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Mortgage Lenders and Brokers in Temecula, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Temecula, California mortgage lenders include US Bank, N.A.US Bank, N.A.31990 Temecula Pkwy, Temecula, CA 92592A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA32105 State Rte 79 S, Temecula, CA 92592A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA32881 Us Highway 79, Temecula, CA 92592A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA27489 Ynez Rd, Temecula, CA 92591A+5.0 ★Texas Ratio: 4.14%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.41615 Winchester Rd, Temecula, CA 92590A+5.0 ★Texas Ratio: 3.72%, Banner BankBanner Bank41530 Enterprise Cir S, Temecula, CA 92590A+5.0 ★Texas Ratio: 2.91%, PNC Bank N.A.PNC Bank N.A.40440 Margarita Rd, Temecula, CA 92591A+5.0 ★Texas Ratio: 4.24%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust44575 Avenida De Missiones, Temecula, CA 92592A5.0 ★Texas Ratio: 7.72%, Provident Savings Bank, F.S.B.Provident Savings Bank, F.S.B.40705 Winchester Rd, Temecula, CA 92591A+5.0 ★Texas Ratio: 0.42%, and Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Temecula, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Temecula are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Temecula, California

Market share is the lender's share of all home loans closed in Temecula, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
US Bank, N.A. 2 offices in Temecula 31990 Temecula Pkwy, Temecula, CA 92592 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA, Jumbo, HELOC	37 +25 HELOCs	1.9%	70.4%	$503,648	View
JPMorgan Chase Bank, NA 3 offices in Temecula 32105 State Rte 79 S, Temecula, CA 92592 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, Jumbo, HELOC	32 +4 HELOCs	1.6%	78.6%	$536,250	View
Wells Fargo Bank NA 3 offices in Temecula 32881 Us Highway 79, Temecula, CA 92592 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	14	0.7%	70%	$456,428	View
Bank of America NA 2 offices in Temecula 27489 Ynez Rd, Temecula, CA 92591 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	9 +52 HELOCs	0.5%	90%	$1,030,555	View
Zions Bancorporation, N.A. 1 office in Temecula 41615 Winchester Rd, Temecula, CA 92590 A+5.0 ★Texas Ratio: 3.72%	Conventional, Jumbo, HELOC	5 +5 HELOCs	0.3%	80%	$711,000	View
Banner Bank 1 office in Temecula 41530 Enterprise Cir S, Temecula, CA 92590 A+5.0 ★Texas Ratio: 2.91%	Conventional, Jumbo, HELOC	3 +10 HELOCs	0.2%	100%	$548,333	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 2 offices in Temecula 40440 Margarita Rd, Temecula, CA 92591 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	2 +6 HELOCs	0.1%	66.7%	$605,000	View
First Ciitizens Bank and Trust 1 office in Temecula 44575 Avenida De Missiones, Temecula, CA 92592 A5.0 ★Texas Ratio: 7.72%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$65,000	View
Provident Savings Bank, F.S.B. 1 office in Temecula 40705 Winchester Rd, Temecula, CA 92591 A+5.0 ★Texas Ratio: 0.42%	Conventional, Jumbo	1	0.1%	50%	$1,125,000	View
Schoolsfirst FCU 590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56%	Conventional, Jumbo, HELOC	36 +56 HELOCs	1.8%	88.1%	$276,944	View
California Coast Credit Union 32170 Temecula Pkwy Bldg C, Temecula, CA 92592 6801 A+5.0 ★Texas Ratio: 1.25%	Conventional, HELOC	17 +33 HELOCs	0.9%	77.3%	$94,411	View
California Credit Union 633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90%	Conventional, Jumbo, HELOC	16 +2 HELOCs	0.8%	81.8%	$708,750	View
Sofi Bank, National Association 9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51%	Conventional, VA	15	0.8%	88.2%	$204,333	View
Frontwave Credit Union 40325 Winchester Rd, Temecula, CA 92591 A+5.0 ★Texas Ratio: 5.74%	Conventional, HELOC	12 +16 HELOCs	0.6%	72.2%	$210,833	View
San Diego County Credit Union 31693 Temecula Pkwy, Temecula, CA 92592 A+5.0 ★Texas Ratio: 0.52%	Conventional, HELOC	12 +4 HELOCs	0.6%	80%	$135,000	View
Sun West Mortgage Company, Inc 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	Conventional, FHA	5	0.3%	75%	$643,000	View
East West Bank 403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84%	Conventional	4	0.2%	100%	$442,500	View
BMO Harris Bank NA 855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	3 +1 HELOCs	0.2%	60%	$1,478,333	View
Mypoint Credit Union 2610 El Camino Real Unit A, Carlsbad, CA 92008 1214 A+5.0 ★Texas Ratio: 2.57%	Conventional, HELOC	3 +1 HELOCs	0.2%	100%	$265,000	View
F&A Federal Credit Union 2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14%	Conventional, HELOC	3 +1 HELOCs	0.2%	75%	$251,666	View
Rize Federal Credit Union 12701 Schabarum Ave, Irwindale, CA 91706 A5.0 ★Texas Ratio: 6.24%	Conventional	3	0.2%	100%	$261,666	View
Mission Federal Credit Union 1301 17th St, Bakersfield, CA 93301 A+5.0 ★Texas Ratio: 0.79%	Conventional	3	0.2%	80%	$338,333	View
Point Mortgage Corp 2610 El Camino Real Unit A, Carlsbad, CA 92008 1214 A+5.0 ★Texas Ratio: 2.57%	Conventional, FHA, VA, Jumbo	3	0.2%	100%	$698,333	View
City National Bank 2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo	3	0.2%	100%	$705,000	View
Orange County'S FCU 2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43%	Conventional, HELOC	2 +6 HELOCs	0.1%	100%	$170,000	View
Synergy One Lending, Inc. 9600 Ming Ave Ste 146, Bakersfield, CA 93311	Conventional	2	0.1%	100%	$700,000
Technology Credit Union 10051 S De Anza Blvd, Cupertino, CA 95014 2105 A+5.0 ★Texas Ratio: 3.57%	Conventional, Jumbo	2	0.1%	100%	$625,000	View
Royal Business Bank 901 S Baldwin Ave, Arcadia, CA 91007 A5.0 ★Texas Ratio: 7.57%	Conventional	2	0.1%	100%	$450,000	View
Pcb Bank 17709 Pioneer Blvd, Artesia, CA 90701 A+5.0 ★Texas Ratio: 2.25%	Conventional	2	0.1%	100%	$405,000	View
Change Lending 116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	2	0.1%	40%	$1,110,000	View
Firefighters First Federal Credit Union 43460 Ridge Park Dr Ste 130, Temecula, CA 92590 3736 A+5.0 ★Texas Ratio: 1.69%	Conventional, HELOC	1 +9 HELOCs	0.1%	100%	$655,000	View
Citibank, NA 5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo, HELOC	1 +3 HELOCs	0.1%	100%	$955,000	View
Logix Federal Credit Union 100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$115,000	View
Patelco Credit Union 2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$445,000	View
Redwood Credit Union 406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281 A+5.0 ★Texas Ratio: 4.20%	Conventional	1	0.1%	100%	$545,000	View
First Commercial Bank (USA) 200 E Main St, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 3.91%	Conventional	1	0.1%	100%	$455,000	View
Pasadena Federal Credit Union 6840 Eastern Ave Ste B, Bell Gardens, CA 90201 A+5.0 ★Texas Ratio: 1.47%	Conventional	1	0.1%	100%	$155,000	View
Flagstar Bank NA 10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11%	FHA	1	0.1%	20%	$675,000	View
Citizens Business Bank, NA 19197 Town Center Dr, Apple Valley, CA 92308 A+5.0 ★Texas Ratio: 0.53%	Conventional, Jumbo	1	0.1%	100%	$925,000	View
First City Credit Union 500 W Woodbury Rd, Altadena, CA 91001 5410 A+5.0 ★Texas Ratio: 2.03%	Conventional	1	0.1%	66.7%	$65,000	View
Vision One Mortgage, Inc. 3279 Ramos Cir, Sacramento, CA 95827 2500 A+5.0 ★Texas Ratio: 1.10%	FHA	1	0.1%	100%	$595,000	View
Los Angeles Police FCU 1880 Academy Dr, Los Angeles, CA 90012 1001 A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.1%	100%	$585,000	View
ClearPath Lending 300 E Magnolia Blvd, Burbank, CA 91502 A+5.0 ★Texas Ratio: 2.77%	VA	1	0.1%	100%	$725,000	View
Caltech Employees Federal Credit Union 528 Foothill Blvd, La Canada, CA 91011 A+5.0 ★Texas Ratio: 0.08%	Conventional	1	0.1%	100%	$495,000	View
Credit Union of Southern California 900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65%	Conventional	1	0.1%	100%	$75,000	View
Axos Bank 4350 La Jolla Village Dr, San Diego, CA 92122 A+5.0 ★Texas Ratio: 3.94%	Conventional, Jumbo	1	0.1%	100%	$1,705,000	View
Hsbc Bank USA, NA 1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86%	Conventional	1	0.1%	100%	$505,000	View
Blupeak Credit Union 2350 Shattuck Ave, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.86%	Conventional	1	0.1%	100%	$505,000	View
Fremont Bank 200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$125,000	View
Wescom Central Credit Union ★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66%	HELOC	0 +6 HELOCs	0%	0%		View
Kinecta Federal Credit Union 1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82%	HELOC	0 +4 HELOCs	0%	n/a		View
The Golden 1 Credit Union 8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50%	HELOC	0 +2 HELOCs	0%	n/a		View
Farmers Insurance Federal Credit Union 2255 N Ontario St, Burbank, CA 91504 A5.0 ★Texas Ratio: 12.30%	HELOC	0 +1 HELOCs	0%	n/a		View
SAFE Credit Union 7887 Walerga Rd, Antelope, CA 95843 A+5.0 ★Texas Ratio: 3.24%	HELOC	0 +1 HELOCs	0%	n/a		View
Nuvision Federal Credit Union 3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84%	HELOC	0 +1 HELOCs	0%	n/a		View
Oceanair Federal Credit Union 300 Arneill Rd, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 5.19%	HELOC	0 +1 HELOCs	0%	n/a		View
Foothill Federal Credit Union 250 W Colorado Blvd, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 1.28%	HELOC	0 +1 HELOCs	0%	n/a
loanDepot.com LLC	Conventional, FHA, VA, Jumbo, HELOC	95 +3 HELOCs	4.8%	85%	$496,894
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	53	2.7%	84.4%	$534,622
Franklin Loan Corporation	Conventional, FHA, VA, Jumbo	47	2.4%	100%	$536,489
New American Funding, LLC.	Conventional, FHA, VA, Jumbo, HELOC	22 +5 HELOCs	1.1%	88%	$521,363
Kind Lending, LLC	Conventional, FHA, VA, HELOC	19 +2 HELOCs	1%	76.9%	$362,368
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, FHA, VA, Jumbo, HELOC	14 +1 HELOCs	0.7%	90.5%	$500,000	View
Zillow Home Loans, LLC	Conventional, FHA, VA	13	0.7%	100%	$654,230
Carrington Mortgage Services LLC	Conventional, VA	12	0.6%	41.4%	$265,000
Residential Wholesale Mortgage	Conventional, FHA, VA, Jumbo	10	0.5%	100%	$501,000
Guild Mortgage Company	Conventional, VA	10	0.5%	100%	$328,000
AmWest Funding Corp	Conventional, FHA, VA, Jumbo, HELOC	9 +2 HELOCs	0.5%	100%	$659,444
Pacific Lending LLC	Conventional, FHA, VA, Jumbo	9	0.5%	100%	$675,000
Resicentral LLC	Conventional, FHA, VA, Jumbo	9	0.5%	100%	$635,000
Nmsi, Inc.	Conventional, Jumbo	9	0.5%	100%	$845,000
JMJ Financial Group Inc.	Conventional, FHA, VA, Jumbo	8	0.4%	100%	$710,000
Golden Empire Mortgage, Inc.	Conventional, VA, Jumbo	7	0.4%	88.9%	$572,142
American Financial Network, Inc.	Conventional, FHA, VA, Jumbo	7	0.4%	87.5%	$637,857
New Wave Lending Group Inc	Conventional, Jumbo	7	0.4%	100%	$572,142
American Pacific Mortgage Corporation	Conventional, FHA, VA	7	0.4%	87.5%	$486,428
Nexera Holding LLC	Conventional, Jumbo	7	0.4%	87.5%	$629,285
Provident Funding Associates	Conventional	6	0.3%	100%	$571,666
Sierra Pacific Mortgage Co. Inc	Conventional, FHA	6	0.3%	100%	$478,333
Paramount Residential Mortgage	Conventional, FHA, VA	6	0.3%	100%	$290,000
AdvantageFirst Lending Inc	Conventional, FHA, VA	5	0.3%	83.3%	$497,000
General Mortgage Capital Corporation	Conventional	5	0.3%	100%	$491,000
Hometown Equity Mortgage, LLC	Conventional, FHA	5	0.3%	71.4%	$479,000
Stg Mortgage Inc	Conventional	4	0.2%	100%	$587,500
Plaza Home Mortgage, Inc	Conventional, FHA, VA, Jumbo	4	0.2%	57.1%	$597,500
JMAC Lending, Inc.	Conventional, VA	4	0.2%	100%	$622,500
Cornerstone First Mortgage, LLC	Conventional	3	0.2%	75%	$328,333
AAA Capital Investment, Inc	Conventional	3	0.2%	100%	$325,000
Googain, Inc.	Conventional	3	0.2%	100%	$435,000
Flexpoint, Inc.	Conventional	3	0.2%	100%	$455,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional, FHA	3	0.2%	100%	$471,666	View
Southland Credit Uniom	Conventional	3	0.2%	100%	$531,666
ML Mortgage Corp.	VA	2	0.1%	66.7%	$470,000
Fundloans Capital	Conventional	2	0.1%	100%	$375,000
MortgageOne, Inc	FHA, VA	2	0.1%	100%	$560,000
Watermark Capital, Inc.	Conventional, FHA	2	0.1%	100%	$545,000
Infinity Equity Group, Inc.	VA, Jumbo	2	0.1%	100%	$755,000
Home Mortgage Alliance Corp (Hmac)	Conventional, Jumbo	2	0.1%	66.7%	$510,000
HomeXpress Mortgage Corp.	Conventional, Jumbo	2	0.1%	66.7%	$685,000
Royal Pacific Funding	Conventional	2	0.1%	100%	$500,000
Ez Fundings Inc	Conventional	2	0.1%	100%	$485,000
American Internet Mortgage, Inc.	Conventional	2	0.1%	100%	$635,000
JSB Mortgage Corporation	Conventional	2	0.1%	100%	$470,000
Lendsure Mortgage Corp.	Conventional, Jumbo	2	0.1%	100%	$815,000
Citadel Servicing Corporation	Conventional, Jumbo	2	0.1%	100%	$615,000
ClearEdge Lending LLC	Conventional	2	0.1%	100%	$600,000
Financial Partners Credit Unio	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$235,000
Mission Loans, LLC	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$145,000
Mid Valley Services Inc	Conventional	1	0.1%	100%	$155,000
AmeriHome Mortgage Company, LLC	FHA	1	0.1%	100%	$645,000
Augusta Financial, Inc.	Conventional	1	0.1%	100%	$535,000
Bridgeway Lending Partners, LLC	Conventional, Jumbo	1	0.1%	100%	$1,305,000
Bay-Valley Mortgage Group	Conventional	1	0.1%	100%	$575,000
Ahl Funding	Conventional	1	0.1%	100%	$755,000
First Stardand Financial dba Nexcap Home Loans	Conventional	1	0.1%	100%	$525,000
Network Capital Funding Corporation	Conventional	1	0.1%	50%	$515,000
Dignified Home Loans LLC	Conventional	1	0.1%	100%	$535,000
Greenbox Loans	Conventional, Jumbo	1	0.1%	100%	$1,805,000
Ony Glo, Inc.	Conventional, Jumbo	1	0.1%	50%	$475,000
The Police Credit Union of California	Conventional	1	0.1%	100%	$535,000
T. J. Financial, Inc.	Conventional	1	0.1%	100%	$535,000
Emet Lending Group, Inc.	Conventional	1	0.1%	100%	$585,000
Iserve Residential Lending	FHA	1	0.1%	100%	$625,000
Banc One Mortage Corporation	Conventional	1	0.1%	100%	$725,000
Vista Point Mortgage, LLC	Conventional	1	0.1%	50%	$155,000
Cake Mortgage Corp.	Conventional	1	0.1%	100%	$785,000
Figure Lending LLC	HELOC	0 +28 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +6 HELOCs	0%	n/a
Goodleap, LLC	HELOC	0 +5 HELOCs	0%	n/a
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	295 +27 HELOCs	14.9%	91%	$628,966
Rocket Mortgage	Conventional, FHA, VA, Jumbo	226	11.4%	83.9%	$399,955
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	88 +64 HELOCs	4.4%	68.7%	$312,159
The Loan Store, Inc	Conventional, FHA, VA, Jumbo, HELOC	83 +18 HELOCs	4.2%	97.9%	$619,819
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	52 +6 HELOCs	2.6%	96.3%	$611,153
Freedom Mortgage Corporation	Conventional, FHA, VA, Jumbo	44	2.2%	88.3%	$647,272
Spring Eq, LLC	Conventional, HELOC	37 +24 HELOCs	1.9%	45.6%	$118,783
Mortgage Research Center	Conventional, VA, Jumbo	37	1.9%	75%	$669,594
Newrez LLC	Conventional, VA, Jumbo	34	1.7%	75.6%	$477,941
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA, Jumbo, HELOC	28 +2 HELOCs	1.4%	100%	$547,500	View
Nationstar Mortgage	Conventional, FHA, VA	26	1.3%	75.7%	$204,230
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo, HELOC	16 +4 HELOCs	0.8%	85%	$650,000
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	16	0.8%	45.8%	$428,125
Fairway Independent Mort Corp	Conventional, FHA, VA	16	0.8%	94.1%	$531,875
Better Mortgage Corporation	Conventional, VA, HELOC	9 +4 HELOCs	0.5%	81.8%	$391,666
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	8	0.4%	90%	$1,062,500	View
Equity Prime Mortgage LLC	Conventional, FHA, VA	8	0.4%	88.9%	$576,250
Village Capital & Investment	FHA, VA, Jumbo	8	0.4%	86.7%	$732,500
Amerisave Mortgage Company	Conventional, VA, Jumbo	7	0.4%	30.8%	$270,714
Discover Bank	Conventional	6	0.3%	26.1%	$98,333
Bay Equity LLC	Conventional, FHA, Jumbo	6	0.3%	100%	$625,000
Mortgage Solutions of Colorado	VA	6	0.3%	100%	$600,000
Intercap Lending Inc	Conventional, FHA, VA	5	0.3%	85.7%	$525,000
First Colony Mortgage Corporat	Conventional, FHA, VA	5	0.3%	100%	$683,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	5	0.3%	100%	$637,000	View
Nations Direct Mortgage, LLC	Conventional, VA, Jumbo	5	0.3%	100%	$523,000
EMM Loans LLC	Conventional, FHA	4	0.2%	100%	$642,500
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	4	0.2%	100%	$452,500	View
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA	4	0.2%	83.3%	$570,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, Jumbo	4	0.2%	100%	$765,000	View
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional, VA	4	0.2%	100%	$615,000	View
Pentagon Federal Credit Union	Conventional, VA, HELOC	3 +9 HELOCs	0.2%	75%	$395,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	3 +6 HELOCs	0.2%	30%	$91,666	View
Arc Home LLC	Conventional	3	0.2%	100%	$515,000
Originpoint, LLC	Conventional, VA	3	0.2%	100%	$658,333
Primelending	Conventional, FHA	3	0.2%	100%	$371,666
Everett Financial, Inc.	Conventional, FHA	3	0.2%	100%	$411,666
Sage Home Loans Corporation	Conventional	3	0.2%	100%	$491,666
Nbkc Bank	Conventional, VA	3	0.2%	75%	$671,666
Movement Mortgage, LLC	Conventional, FHA, VA	3	0.2%	66.7%	$601,666
PHH Mortgage Corporation	Conventional, FHA	3	0.2%	100%	$655,000
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional, VA, Jumbo	3	0.2%	100%	$705,000	View
Mutual of Omaha Mortgage	Conventional, VA	3	0.2%	71.4%	$511,666
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	3	0.2%	100%	$728,333	View
HomeBridge Financial Services, Inc	Conventional, VA, Jumbo, HELOC	2 +6 HELOCs	0.1%	100%	$900,000
Quorum Federal Credit Union	Conventional, HELOC	2 +6 HELOCs	0.1%	66.7%	$125,000
First Technology Federal Credit Union	Conventional, Jumbo, HELOC	2 +3 HELOCs	0.1%	100%	$675,000
Genisys Credit Union	Conventional, Jumbo	2	0.1%	100%	$1,005,000
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	2	0.1%	100%	$2,280,000	View
American Financial Resources LLC	Conventional, FHA	2	0.1%	100%	$600,000
Loanunited.Com, LLC	VA	2	0.1%	66.7%	$715,000
Emporium Tpo LLC	Conventional, Jumbo	2	0.1%	100%	$725,000
American Financing Corporation	Conventional	2	0.1%	60%	$95,000
Union Home Mortgage Corp.	Conventional	2	0.1%	100%	$520,000
Ameritrust Mortgage Corporation	Conventional, Jumbo	2	0.1%	100%	$775,000
New Day Financial, LLC.	VA	2	0.1%	50%	$545,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	2	0.1%	33.3%	$700,000	View
Churchill Mortgage Corporation	Conventional	2	0.1%	100%	$610,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	2	0.1%	100%	$145,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	2	0.1%	100%	$205,000	View
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	2	0.1%	100%	$165,000	View
Flyhomes Mortgage LLC	Conventional	2	0.1%	100%	$340,000
Partners Federal Credit Union A+5.0 ★Texas Ratio: 4.65%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	100%	$885,000	View
First Community Mortgage, Inc.	Conventional	1	0.1%	100%	$255,000
American Airlines Federal Cred	Conventional, Jumbo	1	0.1%	100%	$1,095,000
RANLife, Inc.	VA	1	0.1%	100%	$435,000
Gold Star Mortgage Financial Group, Corporation	VA	1	0.1%	100%	$605,000
Contour Mortgage Corporation	Conventional	1	0.1%	100%	$325,000
Canopy Mortgage, LLC	Conventional	1	0.1%	100%	$585,000
NOVA Financial & Investment Corporation	VA	1	0.1%	100%	$805,000
Global Federal Credit Union	Conventional	1	0.1%	100%	$95,000
Orchard Mortgage, LLC	Conventional	1	0.1%	100%	$805,000
Norwich Commercial Group Inc	VA, Jumbo	1	0.1%	100%	$945,000
Triad Financial Services, Inc.	Conventional	1	0.1%	75%	$185,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	VA	1	0.1%	100%	$715,000	View
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.1%	100%	$725,000	View
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$525,000
Deephaven Mortgage LLC	Conventional, Jumbo	1	0.1%	100%	$1,545,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$745,000	View
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0.1%	100%	$145,000	View
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$745,000	View
Plus Relocation Mortgage, LLC	Conventional	1	0.1%	100%	$515,000
Obsidian Financial Services	FHA	1	0.1%	100%	$665,000
Altitude Financial Corporation	Conventional	1	0.1%	100%	$645,000
Granite Federal Credit Union A5.0 ★Texas Ratio: 13.85%	Conventional	1	0.1%	100%	$415,000	View
MortgageCountry	Conventional	1	0.1%	100%	$595,000
Click n' Close, Inc.	FHA	1	0.1%	100%	$655,000
First Heritage Mortgage, LLC	Conventional	1	0.1%	100%	$715,000
Bokf NA A+5.0 ★Texas Ratio: 1.05%	Conventional	1	0.1%	100%	$365,000	View
Cardinal Financial Company, Li	VA	1	0.1%	100%	$645,000
Foundation Mortgage Corporation	Conventional, Jumbo	1	0.1%	100%	$985,000
Starboard Financial Management, LLC	Conventional	1	0.1%	100%	$635,000
Peoples Mortgage Company	Conventional	1	0.1%	100%	$755,000
Planet Home Lending, LLC	FHA	1	0.1%	100%	$495,000
Teachers Federal Credit Union	Conventional	1	0.1%	100%	$625,000
Castle & Cooke Mortgage, LLC	FHA	1	0.1%	100%	$545,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0.1%	100%	$435,000	View
Saygo Home Loans, LLC	VA	1	0.1%	100%	$405,000
United Mortgage Corp.	Conventional	1	0.1%	100%	$265,000
Tjc Mortgage Inc	FHA	1	0.1%	100%	$625,000
Abbott Laboratories Employees Credit Union	Conventional	1	0.1%	100%	$415,000
Logan Finance Corporation	Conventional	1	0.1%	100%	$305,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0.1%	100%	$765,000	View
Prosperity Home Mortgage, LLC	Conventional	1	0.1%	100%	$655,000
Nationwide Mortgage Bankers, Inc.	Conventional	1	0.1%	100%	$425,000
Lower, LLC	VA	1	0.1%	100%	$765,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	1	0.1%	100%	$685,000	View
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo	1	0.1%	100%	$1,355,000	View
Toyota Financial Savings Bank	Conventional, Jumbo	1	0.1%	100%	$405,000
Direct Rate Home Loans, Inc	VA, Jumbo	1	0.1%	100%	$1,125,000
Luxury Mortgage Corp.	Conventional	1	0.1%	100%	$295,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$435,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +13 HELOCs	0%	n/a		View
Alliant Credit Union	HELOC	0 +7 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +4 HELOCs	0%	n/a
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	HELOC	0 +2 HELOCs	0%	n/a		View
Gte Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +1 HELOCs	0%	n/a		View
First Savings Bank	HELOC	0 +1 HELOCs	0%	n/a
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Temecula Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Temecula, California

Looking for mortgage lenders near me or mortgage brokers near me in Temecula? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Temecula in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Temecula, CA

Use these to narrow the list above. Each category shows how many Temecula, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 148 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 54 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 47 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 57 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 72 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 74 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 117 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in Temecula, CA

Independent mortgage companies closed 77.9 percent of home loans in Temecula, California in 2025, banks 10.5 percent and credit unions 11.6 percent. Sun West Mortgage Company, Inc was the largest mortgage company, US Bank, N.A. the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Bank of America NA led with 9 loans.

77.9%

Mortgage companies

10.5%

Banks

11.6%

Credit unions

FHA loans

23%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders

Frequently Asked Questions About Mortgage Lenders in Temecula, CA

Who is the largest mortgage lender in Temecula, CA?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Temecula, California with 37 loans, about 1.9 percent of the market. The largest lender headquartered in California was Bank of America NA with 9 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Temecula, CA have the highest approval rates?

Among lenders with meaningful volume in Temecula, California, The Loan Store, Inc approved the highest share of completed applications in 2025 at 97.9 percent, against a 82.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Temecula, CA mortgage lenders offer FHA, VA and USDA loans?

57 lenders closed FHA loans in Temecula, California in 2025, led by United Wholesale Mortgage with 26. 72 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Temecula, CA lender list?

Yes. 54 banks and 47 credit unions closed home loans in Temecula, California in 2025, alongside 148 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Temecula, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Temecula, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Temecula, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Temecula. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.