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Home / Mortgage Lenders / Indiana / Pendleton
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Pendleton, Indiana

Pendleton, Indiana mortgage lenders include First Merchants BankFirst Merchants Bank100 E State St, Pendleton, IN 46064A+5.0 ★Texas Ratio: 4.12%, Citizens State Bank of New CastleCitizens State Bank of New Castle129 S Pendleton Ave, Pendleton, IN 46064A+5.0 ★Texas Ratio: 2.45%, Star Financial BankStar Financial Bank7180 S State Road 67, Pendleton, IN 46064A+5.0 ★Texas Ratio: 2.87%, Indiana Members Credit UnionIndiana Members Credit Union10438 E US Highway 36, Avon, IN 46123 7054A+5.0 ★Texas Ratio: 2.64%, US Bank, N.A.US Bank, N.A.720 W 30th St, Connersville, IN 47331A+5.0 ★Texas Ratio: 2.85%, FORUM Credit UnionFORUM Credit Union9114 E US Highway 36, Avon, IN 46123 7772A+5.0 ★Texas Ratio: 1.80%, PNC Bank N.A.PNC Bank N.A.111 N Harrison St, Alexandria, IN 46001A+5.0 ★Texas Ratio: 4.24%, Regions BankRegions Bank104 W 11th St, Bicknell, IN 47512A+5.0 ★Texas Ratio: 4.37%, Huntington National BankHuntington National Bank101 S Harrison St, Alexandria, IN 46001A+5.0 ★Texas Ratio: 3.66%, and Keybank National AssociationKeybank National Association5457 S Scatterfield Rd, Anderson, IN 46013A+5.0 ★Texas Ratio: 4.81%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Pendleton, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pendleton are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Pendleton, Indiana

Market share is the lender's share of all home loans closed in Pendleton, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Pendleton
100 E State St, Pendleton, IN 46064
A+5.0 ★Texas Ratio: 4.12%
Conventional, HELOC 5
+19 HELOCs
1.6% 100% $283,000 View
1 office in Pendleton
129 S Pendleton Ave, Pendleton, IN 46064
A+5.0 ★Texas Ratio: 2.45%
Conventional 4 1.3% 57.1% $85,000 View
1 office in Pendleton
7180 S State Road 67, Pendleton, IN 46064
A+5.0 ★Texas Ratio: 2.87%
Conventional, HELOC 3
+13 HELOCs
1% 60% $241,666 View
10438 E US Highway 36, Avon, IN 46123 7054
A+5.0 ★Texas Ratio: 2.64%
Conventional, HELOC 6
+1 HELOCs
1.9% 100% $178,333 View
720 W 30th St, Connersville, IN 47331
A+5.0 ★Texas Ratio: 2.85%
Conventional 5 1.6% 100% $289,000 View
9114 E US Highway 36, Avon, IN 46123 7772
A+5.0 ★Texas Ratio: 1.80%
Conventional, HELOC 4
+5 HELOCs
1.3% 100% $407,500 View
★ 1.7 stars, 3 reviews
111 N Harrison St, Alexandria, IN 46001
A+5.0 ★Texas Ratio: 4.24%
Conventional, FHA, HELOC 3
+16 HELOCs
1% 75% $215,000 View
104 W 11th St, Bicknell, IN 47512
A+5.0 ★Texas Ratio: 4.37%
Conventional 3 1% 100% $271,666 View
101 S Harrison St, Alexandria, IN 46001
A+5.0 ★Texas Ratio: 3.66%
Conventional, HELOC 2
+2 HELOCs
0.6% 66.7% $295,000 View
5457 S Scatterfield Rd, Anderson, IN 46013
A+5.0 ★Texas Ratio: 4.81%
Conventional 2 0.6% 66.7% $155,000 View
701 Highlander Point Dr, Floyds Knobs, IN 47119
A+5.0 ★Texas Ratio: 3.87%
Conventional, Jumbo 1 0.3% 50% $945,000 View
12140 E Washington St, Cumberland, IN 46229
A+5.0 ★Texas Ratio: 5.68%
Conventional 1 0.3% 100% $105,000 View
14535 State Road 23, Granger, IN 46530
A+5.0 ★Texas Ratio: 4.39%
Conventional 1 0.3% 100% $305,000 View
7607 E US Highway 36, Avon, IN 46123
A5.0 ★Texas Ratio: 6.81%
VA 1 0.3% 50% $455,000 View
1000 East Main Street, Brownsburg, IN 46112
A5.0 ★Texas Ratio: 6.45%
Conventional 1 0.3% 100% $185,000 View
7503 Beechwood Centre Rd, Avon, IN 46123
A+5.0 ★Texas Ratio: 3.54%
HELOC 0
+10 HELOCs
0% n/a View
100 Growth Pkwy, Angola, IN 46703
A+5.0 ★Texas Ratio: 3.22%
HELOC 0
+3 HELOCs
0% 0% View
307 E Jackson St, Attica, IN 47918
A+5.0 ★Texas Ratio: 4.40%
HELOC 0
+3 HELOCs
0% n/a View
104 Linksway, Aurora, IN 47001
A+5.0 ★Texas Ratio: 3.21%
HELOC 0
+2 HELOCs
0% n/a View
401 W State St, Albany, IN 47320
A+5.0 ★Texas Ratio: 3.99%
HELOC 0
+1 HELOCs
0% n/a View
410 Monon Blvd, Carmel, IN 46032
A5.0 ★Texas Ratio: 11.97%
HELOC 0
+1 HELOCs
0% n/a View
Gvc Mortgage, Inc.
Conventional, FHA, VA, USDA 14 4.5% 87.5% $266,428
Ruoff Mortgage Company
Conventional, FHA, VA, USDA 11 3.6% 100% $315,000
Three Rivers Federal Crediit U
Conventional, HELOC 5
+4 HELOCs
1.6% 100% $151,000
Mjw Financial LLC dba Mjw Mortgage
Conventional 3 1% 100% $291,666
Royal United Mortgage LLC
Conventional, FHA 2 0.6% 100% $180,000
Elements Financial Federal Cre
Conventional 2 0.6% 100% $305,000
Independent Federal Credit Uni
Conventional, HELOC 1
+3 HELOCs
0.3% 100% $205,000
Madison County Federal Credit
Conventional, HELOC 1
+1 HELOCs
0.3% 50% $55,000
Fire Police City County Federa
Conventional 1 0.3% 100% $65,000
Purdue Federal Cu
Conventional 1 0.3% 100% $105,000
Vanderbilt Mortgage and Finance, Inc
Conventional, FHA, VA, USDA 50 16.2% 100% $280,000
Rocket Mortgage
Conventional, FHA 20 6.5% 84% $181,500
Calcon Mutual Mortgage LLC
Conventional, FHA 13 4.2% 100% $252,692
Guild Mortgage Company
Conventional, FHA, VA 12 3.9% 100% $281,666
United Wholesale Mortgage
Conventional, FHA, VA, USDA, HELOC 10
+1 HELOCs
3.2% 90.9% $237,000
Union Home Mortgage Corp.
Conventional, FHA, VA 10 3.2% 100% $295,000
Newrez LLC
Conventional, FHA, VA 8 2.6% 69.2% $208,750
Mortgage Research Center
VA 7 2.3% 77.8% $383,571
Fairway Independent Mort Corp
Conventional, FHA, USDA 7 2.3% 100% $255,000
Flat Branch Mortgage, Inc.
Conventional, FHA 6 1.9% 100% $245,000
loanDepot.com LLC
Conventional, VA, HELOC 4
+1 HELOCs
1.3% 57.1% $135,000
Freedom Mortgage Corporation
FHA, VA 4 1.3% 62.5% $235,000
Nationstar Mortgage
Conventional 4 1.3% 100% $95,000
Envoy Mortgage, Ltd
Conventional 3 1% 100% $191,666
Howard Hanna Financial Services, Inc
Conventional, FHA 3 1% 100% $258,333
Eustis Mortgage Corp
Conventional, FHA 3 1% 100% $191,666
New Day Financial, LLC.
VA 3 1% 100% $235,000
Provident Funding Associates
Conventional 3 1% 100% $285,000
DHI Mortgage Company, LTD.
FHA 3 1% 75% $361,666
CrossCountry Mortgage, LLC
VA, USDA 2 0.6% 100% $350,000
Movement Mortgage, LLC
Conventional, FHA 2 0.6% 100% $145,000
Pennymac Loan Services LLC
FHA 2 0.6% 66.7% $265,000
Amerisave Mortgage Company
Conventional 2 0.6% 100% $45,000
Milestone Home Lending, LLC
Conventional, VA 2 0.6% 100% $375,000
B-3.5 ★Texas Ratio: 6.80%
VA 2 0.6% 100% $475,000 View
Union Savings Bank
Conventional 2 0.6% 100% $250,000
New American Funding, LLC.
Conventional 2 0.6% 100% $335,000
The Loan Store, Inc
Conventional 2 0.6% 100% $350,000
Carrington Mortgage Services LLC
FHA, VA 2 0.6% 50% $185,000
Plaza Home Mortgage, Inc
FHA 2 0.6% 100% $300,000
American Neighborhood Mortgage Acceptance Company
Conventional 2 0.6% 100% $335,000
A+5.0 ★Texas Ratio: 5.44%
Conventional, HELOC 1
+3 HELOCs
0.3% 50% $125,000 View
Panorama Mortgage Group, LLC
FHA 1 0.3% 100% $375,000
A+5.0 ★Texas Ratio: 3.86%
Conventional 1 0.3% 100% $455,000 View
Guaranteed Rate, Inc.
FHA 1 0.3% 100% $245,000
RANLife, Inc.
FHA 1 0.3% 100% $155,000
Equity Prime Mortgage LLC
FHA 1 0.3% 100% $245,000
Kind Lending, LLC
Conventional 1 0.3% 100% $575,000
PHH Mortgage Corporation
Conventional 1 0.3% 50% $285,000
Dart Bank
Conventional 1 0.3% 100% $205,000
Resicentral LLC
Conventional 1 0.3% 100% $305,000
AmWest Funding Corp
Conventional 1 0.3% 100% $255,000
Advisors Mortgage Group, LLC
Conventional 1 0.3% 100% $185,000
Discover Bank
Conventional 1 0.3% 33.3% $55,000
Jlb Corporation dba Golden Oak Lending
Conventional 1 0.3% 100% $265,000
Click n' Close, Inc.
Conventional 1 0.3% 100% $155,000
Cardinal Financial Company, Li
FHA 1 0.3% 100% $65,000
Ony Glo, Inc.
Conventional 1 0.3% 100% $285,000
Commercial Bank of Texas, NA
FHA 1 0.3% 100% $295,000
Planet Home Lending, LLC
VA 1 0.3% 75% $425,000
A+5.0 ★Texas Ratio: 1.10%
FHA 1 0.3% 100% $265,000 View
A-4.8 ★Texas Ratio: 12.33%
Conventional 1 0.3% 100% $525,000 View
Saygo Home Loans, LLC
VA 1 0.3% 100% $255,000
Zillow Home Loans, LLC
Conventional 1 0.3% 100% $265,000
Mutual of Omaha Mortgage
Conventional 1 0.3% 100% $105,000
Veritas Funding, LLC
FHA 1 0.3% 100% $255,000
A-5.0 ★Texas Ratio: 14.97%
VA 1 0.3% 100% $285,000 View
B+4.8 ★Texas Ratio: 16.98%
FHA 1 0.3% 100% $85,000 View
A+5.0 ★Texas Ratio: 0.51%
Conventional 1 0.3% 100% $195,000 View
Spring Eq, LLC
Conventional 1 0.3% 100% $35,000
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+4 HELOCs
0% n/a View
Goodleap, LLC
HELOC 0
+1 HELOCs
0% n/a
Figure Lending LLC
HELOC 0
+1 HELOCs
0% n/a
Wright Patt Credit Union Inc
HELOC 0
+1 HELOCs
0% n/a
Navy Federal Credit Union
HELOC 0
+1 HELOCs
0% 0%
Lendage, LLC dba Achieve Loans
HELOC 0
+1 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 2.93%
HELOC 0
+1 HELOCs
0% n/a View
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Pendleton, Indiana

Looking for mortgage lenders near me or mortgage brokers near me in Pendleton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pendleton in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Pendleton, IN

Use these to narrow the list above. Each category shows how many Pendleton, IN lenders fit and what that kind of lender is usually best for.

Who Lends in Pendleton, IN

Independent mortgage companies closed 78.3 percent of home loans in Pendleton, Indiana in 2025, banks 14.2 percent and credit unions 7.4 percent. Gvc Mortgage, Inc. was the largest mortgage company, First Merchants Bank the largest bank and Indiana Members Credit Union the largest credit union. Among lenders headquartered in Indiana, First Merchants Bank led with 5 loans.

78.3%
Mortgage companies
14.2%
Banks
7.4%
Credit unions
24%
FHA loans
12%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Indiana. None

More Indiana Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Pendleton, IN

Who is the largest mortgage lender in Pendleton, IN?

By home loans closed in 2025, First Merchants Bank was the largest mortgage lender in Pendleton, Indiana with 5 loans, about 1.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Pendleton, IN have the highest approval rates?

Among lenders with meaningful volume in Pendleton, Indiana, Vanderbilt Mortgage and Finance, Inc approved the highest share of completed applications in 2025 at 100 percent, against a 88.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Pendleton, IN mortgage lenders offer FHA, VA and USDA loans?

30 lenders closed FHA loans in Pendleton, Indiana in 2025, led by Vanderbilt Mortgage and Finance, Inc with 22. 19 lenders closed VA loans, led by Mortgage Research Center, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Pendleton, IN lender list?

Yes. 31 banks and 12 credit unions closed home loans in Pendleton, Indiana in 2025, alongside 55 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Pendleton, IN ranked on this page?

Lenders are ranked only by the number of home loans they closed in Pendleton, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pendleton, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pendleton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.