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 Interra Credit Union Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
Interra Credit Union's HSA 5 month CD Special rates are at 4.12%, HSA 13 month CD Special rates are at 3.87%, 60 month HSA CD rates are at 2.00%, 48 month HSA CD rates are at 1.90%, 36 month HSA CD rates are at 1.85%. Interra Credit Union's savings rates are at 0.05%. Interra Credit Union's money market rates are at 0.00%. Interra Credit Union's Personal Loan Rates are at 12.49%. MonitorBankRates evaluates the financial stability of Interra Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.62%. Rates last updated and verified on 08/28/2026. Interra Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Interra Credit Union? Share your experience about Interra Credit Union by leaving a review below, or read customer reviews before you decide to use Interra Credit Union. 
Interra Credit Union CD Rates
Interra Credit Union Savings Rates
Interra Credit Union Money Market Rates
Interra Credit Union Checking Rates
Interra Credit Union Home Equity & HELOC
Interra Credit Union Auto Loan Rates
Interra Credit Union Credit Card Rates
Interra Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Interra Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Interra Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Interra Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Interra Credit Union
Website
https://www.interracu.com
Address
300 W Lincoln Ave,
Goshen, IN 46526
Phone
574-534-2506
Fax
President
Tim Yoder
CEO
Amy Sink
Full-Time Employees
313
Part-Time Employees
12
Branch Locations
16
ATM Locations
15
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.62%
Return on Assets (ROA)
0.5871%
Return on Equity (ROE)
6.5108%
Non-Performing Loans Ratio (NPL)
0.19%
Total Assets
1,954,426,145
Total Amount of Shares and Deposits
1,622,657,118
Total Shares and Deposits < 1 Year
1,598,100,491
Total Shares and Deposits 1 3 Years
24,166,310
Total Shares and Deposits > 3 Years
390,317
Total Interest Expense (Sum of items 6 8)
30,990,779
Share Certificates
5,284
Number of Accounts for Share Drafts
55,014
IRA KEOGH Accounts
1,068
Number of Accounts for Regular Shares
119,169
All other shares
11,015
Money Market Shares
7,135
Net Income (unless the amount is already included in Undivided Earnings)
11,475,029
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
15,868,546
Total Liabilities
1,788,045,114
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for Interra Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Interra Credit Union
Frequently Asked Questions About Interra Credit UnionHow many branches does Interra Credit Union operate?Interra Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Interra Credit Union?Yes, to access services at Interra Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Interra Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Interra Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Interra Credit Union offer online and mobile banking?Most modern institutions like Interra Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.interracu.com. Current Interra Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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