MonitorBankRates
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Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

CD Rates Indiana (IN) for April 2026

Current Indiana CD rates include Fort Financial Federal Credit UnionFort Financial Federal Credit Union8815 Lima Rd, Fort Wayne, IN 46818 1856A+5.0 ★Texas Ratio: 3.12%Real return: +1.70%APY minus CPI (February 2026) offering 12-Month IRA/ESA Certificate Premier Member at 4.50% APY, U S #1364 Federal Credit UnionU S #1364 Federal Credit Union8400 BROADWAY, MERRILLVILLE, IN 46410A+5.0 ★Texas Ratio: 2.18%Real return: +1.45%APY minus CPI (February 2026) offering 6 Month Share Certificate at 4.25% APY, United Fidelity BankUnited Fidelity Bank18 Nw 4th St, Evansville, IN 47708A+5.0 ★Texas Ratio: 0.81%Real return: +1.40%APY minus CPI (February 2026) offering 6-Month CD Term at 4.20% APY, Firefighters Credit UnionFirefighters Credit Union726 Massachusetts Ave, Indianapolis, IN 46204A+5.0 ★Texas Ratio: 0.91%Real return: +1.40%APY minus CPI (February 2026) offering 24 months Certificates / IRA Certificates / Roth IRA Certificates at 4.20% APY, and Policemens Federal Credit UnionPolicemens Federal Credit Union1130 S Main St, South Bend, IN 46601 3338A+5.0 ★Texas Ratio: 0.46%Real return: +1.30%APY minus CPI (February 2026) offering 6 months Certificate at 4.10% APY. CD rates as of April 21, 2026 according to verified data from MonitorBankRates.

Use the tables below to compare CD rates across all terms in Indiana side-by-side. Indiana CD rates currently reach as high as 4.50% APY from Fort Financial Federal Credit Union at 8815 Lima Rd, Fort Wayne, IN 46818 1856. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 21, 2026

Compare Best CD Rates in Indiana

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
1115 Sagamore Pkwy S, Lafayette, IN 47905
3 Months K ***SPECIAL*** Share Certificates
$0
4.06%
Rate4.00%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

$250

Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
1111 S Adams St, Bluffton, IN 46714 9772
3 Months Certificates
$0
3.65%
Rate3.59%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
301 Pennsylvania Pkwy Ste 300, Carmel, IN 46280 1396
3 Months Share Certificates
$0
3.55%
Rate3.50%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

$50,000 & Over

Merchants Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
410 Monon Blvd, Carmel, IN 46032
3 Month CD
$1,000
3.50%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
136 Northpoint Ave, Huntington, IN 46750 7764
3 Month Certificate
$0
3.45%
Rate3.40%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Friendship State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
5908 E Main Street, Friendship, IN 47021
3 Month CD
$0
3.30%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
3064 Ohio St, Michigan City, IN 46360 6866
3 Mo. Certificate
$0
2.53%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
125 S Anderson St, Elwood, IN 46036
Certificates of Deposit 3 Months
$0
2.35%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

LNB Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
215 N Main St, Lynnville, IN 47619
Certificates of Deposit 3 Months
$2,500
2.01%
Rate2.00%
Min Deposit$2,500
Min Balance
UpdatedApr 21, 2026
Details

ProFed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1710 Saint Joe River Dr, Fort Wayne, IN 46805 1436
3 Months Certificate
$500
2.00%
Rate1.98%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1605 Northland Blvd, Fort Wayne, IN 46825
3 Month Certificates / IRA Certificates
$0
2.00%
Rate1.98%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
1801 S Park Rd, Kokomo, IN 46902 6132
3 Month Share Certificate
$0
1.75%
Rate1.73%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
2828 S Lafountain St, Kokomo, IN 46902 3706
Share Certificates 3 months
$0
1.63%
Rate1.62%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.55%
631 E Main St, Hagerstown, IN 47346
3 Month CD
$1,000
1.51%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
4840 N Main St, Mishawaka, IN 46545
3 Months Share and IRA Certificates
$0
1.25%
Rate1.24%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Bonus rate of 0.10% APY when the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account with an average monthly balance of at least $1.00. Minimum balance for consumer is $500. A penalty may be charged for early withdrawal. Fees may reduce earnings on the account.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN 47421 2116
3 month Certificates
$10,000
1.21%
Rate1.20%
Min Deposit$10,000
Min Balance
UpdatedApr 21, 2026
Details

GESB Sheet Metal Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
6450 Ameriplex Dr, Portage, IN 46368 1389
90 days Certificate Accounts
$0
1.00%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Natco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
582 S ROUND BARN RD, RICHMOND, IN 47374 4435
3 month certificate
$0
1.00%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Harvester Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
7020 Brookville Rd, Indianapolis, IN 46239
3 month Share Certificate
$0
1.00%
Rate1.00%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Bank of Wolcott
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
105 N Range St, Wolcott, IN 47995
3 Month CD
$5,000
1.00%
Rate1.00%
Min Deposit$5,000
Min Balance
UpdatedApr 21, 2026
Details

CHIPHONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
710 N WILDWOOD AVE, ELKHART, IN 46514 1876
3 MONTH IRA Certificate
$500
1.00%
Rate
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Tech Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 18.03%
10110 Randolph St, Crown Point, IN 46307 9469
Regular Certificate IRA 3 Month
$0
1.00%
Rate1.00%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
1430 N National Rd, Columbus, IN 47201 5577
Share Certificates 3 Month
$100,000
0.90%
Rate0.90%
Min Deposit$100,000
Min Balance
UpdatedApr 21, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
927 S Curry Pike, Bloomington, IN 47403 2624
3-month term Standard CDs
$0
0.60%
Rate0.60%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Public Service #3 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.90%
7017 Old Trail Rd, Fort Wayne, IN 46809 2713
Share Certificates of Deposit 3 months
$1,000
0.60%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Security FSB
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
314 4th St, Logansport, IN 46947
Business CDs & IntraFi/ICS Accounts 3 Month
$100,000
0.51%
Rate0.51%
Min Deposit$100,000
Min Balance
UpdatedApr 21, 2026
Details

Interra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
300 W Lincoln Ave, Goshen, IN 46526
3 month Share Certificate
$500
0.40%
Rate
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
5411 Dr Martin Luther King Jr Blvd, Anderson, IN 46013
3 Month Term Share Certificates
$0
0.30%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

FCN Bank, N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
501 Main St, Brookville, IN 47012
3 Month CD
$0
0.15%
Rate0.15%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

$1,000 - $99,999.99

Greenville National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
9700 South Us 35, Losantville, IN 47354
90 Days Certificates & IRAs
$1,000
0.05%
Rate0.05%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
U S #1364 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
8400 BROADWAY, MERRILLVILLE, IN 46410
6 Month Share Certificate
$0
4.25%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

United Fidelity Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
18 Nw 4th St, Evansville, IN 47708
6-Month CD Term
$1,000
4.20%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
1130 S Main St, South Bend, IN 46601 3338
6 months Certificate
$500
4.10%
Rate4.04%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Chicago Patrolmens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
8585 Broadway # 742, Merrillville, IN 46410
Jumbo 6-Month Share Certificate
$100,000
4.08%
Rate
Min Deposit$100,000
Min Balance
UpdatedApr 21, 2026
Details

This Share Certificate is available for a minimum of $100,000 deposit. Traditional Share Certificate terms apply, including an early termination penalty. Rate offerings not valid with other promotional offers (Birthday Month, High-Caliber Program, etc).

TLCU Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
1816 N Main St, Mishawaka, IN 46545 5616
6 Month Share Certificates
$0
4.07%
Rate4.00%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

HNB of Thorntown
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
117 E Main St, Thorntown, IN 46071
6 months Certificate of Deposit
$1,000
4.06%
Rate4.00%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
726 Massachusetts Ave, Indianapolis, IN 46204
6 months Certificates / IRA Certificates / Roth IRA Certificates
$0
4.05%
Rate3.98%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3141 Highway 62, Jeffersonville, IN 47130
IRA - Individual Retirement Accounts 6-Month
$1,000
4.00%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

Financial Health Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
777 INDIANA AVE, Indianapolis, IN 46202 3101
6-Month CD
$500
4.00%
Rate
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

CF Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
4729 E 82nd St, Indianapolis, IN 46250
6 Month term
$0
4.00%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN 47710
6-Month CD
$500
4.00%
Rate
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Minimum $500 Deposit to start

Encompass Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.84%
201 N Main St, Tipton, IN 46072
6 Month Certificates of Deposits
$500
3.82%
Rate3.75%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
301 Pennsylvania Pkwy Ste 300, Carmel, IN 46280 1396
6 Months Share Certificate
$50,000
3.80%
Rate3.75%
Min Deposit$50,000
Min Balance
UpdatedApr 21, 2026
Details

Banterra Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
3811 Haley Dr, Newburgh, IN 47630
6-Month CD
$0
3.80%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN 46814 7900
6 Month Share Certificate
$0
3.76%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
322 S Detroit St, Warsaw, IN 46580 4401
6 Months Certificate of Deposit
$0
3.75%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
1115 Sagamore Pkwy S, Lafayette, IN 47905
6 Months Share Certificates
$0
3.65%
Rate3.60%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
639 S Delaware St, Indianapolis, IN 46225
6 Month Share Certificate
$0
3.65%
Rate3.54%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
1111 S Adams St, Bluffton, IN 46714 9772
6 Months Certificates
$0
3.65%
Rate3.59%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

CHIPHONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
710 N WILDWOOD AVE, ELKHART, IN 46514 1876
6 MONTH IRA Certificate
$500
3.60%
Rate
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.24%
358 S Elkhart Ave, Elkhart, IN 46516
6 Month Certificate
$200
3.60%
Rate3.54%
Min Deposit$200
Min Balance
UpdatedApr 21, 2026
Details

LNB Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
215 N Main St, Lynnville, IN 47619
Certificates of Deposit 6 Months
$10,000
3.56%
Rate3.50%
Min Deposit$10,000
Min Balance
UpdatedApr 21, 2026
Details

$10M or >

Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
1405 N Main St, Huntingburg, IN 47542
Certificate of Deposit (7) 92-180 day
$0
3.55%
Rate3.50%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
840 E Diamond Ave, Evansville, IN 47711 3420
6 Month Certificate
$0
3.53%
Rate3.50%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Friendship State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
5908 E Main Street, Friendship, IN 47021
Individual Retirement Account 6 Month Fixed Rate CD
$250
3.51%
Rate3.35%
Min Deposit$250
Min Balance
UpdatedApr 21, 2026
Details

Staley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
1632 Union St, Lafayette, IN 47904
6 Month Certificates
$1,000
3.50%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Merchants Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
410 Monon Blvd, Carmel, IN 46032
6 Month CD
$1,000
3.50%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
3700 W Bethel Ave, Muncie, IN 47304
business Share Certificates minimum 6 Month
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

$1000; No rate bump available

Energy Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
1230 W Morris St, Indianapolis, IN 46221 1710
6 Months Certificate
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
7048 Kennedy Ave, Hammond, IN 46323
6 Month Certificate
$1,000
3.50%
Rate3.45%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Quarterly compounding. IRA funds permitted. No business funds permitted.

The Fountain Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 8.17%
615 3rd St, Covington, IN 47932
6 Month CD
$50,000
3.50%
Rate
Min Deposit$50,000
Min Balance
UpdatedApr 21, 2026
Details

A Fountain Trust Checking Account is required.

Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
3064 Ohio St, Michigan City, IN 46360 6866
6 Mo. Certificate
$0
3.50%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1605 Northland Blvd, Fort Wayne, IN 46825
6 Month Certificates / IRA Certificates
$0
3.50%
Rate3.44%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

First Savings Bank Jeffersonville, IN
Institution Rating:
A5.0 ★Texas Ratio: 7.71%
501 W Main St, Odon, IN 47562
6 Month CD Special
$0
3.50%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Offer effective as of February 4, 2026 and is subject to change. Substantial penalty for early withdrawal. IRAs are for individuals only. Public funds are not eligible. See a banker for more information. Offer cannot be combined with any other interest rate bonuses. Interest is accrued daily and credited quarterly. Limited time offer, subject to change. At maturity, certificate will automatically renew into the current term at standard rates.

First State Bank of Porter
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
230 Lincoln St, Porter, IN 46304
Traditional CD 6 Month Tier 2
$100,000
3.45%
Rate3.41%
Min Deposit$100,000
Min Balance
UpdatedApr 21, 2026
Details

Bar-Cons Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.75%
1142 N Marr Rd, Columbus, IN 47201
6 Month Share Certificates
$0
3.44%
Rate3.40%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Fire Police City County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
3306 N CLINTON ST, FORT WAYNE, IN 46805
6 months Certificate
$0
3.40%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Vigo County Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.53%
128 S 8th St, Terre Haute, IN 47807 3704
6 Month Certificate Special
$500
3.25%
Rate3.25%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Everence Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1110 N Main St, Goshen, IN 46528
6 month Certificate
$100,000
3.20%
Rate
Min Deposit$100,000
Min Balance
UpdatedApr 21, 2026
Details

Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
1110 N Main St, Goshen, IN 46528 2638
6 month Certificate
$100,000
3.20%
Rate
Min Deposit$100,000
Min Balance
UpdatedApr 21, 2026
Details

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
2917 E 10th St, Jeffersonville, IN 47130 6916
6 Month Certificate
$0
3.02%
Rate3.00%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
22440 Main St, Woodburn, IN 46797
6 Months Share Certificates
$0
3.00%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Crossroads Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
1102 W Votaw ST, Portland, IN 47371
6 Month Certificate of Deposit
$1,000
2.94%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Northern States Power St Paul Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
101 E Washington Blvd, Fort Wayne, IN 46802
6 Mo Share Certificates
$0
2.78%
Rate2.75%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
4100 Technology Ave, New Albany, IN 47150 8548
6 month IRA Certificate
$0
2.75%
Rate2.71%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

MADISON COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
621 E 8th St, Anderson, IN 46012 4018
6 MONTH CERTIFICATE
$500
2.53%
Rate
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN 47421 2116
6 month Certificates
$10,000
2.53%
Rate2.50%
Min Deposit$10,000
Min Balance
UpdatedApr 21, 2026
Details

ProFed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1710 Saint Joe River Dr, Fort Wayne, IN 46805 1436
6 Months Certificate
$500
2.50%
Rate2.47%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
125 S Anderson St, Elwood, IN 46036
Certificates of Deposit 6 Months
$0
2.50%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
136 Northpoint Ave, Huntington, IN 46750 7764
6 Month Certificate
$0
2.41%
Rate2.38%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
8815 Lima Rd, Fort Wayne, IN 46818 1856
12-Month IRA/ESA Certificate Premier Member
$500
4.50%
Rate4.41%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
726 Massachusetts Ave, Indianapolis, IN 46204
12 months Certificates / IRA Certificates / Roth IRA Certificates
$0
4.15%
Rate4.07%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN 47710
1-Year CD
$500
4.05%
Rate
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Minimum $500 Deposit to start

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
6210 W Jefferson Blvd, Fort Wayne, IN 46804 3073
12-month savings certificate
$0
4.00%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Get more from your tax return.

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
1130 S Main St, South Bend, IN 46601 3338
12 months (1 year) Certificate
$500
4.00%
Rate3.94%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
3700 W Bethel Ave, Muncie, IN 47304
business Share Certificates minimum 1 Year
$0
4.00%
Rate3.92%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

$1000; No rate bump available

HNB of Thorntown
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
117 E Main St, Thorntown, IN 46071
12 months Certificate of Deposit
$1,000
3.96%
Rate3.90%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
840 E Diamond Ave, Evansville, IN 47711 3420
1 Year Certificate
$0
3.95%
Rate3.88%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN 46814 7900
12 Month Share Certificate
$0
3.87%
Rate3.80%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Afena Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1312 W 44th St, Marion, IN 46953 5293
12-Month Share Cert.
$0
3.87%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

As Great As

TLCU Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
1816 N Main St, Mishawaka, IN 46545 5616
12 Month Share Certificates
$0
3.82%
Rate3.75%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
1115 Sagamore Pkwy S, Lafayette, IN 47905
12 Months Share Certificates
$0
3.80%
Rate3.75%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
2917 E 10th St, Jeffersonville, IN 47130 6916
12 Month Certificate
$0
3.80%
Rate3.75%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

PROFINANCE
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
334 W 84th Dr, Merrillville, IN 46410
CD Special 12 Month
$5,000
3.80%
Rate
Min Deposit$5,000
Min Balance
UpdatedApr 21, 2026
Details

NEW MONEY ONLY

FCN Bank, N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
501 Main St, Brookville, IN 47012
12 Month CD
$0
3.79%
Rate3.75%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

$1,000 - $99,999.99

Purdue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
1520 Union St, Lafayette, IN 47904 2156
Savers Certificate - 12 Months
$50
3.77%
Rate
Min Deposit$50
Min Balance
UpdatedApr 21, 2026
Details

CF Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
4729 E 82nd St, Indianapolis, IN 46250
12 Month term
$0
3.75%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

U S #1364 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
8400 BROADWAY, MERRILLVILLE, IN 46410
1 Year Share Certificate
$0
3.75%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Energy Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
1230 W Morris St, Indianapolis, IN 46221 1710
12 Months Certificate
$0
3.75%
Rate3.69%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Community State Bank Brook, IN
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
244 W Main St, Brook, IN 47922
Special 12 Month CD
$0
3.75%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Advantage Plus Of Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
1122 N Fruitridge Ave, Terre Haute, IN 47804
12 Month Term
$500
3.75%
Rate3.70%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Banterra Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
3811 Haley Dr, Newburgh, IN 47630
12-Month CD
$0
3.70%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
1111 S Adams St, Bluffton, IN 46714 9772
12 Months Certificates
$0
3.65%
Rate3.59%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Greenville National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
9700 South Us 35, Losantville, IN 47354
1 Year Certificates & IRAs
$1,000
3.60%
Rate3.54%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Friendship State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
5908 E Main Street, Friendship, IN 47021
Individual Retirement Account 12 Month Fixed Rate CD
$250
3.56%
Rate3.35%
Min Deposit$250
Min Balance
UpdatedApr 21, 2026
Details

Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
1405 N Main St, Huntingburg, IN 47542
Certificate of Deposit (7) 1 year
$0
3.55%
Rate3.50%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Eastern Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
801 S Memorial Dr, New Castle, IN 47362
Roth 12 Month IRA Certificate
$0
3.53%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

ProFed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1710 Saint Joe River Dr, Fort Wayne, IN 46805 1436
12 Month EZ Saver Certificate
$25
3.50%
Rate3.45%
Min Deposit$25
Min Balance
UpdatedApr 21, 2026
Details

Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1605 Northland Blvd, Fort Wayne, IN 46825
12 Month Certificates / IRA Certificates
$0
3.50%
Rate3.44%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

CHIPHONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
710 N WILDWOOD AVE, ELKHART, IN 46514 1876
12 MONTH IRA Certificate
$500
3.50%
Rate
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.24%
358 S Elkhart Ave, Elkhart, IN 46516
12 Month Certificate
$200
3.50%
Rate3.45%
Min Deposit$200
Min Balance
UpdatedApr 21, 2026
Details

Napoleon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
8912 N Us Highway 421, Napoleon, IN 47034
Certificates of Deposit IRA 1 year
$500
3.50%
Rate
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
322 S Detroit St, Warsaw, IN 46580 4401
12 Months Certificate of Deposit
$0
3.50%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Staley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
1632 Union St, Lafayette, IN 47904
12 Month Certificates
$1,000
3.50%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Bar-Cons Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.75%
1142 N Marr Rd, Columbus, IN 47201
12 Month Share Certificates
$0
3.44%
Rate3.40%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
4884 S Maple Tree Dr, Princeton, IN 47670
IRA Certificate Term 12-Month Fixed
$100,000
3.40%
Rate3.35%
Min Deposit$100,000
Min Balance
UpdatedApr 21, 2026
Details

$100,000 Minimum to Earn APY

First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
7048 Kennedy Ave, Hammond, IN 46323
12 Month Certificate
$1,000
3.40%
Rate3.36%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Quarterly compounding. IRA funds permitted. No business funds permitted.

Fire Police City County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
3306 N CLINTON ST, FORT WAYNE, IN 46805
12 months Certificate
$0
3.40%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
3064 Ohio St, Michigan City, IN 46360 6866
12 Mo. Certificate
$0
3.35%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
22440 Main St, Woodburn, IN 46797
12 Month IRA
$0
3.35%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

First Savings Bank Jeffersonville, IN
Institution Rating:
A5.0 ★Texas Ratio: 7.71%
501 W Main St, Odon, IN 47562
12 Month CD Special
$0
3.30%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Offer effective as of February 4, 2026 and is subject to change. Substantial penalty for early withdrawal. IRAs are for individuals only. Public funds are not eligible. See a banker for more information. Offer cannot be combined with any other interest rate bonuses. Interest is accrued daily and credited quarterly. Limited time offer, subject to change. At maturity, certificate will automatically renew into the current term at standard rates.

LNB Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
215 N Main St, Lynnville, IN 47619
Certificates of Deposit 1 Year Relationship
$500
3.28%
Rate3.25%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

First Federal Savings Bank Evansville, IN
Institution Rating:
A-5.0 ★Texas Ratio: 15.03%
5001 Davis Lant Dr, Evansville, IN 47715
1 Year CD
$500
3.28%
Rate
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

$500 minimum to open.

Everence Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1110 N Main St, Goshen, IN 46528
12 month Certificate
$100,000
3.25%
Rate
Min Deposit$100,000
Min Balance
UpdatedApr 21, 2026
Details

HB TELCO
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
1001 CHESTNUT HILLS PKWY, FORT WAYNE, IN 46814
12 Month Certificates (youth - under 18)
$100
3.25%
Rate
Min Deposit$100
Min Balance
UpdatedApr 21, 2026
Details

First State Bank of Porter
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
230 Lincoln St, Porter, IN 46304
Traditional CD 1 Year Tier 2
$100,000
3.25%
Rate3.21%
Min Deposit$100,000
Min Balance
UpdatedApr 21, 2026
Details

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1234 N Eddy St Ste 101, South Bend, IN 46617 1477
IRA Certificate (Traditional, Roth or Educational) 12 Months
$1,000
3.25%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Early Withdrawal Penalty: 90 Days' Dividends

Wayne Bank and Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
500 S A St, Richmond, IN 47374
1 Year IRA
$100
3.23%
Rate3.20%
Min Deposit$100
Min Balance
UpdatedApr 21, 2026
Details

Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
102 N Jefferson St, Ossian, IN 46777
12 Month Fixed IRA
$0
3.20%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
125 S Anderson St, Elwood, IN 46036
Certificates of Deposit 12 Months
$0
3.15%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN 47710
18 Mo CD Jumbo
$100,000
4.10%
Rate
Min Deposit$100,000
Min Balance
UpdatedApr 21, 2026
Details

Minimum $100,000 Deposit to start

Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
726 Massachusetts Ave, Indianapolis, IN 46204
18 months Certificates / IRA Certificates / Roth IRA Certificates
$0
4.00%
Rate3.93%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Eastern Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
801 S Memorial Dr, New Castle, IN 47362
Roth 18 Month IRA Certificate
$0
3.89%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Advantage Plus Of Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
1122 N Fruitridge Ave, Terre Haute, IN 47804
18 Month Traditional Certificate
$500
3.75%
Rate3.70%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
7048 Kennedy Ave, Hammond, IN 46323
18 Month Variable Rate Certificate
$1,000
3.73%
Rate3.68%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Rate changes quarterly-Quarterly compounding-$100.00 minimum additions permitted-IRA fund also permitted

Energy Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
1230 W Morris St, Indianapolis, IN 46221 1710
18 Months Certificate
$0
3.70%
Rate3.64%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
4884 S Maple Tree Dr, Princeton, IN 47670
IRA Certificate Term 18-Month Variable
$100,000
3.69%
Rate3.63%
Min Deposit$100,000
Min Balance
UpdatedApr 21, 2026
Details

$100,000 Minimum to Earn APY

Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
1111 S Adams St, Bluffton, IN 46714 9772
18 Months Certificates
$0
3.65%
Rate3.59%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Citizens Bank Mooresville, IN
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
33 N Indiana St, Mooresville, IN 46158
IRA -- 18 Months
$100
3.60%
Rate
Min Deposit$100
Min Balance
UpdatedApr 21, 2026
Details

TLCU Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
1816 N Main St, Mishawaka, IN 46545 5616
18 Month Share Certificates
$0
3.56%
Rate3.50%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
301 Pennsylvania Pkwy Ste 300, Carmel, IN 46280 1396
18 Months Share Certificates
$50,000
3.55%
Rate3.50%
Min Deposit$50,000
Min Balance
UpdatedApr 21, 2026
Details

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
1115 Sagamore Pkwy S, Lafayette, IN 47905
18 Months Share Certificates
$0
3.55%
Rate3.50%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
8815 Lima Rd, Fort Wayne, IN 46818 1856
18-Month IRA/ESA Certificate Premier Member
$500
3.50%
Rate3.44%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

CHIPHONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
710 N WILDWOOD AVE, ELKHART, IN 46514 1876
18 MONTH IRA Certificate
$500
3.50%
Rate
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
322 S Detroit St, Warsaw, IN 46580 4401
18 Months Certificate of Deposit
$0
3.50%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Bar-Cons Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.75%
1142 N Marr Rd, Columbus, IN 47201
18 Month Share Certificates
$0
3.49%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
3064 Ohio St, Michigan City, IN 46360 6866
18 Mo. Certificate
$0
3.35%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Everence Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1110 N Main St, Goshen, IN 46528
18 month Certificate
$100,000
3.30%
Rate
Min Deposit$100,000
Min Balance
UpdatedApr 21, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
927 S Curry Pike, Bloomington, IN 47403 2624
18-month term
$0
3.30%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Wayne Bank and Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
500 S A St, Richmond, IN 47374
18 month certificate
$1,000
3.28%
Rate3.25%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
1801 S Park Rd, Kokomo, IN 46902 6132
18 Month Share Certificate
$0
3.25%
Rate3.20%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.24%
358 S Elkhart Ave, Elkhart, IN 46516
18 Month Certificate
$200
3.25%
Rate3.20%
Min Deposit$200
Min Balance
UpdatedApr 21, 2026
Details

La Porte Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
1800 E Lincolnway, La Porte, IN 46350
18 Month Term Certificate
$0
3.25%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
639 S Delaware St, Indianapolis, IN 46225
18 Month Share Certificate
$0
3.15%
Rate3.06%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
1130 S Main St, South Bend, IN 46601 3338
18 months Certificate
$20,000
3.09%
Rate3.05%
Min Deposit$20,000
Min Balance
UpdatedApr 21, 2026
Details

Staley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
1632 Union St, Lafayette, IN 47904
18 Month Certificates
$1,000
3.00%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
4100 Technology Ave, New Albany, IN 47150 8548
18 month IRA Certificate
$0
3.00%
Rate2.96%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

HNB of Thorntown
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
117 E Main St, Thorntown, IN 46071
18 months Certificate of Deposit
$1,000
2.83%
Rate2.80%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Encompass Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.84%
201 N Main St, Tipton, IN 46072
18 Month Certificates of Deposits
$500
2.78%
Rate2.75%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

ProFed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1710 Saint Joe River Dr, Fort Wayne, IN 46805 1436
18 Months Certificate
$500
2.75%
Rate2.72%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

American Community Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
7880 Wicker Ave, Saint John, IN 46373
SPECIAL: 18 Month Certificate of Deposit
$1,000
2.75%
Rate2.72%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
125 S Anderson St, Elwood, IN 46036
Certificates of Deposit 18 Months
$0
2.75%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3141 Highway 62, Jeffersonville, IN 47130
IRA - Individual Retirement Accounts 18-Month
$1,000
2.65%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
136 Northpoint Ave, Huntington, IN 46750 7764
18 Month Certificate
$0
2.60%
Rate2.57%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

The Antwerp Exchange Bank Company
Institution Rating:
B+4.7 ★Texas Ratio: 18.93%
10726 Thimlar Rd, Harlan, IN 46743
Individual Retirement Account (IRA) 18 Months
$0
2.60%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Merchants Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
410 Monon Blvd, Carmel, IN 46032
18 Month CD
$1,000
2.55%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

INDIANA STATE UNIVERSITY
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
444 N 3rd St, Terre Haute, IN 47807
Share Certificates & IRA Share Certificates 18 months
$0
2.40%
Rate2.38%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
840 E Diamond Ave, Evansville, IN 47711 3420
18 Month Certificate
$0
2.40%
Rate2.38%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN 47421 2116
18 month Certificates
$10,000
2.38%
Rate2.35%
Min Deposit$10,000
Min Balance
UpdatedApr 21, 2026
Details

Purdue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
1520 Union St, Lafayette, IN 47904 2156
IRA Share Certificate 18 Months
$500
2.38%
Rate2.35%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.55%
631 E Main St, Hagerstown, IN 47346
18 Month Jumbo CD
$50,000
2.32%
Rate
Min Deposit$50,000
Min Balance
UpdatedApr 21, 2026
Details

GESB Sheet Metal Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
6450 Ameriplex Dr, Portage, IN 46368 1389
18 months Certificate Accounts
$0
2.30%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

First Robinson Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
615 Kimmell Rd, Vincennes, IN 47591
18 Month CD
$500
2.27%
Rate2.25%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

State Bank of Medora
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
24 E Main St, Medora, IN 47260
18 Month Certificate of Deposit
$500
2.27%
Rate2.25%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Garrett State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
120 W King St, Garrett, IN 46738
18 Month Variable Rate IRA CD
$100
2.25%
Rate2.23%
Min Deposit$100
Min Balance
UpdatedApr 21, 2026
Details

Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
22440 Main St, Woodburn, IN 46797
18 Months Share Certificates
$0
2.25%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

GCSB Swayzee, IN
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
3988 West Delphi Road, Sweetser, IN 46987
18 Month Certificate of Deposit
$1,000
2.22%
Rate2.20%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
1001 Chestnut Hills Pkwy, Fort Wayne, IN 46814 7900
18 Month Certificate
$15,000
2.15%
Rate2.13%
Min Deposit$15,000
Min Balance
UpdatedApr 21, 2026
Details

Harvester Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
7020 Brookville Rd, Indianapolis, IN 46239
18 month Share Certificate
$0
2.02%
Rate2.00%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

LNB Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
215 N Main St, Lynnville, IN 47619
Certificates of Deposit 18 Months
$500
2.01%
Rate2.00%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
726 Massachusetts Ave, Indianapolis, IN 46204
24 months Certificates / IRA Certificates / Roth IRA Certificates
$0
4.20%
Rate4.12%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Purdue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
1520 Union St, Lafayette, IN 47904 2156
Savers Certificate - 24 Months
$50
4.03%
Rate
Min Deposit$50
Min Balance
UpdatedApr 21, 2026
Details

Advantage Plus Of Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
1122 N Fruitridge Ave, Terre Haute, IN 47804
24 Month Term
$0
3.75%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
1111 S Adams St, Bluffton, IN 46714 9772
24 Months Certificates
$0
3.70%
Rate3.63%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Energy Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
1230 W Morris St, Indianapolis, IN 46221 1710
24 Months Certificate
$0
3.65%
Rate3.59%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Allegius Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
244 Allegius Dr, Burns Harbor, IN 46304
24 month certificate rate special
$0
3.60%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Celebrate our anniversary by growing your savings with our 24 month certificate rate special

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN 47421 2116
24 month Certificates
$10,000
3.56%
Rate3.50%
Min Deposit$10,000
Min Balance
UpdatedApr 21, 2026
Details

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN 46814 7900
24 Month Share Certificate
$0
3.55%
Rate3.50%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

CHIPHONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
710 N WILDWOOD AVE, ELKHART, IN 46514 1876
24 MONTH IRA Certificate
$500
3.50%
Rate
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
1115 Sagamore Pkwy S, Lafayette, IN 47905
24 Months Share Certificates
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
1801 S Park Rd, Kokomo, IN 46902 6132
24 Month Share Certificate
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

ProFed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1710 Saint Joe River Dr, Fort Wayne, IN 46805 1436
24 Month EZ Saver Certificate
$25
3.50%
Rate3.45%
Min Deposit$25
Min Balance
UpdatedApr 21, 2026
Details

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
8815 Lima Rd, Fort Wayne, IN 46818 1856
24-Month IRA/ESA Certificate Premier Member
$500
3.50%
Rate3.44%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Bar-Cons Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.75%
1142 N Marr Rd, Columbus, IN 47201
24 Month Share Certificates
$0
3.49%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

FCN Bank, N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
501 Main St, Brookville, IN 47012
24 Month CD
$0
3.48%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

$1,000 - $99,999.99

Fire Police City County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
3306 N CLINTON ST, FORT WAYNE, IN 46805
2 years Certificate
$0
3.45%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
4884 S Maple Tree Dr, Princeton, IN 47670
IRA Certificate Term 24-Month Fixed
$100,000
3.45%
Rate3.40%
Min Deposit$100,000
Min Balance
UpdatedApr 21, 2026
Details

$100,000 Minimum to Earn APY

Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
1405 N Main St, Huntingburg, IN 47542
Certificate of Deposit (7) 2 year
$0
3.44%
Rate3.40%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
3064 Ohio St, Michigan City, IN 46360 6866
24 Mo. Certificate
$0
3.35%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

La Porte Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
1800 E Lincolnway, La Porte, IN 46350
24 Month Term Certificate
$0
3.35%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
136 Northpoint Ave, Huntington, IN 46750 7764
2 Year Certificate
$0
3.35%
Rate3.30%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Everence Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1110 N Main St, Goshen, IN 46528
24 month Certificate
$100,000
3.35%
Rate
Min Deposit$100,000
Min Balance
UpdatedApr 21, 2026
Details

TLCU Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
1816 N Main St, Mishawaka, IN 46545 5616
24 Month Share Certificates
$0
3.30%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Friendship State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
5908 E Main Street, Friendship, IN 47021
24 Month CD
$0
3.30%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
301 Pennsylvania Pkwy Ste 300, Carmel, IN 46280 1396
24 Months Share Certificate
$50,000
3.29%
Rate3.25%
Min Deposit$50,000
Min Balance
UpdatedApr 21, 2026
Details

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
2917 E 10th St, Jeffersonville, IN 47130 6916
24 Month Certificate
$0
3.29%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Wayne Bank and Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
500 S A St, Richmond, IN 47374
2 Year IRA
$100
3.28%
Rate3.25%
Min Deposit$100
Min Balance
UpdatedApr 21, 2026
Details

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN 47710
2-Year CD
$500
3.25%
Rate
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Minimum $500 Deposit to start

Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.24%
358 S Elkhart Ave, Elkhart, IN 46516
2 Year Certificate
$200
3.25%
Rate3.20%
Min Deposit$200
Min Balance
UpdatedApr 21, 2026
Details

Napoleon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
8912 N Us Highway 421, Napoleon, IN 47034
Certificates of Deposit IRA 2 years
$500
3.15%
Rate
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
1130 S Main St, South Bend, IN 46601 3338
24 months (2 years) Certificate
$20,000
3.09%
Rate3.05%
Min Deposit$20,000
Min Balance
UpdatedApr 21, 2026
Details

First Federal Savings Bank Evansville, IN
Institution Rating:
A-5.0 ★Texas Ratio: 15.03%
5001 Davis Lant Dr, Evansville, IN 47715
2 Year CD
$500
3.08%
Rate
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

$500 minimum to open.

Northern States Power St Paul Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
101 E Washington Blvd, Fort Wayne, IN 46802
24 Mo Share Certificates
$0
3.04%
Rate3.00%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
3700 W Bethel Ave, Muncie, IN 47304
business Share Certificates minimum 2 Year
$0
3.04%
Rate3.00%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

$1000; No rate bump available

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
322 S Detroit St, Warsaw, IN 46580 4401
24 Months Certificate of Deposit
$0
3.00%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Garrett State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
120 W King St, Garrett, IN 46738
24 Month IRA CD
$500
3.00%
Rate2.97%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1234 N Eddy St Ste 101, South Bend, IN 46617 1477
IRA Certificate (Traditional, Roth or Educational) 24 Months
$1,000
3.00%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Early Withdrawal Penalty: 180 Days' Dividends

Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
4100 Technology Ave, New Albany, IN 47150 8548
24 month IRA Certificate
$0
3.00%
Rate2.96%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Staley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
1632 Union St, Lafayette, IN 47904
24 Month Certificates
$1,000
3.00%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

HNB of Thorntown
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
117 E Main St, Thorntown, IN 46071
24 months Certificate of Deposit
$1,000
2.93%
Rate2.90%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
840 E Diamond Ave, Evansville, IN 47711 3420
2 Year Certificate
$0
2.91%
Rate2.88%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Bank of Wolcott
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
105 N Range St, Wolcott, IN 47995
24 Month IRA
$1,000
2.88%
Rate2.85%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

LNB Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
215 N Main St, Lynnville, IN 47619
Certificates of Deposit 2 Years Relationship
$500
2.87%
Rate2.85%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

GCSB Swayzee, IN
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
3988 West Delphi Road, Sweetser, IN 46987
24 Month Certificate of Deposit
$1,000
2.83%
Rate2.80%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

First State Bank of Porter
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
230 Lincoln St, Porter, IN 46304
Traditional CD - 2 Year Tier 2
$100,000
2.80%
Rate2.77%
Min Deposit$100,000
Min Balance
UpdatedApr 21, 2026
Details

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3141 Highway 62, Jeffersonville, IN 47130
IRA - Individual Retirement Accounts 24-Month
$1,000
2.75%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
125 S Anderson St, Elwood, IN 46036
Certificates of Deposit 2 Years
$0
2.75%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
7048 Kennedy Ave, Hammond, IN 46323
24 Month Certificate
$5,000
2.70%
Rate2.67%
Min Deposit$5,000
Min Balance
UpdatedApr 21, 2026
Details

Daily compounding. IRA funds permitted. No business funds permitted

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
206 W Lewis and Clark Pkwy, Clarksville, IN 47129 1646
24 Months Savings & IRA Certificates
$0
2.65%
Rate2.62%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
927 S Curry Pike, Bloomington, IN 47403 2624
24-month term Standard CDs
$0
2.60%
Rate2.57%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
726 Massachusetts Ave, Indianapolis, IN 46204
36 months Certificates / IRA Certificates / Roth IRA Certificates
$0
4.05%
Rate3.98%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Advantage Plus Of Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
1122 N Fruitridge Ave, Terre Haute, IN 47804
36 Month Traditional Certificate
$0
4.01%
Rate3.95%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
1111 S Adams St, Bluffton, IN 46714 9772
36 Months Certificates
$0
3.70%
Rate3.63%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Banterra Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
3811 Haley Dr, Newburgh, IN 47630
36-Month CD
$0
3.60%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
1115 Sagamore Pkwy S, Lafayette, IN 47905
36 Months Share Certificates
$0
3.60%
Rate3.55%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
4884 S Maple Tree Dr, Princeton, IN 47670
IRA Certificate Term 36-Month Variable
$100,000
3.58%
Rate3.52%
Min Deposit$100,000
Min Balance
UpdatedApr 21, 2026
Details

$100,000 Minimum to Earn APY

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN 47421 2116
36 month Certificates
$10,000
3.56%
Rate3.25%
Min Deposit$10,000
Min Balance
UpdatedApr 21, 2026
Details

Bar-Cons Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.75%
1142 N Marr Rd, Columbus, IN 47201
36 Month Share Certificates
$0
3.55%
Rate3.50%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

La Porte Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
1800 E Lincolnway, La Porte, IN 46350
36 Month Term Certificate
$0
3.55%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3141 Highway 62, Jeffersonville, IN 47130
IRA - Individual Retirement Accounts 36-Month
$1,000
3.50%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

Energy Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
1230 W Morris St, Indianapolis, IN 46221 1710
36 Months Certificate
$0
3.50%
Rate3.44%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Fire Police City County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
3306 N CLINTON ST, FORT WAYNE, IN 46805
3 years Certificate
$0
3.50%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

CHIPHONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
710 N WILDWOOD AVE, ELKHART, IN 46514 1876
36 MONTH IRA Certificate
$500
3.50%
Rate
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN 46814
36 Month IRA CD
$0
3.50%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

CF Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
4729 E 82nd St, Indianapolis, IN 46250
36 Month term
$0
3.50%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
3064 Ohio St, Michigan City, IN 46360 6866
36 Mo. Certificate
$0
3.46%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Everence Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1110 N Main St, Goshen, IN 46528
36 month Certificate
$100,000
3.45%
Rate
Min Deposit$100,000
Min Balance
UpdatedApr 21, 2026
Details

Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
1405 N Main St, Huntingburg, IN 47542
Certificate of Deposit (7) 3 year
$0
3.34%
Rate3.30%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Friendship State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
5908 E Main Street, Friendship, IN 47021
36 Month CD
$0
3.30%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
840 E Diamond Ave, Evansville, IN 47711 3420
3 Year Certificate
$0
3.30%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
2917 E 10th St, Jeffersonville, IN 47130 6916
36 Month Certificate
$0
3.29%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
301 Pennsylvania Pkwy Ste 300, Carmel, IN 46280 1396
36 Months Share Certificates
$1,000
3.29%
Rate3.25%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Wayne Bank and Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
500 S A St, Richmond, IN 47374
3 Year IRA
$100
3.28%
Rate3.25%
Min Deposit$100
Min Balance
UpdatedApr 21, 2026
Details

FCN Bank, N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
501 Main St, Brookville, IN 47012
36 Month CD
$0
3.28%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

$1,000 - $99,999.99

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN 47710
3-Year CD
$500
3.25%
Rate
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Minimum $500 Deposit to start

Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.24%
358 S Elkhart Ave, Elkhart, IN 46516
3 Year Certificate
$200
3.25%
Rate3.20%
Min Deposit$200
Min Balance
UpdatedApr 21, 2026
Details

Purdue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
1520 Union St, Lafayette, IN 47904 2156
Health Savings Certificate 36 Months
$500
3.20%
Rate3.15%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Northern States Power St Paul Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
101 E Washington Blvd, Fort Wayne, IN 46802
36 Mo Share Certificates
$0
3.09%
Rate3.05%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
1130 S Main St, South Bend, IN 46601 3338
36 months Certificate
$20,000
3.09%
Rate3.05%
Min Deposit$20,000
Min Balance
UpdatedApr 21, 2026
Details

GCSB Swayzee, IN
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
3988 West Delphi Road, Sweetser, IN 46987
36 Month Certificate of Deposit
$1,000
3.03%
Rate3.00%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1234 N Eddy St Ste 101, South Bend, IN 46617 1477
IRA Certificate (Traditional, Roth or Educational) 36 Months
$1,000
3.00%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Early Withdrawal Penalty: 270 Days' Dividends

Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
4100 Technology Ave, New Albany, IN 47150 8548
36 month IRA Certificate
$0
3.00%
Rate2.96%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
8815 Lima Rd, Fort Wayne, IN 46818 1856
36-Month Certificate (Premier Member)
$500
3.00%
Rate2.96%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Garrett State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
120 W King St, Garrett, IN 46738
36 Month IRA CD
$500
3.00%
Rate2.97%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

GESB Sheet Metal Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
6450 Ameriplex Dr, Portage, IN 46368 1389
36 months Certificate Accounts
$0
3.00%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

TLCU Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
1816 N Main St, Mishawaka, IN 46545 5616
36 Month Share Certificates
$0
2.99%
Rate2.95%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
206 W Lewis and Clark Pkwy, Clarksville, IN 47129 1646
36 Months Savings & IRA Certificates
$0
2.85%
Rate2.82%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
136 Northpoint Ave, Huntington, IN 46750 7764
3 Year Certificate
$0
2.81%
Rate2.77%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
3700 W Bethel Ave, Muncie, IN 47304
business Share Certificates minimum 3 Year
$0
2.79%
Rate2.75%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

$1000; No rate bump available

Tech Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 18.03%
10110 Randolph St, Crown Point, IN 46307 9469
Regular Certificate IRA 36 month
$0
2.75%
Rate2.75%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Staley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
1632 Union St, Lafayette, IN 47904
36 Month Certificates
$1,000
2.75%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
125 S Anderson St, Elwood, IN 46036
Certificates of Deposit 3 Years
$0
2.75%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
927 S Curry Pike, Bloomington, IN 47403 2624
36-month term Standard CDs
$0
2.75%
Rate2.72%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Merchants Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
410 Monon Blvd, Carmel, IN 46032
36 Month CD
$1,000
2.70%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
1001 Chestnut Hills Pkwy, Fort Wayne, IN 46814 7900
36 Month Certificate - Share and IRA
$15,000
2.65%
Rate2.62%
Min Deposit$15,000
Min Balance
UpdatedApr 21, 2026
Details

INDIANA STATE UNIVERSITY
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
444 N 3rd St, Terre Haute, IN 47807
Share Certificates & IRA Share Certificates 36 months
$0
2.65%
Rate2.62%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

The Antwerp Exchange Bank Company
Institution Rating:
B+4.7 ★Texas Ratio: 18.93%
10726 Thimlar Rd, Harlan, IN 46743
Individual Retirement Account (IRA) 36 Months
$0
2.63%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Citizens Bank Mooresville, IN
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
33 N Indiana St, Mooresville, IN 46158
CD -- 36 months
$500
2.53%
Rate2.50%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Harvester Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
7020 Brookville Rd, Indianapolis, IN 46239
36 month Share Certificate
$0
2.53%
Rate2.50%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.55%
631 E Main St, Hagerstown, IN 47346
3 Year CD
$500
2.53%
Rate
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
726 Massachusetts Ave, Indianapolis, IN 46204
48 months Certificates / IRA Certificates / Roth IRA Certificates
$0
4.05%
Rate3.98%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

La Porte Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
1800 E Lincolnway, La Porte, IN 46350
48 Month Term Certificate
$0
3.85%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN 46814
48 Month IRA CD
$0
3.75%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
1111 S Adams St, Bluffton, IN 46714 9772
48 Months Certificates
$0
3.75%
Rate3.68%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
1115 Sagamore Pkwy S, Lafayette, IN 47905
48 Months Share Certificates
$0
3.65%
Rate3.60%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3141 Highway 62, Jeffersonville, IN 47130
IRA - Individual Retirement Accounts 48-Month
$1,000
3.65%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
3064 Ohio St, Michigan City, IN 46360 6866
48 Mo. Certificate
$0
3.61%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Bar-Cons Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.75%
1142 N Marr Rd, Columbus, IN 47201
48 Month Share Certificates
$0
3.60%
Rate3.55%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN 47421 2116
48 month Certificates
$10,000
3.56%
Rate3.50%
Min Deposit$10,000
Min Balance
UpdatedApr 21, 2026
Details

Fire Police City County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
3306 N CLINTON ST, FORT WAYNE, IN 46805
4 years Certificate
$0
3.55%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Everence Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1110 N Main St, Goshen, IN 46528
48 month Certificate
$100,000
3.50%
Rate
Min Deposit$100,000
Min Balance
UpdatedApr 21, 2026
Details

CHIPHONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
710 N WILDWOOD AVE, ELKHART, IN 46514 1876
48 MONTH IRA Certificate
$500
3.50%
Rate
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
4884 S Maple Tree Dr, Princeton, IN 47670
IRA Certificate Term 48-Month Fixed
$100,000
3.50%
Rate3.44%
Min Deposit$100,000
Min Balance
UpdatedApr 21, 2026
Details

$100,000 Minimum to Earn APY

Friendship State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
5908 E Main Street, Friendship, IN 47021
48 Month CD
$0
3.41%
Rate3.35%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Energy Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
1230 W Morris St, Indianapolis, IN 46221 1710
48 Months Certificate
$0
3.40%
Rate3.35%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
2917 E 10th St, Jeffersonville, IN 47130 6916
48 Month Certificate
$0
3.39%
Rate3.35%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
1405 N Main St, Huntingburg, IN 47542
Certificate of Deposit (7) 4 year
$0
3.34%
Rate3.30%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Purdue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
1520 Union St, Lafayette, IN 47904 2156
IRA Share Certificate 48 Months
$500
3.30%
Rate3.25%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

GCSB Swayzee, IN
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
3988 West Delphi Road, Sweetser, IN 46987
48 month cd
$0
3.29%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.24%
358 S Elkhart Ave, Elkhart, IN 46516
4 Year Certificate
$200
3.25%
Rate3.20%
Min Deposit$200
Min Balance
UpdatedApr 21, 2026
Details

Wayne Bank and Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
500 S A St, Richmond, IN 47374
4 Year IRA
$100
3.23%
Rate3.20%
Min Deposit$100
Min Balance
UpdatedApr 21, 2026
Details

Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
136 Northpoint Ave, Huntington, IN 46750 7764
4 Year Certificate
$0
3.10%
Rate3.06%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
1130 S Main St, South Bend, IN 46601 3338
48 Month Certificate
$20,000
3.09%
Rate3.05%
Min Deposit$20,000
Min Balance
UpdatedApr 21, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
1001 Chestnut Hills Pkwy, Fort Wayne, IN 46814 7900
48 Month Certificate
$15,000
3.05%
Rate3.01%
Min Deposit$15,000
Min Balance
UpdatedApr 21, 2026
Details

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
840 E Diamond Ave, Evansville, IN 47711 3420
4 Year Certificate
$0
3.03%
Rate3.00%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
8815 Lima Rd, Fort Wayne, IN 46818 1856
48-Month Certificate (Premier Member)
$500
3.00%
Rate2.96%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Tech Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 18.03%
10110 Randolph St, Crown Point, IN 46307 9469
Regular Certificate IRA 48 month bump rate
$0
3.00%
Rate3.00%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
206 W Lewis and Clark Pkwy, Clarksville, IN 47129 1646
48 Months Savings & IRA Certificates
$0
3.00%
Rate2.97%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
927 S Curry Pike, Bloomington, IN 47403 2624
48-month term Standard CDs
$0
2.90%
Rate2.86%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Garrett State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
120 W King St, Garrett, IN 46738
48 Month IRA CD
$500
2.85%
Rate2.81%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
4100 Technology Ave, New Albany, IN 47150 8548
48 month IRA Certificate
$0
2.80%
Rate2.76%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
3700 W Bethel Ave, Muncie, IN 47304
business Share Certificates minimum 4 Year
$0
2.79%
Rate2.75%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

$1000; No rate bump available

Citizens Bank Mooresville, IN
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
33 N Indiana St, Mooresville, IN 46158
CD -- 48 months
$500
2.78%
Rate2.75%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

LNB Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
215 N Main St, Lynnville, IN 47619
Certificates of Deposit 4 Years Relationship
$500
2.77%
Rate2.75%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

INDIANA STATE UNIVERSITY
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
444 N 3rd St, Terre Haute, IN 47807
Share Certificates & IRA Share Certificates 48 months
$0
2.75%
Rate2.72%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1234 N Eddy St Ste 101, South Bend, IN 46617 1477
IRA Certificate (Traditional, Roth or Educational) 48 Months
$1,000
2.75%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Early Withdrawal Penalty: 270 Days' Dividends

Staley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
1632 Union St, Lafayette, IN 47904
48 Month Certificates
$1,000
2.75%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

First State Bank of Porter
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
230 Lincoln St, Porter, IN 46304
Individual IRA Accounts 48 Month Tier 2
$0
2.65%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
639 S Delaware St, Indianapolis, IN 46225
4 Year Share Certificate
$0
2.65%
Rate2.58%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Campbell & Fetter Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
304 S Orange St, Albion, IN 46701
48 Months Certificate of Deposit
$1,000
2.63%
Rate2.60%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

State Bank of Medora
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
24 E Main St, Medora, IN 47260
48 Month Certificate of Deposit
$500
2.63%
Rate2.60%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

PROFINANCE
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
334 W 84th Dr, Merrillville, IN 46410
48 Month Share Certificate
$0
2.60%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
22440 Main St, Woodburn, IN 46797
48 Month IRA
$0
2.60%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.55%
631 E Main St, Hagerstown, IN 47346
4 Year CD
$500
2.53%
Rate
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

U S #1364 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
8400 BROADWAY, MERRILLVILLE, IN 46410
4 Years Share Certificate
$0
2.50%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
125 S Anderson St, Elwood, IN 46036
Certificates of Deposit 4 Years
$0
2.50%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Community State Bank Brook, IN
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
244 W Main St, Brook, IN 47922
Special 48 Month CD
$0
2.50%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Crossroads Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
1102 W Votaw ST, Portland, IN 47371
48 Month Certificate of Deposit
$1,000
2.43%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

First Robinson Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
615 Kimmell Rd, Vincennes, IN 47591
48 Month CD
$500
2.27%
Rate2.25%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Harvester Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
7020 Brookville Rd, Indianapolis, IN 46239
48 month Share Certificate
$0
2.27%
Rate2.25%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
726 Massachusetts Ave, Indianapolis, IN 46204
60 months Certificates / IRA Certificates / Roth IRA Certificates
$0
4.10%
Rate4.03%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN 46814
60 Month IRA CD
$0
4.00%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Via Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
4505 S Adams St, Marion, IN 46953 5351
60 Month Certificate
$0
4.00%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

as high as

La Porte Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
1800 E Lincolnway, La Porte, IN 46350
60 Month Term Certificate
$0
4.00%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
1111 S Adams St, Bluffton, IN 46714 9772
60 Months Certificates
$0
3.80%
Rate3.73%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
1115 Sagamore Pkwy S, Lafayette, IN 47905
60 Months Share Certificates
$0
3.70%
Rate3.65%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
3064 Ohio St, Michigan City, IN 46360 6866
60 Mo. Certificate
$0
3.61%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Bank of Wolcott
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
105 N Range St, Wolcott, IN 47995
60 Month IRA
$1,000
3.60%
Rate3.55%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Bar-Cons Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.75%
1142 N Marr Rd, Columbus, IN 47201
60 Month Share Certificates
$0
3.60%
Rate3.55%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN 47421 2116
60 month Certificates
$10,000
3.56%
Rate3.50%
Min Deposit$10,000
Min Balance
UpdatedApr 21, 2026
Details

Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
301 Pennsylvania Pkwy Ste 300, Carmel, IN 46280 1396
60 Months Share Certificates
$0
3.55%
Rate3.50%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Everence Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1110 N Main St, Goshen, IN 46528
60 month Certificate
$100,000
3.55%
Rate
Min Deposit$100,000
Min Balance
UpdatedApr 21, 2026
Details

Fire Police City County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
3306 N CLINTON ST, FORT WAYNE, IN 46805
5 years + Certificate
$0
3.55%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

GCSB Swayzee, IN
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
3988 West Delphi Road, Sweetser, IN 46987
60 Month CD
$0
3.55%
Rate3.50%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

CF Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
4729 E 82nd St, Indianapolis, IN 46250
60 Month term
$0
3.50%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

CHIPHONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
710 N WILDWOOD AVE, ELKHART, IN 46514 1876
60 MONTH IRA Certificate
$500
3.50%
Rate
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Forum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
2259 E 116th St, Carmel, IN 46032 3279
60 Month Liquid IRA
$0
3.50%
Rate3.44%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
4884 S Maple Tree Dr, Princeton, IN 47670
IRA Certificate Term 60-Month Fixed
$100,000
3.50%
Rate3.44%
Min Deposit$100,000
Min Balance
UpdatedApr 21, 2026
Details

$100,000 Minimum to Earn APY

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3141 Highway 62, Jeffersonville, IN 47130
IRA - Individual Retirement Accounts 60-Month
$1,000
3.50%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
2917 E 10th St, Jeffersonville, IN 47130 6916
60 Month Certificate
$0
3.49%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Friendship State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
5908 E Main Street, Friendship, IN 47021
60 Month CD
$0
3.46%
Rate3.40%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Purdue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
1520 Union St, Lafayette, IN 47904 2156
IRA Share Certificate 60 Months
$500
3.41%
Rate3.35%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

LNB Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
215 N Main St, Lynnville, IN 47619
Certificates of Deposit 5 Years Relationship
$500
3.38%
Rate3.35%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
1405 N Main St, Huntingburg, IN 47542
Certificate of Deposit (7) 5 year
$0
3.34%
Rate3.30%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Energy Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
1230 W Morris St, Indianapolis, IN 46221 1710
60 Months Certificate
$0
3.30%
Rate3.26%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.24%
358 S Elkhart Ave, Elkhart, IN 46516
5 Year Certificate
$200
3.25%
Rate3.20%
Min Deposit$200
Min Balance
UpdatedApr 21, 2026
Details

Wayne Bank and Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
500 S A St, Richmond, IN 47374
5 year certificate
$1,000
3.18%
Rate3.15%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
1001 Chestnut Hills Pkwy, Fort Wayne, IN 46814 7900
60 Month Certificate
$15,000
3.15%
Rate3.10%
Min Deposit$15,000
Min Balance
UpdatedApr 21, 2026
Details

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
206 W Lewis and Clark Pkwy, Clarksville, IN 47129 1646
60 Months Savings & IRA Certificates
$0
3.15%
Rate3.11%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
927 S Curry Pike, Bloomington, IN 47403 2624
60-month term Standard CDs
$0
3.10%
Rate3.06%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

INDIANA STATE UNIVERSITY
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
444 N 3rd St, Terre Haute, IN 47807
Share Certificates & IRA Share Certificates 60 months
$0
3.05%
Rate3.02%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Citizens Bank Mooresville, IN
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
33 N Indiana St, Mooresville, IN 46158
CD -- 60 months
$500
3.04%
Rate3.00%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Campbell & Fetter Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
304 S Orange St, Albion, IN 46701
60 Months Certificate of Deposit
$1,000
3.03%
Rate3.00%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
840 E Diamond Ave, Evansville, IN 47711 3420
5 Year Certificate
$0
3.03%
Rate3.00%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
8815 Lima Rd, Fort Wayne, IN 46818 1856
60-Month Certificate (Premier Member)
$500
3.00%
Rate2.96%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
136 Northpoint Ave, Huntington, IN 46750 7764
5 Year Certificate
$0
2.86%
Rate2.82%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
3700 W Bethel Ave, Muncie, IN 47304
business Share Certificates minimum 5 Year
$0
2.79%
Rate2.75%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

$1000; No rate bump available

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1234 N Eddy St Ste 101, South Bend, IN 46617 1477
IRA Certificate (Traditional, Roth or Educational) 60 Months
$1,000
2.75%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Early Withdrawal Penalty: 270 Days' Dividends

Staley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
1632 Union St, Lafayette, IN 47904
60 Month Certificates
$1,000
2.75%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

PROFINANCE
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
334 W 84th Dr, Merrillville, IN 46410
60 Month Share Certificate
$0
2.75%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Garrett State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
120 W King St, Garrett, IN 46738
60 Months IRA CD
$500
2.75%
Rate2.72%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
639 S Delaware St, Indianapolis, IN 46225
5 Year Share Certificate
$0
2.75%
Rate2.68%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

State Bank of Medora
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
24 E Main St, Medora, IN 47260
60 Month Certificate of Deposit
$500
2.73%
Rate2.70%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
4100 Technology Ave, New Albany, IN 47150 8548
60 month IRA Certificate
$0
2.60%
Rate2.57%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
22440 Main St, Woodburn, IN 46797
60 Month IRA
$0
2.60%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.55%
631 E Main St, Hagerstown, IN 47346
5 Year CD
$500
2.53%
Rate
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Crossroads Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
1102 W Votaw ST, Portland, IN 47371
60 Month Certificate of Deposit
$1,000
2.53%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

U S #1364 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
8400 BROADWAY, MERRILLVILLE, IN 46410
5 Years Share Certificate
$0
2.50%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1605 Northland Blvd, Fort Wayne, IN 46825
60 Month Certificates / IRA Certificates
$0
2.50%
Rate2.47%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

HNB of Thorntown
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
117 E Main St, Thorntown, IN 46071
60 months Certificate of Deposit
$1,000
2.32%
Rate2.30%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from Indiana Institutions

Highest verified APYs available today — updated April 21, 2026

B Top 5 Bank Rates
United Fidelity Bank
6-Month CD Term
A+ 5.0 ★ TX: 0.81%
Min: $1,000
4.20%
HNB of Thorntown
6 months Certificate of Deposit
A+ 5.0 ★ TX: 1.81%
Min: $1,000
4.06%
CF Bank
6 Month term
A+ 5.0 ★ TX: 2.42%
Min: $0
4.00%
Republic Bank & Trust Company
IRA - Individual Retirement Accounts 6-Month
A+ 5.0 ★ TX: 0.00%
Min: $1,000
4.00%
PROFINANCE
CD Special 12 Month
A+ 5.0 ★ TX: 4.62%
Min: $5,000
3.80%
CU Top 5 Credit Union Rates
Fort Financial Federal Credit Union
12-Month IRA/ESA Certificate Premier Member
A+ 5.0 ★ TX: 3.12%
Min: $500
4.50%
U S #1364 Federal Credit Union
6 Month Share Certificate
A+ 5.0 ★ TX: 2.18%
Min: $0
4.25%
Firefighters Credit Union
24 months Certificates / IRA Certificates / Roth IRA Certificates
A+ 5.0 ★ TX: 0.91%
Min: $0
4.20%
Policemens Federal Credit Union
6 months Certificate
A+ 5.0 ★ TX: 0.46%
Min: $500
4.10%
Evansville Firefighters Federal Credit Union
18 Mo CD Jumbo
A+ 5.0 ★ TX: 0.00%
Min: $100,000
4.10%
Rates verified April 21, 2026 — Click an institution name to view its full profile, safety ratings, and all CD terms.

Indiana CD Rate Trends

Compare local Indiana CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Indiana CD Trends →
12-Month CD — IN Avg
2.640%
▼ 0.084 vs 7 days ago

Indiana 12-month CD rates fell 0.084 points over the past 7 days to 2.640% APY.

6-Month CD — IN Avg
2.276%
▼ 0.030 vs 7 days ago

Indiana 6-month CD rates fell 0.030 points over the past 7 days to 2.276% APY.

As of Apr 21, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

IN CD Rate Forecast — Next 12 Months

Where are Indiana CD rates headed through April 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

IN 12-Month Avg APY
2.640%
6-Month Forecast
2.640%
Range: 2.44% – 2.79%
12-Month Forecast
2.390%
Range: 2.19% – 2.54%

Data inputs: The central forecast uses CME FedWatch implied fed funds path and Federal Reserve dot-plot projections. A spread model maps the relationship between the fed funds rate and the Indiana average 12-month CD APY in our database.

Spread model: The Indiana 12-month CD average currently trades 1.74% below the fed funds midpoint. This spread is applied to the projected fed funds path to generate the central forecast.

Confidence bounds: Upper bound adds +0.15% (Fed holds longer, deposit competition remains high). Lower bound subtracts 0.20% (earlier or deeper rate cuts compress yields faster).

Limitations: Model-based estimates only, not guarantees. Verify current rates directly with institutions before making financial decisions.

Powered by MonitorBankRates

What Your Savings Earn at IN CD Rates Today

Annual interest earnings at today’s Indiana average APYs. State average used where available; national average as fallback.

CD Term IN Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 1.913% $95.64 $191.28 $478.20 $956.40
6-Month CD 2.276% $113.82 $227.64 $569.10 $1,138.20
12-Month CD 2.640% $131.99 $263.98 $659.95 $1,319.90
18-Month CD 2.220% $110.98 $221.95 $554.88 $1,109.75
24-Month CD 2.575% $128.73 $257.45 $643.63 $1,287.25
36-Month CD 2.530% $126.49 $252.98 $632.45 $1,264.90
48-Month CD 2.523% $126.13 $252.26 $630.65 $1,261.30
60-Month CD 2.568% $128.39 $256.78 $641.95 $1,283.90
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of April 21, 2026.

Sample CD Ladder for Indiana Savers

$25,000 split equally across 5 terms using today’s Indiana average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder →
Rung Term Deposit IN Avg APY Annual Earnings
1 3-Month CD $5,000 1.913% $95.64
2 6-Month CD $5,000 2.276% $113.82
3 12-Month CD $5,000 2.640% $131.99
4 24-Month CD $5,000 2.575% $128.73
5 36-Month CD $5,000 2.530% $126.49
Total ($25,000 invested) $25,000 2.387% blended $596.67/yr

Ladder example uses equal $5,000 rungs and Indiana average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

109
Institutions
in Indiana
43 Banks 66 Credit Unions

About Our Indiana CD Rate Database

MonitorBankRates tracks CD rates from 43 banks and 66 credit unions with locations in Indiana, plus national online institutions available to Indiana residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.

Current top rate: Fort Financial Federal Credit Union offers a CD at 4.50% APY with a minimum deposit of $500. Use the rate table above to compare all current offers in Indiana.

How to Find the Best CD Rates in Indiana

What to compare when shopping for a CD in Indiana

To find the best APYs in Indiana, start with credit unions and online-only banks — Indiana has 66 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Indiana

  • You have a planned expense coming up and want your savings to earn while you wait
  • You expect rates to fall and want to lock in today’s rate
  • You want FDIC or NCUA protection with a guaranteed fixed return
  • You prefer banking with an institution that has a local branch in Indiana — 109 institutions here report CD rates

Consider an Alternative If…

Indiana Financial Snapshot

Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024

Population 65+
16.8%
National avg: 17.3%
Median Individual Earnings
$43,243
National avg: $47,340
Poverty Rate
12.3%
National avg: 11.1%
Unemployment Rate
4.3%
National avg: 4.8%
CD Earnings on 10% of Salary
$114/yr
At IN 12-mo avg 2.640% APY

16.8% of residents are 65 or older — below the national average of 17.3%. At today’s IN 12-month CD average of 2.640%, saving 10% of the local median salary ($4,324/year) and putting it in a CD would earn an additional $114 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Indiana

What to compare when choosing between a CD and other deposit accounts

Feature CD High-Yield Savings Money Market 6-Month CD
Rate Type Fixed APY Variable APY Variable APY Fixed APY
Liquidity Locked for term Anytime Anytime Locked 6 months
Early Withdrawal Penalty (months of interest) None None Penalty (90–180 days interest)
FDIC / NCUA Insured Yes (up to $250K) Yes (up to $250K) Yes (up to $250K) Yes (up to $250K)
Check / Debit Access No Usually no Often yes No
Best For Known savings goal, CD ladder Emergency fund, flexible savings Liquid savings with check-writing Slightly higher yield, less urgency

Frequently Asked Questions about CD Rates in Indiana

Are CD rates in Indiana FDIC insured?

Yes, most established banks in Indiana are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Indiana?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Indiana.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Indiana may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Indiana?

Here are recent top rates found for this area:
  • Fort Financial Federal Credit Union: 4.50% APY (12-Month IRA/ESA Certificate Premier Member)
  • U S #1364 Federal Credit Union: 4.25% APY (6 Month Share Certificate)
  • Firefighters Credit Union: 4.20% APY (24 months Certificates / IRA Certificates / Roth IRA Certificates)
  • United Fidelity Bank: 4.20% APY (6-Month CD Term)
  • Policemens Federal Credit Union: 4.10% APY (6 months Certificate)
  • Evansville Firefighters Federal Credit Union: 4.10% APY (18 Mo CD Jumbo)
  • Chicago Patrolmens Federal Credit Union: 4.08% APY (Jumbo 6-Month Share Certificate)
  • TLCU Financial Credit Union: 4.07% APY (6 Month Share Certificates)
  • Industrial Federal Credit Union: 4.06% APY (3 Months K ***SPECIAL*** Share Certificates)
  • HNB of Thorntown: 4.06% APY (6 months Certificate of Deposit)
Rates reflect recent verified offers available in Indiana. Last Updated: April 21, 2026

Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Indiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Indiana. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in IN.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 21, 2026

Cities in Indiana

  • Advance
  • Akron
  • Alamo
  • Albany
  • Albion
  • Alexandria
  • Ambia
  • Amboy
  • Amo
  • Anderson
  • Andrews
  • Angola
  • Arcadia
  • Arcola
  • Argos
  • Arlington
  • Ashley
  • Athens
  • Atlanta
  • Attica
  • Atwood
  • Auburn
  • Aurora
  • Austin
  • Avilla
  • Avoca
  • Avon
  • Bainbridge
  • Bargersville
  • Batesville
  • Bath
  • Battle Ground
  • Bedford
  • Beech Grove
  • Bellmore
  • Bennington
  • Bentonville
  • Berne
  • Bethlehem
  • Beverly Shores
  • Bicknell
  • Bippus
  • Birdseye
  • Blanford
  • Bloomfield
  • Bloomingdale
  • Bloomington
  • Bluffton
  • Boggstown
  • Boone Grove
  • Boonville
  • Borden
  • Boston
  • Boswell
  • Bourbon
  • Bowling Green
  • Bradford
  • Branchville
  • Brazil
  • Bremen
  • Bridgeton
  • Brimfield
  • Bringhurst
  • Bristol
  • Bristow
  • Brook
  • Brooklyn
  • Brookston
  • Brookville
  • Brownsburg
  • Brownstown
  • Brownsville
  • Bruceville
  • Bryant
  • Buck Creek
  • Buckskin
  • Buffalo
  • Bunker Hill
  • Burket
  • Burlington
  • Burnettsville
  • Burrows
  • Butler
  • Butlerville
  • Cambridge City
  • Camby
  • Camden
  • Campbellsburg
  • Canaan
  • Cannelburg
  • Cannelton
  • Carbon
  • Carlisle
  • Carmel
  • Cartersburg
  • Carthage
  • Cayuga
  • Cedar Grove
  • Cedar Lake
  • Celestine
  • Centerpoint
  • Centerville
  • Central
  • Chalmers
  • Chandler
  • Charlestown
  • Charlottesville
  • Chesterton
  • Chrisney
  • Churubusco
  • Cicero
  • Clarks Hill
  • Clarksburg
  • Clarksville
  • Clay City
  • Claypool
  • Clayton
  • Clear Creek
  • Clifford
  • Clinton
  • Cloverdale
  • Coal City
  • Coalmont
  • Coatesville
  • Colfax
  • Columbia City
  • Columbus
  • Commiskey
  • Connersville
  • Converse
  • Cortland
  • Corunna
  • Cory
  • Corydon
  • Covington
  • Craigville
  • Crandall
  • Crane
  • Crawfordsville
  • Cromwell
  • Cross Plains
  • Crothersville
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