Pendleton, Indiana mortgage lenders include First Merchants BankFirst Merchants Bank100 E State St, Pendleton, IN 46064A+5.0 ★Texas Ratio: 4.12%, Citizens State Bank of New CastleCitizens State Bank of New Castle129 S Pendleton Ave, Pendleton, IN 46064A+5.0 ★Texas Ratio: 2.45%, Star Financial BankStar Financial Bank7180 S State Road 67, Pendleton, IN 46064A+5.0 ★Texas Ratio: 2.87%, Indiana Members Credit UnionIndiana Members Credit Union10438 E US Highway 36, Avon, IN 46123 7054A+5.0 ★Texas Ratio: 2.64%, US Bank, N.A.US Bank, N.A.720 W 30th St, Connersville, IN 47331A+5.0 ★Texas Ratio: 2.85%, FORUM Credit UnionFORUM Credit Union9114 E US Highway 36, Avon, IN 46123 7772A+5.0 ★Texas Ratio: 1.80%, PNC Bank N.A.PNC Bank N.A.111 N Harrison St, Alexandria, IN 46001A+5.0 ★Texas Ratio: 4.24%, Regions BankRegions Bank104 W 11th St, Bicknell, IN 47512A+5.0 ★Texas Ratio: 4.37%, Huntington National BankHuntington National Bank101 S Harrison St, Alexandria, IN 46001A+5.0 ★Texas Ratio: 3.66%, and Keybank National AssociationKeybank National Association5457 S Scatterfield Rd, Anderson, IN 46013A+5.0 ★Texas Ratio: 4.81%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Pendleton, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pendleton are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Pendleton, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Pendleton 100 E State St, Pendleton, IN 46064 A+5.0 ★Texas Ratio: 4.12% |
Conventional, HELOC | 5 +19 HELOCs |
1.6% | 100% | $283,000 | View |
|
1 office in Pendleton 129 S Pendleton Ave, Pendleton, IN 46064 A+5.0 ★Texas Ratio: 2.45% |
Conventional | 4 | 1.3% | 57.1% | $85,000 | View |
|
1 office in Pendleton 7180 S State Road 67, Pendleton, IN 46064 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +13 HELOCs |
1% | 60% | $241,666 | View |
|
10438 E US Highway 36, Avon, IN 46123 7054 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 6 +1 HELOCs |
1.9% | 100% | $178,333 | View |
|
720 W 30th St, Connersville, IN 47331 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 5 | 1.6% | 100% | $289,000 | View |
|
9114 E US Highway 36, Avon, IN 46123 7772 A+5.0 ★Texas Ratio: 1.80% |
Conventional, HELOC | 4 +5 HELOCs |
1.3% | 100% | $407,500 | View |
|
★ 1.7 stars, 3 reviews 111 N Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, HELOC | 3 +16 HELOCs |
1% | 75% | $215,000 | View |
|
104 W 11th St, Bicknell, IN 47512 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 3 | 1% | 100% | $271,666 | View |
|
101 S Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 2 +2 HELOCs |
0.6% | 66.7% | $295,000 | View |
|
5457 S Scatterfield Rd, Anderson, IN 46013 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 2 | 0.6% | 66.7% | $155,000 | View |
|
701 Highlander Point Dr, Floyds Knobs, IN 47119 A+5.0 ★Texas Ratio: 3.87% |
Conventional, Jumbo | 1 | 0.3% | 50% | $945,000 | View |
|
12140 E Washington St, Cumberland, IN 46229 A+5.0 ★Texas Ratio: 5.68% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
|
14535 State Road 23, Granger, IN 46530 A+5.0 ★Texas Ratio: 4.39% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
|
7607 E US Highway 36, Avon, IN 46123 A5.0 ★Texas Ratio: 6.81% |
VA | 1 | 0.3% | 50% | $455,000 | View |
|
1000 East Main Street, Brownsburg, IN 46112 A5.0 ★Texas Ratio: 6.45% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
|
7503 Beechwood Centre Rd, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +10 HELOCs |
0% | n/a | View | |
|
100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
|
307 E Jackson St, Attica, IN 47918 A+5.0 ★Texas Ratio: 4.40% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
104 Linksway, Aurora, IN 47001 A+5.0 ★Texas Ratio: 3.21% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
401 W State St, Albany, IN 47320 A+5.0 ★Texas Ratio: 3.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
410 Monon Blvd, Carmel, IN 46032 A5.0 ★Texas Ratio: 11.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Gvc Mortgage, Inc.
|
Conventional, FHA, VA, USDA | 14 | 4.5% | 87.5% | $266,428 | |
Ruoff Mortgage Company
|
Conventional, FHA, VA, USDA | 11 | 3.6% | 100% | $315,000 | |
Three Rivers Federal Crediit U
|
Conventional, HELOC | 5 +4 HELOCs |
1.6% | 100% | $151,000 | |
Mjw Financial LLC dba Mjw Mortgage
|
Conventional | 3 | 1% | 100% | $291,666 | |
Royal United Mortgage LLC
|
Conventional, FHA | 2 | 0.6% | 100% | $180,000 | |
Elements Financial Federal Cre
|
Conventional | 2 | 0.6% | 100% | $305,000 | |
Independent Federal Credit Uni
|
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $205,000 | |
Madison County Federal Credit
|
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $55,000 | |
Fire Police City County Federa
|
Conventional | 1 | 0.3% | 100% | $65,000 | |
Purdue Federal Cu
|
Conventional | 1 | 0.3% | 100% | $105,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional, FHA, VA, USDA | 50 | 16.2% | 100% | $280,000 | |
Rocket Mortgage
|
Conventional, FHA | 20 | 6.5% | 84% | $181,500 | |
Calcon Mutual Mortgage LLC
|
Conventional, FHA | 13 | 4.2% | 100% | $252,692 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 12 | 3.9% | 100% | $281,666 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, USDA, HELOC | 10 +1 HELOCs |
3.2% | 90.9% | $237,000 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA | 10 | 3.2% | 100% | $295,000 | |
Newrez LLC
|
Conventional, FHA, VA | 8 | 2.6% | 69.2% | $208,750 | |
Mortgage Research Center
|
VA | 7 | 2.3% | 77.8% | $383,571 | |
Fairway Independent Mort Corp
|
Conventional, FHA, USDA | 7 | 2.3% | 100% | $255,000 | |
Flat Branch Mortgage, Inc.
|
Conventional, FHA | 6 | 1.9% | 100% | $245,000 | |
loanDepot.com LLC
|
Conventional, VA, HELOC | 4 +1 HELOCs |
1.3% | 57.1% | $135,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 4 | 1.3% | 62.5% | $235,000 | |
Nationstar Mortgage
|
Conventional | 4 | 1.3% | 100% | $95,000 | |
Envoy Mortgage, Ltd
|
Conventional | 3 | 1% | 100% | $191,666 | |
Howard Hanna Financial Services, Inc
|
Conventional, FHA | 3 | 1% | 100% | $258,333 | |
Eustis Mortgage Corp
|
Conventional, FHA | 3 | 1% | 100% | $191,666 | |
New Day Financial, LLC.
|
VA | 3 | 1% | 100% | $235,000 | |
Provident Funding Associates
|
Conventional | 3 | 1% | 100% | $285,000 | |
DHI Mortgage Company, LTD.
|
FHA | 3 | 1% | 75% | $361,666 | |
CrossCountry Mortgage, LLC
|
VA, USDA | 2 | 0.6% | 100% | $350,000 | |
Movement Mortgage, LLC
|
Conventional, FHA | 2 | 0.6% | 100% | $145,000 | |
Pennymac Loan Services LLC
|
FHA | 2 | 0.6% | 66.7% | $265,000 | |
Amerisave Mortgage Company
|
Conventional | 2 | 0.6% | 100% | $45,000 | |
Milestone Home Lending, LLC
|
Conventional, VA | 2 | 0.6% | 100% | $375,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.6% | 100% | $475,000 | View |
Union Savings Bank
|
Conventional | 2 | 0.6% | 100% | $250,000 | |
New American Funding, LLC.
|
Conventional | 2 | 0.6% | 100% | $335,000 | |
The Loan Store, Inc
|
Conventional | 2 | 0.6% | 100% | $350,000 | |
Carrington Mortgage Services LLC
|
FHA, VA | 2 | 0.6% | 50% | $185,000 | |
Plaza Home Mortgage, Inc
|
FHA | 2 | 0.6% | 100% | $300,000 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional | 2 | 0.6% | 100% | $335,000 | |
|
A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 50% | $125,000 | View |
Panorama Mortgage Group, LLC
|
FHA | 1 | 0.3% | 100% | $375,000 | |
|
A+5.0 ★Texas Ratio: 3.86% |
Conventional | 1 | 0.3% | 100% | $455,000 | View |
Guaranteed Rate, Inc.
|
FHA | 1 | 0.3% | 100% | $245,000 | |
RANLife, Inc.
|
FHA | 1 | 0.3% | 100% | $155,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.3% | 100% | $245,000 | |
Kind Lending, LLC
|
Conventional | 1 | 0.3% | 100% | $575,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.3% | 50% | $285,000 | |
Dart Bank
|
Conventional | 1 | 0.3% | 100% | $205,000 | |
Resicentral LLC
|
Conventional | 1 | 0.3% | 100% | $305,000 | |
AmWest Funding Corp
|
Conventional | 1 | 0.3% | 100% | $255,000 | |
Advisors Mortgage Group, LLC
|
Conventional | 1 | 0.3% | 100% | $185,000 | |
Discover Bank
|
Conventional | 1 | 0.3% | 33.3% | $55,000 | |
Jlb Corporation dba Golden Oak Lending
|
Conventional | 1 | 0.3% | 100% | $265,000 | |
Click n' Close, Inc.
|
Conventional | 1 | 0.3% | 100% | $155,000 | |
Cardinal Financial Company, Li
|
FHA | 1 | 0.3% | 100% | $65,000 | |
Ony Glo, Inc.
|
Conventional | 1 | 0.3% | 100% | $285,000 | |
Commercial Bank of Texas, NA
|
FHA | 1 | 0.3% | 100% | $295,000 | |
Planet Home Lending, LLC
|
VA | 1 | 0.3% | 75% | $425,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
FHA | 1 | 0.3% | 100% | $265,000 | View |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.3% | 100% | $525,000 | View |
Saygo Home Loans, LLC
|
VA | 1 | 0.3% | 100% | $255,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.3% | 100% | $265,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.3% | 100% | $105,000 | |
Veritas Funding, LLC
|
FHA | 1 | 0.3% | 100% | $255,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.3% | 100% | $285,000 | View |
|
B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.3% | 100% | $85,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
Spring Eq, LLC
|
Conventional | 1 | 0.3% | 100% | $35,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Goodleap, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Wright Patt Credit Union Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Navy Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Pendleton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pendleton in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Pendleton, IN lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 78.3 percent of home loans in Pendleton, Indiana in 2025, banks 14.2 percent and credit unions 7.4 percent. Gvc Mortgage, Inc. was the largest mortgage company, First Merchants Bank the largest bank and Indiana Members Credit Union the largest credit union. Among lenders headquartered in Indiana, First Merchants Bank led with 5 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
By home loans closed in 2025, First Merchants Bank was the largest mortgage lender in Pendleton, Indiana with 5 loans, about 1.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Pendleton, Indiana, Vanderbilt Mortgage and Finance, Inc approved the highest share of completed applications in 2025 at 100 percent, against a 88.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in Pendleton, Indiana in 2025, led by Vanderbilt Mortgage and Finance, Inc with 22. 19 lenders closed VA loans, led by Mortgage Research Center, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 12 credit unions closed home loans in Pendleton, Indiana in 2025, alongside 55 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Pendleton, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pendleton, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pendleton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.