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Mortgage Lenders and Brokers in Lancaster, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Lancaster, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA805 W Lancaster Blvd, Lancaster, CA 93534A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA44411 20th St E, Lancaster, CA 93535A+5.0 ★Texas Ratio: 4.14%, US Bank, N.A.US Bank, N.A.1000 E Avenue J, Lancaster, CA 93535A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA4033 W Avenue L, Lancaster, CA 93536A+5.0 ★Texas Ratio: 5.36%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.831 W Lancaster Blvd, Lancaster, CA 93534A+5.0 ★Texas Ratio: 3.72%, Logix Federal Credit UnionLogix Federal Credit Union100 N First St Ste 100, Burbank, CA 91502 1845A+5.0 ★Texas Ratio: 5.23%, Schoolsfirst FCUSchoolsfirst FCU43816 15th St W, Lancaster, CA 93534 5207A+5.0 ★Texas Ratio: 5.56%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust5701 Kanan Rd, Agoura Hills, CA 91301A5.0 ★Texas Ratio: 7.72%, City National BankCity National Bank2401 E Katella Ave, Anaheim, CA 92806A+5.0 ★Texas Ratio: 5.55%, and Northrop Grumman Federal Credit UnionNorthrop Grumman Federal Credit Union1100 W Hollyvale St, Azusa, CA 91702 3305A5.0 ★Texas Ratio: 8.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Lancaster, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lancaster are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Lancaster, California

Market share is the lender's share of all home loans closed in Lancaster, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 4 offices in Lancaster 805 W Lancaster Blvd, Lancaster, CA 93534 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA	32	1.3%	86.8%	$311,562	View
Bank of America NA 2 offices in Lancaster 44411 20th St E, Lancaster, CA 93535 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	19 +22 HELOCs	0.8%	76%	$386,052	View
US Bank, N.A. 3 offices in Lancaster 1000 E Avenue J, Lancaster, CA 93535 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	9 +4 HELOCs	0.4%	22%	$323,888	View
Wells Fargo Bank NA 3 offices in Lancaster 4033 W Avenue L, Lancaster, CA 93536 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	9	0.4%	90%	$289,444	View
Zions Bancorporation, N.A. 1 office in Lancaster 831 W Lancaster Blvd, Lancaster, CA 93534 A+5.0 ★Texas Ratio: 3.72%	Conventional, HELOC	1 +2 HELOCs	0%	75%	$475,000	View
Logix Federal Credit Union 100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23%	Conventional, HELOC	54 +69 HELOCs	2.3%	80.3%	$194,814	View
Schoolsfirst FCU 43816 15th St W, Lancaster, CA 93534 5207 A+5.0 ★Texas Ratio: 5.56%	Conventional, HELOC	49 +57 HELOCs	2.1%	87.7%	$132,346	View
First Ciitizens Bank and Trust 5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72%	Conventional, FHA	48	2%	88.9%	$243,958	View
City National Bank 2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55%	Conventional	19	0.8%	86.4%	$403,947	View
Northrop Grumman Federal Credit Union 1100 W Hollyvale St, Azusa, CA 91702 3305 A5.0 ★Texas Ratio: 8.22%	Conventional, HELOC	11 +8 HELOCs	0.5%	80%	$173,181	View
East West Bank 403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84%	Conventional, HELOC	11 +1 HELOCs	0.5%	73.3%	$395,909	View
Edwards Federal Credit Union 10 S Muroc Dr, Edwards, CA 93524 8002 A+5.0 ★Texas Ratio: 4.91%	Conventional	11	0.5%	100%	$81,363	View
Citibank, NA 5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82%	Conventional, HELOC	10 +3 HELOCs	0.4%	83.3%	$384,000	View
First City Credit Union 500 W Woodbury Rd, Altadena, CA 91001 5410 A+5.0 ★Texas Ratio: 2.03%	Conventional, HELOC	7 +1 HELOCs	0.3%	72.7%	$100,714	View
Sun West Mortgage Company, Inc 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	Conventional, FHA, VA	7	0.3%	76.5%	$446,428	View
Sofi Bank, National Association 9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51%	Conventional	7	0.3%	58.3%	$199,285	View
Change Lending 116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68%	Conventional	4	0.2%	66.7%	$290,000	View
Credit Union of Southern California 900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65%	Conventional, HELOC	3 +1 HELOCs	0.1%	75%	$98,333	View
Cathay Bank 590 W Main St, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.57%	Conventional	3	0.1%	100%	$345,000	View
Los Angeles Police FCU 1880 Academy Dr, Los Angeles, CA 90012 1001 A+5.0 ★Texas Ratio: 2.38%	Conventional	3	0.1%	75%	$121,666	View
Eagle Community Credit Union 2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63%	Conventional	3	0.1%	100%	$138,333	View
BMO Harris Bank NA 855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54%	Conventional, FHA	3	0.1%	60%	$381,666	View
F&A Federal Credit Union 2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14%	Conventional	3	0.1%	100%	$205,000	View
Firefighters First Federal Credit Union 7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69%	Conventional, HELOC	2 +3 HELOCs	0.1%	100%	$350,000	View
Oceanair Federal Credit Union 300 Arneill Rd, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 5.19%	Conventional, HELOC	2 +1 HELOCs	0.1%	66.7%	$150,000	View
MidFirst Bank 16633 Ventura Blvd, Encino, CA 91436 A+5.0 ★Texas Ratio: 4.93%	Conventional	2	0.1%	100%	$440,000	View
Vision One Mortgage, Inc. 3279 Ramos Cir, Sacramento, CA 95827 2500 A+5.0 ★Texas Ratio: 1.10%	FHA	2	0.1%	100%	$580,000	View
Priority One Credit Union 7001 S Central Ave Rm 100, Los Angeles, CA 90052 4200 A+5.0 ★Texas Ratio: 0.81%	Conventional	2	0.1%	100%	$50,000	View
First Entertainment CU 2520 W Olive Ave, Burbank, CA 91505 4527 A+5.0 ★Texas Ratio: 4.47%	Conventional	2	0.1%	66.7%	$235,000	View
The Golden 1 Credit Union 8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50%	Conventional, HELOC	1 +3 HELOCs	0%	100%	$205,000	View
First Bank 1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74%	Conventional	1	0%	100%	$585,000	View
Skyone Federal Credit Union ★ 4 stars, 1 review 777 S AVIATION BLVD, El Segundo, CA 90245 4848 A5.0 ★Texas Ratio: 10.57%	Conventional	1	0%	50%	$615,000	View
Pasadena Federal Credit Union 6840 Eastern Ave Ste B, Bell Gardens, CA 90201 A+5.0 ★Texas Ratio: 1.47%	Conventional	1	0%	50%	$255,000	View
Flagstar Bank NA 10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11%	Conventional	1	0%	33.3%	$265,000	View
Farmers and Merchants Bank of Long Beach 2421 E Coast Hwy, Corona Del Mar, CA 92625 A+5.0 ★Texas Ratio: 0.06%	Conventional	1	0%	100%	$225,000	View
Synergy One Lending, Inc. 9600 Ming Ave Ste 146, Bakersfield, CA 93311	Conventional	1	0%	100%	$205,000
Arrowhead Central Credit Union 23971 Lake Dr, Crestline, CA 92325 A+5.0 ★Texas Ratio: 3.64%	Conventional	1	0%	100%	$85,000	View
Los Angeles Federal Credit Union 11306 South St, Cerritos, CA 90703 A+5.0 ★Texas Ratio: 3.95%	Conventional	1	0%	100%	$275,000	View
ClearPath Lending 300 E Magnolia Blvd, Burbank, CA 91502 A+5.0 ★Texas Ratio: 2.77%	VA	1	0%	100%	$425,000	View
Strata Credit Union 1717 Truxtun Ave, Bakersfield, CA 93301 5102 A+5.0 ★Texas Ratio: 1.08%	Conventional	1	0%	100%	$55,000	View
Star One Credit Union 10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64%	Conventional	1	0%	100%	$85,000	View
Wescom Central Credit Union ★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66%	HELOC	0 +14 HELOCs	0%	0%		View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +4 HELOCs	0%	0%		View
California Credit Union 633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90%	HELOC	0 +2 HELOCs	0%	0%		View
Kinecta Federal Credit Union 1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82%	HELOC	0 +2 HELOCs	0%	n/a		View
Gain Federal Credit Union 1800 W Magnolia Blvd, Burbank, CA 91506 1726 A+5.0 ★Texas Ratio: 2.77%	HELOC	0 +2 HELOCs	0%	n/a		View
Nuvision Federal Credit Union 3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84%	HELOC	0 +2 HELOCs	0%	n/a		View
Banner Bank 5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91%	HELOC	0 +1 HELOCs	0%	n/a		View
Premier America Credit Union 521 N Hollywood Way Ste E, Burbank, CA 91505 4984 A5.0 ★Texas Ratio: 13.97%	HELOC	0 +1 HELOCs	0%	n/a		View
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, FHA, VA, HELOC	145 +2 HELOCs	6.1%	96.8%	$405,206	View
Pennymac Loan Services LLC	Conventional, FHA, VA	73	3.1%	88.6%	$400,068
Paramount Residential Mortgage	Conventional, FHA, VA	66	2.8%	100%	$368,636
loanDepot.com LLC	Conventional, FHA, VA, HELOC	65 +2 HELOCs	2.7%	73.6%	$291,153
Augusta Financial, Inc.	Conventional, FHA, VA	43	1.8%	100%	$425,697
New American Funding, LLC.	Conventional, FHA, VA, HELOC	36 +3 HELOCs	1.5%	76.6%	$397,500
Royal Pacific Funding	Conventional, FHA, VA	31	1.3%	97.5%	$350,806
Kind Lending, LLC	Conventional, FHA, VA	26	1.1%	61.9%	$309,230
Hightechlending, Inc	Conventional, FHA, VA	19	0.8%	95.2%	$426,052
Geo-Corp, Inc.	FHA	19	0.8%	100%	$505,000
Flexpoint, Inc.	Conventional, FHA, VA	18	0.8%	88%	$397,222
Cake Mortgage Corp.	Conventional	17	0.7%	85.7%	$403,235
American Financial Network, Inc.	Conventional, FHA, VA	16	0.7%	80%	$376,250
Sierra Pacific Mortgage Co. Inc	Conventional, FHA, HELOC	15 +1 HELOCs	0.6%	88.2%	$399,666
Golden Empire Mortgage, Inc.	Conventional, FHA, VA	15	0.6%	100%	$356,333
Home Mortgage Alliance Corp (Hmac)	Conventional, FHA	15	0.6%	88.2%	$283,666
JMAC Lending, Inc.	Conventional, FHA, VA	15	0.6%	100%	$420,333
Guild Mortgage Company	Conventional, FHA, VA	14	0.6%	83.3%	$474,285
AmWest Funding Corp	Conventional, FHA	14	0.6%	82.4%	$437,857
Ahl Funding	Conventional, FHA, VA	14	0.6%	100%	$477,142
Campos Financial Corp	Conventional, FHA	13	0.5%	100%	$395,000
JMJ Financial Group Inc.	Conventional, VA	12	0.5%	100%	$314,166
American Pacific Mortgage Corporation	Conventional, FHA	12	0.5%	92.3%	$438,333
Mortgage Capital Partners, INC	Conventional, FHA	11	0.5%	100%	$433,181
Franklin Loan Corporation	Conventional, FHA, VA	11	0.5%	100%	$365,000
Zillow Home Loans, LLC	Conventional, FHA, VA	11	0.5%	91.7%	$423,181
Carrington Mortgage Services LLC	Conventional, FHA, VA	10	0.4%	32.1%	$336,000
Pacific Lending LLC	Conventional, FHA	8	0.3%	100%	$393,750
Mortgage Management Consultants, Inc.	Conventional, FHA, VA	8	0.3%	88.9%	$407,500
ML Mortgage Corp.	Conventional, FHA	7	0.3%	100%	$443,571
Alameda Mortgage Corporation	Conventional, FHA	7	0.3%	100%	$265,000
Hometown Equity Mortgage, LLC	Conventional, FHA, VA	7	0.3%	38.9%	$410,714
Plaza Home Mortgage, Inc	Conventional, FHA	7	0.3%	53.3%	$353,571
Goodleap, LLC	Conventional, FHA, VA, HELOC	6 +6 HELOCs	0.3%	77.8%	$338,333
AmeriHome Mortgage Company, LLC	Conventional, FHA	6	0.3%	75%	$428,333
Resicentral LLC	Conventional, FHA	5	0.2%	100%	$413,000
Bay-Valley Mortgage Group	Conventional, FHA	5	0.2%	100%	$273,000
Stg Mortgage Inc	Conventional, FHA	5	0.2%	71.4%	$385,000
Intelliloan, Inc.	Conventional, FHA, VA	5	0.2%	75%	$421,000
Nexera Holding LLC	Conventional	5	0.2%	100%	$431,000
Provident Funding Associates	Conventional	4	0.2%	100%	$565,000
Emet Lending Group, Inc.	Conventional, FHA	4	0.2%	100%	$405,000
Nmsi, Inc.	Conventional	4	0.2%	100%	$387,500
MortgageOne, Inc	Conventional, FHA	3	0.1%	100%	$375,000
AdvantageFirst Lending Inc	Conventional, FHA, VA	3	0.1%	60%	$365,000
New Wave Lending Group Inc	Conventional	3	0.1%	100%	$321,666
Dignified Home Loans LLC	Conventional, FHA	3	0.1%	100%	$521,666
ClearEdge Lending LLC	Conventional	3	0.1%	100%	$355,000
Popa FCU - Cerritos	Conventional, HELOC	2 +1 HELOCs	0.1%	66.7%	$110,000
Fundloans Capital	Conventional	2	0.1%	100%	$335,000
Coast 2 Coast Funding Group, Inc	Conventional	2	0.1%	100%	$300,000
Ez Fundings Inc	Conventional, FHA	2	0.1%	100%	$460,000
Ony Glo, Inc.	Conventional	2	0.1%	33.3%	$400,000
JSB Mortgage Corporation	Conventional	2	0.1%	100%	$385,000
Summit Funding.Inc	Conventional	2	0.1%	100%	$345,000
Banc One Mortage Corporation	Conventional	2	0.1%	100%	$425,000
Arcstone Financial Inc	Conventional, FHA	2	0.1%	100%	$280,000
Mission Loans, LLC	Conventional, HELOC	1 +1 HELOCs	0%	100%	$155,000
Cornerstone First Mortgage, LLC	VA	1	0%	100%	$475,000
Residential Wholesale Mortgage	VA	1	0%	100%	$445,000
Watermark Capital, Inc.	Conventional	1	0%	100%	$265,000
5Th Sreet Capital Inc.	Conventional	1	0%	100%	$585,000
Bridgeway Lending Partners, LLC	Conventional	1	0%	100%	$435,000
Winprime Lending	Conventional	1	0%	100%	$345,000
Greenbox Loans	Conventional	1	0%	100%	$235,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0%	100%	$185,000	View
Ardri LLC	Conventional	1	0%	50%	$205,000
Citadel Servicing Corporation	Conventional	1	0%	33.3%	$435,000
Vista Point Mortgage, LLC	Conventional	1	0%	33.3%	$135,000
Figure Lending LLC	HELOC	0 +28 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +7 HELOCs	0%	n/a
Financial Partners Credit Unio	HELOC	0 +3 HELOCs	0%	0%
Southland Credit Uniom	HELOC	0 +1 HELOCs	0%	n/a
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	279 +14 HELOCs	11.7%	78.6%	$435,967
Rocket Mortgage	Conventional, FHA, VA	207	8.7%	76.7%	$328,140
Freedom Mortgage Corporation	Conventional, FHA, VA	46	1.9%	87.1%	$452,391
21St Mortgage	Conventional	41	1.7%	36.6%	$132,073
Kbhs Home Loans, LLC	Conventional, FHA, VA	40	1.7%	97.7%	$502,750
Village Capital & Investment	FHA, VA	32	1.3%	82.2%	$465,625
K. Hovnanian American Mortgage	Conventional, FHA, VA	31	1.3%	86.1%	$525,322
Fairway Independent Mort Corp	Conventional, FHA, VA	27	1.1%	100%	$400,555
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	25 +6 HELOCs	1%	64.1%	$250,600
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA, USDA, HELOC	23 +3 HELOCs	1%	100%	$343,695	View
Newrez LLC	Conventional, FHA, VA	23	1%	48.9%	$364,565
Mortgage Research Center	VA	23	1%	69.7%	$478,913
Nationstar Mortgage	Conventional, FHA, VA	21	0.9%	66.7%	$277,857
Triad Financial Services, Inc.	Conventional	20	0.8%	72%	$144,000
Spring Eq, LLC	Conventional, HELOC	19 +7 HELOCs	0.8%	32.8%	$89,210
Equity Prime Mortgage LLC	Conventional, FHA, VA	15	0.6%	88.2%	$486,333
The Loan Store, Inc	Conventional, FHA, HELOC	14 +21 HELOCs	0.6%	88.2%	$380,714
Guaranteed Rate, Inc.	Conventional, FHA, VA	14	0.6%	93.8%	$427,857
Planet Home Lending, LLC	Conventional, FHA, VA	14	0.6%	100%	$414,285
Ark-La-Tex Financial Services LLC	Conventional, FHA	12	0.5%	81.2%	$311,666
CrossCountry Mortgage, LLC	Conventional, FHA, VA	11	0.5%	100%	$345,909
Genway Home Mortgage, Inc.	Conventional, FHA, VA	11	0.5%	61.1%	$374,090
Mld Mortgage, Inc.Dba the Money Store	Conventional, FHA	11	0.5%	93.3%	$268,636
Amerisave Mortgage Company	Conventional, FHA	10	0.4%	22.2%	$147,000
Ameritrust Mortgage Corporation	Conventional, FHA	10	0.4%	100%	$433,000
DHI Mortgage Company, LTD.	Conventional, FHA, VA	10	0.4%	100%	$469,000
Better Mortgage Corporation	Conventional, FHA, VA, HELOC	8 +1 HELOCs	0.3%	66.7%	$470,000
Union Home Mortgage Corp.	Conventional, FHA, VA	8	0.3%	90%	$433,750
Mortgage Solutions of Colorado	Conventional, FHA, VA	7	0.3%	100%	$383,571
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA, VA	6	0.3%	75%	$406,666	View
HomeBridge Financial Services, Inc	Conventional, FHA, HELOC	5 +16 HELOCs	0.2%	71.4%	$377,000
First Colony Mortgage Corporat	Conventional, FHA	5	0.2%	100%	$297,000
American Neighborhood Mortgage Acceptance Company	Conventional, FHA, VA	5	0.2%	100%	$449,000
PHH Mortgage Corporation	Conventional, FHA	4	0.2%	66.7%	$377,500
Loanunited.Com, LLC	FHA, VA	4	0.2%	66.7%	$392,500
Discover Bank	Conventional	4	0.2%	31.6%	$115,000
Credit Human Federal Credit Un	Conventional	4	0.2%	35.7%	$147,500
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	4	0.2%	66.7%	$430,000	View
Geneva Financial LLC	Conventional, FHA	4	0.2%	100%	$332,500
Nations Direct Mortgage, LLC	Conventional, FHA	4	0.2%	100%	$502,500
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	3 +1 HELOCs	0.1%	75%	$108,333	View
Premier Mortgage Resources, LLC	Conventional, FHA, VA	3	0.1%	75%	$295,000
Everett Financial, Inc.	Conventional, FHA	3	0.1%	100%	$208,333
Lakeview Loan Servicing, LLC	Conventional, FHA	3	0.1%	30%	$228,333
Envoy Mortgage, Ltd	FHA, VA	3	0.1%	100%	$488,333
All Credit Considered Mortgage, Inc.	Conventional	3	0.1%	100%	$345,000
Deephaven Mortgage LLC	Conventional	3	0.1%	75%	$258,333
Bay Equity LLC	Conventional, FHA	3	0.1%	100%	$508,333
Churchill Mortgage Corporation	Conventional, FHA	3	0.1%	100%	$211,666
Mutual of Omaha Mortgage	Conventional, FHA	3	0.1%	33.3%	$411,666
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	3	0.1%	60%	$441,666	View
Movement Mortgage, LLC	FHA	2	0.1%	100%	$470,000
Intercap Lending Inc	Conventional	2	0.1%	100%	$120,000
Click n' Close, Inc.	Conventional, FHA	2	0.1%	100%	$265,000
Cardinal Financial Company, Li	Conventional, FHA	2	0.1%	100%	$280,000
Nations Lending Corporation	Conventional, FHA	2	0.1%	100%	$290,000
Homeamerican Mortgage Corporation	FHA	2	0.1%	100%	$580,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	2	0.1%	66.7%	$445,000	View
Tomo Mortgage LLC	Conventional	2	0.1%	100%	$350,000
Pentagon Federal Credit Union	VA, HELOC	1 +4 HELOCs	0%	100%	$625,000
Lower, LLC	Conventional, HELOC	1 +1 HELOCs	0%	100%	$615,000
Arc Home LLC	Conventional	1	0%	100%	$535,000
American Pride Bank A+5.0 ★Texas Ratio: 0.01%	Conventional	1	0%	100%	$315,000	View
Panorama Mortgage Group, LLC	Conventional	1	0%	100%	$395,000
Guaranteed Rate Affinity, LLC	FHA	1	0%	100%	$585,000
Devon Bank B+4.0 ★Texas Ratio: 2.09%	Conventional	1	0%	100%	$335,000	View
American Financial Resources LLC	FHA	1	0%	50%	$445,000
Partners Federal Credit Union A+5.0 ★Texas Ratio: 4.65%	Conventional	1	0%	100%	$485,000	View
Primelending	VA	1	0%	100%	$515,000
RANLife, Inc.	FHA	1	0%	100%	$455,000
Canopy Mortgage, LLC	Conventional	1	0%	100%	$385,000
Sage Home Loans Corporation	Conventional	1	0%	100%	$475,000
Nbkc Bank	VA	1	0%	100%	$575,000
Filo Mortgage, LLC	VA	1	0%	100%	$425,000
HomeStreet Bank	Conventional	1	0%	100%	$475,000
Data Mortgage, Inc	FHA	1	0%	100%	$435,000
Assurance Financial Group, L.L.C.	Conventional	1	0%	100%	$315,000
Obsidian Financial Services	FHA	1	0%	100%	$355,000
Strong Home Mortgage, LLC	FHA	1	0%	50%	$555,000
Kwik Mortgage Corporation	Conventional	1	0%	100%	$285,000
New Day Financial, LLC.	VA	1	0%	11.1%	$255,000
Foundation Mortgage Corporation	Conventional	1	0%	66.7%	$285,000
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	VA	1	0%	100%	$435,000	View
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	FHA	1	0%	100%	$565,000	View
Peoples Bank B4.4 ★Texas Ratio: 21.68%	FHA	1	0%	100%	$235,000	View
Saygo Home Loans, LLC	Conventional	1	0%	100%	$205,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0%	100%	$305,000	View
Prosperity Home Mortgage, LLC	FHA	1	0%	100%	$395,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0%	50%	$405,000	View
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0%	100%	$465,000	View
Goprime Mortgage, Inc.	VA	1	0%	100%	$555,000
Luxury Mortgage Corp.	Conventional	1	0%	100%	$435,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +21 HELOCs	0%	n/a		View
Alliant Credit Union	HELOC	0 +4 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Lancaster Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Lancaster, California

Looking for mortgage lenders near me or mortgage brokers near me in Lancaster? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lancaster in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Lancaster, CA

Use these to narrow the list above. Each category shows how many Lancaster, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 147 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 36 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 37 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 102 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 64 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Local lenders based in CA 109 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in Lancaster, CA

Independent mortgage companies closed 83.1 percent of home loans in Lancaster, California in 2025, banks 8.8 percent and credit unions 8 percent. Sun West Mortgage Company, Inc was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Logix Federal Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 19 loans.

83.1%

Mortgage companies

8.8%

Banks

Credit unions

35%

FHA loans

11%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders

Frequently Asked Questions About Mortgage Lenders in Lancaster, CA

Who is the largest mortgage lender in Lancaster, CA?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Lancaster, California with 32 loans, about 1.3 percent of the market. The largest lender headquartered in California was Bank of America NA with 19 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Lancaster, CA have the highest approval rates?

Among lenders with meaningful volume in Lancaster, California, Paramount Residential Mortgage approved the highest share of completed applications in 2025 at 100 percent, against a 76.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Lancaster, CA mortgage lenders offer FHA, VA and USDA loans?

102 lenders closed FHA loans in Lancaster, California in 2025, led by United Wholesale Mortgage with 122. 64 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Lancaster, CA lender list?

Yes. 36 banks and 37 credit unions closed home loans in Lancaster, California in 2025, alongside 147 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Lancaster, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Lancaster, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lancaster, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lancaster. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.