☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results

Home / Mortgage Lenders / Indiana / Fort Wayne

iAdvertiser Disclosure

Mortgage Lenders and Brokers in Fort Wayne, Indiana

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Fort Wayne, Indiana mortgage lenders include First Merchants BankFirst Merchants Bank855 Webster St, Fort Wayne, IN 46802A+5.0 ★Texas Ratio: 4.12%, Fifth Third Bank, National AssociationFifth Third Bank, National Association6026 Lima Rd, Fort Wayne, IN 46818A+5.0 ★Texas Ratio: 3.22%, Profed Federal Credit UnionProfed Federal Credit Union1710 Saint Joe River Dr, Fort Wayne, IN 46805 1436A+5.0 ★Texas Ratio: 2.42%, MidWest America Federal Credit UnionMidWest America Federal Credit Union801 E Tillman Rd, Fort Wayne, IN 46816 1971A+5.0 ★Texas Ratio: 4.56%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA204 E Pettit Ave, Fort Wayne, IN 46806A+5.0 ★Texas Ratio: 3.68%, Flagstar Bank NAFlagstar Bank NA111 E Wayne St, Fort Wayne, IN 46802D3.3 ★Texas Ratio: 35.11%, Fort Financial Credit UnionFort Financial Credit Union8815 Lima Rd, Fort Wayne, IN 46818 1856A+5.0 ★Texas Ratio: 2.95%, Partners 1St Federal Credit UnionPartners 1St Federal Credit Union6210 W Jefferson Blvd, Fort Wayne, IN 46804 3073A+5.0 ★Texas Ratio: 5.29%, Old National BankOld National Bank10140 Lima Rd, Fort Wayne, IN 46818A+5.0 ★Texas Ratio: 4.98%, and Garrett State BankGarrett State Bank811 Mill Lake Rd, Fort Wayne, IN 46845A5.0 ★Texas Ratio: 6.21%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Fort Wayne, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fort Wayne are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Fort Wayne, Indiana

Market share is the lender's share of all home loans closed in Fort Wayne, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
First Merchants Bank 4 offices in Fort Wayne 855 Webster St, Fort Wayne, IN 46802 A+5.0 ★Texas Ratio: 4.12%	Conventional, FHA, HELOC	328 +37 HELOCs	5.1%	91.6%	$129,237	View
Fifth Third Bank, National Association 5 offices in Fort Wayne 6026 Lima Rd, Fort Wayne, IN 46818 A+5.0 ★Texas Ratio: 3.22%	Conventional, FHA, VA, Jumbo, HELOC	180 +147 HELOCs	2.8%	83.8%	$231,333	View
Profed Federal Credit Union 1710 Saint Joe River Dr, Fort Wayne, IN 46805 1436 A+5.0 ★Texas Ratio: 2.42%	Conventional, HELOC	159 +94 HELOCs	2.5%	79%	$163,301	View
MidWest America Federal Credit Union 801 E Tillman Rd, Fort Wayne, IN 46816 1971 A+5.0 ★Texas Ratio: 4.56%	Conventional, HELOC	145 +133 HELOCs	2.3%	84.4%	$104,310
JPMorgan Chase Bank, NA 10 offices in Fort Wayne 204 E Pettit Ave, Fort Wayne, IN 46806 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA, Jumbo, HELOC	136 +13 HELOCs	2.1%	90.2%	$217,573	View
Flagstar Bank NA 8 offices in Fort Wayne 111 E Wayne St, Fort Wayne, IN 46802 D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, VA, HELOC	111 +19 HELOCs	1.7%	76.1%	$133,828	View
Fort Financial Credit Union 8815 Lima Rd, Fort Wayne, IN 46818 1856 A+5.0 ★Texas Ratio: 2.95%	Conventional, Jumbo	98	1.5%	87.5%	$143,367	View
Partners 1St Federal Credit Union 6210 W Jefferson Blvd, Fort Wayne, IN 46804 3073 A+5.0 ★Texas Ratio: 5.29%	Conventional, HELOC	78 +38 HELOCs	1.2%	84.9%	$177,692	View
Old National Bank 4 offices in Fort Wayne 10140 Lima Rd, Fort Wayne, IN 46818 A+5.0 ★Texas Ratio: 4.98%	Conventional, FHA, VA, HELOC	67 +49 HELOCs	1%	85.9%	$216,343	View
Garrett State Bank 1 office in Fort Wayne 811 Mill Lake Rd, Fort Wayne, IN 46845 A5.0 ★Texas Ratio: 6.21%	Conventional	64	1%	94.2%	$160,468	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 7 offices in Fort Wayne 6210 Bluffton Rd, Fort Wayne, IN 46809 A+5.0 ★Texas Ratio: 4.24%	Conventional, FHA, VA, HELOC	58 +117 HELOCs	0.9%	95.1%	$185,000	View
1St Source Bank 7 offices in Fort Wayne 10633 Coldwater Rd, Fort Wayne, IN 46845 A+5.0 ★Texas Ratio: 5.01%	Conventional, FHA, Jumbo, HELOC	49 +77 HELOCs	0.8%	83.8%	$239,693	View
Star Financial Bank 6 offices in Fort Wayne 5760 Coventry Ln, Fort Wayne, IN 46804 A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo, HELOC	39 +66 HELOCs	0.6%	83.1%	$267,051	View
Wesbanco Bank, Inc. 2 offices in Fort Wayne 1595 W Dupont Road, Fort Wayne, IN 46825 A+5.0 ★Texas Ratio: 3.87%	Conventional, FHA, VA, Jumbo, HELOC	25 +12 HELOCs	0.4%	83.3%	$272,200	View
Lake City Bank 5 offices in Fort Wayne 818 S Harrison St, Fort Wayne, IN 46802 A+5.0 ★Texas Ratio: 2.66%	Conventional, HELOC	22 +112 HELOCs	0.3%	92.9%	$232,272	View
First Federal Savings Bank 3 offices in Fort Wayne 5317 S Bend Dr, Fort Wayne, IN 46804 A5.0 ★Texas Ratio: 12.96%	Conventional, Jumbo	18	0.3%	100%	$348,333	View
Horizon Bank 2 offices in Fort Wayne 10020 Auburn Park Dr, Fort Wayne, IN 46825 A+5.0 ★Texas Ratio: 4.40%	Conventional, FHA, VA, HELOC	16 +52 HELOCs	0.2%	100%	$243,125	View
GreenWay Bank 1 office in Fort Wayne 202 W Berry St, Fort Wayne, IN 46802 A+5.0 ★Texas Ratio: 2.79%	Conventional	16	0.2%	100%	$143,750	View
The State Bank & Trust Company 1 office in Fort Wayne 12832 Coldwater Rd, Fort Wayne, IN 46845 A+5.0 ★Texas Ratio: 1.99%	Conventional, HELOC	14 +8 HELOCs	0.2%	93.3%	$328,571	View
Centier Bank 2 offices in Fort Wayne 127 W Berry St, Fort Wayne, IN 46802 A5.0 ★Texas Ratio: 6.45%	Conventional, HELOC	3 +5 HELOCs	0%	50%	$228,333	View
Three Rivers Federal Crediit U	Conventional, Jumbo, HELOC	840 +262 HELOCs	13.1%	88.7%	$201,285
Ruoff Mortgage Company	Conventional, FHA, VA	706	11%	94.7%	$220,198
Fire Police City County Federa	Conventional	59	0.9%	86.8%	$117,711
Everwise Credit Union 7607 E US Highway 36, Avon, IN 46123 A5.0 ★Texas Ratio: 6.81%	Conventional, FHA, VA, HELOC	81 +40 HELOCs	1.3%	87.4%	$220,802	View
Huntington National Bank 101 S Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, HELOC	19 +8 HELOCs	0.3%	83.3%	$299,210	View
Notre Dame Federal Credit Union 14535 State Road 23, Granger, IN 46530 A+5.0 ★Texas Ratio: 4.39%	Conventional, HELOC	13 +4 HELOCs	0.2%	100%	$182,692	View
Crossroads Bank 526 W Connexion Way, Columbia City, IN 46725 A5.0 ★Texas Ratio: 12.07%	Conventional	11	0.2%	92.3%	$192,272	View
Beacon Credit Union 136 W 7th St, Auburn, IN 46706 A+5.0 ★Texas Ratio: 2.46%	Conventional	9	0.1%	100%	$181,666	View
US Bank, N.A. 720 W 30th St, Connersville, IN 47331 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	8 +2 HELOCs	0.1%	33.3%	$351,250	View
First Bank of Berne ★ 4 stars, 1 review 1105 Us Highway 27 N, Berne, IN 46711 A4.9 ★Texas Ratio: 5.48%	Conventional	8	0.1%	88.9%	$173,750	View
Truist Bank ★ 1 stars, 1 review 4210 Charlestown Rd, New Albany, IN 47150 A+5.0 ★Texas Ratio: 2.87%	Conventional, VA, HELOC	7 +1 HELOCs	0.1%	87.5%	$255,000	View
First Federal Savings Bank 206 W Plymouth St, Bremen, IN 46506 A5.0 ★Texas Ratio: 6.90%	Conventional, HELOC	6 +1 HELOCs	0.1%	85.7%	$268,333	View
FORUM Credit Union 9114 E US Highway 36, Avon, IN 46123 7772 A+5.0 ★Texas Ratio: 1.80%	Conventional, HELOC	3 +2 HELOCs	0%	80%	$108,333	View
The Campbell & Fetter Bank 304 S Orange St, Albion, IN 46701 A+5.0 ★Texas Ratio: 0.00%	Conventional	3	0%	100%	$341,666	View
Indiana University CU 105 E Winslow Rd, Bloomington, IN 47401 A+5.0 ★Texas Ratio: 4.12%	Conventional	3	0%	100%	$175,000	View
Bank of America NA 6859 E Us Highway 36, Avon, IN 46123 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	2 +6 HELOCs	0%	100%	$255,000	View
Regions Bank 104 W 11th St, Bicknell, IN 47512 A+5.0 ★Texas Ratio: 4.37%	Conventional, HELOC	2 +3 HELOCs	0%	66.7%	$395,000	View
Centra Credit Union 11711 Pennsylvania St Ste 101, Carmel, IN 46032 4559 A+5.0 ★Texas Ratio: 5.34%	Conventional, HELOC	2 +2 HELOCs	0%	100%	$130,000	View
The Antwerp Exchange Bank Company 10726 Thimlar Rd, Harlan, IN 46743 A5.0 ★Texas Ratio: 6.09%	Conventional	2	0%	100%	$120,000	View
Keybank National Association 5457 S Scatterfield Rd, Anderson, IN 46013 A+5.0 ★Texas Ratio: 4.81%	Conventional, VA	2	0%	100%	$340,000	View
First Financial Bank NA 7995 N State Road 59, Brazil, IN 47834 A+5.0 ★Texas Ratio: 4.65%	Conventional	2	0%	100%	$555,000	View
The Hicksville Bank 1130 W 15th St, Auburn, IN 46706 A+5.0 ★Texas Ratio: 0.00%	Conventional	2	0%	100%	$210,000	View
First Financial Bank 104 Linksway, Aurora, IN 47001 A+5.0 ★Texas Ratio: 3.21%	Conventional, HELOC	1 +4 HELOCs	0%	100%	$85,000	View
Northwest Bank 401 W State St, Albany, IN 47320 A+5.0 ★Texas Ratio: 3.99%	Conventional, HELOC	1 +3 HELOCs	0%	100%	$175,000	View
Home Bank SB 1472 S State Road 135, Greenwood, IN 46143 A+5.0 ★Texas Ratio: 5.61%	Conventional	1	0%	100%	$305,000	View
Indiana Members Credit Union 10438 E US Highway 36, Avon, IN 46123 7054 A+5.0 ★Texas Ratio: 2.64%	Conventional	1	0%	100%	$155,000	View
Security Federal Savings Bank 1260 S Washington St, Delphi, IN 46923 A+5.0 ★Texas Ratio: 2.60%	Conventional	1	0%	100%	$85,000	View
Tech Credit Union 9707 W 133rd Ave, Cedar Lake, IN 46303 8544 A5.0 ★Texas Ratio: 13.37%	Conventional	1	0%	100%	$205,000	View
Jackson County Bank 2635 16th St, Bedford, IN 47421 A5.0 ★Texas Ratio: 7.28%	Conventional	1	0%	100%	$385,000	View
Cfbank NA ★ 1 stars, 1 review 4729 E 82nd St, Indianapolis, IN 46250 A+5.0 ★Texas Ratio: 5.55%	Conventional	1	0%	100%	$435,000	View
The Fountain Trust Company 427 E Main St, Attica, IN 47918 A+5.0 ★Texas Ratio: 3.40%	Conventional	1	0%	100%	$185,000	View
Interra Credit Union 1221 W Plymouth St, Bremen, IN 46506 A+5.0 ★Texas Ratio: 1.39%	HELOC	0 +2 HELOCs	0%	n/a		View
Merchants Bank of Indiana 410 Monon Blvd, Carmel, IN 46032 A5.0 ★Texas Ratio: 11.97%	HELOC	0 +2 HELOCs	0%	n/a		View
Gvc Mortgage, Inc.	Conventional, FHA, VA	170	2.7%	94.4%	$222,764
Royal United Mortgage LLC	Conventional, FHA	14	0.2%	73.7%	$139,285
Purdue Federal Cu	Conventional, HELOC	3 +1 HELOCs	0%	100%	$181,666
Mjw Financial LLC dba Mjw Mortgage	Conventional, FHA	3	0%	75%	$191,666
Elements Financial Federal Cre	HELOC	0 +2 HELOCs	0%	n/a
First Savings Bank	HELOC	0 +1 HELOCs	0%	n/a
Rocket Mortgage	Conventional, FHA, VA	347	5.4%	79%	$172,262
Fairway Independent Mort Corp	Conventional, FHA, VA, USDA	256	4%	93.2%	$176,171
Union Savings Bank	Conventional, FHA, VA, HELOC	194 +30 HELOCs	3%	96.1%	$218,041
United Wholesale Mortgage	Conventional, FHA, VA	137	2.1%	81.1%	$234,854
DHI Mortgage Company, LTD.	Conventional, FHA, VA	108	1.7%	77.9%	$275,092
Freedom Mortgage Corporation	Conventional, FHA, VA	96	1.5%	92.4%	$241,562
Geneva Financial LLC	Conventional, FHA, VA	94	1.5%	100%	$186,808
Mortgage Research Center	Conventional, FHA, VA	92	1.4%	70.9%	$266,739
Stockton Mortgage Corporation	Conventional, FHA, VA	87	1.4%	90.7%	$246,264
V.I.P. Mortgage, Inc.	Conventional, FHA, VA, USDA	84	1.3%	100%	$258,809
loanDepot.com LLC	Conventional, FHA, VA, HELOC	82 +13 HELOCs	1.3%	81.2%	$154,756
Diamond Residential Mtg Corp	Conventional, FHA, VA	82	1.3%	98.9%	$182,560
Newrez LLC	Conventional, FHA, VA	63	1%	60.7%	$177,222
Nations Lending Corporation	Conventional, FHA, VA	61	1%	100%	$276,475
Lower, LLC	Conventional, FHA, VA, HELOC	53 +1 HELOCs	0.8%	89.8%	$262,735
Nationstar Mortgage	Conventional, FHA, VA	49	0.8%	78.1%	$115,816
Pennymac Loan Services LLC	Conventional, FHA, VA	43	0.7%	77.2%	$240,813
Navy Federal Credit Union	Conventional, VA, HELOC	42 +7 HELOCs	0.7%	88%	$247,857
Polaris Home Funding Corp.	Conventional, FHA, VA, USDA	36	0.6%	90.2%	$250,833
Envoy Mortgage, Ltd	Conventional, FHA	36	0.6%	100%	$188,611
Point Mortgage Corp	Conventional, FHA, VA	32	0.5%	94.4%	$248,125
Amerisave Mortgage Company	Conventional, FHA, VA, HELOC	28 +1 HELOCs	0.4%	38.4%	$103,571
Goodleap, LLC	Conventional, FHA, VA, HELOC	27 +13 HELOCs	0.4%	87.9%	$178,333
VanDyk Mortgage Corporation	Conventional, FHA, VA	26	0.4%	96.3%	$238,461
Carrington Mortgage Services LLC	Conventional, FHA, VA	26	0.4%	49.2%	$150,000
New American Funding, LLC.	Conventional, FHA, VA, HELOC	22 +3 HELOCs	0.3%	66.7%	$165,454
21St Mortgage	Conventional	19	0.3%	30.6%	$45,526
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo	18	0.3%	90%	$261,666
Wells Fargo Bank NA A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA, Jumbo	17	0.3%	53.1%	$252,647	View
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	16 +5 HELOCs	0.2%	94.1%	$241,250
Discover Bank	Conventional	16	0.2%	30.2%	$63,750
Union Home Mortgage Corp.	Conventional, FHA, VA, HELOC	15 +2 HELOCs	0.2%	100%	$223,000
Movement Mortgage, LLC	Conventional, FHA	15	0.2%	88.9%	$133,666
PHH Mortgage Corporation	Conventional, FHA	15	0.2%	100%	$151,000
Plaza Home Mortgage, Inc	Conventional, FHA	14	0.2%	77.8%	$213,571
Spring Eq, LLC	Conventional, HELOC	13 +7 HELOCs	0.2%	52%	$51,153
Zippy Loans, LLC	Conventional	13	0.2%	43.3%	$33,461
AmeriHome Mortgage Company, LLC	Conventional, FHA	13	0.2%	100%	$255,000
Triad Financial Services, Inc.	Conventional	12	0.2%	32.8%	$54,166
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	12	0.2%	63.2%	$284,166	View
Zillow Home Loans, LLC	Conventional, FHA	12	0.2%	100%	$197,500
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, VA	12	0.2%	85.7%	$107,500	View
Cmg Mortgage Inc	Conventional, FHA, VA, USDA	11	0.2%	91.7%	$171,363
Planet Home Lending, LLC	Conventional, FHA, VA	11	0.2%	75%	$307,727
American Financing Corporation	Conventional, FHA	10	0.2%	50%	$129,000
Prosperity Home Mortgage, LLC	FHA, VA	10	0.2%	76.9%	$235,000
American Financial Resources LLC	Conventional, FHA	9	0.1%	90%	$189,444
Mortgage Solutions of Colorado	VA	9	0.1%	90.9%	$221,666
Reliance First Capital, LLC	Conventional, VA	9	0.1%	90%	$217,222
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 3.86%	Conventional, FHA	8	0.1%	100%	$272,500	View
Equity Prime Mortgage LLC	FHA, VA	8	0.1%	80%	$237,500
American Pacific Mortgage Corporation	Conventional, FHA	8	0.1%	100%	$156,250
Mutual of Omaha Mortgage	Conventional, FHA, VA	8	0.1%	66.7%	$182,500
The Farmers & Merchants State Bank	Conventional, Jumbo, HELOC	7 +6 HELOCs	0.1%	100%	$319,285
Click n' Close, Inc.	Conventional, FHA	7	0.1%	77.8%	$120,714
Liberty Federal Credit Union A+5.0 ★Texas Ratio: 2.97%	Conventional	6	0.1%	100%	$211,666	View
Guild Mortgage Company	Conventional, VA	6	0.1%	100%	$263,333
SIRVA Mortgage, Inc.	Conventional, FHA	6	0.1%	100%	$328,333
New Day Financial, LLC.	VA	6	0.1%	31.6%	$206,666
American Neighborhood Mortgage Acceptance Company	Conventional, FHA, VA	6	0.1%	100%	$258,333
Valon Mortgage	Conventional, HELOC	5 +3 HELOCs	0.1%	83.3%	$193,000
Primary Residential Mortgage, INC.	Conventional, FHA, VA	5	0.1%	100%	$133,000
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	5	0.1%	41.7%	$247,000
Nbkc Bank	Conventional, VA	5	0.1%	75%	$351,000
American Financial Network, Inc.	Conventional, FHA	5	0.1%	100%	$175,000
Village Capital & Investment	VA	5	0.1%	71.4%	$315,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	4 +7 HELOCs	0.1%	66.7%	$52,500	View
Better Mortgage Corporation	Conventional, HELOC	4 +2 HELOCs	0.1%	83.3%	$112,500
Everett Financial, Inc.	Conventional, FHA	4	0.1%	100%	$192,500
Sage Home Loans Corporation	Conventional	4	0.1%	100%	$370,000
Kind Lending, LLC	Conventional, FHA	4	0.1%	100%	$355,000
Guidance Residential, LLC	Conventional	4	0.1%	100%	$237,500
Michigan Mutual, Inc	Conventional	4	0.1%	100%	$202,500
Securitynational Mortgage Company	Conventional, FHA	4	0.1%	100%	$220,000
Cardinal Financial Company, Li	Conventional, FHA	4	0.1%	100%	$225,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional, VA	4	0.1%	100%	$320,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	4	0.1%	66.7%	$267,500	View
First State Bank of Forrest B+4.8 ★Texas Ratio: 17.30%	Conventional	4	0.1%	100%	$225,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	4	0.1%	80%	$177,500	View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	FHA	3	0%	100%	$198,333	View
Servion	Conventional, FHA, VA	3	0%	100%	$255,000
Dart Bank	Conventional	3	0%	100%	$298,333
ClearPath Lending	VA	3	0%	60%	$218,333
Provident Funding Associates	Conventional	3	0%	100%	$335,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, FHA, VA	3	0%	60%	$245,000	View
The Loan Store, Inc	Conventional	3	0%	100%	$228,333
Loan Simple, Inc.	FHA	3	0%	100%	$241,666
Ark-La-Tex Financial Services LLC	Conventional, VA	3	0%	75%	$298,333
HomeBridge Financial Services, Inc	Conventional, VA, HELOC	2 +5 HELOCs	0%	100%	$320,000
Pentagon Federal Credit Union	Conventional, VA, HELOC	2 +3 HELOCs	0%	40%	$230,000
Guaranteed Rate Affinity, LLC	Conventional, FHA	2	0%	100%	$265,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0%	66.7%	$125,000	View
Filo Mortgage, LLC	Conventional	2	0%	100%	$140,000
AdvantageFirst Lending Inc	Conventional, FHA	2	0%	100%	$170,000
Homestead Funding Corp.	Conventional	2	0%	100%	$415,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional, FHA	2	0%	100%	$220,000	View
Nqm Funding, LLC	Conventional	2	0%	100%	$285,000
Churchill Mortgage Corporation	Conventional, FHA	2	0%	100%	$195,000
Consumers Credit Union	Conventional	2	0%	100%	$265,000
Hometown Equity Mortgage, LLC	Conventional	2	0%	100%	$340,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, VA	2	0%	100%	$150,000	View
Mit Federal Credit Union	Conventional	2	0%	100%	$385,000
Lake Michigan Credit Union	Conventional	2	0%	100%	$290,000
Towne Mortgage Company	Conventional, VA	2	0%	100%	$180,000
Uif Corporation	Conventional	2	0%	66.7%	$180,000
Veritas Funding, LLC	FHA	2	0%	100%	$190,000
Right Start Mortgage, Inc	Conventional	2	0%	100%	$235,000
Paramount Residential Mortgage	FHA	2	0%	100%	$165,000
Alliant Credit Union	Conventional, HELOC	1 +1 HELOCs	0%	100%	$185,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$275,000	View
Mission Loans, LLC	Conventional, HELOC	1 +1 HELOCs	0%	100%	$105,000
EMM Loans LLC	FHA	1	0%	100%	$195,000
Genisys Credit Union	Conventional	1	0%	100%	$355,000
Cazle Mortgage, Inc.	VA	1	0%	100%	$205,000
Meridian Bank C3.9 ★Texas Ratio: 27.97%	VA	1	0%	100%	$455,000	View
Msu Federal Credit Union	Conventional	1	0%	100%	$235,000
Primelending	Conventional	1	0%	100%	$255,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	FHA	1	0%	100%	$215,000	View
Educational Systems FCU	Conventional	1	0%	100%	$395,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0%	100%	$395,000	View
Success Lending, LLC	Conventional	1	0%	100%	$425,000
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	Conventional	1	0%	100%	$495,000	View
Go Mortgage, LLC	Conventional	1	0%	100%	$355,000
Watermark Capital, Inc.	Conventional	1	0%	100%	$345,000
All Credit Considered Mortgage, Inc.	Conventional	1	0%	100%	$155,000
Allied Mortgage Group, Inc	Conventional	1	0%	100%	$335,000
United Trust Bank	FHA	1	0%	100%	$165,000
Granite Bank A5.0 ★Texas Ratio: 13.85%	Conventional	1	0%	100%	$85,000	View
Usalliance Federal Credit Union	Conventional	1	0%	100%	$45,000
Deephaven Mortgage LLC	Conventional	1	0%	100%	$205,000
Eustis Mortgage Corp	Conventional	1	0%	100%	$155,000
HomeXpress Mortgage Corp.	Conventional	1	0%	100%	$765,000
Evergreen Bank Group	Conventional	1	0%	100%	$55,000
MortgageCountry	Conventional	1	0%	100%	$175,000
OMNI Community Credit Union	Conventional	1	0%	100%	$45,000
Sun West Mortgage Company, Inc	FHA	1	0%	100%	$285,000
New Wave Lending Group Inc	Conventional	1	0%	100%	$295,000
Ally Bank A5.0 ★Texas Ratio: 8.00%	Conventional	1	0%	100%	$495,000	View
Oceanside Mortgage Company	FHA	1	0%	100%	$195,000
Greenwood Credit Union	Conventional	1	0%	100%	$25,000
East Coast Capital Corp.	Conventional	1	0%	100%	$375,000
Flat Branch Mortgage, Inc.	FHA	1	0%	100%	$285,000
Mid-Continent Funding, Inc.	FHA	1	0%	33.3%	$235,000
Ameritrust Mortgage Corporation	Conventional	1	0%	100%	$255,000
Nfm, Inc	Conventional	1	0%	100%	$305,000
Land Home Financial Services,	Conventional	1	0%	100%	$105,000
Credence Funding Corporation	VA	1	0%	100%	$285,000
First Commonwealth Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0%	100%	$295,000	View
T2 Financial LLC	Conventional	1	0%	100%	$255,000
Wright Patt Credit Union Inc	Conventional	1	0%	100%	$65,000
Gardner Financial Services	Conventional	1	0%	100%	$255,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0%	100%	$465,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0%	100%	$175,000	View
Milend, Inc	FHA	1	0%	25%	$245,000
The Northern Trust Co A4.7 ★Texas Ratio: 0.83%	Conventional	1	0%	100%	$505,000	View
First Federal S&L of Lakewood A+5.0 ★Texas Ratio: 4.66%	Conventional	1	0%	100%	$325,000	View
Saygo Home Loans, LLC	FHA	1	0%	100%	$175,000
Tjc Mortgage Inc	VA	1	0%	100%	$575,000
Park Lane Finance SolutionsLLC	Conventional	1	0%	66.7%	$35,000
University Bank A+5.0 ★Texas Ratio: 3.82%	FHA	1	0%	100%	$325,000	View
Amres Corporation ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	FHA	1	0%	40%	$245,000	View
State Departmenet Federal Credit Union	Conventional	1	0%	100%	$75,000
Vanderbilt Mortgage and Finance, Inc	Conventional	1	0%	20%	$175,000
Texana Bank	FHA	1	0%	100%	$245,000
Top Flite Financial, Inc.	FHA	1	0%	100%	$85,000
Superior Financial Solutions	Conventional	1	0%	100%	$355,000
Tomo Mortgage LLC	Conventional	1	0%	100%	$255,000
Champions Funding, LLC	Conventional	1	0%	100%	$585,000
Figure Lending LLC	HELOC	0 +31 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +31 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +14 HELOCs	0%	n/a
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +8 HELOCs	0%	n/a		View
Fourleaf Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
American Airlines Federal Cred	HELOC	0 +1 HELOCs	0%	n/a
Farmers Insurance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Liberty Savings Bank, FSB	HELOC	0 +1 HELOCs	0%	n/a
Credit Union 1	HELOC	0 +1 HELOCs	0%	n/a
Lafayette Federal Credit Union	HELOC	0 +1 HELOCs	0%	0%
Allegacy Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Fort Wayne Mortgage Rate Trends

Daily average mortgage rates for Indiana compared with the national average, updated every evening.

30-Year Fixed IN Avg

7.542%

▲ 0.158 vs 7 days ago

15-Year Fixed IN Avg

7.050%

▲ 0.077 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Fort Wayne, Indiana

Looking for mortgage lenders near me or mortgage brokers near me in Fort Wayne? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fort Wayne in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Fort Wayne, IN

Use these to narrow the list above. Each category shows how many Fort Wayne, IN lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 124 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 75 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 39 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 91 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 70 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 4 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 12 lenders. Loans above the conforming limit for higher priced homes Local lenders based in IN 42 lenders headquartered in Indiana, the closest thing to a mortgage lender near you

Who Lends in Fort Wayne, IN

Independent mortgage companies closed 51.5 percent of home loans in Fort Wayne, Indiana in 2025, banks 24.1 percent and credit unions 24.4 percent. Ruoff Mortgage Company was the largest mortgage company, First Merchants Bank the largest bank and Profed Federal Credit Union the largest credit union. Among lenders headquartered in Indiana, First Merchants Bank led with 328 loans.

51.5%

Mortgage companies

24.1%

Banks

24.4%

Credit unions

16%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Indiana. None

More Indiana Mortgage Lender Pages

All Indiana lenders 807 lenders Indianapolis city 389 lenders Westfield 235 lenders Fishers 224 lenders Evansville 159 lenders Carmel 206 lenders South Bend 159 lenders Lafayette 153 lenders Noblesville 204 lenders Greenwood 186 lenders Kokomo 160 lenders Elkhart 118 lenders Avon 170 lenders

Frequently Asked Questions About Mortgage Lenders in Fort Wayne, IN

Who is the largest mortgage lender in Fort Wayne, IN?

By home loans closed in 2025, First Merchants Bank was the largest mortgage lender in Fort Wayne, Indiana with 328 loans, about 5.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Fort Wayne, IN have the highest approval rates?

Among lenders with meaningful volume in Fort Wayne, Indiana, Geneva Financial LLC approved the highest share of completed applications in 2025 at 100 percent, against a 84.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Fort Wayne, IN mortgage lenders offer FHA, VA and USDA loans?

91 lenders closed FHA loans in Fort Wayne, Indiana in 2025, led by Ruoff Mortgage Company with 152. 70 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Fort Wayne, IN lender list?

Yes. 75 banks and 39 credit unions closed home loans in Fort Wayne, Indiana in 2025, alongside 124 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Fort Wayne, IN ranked on this page?

Lenders are ranked only by the number of home loans they closed in Fort Wayne, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fort Wayne, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fort Wayne. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.