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Mortgage Lenders and Brokers in Lafayette, Indiana

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Lafayette, Indiana mortgage lenders include First Merchants BankFirst Merchants Bank2862 Old Us Highway 231 S, Lafayette, IN 47909A+5.0 ★Texas Ratio: 4.12%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA201 Main St, Lafayette, IN 47901A+5.0 ★Texas Ratio: 3.68%, Old National BankOld National Bank100 N 2nd St, Lafayette, IN 47901A+5.0 ★Texas Ratio: 4.98%, The Fountain Trust CompanyThe Fountain Trust Company811 N Creasy Ln, Lafayette, IN 47905A+5.0 ★Texas Ratio: 3.40%, Centier BankCentier Bank5 Executive Dr, Lafayette, IN 47905A5.0 ★Texas Ratio: 6.45%, Huntington National BankHuntington National Bank2101 Teal Rd, Lafayette, IN 47905A+5.0 ★Texas Ratio: 3.66%, Regions BankRegions Bank437 South St, Lafayette, IN 47901A+5.0 ★Texas Ratio: 4.37%, Horizon BankHorizon Bank330 N Creasy Ln, Lafayette, IN 47905A+5.0 ★Texas Ratio: 4.40%, Fifth Third Bank, National AssociationFifth Third Bank, National Association3620 South St, Lafayette, IN 47905A+5.0 ★Texas Ratio: 3.22%, and 1St Source Bank1St Source Bank401 N 4th St, Lafayette, IN 47901A+5.0 ★Texas Ratio: 5.01%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Lafayette, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lafayette are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Lafayette, Indiana

Market share is the lender's share of all home loans closed in Lafayette, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
First Merchants Bank 5 offices in Lafayette 2862 Old Us Highway 231 S, Lafayette, IN 47909 A+5.0 ★Texas Ratio: 4.12%	Conventional, FHA, VA, Jumbo, HELOC	105 +102 HELOCs	5.8%	90.6%	$185,666	View
JPMorgan Chase Bank, NA 1 office in Lafayette 201 Main St, Lafayette, IN 47901 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, HELOC	49 +1 HELOCs	2.7%	94.4%	$212,346	View
Old National Bank 2 offices in Lafayette 100 N 2nd St, Lafayette, IN 47901 A+5.0 ★Texas Ratio: 4.98%	Conventional, FHA, VA, HELOC	47 +22 HELOCs	2.6%	82.5%	$203,510	View
The Fountain Trust Company 2 offices in Lafayette 811 N Creasy Ln, Lafayette, IN 47905 A+5.0 ★Texas Ratio: 3.40%	Conventional	32	1.8%	76.5%	$191,875	View
Centier Bank 3 offices in Lafayette 5 Executive Dr, Lafayette, IN 47905 A5.0 ★Texas Ratio: 6.45%	Conventional, FHA, VA, HELOC	29 +30 HELOCs	1.6%	93.8%	$227,758	View
Huntington National Bank 1 office in Lafayette 2101 Teal Rd, Lafayette, IN 47905 A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, HELOC	26 +36 HELOCs	1.4%	82.4%	$201,538	View
Regions Bank 3 offices in Lafayette 437 South St, Lafayette, IN 47901 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, HELOC	25 +41 HELOCs	1.4%	75.6%	$189,000	View
Horizon Bank 3 offices in Lafayette 330 N Creasy Ln, Lafayette, IN 47905 A+5.0 ★Texas Ratio: 4.40%	Conventional, FHA, VA, HELOC	22 +35 HELOCs	1.2%	74.2%	$215,000	View
Fifth Third Bank, National Association 1 office in Lafayette 3620 South St, Lafayette, IN 47905 A+5.0 ★Texas Ratio: 3.22%	Conventional, FHA, VA, Jumbo, HELOC	21 +11 HELOCs	1.2%	70%	$231,666	View
1St Source Bank 3 offices in Lafayette 401 N 4th St, Lafayette, IN 47901 A+5.0 ★Texas Ratio: 5.01%	Conventional, FHA, HELOC	11 +19 HELOCs	0.6%	78.6%	$176,818	View
Kentland Bank 1 office in Lafayette 3803 South St, Lafayette, IN 47905 A5.0 ★Texas Ratio: 13.55%	Conventional	7	0.4%	100%	$155,000	View
First Farmers Bank & Trust 2 offices in Lafayette 3510 State Road 38 E, Lafayette, IN 47905 A5.0 ★Texas Ratio: 7.53%	Conventional, HELOC	4 +4 HELOCs	0.2%	64.3%	$215,000	View
Industrial Federal C. U.	Conventional	74	4.1%	89.4%	$76,216
Security Federal Savings Bank 3920 Mccarty Ln, Lafayette, IN 47905 A+5.0 ★Texas Ratio: 2.60%	Conventional, HELOC	43 +25 HELOCs	2.4%	95.7%	$188,023	View
The Farmers & Merchants Bank 2 N 4th St, Lafayette, IN 47901 A+5.0 ★Texas Ratio: 0.10%	Conventional	5	0.3%	100%	$235,000	View
First Financial Bank 104 Linksway, Aurora, IN 47001 A+5.0 ★Texas Ratio: 3.21%	Conventional, HELOC	4 +5 HELOCs	0.2%	80%	$212,500	View
Alliance Bank 101 W Montgomery St, Francesville, IN 47946 A+5.0 ★Texas Ratio: 0.08%	Conventional	4	0.2%	100%	$207,500	View
US Bank, N.A. 720 W 30th St, Connersville, IN 47331 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA, HELOC	3 +1 HELOCs	0.2%	42.9%	$291,666	View
Bank of Wolcott 116 N 6th St, Monticello, IN 47960 A+5.0 ★Texas Ratio: 2.72%	Conventional	3	0.2%	100%	$148,333	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 111 N Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	2 +3 HELOCs	0.1%	66.7%	$220,000	View
Flagstar Bank NA 2204 N Wayne St, Angola, IN 46703 D3.3 ★Texas Ratio: 35.11%	Conventional, VA, HELOC	2 +1 HELOCs	0.1%	100%	$200,000	View
Everwise Credit Union 7607 E US Highway 36, Avon, IN 46123 A5.0 ★Texas Ratio: 6.81%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$135,000	View
Keybank National Association 5457 S Scatterfield Rd, Anderson, IN 46013 A+5.0 ★Texas Ratio: 4.81%	Conventional	2	0.1%	100%	$190,000	View
Community State Bank 115 South Main Street, Albion, IN 46701	Conventional	2	0.1%	100%	$165,000
Beacon Credit Union 136 W 7th St, Auburn, IN 46706 A+5.0 ★Texas Ratio: 2.46%	Conventional	2	0.1%	100%	$165,000	View
Indiana Members Credit Union 10438 E US Highway 36, Avon, IN 46123 7054 A+5.0 ★Texas Ratio: 2.64%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$155,000	View
Centra Credit Union 11711 Pennsylvania St Ste 101, Carmel, IN 46032 4559 A+5.0 ★Texas Ratio: 5.34%	Conventional	1	0.1%	100%	$265,000	View
Bank of America NA 6859 E Us Highway 36, Avon, IN 46123 A+5.0 ★Texas Ratio: 4.14%	Conventional	1	0.1%	100%	$275,000	View
First Bank of Berne ★ 4 stars, 1 review 1105 Us Highway 27 N, Berne, IN 46711 A4.9 ★Texas Ratio: 5.48%	Conventional	1	0.1%	100%	$145,000	View
Farmers State Bank 1800 N Wayne St, Angola, IN 46703 A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.1%	100%	$225,000	View
Truist Bank ★ 1 stars, 1 review 4210 Charlestown Rd, New Albany, IN 47150 A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0.1%	100%	$255,000	View
FORUM Credit Union 9114 E US Highway 36, Avon, IN 46123 7772 A+5.0 ★Texas Ratio: 1.80%	Conventional	1	0.1%	100%	$25,000	View
Star Financial Bank 735 Main St, Anderson, IN 46016 A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0.1%	100%	$265,000	View
Purdue Federal Cu	Conventional, HELOC	192 +153 HELOCs	10.5%	88.9%	$180,572
Ruoff Mortgage Company	Conventional, FHA, VA	111	6.1%	96.2%	$238,873
Gvc Mortgage, Inc.	Conventional, FHA, VA	25	1.4%	100%	$279,000
Mjw Financial LLC dba Mjw Mortgage	Conventional, FHA, VA, USDA	24	1.3%	96%	$287,916
Royal United Mortgage LLC	Conventional, FHA	5	0.3%	71.4%	$141,000
Elements Financial Federal Cre	Conventional, HELOC	4 +7 HELOCs	0.2%	100%	$377,500
Winterwood Mortgage Group, LLC	Conventional, VA	4	0.2%	100%	$355,000
The Farmers Bank A+5.0 ★Texas Ratio: 4.32%	Conventional	3	0.2%	60%	$95,000	View
Three Rivers Federal Crediit U	Conventional	1	0.1%	100%	$95,000
Rocket Mortgage	Conventional, FHA, VA	122	6.7%	78.1%	$169,016
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, HELOC	115 +1 HELOCs	6.3%	94.4%	$246,478
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	98 +1 HELOCs	5.4%	90.3%	$279,591
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA, VA, HELOC	41 +1 HELOCs	2.2%	98%	$193,292
Guild Mortgage Company	Conventional, FHA, VA, USDA	39	2.1%	93%	$207,051
Nationstar Mortgage	Conventional, FHA, VA	33	1.8%	100%	$188,030
Stockton Mortgage Corporation	Conventional, FHA, VA	33	1.8%	100%	$216,212
Fairway Independent Mort Corp	Conventional, FHA, VA	33	1.8%	91.7%	$222,272
Mortgage Research Center	Conventional, FHA, VA	31	1.7%	73.8%	$262,741
Prosperity Home Mortgage, LLC	Conventional, FHA, VA	31	1.7%	96.9%	$231,451
Freedom Mortgage Corporation	Conventional, FHA, VA	26	1.4%	75%	$222,307
Newrez LLC	Conventional, FHA	23	1.3%	57.5%	$134,565
Pennymac Loan Services LLC	Conventional, FHA, VA	20	1.1%	90.9%	$225,000
Goodleap, LLC	Conventional, FHA, HELOC	13 +7 HELOCs	0.7%	76.5%	$161,923
loanDepot.com LLC	Conventional, FHA, VA	13	0.7%	76.5%	$184,230
Carrington Mortgage Services LLC	Conventional, FHA, VA	13	0.7%	66.7%	$176,538
New American Funding, LLC.	Conventional, FHA	11	0.6%	68.8%	$207,727
Flanagan State Bank A4.7 ★Texas Ratio: 2.58%	Conventional, FHA	11	0.6%	100%	$205,000	View
Navy Federal Credit Union	Conventional, VA, HELOC	10 +1 HELOCs	0.5%	100%	$283,000
Primary Residential Mortgage, INC.	Conventional, FHA	8	0.4%	100%	$141,250
Mutual of Omaha Mortgage	Conventional, FHA, VA	8	0.4%	66.7%	$270,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, VA	8	0.4%	100%	$131,250	View
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	7	0.4%	53.3%	$285,000
Amerisave Mortgage Company	Conventional, FHA	7	0.4%	29.6%	$107,857
Calcon Mutual Mortgage LLC	Conventional, FHA	6	0.3%	85.7%	$233,333
Sage Home Loans Corporation	Conventional	5	0.3%	100%	$283,000
CrossCountry Mortgage, LLC	Conventional, FHA	5	0.3%	71.4%	$181,000
Fair Way Lending, LLC	FHA, USDA	5	0.3%	100%	$287,000
Discover Bank	Conventional	5	0.3%	33.3%	$61,000
First Option Mortgage, LLC	Conventional, FHA, VA	5	0.3%	100%	$257,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	4	0.2%	100%	$242,500	View
Wolfe Financial Inc	Conventional, FHA	4	0.2%	100%	$225,000
Union Savings Bank	Conventional, HELOC	3 +3 HELOCs	0.2%	100%	$268,333
Spring Eq, LLC	Conventional, HELOC	3 +2 HELOCs	0.2%	50%	$81,666
American Mortgage Bank A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA	3	0.2%	100%	$158,333	View
Movement Mortgage, LLC	Conventional, FHA	3	0.2%	100%	$175,000
American Financial Network, Inc.	Conventional, FHA, VA	3	0.2%	75%	$185,000
Union Home Mortgage Corp.	Conventional, FHA	3	0.2%	100%	$261,666
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	3	0.2%	50%	$318,333	View
Churchill Mortgage Corporation	Conventional, FHA	3	0.2%	100%	$228,333
Planet Home Lending, LLC	Conventional, FHA	3	0.2%	100%	$125,000
Provident Funding Associates	Conventional	3	0.2%	100%	$238,333
Wells Fargo Bank NA A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	3	0.2%	50%	$201,666	View
Lower, LLC	Conventional, FHA	3	0.2%	100%	$208,333
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	3	0.2%	60%	$281,666	View
Village Capital & Investment	FHA, VA	3	0.2%	75%	$178,333
Citizens Equity First Credit U	Conventional, HELOC	2 +3 HELOCs	0.1%	100%	$325,000
HomeBridge Financial Services, Inc	FHA, VA, HELOC	2 +2 HELOCs	0.1%	100%	$280,000
Guaranteed Rate, Inc.	FHA, VA	2	0.1%	66.7%	$260,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	2	0.1%	100%	$145,000	View
Servion	Conventional	2	0.1%	100%	$210,000
Everett Financial, Inc.	Conventional, FHA	2	0.1%	100%	$100,000
Envoy Mortgage, Ltd	FHA, VA	2	0.1%	100%	$175,000
Equity Prime Mortgage LLC	FHA	2	0.1%	100%	$195,000
Filo Mortgage, LLC	Conventional, FHA	2	0.1%	100%	$185,000
Diamond Residential Mtg Corp	Conventional	2	0.1%	100%	$215,000
New Day Financial, LLC.	VA	2	0.1%	66.7%	$310,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	FHA, VA	2	0.1%	66.7%	$310,000	View
T2 Financial LLC	Conventional, FHA	2	0.1%	100%	$230,000
Tjc Mortgage Inc	Conventional, VA	2	0.1%	100%	$305,000
Endeavor Capital, LLC	Conventional, FHA	2	0.1%	100%	$170,000
Zillow Home Loans, LLC	Conventional, FHA	2	0.1%	100%	$180,000
The Loan Store, Inc	Conventional	2	0.1%	100%	$160,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, VA	2	0.1%	100%	$365,000	View
Reliance First Capital, LLC	Conventional, FHA	2	0.1%	100%	$240,000
Loan Simple, Inc.	FHA	2	0.1%	100%	$380,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$155,000	View
Better Mortgage Corporation	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$165,000
Polaris Home Funding Corp.	FHA	1	0.1%	50%	$125,000
American Portfolio Mortgage Corporation	Conventional	1	0.1%	100%	$195,000
Premier Mortgage Resources, LLC	Conventional	1	0.1%	100%	$265,000
Sharefax Credit Union	Conventional	1	0.1%	100%	$135,000
Msu Federal Credit Union	Conventional	1	0.1%	100%	$205,000
Primelending	Conventional	1	0.1%	100%	$225,000
Greenstate Credit Union	Conventional	1	0.1%	50%	$125,000
Nbkc Bank	Conventional	1	0.1%	100%	$215,000
Fed Ex Employees Credit Association	Conventional	1	0.1%	100%	$45,000
Guidance Residential, LLC	Conventional	1	0.1%	100%	$135,000
PHH Mortgage Corporation	FHA	1	0.1%	100%	$145,000
Princeton Mortgage Corporation	Conventional	1	0.1%	100%	$345,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0.1%	100%	$325,000	View
Valon Mortgage	FHA	1	0.1%	100%	$395,000
Success Mortgage Partners, Inc	VA	1	0.1%	50%	$185,000
Sun West Mortgage Company, Inc	FHA	1	0.1%	100%	$235,000
Jlb Corporation dba Golden Oak Lending	Conventional	1	0.1%	100%	$185,000
Select Lending Services, LLC	Conventional	1	0.1%	100%	$505,000
L&N Federal Credit Union A+5.0 ★Texas Ratio: 1.91%	Conventional	1	0.1%	100%	$305,000	View
American Financing Corporation	Conventional	1	0.1%	16.7%	$125,000
ClearPath Lending	VA	1	0.1%	100%	$315,000
SIRVA Mortgage, Inc.	VA	1	0.1%	100%	$495,000
West Gate Bank A+5.0 ★Texas Ratio: 1.69%	Conventional	1	0.1%	100%	$295,000	View
American Heritage Lending, LLC	Conventional	1	0.1%	100%	$145,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$85,000
Foundation Mortgage Corporation	Conventional	1	0.1%	100%	$315,000
Beeline Loans, Inc.	Conventional	1	0.1%	100%	$145,000
Nations Lending Corporation	VA	1	0.1%	100%	$165,000
Arvest Bank A5.0 ★Texas Ratio: 7.48%	Conventional	1	0.1%	100%	$305,000	View
The Mortgage Firm	Conventional	1	0.1%	100%	$215,000
Mortgage Solutions of Colorado	VA	1	0.1%	100%	$175,000
RoundPoint Mortgage Servicing LLC	FHA	1	0.1%	100%	$165,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$265,000	View
Bankers' Bank A5.0 ★Texas Ratio: 7.37%	Conventional	1	0.1%	100%	$325,000	View
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	1	0.1%	100%	$345,000	View
Farm Credit Mid-America, Aca	Conventional	1	0.1%	100%	$275,000
Heritage Bank NA C-3.6 ★Texas Ratio: 31.27%	Conventional	1	0.1%	100%	$295,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0.1%	100%	$295,000	View
Plaza Home Mortgage, Inc	FHA	1	0.1%	100%	$245,000
Ark-La-Tex Financial Services LLC	Conventional	1	0.1%	100%	$205,000
Champions Funding, LLC	Conventional	1	0.1%	100%	$245,000
American Neighborhood Mortgage Acceptance Company	Conventional	1	0.1%	100%	$335,000
Iroquois Federal Savings & Loan Association	Conventional	1	0.1%	100%	$255,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +12 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +11 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +10 HELOCs	0%	n/a
Alliant Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Usalliance Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Georgia'S Own Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Empeople Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Lafayette Mortgage Rate Trends

Daily average mortgage rates for Indiana compared with the national average, updated every evening.

30-Year Fixed IN Avg

7.542%

▲ 0.158 vs 7 days ago

15-Year Fixed IN Avg

7.050%

▲ 0.077 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Lafayette, Indiana

Looking for mortgage lenders near me or mortgage brokers near me in Lafayette? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lafayette in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Lafayette, IN

Use these to narrow the list above. Each category shows how many Lafayette, IN lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 88 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 52 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 20 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 68 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 47 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 4 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 2 lenders. Loans above the conforming limit for higher priced homes Local lenders based in IN 31 lenders headquartered in Indiana, the closest thing to a mortgage lender near you

Who Lends in Lafayette, IN

Independent mortgage companies closed 55.7 percent of home loans in Lafayette, Indiana in 2025, banks 28.1 percent and credit unions 16.2 percent. Ruoff Mortgage Company was the largest mortgage company, First Merchants Bank the largest bank and Industrial Federal C. U. the largest credit union. Among lenders headquartered in Indiana, First Merchants Bank led with 105 loans.

55.7%

Mortgage companies

28.1%

Banks

16.2%

Credit unions

19%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Indiana. None

More Indiana Mortgage Lender Pages

All Indiana lenders 807 lenders Indianapolis city 389 lenders Fort Wayne 223 lenders Westfield 235 lenders Fishers 224 lenders Evansville 159 lenders Carmel 206 lenders South Bend 159 lenders Noblesville 204 lenders Greenwood 186 lenders Kokomo 160 lenders Elkhart 118 lenders Avon 170 lenders

Frequently Asked Questions About Mortgage Lenders in Lafayette, IN

Who is the largest mortgage lender in Lafayette, IN?

By home loans closed in 2025, First Merchants Bank was the largest mortgage lender in Lafayette, Indiana with 105 loans, about 5.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Lafayette, IN have the highest approval rates?

Among lenders with meaningful volume in Lafayette, Indiana, Ruoff Mortgage Company approved the highest share of completed applications in 2025 at 96.2 percent, against a 85.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Lafayette, IN mortgage lenders offer FHA, VA and USDA loans?

68 lenders closed FHA loans in Lafayette, Indiana in 2025, led by Cmg Mortgage Inc with 36. 47 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Lafayette, IN lender list?

Yes. 52 banks and 20 credit unions closed home loans in Lafayette, Indiana in 2025, alongside 88 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Lafayette, IN ranked on this page?

Lenders are ranked only by the number of home loans they closed in Lafayette, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lafayette, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lafayette. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.