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Notre Dame Federal Credit Union Rates & Review April 2026

Notre Dame Federal Credit Union's 6-11 month Standard or IRA CD rates are at 3.65%, 12-23 month Standard or IRA CD rates are at 3.15%, 24-35 month Standard or IRA CD rates are at 3.10%, 36-47 month Standard or IRA CD rates are at 3.05%, 48-71 month Standard or IRA CD rates are at 3.05%. Notre Dame Federal Credit Union's savings rates are at 0.05%. Notre Dame Federal Credit Union's Personal Loan Rates are at 5.56%. MonitorBankRates evaluates the financial stability of Notre Dame Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.69%. Rates were last updated on 04/27/2026.

Notre Dame Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Notre Dame Federal Credit Union? Share your experience about Notre Dame Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Notre Dame Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.69%
Excellent Lower than avg
Notre Dame Federal Credit Union
Main Moreau
1828 Moreau Dr
Notre Dame, IN 46556
https://www.notredamefcu.com
Member NCUA

Notre Dame Federal Credit Union CD Rates

Product Rate APY Term View More
6-11 month Standard or IRA Certificate - 3.65%
No additional details.
Last Updated 04/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
12-23 month Standard or IRA Certificate - 3.15%
No additional details.
Last Updated 04/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
24-35 month Standard or IRA Certificate - 3.10%
No additional details.
Last Updated 04/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
36-47 month Standard or IRA Certificate - 3.05%
No additional details.
Last Updated 04/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
48-71 month Standard or IRA Certificate - 3.05%
No additional details.
Last Updated 04/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
84 Month Standard or IRA Certificate - 3.05%
No additional details.
Last Updated 04/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
1-5 month Standard or IRA Certificate - 3.00%
No additional details.
Last Updated 04/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%

Notre Dame Federal Credit Union Savings Rates

Product Rate APY View More
Health Savings Account - 2.00%
Min Balance $400
Last Updated 04/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
Traditional/Roth IRA Savings - 0.10%
Min Balance $15,000
Last Updated 04/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
Christmas Club - 0.05%
Min Balance $400
Last Updated 04/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
Share Savings - 0.05%
Min Balance $400
Last Updated 04/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
Traditional/Roth IRA Savings - 0.05%
Min Balance $400
Last Updated 04/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%

Notre Dame Federal Credit Union Checking Rates

Product Rate APY View More
Ultimate Personal Checking* - 3.00%
Min Balance $1,000,000
Last Updated 04/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
Ultimate Personal Checking* - 1.50%
Min Balance $100,000
Last Updated 04/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
Ultimate Personal Checking* - 0.20%
Min Balance $5,000
Last Updated 04/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%
Ultimate Personal Checking* - 0.00%
Min Balance $0
Last Updated 04/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%

Notre Dame Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Primequity HELOC - - 6.75%
No additional details.
Last Updated 04/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%

Notre Dame Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 5.56%
No additional details.
Last Updated 04/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.69%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Notre Dame Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Notre Dame Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Notre Dame Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Notre Dame Federal Credit Union
Address 1828 Moreau Dr, Notre Dame, IN 46556
Phone 574-400-4660
Fax 574-343-1466
President Maureen Miller
CEO Thomas Gryp
Full-Time Employees 235
Part-Time Employees 6
Branch Locations 12
ATM Locations 10
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.69%
Return on Assets (ROA)
0.4607%
Return on Equity (ROE)
4.7648%
Non-Performing Loans Ratio (NPL)
0.54%
Total Assets
1,249,077,174
Total Amount of Shares and Deposits
1,115,506,304
Total Shares and Deposits < 1 Year
1,049,182,156
Total Shares and Deposits 1 3 Years
62,466,064
Total Shares and Deposits > 3 Years
3,858,084
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
292,970,762
Total Uninsured Shares and Deposits > $250K (F+J)
292,970,762
Total Insured Shares and Deposits > $250K (item 17 less item K)
822,535,542
Total Interest Expense (Sum of items 6 8)
16,726,018
Share Certificates
5,274
Number of Accounts for Share Drafts
57,726
IRA KEOGH Accounts
1,882
Number of Accounts for Regular Shares
82,056
All other shares
863
Money Market Shares
852
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
112,788,675
Total Liabilities
1,157,217,143
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Notre Dame Federal Credit Union

Is Notre Dame Federal Credit Union a safe place to deposit money?

Yes, Notre Dame Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 4.6887263072233%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Notre Dame Federal Credit Union operate?

Notre Dame Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Notre Dame Federal Credit Union?

Yes, to access services at Notre Dame Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Notre Dame Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Notre Dame Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Notre Dame Federal Credit Union offer online and mobile banking?

Most modern institutions like Notre Dame Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.notredamefcu.com.

Current Notre Dame Federal Credit Union Rates

  • 12-Month CD3.65%
  • 24-Month CD3.15%
  • Savings0.05%
Retrieved from our database of financial products. Rates subject to change.