CD Rates Pendleton, Indiana (IN) for March 2026
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Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Pendleton, Indiana CD rates include Three Rivers Federal Credit UnionThree Rivers Federal Credit Union1605 Northland Blvd, Fort Wayne, IN 46825A5.0 ★Texas Ratio: 6.18% offering 6 Month Certificates / IRA Certificates at 3.50% APY, First Merchants BankFirst Merchants Bank790 W Mill St, Middletown, IN 47356A+5.0 ★Texas Ratio: 2.78% offering 12 Month Promo CD Special at 3.30% APY, MADISON COUNTYMADISON COUNTY621 E 8th St, Anderson, IN 46012 4018A+5.0 ★Texas Ratio: 5.43% offering 6 MONTH CERTIFICATE at 2.53% APY, Merchants Bank of IndianaMerchants Bank of Indiana410 Monon Blvd, Carmel, IN 46032A+5.0 ★Texas Ratio: 4.20% offering 12 Month Flex Index CD at 4.86% APY, and Fort Financial Federal Credit UnionFort Financial Federal Credit Union8815 Lima Rd, Fort Wayne, IN 46818 1856A+5.0 ★Texas Ratio: 3.12% offering 12-Month IRA/ESA Certificate Premier Member at 4.50% APY.
To help you find the best CD rates in Pendleton, Indiana, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: March 20, 2026
Pendleton, IN CD Rate Trends
Compare local Pendleton, IN CD rate quotes against the statewide average
Weekly CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — IN Avg
2.797%
▼ 0.312 from last week
Indiana 12-month CD rates fell 0.312 points this week to 2.797% APY, down from 3.108% last week.
6-Month CD — IN Avg
2.350%
▼ 0.172 from last week
Indiana 6-month CD rates fell 0.172 points this week to 2.350% APY, down from 2.522% last week.
As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare Best CD Rates in Pendleton, Indiana & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1605 Northland Blvd, Fort Wayne, IN 46825
3 Month Certificate
$500
2.00%
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1605 Northland Blvd, Fort Wayne, IN 46825
3 Month Certificates / IRA Certificates
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1605 Northland Blvd, Fort Wayne, IN 46825
3 Month IRA Certificates
$500
2.00%
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
14550 Aviation Blvd, Hawthorne, CA 90250
3-Month Share Certificate
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$100,000 Minimum to Earn APY
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1605 Northland Blvd, Fort Wayne, IN 46825
6 Month Certificate
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1605 Northland Blvd, Fort Wayne, IN 46825
6 Month Certificates / IRA Certificates
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1605 Northland Blvd, Fort Wayne, IN 46825
6 Month IRA Certificates
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
MADISON COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
621 E 8th St, Anderson, IN 46012 4018
6 MONTH CERTIFICATE
$500
2.53%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
TLCU Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
1816 N Main St, Mishawaka, IN 46545 5616
6 Month Share Certificates
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Sheboygan Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
1707 Indiana Ave, Sheboygan, WI 53081
6 Month Term Share Certificate Including, IRA Share Certificates
$1,000
4.04%
▼
Rate4.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 15, 2026
Details
U S #1364 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
8400 BROADWAY, MERRILLVILLE, IN 46410
6 Month Share Certificate
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
U S #1364 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
8400 BROADWAY, MERRILLVILLE, IN 46410
IRA Share Certificate 6 Month
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN 47710
6-Month CD
$500
4.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 16, 2026
Details
Minimum $500 Deposit to start
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN 47710
6-Month IRA
$500
4.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 16, 2026
Details
Minimum $500 Deposit to start
Financial Health Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
777 INDIANA AVE, Indianapolis, IN 46202 3101
6-Month CD
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
CF Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
4960 E Dublin Granville Rd, Columbus, OH 43081
6 Month term
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
L and N Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
9265 SMYRNA PKWY, LOUISVILLE, KY 40229
6 Month Certificate Special
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Encompass Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.84%
201 N Main St, Tipton, IN 46072
6 Month Certificates of Deposits
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMar 16, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
602 S Gridley St, Bloomington, IL 61701 5227
6 Month Share Certificate
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Merchants Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
790 W Mill St, Middletown, IN 47356
12 Month Promo CD Special
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1605 Northland Blvd, Fort Wayne, IN 46825
12 Month Certificate
$1,000
3.25%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1605 Northland Blvd, Fort Wayne, IN 46825
12 Month Certificates / IRA Certificates
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1605 Northland Blvd, Fort Wayne, IN 46825
12 Month IRA Certificates
$1,000
3.25%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
MADISON COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
621 E 8th St, Anderson, IN 46012 4018
12 MONTH CERTIFICATE
$500
2.02%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
Merchants Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
410 Monon Blvd, Carmel, IN 46032
12 Month Flex Index CD
$1,000
4.86%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
Flex Index CD Annual Percentage Yield (APY) is accurate as of 01/28/2026
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
8815 Lima Rd, Fort Wayne, IN 46818 1856
12-Month IRA/ESA Certificate Premier Member
$500
4.50%
▼
Rate4.41%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
8815 Lima Rd, Fort Wayne, IN 46818 1856
12-Month IRA/ESA Certificate Non-premier member
$500
4.25%
▼
Rate4.17%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN 47710
1-Year CD
$500
4.05%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 16, 2026
Details
Minimum $500 Deposit to start
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN 47710
1-Year IRA
$500
4.05%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 16, 2026
Details
Minimum $500 Deposit to start
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
6210 W Jefferson Blvd, Fort Wayne, IN 46804 3073
12-Month Promotional Savings Certificate
$500
4.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 15, 2026
Details
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
3700 W Bethel Ave, Muncie, IN 47304
business Share Certificates minimum 1 Year
$0
4.00%
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$1000; No rate bump available
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
3700 W Bethel Ave, Muncie, IN 47304
IRA Certificates 1 Year
$0
4.00%
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
not eligible for Direct Deposit discount
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
3700 W Bethel Ave, Muncie, IN 47304
Share Certificates minimum 1 Year
$0
4.00%
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$1000; No rate bump available
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
1130 S Main St, South Bend, IN 46601 3338
12 months (1 year) Certificate
$20,000
4.00%
▼
Rate3.94%
Min Deposit$20,000
Min Balance—
UpdatedMar 17, 2026
Details
over $20,000
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1605 Northland Blvd, Fort Wayne, IN 46825
18 Month Certificate
$1,000
2.00%
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1605 Northland Blvd, Fort Wayne, IN 46825
18 Month Certificates / IRA Certificates
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1605 Northland Blvd, Fort Wayne, IN 46825
18 Month IRA Certificates
$1,000
2.00%
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
MADISON COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
621 E 8th St, Anderson, IN 46012 4018
18 MONTH CERTIFICATE
$500
1.51%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN 47710
18 Mo CD Jumbo
$100,000
4.10%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 16, 2026
Details
Minimum $100,000 Deposit to start
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN 47710
18 Mo CD
$500
3.85%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 16, 2026
Details
Minimum $500 Deposit to start
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
14550 Aviation Blvd, Hawthorne, CA 90250
IRA Certificate Term 18-Month Variable
$100,000
3.72%
▼
Rate3.66%
Min Deposit$100,000
Min Balance—
UpdatedMar 15, 2026
Details
$100,000 Minimum to Earn APY
TLCU Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
1816 N Main St, Mishawaka, IN 46545 5616
18 Month Share Certificates
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
18207 Burnham Ave, Lansing, IL 60438
18 Month Variable Rate Certificate
$1,000
3.53%
▼
Rate3.48%
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
Rate changes quarterly-Quarterly compounding-<br/>$100.00 minimum additions permitted-IRA fund also permitted
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1605 Northland Blvd, Fort Wayne, IN 46825
24 Month Certificate
$1,000
2.00%
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1605 Northland Blvd, Fort Wayne, IN 46825
24 Month Certificates / IRA Certificates
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1605 Northland Blvd, Fort Wayne, IN 46825
24 Month IRA Certificates
$1,000
2.00%
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
MADISON COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
621 E 8th St, Anderson, IN 46012 4018
24 MONTH CERTIFICATE
$500
1.21%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN 47421 2116
24 month Certificates
$10,000
3.56%
▼
Rate3.50%
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
602 S Gridley St, Bloomington, IL 61701 5227
24 Month Share Certificate
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1605 Northland Blvd, Fort Wayne, IN 46825
36 Month Certificate
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1605 Northland Blvd, Fort Wayne, IN 46825
36 Month Certificates / IRA Certificates
$0
2.25%
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1605 Northland Blvd, Fort Wayne, IN 46825
36 Month IRA Certificates
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
MADISON COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
621 E 8th St, Anderson, IN 46012 4018
36 MONTH CERTIFICATE
$500
1.01%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
14550 Aviation Blvd, Hawthorne, CA 90250
IRA Certificate Term 36-Month Variable
$100,000
3.67%
▼
Rate3.61%
Min Deposit$100,000
Min Balance—
UpdatedMar 15, 2026
Details
$100,000 Minimum to Earn APY
Banterra Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
521 Ferry Street, Metropolis, IL 62960
36-month CD Special
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN 47421 2116
36 month Certificates
$10,000
3.56%
▼
Rate3.25%
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details
La Porte Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
1800 E Lincolnway, La Porte, IN 46350
36 Month Term Certificate
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
14550 Aviation Blvd, Hawthorne, CA 90250
36-Month Share Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$100,000 Minimum to Earn APY
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1605 Northland Blvd, Fort Wayne, IN 46825
48 Month Certificate
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1605 Northland Blvd, Fort Wayne, IN 46825
48 Month Certificates / IRA Certificates
$0
2.25%
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1605 Northland Blvd, Fort Wayne, IN 46825
48 Month IRA Certificates
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
MADISON COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
621 E 8th St, Anderson, IN 46012 4018
48 MONTH CERTIFICATE
$500
0.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
La Porte Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
1800 E Lincolnway, La Porte, IN 46350
48 Month Term Certificate
$0
3.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
1442 Kennedy Dr, Key West, FL 33040
48 Month IRA CD
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
1442 Kennedy Dr, Key West, FL 33040
48 Month Share Certificate
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
1442 Kennedy Dr, Key West, FL 33040
48 Month Share Certificates
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
3064 Ohio St, Michigan City, IN 46360 6866
48 Mo. Certificate
$0
3.61%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN 47421 2116
48 month Certificates
$10,000
3.56%
▼
Rate3.50%
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details
Everence Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1110 N Main St, Goshen, IN 46528
48 Month Certificate
$100,000
3.50%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 13, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
14550 Aviation Blvd, Hawthorne, CA 90250
48-Month Share Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$100,000 Minimum to Earn APY
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1605 Northland Blvd, Fort Wayne, IN 46825
60 Month Certificate
$1,000
2.50%
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1605 Northland Blvd, Fort Wayne, IN 46825
60 Month Certificates / IRA Certificates
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
1605 Northland Blvd, Fort Wayne, IN 46825
60 Month IRA Certificates
$1,000
2.50%
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
MADISON COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
621 E 8th St, Anderson, IN 46012 4018
60 MONTH CERTIFICATE
$500
0.20%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
1442 Kennedy Dr, Key West, FL 33040
60 Month IRA CD
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
1442 Kennedy Dr, Key West, FL 33040
60 Month Share Certificate
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
1442 Kennedy Dr, Key West, FL 33040
60 Month Share Certificates
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
La Porte Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
1800 E Lincolnway, La Porte, IN 46350
60 Month Term Certificate
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
L and N Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
9265 SMYRNA PKWY, LOUISVILLE, KY 40229
5 Year IRA (Traditional/Roth)
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
3064 Ohio St, Michigan City, IN 46360 6866
60 Mo. Certificate
$0
3.61%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Bank of Wolcott
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
105 N Range St, Wolcott, IN 47995
60 Month IRA
$1,000
3.60%
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedMar 18, 2026
Details
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN 47421 2116
60 month Certificates
$10,000
3.56%
▼
Rate3.50%
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details
Everence Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1110 N Main St, Goshen, IN 46528
60 Month Certificate
$100,000
3.55%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 13, 2026
Details
GCSB Swayzee, IN
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
3988 West Delphi Road, Sweetser, IN 46987
60 Month Certificate of Deposit
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
GCSB Swayzee, IN
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
3988 West Delphi Road, Sweetser, IN 46987
IRA 60 Month Fixed Rate
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Frequently Asked Questions about CD Rates in Pendleton, Indiana
Are CD rates in Pendleton, Indiana FDIC insured?
Yes, most established banks in Pendleton, Indiana are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Pendleton, Indiana?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Pendleton, Indiana.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Pendleton, Indiana may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Pendleton, Indiana?
Here are recent top rates found for this area:
- Merchants Bank of Indiana: 4.86% APY (12 Month Flex Index CD)
- Fort Financial Federal Credit Union: 4.50% APY (12-Month IRA/ESA Certificate Premier Member)
- Evansville Firefighters Federal Credit Union: 4.10% APY (18 Mo CD Jumbo)
- TLCU Financial Credit Union: 4.07% APY (6 Month Share Certificates)
- Sheboygan Area Credit Union: 4.04% APY (6 Month Term Share Certificate Including, IRA Share Certificates)
- PrimeTrust Financial Federal Credit Union: 4.00% APY (IRA Certificates 1 Year)
- Partners 1st Federal Credit Union: 4.00% APY (12-Month Promotional Savings Certificate)
- La Porte Community Federal Credit Union: 4.00% APY (60 Month Term Certificate)
- Monroe County Teachers Federal Credit Union: 4.00% APY (60 Month Share Certificates)
- CF Bank: 4.00% APY (6 Month term)
Rates reflect recent verified offers available in Pendleton, Indiana. Last Updated: March 20, 2026
CD Calculators
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Pendleton, Indiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Pendleton, Indiana. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in IN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: March 20, 2026
