|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
PROFINANCE Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 21, 2026
PROFINANCE's CD Special 12 Month rates are at 3.80%, 60 Month CD rates are at 2.75%, 48 Month CD rates are at 2.60%, 36 Month CD rates are at 2.50%, 24 Month CD rates are at 2.25%. PROFINANCE's savings rates are at 0.10%. PROFINANCE's Personal Loan Rates are at 7.50%. MonitorBankRates evaluates the financial stability of PROFINANCE with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.09%. Rates were last updated on 03/21/2026. PROFINANCE money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PROFINANCE? Share your experience about PROFINANCE by leaving a review below, or read customer reviews before you decide to use PROFINANCE. Traditional Bank, Inc.
Profinance FCU 334 W 84th Dr
http://www.profinancefcu.com Merrillville, IN 46410 
PROFINANCE CD Rates
PROFINANCE Savings Rates
PROFINANCE Checking Rates
PROFINANCE Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for PROFINANCE is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather PROFINANCE rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with PROFINANCE's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
PROFINANCE
Website
http://www.profinancefcu.com
Address
334 W 84th Dr,
Merrillville, IN 46410
Phone
219-736-5767
Fax
219-736-4463
President
Ivory Elkins
CEO
Lindsey Hilley
Full-Time Employees
4
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.09%
Return on Assets (ROA)
0.0086%
Return on Equity (ROE)
0.0406%
Non-Performing Loans Ratio (NPL)
0.47%
Total Assets
14,026,651
Total Amount of Shares and Deposits
10,989,821
Total Shares and Deposits < 1 Year
10,765,741
Total Shares and Deposits 1 3 Years
224,079
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
333,893
Total Uninsured Shares and Deposits > $250K (F+J)
333,893
Total Insured Shares and Deposits > $250K (item 17 less item K)
10,655,928
Total Interest Expense (Sum of items 6 8)
54,395
Share Certificates
41
Number of Accounts for Share Drafts
905
Number of Accounts for Regular Shares
1,612
All other shares
4
Non Member Deposits
3
Net Income (unless the amount is already included in Undivided Earnings)
10,800
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
64,207
Total Liabilities
11,044,754
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About PROFINANCEIs PROFINANCE a safe place to deposit money?Yes, PROFINANCE is considered a safe financial institution. With a Texas Ratio of 1.0901124116716%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does PROFINANCE operate?PROFINANCE currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join PROFINANCE?Yes, to access services at PROFINANCE, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, PROFINANCE does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, PROFINANCE provides members with tools to manage their accounts and build a solid financial history. Does PROFINANCE offer online and mobile banking?Most modern institutions like PROFINANCE provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.profinancefcu.com. Current PROFINANCE Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
GNC Community Federal Credit Union
Southern Chautauqua Federal Credit Union
Valley Financial Credit Union
Foundation Credit Union
Leadco Community Credit Union
Tandem Federal Credit Union
Indiana University Credit Union
Afgm Enterprises Federal Credit Union
Richmond Virginia Fire Police Credit Union
Code Credit Union
NIAGARA REGIONAL
MAC Federal Credit Union
First Choice Federal Credit Union
Delta Community Credit Union
Timberline Federal Credit Union
People Driven Credit Union
Reliance Credit Union
SUPERIOR CHOICE
Transit Employees Federal Credit Union
Mid-Hudson Valley Federal Credit Union
OLATHE
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
