915A+5.0 ★Texas Ratio: 4.14%, Eastern BankEastern Bank33 Enon St, Beverly, MA 01915A+5.0 ★Texas Ratio: 2.61%, TD BankTD Bank175 Cabot St, Beverly, MA 01915A+5.0 ★Texas Ratio: 3.71%, Citizens Bank, NACitizens Bank, NA2 Enon St, Beverly, MA 01915A+5.0 ★Texas Ratio: 5.44%, M&T BankM&T Bank100 Cummings Ctr Ste 101, Beverly, MA 01915A+5.0 ★Texas Ratio: 4.11%, Salem Five Cents Savings BankSalem Five Cents Savings Bank140 Rantoul Street, Beverly, MA 01915A+5.0 ★Texas Ratio: 3.29%, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, Institution For SavingsInstitution For Savings4 Colon St, Beverly, MA 01915A+5.0 ★Texas Ratio: 0.22%, BankesbBankesb770 Main St, Agawam, MA 01001, and Metro Credit UnionMetro Credit Union1 Center Plz, Boston, MA 02108A+5.0 ★Texas Ratio: 5.39%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Beverly, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Beverly are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Beverly, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2 offices in Beverly 165 Cabot St, Beverly, MA 01915 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 9 +25 HELOCs |
1.8% | 90% | $650,555 | View |
|
2 offices in Beverly 33 Enon St, Beverly, MA 01915 A+5.0 ★Texas Ratio: 2.61% |
Conventional, FHA, HELOC | 7 +41 HELOCs |
1.4% | 100% | $549,285 | View |
|
1 office in Beverly 175 Cabot St, Beverly, MA 01915 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 4 +17 HELOCs |
0.8% | 66.7% | $705,000 | View |
|
1 office in Beverly 2 Enon St, Beverly, MA 01915 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 3 +44 HELOCs |
0.6% | 100% | $625,000 | View |
|
2 offices in Beverly 100 Cummings Ctr Ste 101, Beverly, MA 01915 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 2 +11 HELOCs |
0.4% | 66.7% | $620,000 | View |
|
3 offices in Beverly 140 Rantoul Street, Beverly, MA 01915 A+5.0 ★Texas Ratio: 3.29% |
HELOC | 0 +50 HELOCs |
0% | n/a | View | |
|
1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, Jumbo, HELOC | 54 +6 HELOCs |
10.7% | 98.2% | $522,407 | View |
|
4 Colon St, Beverly, MA 01915 A+5.0 ★Texas Ratio: 0.22% |
Conventional | 16 | 3.2% | 84.2% | $404,375 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional, HELOC | 14 +20 HELOCs |
2.8% | 93.3% | $331,428 | |
|
1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
Conventional, HELOC | 5 +11 HELOCs |
1% | 100% | $287,000 | View |
|
291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 5 +1 HELOCs |
1% | 71.4% | $795,000 | View |
|
Leslie O Johnson Road, Gloucester, MA 01930 A+5.0 ★Texas Ratio: 2.00% |
Conventional | 5 | 1% | 100% | $465,000 | View |
|
15 Martin St, Essex, MA 01929 C-3.7 ★Texas Ratio: 30.61% |
Conventional | 4 | 0.8% | 100% | $777,500 | View |
|
5 Market St, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 3.41% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
0.6% | 100% | $965,000 | View |
|
115 Commercial St, Brockton, MA 02302 A+5.0 ★Texas Ratio: 2.19% |
Conventional | 3 | 0.6% | 100% | $91,666 | View |
|
419 Broadway, Everett, MA 02149 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 3 | 0.6% | 100% | $418,333 | View |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
Conventional, HELOC | 2 +3 HELOCs |
0.4% | 100% | $50,000 | |
|
★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 100% | $410,000 | View |
|
55 Fruit St, Boston, MA 02114 2621 A5.0 ★Texas Ratio: 9.82% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $470,000 | View |
|
19 Church St, Winchester, MA 01890 A+5.0 ★Texas Ratio: 2.71% |
Conventional | 2 | 0.4% | 100% | $555,000 | View |
|
105 Broadway, Arlington, MA 02474 A+5.0 ★Texas Ratio: 1.72% |
Conventional | 2 | 0.4% | 100% | $430,000 | View |
|
18 20 Central St, Andover, MA 01810 A4.5 ★Texas Ratio: 0.72% |
Conventional | 2 | 0.4% | 100% | $480,000 | View |
|
84 Main St, Andover, MA 01810 A5.0 ★Texas Ratio: 9.38% |
Conventional | 2 | 0.4% | 100% | $350,000 | View |
|
820 Suffield Strret, Agawam, MA 01001 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo, HELOC | 1 +7 HELOCs |
0.2% | 100% | $995,000 | View |
|
107 Tower Rd, Athol, MA 01331 9823 A+5.0 ★Texas Ratio: 5.99% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 100% | $675,000 | View |
|
381 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 100% | $675,000 | View |
|
188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $705,000 | View |
|
2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
|
250 maple st, lynn, MA 01904 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 1 | 0.2% | 50% | $245,000 | View |
|
10 Cheney St, Blackstone, MA 01504 A+5.0 ★Texas Ratio: 5.57% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,015,000 | View |
Boston Firefighters CU
60 Hallet St, Dorchester, MA 02124 5408 |
Conventional | 1 | 0.2% | 100% | $515,000 | |
|
91 Pleasant St, Marblehead, MA 01945 A+5.0 ★Texas Ratio: 0.36% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
|
100 Cummings Ctr Ste 101f, Beverly, MA 01915 A+5.0 ★Texas Ratio: 2.39% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
|
12 Chestnut st, Peabody, MA 01960 A+5.0 ★Texas Ratio: 5.81% |
Conventional | 1 | 0.2% | 100% | $605,000 | View |
|
93 Main St, North Adams, MA 01247 A+5.0 ★Texas Ratio: 5.85% |
Conventional, Jumbo | 1 | 0.2% | 100% | $3,185,000 | View |
|
700 Boston Rd, Billerica, MA 01821 A5.0 ★Texas Ratio: 6.48% |
Conventional | 1 | 0.2% | 100% | $1,175,000 | View |
|
52 Main St, Ashburnham, MA 01430 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
|
125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 50% | $155,000 | View |
|
254 Cabot St, Beverly, MA 01915 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 1 | 0.2% | 100% | $485,000 | View |
|
50 Dodge St, Beverly, MA 01915 1711 A+5.0 ★Texas Ratio: 3.62% |
HELOC | 0 +10 HELOCs |
0% | n/a | View | |
|
19 Haverhill Rd, Amesbury, MA 01913 A5.0 ★Texas Ratio: 10.06% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
100 Macy St, Amesbury, MA 01913 4315 |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
279 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 1.23% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
245 Chelmsford St, Chelmsford, MA 01824 2343 A+5.0 ★Texas Ratio: 2.58% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Salem Five Mortgage Company LLC
|
Conventional, FHA, Jumbo | 30 | 6% | 93.8% | $611,666 | |
Mortgage Equity Partners LLC
|
Conventional, FHA | 7 | 1.4% | 100% | $706,428 | |
Msa Mortgage, LLC
|
Conventional | 6 | 1.2% | 85.7% | $626,666 | |
New Fed Mortgage Corp.
|
Conventional, FHA | 6 | 1.2% | 85.7% | $500,000 | |
Drew Mortgage Associates, Inc
|
Conventional, VA | 6 | 1.2% | 100% | $505,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 5 | 1% | 100% | $577,000 | View |
Members Mortgage Company Inc
|
Conventional | 5 | 1% | 83.3% | $551,000 | |
|
A+5.0 ★Texas Ratio: 4.53% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.4% | 100% | $635,000 | View |
Radius Financial Group Inc
|
FHA | 1 | 0.2% | 100% | $625,000 | |
Harborone Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Guaranteed Rate, Inc.
|
Conventional, FHA, VA, Jumbo, HELOC | 43 +3 HELOCs |
8.5% | 93.5% | $650,581 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, Jumbo | 42 | 8.3% | 97.7% | $607,857 | |
Rocket Mortgage
|
Conventional, FHA, VA, Jumbo | 39 | 7.7% | 92.9% | $335,769 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 15 +1 HELOCs |
3% | 83.3% | $552,333 | |
Movement Mortgage, LLC
|
Conventional | 13 | 2.6% | 100% | $443,461 | |
loanDepot.com LLC
|
Conventional, FHA, HELOC | 7 +2 HELOCs |
1.4% | 87.5% | $350,714 | |
Newrez LLC
|
Conventional, VA | 7 | 1.4% | 77.8% | $520,714 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 7 | 1.4% | 87.5% | $332,142 | |
Guild Mortgage Company
|
Conventional, FHA | 7 | 1.4% | 100% | $470,714 | |
Fairway Independent Mort Corp
|
Conventional, Jumbo | 7 | 1.4% | 100% | $647,857 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, VA, HELOC | 6 +2 HELOCs |
1.2% | 85.7% | $618,333 | View |
Guaranteed Rate Affinity, LLC
|
Conventional, Jumbo | 6 | 1.2% | 100% | $728,333 | |
Synergy One Lending, Inc.
|
Conventional, VA | 5 | 1% | 100% | $537,000 | |
Nationstar Mortgage
|
Conventional | 5 | 1% | 100% | $151,000 | |
Harborone Mortgage, LLC
|
Conventional | 4 | 0.8% | 100% | $562,500 | |
Lakeview Loan Servicing, LLC
|
Conventional, VA | 3 | 0.6% | 100% | $531,666 | |
Republic State Mortgage Company
|
Conventional | 3 | 0.6% | 100% | $315,000 | |
Better Mortgage Corporation
|
Conventional | 3 | 0.6% | 75% | $265,000 | |
Navy Federal Credit Union
|
Conventional, HELOC | 2 +4 HELOCs |
0.4% | 66.7% | $575,000 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional | 2 | 0.4% | 100% | $460,000 | View |
Freedom Mortgage Corporation
|
FHA | 2 | 0.4% | 100% | $440,000 | |
Amerant Mortgage LLC
|
Conventional | 2 | 0.4% | 66.7% | $570,000 | |
Amerisave Mortgage Company
|
Conventional, FHA | 2 | 0.4% | 40% | $200,000 | |
William Raveis Mortgage, LLC
|
Conventional | 2 | 0.4% | 100% | $725,000 | |
Mutual of Omaha Mortgage
|
Conventional, FHA | 2 | 0.4% | 66.7% | $420,000 | |
United Nations Federal CU
|
Conventional | 2 | 0.4% | 100% | $645,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $155,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 25% | $295,000 | View |
Pentagon Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $345,000 | |
New American Funding, LLC.
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $295,000 | |
EMM Loans LLC
|
Conventional | 1 | 0.2% | 100% | $585,000 | |
|
A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.2% | 100% | $885,000 | View |
|
A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.2% | 50% | $725,000 | View |
Sage Home Loans Corporation
|
Conventional | 1 | 0.2% | 100% | $265,000 | |
Envoy Mortgage, Ltd
|
Conventional | 1 | 0.2% | 100% | $555,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $735,000 | |
Dart Bank
|
Conventional | 1 | 0.2% | 100% | $255,000 | |
|
A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.2% | 100% | $905,000 | View |
|
A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.2% | 100% | $585,000 | View |
American Financial Network, Inc.
|
Conventional | 1 | 0.2% | 100% | $385,000 | |
Union Home Mortgage Corp.
|
FHA | 1 | 0.2% | 50% | $595,000 | |
SIRVA Mortgage, Inc.
|
Conventional | 1 | 0.2% | 100% | $625,000 | |
First Colony Mortgage Corporat
|
Conventional | 1 | 0.2% | 100% | $275,000 | |
Total Mortgage Services, LLC
|
Conventional | 1 | 0.2% | 100% | $675,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.2% | 100% | $645,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $905,000 | View |
Partners Bank of New England
|
Conventional | 1 | 0.2% | 100% | $135,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.2% | 100% | $465,000 | |
Mortgage Research Center
|
VA | 1 | 0.2% | 50% | $775,000 | |
Megastar Finanacial Corp
|
Conventional | 1 | 0.2% | 100% | $355,000 | |
Keystone Funding, Inc
|
Conventional | 1 | 0.2% | 100% | $745,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.2% | 100% | $575,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 1 | 0.2% | 50% | $535,000 | |
|
A5.0 ★Texas Ratio: 7.00% |
Conventional | 1 | 0.2% | 100% | $755,000 | View |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $855,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 50% | $355,000 | View |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 0.2% | 100% | $435,000 | |
Fourleaf Federal Credit Union
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Alliant Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
American Airlines Federal Cred
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 8.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A-5.0 ★Texas Ratio: 14.36% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
EastRise Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 7.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Bellwether Community Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Webster Bank, N.A.
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Beverly? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Beverly in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Beverly, MA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 54.6 percent of home loans in Beverly, Massachusetts in 2025, banks 41.3 percent and credit unions 4.2 percent. Mortgage Equity Partners LLC was the largest mortgage company, Bank of America NA the largest bank and Metro Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Eastern Bank led with 7 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Beverly, Massachusetts with 9 loans, about 1.8 percent of the market. The largest lender headquartered in Massachusetts was Eastern Bank with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Beverly, Massachusetts, Leader Bank NA approved the highest share of completed applications in 2025 at 98.2 percent, against a 91.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Beverly, Massachusetts in 2025, led by CrossCountry Mortgage, LLC with 5. 10 lenders closed VA loans, led by Lakeview Loan Servicing, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 54 banks and 21 credit unions closed home loans in Beverly, Massachusetts in 2025, alongside 47 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Beverly, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Beverly, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Beverly. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.