Mortgage Lenders and Brokers in Wilmington Island, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Wilmington Island, Georgia mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA3334 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 5.36%, Southstate Bank, National AssociationSouthstate Bank, National Association11760 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 2.27%, United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA4460 Cobb Parkway North Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.14%, BankSouthBankSouth3290 Northside Pkwy Nw, Atlanta, GA 30327A+5.0 ★Texas Ratio: 4.19%, Renasant BankRenasant Bank301 W 4th St, Adel, GA 31620A+5.0 ★Texas Ratio: 4.72%, and Bank of NewingtonBank of Newington224 Walton St, Newington, GA 30446A5.0 ★Texas Ratio: 6.19%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Wilmington Island, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wilmington Island are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Wilmington Island, Georgia
Market share is the lender's share of all home loans closed in Wilmington Island, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 5 | 1.8% | 62.5% | $231,000 | View |
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★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 4 +8 HELOCs |
1.4% | 100% | $532,500 | View |
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7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional, FHA, HELOC | 4 +4 HELOCs |
1.4% | 100% | $240,000 | View |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
1.4% | 100% | $507,500 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional, VA | 4 | 1.4% | 100% | $432,500 | |
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★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +11 HELOCs |
1.1% | 100% | $421,666 | View |
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4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +7 HELOCs |
1.1% | 100% | $265,000 | View |
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3290 Northside Pkwy Nw, Atlanta, GA 30327 A+5.0 ★Texas Ratio: 4.19% |
Conventional | 2 | 0.7% | 100% | $285,000 | View |
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301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 2 | 0.7% | 100% | $355,000 | View |
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224 Walton St, Newington, GA 30446 A5.0 ★Texas Ratio: 6.19% |
Conventional | 2 | 0.7% | 100% | $385,000 | View |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
Conventional, HELOC | 1 +8 HELOCs |
0.4% | 100% | $355,000 | |
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10865 Haynes Bridge Rd, Alpharetta, GA 30022 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 50% | $145,000 | View |
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2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
Conventional | 1 | 0.4% | 50% | $85,000 | View |
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300 College Ave, Athens, GA 30601 A+5.0 ★Texas Ratio: 0.01% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
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3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
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11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional | 1 | 0.4% | 100% | $595,000 | View |
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1081 Parkway Blvd, Athens, GA 30606 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
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17740 US Highway 80 E, Brooklet, GA 30415 A+5.0 ★Texas Ratio: 0.26% |
Conventional | 1 | 0.4% | 100% | $165,000 | View |
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2900 Old Dawson Rd, Albany, GA 31721 A+5.0 ★Texas Ratio: 4.01% |
Conventional | 1 | 0.4% | 100% | $525,000 | View |
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1450 Greene St, Augusta, GA 30901 A+5.0 ★Texas Ratio: 4.52% |
Conventional | 1 | 0.4% | 100% | $455,000 | View |
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2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.4% | 100% | $565,000 | View |
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5593 Buford Hwy Ne, Doraville, GA 30340 A+5.0 ★Texas Ratio: 3.17% |
Conventional | 1 | 0.4% | 100% | $295,000 | View |
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102 Park Ave, Pooler, GA 31322 A+5.0 ★Texas Ratio: 2.12% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 2970 Peachtree Rd Nw, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +2 HELOCs |
0.7% | 66.7% | $445,000 | View |
Equity Prime Mortgage LLC
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FHA | 2 | 0.7% | 100% | $200,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.4% | 50% | $115,000 | |
Milend, Inc
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Conventional | 1 | 0.4% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 36 | 13% | 82.2% | $265,833 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 30 +8 HELOCs |
10.9% | 100% | $397,666 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 19 | 6.9% | 90.5% | $403,947 | |
Guild Mortgage Company
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Conventional, FHA, VA | 11 | 4% | 100% | $277,727 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 10 | 3.6% | 84.6% | $244,000 | |
Mortgage Research Center
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Conventional, VA | 8 | 2.9% | 72.7% | $363,750 | |
SWBC Mortgage Corporation
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Conventional, VA | 6 | 2.2% | 100% | $351,666 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, FHA, VA | 6 | 2.2% | 100% | $480,000 | View |
Movement Mortgage, LLC
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Conventional, FHA, VA, HELOC | 5 +1 HELOCs |
1.8% | 100% | $425,000 | |
Freedom Mortgage Corporation
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Conventional, VA | 5 | 1.8% | 100% | $389,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 4 | 1.4% | 100% | $277,500 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 4 | 1.4% | 80% | $227,500 | View |
Cadence Bank
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Conventional, HELOC | 3 +1 HELOCs |
1.1% | 100% | $525,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 3 +1 HELOCs |
1.1% | 100% | $218,333 | |
The Loan Store, Inc
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Conventional, VA, HELOC | 3 +1 HELOCs |
1.1% | 100% | $418,333 | |
Nationstar Mortgage
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Conventional | 3 | 1.1% | 75% | $81,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +4 HELOCs |
0.7% | 50% | $35,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.7% | 100% | $535,000 | |
American Financial Resources LLC
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Conventional, VA | 2 | 0.7% | 100% | $360,000 | |
Guaranteed Rate, Inc.
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Conventional, VA | 2 | 0.7% | 100% | $495,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 0.7% | 80% | $600,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 2 | 0.7% | 100% | $580,000 | View |
Flexpoint, Inc.
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Conventional | 2 | 0.7% | 100% | $335,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.7% | 100% | $215,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 2 | 0.7% | 100% | $115,000 | View |
Churchill Mortgage Corporation
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Conventional | 2 | 0.7% | 100% | $345,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 2 | 0.7% | 100% | $475,000 | |
Mutual of Omaha Mortgage
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Conventional, VA | 2 | 0.7% | 100% | $265,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 2 | 0.7% | 100% | $420,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 50% | $175,000 | View |
State Employees' Credit Union
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Conventional | 1 | 0.4% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $135,000 | View |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.4% | 100% | $415,000 | |
Residential Wholesale Mortgage
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Conventional | 1 | 0.4% | 100% | $315,000 | |
Goodleap, LLC
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Conventional | 1 | 0.4% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
Newrez LLC
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Conventional | 1 | 0.4% | 25% | $445,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.4% | 100% | $375,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.4% | 100% | $385,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.4% | 100% | $485,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.4% | 100% | $545,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $175,000 | |
Bay Equity LLC
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Conventional | 1 | 0.4% | 100% | $445,000 | |
Strong Home Mortgage, LLC
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VA | 1 | 0.4% | 100% | $455,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.4% | 100% | $455,000 | |
Nfm, Inc
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Conventional | 1 | 0.4% | 100% | $385,000 | |
Capital Center LLC
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Conventional | 1 | 0.4% | 100% | $515,000 | |
New Day Financial, LLC.
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VA | 1 | 0.4% | 50% | $405,000 | |
Provident Funding Associates
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Conventional | 1 | 0.4% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
FHA | 1 | 0.4% | 100% | $425,000 | View |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $175,000 | |
Saygo Home Loans, LLC
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FHA | 1 | 0.4% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 1.12% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
Keystone Funding, Inc
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Conventional | 1 | 0.4% | 100% | $475,000 | |
SRP Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $75,000 | |
Purdue Federal Cu
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Conventional | 1 | 0.4% | 100% | $655,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.4% | 33.3% | $185,000 | |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
ClearEdge Lending LLC
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Conventional | 1 | 0.4% | 100% | $295,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 0.4% | 100% | $445,000 | View |
VyStar Credit Union
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Conventional | 1 | 0.4% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.4% | 100% | $805,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.4% | 100% | $505,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.4% | 100% | $35,000 | |
Reliance First Capital, LLC
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VA | 1 | 0.4% | 100% | $435,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.4% | 100% | $445,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.4% | 100% | $445,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $345,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Flyhomes Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $115,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.4% | 100% | $195,000 | |
Figure Lending LLC
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HELOC | 0 +7 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Citizens Equity First Credit U
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Bank Ozk
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Wilmington Island Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Wilmington Island, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Wilmington Island? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wilmington Island in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Wilmington Island, GA
Use these to narrow the list above. Each category shows how many Wilmington Island, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Wilmington Island, GA
Independent mortgage companies closed 71 percent of home loans in Wilmington Island, Georgia in 2025, banks 25.4 percent and credit unions 3.6 percent. Equity Prime Mortgage LLC was the largest mortgage company, Wells Fargo Bank NA the largest bank and Georgia'S Own Credit Union the largest credit union. Among lenders headquartered in Georgia, Ameris Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Wilmington Island, GA
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Wilmington Island, Georgia with 5 loans, about 1.8 percent of the market. The largest lender headquartered in Georgia was Ameris Bank with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Wilmington Island, Georgia in 2025, led by New American Funding, LLC. with 6. 18 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 36 banks and 14 credit unions closed home loans in Wilmington Island, Georgia in 2025, alongside 62 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Wilmington Island, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wilmington Island, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wilmington Island. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
