Mortgage Lenders and Brokers in Belvidere, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Belvidere, Illinois mortgage lenders include First Mid Bank and Trust, NAFirst Mid Bank and Trust, NA2141 N State St, Belvidere, IL 61008A+5.0 ★Texas Ratio: 3.88%, Midland States BankMidland States Bank311 Logan Ave, Belvidere, IL 61008A5.0 ★Texas Ratio: 9.50%, First National Bank of OmahaFirst National Bank of Omaha1725 S State St, Belvidere, IL 61008A+5.0 ★Texas Ratio: 4.82%, BMO Harris Bank NABMO Harris Bank NA401 Southtowne Dr, Belvidere, IL 61008A+5.0 ★Texas Ratio: 3.54%, Union Savings BankUnion Savings Bank1320 N State St, Belvidere, IL 61008A+5.0 ★Texas Ratio: 2.18%, PNC Bank N.A.PNC Bank N.A.130 S State St, Belvidere, IL 61008A+5.0 ★Texas Ratio: 4.24%, MembersAlliance Credit UnionMembersAlliance Credit Union5286 Nimtz Rd, Loves Park, IL 61111A+5.0 ★Texas Ratio: 3.08%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%, First Northern Credit UnionFirst Northern Credit Union230 W Monroe St, Chicago, IL 60606A+5.0 ★Texas Ratio: 4.14%, and Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Belvidere, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Belvidere are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Belvidere, Illinois
Market share is the lender's share of all home loans closed in Belvidere, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Belvidere 2141 N State St, Belvidere, IL 61008 A+5.0 ★Texas Ratio: 3.88% |
Conventional, FHA, HELOC | 20 +29 HELOCs |
4.5% | 90.9% | $236,000 | View |
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2 offices in Belvidere 311 Logan Ave, Belvidere, IL 61008 A5.0 ★Texas Ratio: 9.50% |
Conventional, FHA, HELOC | 12 +5 HELOCs |
2.7% | 85.7% | $169,166 | View |
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1 office in Belvidere 1725 S State St, Belvidere, IL 61008 A+5.0 ★Texas Ratio: 4.82% |
Conventional, FHA, HELOC | 4 +5 HELOCs |
0.9% | 57.1% | $150,000 | View |
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1 office in Belvidere 401 Southtowne Dr, Belvidere, IL 61008 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 3 +8 HELOCs |
0.7% | 27.3% | $155,000 | View |
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1 office in Belvidere 1320 N State St, Belvidere, IL 61008 A+5.0 ★Texas Ratio: 2.18% |
Conventional | 3 | 0.7% | 100% | $155,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Belvidere 130 S State St, Belvidere, IL 61008 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +10 HELOCs |
0.2% | 100% | $315,000 | View |
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5286 Nimtz Rd, Loves Park, IL 61111 A+5.0 ★Texas Ratio: 3.08% |
Conventional | 13 | 2.9% | 100% | $103,461 | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 11 | 2.4% | 91.7% | $150,454 | View |
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230 W Monroe St, Chicago, IL 60606 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 9 | 2% | 75% | $91,666 | View |
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233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 6 | 1.3% | 100% | $271,666 | View |
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200 N Walnut St, Byron, IL 61010 A5.0 ★Texas Ratio: 10.13% |
Conventional | 5 | 1.1% | 83.3% | $299,000 | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +2 HELOCs |
0.9% | 62.5% | $182,500 | View |
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10 W North Ave, Cortland, IL 60112 B+4.7 ★Texas Ratio: 18.28% |
Conventional | 4 | 0.9% | 100% | $117,500 | View |
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777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 3 +5 HELOCs |
0.7% | 100% | $115,000 | View |
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100 Il Route 75 E, Davis, IL 61019 A5.0 ★Texas Ratio: 9.91% |
Conventional | 3 | 0.7% | 75% | $255,000 | View |
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608 W Blackhawk Dr, Byron, IL 61010 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 3 | 0.7% | 75% | $161,666 | View |
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103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 2 +2 HELOCs |
0.4% | 100% | $295,000 | View |
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3060 W Sand Lake Rd, Lindenhurst, IL 60046 A+5.0 ★Texas Ratio: 3.87% |
Conventional, FHA | 2 | 0.4% | 100% | $195,000 | View |
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33 N Ayer St, Harvard, IL 60033 A+5.0 ★Texas Ratio: 1.86% |
Conventional | 2 | 0.4% | 100% | $85,000 | View |
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4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
Conventional | 2 | 0.4% | 100% | $275,000 | View |
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11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 50% | $215,000 | View |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $255,000 | View |
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1201 Clifford Ave, Loves Park, IL 61111 A+5.0 ★Texas Ratio: 4.46% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $125,000 | View |
Credit Union 1
750 S Halsted St Rm 220C, Chicago, IL 60607 7008 |
Conventional | 1 | 0.2% | 100% | $65,000 | |
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550 W Meadows Dr, Freeport, IL 61032 7610 A5.0 ★Texas Ratio: 8.59% |
Conventional | 1 | 0.2% | 100% | $25,000 | View |
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1408 Airport Rd, Bloomington, IL 61704 2566 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
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245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 33.3% | $85,000 | View |
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Route 14 And Main Street, Crystal Lake, IL 60014 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
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104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
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1801 E Empire St, Bloomington, IL 61704 A5.0 ★Texas Ratio: 8.91% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
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358 17th Ave, East Moline, IL 61244 A5.0 ★Texas Ratio: 6.34% |
Conventional | 1 | 0.2% | 50% | $65,000 | View |
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1000 S Mclean Blvd, Elgin, IL 60123 C4.0 ★Texas Ratio: 27.11% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
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950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15% |
HELOC | 0 +7 HELOCs |
0% | 0% | View | |
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11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 8 | 1.8% | 100% | $208,750 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 4 | 0.9% | 100% | $250,000 | View |
Cmg Mortgage Inc
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Conventional, FHA | 3 | 0.7% | 100% | $278,333 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 3 | 0.7% | 100% | $235,000 | View |
Mutual of Omaha Mortgage
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Conventional, FHA | 3 | 0.7% | 100% | $275,000 | |
Neighborhood Loans, Inc
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Conventional | 2 | 0.4% | 100% | $5,000 | |
Compass Mortgage, Inc.
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Conventional | 2 | 0.4% | 100% | $280,000 | |
American Portfolio Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Guaranteed Rate Affinity, LLC
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FHA | 1 | 0.2% | 100% | $215,000 | |
Abbott Laboratories Employees Credit Union
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Conventional | 1 | 0.2% | 100% | $105,000 | |
Greenstate Credit Union
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Conventional, FHA, VA, HELOC | 48 +2 HELOCs |
10.7% | 86.7% | $181,458 | |
Rocket Mortgage
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Conventional, FHA, VA | 27 | 6% | 71.1% | $200,555 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 26 | 5.8% | 83.9% | $214,230 | |
Guild Mortgage Company
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Conventional, FHA, VA | 17 | 3.8% | 94.4% | $189,705 | |
loanDepot.com LLC
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Conventional, FHA | 15 | 3.3% | 78.9% | $135,000 | |
Mortgage Research Center
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Conventional, FHA, VA | 14 | 3.1% | 70% | $295,714 | |
Nationstar Mortgage
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Conventional | 13 | 2.9% | 92.9% | $91,153 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 11 | 2.4% | 100% | $189,545 | |
Fairway Independent Mort Corp
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Conventional, FHA | 11 | 2.4% | 73.3% | $207,727 | |
Envoy Mortgage, Ltd
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Conventional, FHA | 9 | 2% | 90% | $161,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 9 | 2% | 62.5% | $211,666 | |
New American Funding, LLC.
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Conventional, FHA | 6 | 1.3% | 66.7% | $195,000 | |
First Community Credit Union of Beloit
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Conventional | 5 | 1.1% | 83.3% | $235,000 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 0.9% | 80% | $172,500 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +2 HELOCs |
0.7% | 100% | $158,333 | |
Newrez LLC
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Conventional, FHA, VA | 3 | 0.7% | 75% | $205,000 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 3 | 0.7% | 28.6% | $81,666 | View |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional, FHA | 3 | 0.7% | 100% | $288,333 | View |
Sun West Mortgage Company, Inc
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Conventional, FHA | 3 | 0.7% | 100% | $255,000 | |
Bay Equity LLC
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Conventional | 3 | 0.7% | 100% | $411,666 | |
Towne Mortgage Company
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FHA | 3 | 0.7% | 100% | $191,666 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA | 3 | 0.7% | 100% | $275,000 | |
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A5.0 ★Texas Ratio: 12.35% |
Conventional, FHA | 3 | 0.7% | 75% | $208,333 | View |
Compeer Financial
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Conventional | 2 | 0.4% | 100% | $165,000 | |
Discover Bank
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Conventional | 2 | 0.4% | 66.7% | $45,000 | |
Union Home Mortgage Corp.
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FHA, VA | 2 | 0.4% | 100% | $345,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 0.4% | 100% | $240,000 | |
Lower, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $175,000 | |
Leaderone Financial Corp.
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FHA | 2 | 0.4% | 100% | $290,000 | |
JMAC Lending, Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $275,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $55,000 | |
American Financial Resources LLC
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FHA | 1 | 0.2% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 4.93% |
FHA | 1 | 0.2% | 100% | $85,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 18.2% | $35,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
Golden Empire Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $185,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.2% | 100% | $415,000 | |
Loanunited.Com, LLC
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Filo Mortgage, LLC
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VA | 1 | 0.2% | 100% | $305,000 | |
Resicentral LLC
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 25% | $105,000 | |
Home Mortgage Alliance Corp (Hmac)
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FHA | 1 | 0.2% | 100% | $355,000 | |
Synergy One Lending, Inc.
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FHA | 1 | 0.2% | 100% | $285,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.2% | 50% | $285,000 | |
HomeBridge Financial Services, Inc
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FHA | 1 | 0.2% | 100% | $145,000 | |
Uw Credit Union
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Conventional | 1 | 0.2% | 100% | $305,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 100% | $105,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 100% | $245,000 | View |
Summit Credit Union
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Conventional | 1 | 0.2% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
Planet Home Lending, LLC
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FHA | 1 | 0.2% | 50% | $275,000 | |
Intelliloan, Inc.
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FHA | 1 | 0.2% | 100% | $255,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.2% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
Lake Michigan Credit Union
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.2% | 100% | $85,000 | |
Self Help Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $195,000 | |
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A-5.0 ★Texas Ratio: 14.33% |
Conventional | 1 | 0.2% | 50% | $55,000 | View |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.2% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 1.47% |
Conventional | 1 | 0.2% | 100% | $695,000 | View |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $135,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $235,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
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A5.0 ★Texas Ratio: 7.37% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
21St Mortgage
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Conventional | 1 | 0.2% | 12.5% | $75,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.2% | 50% | $75,000 | |
Geneva Financial LLC
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FHA | 1 | 0.2% | 100% | $265,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.2% | 33.3% | $175,000 | |
Village Capital & Investment
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FHA | 1 | 0.2% | 100% | $345,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Advia Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Blackhawk Community Credit Uni
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Connexus Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Belvidere Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Belvidere, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Belvidere? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Belvidere in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Belvidere, IL
Use these to narrow the list above. Each category shows how many Belvidere, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Belvidere, IL
Independent mortgage companies closed 56.3 percent of home loans in Belvidere, Illinois in 2025, banks 24.1 percent and credit unions 19.6 percent. Guaranteed Rate, Inc. was the largest mortgage company, First Mid Bank and Trust, NA the largest bank and MembersAlliance Credit Union the largest credit union. Among lenders headquartered in Illinois, First Mid Bank and Trust, NA led with 20 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Belvidere, IL
By home loans closed in 2025, First Mid Bank and Trust, NA was the largest mortgage lender in Belvidere, Illinois with 20 loans, about 4.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
44 lenders closed FHA loans in Belvidere, Illinois in 2025, led by United Wholesale Mortgage with 8. 14 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 37 banks and 20 credit unions closed home loans in Belvidere, Illinois in 2025, alongside 65 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Belvidere, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Belvidere, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Belvidere. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
