Mortgage Lenders and Brokers in Belmont, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Belmont, Massachusetts mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA7 Channing Rd, Belmont, MA 02478A+5.0 ★Texas Ratio: 3.68%, Leader Bank NALeader Bank NA363 Pleasant St, Belmont, MA 02478A+5.0 ★Texas Ratio: 0.22%, M&T BankM&T Bank277 Trapelo Rd, Belmont, MA 02478A+5.0 ★Texas Ratio: 4.11%, Cambridge Savings BankCambridge Savings Bank40 Leonard St, Belmont, MA 02478A5.0 ★Texas Ratio: 9.52%, Bank of America NABank of America NA483 Trapelo Rd, Belmont, MA 02478A+5.0 ★Texas Ratio: 4.14%, Eastern BankEastern Bank361 Trapelo Rd, Belmont, MA 02478A+5.0 ★Texas Ratio: 2.61%, Citizens Bank, NACitizens Bank, NA535 Trapelo Rd, Belmont, MA 02478A+5.0 ★Texas Ratio: 5.44%, Rockland Trust BankRockland Trust Bank70 Concord Ave, Belmont, MA 02478A+5.0 ★Texas Ratio: 2.64%, East Cambridge Savings BankEast Cambridge Savings Bank395 Trapelo Rd, Belmont, MA 02478A+5.0 ★Texas Ratio: 1.72%, and Bank of CantonBank of Canton850 Southbridge St, Auburn, MA 01501A+5.0 ★Texas Ratio: 4.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Belmont, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Belmont are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Belmont, Massachusetts
Market share is the lender's share of all home loans closed in Belmont, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Belmont 7 Channing Rd, Belmont, MA 02478 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 16 | 5.5% | 94.1% | $1,062,500 | View |
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1 office in Belmont 363 Pleasant St, Belmont, MA 02478 A+5.0 ★Texas Ratio: 0.22% |
Conventional, Jumbo, HELOC | 15 +6 HELOCs |
5.2% | 93.8% | $851,666 | View |
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2 offices in Belmont 277 Trapelo Rd, Belmont, MA 02478 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo, HELOC | 9 +10 HELOCs |
3.1% | 100% | $931,666 | View |
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1 office in Belmont 40 Leonard St, Belmont, MA 02478 A5.0 ★Texas Ratio: 9.52% |
Conventional, Jumbo, HELOC | 9 +7 HELOCs |
3.1% | 100% | $715,000 | View |
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1 office in Belmont 483 Trapelo Rd, Belmont, MA 02478 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 8 +19 HELOCs |
2.8% | 100% | $1,321,250 | View |
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1 office in Belmont 361 Trapelo Rd, Belmont, MA 02478 A+5.0 ★Texas Ratio: 2.61% |
Conventional, Jumbo, HELOC | 4 +14 HELOCs |
1.4% | 100% | $865,000 | View |
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1 office in Belmont 535 Trapelo Rd, Belmont, MA 02478 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 3 +51 HELOCs |
1% | 75% | $1,118,333 | View |
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1 office in Belmont 70 Concord Ave, Belmont, MA 02478 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 3 +1 HELOCs |
1% | 100% | $671,666 | View |
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1 office in Belmont 395 Trapelo Rd, Belmont, MA 02478 A+5.0 ★Texas Ratio: 1.72% |
Conventional, Jumbo | 1 | 0.3% | 50% | $1,605,000 | View |
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850 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 4.22% |
Conventional, Jumbo | 6 | 2.1% | 100% | $868,333 | View |
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30 Church St, Belmont, MA 02478 A+5.0 ★Texas Ratio: 1.01% |
Conventional | 6 | 2.1% | 100% | $571,666 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional, Jumbo, HELOC | 4 +1 HELOCs |
1.4% | 100% | $672,500 | |
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55 Fruit St, Boston, MA 02114 2621 A5.0 ★Texas Ratio: 9.82% |
Conventional, Jumbo, HELOC | 2 +4 HELOCs |
0.7% | 100% | $1,155,000 | View |
Direct Federal Credit Union
50 Cabot St, Needham, MA 02494 |
Conventional | 2 | 0.7% | 100% | $330,000 | |
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125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 2 | 0.7% | 100% | $2,130,000 | View |
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68 Harrison Ave, Boston, MA 02111 A+5.0 ★Texas Ratio: 2.84% |
Conventional, Jumbo | 2 | 0.7% | 100% | $985,000 | View |
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307 Trapelo Rd, Belmont, MA 02478 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 1 +5 HELOCs |
0.3% | 50% | $1,175,000 | View |
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★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 1 +3 HELOCs |
0.3% | 100% | $1,115,000 | View |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.3% | 50% | $1,055,000 | |
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5 Market St, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 3.41% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $1,025,000 | View |
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107 Tower Rd, Athol, MA 01331 9823 A+5.0 ★Texas Ratio: 5.99% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.3% | 100% | $1,275,000 | View |
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200 Westgate Dr Unit 119A, Brockton, MA 02301 A+5.0 ★Texas Ratio: 3.09% |
Conventional | 1 | 0.3% | 100% | $585,000 | View |
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125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,855,000 | View |
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547 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 1.75% |
Conventional | 1 | 0.3% | 100% | $825,000 | View |
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159 Mechanic St, Clinton, MA 01510 A+5.0 ★Texas Ratio: 2.11% |
Conventional | 1 | 0.3% | 100% | $705,000 | View |
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389 Hanover St, Boston, MA 02113 A+5.0 ★Texas Ratio: 0.32% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,955,000 | View |
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52 Main St, Ashburnham, MA 01430 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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285 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.29% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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279 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 1.23% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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820 Suffield Strret, Agawam, MA 01001 A+5.0 ★Texas Ratio: 5.36% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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414 Massachusetts Ave, Acton, MA 01720 A5.0 ★Texas Ratio: 13.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Members Mortgage Company Inc
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Conventional, Jumbo | 4 | 1.4% | 100% | $840,000 | |
Radius Financial Group Inc
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Conventional | 3 | 1% | 100% | $745,000 | |
Msa Mortgage, LLC
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Conventional, FHA | 2 | 0.7% | 100% | $955,000 | |
Mit Federal Credit Union
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Conventional, Jumbo | 2 | 0.7% | 100% | $940,000 | |
Harborone Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Guaranteed Rate, Inc.
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Conventional, VA, Jumbo, HELOC | 39 +1 HELOCs |
13.5% | 100% | $1,030,128 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 15 +1 HELOCs |
5.2% | 100% | $873,000 | View |
CrossCountry Mortgage, LLC
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Conventional, Jumbo, HELOC | 13 +1 HELOCs |
4.5% | 100% | $1,069,615 | |
Nations Direct Mortgage, LLC
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Conventional | 13 | 4.5% | 100% | $609,615 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo, HELOC | 10 +1 HELOCs |
3.5% | 100% | $805,000 | View |
Rocket Mortgage
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Conventional, Jumbo | 7 | 2.4% | 77.8% | $725,000 | |
United Nations Federal CU
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Conventional, Jumbo | 7 | 2.4% | 100% | $1,292,142 | |
Webster Bank, N.A.
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Conventional, Jumbo, HELOC | 4 +1 HELOCs |
1.4% | 80% | $1,382,500 | |
Guaranteed Rate Affinity, LLC
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Conventional, Jumbo | 4 | 1.4% | 100% | $1,125,000 | |
United Wholesale Mortgage
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Conventional, Jumbo | 4 | 1.4% | 100% | $1,017,500 | |
Movement Mortgage, LLC
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Conventional, Jumbo | 4 | 1.4% | 100% | $975,000 | |
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A-5.0 ★Texas Ratio: 14.36% |
Conventional, Jumbo | 3 | 1% | 100% | $1,311,666 | View |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 3 | 1% | 100% | $1,688,333 | View |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 2 | 0.7% | 100% | $1,530,000 | View |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 0.7% | 66.7% | $540,000 | |
Guild Mortgage Company
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Conventional, Jumbo | 2 | 0.7% | 100% | $800,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, Jumbo | 2 | 0.7% | 100% | $1,160,000 | View |
Service Federal Credit Union
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Conventional, Jumbo | 2 | 0.7% | 100% | $1,295,000 | |
Mutual of Omaha Mortgage
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Conventional, VA | 2 | 0.7% | 100% | $575,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo | 2 | 0.7% | 100% | $1,305,000 | View |
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A5.0 ★Texas Ratio: 7.00% |
Conventional | 2 | 0.7% | 100% | $725,000 | View |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 2 | 0.7% | 100% | $835,000 | |
Fairway Independent Mort Corp
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Conventional, Jumbo | 2 | 0.7% | 100% | $720,000 | |
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A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 2 | 0.7% | 100% | $1,695,000 | View |
Spring Eq, LLC
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Conventional, Jumbo | 2 | 0.7% | 100% | $430,000 | |
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A5.0 ★Texas Ratio: 8.11% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.3% | 100% | $945,000 | |
EMM Loans LLC
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Conventional | 1 | 0.3% | 100% | $795,000 | |
Passumpsic Bank
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Conventional | 1 | 0.3% | 100% | $935,000 | |
Alliant Credit Union
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Conventional, Jumbo | 1 | 0.3% | 100% | $995,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $875,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,305,000 | View |
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A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,245,000 | View |
Newrez LLC
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,655,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 100% | $665,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.3% | 100% | $205,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.3% | 100% | $535,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.3% | 100% | $785,000 | View |
Union Home Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $585,000 | |
William Raveis Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $525,000 | |
Weichert Financial Services
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Conventional | 1 | 0.3% | 100% | $275,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $635,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.3% | 100% | $875,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.3% | 100% | $695,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.3% | 50% | $595,000 | |
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A5.0 ★Texas Ratio: 7.77% |
Conventional | 1 | 0.3% | 50% | $1,085,000 | View |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.3% | 100% | $855,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,725,000 | View |
Navy Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $875,000 | |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.3% | 100% | $505,000 | View |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 10.15% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Belmont Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Belmont, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Belmont? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Belmont in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Belmont, MA
Use these to narrow the list above. Each category shows how many Belmont, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Belmont, MA
Independent mortgage companies closed 42.2 percent of home loans in Belmont, Massachusetts in 2025, banks 49.8 percent and credit unions 8 percent. Members Mortgage Company Inc was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Harvard Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Leader Bank NA led with 15 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Belmont, MA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Belmont, Massachusetts with 16 loans, about 5.5 percent of the market. The largest lender headquartered in Massachusetts was Leader Bank NA with 15 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Belmont, Massachusetts in 2025, led by Msa Mortgage, LLC with 1. 2 lenders closed VA loans, led by Guaranteed Rate, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 42 banks and 17 credit unions closed home loans in Belmont, Massachusetts in 2025, alongside 32 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Belmont, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Belmont, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Belmont. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
