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Best Personal Loan Rates in Pendleton, Indiana - June 2026

Current personal loan options available to borrowers in Pendleton, Indiana include: STAR Financial BankSTAR Financial Bank7180 S State Road 67, Pendleton, IN, 46064A+5.0 ★Texas Ratio: 2.20% offering Debt Free 7 Year Fixed at 6.20% APR, MADISON COUNTYMADISON COUNTY3055 US 36, Pendleton, IN, 46064A+5.0 ★Texas Ratio: 7.42% offering Other RE Second Mtg-10 Year Loan at 7.99% APR, Indiana Heartland Federal Credit UnionIndiana Heartland Federal Credit UnionB+4.8 ★Texas Ratio: 16.01% offering SPECIAL: New purchases on 2023 or newer for 48-60 months - limited time only Loan at 3.99% APR, GESB Sheet Metal Workers Federal Credit UnionGESB Sheet Metal Workers Federal Credit UnionA+5.0 ★Texas Ratio: 0.12% offering Score >800 Loan at 4.00% APR, and MIDWEST AMERICAMIDWEST AMERICAA+5.0 ★Texas Ratio: 3.67% offering Credit Builder Loan at 4.05% APR. Personal loan rates as of June 16, 2026 according to verified data from MonitorBankRates.

Pendleton has 2 local institutions in our database, with personal loan rates as low as 6.20% APR from STAR Financial Bank at 7180 S State Road 67, Pendleton, IN, 46064. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Pendleton, Indiana.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Pendleton, Indiana. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 16, 2026

Pendleton Personal Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
7180 S State Road 67, Pendleton, IN, 46064
Debt Free 7 Year Fixed
6.20%
APR6.20%
Last UpdatedJune 20, 2026
Details

No additional details available.

STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
7180 S State Road 67, Pendleton, IN, 46064
Debt Free 10 Year Fixed
6.23%
APR6.23%
Last UpdatedJune 20, 2026
Details

No additional details available.

MADISON COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 7.42%
3055 US 36, Pendleton, IN, 46064
Other RE Second Mtg-10 Year Loan
7.99%
APR7.99%
Last UpdatedJune 20, 2026
Details

As Low As; Click to apply!

MADISON COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 7.42%
3055 US 36, Pendleton, IN, 46064
Unsecured Signature Loan
9.90%
APR9.90%
Last UpdatedJune 20, 2026
Details

As Low As; Click to apply!

MADISON COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 7.42%
3055 US 36, Pendleton, IN, 46064
Signature Loans
9.90%
APR9.90%
Last UpdatedJune 20, 2026
Details

As Low As

Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
SPECIAL: New purchases on 2023 or newer for 48-60 months - limited time only Loan
3.99%
APR3.99%
Last UpdatedJune 20, 2026
Details

As Low As

GESB Sheet Metal Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
Score >800 Loan
4.00%
APR4.00%
Last UpdatedJune 20, 2026
Details

APR*

MIDWEST AMERICA
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
Credit Builder Loan
4.05%
APR4.05%
Last UpdatedJune 20, 2026
Details

Max. amount $5,000

Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
New/Used 2026-2025 Loan
4.24%
APR4.24%
Last UpdatedJune 20, 2026
Details

No additional details available.

Fortress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
New Collateral Loan
4.39%
APR4.39%
Last UpdatedJune 20, 2026
Details

APR* up to 15.49%

Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
New/Used 2026-2025 Loan
4.49%
APR4.49%
Last UpdatedJune 20, 2026
Details

No additional details available.

Fortress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
New Collateral Loan
4.49%
APR4.49%
Last UpdatedJune 20, 2026
Details

APR* up to 16.49%

Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2024-2022 Loan
4.49%
APR4.49%
Last UpdatedJune 20, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Credit Builder Loan
4.50%
APR4.50%
Last UpdatedJune 20, 2026
Details

No additional details available.

GESB Sheet Metal Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
Score >800 Loan
4.50%
APR4.50%
Last UpdatedJune 20, 2026
Details

APR*

Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
2023 & Newer Loan
4.59%
APR4.59%
Last UpdatedJune 20, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Refinance Loan
4.64%
APR4.64%
Last UpdatedJune 20, 2026
Details

As Low As

Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
2026-2024 Loan
4.65%
APR4.65%
Last UpdatedJune 20, 2026
Details

No additional details available.

Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2024-2022 Loan
4.74%
APR4.74%
Last UpdatedJune 20, 2026
Details

No additional details available.

Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
2023 & Newer Loan
4.79%
APR4.79%
Last UpdatedJune 20, 2026
Details

As Low As

Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
2021-2022 Loan
4.79%
APR4.79%
Last UpdatedJune 20, 2026
Details

As Low As

Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
2026-2024 Loan
4.80%
APR4.80%
Last UpdatedJune 20, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Medical Degree Refinance Loan
4.80%
APR4.80%
Last UpdatedJune 20, 2026
Details

As Low As

Fortress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
Used Collateral Loan
4.89%
APR4.89%
Last UpdatedJune 20, 2026
Details

As Low As; 16.49%

Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
ANY AMOUNT Loan
4.95%
APR4.95%
Last UpdatedJune 20, 2026
Details

No additional details available.

Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
2021-2022 Loan
4.99%
APR4.99%
Last UpdatedJune 20, 2026
Details

As Low As

Independent Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.64%
Used 2022 - 2024 Loan
4.99%
APR4.99%
Last UpdatedJune 20, 2026
Details

No additional details available.

Independent Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.64%
New 2025 - 2026 Loan
4.99%
APR4.99%
Last UpdatedJune 20, 2026
Details

No additional details available.

Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
New Motorcyle Loan
4.99%
APR4.99%
Last UpdatedJune 20, 2026
Details

As Low As; New Motorcyle 2023-2026

Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
New/Used 2026-2025 Loan
4.99%
APR4.99%
Last UpdatedJune 20, 2026
Details

No additional details available.

Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2021-2019 Loan
4.99%
APR4.99%
Last UpdatedJune 20, 2026
Details

No additional details available.

GESB Sheet Metal Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
Score 700 - 799 Loan
5.00%
APR5.00%
Last UpdatedJune 20, 2026
Details

APR*

GESB Sheet Metal Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
Score >800 Loan
5.00%
APR5.00%
Last UpdatedJune 20, 2026
Details

APR*

Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
2023-2022 Loan
5.00%
APR5.00%
Last UpdatedJune 20, 2026
Details

No additional details available.

Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Credit Builder Loan
5.00%
APR5.00%
Last UpdatedJune 20, 2026
Details

No additional details available.

Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
2026-2024 Loan
5.20%
APR5.20%
Last UpdatedJune 20, 2026
Details

Over $20,000

Crossroads Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
2022 - New Loan
5.22%
APR5.22%
Last UpdatedJune 20, 2026
Details

As Low As

Independent Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.64%
Used 2022 - 2024 Loan
5.24%
APR5.24%
Last UpdatedJune 20, 2026
Details

No additional details available.

Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2021-2019 Loan
5.24%
APR5.24%
Last UpdatedJune 20, 2026
Details

No additional details available.

Independent Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.64%
New 2025 - 2026 Loan
5.24%
APR5.24%
Last UpdatedJune 20, 2026
Details

No additional details available.

Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2024-2022 Loan
5.24%
APR5.24%
Last UpdatedJune 20, 2026
Details

No additional details available.

City of Firsts Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
2026 & Newer Loan
5.25%
APR5.25%
Last UpdatedJune 20, 2026
Details

$20,000+; APR* as low as

Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Personal Loan Special
5.25%
APR5.25%
Last UpdatedJune 20, 2026
Details

As Low As

Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.09%
New 2025-2026 Model Years Loan
5.29%
APR5.29%
Last UpdatedJune 20, 2026
Details

As Low As

Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
2023-2022 Loan
5.35%
APR5.35%
Last UpdatedJune 20, 2026
Details

No additional details available.

Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
2021-2022 Loan
5.39%
APR5.39%
Last UpdatedJune 20, 2026
Details

As Low As

Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.93%
2025-2026 Loan
5.39%
APR5.39%
Last UpdatedJune 20, 2026
Details

As Low As

Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
2023-2022 Loan
5.45%
APR5.45%
Last UpdatedJune 20, 2026
Details

Over $20,000

MIDWEST AMERICA
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
Used 2024-2026 Loan
5.48%
APR5.48%
Last UpdatedJune 20, 2026
Details

No additional details available.

Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
New/Used 2026-2025 Loan
5.49%
APR5.49%
Last UpdatedJune 20, 2026
Details

No additional details available.

Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.09%
Used 2022-2025 Model Years Loan
5.49%
APR5.49%
Last UpdatedJune 20, 2026
Details

As Low As

Independent Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.64%
New 2025 - 2026 Loan
5.49%
APR5.49%
Last UpdatedJune 20, 2026
Details

No additional details available.

Independent Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.64%
Used 2022 - 2024 Loan
5.49%
APR5.49%
Last UpdatedJune 20, 2026
Details

No additional details available.

Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Power Sports New Loan
5.50%
APR5.50%
Last UpdatedJune 20, 2026
Details

As Low As; Power Sports New 2025-2026

GESB Sheet Metal Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
Score >800 Loan
5.50%
APR5.50%
Last UpdatedJune 20, 2026
Details

APR*

GESB Sheet Metal Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
Score 700 - 799 Loan
5.50%
APR5.50%
Last UpdatedJune 20, 2026
Details

APR*

City of Firsts Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
2026 & Newer Loan
5.50%
APR5.50%
Last UpdatedJune 20, 2026
Details

APR* as low as

City of Firsts Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
2024 - 2025 Loan
5.50%
APR5.50%
Last UpdatedJune 20, 2026
Details

APR* as low as

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2020 or Newer - 36 Months Loan
5.50%
APR5.50%
Last UpdatedJune 20, 2026
Details

No additional details available.

Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
2024 and Newer Loan
5.55%
APR5.55%
Last UpdatedJune 20, 2026
Details

No additional details available.

MIDWEST AMERICA
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
Used 2021-2023 Loan
5.68%
APR5.68%
Last UpdatedJune 20, 2026
Details

No additional details available.

Fortress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
New Collateral Loan
5.69%
APR5.69%
Last UpdatedJune 20, 2026
Details

APR* up to 16.99%

Independent Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.64%
Used 2022 - 2024 Loan
5.74%
APR5.74%
Last UpdatedJune 20, 2026
Details

No additional details available.

Independent Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.64%
New 2025 - 2026 Loan
5.74%
APR5.74%
Last UpdatedJune 20, 2026
Details

No additional details available.

Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
New/Used 2023-2021 Loan
5.74%
APR5.74%
Last UpdatedJune 20, 2026
Details

As Low As; $60,000 Loan Minimum for 96 Months*

Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2024-2022 Loan
5.74%
APR5.74%
Last UpdatedJune 20, 2026
Details

No additional details available.

Eastern Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
Used 2022-2025 Loan
5.74%
APR5.74%
Last UpdatedJune 20, 2026
Details

As Low As

Eastern Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
New 2025-2026 Loan
5.74%
APR5.74%
Last UpdatedJune 20, 2026
Details

As Low As

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2020 or Newer - 48 Months Loan
5.75%
APR5.75%
Last UpdatedJune 20, 2026
Details

No additional details available.

Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Lot Loans
5.75%
APR5.75%
Last UpdatedJune 20, 2026
Details

No additional details available.

Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
2021-2023 Loan
5.85%
APR5.85%
Last UpdatedJune 20, 2026
Details

No additional details available.

Crossroads Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
2019-2021 Loan
5.88%
APR5.88%
Last UpdatedJune 20, 2026
Details

As Low As

Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
ANY AMOUNT Loan
5.95%
APR5.95%
Last UpdatedJune 20, 2026
Details

No additional details available.

MIDWEST AMERICA
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
Used 2024-2026 Loan
5.97%
APR5.97%
Last UpdatedJune 20, 2026
Details

No additional details available.

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
10 Year Loan
5.98%
APR5.98%
Last UpdatedJune 20, 2026
Details

Rates are subject to change without notice.

MIDWEST AMERICA
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
Used 2024-2026 Loan
5.99%
APR5.99%
Last UpdatedJune 20, 2026
Details

No additional details available.

Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
New Loan
5.99%
APR5.99%
Last UpdatedJune 20, 2026
Details

As Low As

Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
New/Used 2023-2021 Loan
5.99%
APR5.99%
Last UpdatedJune 20, 2026
Details

No additional details available.

Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
New/Used 2026-2025 Loan
5.99%
APR5.99%
Last UpdatedJune 20, 2026
Details

$60,000 Loan Minimum

Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
2021-2022 Loan
5.99%
APR5.99%
Last UpdatedJune 20, 2026
Details

As Low As

Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
2023 & newer Loan
5.99%
APR5.99%
Last UpdatedJune 20, 2026
Details

No additional details available.

Independent Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.64%
New 2025 - 2026 Loan
5.99%
APR5.99%
Last UpdatedJune 20, 2026
Details

No additional details available.

Independent Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.64%
Used 2021 Loan
5.99%
APR5.99%
Last UpdatedJune 20, 2026
Details

No additional details available.

Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2020-2018 Loan
5.99%
APR5.99%
Last UpdatedJune 20, 2026
Details

No additional details available.

Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Power Sport Loan
6.00%
APR6.00%
Last UpdatedJune 20, 2026
Details

As Low As; Power Sport 2021-2023

Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
No Hassle Loan
6.00%
APR6.00%
Last UpdatedJune 20, 2026
Details

Members can borrow up to $3,000.00, with a $100.00 application fee.

Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Power Sports New Loan
6.00%
APR6.00%
Last UpdatedJune 20, 2026
Details

As Low As; Power Sports New 2024-2025

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2020 or Newer - 60 Months Loan
6.00%
APR6.00%
Last UpdatedJune 20, 2026
Details

No additional details available.

Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
2026-2024 Loan
6.00%
APR6.00%
Last UpdatedJune 20, 2026
Details

Over $25,000

GESB Sheet Metal Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
Score >800 Loan
6.00%
APR6.00%
Last UpdatedJune 20, 2026
Details

No additional details available.

GESB Sheet Metal Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
Score 700 - 799 Loan
6.00%
APR6.00%
Last UpdatedJune 20, 2026
Details

APR*

Eastern Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
Used 2021 Loan
6.00%
APR6.00%
Last UpdatedJune 20, 2026
Details

As Low As

Eastern Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
New 2025-2026 Loan
6.03%
APR6.03%
Last UpdatedJune 20, 2026
Details

As Low As

MIDWEST AMERICA
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
Used 2021-2023 Loan
6.17%
APR6.17%
Last UpdatedJune 20, 2026
Details

No additional details available.

MIDWEST AMERICA
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
Used 2018-2020 Loan
6.18%
APR6.18%
Last UpdatedJune 20, 2026
Details

No additional details available.

Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.09%
Used 2020-2021 Model Years Loan
6.19%
APR6.19%
Last UpdatedJune 20, 2026
Details

As Low As

USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
48 Months Loan
6.24%
APR6.24%
Last UpdatedJune 20, 2026
Details

Credit Score: 720 & Higher

USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
60 Months Loan
6.24%
APR6.24%
Last UpdatedJune 20, 2026
Details

Credit Score: 720 & Higher

Eastern Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
Used 2020 Loan
6.24%
APR6.24%
Last UpdatedJune 20, 2026
Details

As Low As

Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2020-2018 Loan
6.24%
APR6.24%
Last UpdatedJune 20, 2026
Details

No additional details available.

Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2024-2022 Loan
6.24%
APR6.24%
Last UpdatedJune 20, 2026
Details

No additional details available.

Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
New/Used 2023-2021 Loan
6.24%
APR6.24%
Last UpdatedJune 20, 2026
Details

No additional details available.

Independent Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.64%
Used 2021 Loan
6.24%
APR6.24%
Last UpdatedJune 20, 2026
Details

No additional details available.

USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
36 Months Loan
6.24%
APR6.24%
Last UpdatedJune 20, 2026
Details

Credit Score: 720 & Higher

Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Power Sport Loan
6.25%
APR6.25%
Last UpdatedJune 20, 2026
Details

As Low As; Power Sport 2025-2026

Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Power Sports used Loan
6.25%
APR6.25%
Last UpdatedJune 20, 2026
Details

As Low As; Power Sports used 2017 & older

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2019 and older - 48 Months Loan
6.25%
APR6.25%
Last UpdatedJune 20, 2026
Details

No additional details available.

Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Lot Loans
6.25%
APR6.25%
Last UpdatedJune 20, 2026
Details

No additional details available.

South Bend Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
Personal Loans
6.25%
APR6.25%
Last UpdatedJune 20, 2026
Details

As Low As

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2020 or Newer - 72 Months Loan
6.25%
APR6.25%
Last UpdatedJune 20, 2026
Details

No additional details available.

Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
2021-2022 Loan
6.29%
APR6.29%
Last UpdatedJune 20, 2026
Details

No additional details available.

Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Elements VA Loan
6.35%
APR6.35%
Last UpdatedJune 20, 2026
Details

No additional details available.

Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2026-2019 Loan
6.49%
APR6.49%
Last UpdatedJune 20, 2026
Details

As Low As

Independent Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.64%
Used 2021 Loan
6.49%
APR6.49%
Last UpdatedJune 20, 2026
Details

No additional details available.

USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
36 Months Loan
6.49%
APR6.49%
Last UpdatedJune 20, 2026
Details

Credit Score: 720 & Higher

Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2020-2018 Loan
6.49%
APR6.49%
Last UpdatedJune 20, 2026
Details

No additional details available.

Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2018-2015 Loan
6.49%
APR6.49%
Last UpdatedJune 20, 2026
Details

No additional details available.

Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
2019 and older - 60 Months Loan
6.50%
APR6.50%
Last UpdatedJune 20, 2026
Details

No additional details available.

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Loan
6.50%
APR6.50%
Last UpdatedJune 20, 2026
Details

As Low As; APR

City of Firsts Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
2022 - 2023 Loan
6.50%
APR6.50%
Last UpdatedJune 20, 2026
Details

APR* as low as

City of Firsts Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
2025 & Newer Loan
6.50%
APR6.50%
Last UpdatedJune 20, 2026
Details

$20,000 +; As Low As;*

GESB Sheet Metal Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
Score 700 - 799 Loan
6.50%
APR6.50%
Last UpdatedJune 20, 2026
Details

APR*

GESB Sheet Metal Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
Score >800 Loan
6.50%
APR6.50%
Last UpdatedJune 20, 2026
Details

No additional details available.

MIDWEST AMERICA
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
Used 2024-2026 Loan
6.55%
APR6.55%
Last UpdatedJune 20, 2026
Details

No additional details available.

MIDWEST AMERICA
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
Used 2022-2023 Loan
6.58%
APR6.58%
Last UpdatedJune 20, 2026
Details

No additional details available.

Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
2018-20120 Loan
6.59%
APR6.59%
Last UpdatedJune 20, 2026
Details

No additional details available.

MIDWEST AMERICA
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
Used 2018-2020 Loan
6.68%
APR6.68%
Last UpdatedJune 20, 2026
Details

No additional details available.

USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
36 Months Loan
6.74%
APR6.74%
Last UpdatedJune 20, 2026
Details

Credit Score: 720 & Higher

USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
48 Months Loan
6.74%
APR6.74%
Last UpdatedJune 20, 2026
Details

Credit Score: 720 & Higher

Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
2017-2014 Loan
6.74%
APR6.74%
Last UpdatedJune 20, 2026
Details

No additional details available.

Independent Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.64%
Used 2020 Loan
6.74%
APR6.74%
Last UpdatedJune 20, 2026
Details

No additional details available.

Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
2018-2020 Loan
6.75%
APR6.75%
Last UpdatedJune 20, 2026
Details

No additional details available.

Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
2021-2020 Loan
6.75%
APR6.75%
Last UpdatedJune 20, 2026
Details

No additional details available.

Dubois-Pike Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
Personal Loans
6.75%
APR6.75%
Last UpdatedJune 20, 2026
Details

As Low As; Auto, Motorcycle, Boat, Camper, 4-Wheeler, etc. loan rates are for new money only. Call for details.

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
Credit Builder Plus Loan
6.75%
APR6.75%
Last UpdatedJune 20, 2026
Details

No additional details available.

MIDWEST AMERICA
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
Used 2017 & Older Loan
6.79%
APR6.79%
Last UpdatedJune 20, 2026
Details

No additional details available.

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1-Time Construction Loan
6.82%
APR6.82%
Last UpdatedJune 20, 2026
Details

No additional details available.

Eastern Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
Used 2017-2019 Loan
6.84%
APR6.84%
Last UpdatedJune 20, 2026
Details

As Low As

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
Land Loans
6.98%
APR6.98%
Last UpdatedJune 20, 2026
Details

Rates are subject to change without notice.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Personal Loan
6.99%
APR6.99%
Last UpdatedJune 20, 2026
Details

As Low As

USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
48 Months Loan
6.99%
APR6.99%
Last UpdatedJune 20, 2026
Details

Credit Score: 720 & Higher

USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
60 Months Loan
6.99%
APR6.99%
Last UpdatedJune 20, 2026
Details

Credit Score: 720 & Higher

USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
66 Months Loan
6.99%
APR6.99%
Last UpdatedJune 20, 2026
Details

Credit Score: 720 & Higher

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Loan
6.99%
APR6.99%
Last UpdatedJune 20, 2026
Details

As Low As; APR

Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
New Loan
6.99%
APR6.99%
Last UpdatedJune 20, 2026
Details

As Low As

Afena Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
Personal Loans
6.99%
APR6.99%
Last UpdatedJune 20, 2026
Details

As Low As; Extended through May!

Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
New Teacher Transition Loan
6.99%
APR6.99%
Last UpdatedJune 20, 2026
Details

Qualifications Required: Proof of employment is required; Setup of direct deposit or auto payment is required; Active membership account is required; This offer is only valid for the first-year teachers under contract with school corporations located in Lake or Porter Counties in Indiana and must be disbursed within the first 90 days of employment contract; Limited to one loan per individual, regardless of amount approved.; Fixed; Guaranteed approval for at least $500; Borrow up to $3,500; Required Checking account and Direct Deposit (minimum $1,000 per month for life of the loan); Restrictions apply; Proof of employment is required; Setup of direct deposit or auto payment is required; Active membership account is required; This offer is only valid for the first-year teachers under contract with school corporations located in Lake or Porter Counties in Indiana and must be disbursed within the first 90 days of employment contract; This loan does not apply to existing teachers; Limited to one loan per individual, regardless of amount approved; Rates are subject to change without notice; Rates are based on credit history and qualifications; No other discounts can be applied to the New Teacher Transition Loan; Rate shown reflects lowest possible rate and term up to 24-months; See a REGIONAL team member and Loan Agreement for complete details; This is a consumer loan and not a mortgage loan.

Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
New Lawn & Garden Loan
6.99%
APR6.99%
Last UpdatedJune 20, 2026
Details

New Lawn & Garden

Independent Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.64%
Used 2020 Loan
6.99%
APR6.99%
Last UpdatedJune 20, 2026
Details

No additional details available.

Pendleton Personal Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Personal Loan Special
5.25%
APR5.25%
Last UpdatedJune 20, 2026
Details

As Low As

South Bend Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
Personal Loans
6.25%
APR6.25%
Last UpdatedJune 20, 2026
Details

As Low As

Dubois-Pike Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
Personal Loans
6.75%
APR6.75%
Last UpdatedJune 20, 2026
Details

As Low As; Auto, Motorcycle, Boat, Camper, 4-Wheeler, etc. loan rates are for new money only. Call for details.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Personal Loan
6.99%
APR6.99%
Last UpdatedJune 20, 2026
Details

As Low As

Afena Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
Personal Loans
6.99%
APR6.99%
Last UpdatedJune 20, 2026
Details

As Low As; Extended through May!

Pendleton Debt Consolidation Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
7180 S State Road 67, Pendleton, IN, 46064
Debt Free 7 Year Fixed
6.20%
APR6.20%
Last UpdatedJune 20, 2026
Details

No additional details available.

STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
7180 S State Road 67, Pendleton, IN, 46064
Debt Free 10 Year Fixed
6.23%
APR6.23%
Last UpdatedJune 20, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
Debt Consolidation Loan
14.49%
APR14.49%
Last UpdatedJune 20, 2026
Details

No additional details available.

Pendleton Signature Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
MADISON COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 7.42%
3055 US 36, Pendleton, IN, 46064
Signature Loans
9.90%
APR9.90%
Last UpdatedJune 20, 2026
Details

As Low As

MADISON COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 7.42%
3055 US 36, Pendleton, IN, 46064
Unsecured Signature Loan
9.90%
APR9.90%
Last UpdatedJune 20, 2026
Details

As Low As; Click to apply!

Pendleton, IN Personal Loan Rate Trends

Compare local Pendleton, IN personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Indiana Personal Loan Trends →
Personal Loan — IN Avg
10.205%
▼ 0.102 vs 7 days ago

Indiana personal loan rates fell 0.102 points over the past 7 days to 10.205% APR.

Signature Loan — IN Avg
11.332%
▼ 0.174 vs 7 days ago

Indiana signature loan rates fell 0.174 points over the past 7 days to 11.332% APR.

As of Jun 20, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Pendleton, Indiana personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Pendleton, Indiana directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Pendleton, Indiana. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in IN.

Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.

Frequently Asked Questions

What credit score do I need for a personal loan in Indiana?

Most lenders in Pendleton, Indiana require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Indiana often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Pendleton, Indiana require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Indiana?

Yes. Debt consolidation is one of the most common uses of personal loans in Pendleton, Indiana. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Pendleton, Indiana?

Credit unions in Pendleton, Indiana often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Pendleton, Indiana?

  • STAR Financial Bank: 6.20% (Debt Free 7 Year Fixed)
  • MADISON COUNTY: 7.99% (Other RE Second Mtg-10 Year Loan)
  • Indiana Heartland Federal Credit Union: 3.99% (SPECIAL: New purchases on 2023 or newer for 48-60 months - limited time only Loan)
  • GESB Sheet Metal Workers Federal Credit Union: 4.00% (Score >800 Loan)
  • MIDWEST AMERICA: 4.05% (Credit Builder Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Pendleton, Indiana. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: June 16, 2026.