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Mortgage Lenders and Brokers in Simi Valley, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Simi Valley, California mortgage lenders include US Bank, N.A.US Bank, N.A.2092 Tapo St, Simi Valley, CA 93063A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1324 Madera Rd, Simi Valley, CA 93065A+5.0 ★Texas Ratio: 3.68%, Citibank, NACitibank, NA2860 Cochran St, Simi Valley, CA 93065A+5.0 ★Texas Ratio: 2.82%, Bank of America NABank of America NA2717 Tapo Canyon Rd Ste A, Simi Valley, CA 93063A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA2740 Cochran St, Simi Valley, CA 93065A+5.0 ★Texas Ratio: 5.36%, Logix Federal Credit UnionLogix Federal Credit Union1855 Cochran St Ste 108, Simi Valley, CA 93065A+5.0 ★Texas Ratio: 5.23%, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, Ventura County Credit UnionVentura County Credit Union2680 Tapo Canyon Rd, Simi Valley, CA 93063 2308B4.6 ★Texas Ratio: 19.65%, Premier America Credit UnionPremier America Credit Union1717 Simi Town Center Way, Simi Valley, CA 93065A5.0 ★Texas Ratio: 13.97%, and Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Simi Valley, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Simi Valley are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Simi Valley, California

Market share is the lender's share of all home loans closed in Simi Valley, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
US Bank, N.A. 3 offices in Simi Valley 2092 Tapo St, Simi Valley, CA 93063 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	38 +28 HELOCs	2.4%	67.9%	$520,526	View
JPMorgan Chase Bank, NA 3 offices in Simi Valley 1324 Madera Rd, Simi Valley, CA 93065 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	22 +7 HELOCs	1.4%	85.2%	$453,181	View
Citibank, NA 1 office in Simi Valley 2860 Cochran St, Simi Valley, CA 93065 A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo, HELOC	13 +3 HELOCs	0.8%	86.7%	$881,923	View
Bank of America NA 2 offices in Simi Valley 2717 Tapo Canyon Rd Ste A, Simi Valley, CA 93063 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	12 +68 HELOCs	0.8%	85.7%	$694,166	View
Wells Fargo Bank NA 2 offices in Simi Valley 2740 Cochran St, Simi Valley, CA 93065 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	11	0.7%	84.6%	$688,636	View
Logix Federal Credit Union 1855 Cochran St Ste 108, Simi Valley, CA 93065 A+5.0 ★Texas Ratio: 5.23%	Conventional, Jumbo, HELOC	69 +127 HELOCs	4.4%	79.5%	$287,753	View
Sofi Bank, National Association 9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51%	Conventional	11	0.7%	78.6%	$265,000	View
Ventura County Credit Union 2680 Tapo Canyon Rd, Simi Valley, CA 93063 2308 B4.6 ★Texas Ratio: 19.65%	Conventional, Jumbo, HELOC	10 +30 HELOCs	0.6%	90.9%	$566,000	View
Premier America Credit Union 1717 Simi Town Center Way, Simi Valley, CA 93065 A5.0 ★Texas Ratio: 13.97%	Conventional, HELOC	10 +15 HELOCs	0.6%	100%	$193,000	View
Schoolsfirst FCU 590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56%	Conventional, HELOC	9 +5 HELOCs	0.6%	90%	$397,222	View
Flagstar Bank NA 10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, HELOC	7 +1 HELOCs	0.4%	70%	$510,714	View
Los Angeles Police FCU 1880 Academy Dr, Los Angeles, CA 90012 1001 A+5.0 ★Texas Ratio: 2.38%	Conventional, Jumbo	7	0.4%	100%	$413,571	View
Change Lending 116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	6	0.4%	100%	$1,143,333	View
California Credit Union 633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90%	Conventional, Jumbo, HELOC	5 +3 HELOCs	0.3%	71.4%	$685,000	View
City National Bank 2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo	5	0.3%	100%	$801,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	4 +4 HELOCs	0.3%	100%	$422,500	View
Farmers Insurance Federal Credit Union 2255 N Ontario St, Burbank, CA 91504 A5.0 ★Texas Ratio: 12.30%	Conventional, Jumbo, HELOC	4 +2 HELOCs	0.3%	83.3%	$255,000	View
BMO Harris Bank NA 855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	4 +2 HELOCs	0.3%	66.7%	$867,500	View
First Entertainment CU 2520 W Olive Ave, Burbank, CA 91505 4527 A+5.0 ★Texas Ratio: 4.47%	Conventional, HELOC	3 +7 HELOCs	0.2%	100%	$211,666	View
First Ciitizens Bank and Trust 5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72%	Conventional, HELOC	3 +4 HELOCs	0.2%	100%	$515,000	View
F&A Federal Credit Union 2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14%	Conventional, HELOC	3 +1 HELOCs	0.2%	100%	$98,333	View
Water and Power Community Credit Union 16840 Devonshire St, Granada Hills, CA 91344 7404 A+5.0 ★Texas Ratio: 3.77%	Conventional	3	0.2%	100%	$431,666	View
Caltech Employees Federal Credit Union 528 Foothill Blvd, La Canada, CA 91011 A+5.0 ★Texas Ratio: 0.08%	Conventional	3	0.2%	100%	$195,000	View
The First Financial Federal Credit Union 1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74%	Conventional	3	0.2%	100%	$98,333	View
Firefighters First Federal Credit Union 7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69%	Conventional, HELOC	2 +11 HELOCs	0.1%	66.7%	$535,000	View
Mechanics Bank 801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.1%	100%	$1,185,000	View
Sun West Mortgage Company, Inc 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	Conventional	2	0.1%	100%	$710,000	View
Usc Credit Union 3720 S Flower St FL 4, Los Angeles, CA 90089 A+5.0 ★Texas Ratio: 5.49%	Conventional	2	0.1%	100%	$365,000	View
Wescom Central Credit Union ★ 5 stars, 1 review 2691 Tapo Canyon Rd Ste E, Simi Valley, CA 93063 A+5.0 ★Texas Ratio: 2.66%	Conventional, HELOC	1 +30 HELOCs	0.1%	25%	$265,000	View
Kinecta Federal Credit Union 1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82%	Conventional, HELOC	1 +7 HELOCs	0.1%	100%	$125,000	View
Oceanair Federal Credit Union 1377 E Los Angeles Ave, Simi Valley, CA 93065 A+5.0 ★Texas Ratio: 5.19%	Conventional, Jumbo, HELOC	1 +6 HELOCs	0.1%	100%	$1,405,000	View
Gain Federal Credit Union 1800 W Magnolia Blvd, Burbank, CA 91506 1726 A+5.0 ★Texas Ratio: 2.77%	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$15,000	View
The Golden 1 Credit Union 8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$305,000	View
Zions Bancorporation, N.A. 31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$595,000	View
Credit Union of Southern California 900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$185,000	View
Nuvision Federal Credit Union 3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$105,000	View
Skyone Federal Credit Union ★ 4 stars, 1 review 777 S AVIATION BLVD, El Segundo, CA 90245 4848 A5.0 ★Texas Ratio: 10.57%	Conventional	1	0.1%	100%	$115,000	View
Los Angeles Federal Credit Union 11306 South St, Cerritos, CA 90703 A+5.0 ★Texas Ratio: 3.95%	Conventional	1	0.1%	100%	$155,000	View
Community West Bank, A California Banking Corporation 9201 Camino Media Suite 100, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 4.14%	Conventional	1	0.1%	50%	$105,000	View
Eagle Community Credit Union 2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63%	Conventional	1	0.1%	100%	$185,000	View
Washington Federal 175 S Beverly Dr, Beverly Hills, CA 90212 A+5.0 ★Texas Ratio: 4.48%	Conventional	1	0.1%	100%	$755,000	View
Patelco Credit Union 2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65%	Conventional	1	0.1%	100%	$735,000	View
Certified Federal Credit Union 200 N Puente St, Brea, CA 92821 3824 A+5.0 ★Texas Ratio: 1.07%	Conventional	1	0.1%	100%	$635,000	View
Amalgamated Bank 255 California St Ste 600, San Francisco, CA 94111 A5.0 ★Texas Ratio: 11.81%	Conventional	1	0.1%	100%	$585,000	View
Northrop Grumman Federal Credit Union 1100 W Hollyvale St, Azusa, CA 91702 3305 A5.0 ★Texas Ratio: 8.22%	HELOC	0 +2 HELOCs	0%	n/a		View
Stanford Federal Credit Union 1860 Embarcadero Rd, Palo Alto, CA 94303 3335 A+5.0 ★Texas Ratio: 1.30%	HELOC	0 +2 HELOCs	0%	n/a		View
California Coast Credit Union 386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25%	HELOC	0 +1 HELOCs	0%	n/a		View
First Bank 1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74%	HELOC	0 +1 HELOCs	0%	n/a		View
Orange County'S FCU 2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43%	HELOC	0 +1 HELOCs	0%	n/a		View
CommonWealth Central Credit Union 8000 SANTA TERESA BLVD, GILROY, CA 95020 A+5.0 ★Texas Ratio: 1.92%	HELOC	0 +1 HELOCs	0%	n/a		View
Lbs Financial Credit Union 11239 183rd St, Cerritos, CA 90703 5417 A+5.0 ★Texas Ratio: 2.34%	HELOC	0 +1 HELOCs	0%	n/a		View
Provident Credit Union 2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49%	HELOC	0 +1 HELOCs	0%	n/a		View
UMe Federal Credit Union 3000 W Magnolia Blvd, Burbank, CA 91505 3043 A+5.0 ★Texas Ratio: 2.74%	HELOC	0 +1 HELOCs	0%	n/a		View
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	58	3.7%	89.2%	$635,344
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, FHA, VA, Jumbo	37	2.3%	95.3%	$649,054	View
loanDepot.com LLC	Conventional, FHA, VA, HELOC	23 +6 HELOCs	1.5%	82.1%	$456,739
Stg Mortgage Inc	Conventional, FHA, Jumbo	22	1.4%	92%	$787,272
AmWest Funding Corp	Conventional, FHA, HELOC	20 +3 HELOCs	1.3%	87%	$568,500
Sierra Pacific Mortgage Co. Inc	Conventional, FHA, VA	20	1.3%	90.9%	$592,000
Golden Empire Mortgage, Inc.	Conventional, VA, Jumbo	19	1.2%	95%	$637,105
Cake Mortgage Corp.	Conventional, Jumbo	19	1.2%	95%	$711,315
New American Funding, LLC.	Conventional, FHA, Jumbo, HELOC	17 +6 HELOCs	1.1%	94.4%	$541,470
Paramount Residential Mortgage	Conventional, FHA, VA, Jumbo	16	1%	100%	$692,500
Augusta Financial, Inc.	Conventional, FHA, VA	14	0.9%	100%	$585,000
New Wave Lending Group Inc	Conventional, Jumbo	14	0.9%	100%	$714,285
Kind Lending, LLC	Conventional, FHA, VA, Jumbo	13	0.8%	57.1%	$682,692
Citadel Servicing Corporation	Conventional, Jumbo	13	0.8%	100%	$823,461
Royal Pacific Funding	Conventional, FHA	12	0.8%	100%	$438,333
Alameda Mortgage Corporation	Conventional, FHA	10	0.6%	100%	$504,000
Nmsi, Inc.	Conventional, FHA	10	0.6%	100%	$637,000
American Pacific Mortgage Corporation	Conventional, VA	9	0.6%	100%	$596,111
Arcstone Financial Inc	Conventional, FHA	9	0.6%	100%	$756,111
ClearEdge Lending LLC	Conventional, Jumbo	8	0.5%	88.9%	$680,000
Nexera Holding LLC	Conventional	7	0.4%	88.9%	$407,857
Plaza Home Mortgage, Inc	Conventional, FHA	5	0.3%	100%	$615,000
Guild Mortgage Company	Conventional, FHA	4	0.3%	100%	$430,000
Campos Financial Corp	Conventional, FHA	4	0.3%	100%	$720,000
Provident Funding Associates	Conventional	4	0.3%	100%	$642,500
Hometown Equity Mortgage, LLC	Conventional, FHA	4	0.3%	50%	$652,500
Ardri LLC	Conventional, Jumbo	4	0.3%	83.3%	$865,000
JMAC Lending, Inc.	Conventional	4	0.3%	100%	$445,000
AmeriHome Mortgage Company, LLC	Conventional	3	0.2%	75%	$711,666
Resicentral LLC	Conventional	3	0.2%	100%	$471,666
Mortgage Capital Partners, INC	Conventional	3	0.2%	100%	$661,666
American Financial Network, Inc.	FHA, VA	3	0.2%	100%	$795,000
Bay-Valley Mortgage Group	Conventional, Jumbo	3	0.2%	100%	$711,666
PFN Lending Group, Inc.	Conventional	3	0.2%	75%	$768,333
JMJ Financial Group Inc.	Conventional, FHA	3	0.2%	100%	$691,666
First Stardand Financial dba Nexcap Home Loans	Conventional	3	0.2%	100%	$695,000
Emet Lending Group, Inc.	Conventional, Jumbo	3	0.2%	100%	$658,333
Geo-Corp, Inc.	FHA	3	0.2%	100%	$721,666
Zillow Home Loans, LLC	Conventional	3	0.2%	100%	$738,333
ML Mortgage Corp.	Conventional, FHA	2	0.1%	100%	$875,000
Watermark Capital, Inc.	Conventional	2	0.1%	75%	$225,000
Home Mortgage Alliance Corp (Hmac)	Conventional	2	0.1%	33.3%	$135,000
Bridgeway Lending Partners, LLC	Conventional	2	0.1%	100%	$555,000
AdvantageFirst Lending Inc	FHA	2	0.1%	66.7%	$700,000
Ahl Funding	Conventional, FHA	2	0.1%	100%	$675,000
Victoria Financial Corp	Conventional	2	0.1%	100%	$500,000
Dignified Home Loans LLC	Conventional	2	0.1%	100%	$750,000
Ony Glo, Inc.	Conventional	2	0.1%	66.7%	$585,000
Summit Funding.Inc	Conventional	2	0.1%	100%	$485,000
Coastal Funding SLC, Inc.	Conventional	2	0.1%	100%	$465,000
Carrington Mortgage Services LLC	Conventional, FHA	2	0.1%	9.1%	$420,000
Vista Point Mortgage, LLC	Conventional	2	0.1%	100%	$420,000
Fundloans Capital	Conventional, Jumbo	1	0.1%	100%	$1,605,000
Monarch Funding Corp.	Conventional	1	0.1%	100%	$925,000
Habitfactory USA Inc dba Loaning AI	Conventional	1	0.1%	100%	$655,000
Fidelity Lending Solutions Inc	Conventional	1	0.1%	100%	$455,000
HomeXpress Mortgage Corp.	Conventional	1	0.1%	100%	$385,000
Winprime Lending	Conventional	1	0.1%	100%	$405,000
Hightechlending, Inc	Conventional	1	0.1%	100%	$455,000
Ez Fundings Inc	Conventional	1	0.1%	100%	$635,000
Flexpoint, Inc.	FHA	1	0.1%	100%	$985,000
Network Capital Funding Corporation	FHA	1	0.1%	25%	$765,000
Greenbox Loans	Conventional	1	0.1%	100%	$155,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$525,000
JSB Mortgage Corporation	Conventional	1	0.1%	100%	$685,000
Mortgage Management Consultants, Inc.	FHA	1	0.1%	100%	$705,000
T. J. Financial, Inc.	Conventional	1	0.1%	100%	$685,000
Popa FCU - Cerritos	Conventional	1	0.1%	100%	$85,000
Mason-McDuffie Mortgage Corporation	Conventional	1	0.1%	100%	$655,000
Figure Lending LLC	HELOC	0 +34 HELOCs	0%	n/a
Financial Partners Credit Unio	HELOC	0 +9 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +5 HELOCs	0%	n/a
Goodleap, LLC	HELOC	0 +3 HELOCs	0%	n/a
Southland Credit Uniom	HELOC	0 +1 HELOCs	0%	n/a
Rocket Mortgage	Conventional, FHA, VA, Jumbo, HELOC	215 +1 HELOCs	13.6%	78.3%	$487,046
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	173 +9 HELOCs	11%	90.3%	$697,196
Spring Eq, LLC	Conventional, HELOC	29 +13 HELOCs	1.8%	48.3%	$140,862
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	29 +5 HELOCs	1.8%	96.8%	$571,551
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA, Jumbo, HELOC	28 +3 HELOCs	1.8%	96.6%	$646,428	View
Newrez LLC	Conventional, FHA, VA, Jumbo	25	1.6%	61.4%	$570,200
Mld Mortgage, Inc.Dba the Money Store	Conventional, FHA, VA, Jumbo	23	1.5%	96.6%	$577,608
Guaranteed Rate, Inc.	Conventional, FHA, Jumbo, HELOC	19 +1 HELOCs	1.2%	86.4%	$638,684
Nationstar Mortgage	Conventional, FHA, VA	19	1.2%	69%	$269,210
The Loan Store, Inc	Conventional, FHA, VA, HELOC	17 +5 HELOCs	1.1%	91.3%	$605,000
Freedom Mortgage Corporation	Conventional, FHA, VA	16	1%	77.3%	$613,750
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	15	1%	93.8%	$472,333	View
Nations Direct Mortgage, LLC	Conventional, FHA, VA	10	0.6%	100%	$380,000
Mortgage Research Center	Conventional, VA	8	0.5%	80%	$628,750
Union Home Mortgage Corp.	Conventional	7	0.4%	87.5%	$707,857
First Colony Mortgage Corporat	Conventional, FHA	7	0.4%	87.5%	$572,142
Ameritrust Mortgage Corporation	Conventional, FHA	7	0.4%	87.5%	$777,857
Logan Finance Corporation	Conventional, Jumbo	7	0.4%	100%	$1,009,285
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	7	0.4%	100%	$486,428
Village Capital & Investment	FHA, VA	7	0.4%	100%	$816,428
Originpoint, LLC	Conventional, Jumbo	5	0.3%	100%	$981,000
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	5	0.3%	36.4%	$291,000
Movement Mortgage, LLC	Conventional	5	0.3%	100%	$365,000
Discover Bank	Conventional	5	0.3%	18.8%	$161,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	5	0.3%	100%	$755,000	View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	4 +17 HELOCs	0.3%	36.4%	$107,500	View
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	4 +10 HELOCs	0.3%	45.5%	$287,500
Angel Oak Mortgage Solutions LLC	Conventional, HELOC	4 +1 HELOCs	0.3%	80%	$535,000
Primelending	Conventional	4	0.3%	100%	$455,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	4	0.3%	80%	$517,500	View
Planet Home Lending, LLC	Conventional, FHA, Jumbo	4	0.3%	80%	$630,000
Verus A+5.0 ★Texas Ratio: 3.32%	Conventional	3	0.2%	100%	$555,000	View
Envoy Mortgage, Ltd	Conventional, FHA	3	0.2%	100%	$545,000
Triad Financial Services, Inc.	Conventional	3	0.2%	60%	$281,666
Dart Bank	Conventional	3	0.2%	80%	$581,666
Amerisave Mortgage Company	Conventional	3	0.2%	25%	$125,000
Nqm Funding, LLC	Conventional, Jumbo	3	0.2%	100%	$715,000
Better Mortgage Corporation	Conventional	3	0.2%	50%	$398,333
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	3	0.2%	100%	$681,666	View
Fairway Independent Mort Corp	Conventional	3	0.2%	100%	$721,666
American Financial Resources LLC	Conventional, FHA	2	0.1%	100%	$520,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	2	0.1%	100%	$1,280,000	View
All Credit Considered Mortgage, Inc.	Conventional, Jumbo	2	0.1%	100%	$855,000
Equity Prime Mortgage LLC	Conventional, FHA	2	0.1%	100%	$575,000
Loanunited.Com, LLC	FHA	2	0.1%	100%	$805,000
Deephaven Mortgage LLC	Conventional	2	0.1%	40%	$160,000
Federated Mortgage Corp	Conventional	2	0.1%	100%	$695,000
Foundation Mortgage Corporation	Conventional, Jumbo	2	0.1%	100%	$780,000
Communityamerica Federal Credit Union	Conventional	2	0.1%	100%	$280,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	2	0.1%	75%	$90,000	View
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	2	0.1%	100%	$445,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	2	0.1%	100%	$635,000	View
Genway Home Mortgage, Inc.	FHA	2	0.1%	100%	$480,000
Lower, LLC	Conventional	2	0.1%	100%	$680,000
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	2	0.1%	75%	$685,000	View
Valon Mortgage	Conventional, HELOC	1 +3 HELOCs	0.1%	50%	$165,000
Guaranteed Rate Affinity, LLC	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$455,000
Partners Federal Credit Union A+5.0 ★Texas Ratio: 4.65%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$55,000	View
Sage Home Loans Corporation	Conventional	1	0.1%	50%	$735,000
Guidance Residential, LLC	Conventional	1	0.1%	100%	$585,000
PHH Mortgage Corporation	Conventional	1	0.1%	100%	$945,000
Advancial Federal Credit Union	Conventional	1	0.1%	50%	$435,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	VA	1	0.1%	50%	$785,000	View
Bank Cmg A+5.0 ★Texas Ratio: 2.02%	Conventional	1	0.1%	100%	$825,000	View
Emporium Tpo LLC	Conventional, Jumbo	1	0.1%	100%	$1,805,000
Azuza LLC	Conventional	1	0.1%	100%	$925,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, Jumbo	1	0.1%	100%	$1,325,000	View
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$355,000	View
Obsidian Financial Services	FHA	1	0.1%	100%	$785,000
Michigan Mutual, Inc	Conventional	1	0.1%	100%	$525,000
Summit Mortgage Bankers, Inc.	Conventional	1	0.1%	100%	$805,000
Apci Federal Credit Union	Conventional	1	0.1%	100%	$765,000
Wall Street Mortgage Bankers, Ltd. dba Power Expre	Conventional	1	0.1%	100%	$1,005,000
American Financing Corporation	FHA	1	0.1%	25%	$685,000
Bay Equity LLC	Conventional	1	0.1%	100%	$425,000
SIRVA Mortgage, Inc. A+5.0 ★Texas Ratio: 2.36%	Conventional	1	0.1%	100%	$595,000	View
Kwik Mortgage Corporation	Conventional	1	0.1%	50%	$515,000
Real Genius LLC	Conventional	1	0.1%	100%	$615,000
Homeowners Financial Group, LLC	Conventional	1	0.1%	100%	$155,000
Cardinal Financial Company, Li	Conventional	1	0.1%	33.3%	$635,000
Village Bank & Trust, N.A. A+5.0 ★Texas Ratio: 1.60%	Conventional, Jumbo	1	0.1%	100%	$1,175,000	View
Saygo Home Loans, LLC	Conventional	1	0.1%	100%	$405,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0.1%	100%	$995,000	View
Prosperity Home Mortgage, LLC	FHA	1	0.1%	100%	$595,000
Mutual of Omaha Mortgage	Conventional	1	0.1%	33.3%	$615,000
Veritas Funding, LLC	VA	1	0.1%	33.3%	$625,000
RBC Bank (Georgia), N.A.	Conventional	1	0.1%	100%	$545,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0.1%	100%	$525,000	View
21St Mortgage	Conventional	1	0.1%	16.7%	$325,000
Champions Funding, LLC	Conventional	1	0.1%	50%	$155,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	1	0.1%	100%	$815,000	View
American Neighborhood Mortgage Acceptance Company	Conventional	1	0.1%	100%	$945,000
Flyhomes Mortgage LLC	Conventional, Jumbo	1	0.1%	100%	$545,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +14 HELOCs	0%	n/a		View
Alliant Credit Union	HELOC	0 +11 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +11 HELOCs	0%	0%
HomeBridge Financial Services, Inc	HELOC	0 +10 HELOCs	0%	50%
Quorum Federal Credit Union	HELOC	0 +6 HELOCs	0%	0%
Fourleaf Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
First Technology Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +2 HELOCs	0%	n/a		View
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +1 HELOCs	0%	0%		View
Tower Federal Credit Union A+5.0 ★Texas Ratio: 1.59%	HELOC	0 +1 HELOCs	0%	n/a		View
Justice Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Digital Federal Credit Union	HELOC	0 +1 HELOCs	0%	0%
Gte Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Simi Valley Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Simi Valley, California

Looking for mortgage lenders near me or mortgage brokers near me in Simi Valley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Simi Valley in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Simi Valley, CA

Use these to narrow the list above. Each category shows how many Simi Valley, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 141 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 40 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 52 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 55 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 28 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 47 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 114 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in Simi Valley, CA

Independent mortgage companies closed 78.6 percent of home loans in Simi Valley, California in 2025, banks 11.5 percent and credit unions 10 percent. Change Lending was the largest mortgage company, US Bank, N.A. the largest bank and Logix Federal Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 12 loans.

78.6%

Mortgage companies

11.5%

Banks

10%

Credit unions

10%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders

Frequently Asked Questions About Mortgage Lenders in Simi Valley, CA

Who is the largest mortgage lender in Simi Valley, CA?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Simi Valley, California with 38 loans, about 2.4 percent of the market. The largest lender headquartered in California was Bank of America NA with 12 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Simi Valley, CA have the highest approval rates?

Among lenders with meaningful volume in Simi Valley, California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 90.3 percent, against a 80.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Simi Valley, CA mortgage lenders offer FHA, VA and USDA loans?

55 lenders closed FHA loans in Simi Valley, California in 2025, led by United Wholesale Mortgage with 33. 28 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Simi Valley, CA lender list?

Yes. 40 banks and 52 credit unions closed home loans in Simi Valley, California in 2025, alongside 141 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Simi Valley, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Simi Valley, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Simi Valley, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Simi Valley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.