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Mortgage Lenders and Brokers in San Buenaventura (Ventura), California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

San Buenaventura (Ventura), California mortgage lenders include US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Ventura County Credit UnionVentura County Credit Union520 Arneill Rd, Camarillo, CA 93010 6414B4.6 ★Texas Ratio: 19.65%, Citibank, NACitibank, NA5837 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 2.82%, Community West Bank, A California Banking CorporationCommunity West Bank, A California Banking Corporation9201 Camino Media Suite 100, Bakersfield, CA 93311A+5.0 ★Texas Ratio: 4.14%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, Orange County'S FCUOrange County'S FCU2390 E Orangewood Ave Ste 106, Anaheim, CA 92806A+5.0 ★Texas Ratio: 4.43%, and Logix Federal Credit UnionLogix Federal Credit Union100 N First St Ste 100, Burbank, CA 91502 1845A+5.0 ★Texas Ratio: 5.23%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in San Buenaventura (Ventura), California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in San Buenaventura (Ventura) are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in San Buenaventura (Ventura), California

Market share is the lender's share of all home loans closed in San Buenaventura (Ventura), California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
US Bank, N.A. 11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	45 +14 HELOCs	3.6%	78%	$649,444	View
JPMorgan Chase Bank, NA 14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	28 +5 HELOCs	2.2%	85.3%	$710,000	View
Ventura County Credit Union 520 Arneill Rd, Camarillo, CA 93010 6414 B4.6 ★Texas Ratio: 19.65%	Conventional, HELOC	16 +86 HELOCs	1.3%	88.9%	$261,250	View
Citibank, NA 5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82%	Conventional, HELOC	10 +3 HELOCs	0.8%	100%	$665,000	View
Community West Bank, A California Banking Corporation 9201 Camino Media Suite 100, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 4.14%	Conventional	9	0.7%	100%	$231,666	View
Bank of America NA 14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	8 +34 HELOCs	0.6%	100%	$725,000	View
Schoolsfirst FCU 590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56%	Conventional, HELOC	8 +6 HELOCs	0.6%	100%	$237,500	View
Sofi Bank, National Association 9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51%	Conventional	8	0.6%	72.7%	$257,500	View
Orange County'S FCU 2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43%	Conventional, Jumbo	7	0.6%	100%	$533,571	View
Logix Federal Credit Union 100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23%	Conventional, HELOC	6 +19 HELOCs	0.5%	85.7%	$321,666	View
Premier America Credit Union 521 N Hollywood Way Ste E, Burbank, CA 91505 4984 A5.0 ★Texas Ratio: 13.97%	Conventional, HELOC	6 +9 HELOCs	0.5%	85.7%	$85,000	View
Montecito Bank and Trust 770 Paseo Camarillo, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 1.23%	Conventional	6	0.5%	100%	$401,666	View
Oceanair Federal Credit Union 300 Arneill Rd, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 5.19%	Conventional, Jumbo, HELOC	4 +24 HELOCs	0.3%	66.7%	$1,055,000	View
Firefighters First Federal Credit Union 7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69%	Conventional, Jumbo, HELOC	4 +13 HELOCs	0.3%	100%	$550,000	View
BMO Harris Bank NA 855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	4 +2 HELOCs	0.3%	66.7%	$912,500	View
Wells Fargo Bank NA 5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	4	0.3%	80%	$1,057,500	View
Central Coast Lending, Inc. 510 Canal St Ste R, King City, CA 93930 3443	Conventional, HELOC	3 +1 HELOCs	0.2%	100%	$325,000	View
Flagstar Bank NA 10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11%	Conventional, VA	3	0.2%	60%	$788,333	View
The First Financial Federal Credit Union 1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74%	Conventional	3	0.2%	100%	$118,333	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	2 +6 HELOCs	0.2%	100%	$715,000	View
Mechanics Bank 801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81%	Conventional, HELOC	2 +4 HELOCs	0.2%	100%	$730,000	View
First Ciitizens Bank and Trust 5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo, HELOC	2 +2 HELOCs	0.2%	100%	$1,140,000	View
The Golden 1 Credit Union 8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50%	Conventional, HELOC	2 +1 HELOCs	0.2%	66.7%	$440,000	View
Pasadena Federal Credit Union 6840 Eastern Ave Ste B, Bell Gardens, CA 90201 A+5.0 ★Texas Ratio: 1.47%	Conventional	2	0.2%	100%	$180,000	View
First Entertainment CU 2520 W Olive Ave, Burbank, CA 91505 4527 A+5.0 ★Texas Ratio: 4.47%	Conventional	2	0.2%	50%	$515,000	View
Change Lending 116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68%	Conventional	2	0.2%	100%	$490,000	View
Pacific Service Credit Union 840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59%	Conventional, Jumbo	2	0.2%	100%	$750,000	View
F&A Federal Credit Union 2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$75,000	View
Keypoint Credit Union 10815 N Wolfe Rd Ste 100, Cupertino, CA 95014 0611 A+5.0 ★Texas Ratio: 3.00%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$515,000	View
Valley Strong Credit Union 8200 Stockdale Hwy Ste P, Bakersfield, CA 93311 A5.0 ★Texas Ratio: 13.47%	Conventional	1	0.1%	50%	$525,000	View
Redwood Credit Union 406 Napa Junction Rd Ste 126, American Canyon, CA 94503 1281 A+5.0 ★Texas Ratio: 4.20%	Conventional	1	0.1%	100%	$135,000	View
California Coast Credit Union 386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25%	Conventional	1	0.1%	100%	$45,000	View
MidFirst Bank 16633 Ventura Blvd, Encino, CA 91436 A+5.0 ★Texas Ratio: 4.93%	Conventional	1	0.1%	100%	$555,000	View
First Bank 1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74%	Conventional	1	0.1%	100%	$125,000	View
Noble Federal Credit Union 175 N Clovis Ave, Clovis, CA 93612 0304 A+5.0 ★Texas Ratio: 4.29%	Conventional	1	0.1%	100%	$805,000	View
Rize Federal Credit Union 12701 Schabarum Ave, Irwindale, CA 91706 A5.0 ★Texas Ratio: 6.24%	Conventional	1	0.1%	100%	$45,000	View
Lbs Financial Credit Union 11239 183rd St, Cerritos, CA 90703 5417 A+5.0 ★Texas Ratio: 2.34%	Conventional	1	0.1%	100%	$635,000	View
Sun West Mortgage Company, Inc 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	Conventional	1	0.1%	100%	$475,000	View
CoastHills Credit Union 1580 W Branch St, Arroyo Grande, CA 93420 1819	Conventional	1	0.1%	100%	$155,000	View
American Riviera Bank 7035 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.04%	Conventional	1	0.1%	100%	$785,000	View
1st Northern California Credit Union 560 1st St Ste B106, Benicia, CA 94510 3579 A+5.0 ★Texas Ratio: 0.12%	Conventional	1	0.1%	100%	$235,000	View
Caltech Employees Federal Credit Union 528 Foothill Blvd, La Canada, CA 91011 A+5.0 ★Texas Ratio: 0.08%	Conventional	1	0.1%	100%	$975,000	View
CTBC Bank USA 56 E Duarte Rd, Arcadia, CA 91006 A5.0 ★Texas Ratio: 8.76%	Conventional	1	0.1%	100%	$205,000	View
The Northern Trust Co 2049 Century Park E, Los Angeles, CA 90067 A4.7 ★Texas Ratio: 0.83%	Conventional	1	0.1%	100%	$535,000	View
Wescom Central Credit Union ★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66%	HELOC	0 +10 HELOCs	0%	n/a		View
Axos Bank 4350 La Jolla Village Dr, San Diego, CA 92122 A+5.0 ★Texas Ratio: 3.94%	HELOC	0 +1 HELOCs	0%	n/a		View
City National Bank 2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55%	HELOC	0 +1 HELOCs	0%	0%		View
Mypoint Credit Union 2610 El Camino Real Unit A, Carlsbad, CA 92008 1214 A+5.0 ★Texas Ratio: 2.57%	HELOC	0 +1 HELOCs	0%	n/a		View
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	39	3.1%	78%	$671,410
Augusta Financial, Inc.	Conventional, FHA, VA, Jumbo	38	3%	100%	$676,315
Golden Empire Mortgage, Inc.	Conventional, FHA, VA, Jumbo	19	1.5%	95%	$600,263
loanDepot.com LLC	Conventional, VA, HELOC	16 +4 HELOCs	1.3%	76.2%	$428,125
Kind Lending, LLC	Conventional, Jumbo, HELOC	13 +1 HELOCs	1%	92.9%	$421,153
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, FHA, VA, Jumbo	12	0.9%	90%	$666,666	View
Sierra Pacific Mortgage Co. Inc	Conventional	10	0.8%	100%	$377,000
Dignified Home Loans LLC	Conventional, VA	9	0.7%	100%	$535,000
American Pacific Mortgage Corporation	Conventional, VA	9	0.7%	100%	$668,333
AmWest Funding Corp	Conventional, HELOC	7 +2 HELOCs	0.6%	87.5%	$582,142
Paramount Residential Mortgage	Conventional, VA	6	0.5%	75%	$535,000
MortgageOne, Inc	Conventional, VA	5	0.4%	100%	$623,000
Guild Mortgage Company	Conventional	5	0.4%	100%	$311,000
Provident Funding Associates	Conventional	5	0.4%	71.4%	$601,000
Coastal Funding SLC, Inc.	Conventional, VA	5	0.4%	100%	$669,000
JMAC Lending, Inc.	Conventional	5	0.4%	100%	$647,000
Royal Pacific Funding	Conventional	4	0.3%	100%	$665,000
ClearEdge Lending LLC	Conventional, Jumbo	4	0.3%	80%	$820,000
Nexera Holding LLC	Conventional	4	0.3%	100%	$635,000
New American Funding, LLC.	Conventional, HELOC	3 +1 HELOCs	0.2%	75%	$391,666
Hometown Equity Mortgage, LLC	Conventional	3	0.2%	50%	$495,000
Citadel Servicing Corporation	Conventional	3	0.2%	100%	$435,000
Cornerstone First Mortgage, LLC	Conventional	2	0.2%	100%	$380,000
Alameda Mortgage Corporation	Conventional	2	0.2%	100%	$665,000
AmeriHome Mortgage Company, LLC	Conventional	2	0.2%	100%	$340,000
Residential First Capital	Conventional, Jumbo	2	0.2%	100%	$950,000
Stg Mortgage Inc	Conventional	2	0.2%	100%	$735,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	2	0.2%	100%	$155,000	View
Franklin Loan Corporation	Conventional, Jumbo	2	0.2%	100%	$1,285,000
Ardri LLC	Conventional, Jumbo	2	0.2%	66.7%	$925,000
Zillow Home Loans, LLC	Conventional	2	0.2%	66.7%	$395,000
Nmsi, Inc.	Conventional	2	0.2%	100%	$600,000
Plaza Home Mortgage, Inc	Conventional	2	0.2%	66.7%	$580,000
Cake Mortgage Corp.	Conventional	2	0.2%	100%	$465,000
Goodleap, LLC	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$335,000
AAA Capital Investment, Inc	Conventional	1	0.1%	100%	$685,000
Mortgage Capital Partners, INC	Conventional	1	0.1%	100%	$525,000
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0.1%	50%	$175,000
American Financial Network, Inc.	VA	1	0.1%	50%	$575,000
Habitfactory USA Inc dba Loaning AI	Conventional	1	0.1%	100%	$495,000
Catalyst Mortgage	Conventional	1	0.1%	100%	$515,000
Redwood Residential Acquisition Corporation	Conventional	1	0.1%	100%	$235,000
PFN Lending Group, Inc.	Conventional, Jumbo	1	0.1%	50%	$1,395,000
JMJ Financial Group Inc.	Conventional	1	0.1%	100%	$285,000
New Wave Lending Group Inc	Conventional	1	0.1%	100%	$805,000
Calcon Mutual Mortgage LLC	Conventional	1	0.1%	100%	$495,000
Campos Financial Corp	FHA	1	0.1%	100%	$765,000
Intelliloan, Inc.	Conventional	1	0.1%	100%	$605,000
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$735,000
Mission Loans, LLC	Conventional	1	0.1%	100%	$75,000
Carrington Mortgage Services LLC	Conventional	1	0.1%	33.3%	$75,000
Mason-McDuffie Mortgage Corporation	Conventional	1	0.1%	100%	$645,000
Arcstone Financial Inc	Conventional	1	0.1%	100%	$205,000
Figure Lending LLC	HELOC	0 +13 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +2 HELOCs	0%	n/a
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	159 +18 HELOCs	12.6%	93.6%	$654,685
Rocket Mortgage	Conventional, FHA, VA, Jumbo	145	11.5%	85.1%	$460,862
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA, USDA, Jumbo, HELOC	48 +3 HELOCs	3.8%	100%	$609,375	View
Shea Mortgage Inc.	Conventional, FHA, VA, Jumbo	43	3.4%	97.7%	$720,581
Guaranteed Rate, Inc.	Conventional, VA, Jumbo, HELOC	26 +2 HELOCs	2.1%	96.3%	$640,384
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	24 +1 HELOCs	1.9%	100%	$654,583
Movement Mortgage, LLC	Conventional, FHA, HELOC	23 +2 HELOCs	1.8%	100%	$618,478
Prosperity Home Mortgage, LLC	Conventional, FHA, VA, Jumbo	23	1.8%	100%	$578,478
Mld Mortgage, Inc.Dba the Money Store	Conventional, FHA, Jumbo	19	1.5%	100%	$618,157
Newrez LLC	Conventional, FHA, VA, Jumbo	16	1.3%	58.6%	$673,750
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	15 +6 HELOCs	1.2%	83.3%	$374,333
Spring Eq, LLC	Conventional, HELOC	14 +6 HELOCs	1.1%	46.7%	$168,571
Nationstar Mortgage	Conventional	14	1.1%	58.3%	$211,428
The Loan Store, Inc	Conventional, FHA, VA, HELOC	13 +3 HELOCs	1%	92.9%	$652,692
Kbhs Home Loans, LLC	Conventional, FHA, VA	11	0.9%	100%	$635,909
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	10	0.8%	100%	$541,000	View
Triad Financial Services, Inc.	Conventional	10	0.8%	86.4%	$269,000
Freedom Mortgage Corporation	Conventional, FHA, VA	8	0.6%	75%	$460,000
Union Home Mortgage Corp.	Conventional	8	0.6%	100%	$730,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, HELOC	6 +3 HELOCs	0.5%	100%	$611,666	View
Originpoint, LLC	Conventional, FHA	6	0.5%	100%	$635,000
Primelending	Conventional, FHA	5	0.4%	71.4%	$377,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	5	0.4%	100%	$1,085,000	View
Lakeview Loan Servicing, LLC	Conventional, FHA	5	0.4%	33.3%	$271,000
First Colony Mortgage Corporat	Conventional, VA, Jumbo	5	0.4%	100%	$619,000
Nations Lending Corporation	Conventional, FHA	5	0.4%	100%	$577,000
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	5	0.4%	100%	$737,000	View
Champions Funding, LLC	Conventional, Jumbo	5	0.4%	100%	$797,000
Better Mortgage Corporation	Conventional, HELOC	4 +1 HELOCs	0.3%	57.1%	$635,000
Guaranteed Rate Affinity, LLC	Conventional, Jumbo	4	0.3%	80%	$785,000
Amerisave Mortgage Company	Conventional	4	0.3%	33.3%	$150,000
Credit Human Federal Credit Un	Conventional	4	0.3%	66.7%	$187,500
Everett Financial, Inc.	Conventional	3	0.2%	75%	$781,666
Sage Home Loans Corporation	Conventional	3	0.2%	100%	$375,000
Equity Prime Mortgage LLC	FHA, VA	3	0.2%	75%	$445,000
Discover Bank	Conventional	3	0.2%	30%	$171,666
Mortgage Research Center	VA	3	0.2%	37.5%	$515,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	3	0.2%	100%	$811,666	View
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional	3	0.2%	100%	$675,000	View
Nations Direct Mortgage, LLC	Conventional	3	0.2%	100%	$375,000
Fairway Independent Mort Corp	Conventional	3	0.2%	75%	$731,666
21St Mortgage	Conventional	3	0.2%	60%	$265,000
Alliant Credit Union	Conventional, Jumbo, HELOC	2 +4 HELOCs	0.2%	100%	$935,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional, Jumbo, HELOC	2 +3 HELOCs	0.2%	100%	$690,000	View
Canopy Mortgage, LLC	Conventional	2	0.2%	100%	$420,000
Nbkc Bank	Conventional	2	0.2%	100%	$840,000
Dart Bank	Conventional	2	0.2%	100%	$575,000
Michigan Mutual, Inc	Conventional	2	0.2%	100%	$520,000
American Financing Corporation	Conventional, VA	2	0.2%	40%	$645,000
Securitynational Mortgage Company	Conventional, Jumbo	2	0.2%	100%	$1,180,000
Bay Equity LLC	Conventional, FHA	2	0.2%	100%	$670,000
Kwik Mortgage Corporation	Conventional	2	0.2%	100%	$720,000
Planet Home Lending, LLC	Conventional	2	0.2%	100%	$705,000
V.I.P. Mortgage, Inc.	Conventional	2	0.2%	100%	$390,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	2	0.2%	100%	$1,180,000	View
Angel Oak Mortgage Solutions LLC	Conventional	2	0.2%	66.7%	$635,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +17 HELOCs	0.1%	33.3%	$65,000	View
HomeBridge Financial Services, Inc	VA, HELOC	1 +4 HELOCs	0.1%	33.3%	$545,000
Pentagon Federal Credit Union	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$915,000
Oaktree Funding Corp	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$215,000
Arc Home LLC	Conventional	1	0.1%	100%	$935,000
Genisys Credit Union	Conventional	1	0.1%	100%	$855,000
Southwest Airlines FCU	Conventional	1	0.1%	100%	$255,000
PHH Mortgage Corporation	Conventional	1	0.1%	100%	$515,000
Loanunited.Com, LLC	VA	1	0.1%	100%	$675,000
Advancial Federal Credit Union	Conventional, Jumbo	1	0.1%	100%	$1,565,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	VA	1	0.1%	100%	$585,000	View
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$675,000
Granite Bank A5.0 ★Texas Ratio: 13.85%	Conventional	1	0.1%	100%	$735,000	View
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$745,000	View
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0.1%	100%	$615,000	View
Lennar Mortgage, LLC	Conventional	1	0.1%	100%	$765,000
Citizens Equity First Credit U	Conventional, Jumbo	1	0.1%	100%	$1,075,000
Homeowners Financial Group, LLC	VA	1	0.1%	100%	$805,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	1	0.1%	50%	$575,000	View
Embrace Home Loans, Inc.	Conventional	1	0.1%	100%	$805,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	VA	1	0.1%	100%	$515,000	View
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	VA, Jumbo	1	0.1%	100%	$1,235,000	View
Northbrook Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.98%	Conventional	1	0.1%	100%	$825,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0.1%	100%	$245,000	View
Financial Resources Federal Cr	Conventional	1	0.1%	100%	$155,000
Genway Home Mortgage, Inc.	FHA	1	0.1%	100%	$705,000
Logan Finance Corporation	Conventional, Jumbo	1	0.1%	100%	$2,085,000
Mutual of Omaha Mortgage	Conventional	1	0.1%	66.7%	$595,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0.1%	100%	$655,000	View
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$675,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	1	0.1%	100%	$805,000	View
Village Capital & Investment	FHA	1	0.1%	100%	$815,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +7 HELOCs	0%	n/a		View
First Technology Federal Credit Union	HELOC	0 +7 HELOCs	0%	0%
Quorum Federal Credit Union	HELOC	0 +4 HELOCs	0%	n/a
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +4 HELOCs	0%	n/a		View
Gte Federal Credit Union	HELOC	0 +4 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Usalliance Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +1 HELOCs	0%	n/a		View
American Airlines Federal Cred	HELOC	0 +1 HELOCs	0%	n/a
Tower Federal Credit Union A+5.0 ★Texas Ratio: 1.59%	HELOC	0 +1 HELOCs	0%	n/a		View
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

San Buenaventura (Ventura) Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in San Buenaventura (Ventura), California

Looking for mortgage lenders near me or mortgage brokers near me in San Buenaventura (Ventura)? The list below shows the banks, credit unions and mortgage brokers that closed home loans in San Buenaventura (Ventura) in 2025, with lenders based there listed first.

Types of Mortgage Lenders in San Buenaventura (Ventura), CA

Use these to narrow the list above. Each category shows how many San Buenaventura (Ventura), CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 115 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 45 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 42 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 25 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 35 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 42 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 91 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in San Buenaventura (Ventura), CA

Independent mortgage companies closed 77.4 percent of home loans in San Buenaventura (Ventura), California in 2025, banks 14.6 percent and credit unions 8.1 percent. Central Coast Lending, Inc. was the largest mortgage company, US Bank, N.A. the largest bank and Ventura County Credit Union the largest credit union. Among lenders headquartered in California, Ventura County Credit Union led with 16 loans.

77.4%

Mortgage companies

14.6%

Banks

8.1%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders

Frequently Asked Questions About Mortgage Lenders in San Buenaventura (Ventura), CA

Who is the largest mortgage lender in San Buenaventura (Ventura), CA?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in San Buenaventura (Ventura), California with 45 loans, about 3.6 percent of the market. The largest lender headquartered in California was Ventura County Credit Union with 16 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in San Buenaventura (Ventura), CA have the highest approval rates?

Among lenders with meaningful volume in San Buenaventura (Ventura), California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 93.6 percent, against a 85.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which San Buenaventura (Ventura), CA mortgage lenders offer FHA, VA and USDA loans?

25 lenders closed FHA loans in San Buenaventura (Ventura), California in 2025, led by United Wholesale Mortgage with 12. 35 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this San Buenaventura (Ventura), CA lender list?

Yes. 45 banks and 42 credit unions closed home loans in San Buenaventura (Ventura), California in 2025, alongside 115 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in San Buenaventura (Ventura), CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in San Buenaventura (Ventura), California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in San Buenaventura (Ventura), California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up San Buenaventura (Ventura). Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.