Pendleton, Indiana CD Rates Today - Compare Best APYs for May 2026
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Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Pendleton, Indiana CD rates include Three Rivers Federal Credit UnionThree Rivers Federal Credit Union700 Henderson Way, Pendleton, IN 46064A5.0 ★Texas Ratio: 6.18%Real return: +0.70%APY minus CPI (February 2026) offering 12 Month Certificates / IRA Certificates at 3.50% APY, MADISON COUNTYMADISON COUNTY3055 US 36, Pendleton, IN 46064A+5.0 ★Texas Ratio: 5.43%Real return: -0.27%APY minus CPI (February 2026) offering 6 MONTH CERTIFICATE at 2.53% APY, Merchants Bank of IndianaMerchants Bank of IndianaA+5.0 ★Texas Ratio: 4.20%Real return: +2.06%APY minus CPI (February 2026) offering 12 Month Flex Index CD at 4.86% APY, Fort Financial Federal Credit UnionFort Financial Federal Credit UnionA+5.0 ★Texas Ratio: 3.12%Real return: +1.70%APY minus CPI (February 2026) offering 12-Month IRA/ESA Certificate Premier Member at 4.50% APY, and Indiana University Credit UnionIndiana University Credit UnionA+5.0 ★Texas Ratio: 4.09%Real return: +1.70%APY minus CPI (February 2026) offering 6-month at 4.50% APY. CD rates as of May 6, 2026 according to verified data from MonitorBankRates.
Pendleton has 15 local institutions in our database, with CD rates as high as 3.50% APY from Three Rivers Federal Credit Union at 700 Henderson Way, Pendleton, IN 46064. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Indiana area. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: May 6, 2026
Compare Best CD Rates in Pendleton, Indiana & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
700 Henderson Way, Pendleton, IN 46064
3 Month Certificates / IRA Certificates
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
3 Months K ***SPECIAL***
$0
4.06%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details
$250
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
3 Months K
$0
4.06%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details
$250; As Low As; 4.00%
American Community Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
3 Month Certificate of Deposit
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
New Money Only
American Community Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
3-Month CD Special
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Limited Time CD Special! New money only.
American Community Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
SPECIAL: 3 Month Certificate of Deposit
$1,000
4.00%
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
New Money Only
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
3 Months
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
3 Months Share Certificates
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
$50,000 & Over
Rate3.44%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Merchants Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
3 Month CD
$1,000
3.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.44%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
3 Month Certificate
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
3 Months
$0
3.44%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details
Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
3 Month Certificate
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
3 Months Share Certificates
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
$1,000 - $49,999
Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
3 Mo. Certificate
$0
2.53%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
LNB Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
Certificates of Deposit 3 Months
$2,500
2.01%
▼
Rate2.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
3 Months Certificate
$500
2.00%
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedApr 18, 2026
Details
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.90%
3 Month Certificate
$500
1.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 27, 2026
Details
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
Share Certificates 3 months
$0
1.63%
▼
Rate1.62%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Rate1.54%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.55%
3 Month CD
$1,000
1.51%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 2, 2026
Details
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.55%
3 Month IRA CD
$1,000
1.51%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 2, 2026
Details
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
3 month
$1,000
1.26%
▼
Rate1.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
3 month
$10,000
1.21%
▼
Rate1.20%
Min Deposit$10,000
Min Balance—
UpdatedMay 2, 2026
Details
Tech Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 18.03%
Regular Certificate IRA 3 Month
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Rate1.00%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
Harvester Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
3 month Share Certificate
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Natco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
3 month certificate
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
GESB Sheet Metal Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
90 days
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
Share Certificates 3 Month
$100,000
0.90%
▼
Rate0.90%
Min Deposit$100,000
Min Balance—
UpdatedMay 2, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
Share Certificates 3 Month
$500
0.85%
▼
Rate0.85%
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Public Service #3 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.90%
Share Certificates of Deposit 3 months
$1,000
0.60%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 19, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
3-month term Standard CDs
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Security FSB
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
Business CDs & IntraFi/ICS Accounts 3 Month
$100,000
0.51%
▼
Rate0.51%
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
3-month term Regular CDs
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Rate0.41%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Rate0.41%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Rate0.41%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Interra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
3 month Share Certificate
$500
0.40%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
3 Month Term Share Certificates
$0
0.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
3 months
$0
0.10%
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
700 Henderson Way, Pendleton, IN 46064
6 Month Certificates / IRA Certificates
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
MADISON COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
3055 US 36, Pendleton, IN 46064
6 MONTH CERTIFICATE
$500
2.53%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Indiana University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
6-month
$0
4.50%
▼
Rate4.40%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
paid monthly
U S #1364 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
6 Month Share Certificate
$0
4.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6-Months Jumbo
$100,000
4.25%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 17, 2026
Details
Minimum $100,000 Deposit to start
United Fidelity Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
6-Month CD Term
$1,000
4.15%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rates subject to change
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
6 months Certificate
$500
4.10%
▼
Rate4.04%
Min Deposit$500
Min Balance—
UpdatedApr 18, 2026
Details
Chicago Patrolmens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
Jumbo 6-Month Share Certificate
$100,000
4.08%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 17, 2026
Details
This Share Certificate is available for a minimum of $100,000 deposit. Traditional Share Certificate terms apply, including an early termination penalty. Rate offerings not valid with other promotional offers (Birthday Month, High-Caliber Program, etc).
TLCU Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
6 Month Share Certificates
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
6 months Certificates / IRA Certificates / Roth IRA Certificates
$0
4.05%
▼
Rate3.98%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6-Month IRA
$500
4.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 17, 2026
Details
Minimum $500 Deposit to start
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6-Month CD
$500
4.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 17, 2026
Details
Minimum $500 Deposit to start
Financial Health Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
6-Month CD
$500
4.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 18, 2026
Details
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
Share Certificate* 6 months
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details
Dividends Paid at Maturity
Encompass Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.84%
6 Month Certificates of Deposits
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
6 Months Share Certificate
$50,000
3.80%
▼
Rate3.75%
Min Deposit$50,000
Min Balance—
UpdatedMay 2, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
6 Months
$0
3.76%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
6 Months
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
6 Months
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
6 Months
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
6 Month Term
$0
3.65%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
FSB New Madison, OH
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Months CD Specials IRA
$0
3.60%
▼
Rate3.57%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
FSB New Madison, OH
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
CD Specials 6 Months
$0
3.60%
▼
Rate3.57%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
LNB Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
Certificates of Deposit 6 Months
$10,000
3.56%
▼
Rate3.50%
Min Deposit$10,000
Min Balance—
UpdatedMay 4, 2026
Details
$10M or >
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
6 Months Share Certificate
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 2, 2026
Details
Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
92-180 day
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
6 Month Certificate
$0
3.53%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Friendship State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
Individual Retirement Account 6 Month Fixed Rate CD
$250
3.51%
▼
Rate3.35%
Min Deposit$250
Min Balance—
UpdatedMay 5, 2026
Details
Energy Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
6 Months Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Share Certificates minimum 6 Month
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
$1000; No rate bump available
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
IRA Certificates 6 Month
$1,000
3.50%
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedApr 17, 2026
Details
not eligible for Direct Deposit discount
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
business Share Certificates minimum 6 Month
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
$1000; No rate bump available
Merchants Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
6 Month CD
$1,000
3.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Staley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
6 Month Certificates
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
6 Mo. Certificate
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
The Fountain Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 8.17%
6 Month CD
$50,000
3.50%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 11, 2026
Details
A Fountain Trust Checking Account is required.
First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
6 Month Certificate
$1,000
3.50%
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Quarterly compounding. IRA funds permitted. No business funds permitted.
Rate3.44%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.44%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
First State Bank of Porter
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
Traditional CD 6 Month Tier 2
$100,000
3.45%
▼
Rate3.41%
Min Deposit$100,000
Min Balance—
UpdatedMay 4, 2026
Details
Bar-Cons Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.75%
6 Month Share Certificates
$0
3.44%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
700 Henderson Way, Pendleton, IN 46064
12 Month Certificates / IRA Certificates
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
MADISON COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
3055 US 36, Pendleton, IN 46064
12 MONTH CERTIFICATE
$500
2.02%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Merchants Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
12 Month Flex Index CD
$1,000
4.86%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Interest rate is based on a Prime Rate index minus a margin of 3.00%, with a floor of 0%
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
12-Month IRA/ESA Certificate Premier Member
$500
4.50%
▼
Rate4.41%
Min Deposit$500
Min Balance—
UpdatedApr 18, 2026
Details
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1-Year Jumbo
$100,000
4.30%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 17, 2026
Details
Minimum $100,000 Deposit to start
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
12-Month IRA/ESA Certificate Non-premier member
$500
4.25%
▼
Rate4.17%
Min Deposit$500
Min Balance—
UpdatedApr 18, 2026
Details
Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
12 months Certificates / IRA Certificates / Roth IRA Certificates
$0
4.15%
▼
Rate4.07%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1-Year CD
$500
4.05%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 17, 2026
Details
Minimum $500 Deposit to start
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1-Year IRA
$500
4.05%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 17, 2026
Details
Minimum $500 Deposit to start
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
business Share Certificates minimum 1 Year
$0
4.00%
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
$1000; No rate bump available
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Share Certificates minimum 1 Year
$0
4.00%
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
$1000; No rate bump available
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
IRA Certificates 1 Year
$1,000
4.00%
▼
Rate3.92%
Min Deposit$1,000
Min Balance—
UpdatedApr 17, 2026
Details
not eligible for Direct Deposit discount
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
Share Certificate* 12 months
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details
Dividends Paid at Maturity
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
12 months
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
12 months (1 year) Certificate
$500
4.00%
▼
Rate3.94%
Min Deposit$500
Min Balance—
UpdatedApr 18, 2026
Details
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
Youth Share Certificates* 12 Months
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details
Youth Bonus
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
1 Year Certificate
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
12 Months
$0
3.91%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details
Afena Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
12-Month Share Cert.
$0
3.87%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
12 Months
$0
3.87%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
TLCU Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
12 Month Share Certificates
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
12 Months
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
12 Month Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
12 Months Share Certificates
$50,000
3.80%
▼
Rate3.75%
Min Deposit$50,000
Min Balance—
UpdatedMay 2, 2026
Details
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 2, 2026
Details
NEW MONEY ONLY
Purdue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
Savers Certificate - 12 Months
$50
3.77%
▼
Rate—
Min Deposit$50
Min Balance—
UpdatedApr 18, 2026
Details
Energy Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
12 Months Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
12-Month Certificate (Premier Member)
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedApr 18, 2026
Details
U S #1364 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
12 Month Certificate
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
up to
First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
12 Month Certificate
$1,000
3.75%
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Quarterly compounding. IRA funds permitted. No business funds permitted.
Advantage Plus Of Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
12 Month Term
$500
3.75%
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
U S #1364 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
1 Year Share Certificate
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Over $50,000
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Greenville National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
1 Year Certificates & IRAs
$1,000
3.60%
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Friendship State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
Individual Retirement Account 12 Month Fixed Rate CD
$250
3.56%
▼
Rate3.35%
Min Deposit$250
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
12 Months Share Certificates
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 2, 2026
Details
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Eastern Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
Roth 12 Month IRA Certificate
$0
3.53%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Eastern Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
Traditional 12 Month IRA Certificate
$0
3.53%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Staley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
12 Month Certificates
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
12-Month Certificate (Non-premier member)
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedApr 18, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
12-Month Business Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
12 Month EZ Saver Certificate
$25
3.50%
▼
Rate3.45%
Min Deposit$25
Min Balance—
UpdatedApr 18, 2026
Details
Napoleon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
Certificates of Deposit IRA 1 year
$500
3.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
APR* & Over APY** $50,000: APR*: 3.49%, APY**: 3.55%
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
700 Henderson Way, Pendleton, IN 46064
18 Month Certificates / IRA Certificates
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
MADISON COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
3055 US 36, Pendleton, IN 46064
18 MONTH CERTIFICATE
$500
1.51%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Mo CD Jumbo
$100,000
4.10%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 17, 2026
Details
Minimum $100,000 Deposit to start
Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
18 months Certificates / IRA Certificates / Roth IRA Certificates
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Eastern Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
Roth 18 Month IRA Certificate
$0
3.89%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Eastern Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
Traditional 18 Month IRA Certificate
$0
3.89%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Mo CD
$500
3.85%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 17, 2026
Details
Minimum $500 Deposit to start
Advantage Plus Of Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
18 Month Traditional Certificate
$500
3.75%
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
18 Month Variable Rate Certificate
$1,000
3.73%
▼
Rate3.68%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate changes quarterly-Quarterly compounding-$100.00 minimum additions permitted-IRA fund also permitted
Energy Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
18 Months Certificate
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 18-Month Variable
$100,000
3.69%
▼
Rate3.63%
Min Deposit$100,000
Min Balance—
UpdatedApr 18, 2026
Details
$100,000 Minimum to Earn APY
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
TLCU Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
18 Month Share Certificates
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
18 Months
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
18 Months Share Certificates
$50,000
3.55%
▼
Rate3.50%
Min Deposit$50,000
Min Balance—
UpdatedMay 2, 2026
Details
Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
18 Months
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
18-Month IRA/ESA Certificate Premier Member
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedApr 18, 2026
Details
Bar-Cons Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.75%
18 Month Share Certificates
$0
3.49%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
First FSB Rochester, IN
Institution Rating:
A5.0 ★Texas Ratio: 10.65%
18 Month Flexible
$500
3.44%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
18 Mo. Certificate
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Everence Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 month Certificate
$100,000
3.30%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
18-month term CD Specials
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
IRA CD Specials 18-month term
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
18 Months Share Certificates
$1,000
3.29%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 2, 2026
Details
Wayne Bank and Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
18 month certificate
$1,000
3.28%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Wayne Bank and Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
18 Month IRA
$100
3.28%
▼
Rate3.25%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details
Everence Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 month Certificate
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
La Porte Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
18 Month Term Certificate
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
18-Month Certificate (Premier Member)
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedApr 18, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
18-Month IRA/ESA Certificate Non-premier member
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedApr 18, 2026
Details
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
18 month
$1,000
3.25%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
18 Month Term
$0
3.15%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
18 months Certificate
$20,000
3.09%
▼
Rate3.05%
Min Deposit$20,000
Min Balance—
UpdatedApr 18, 2026
Details
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
18 months Certificate
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 18, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
18-Month Certificate (Non-premier member)
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedApr 18, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
18-Month Business Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Traditional 18-Month Term
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Staley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
18 Month Certificates
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
18 month IRA Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
18 Month Certificate
$5,000
3.00%
▼
Rate2.97%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
Quarterly compounding. IRA funds permitted. No business funds permitted
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.90%
18 Month Certificate
$500
2.79%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 27, 2026
Details
Encompass Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.84%
18 Month Certificates of Deposits
$500
2.78%
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
18 Months Certificate
$500
2.75%
▼
Rate2.72%
Min Deposit$500
Min Balance—
UpdatedApr 18, 2026
Details
American Community Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
18 Month Certificate of Deposit
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
American Community Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
SPECIAL: 18 Month Certificate of Deposit
$1,000
2.75%
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
700 Henderson Way, Pendleton, IN 46064
24 Month Certificates / IRA Certificates
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
MADISON COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
3055 US 36, Pendleton, IN 46064
24 MONTH CERTIFICATE
$500
1.21%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
24 months Certificates / IRA Certificates / Roth IRA Certificates
$0
4.20%
▼
Rate4.12%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
24 months
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Purdue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
Savers Certificate - 24 Months
$50
4.03%
▼
Rate—
Min Deposit$50
Min Balance—
UpdatedApr 18, 2026
Details
Advantage Plus Of Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
24 Month Term
$500
3.75%
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Energy Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
24 Months Certificate
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Allegius Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
Share Certificates 24 Months
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Allegius Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
24 month certificate rate special
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Celebrate our anniversary by growing your savings with our 24 month certificate rate special
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
24 month
$10,000
3.56%
▼
Rate3.50%
Min Deposit$10,000
Min Balance—
UpdatedMay 2, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
24 Months
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
First FSB Rochester, IN
Institution Rating:
A5.0 ★Texas Ratio: 10.65%
2 Year / 2 Option
$500
3.55%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
Share Certificate* 24 months
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
24 Month EZ Saver Certificate
$25
3.50%
▼
Rate3.45%
Min Deposit$25
Min Balance—
UpdatedApr 18, 2026
Details
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
24 Months
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2-Year Jumbo
$100,000
3.50%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 17, 2026
Details
Minimum $100,000 Deposit to start
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
24-Month IRA/ESA Certificate Premier Member
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedApr 18, 2026
Details
Bar-Cons Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.75%
24 Month Share Certificates
$0
3.49%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Fire Police City County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
Certificates 2 years
$0
3.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 24-Month Fixed
$100,000
3.45%
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 18, 2026
Details
$100,000 Minimum to Earn APY
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
24 Mo. Certificate
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
2 Year Certificate
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Everence Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 month Certificate
$100,000
3.35%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
La Porte Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
24 Month Term Certificate
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Over $50,000
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Friendship State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
Individual Retirement Account 24 Month Fixed Rate CD
$250
3.30%
▼
Rate3.25%
Min Deposit$250
Min Balance—
UpdatedMay 5, 2026
Details
Everence Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 month Certificate
$500
3.30%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
TLCU Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
24 Month Share Certificates
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
24 Month Certificate
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
24 Months Share Certificate
$50,000
3.29%
▼
Rate3.25%
Min Deposit$50,000
Min Balance—
UpdatedMay 2, 2026
Details
Rate3.25%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
24-Month IRA/ESA Certificate Non-premier member
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedApr 18, 2026
Details
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
2 Year Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
24-Month Certificate (Premier Member)
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedApr 18, 2026
Details
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2-Year IRA
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 17, 2026
Details
Minimum $500 Deposit to start
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2-Year CD
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 17, 2026
Details
Minimum $500 Deposit to start
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
2 year
$1,000
3.25%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
Napoleon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
Certificates of Deposit IRA 2 years
$500
3.15%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
APR* & Over APY** $50,000: APR*: 3.15%, APY**: 3.20%
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
24 months (2 years) Certificate
$20,000
3.09%
▼
Rate3.05%
Min Deposit$20,000
Min Balance—
UpdatedApr 18, 2026
Details
First Federal Savings Bank Evansville, IN
Institution Rating:
A-5.0 ★Texas Ratio: 15.03%
2 Year CD
$500
3.08%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
$500 minimum to open.
Northern States Power St Paul Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
24 Mo (100,000
$0
3.04%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
IRA Certificates 2 Year
$1,000
3.04%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 17, 2026
Details
not eligible for Direct Deposit discount
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Share Certificates minimum 2 Year
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
$1000
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
business Share Certificates minimum 2 Year
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
$1000; No rate bump available
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
700 Henderson Way, Pendleton, IN 46064
36 Month Certificates / IRA Certificates
$0
2.25%
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
MADISON COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
3055 US 36, Pendleton, IN 46064
36 MONTH CERTIFICATE
$500
1.01%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
36 months Certificates / IRA Certificates / Roth IRA Certificates
$0
4.05%
▼
Rate3.98%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Advantage Plus Of Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
36 Month Traditional Certificate
$0
4.01%
▼
Rate3.95%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Advantage Plus Of Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
36 Month Term
$500
3.75%
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
36 Months
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 36-Month Variable
$100,000
3.58%
▼
Rate3.52%
Min Deposit$100,000
Min Balance—
UpdatedApr 18, 2026
Details
$100,000 Minimum to Earn APY
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
36 month
$10,000
3.56%
▼
Rate3.25%
Min Deposit$10,000
Min Balance—
UpdatedMay 2, 2026
Details
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
La Porte Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
36 Month Term Certificate
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Bar-Cons Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.75%
36 Month Share Certificates
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3-Year Jumbo
$100,000
3.50%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 17, 2026
Details
Minimum $100,000 Deposit to start
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 36-Month Fixed
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedApr 18, 2026
Details
$100,000 Minimum to Earn APY
Energy Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
36 Months Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Fire Police City County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
Certificates 3 years
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
36 Month Share Certificates
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
36 Month IRA CD
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
36 Mo. Certificate
$0
3.46%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Everence Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 month Certificate
$100,000
3.45%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
Everence Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 month Certificate
$500
3.40%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
3 Year Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
36 Month Certificate
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
36 Months Share Certificates
$1,000
3.29%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 2, 2026
Details
Rate3.25%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3-Year IRA
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 17, 2026
Details
Minimum $500 Deposit to start
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3-Year CD
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 17, 2026
Details
Minimum $500 Deposit to start
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
Share Certificate* 36 months
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details
Indiana University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
3-year
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
paid monthly
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
3 year
$1,000
3.25%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
Purdue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
IRA Share Certificate 36 Months
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedApr 18, 2026
Details
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Northern States Power St Paul Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
36 Mo (100,000
$0
3.09%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
36 months Certificate
$20,000
3.09%
▼
Rate3.05%
Min Deposit$20,000
Min Balance—
UpdatedApr 18, 2026
Details
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
3 Years Certificate
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 18, 2026
Details
GCSB Swayzee, IN
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
36 Month Certificate of Deposit
$1,000
3.03%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
GCSB Swayzee, IN
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
IRA 36 Month Fixed Rate
$1,000
3.03%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Traditional 36-Month Term
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
36-Month Certificate (Premier Member)
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedApr 18, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
36-Month IRA/ESA Certificate Premier Member
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedApr 18, 2026
Details
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
36 month IRA Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
GESB Sheet Metal Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
36 months
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
IRA Certificate Plus (Traditional, Roth or Educational) 36 Months
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
IRA Certificate (Traditional, Roth or Educational) 36 Months
$1,000
3.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 2, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
700 Henderson Way, Pendleton, IN 46064
48 Month Certificates / IRA Certificates
$0
2.25%
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
MADISON COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
3055 US 36, Pendleton, IN 46064
48 MONTH CERTIFICATE
$500
0.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
48 months Certificates / IRA Certificates / Roth IRA Certificates
$0
4.05%
▼
Rate3.98%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
La Porte Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
48 Month Term Certificate
$0
3.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
48 Month IRA CD
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
48 Month Share Certificates
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
48 Months
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details
Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
48 Mo. Certificate
$0
3.61%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Bar-Cons Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.75%
48 Month Share Certificates
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
48 month
$10,000
3.56%
▼
Rate3.50%
Min Deposit$10,000
Min Balance—
UpdatedMay 2, 2026
Details
Fire Police City County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
Certificates 4 years
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
48 Months
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Everence Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 month Certificate
$100,000
3.50%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 48-Month Fixed
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedApr 18, 2026
Details
$100,000 Minimum to Earn APY
Everence Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 month Certificate
$500
3.45%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Energy Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
48 Months Certificate
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
48 Month Certificate
$0
3.39%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Purdue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
IRA Share Certificate 48 Months
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 18, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
GCSB Swayzee, IN
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
48 Month Certificate of Deposit
$1,000
3.29%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
GCSB Swayzee, IN
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
IRA 48 Month Fixed Rate
$1,000
3.29%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
48 Months
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Rate3.20%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details
Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
4 Year Certificate
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.90%
48 Month Certificate
$500
3.10%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 27, 2026
Details
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
48 Month Certificate
$20,000
3.09%
▼
Rate3.05%
Min Deposit$20,000
Min Balance—
UpdatedApr 18, 2026
Details
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
48 Month Certificate - Share and IRA
$15,000
3.05%
▼
Rate3.01%
Min Deposit$15,000
Min Balance—
UpdatedMay 2, 2026
Details
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
4 year
$1,000
3.04%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
4 Year Certificate**
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
4 years Certificate
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 18, 2026
Details
Indiana University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
4-year
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
paid monthly
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
48-Month Certificate (Premier Member)
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedApr 18, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
48 Month Certificate - Share and IRA
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 2, 2026
Details
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
Share Certificate* 48 months
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details
Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
4 Year Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Tech Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 18.03%
Regular Certificate IRA 48 month bump rate
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
48-Month IRA/ESA Certificate Premier Member
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedApr 18, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
48-month term Standard CDs
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
IRA Certificates (CDs) 48-month term
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
48 month IRA Certificate
$0
2.80%
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
700 Henderson Way, Pendleton, IN 46064
60 Month Certificates / IRA Certificates
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
MADISON COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
3055 US 36, Pendleton, IN 46064
60 MONTH CERTIFICATE
$500
0.20%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
60 months Certificates / IRA Certificates / Roth IRA Certificates
$0
4.10%
▼
Rate4.03%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
60 Month Share Certificates
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
La Porte Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
60 Month Term Certificate
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
60 Month IRA CD
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
60 Months
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details
Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
60 Mo. Certificate
$0
3.61%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Bar-Cons Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.75%
60 Month Share Certificates
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
60 month
$10,000
3.56%
▼
Rate3.50%
Min Deposit$10,000
Min Balance—
UpdatedMay 2, 2026
Details
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
60 Months Share Certificates
$50,000
3.55%
▼
Rate3.50%
Min Deposit$50,000
Min Balance—
UpdatedMay 2, 2026
Details
Everence Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 month Certificate
$100,000
3.55%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
GCSB Swayzee, IN
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
IRA 60 Month Fixed Rate
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Fire Police City County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
Certificates 5 years +
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details
GCSB Swayzee, IN
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
60 Month Certificate of Deposit
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Everence Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 month Certificate
$500
3.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 60-Month Fixed
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedApr 18, 2026
Details
$100,000 Minimum to Earn APY
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
60 Month Certificate
$0
3.49%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Purdue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
IRA Share Certificate 60 Months
$500
3.41%
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedApr 18, 2026
Details
LNB Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
Certificates of Deposit 5 Years Relationship
$500
3.38%
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Energy Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
60 Months Certificate
$0
3.30%
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
60 Months Share Certificates
$1,000
3.29%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 2, 2026
Details
LNB Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
Certificates of Deposit 60 Months
$500
3.28%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
<$10M
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.90%
60 Month Certificate
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 27, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
60 months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Wayne Bank and Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
5 year certificate
$1,000
3.18%
▼
Rate3.15%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.15%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
60 Month Certificate - Share and IRA
$15,000
3.15%
▼
Rate3.10%
Min Deposit$15,000
Min Balance—
UpdatedMay 2, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
IRA Certificates (CDs) 60-month term
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
60-month term Standard CDs
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
60 Month Certificate - Share and IRA
$1,000
3.10%
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
UpdatedMay 2, 2026
Details
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
INDIANA STATE UNIVERSITY
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
Share Certificates & IRA Share Certificates 60 months
$0
3.05%
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
5 year
$1,000
3.04%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
5 Year Certificate
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Campbell & Fetter Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
60 Months Certificate of Deposit
$1,000
3.03%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
*Minimum of $1,000 required to open Certificate of Deposit; **$1,000 minimum required to obtain Annual Percentage Yield
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
60-Month Certificate (Premier Member)
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedApr 18, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
60-Month IRA/ESA Certificate Premier Member
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedApr 18, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Key Takeaways
What to know about CD rates in Pendleton, Indiana at a glance.
- APY tells you the real return. Annual Percentage Yield includes the effect of compounding, while a nominal interest rate doesn't — always compare CDs by APY, not the headline rate.
- The highest CD APY currently available to Pendleton depositors is 3.50% APY from Three Rivers Federal Credit Union. The rate table above ranks every offer we track for this market, sorted by APY.
- Credit unions often post the highest APYs. Their not-for-profit structure and lower overhead let them pass more yield through to depositors than traditional banks, so it's worth comparing offers from both when shopping for the best rate.
- CDs are insured up to $250,000 per depositor, per institution, per ownership category — by the FDIC for banks, the NCUA for credit unions. Watch for early-withdrawal penalties, which typically run 30 to 180 days of interest depending on the term, so only commit funds you won't need before maturity.
Pendleton, IN CD Rate Trends
Compare local Pendleton, IN CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — IN Avg
2.712%
▲ 0.104 vs 7 days ago
Indiana 12-month CD rates rose 0.104 points over the past 7 days to 2.712% APY.
6-Month CD — IN Avg
2.285%
▼ 0.211 vs 7 days ago
Indiana 6-month CD rates fell 0.211 points over the past 7 days to 2.285% APY.
As of May 7, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
IN CD Rate Forecast — Next 12 Months
Where are Indiana CD rates headed through May 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
IN 12-Month Avg APY
2.712%
6-Month Forecast
2.712%
Range: 2.51% – 2.86%
12-Month Forecast
2.462%
Range: 2.26% – 2.61%
Powered by
MonitorBankRates
What Your Savings Earn at IN CD Rates Today
Annual interest earnings at today’s Indiana average APYs. State average used where available; national average as fallback.
| CD Term | IN Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 2.297% | $114.84 | $229.67 | $574.18 | $1,148.35 |
| 6-Month CD | 2.285% | $114.24 | $228.47 | $571.18 | $1,142.35 |
| 12-Month CD | 2.712% | $135.62 | $271.24 | $678.10 | $1,356.20 |
| 18-Month CD | 2.271% | $113.53 | $227.05 | $567.63 | $1,135.25 |
| 24-Month CD | 2.624% | $131.19 | $262.37 | $655.93 | $1,311.85 |
| 36-Month CD | 2.526% | $126.28 | $252.55 | $631.38 | $1,262.75 |
| 48-Month CD | 2.532% | $126.58 | $253.16 | $632.90 | $1,265.80 |
| 60-Month CD | 2.574% | $128.70 | $257.39 | $643.48 | $1,286.95 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of May 6, 2026. | |||||
Sample CD Ladder for Pendleton, Indiana Savers
$25,000 split equally across 5 terms using today’s Indiana average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | IN Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 2.297% | $114.84 |
| 2 | 6-Month CD | $5,000 | 2.285% | $114.24 |
| 3 | 12-Month CD | $5,000 | 2.712% | $135.62 |
| 4 | 24-Month CD | $5,000 | 2.624% | $131.19 |
| 5 | 36-Month CD | $5,000 | 2.526% | $126.28 |
| Total ($25,000 invested) | $25,000 | 2.489% blended | $622.17/yr | |
Ladder example uses equal $5,000 rungs and Indiana average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
791
CD Rates
Tracked in Pendleton, Indiana
Tracked in Pendleton, Indiana
38 Banks
65 Credit Unions
About Our Pendleton, Indiana CD Rate Database
MonitorBankRates tracks 791 CD rates from 38 banks and 65 credit unions with locations in Pendleton, Indiana, plus national online institutions available to Indiana residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: Three Rivers Federal Credit Union offers a CD at 3.50% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Pendleton, Indiana.
How to Find the Best CD Rates in Pendleton, Indiana
What to compare when shopping for a CD in Pendleton, Indiana
To find the best APYs in Pendleton, Indiana, start with credit unions and online-only banks — Pendleton, Indiana has 65 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Pendleton, Indiana
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Pendleton, Indiana — 103 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Pendleton, Indiana savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Pendleton, Indiana money market rates
Pendleton, Indiana Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
Population 65+
19.1%
National avg: 17.3%
Median Individual Earnings
$53,615
National avg: $47,340
Poverty Rate
9.1%
National avg: 11.1%
Unemployment Rate
5.2%
National avg: 4.8%
CD Earnings on 10% of Salary
$145/yr
At IN 12-mo avg 2.712% APY
19.1% of residents are 65 or older, in line with the national average of 17.3%. At today’s IN 12-month CD average of 2.712%, saving 10% of the local median salary ($5,361/year) and putting it in a CD would earn an additional $145 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Pendleton, Indiana
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
Frequently Asked Questions about CD Rates in Pendleton, Indiana
Are CD rates in Pendleton, Indiana FDIC insured?
Yes, most established banks in Pendleton, Indiana are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Pendleton, Indiana?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Pendleton, Indiana.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Pendleton, Indiana may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Pendleton, Indiana?
Here are recent top rates found for this area:
- Three Rivers Federal Credit Union: 3.50% APY (12 Month Certificates / IRA Certificates)
- MADISON COUNTY: 2.53% APY (6 MONTH CERTIFICATE)
- Merchants Bank of Indiana: 4.86% APY (12 Month Flex Index CD)
- Fort Financial Federal Credit Union: 4.50% APY (12-Month IRA/ESA Certificate Premier Member)
- Indiana University Credit Union: 4.50% APY (6-month)
- Evansville Firefighters Federal Credit Union: 4.30% APY (1-Year Jumbo)
- U S #1364 Federal Credit Union: 4.25% APY (6 Month Share Certificate)
- Firefighters Credit Union: 4.20% APY (24 months Certificates / IRA Certificates / Roth IRA Certificates)
- United Fidelity Bank: 4.15% APY (6-Month CD Term)
- Policemens Federal Credit Union: 4.10% APY (6 months Certificate)
Rates reflect recent verified offers available in Pendleton, Indiana. Last Updated: May 6, 2026
CD Calculators for Pendleton, Indiana
Pendleton, Indiana CD Calculator
At today’s IN top rate of 3.50% APY, a $10,000 deposit earns $350 in the first year. Enter your amount to see your exact return.
Pendleton, Indiana CD LadderIN CD rates currently range from 2.297% (3-month) to 2.526% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Pendleton, Indiana CD at 3.50% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsIndiana’s average 12-month CD is 2.712% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Pendleton, Indiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Pendleton, Indiana. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in IN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: May 6, 2026
Rate Assistant
MonitorBankRates.com · Live Data
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