Mortgage Lenders and Brokers in South Bend, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
South Bend, Indiana mortgage lenders include Everwise Credit UnionEverwise Credit Union110 S Main St, South Bend, IN 46601 1805A5.0 ★Texas Ratio: 6.81%, 1St Source Bank1St Source Bank1700 Mishawaka Ave Bldg 183, South Bend, IN 46615A+5.0 ★Texas Ratio: 5.01%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2101 S Bend Ave, South Bend, IN 46637A+5.0 ★Texas Ratio: 3.68%, Horizon BankHorizon Bank17400 State Road 23, South Bend, IN 46635A+5.0 ★Texas Ratio: 4.40%, Centier BankCentier Bank2850 W Cleveland Road Ext, South Bend, IN 46628A5.0 ★Texas Ratio: 6.45%, Northwest BankNorthwest Bank742 E Ireland Rd, South Bend, IN 46614A+5.0 ★Texas Ratio: 3.99%, Keybank National AssociationKeybank National Association19730 Darden Rd, South Bend, IN 46637A+5.0 ★Texas Ratio: 4.81%, Old National BankOld National Bank1233 N Eddy St, South Bend, IN 46617A+5.0 ★Texas Ratio: 4.98%, Fifth Third Bank, National AssociationFifth Third Bank, National Association301 N Main St, South Bend, IN 46601A+5.0 ★Texas Ratio: 3.22%, and Flagstar Bank NAFlagstar Bank NA2926 Mishawaka Ave, South Bend, IN 46615D3.3 ★Texas Ratio: 35.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in South Bend, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in South Bend are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in South Bend, Indiana
Market share is the lender's share of all home loans closed in South Bend, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
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110 S Main St, South Bend, IN 46601 1805 A5.0 ★Texas Ratio: 6.81% |
Conventional, FHA, VA, HELOC | 127 +161 HELOCs |
6.6% | 80% | $176,968 | View |
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10 offices in South Bend 1700 Mishawaka Ave Bldg 183, South Bend, IN 46615 A+5.0 ★Texas Ratio: 5.01% |
Conventional, FHA, Jumbo, HELOC | 93 +150 HELOCs |
4.8% | 87.3% | $238,763 | View |
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1 office in South Bend 2101 S Bend Ave, South Bend, IN 46637 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, Jumbo, HELOC | 56 +6 HELOCs |
2.9% | 88.9% | $186,428 | View |
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1 office in South Bend 17400 State Road 23, South Bend, IN 46635 A+5.0 ★Texas Ratio: 4.40% |
Conventional, FHA, VA, Jumbo, HELOC | 43 +4 HELOCs |
2.2% | 89.8% | $197,790 | View |
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2 offices in South Bend 2850 W Cleveland Road Ext, South Bend, IN 46628 A5.0 ★Texas Ratio: 6.45% |
Conventional, FHA, HELOC | 23 +10 HELOCs |
1.2% | 82.1% | $147,608 | View |
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1 office in South Bend 742 E Ireland Rd, South Bend, IN 46614 A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 12 +15 HELOCs |
0.6% | 80% | $130,833 | View |
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2 offices in South Bend 19730 Darden Rd, South Bend, IN 46637 A+5.0 ★Texas Ratio: 4.81% |
Conventional, VA, HELOC | 8 +4 HELOCs |
0.4% | 57.1% | $146,250 | View |
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2 offices in South Bend 1233 N Eddy St, South Bend, IN 46617 A+5.0 ★Texas Ratio: 4.98% |
Conventional, Jumbo, HELOC | 7 +8 HELOCs |
0.4% | 70% | $460,714 | View |
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1 office in South Bend 301 N Main St, South Bend, IN 46601 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 7 +5 HELOCs |
0.4% | 44.4% | $119,285 | View |
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2 offices in South Bend 2926 Mishawaka Ave, South Bend, IN 46615 D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA, HELOC | 7 +4 HELOCs |
0.4% | 47.6% | $167,857 | View |
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2 offices in South Bend 101 N Michigan St, South Bend, IN 46601 A+5.0 ★Texas Ratio: 2.66% |
Conventional, HELOC | 4 +30 HELOCs |
0.2% | 80% | $402,500 | View |
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1 office in South Bend 1015 S Bend Ave, South Bend, IN 46617 A5.0 ★Texas Ratio: 10.52% |
Conventional | 4 | 0.2% | 80% | $145,000 | View |
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★ 1.7 stars, 3 reviews 2 offices in South Bend 110 N Lafayette Blvd, South Bend, IN 46601 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +21 HELOCs |
0.1% | 33.3% | $155,000 | View |
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2102 E Ireland Rd, South Bend, IN 46614 A+5.0 ★Texas Ratio: 4.39% |
Conventional, FHA, HELOC | 178 +226 HELOCs |
9.2% | 97.8% | $193,089 | View |
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206 W Plymouth St, Bremen, IN 46506 A5.0 ★Texas Ratio: 6.90% |
Conventional, HELOC | 33 +17 HELOCs |
1.7% | 97.1% | $210,151 | View |
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358 S Elkhart Ave, Elkhart, IN 46516 A5.0 ★Texas Ratio: 8.94% |
Conventional, FHA, HELOC | 16 +22 HELOCs |
0.8% | 89.5% | $170,625 | View |
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101 S Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, VA, HELOC | 13 +3 HELOCs |
0.7% | 100% | $174,230 | View |
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720 W 30th St, Connersville, IN 47331 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 5 +1 HELOCs |
0.3% | 50% | $223,000 | View |
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6859 E Us Highway 36, Avon, IN 46123 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 4 +6 HELOCs |
0.2% | 80% | $282,500 | View |
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1221 W Plymouth St, Bremen, IN 46506 A+5.0 ★Texas Ratio: 1.39% |
Conventional, HELOC | 2 +10 HELOCs |
0.1% | 66.7% | $180,000 | View |
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526 W Connexion Way, Columbia City, IN 46725 A5.0 ★Texas Ratio: 12.07% |
Conventional | 2 | 0.1% | 100% | $55,000 | View |
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103 W National Ave, Brazil, IN 47834 A5.0 ★Texas Ratio: 7.53% |
Conventional | 2 | 0.1% | 100% | $155,000 | View |
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7503 Beechwood Centre Rd, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.1% | 50% | $1,545,000 | View |
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701 Highlander Point Dr, Floyds Knobs, IN 47119 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.1% | 100% | $555,000 | View |
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202 W Berry St, Fort Wayne, IN 46802 A+5.0 ★Texas Ratio: 2.79% |
Conventional | 1 | 0.1% | 100% | $135,000 | View |
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304 S Orange St, Albion, IN 46701 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
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10201 W 133rd Ave, Cedar Lake, IN 46303 A5.0 ★Texas Ratio: 10.43% |
Conventional | 1 | 0.1% | 100% | $185,000 | View |
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9707 W 133rd Ave, Cedar Lake, IN 46303 8544 A5.0 ★Texas Ratio: 13.37% |
Conventional | 1 | 0.1% | 100% | $85,000 | View |
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105 E Winslow Rd, Bloomington, IN 47401 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 0.1% | 100% | $95,000 | View |
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★ 1 stars, 1 review 4210 Charlestown Rd, New Albany, IN 47150 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.1% | 100% | $395,000 | View |
Chiphone Credit Union
710 N WILDWOOD AVE, ELKHART, IN 46514 1876 |
Conventional | 1 | 0.1% | 100% | $185,000 | |
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1800 N Wayne St, Angola, IN 46703 A+5.0 ★Texas Ratio: 0.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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104 Linksway, Aurora, IN 47001 A+5.0 ★Texas Ratio: 3.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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410 Monon Blvd, Carmel, IN 46032 A5.0 ★Texas Ratio: 11.97% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Ruoff Mortgage Company
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Conventional, FHA, VA | 234 | 12.1% | 96.3% | $178,461 | |
Gvc Mortgage, Inc.
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Conventional, FHA | 23 | 1.2% | 100% | $211,086 | |
Royal United Mortgage LLC
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Conventional, FHA | 5 | 0.3% | 62.5% | $137,000 | |
Purdue Federal Cu
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA | 154 | 8% | 73.8% | $137,142 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 98 +3 HELOCs |
5.1% | 92.7% | $199,591 | |
Cardinal Financial Company, Li
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Conventional, FHA, VA | 86 | 4.5% | 98.9% | $134,651 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 75 | 3.9% | 92.6% | $239,133 | |
Mortgage Research Center
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Conventional, FHA, VA | 50 | 2.6% | 80.6% | $200,600 | |
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★ 3 stars, 1 review A+5.0 ★Texas Ratio: 2.56% |
Conventional, FHA, Jumbo, HELOC | 39 +17 HELOCs |
2% | 76.5% | $157,051 | View |
Freedom Mortgage Corporation
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FHA, VA | 39 | 2% | 82.8% | $197,820 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 37 | 1.9% | 95.1% | $213,108 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 30 +4 HELOCs |
1.6% | 69.8% | $145,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 30 | 1.6% | 88.6% | $173,666 | |
Nationstar Mortgage
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Conventional, FHA | 21 | 1.1% | 68.8% | $123,095 | |
Newrez LLC
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Conventional, FHA, VA, Jumbo | 18 | 0.9% | 59.4% | $243,888 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 16 | 0.8% | 100% | $160,625 | |
Amerisave Mortgage Company
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Conventional, FHA | 16 | 0.8% | 33.3% | $119,375 | |
Triad Financial Services, Inc.
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Conventional | 13 | 0.7% | 47.3% | $42,692 | |
Point Mortgage Corp
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Conventional | 13 | 0.7% | 100% | $238,076 | |
New American Funding, LLC.
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Conventional, FHA, VA | 11 | 0.6% | 52.4% | $169,545 | |
Navy Federal Credit Union
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Conventional, VA, HELOC | 10 +3 HELOCs |
0.5% | 90.9% | $246,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 9 | 0.5% | 90% | $262,777 | View |
New Day Financial, LLC.
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VA | 8 | 0.4% | 66.7% | $190,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 8 | 0.4% | 66.7% | $281,250 | View |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 8 | 0.4% | 88.9% | $148,750 | |
Lower, LLC
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Conventional | 8 | 0.4% | 100% | $60,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 8 | 0.4% | 37% | $108,750 | |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 7 +1 HELOCs |
0.4% | 77.8% | $207,857 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 7 | 0.4% | 88.9% | $126,428 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 6 | 0.3% | 50% | $186,666 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 6 | 0.3% | 100% | $151,666 | |
Zillow Home Loans, LLC
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Conventional, FHA | 6 | 0.3% | 85.7% | $133,333 | |
Goodleap, LLC
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Conventional, FHA, HELOC | 5 +4 HELOCs |
0.3% | 71.4% | $101,000 | |
Honor Credit Union
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Conventional, HELOC | 5 +4 HELOCs |
0.3% | 100% | $109,000 | |
Spring Eq, LLC
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Conventional, HELOC | 5 +3 HELOCs |
0.3% | 35.7% | $53,000 | |
VanDyk Mortgage Corporation
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Conventional, FHA, VA | 5 | 0.3% | 100% | $281,000 | |
Geneva Financial LLC
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Conventional, FHA | 5 | 0.3% | 100% | $93,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 5 | 0.3% | 60% | $207,000 | |
Everett Financial, Inc.
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Conventional, FHA | 4 | 0.2% | 66.7% | $202,500 | |
Nbkc Bank
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Conventional, FHA, VA | 4 | 0.2% | 100% | $270,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 4 | 0.2% | 100% | $130,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 4 | 0.2% | 66.7% | $252,500 | View |
Polaris Home Funding Corp.
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FHA | 3 | 0.2% | 100% | $168,333 | |
Zippy Loans, LLC
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Conventional | 3 | 0.2% | 42.9% | $51,666 | |
Equity Prime Mortgage LLC
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FHA, VA | 3 | 0.2% | 100% | $158,333 | |
Discover Bank
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Conventional | 3 | 0.2% | 13% | $95,000 | |
American Financing Corporation
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FHA, VA | 3 | 0.2% | 37.5% | $141,666 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional, VA | 3 | 0.2% | 100% | $158,333 | View |
Member First Mortgage, LLC
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Conventional, FHA | 3 | 0.2% | 30% | $128,333 | |
The Loan Store, Inc
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Conventional | 3 | 0.2% | 100% | $215,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 2 +1 HELOCs |
0.1% | 50% | $460,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 2 | 0.1% | 100% | $365,000 | View |
Lakeview Loan Servicing, LLC
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FHA | 2 | 0.1% | 42.9% | $245,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.1% | 100% | $300,000 | |
PHH Mortgage Corporation
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Conventional, FHA | 2 | 0.1% | 66.7% | $110,000 | |
United Trust Bank
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VA | 2 | 0.1% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 2 | 0.1% | 66.7% | $415,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
FHA | 2 | 0.1% | 100% | $220,000 | View |
Credit Union 1
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Conventional | 2 | 0.1% | 100% | $95,000 | |
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A5.0 ★Texas Ratio: 6.46% |
Conventional | 2 | 0.1% | 100% | $130,000 | View |
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A5.0 ★Texas Ratio: 9.46% |
Conventional | 2 | 0.1% | 100% | $310,000 | View |
Churchill Mortgage Corporation
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Conventional | 2 | 0.1% | 100% | $135,000 | |
Planet Home Lending, LLC
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FHA | 2 | 0.1% | 100% | $200,000 | |
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A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA | 2 | 0.1% | 100% | $230,000 | View |
Lake Michigan Credit Union
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Conventional | 2 | 0.1% | 100% | $255,000 | |
United Mortgage Corp.
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Conventional | 2 | 0.1% | 100% | $160,000 | |
Mortgage Solutions of Colorado
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Conventional, VA | 2 | 0.1% | 100% | $105,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 0.1% | 100% | $240,000 | View |
21St Mortgage
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Conventional | 2 | 0.1% | 15.4% | $55,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 2 | 0.1% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional | 2 | 0.1% | 100% | $350,000 | View |
Southwest Funding LP
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Conventional, FHA | 2 | 0.1% | 100% | $135,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 2 | 0.1% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, HELOC | 1 +4 HELOCs |
0.1% | 100% | $155,000 | View |
Valon Mortgage
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Conventional, HELOC | 1 +2 HELOCs |
0.1% | 50% | $185,000 | |
HomeBridge Financial Services, Inc
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FHA, HELOC | 1 +2 HELOCs |
0.1% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 33.3% | $305,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $425,000 | View |
Equity Resources Inc
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Conventional | 1 | 0.1% | 100% | $235,000 | |
American Portfolio Mortgage Corporation
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FHA | 1 | 0.1% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 3.86% |
Conventional | 1 | 0.1% | 100% | $85,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.1% | 100% | $255,000 | |
American Financial Resources LLC
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VA | 1 | 0.1% | 100% | $265,000 | |
Primelending
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FHA | 1 | 0.1% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.1% | 100% | $185,000 | View |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.1% | 100% | $195,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.1% | 33.3% | $205,000 | |
MortgageOne, Inc
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VA | 1 | 0.1% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.1% | 100% | $455,000 | View |
Golden Empire Mortgage, Inc.
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FHA | 1 | 0.1% | 100% | $195,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.1% | 100% | $405,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.1% | 100% | $75,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $275,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $195,000 | |
Diamond Residential Mtg Corp
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Conventional | 1 | 0.1% | 100% | $245,000 | |
Milestone Home Lending, LLC
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Conventional | 1 | 0.1% | 100% | $175,000 | |
Plus Relocation Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $245,000 | |
Michigan Mutual, Inc
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Conventional | 1 | 0.1% | 100% | $185,000 | |
MortgageCountry
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FHA | 1 | 0.1% | 100% | $95,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.1% | 100% | $365,000 | |
Oceanside Mortgage Company
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FHA | 1 | 0.1% | 100% | $145,000 | |
Click n' Close, Inc.
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VA | 1 | 0.1% | 100% | $445,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.1% | 100% | $305,000 | |
Nfm, Inc
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Conventional | 1 | 0.1% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.1% | 100% | $785,000 | View |
Transportation Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $75,000 | |
Credence Funding Corporation
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VA | 1 | 0.1% | 100% | $205,000 | |
Consumers Credit Union
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Conventional | 1 | 0.1% | 100% | $95,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.1% | 100% | $495,000 | View |
Waterstone Mortgage Corporation
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FHA | 1 | 0.1% | 100% | $275,000 | |
Direct Mortgage Loans, LLC
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Conventional | 1 | 0.1% | 100% | $95,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.1% | 100% | $165,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 1 | 0.1% | 100% | $905,000 | View |
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A5.0 ★Texas Ratio: 8.70% |
Conventional | 1 | 0.1% | 100% | $305,000 | View |
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A+5.0 ★Texas Ratio: 0.63% |
Conventional | 1 | 0.1% | 100% | $125,000 | View |
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A+5.0 ★Texas Ratio: 4.66% |
Conventional | 1 | 0.1% | 100% | $285,000 | View |
Towne Mortgage Company
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FHA | 1 | 0.1% | 100% | $315,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.1% | 100% | $295,000 | View |
Selfreliance Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $195,000 | |
V.I.P. Mortgage, Inc.
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FHA | 1 | 0.1% | 100% | $155,000 | |
Endeavor Capital, LLC
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Conventional | 1 | 0.1% | 100% | $225,000 | |
Veritas Funding, LLC
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FHA | 1 | 0.1% | 100% | $245,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.1% | 100% | $325,000 | View |
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A5.0 ★Texas Ratio: 11.86% |
Conventional | 1 | 0.1% | 100% | $145,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.1% | 100% | $215,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.1% | 100% | $145,000 | |
Superior Credit Union, Inc.
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Conventional | 1 | 0.1% | 100% | $325,000 | |
Village Capital & Investment
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FHA | 1 | 0.1% | 60% | $155,000 | |
Figure Lending LLC
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HELOC | 0 +17 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Msu Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
American Airlines Federal Cred
|
HELOC | 0 +1 HELOCs |
0% | 100% | ||
Usalliance Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 3.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
South Bend Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in South Bend, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in South Bend? The list below shows the banks, credit unions and mortgage brokers that closed home loans in South Bend in 2025, with lenders based there listed first.
Types of Mortgage Lenders in South Bend, IN
Use these to narrow the list above. Each category shows how many South Bend, IN lenders fit and what that kind of lender is usually best for.
Who Lends in South Bend, IN
Independent mortgage companies closed 58.7 percent of home loans in South Bend, Indiana in 2025, banks 21 percent and credit unions 20.2 percent. Ruoff Mortgage Company was the largest mortgage company, 1St Source Bank the largest bank and Everwise Credit Union the largest credit union. Among lenders headquartered in Indiana, Everwise Credit Union led with 127 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in South Bend, IN
By home loans closed in 2025, Everwise Credit Union was the largest mortgage lender in South Bend, Indiana with 127 loans, about 6.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in South Bend, Indiana, Cardinal Financial Company, Li approved the highest share of completed applications in 2025 at 98.9 percent, against a 81.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
72 lenders closed FHA loans in South Bend, Indiana in 2025, led by Ruoff Mortgage Company with 54. 35 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 60 banks and 23 credit unions closed home loans in South Bend, Indiana in 2025, alongside 88 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in South Bend, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in South Bend, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up South Bend. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
