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Notre Dame Federal Credit Union Rates & Review October 2026

Notre Dame Federal Credit Union's top rates as of October 13, 2026 are 4.25% APY on its 24 - 35 Month Standard or IRA CD, 2.00% APY on savings, 3.80% APY on checking, auto loans from 5.81% APR, and credit cards from 11.15% APR, according to rates verified by MonitorBankRates. Other Notre Dame Federal Credit Union CD rates include 12 - 23 Month Standard or IRA CD at 4.15%, 36 - 47 Month Standard or IRA CD at 4.00%, and 6 - 11 Month Standard or IRA CD at 3.65%. MonitorBankRates evaluates the financial stability of Notre Dame Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.39%. Rates last updated and verified on 10/13/2026.

Notre Dame Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Notre Dame Federal Credit Union? Share your experience about Notre Dame Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Notre Dame Federal Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.39%
Excellent Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
Notre Dame Federal Credit Union
Main/Moreau
1828 Moreau Dr
Notre Dame, IN 46556
https://www.notredamefcu.com
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Notre Dame Federal Credit Union CD Rates

Product Rate APY Term View More
24 - 35 Month Standard or IRA Certificate - 4.25% 24-35 Months
Details Term Share Certificates
Last Updated 10/13/2026
Rate History
No change since Oct 5, 2026 · 4.25% APY · checked 3 times
3.75%4.25%4.75%Oct 5, 2026: 4.25% APYOct 5, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.39%
12 - 23 Month Standard or IRA Certificate - 4.15% 12-23 Months
Details Term Share Certificates
Last Updated 10/13/2026
Rate History
No change since Oct 5, 2026 · 4.15% APY · checked 3 times
3.65%4.15%4.65%Oct 5, 2026: 4.15% APYOct 5, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.39%
36 - 47 Month Standard or IRA Certificate - 4.00% 36-47 Months
Details Term Share Certificates
Last Updated 10/13/2026
Rate History
No change since Oct 5, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Oct 5, 2026: 4.00% APYOct 5, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.39%
6 - 11 Month Standard or IRA Certificate - 3.65% 6-11 Months
Details Term Share Certificates
Last Updated 10/13/2026
Rate History
No change since Oct 5, 2026 · 3.65% APY · checked 3 times
3.15%3.65%4.15%Oct 5, 2026: 3.65% APYOct 5, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.39%
1 - 5 Month Standard or IRA Certificate - 3.00% 1-5 Months
Details Term Share Certificates
Last Updated 10/13/2026
Rate History
No change since Oct 5, 2026 · 3.00% APY · checked 3 times
2.50%3.00%3.50%Oct 5, 2026: 3.00% APYOct 5, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.39%
15 Month Tax-Deferred Certificate - 0.25% 15 Months
Min Balance $500
Details More Term Share Certificates
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 7 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.39%

Notre Dame Federal Credit Union Savings Rates

Product Rate APY View More
Health Savings Account - 2.00%
Min Balance $400
Details Minimum to Earn APY: $400
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 7 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.39%
Traditional/Roth IRA Savings - 0.10%
Min Balance $15,000
Details Balance: $15,000 +
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.39%
Christmas Club - 0.05%
Min Balance $400
Details Minimum to Earn APY: $400
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.39%
Share Savings - 0.05%
Min Balance $400
Details Minimum to Earn APY: $400
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.39%
Traditional/Roth IRA Savings - 0.05%
Min Balance $400
Details Balance: $400 - $14,999
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.39%

Notre Dame Federal Credit Union Checking Rates

Product Rate APY View More
Ultimate Nonprofit Checking 3.80% 3.80%
Min Balance $1,000,000
Details Balance: $1,000,000 and over
Last Updated 10/13/2026
Rate History
1 change since Sep 14, 2026 · 3.60% → 3.80% ▲ 0.20 pts · high 3.80% / low 3.60%
3.10%3.70%4.30%Sep 14, 2026: 3.60% APYOct 5, 2026: 3.80% APYSep 14, 2026Oct 14, 2026
  • Oct 5, 20263.80%▲ from 3.60%
  • Sep 14, 20263.60%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.39%
Ultimate Personal Checking - 3.21%
Min Balance $1,000,000
Details Balance: $1,000,000+
Last Updated 10/13/2026
Rate History
1 change since Sep 21, 2026 · 3.00% → 3.21% ▲ 0.21 pts · high 3.21% / low 3.00%
2.50%3.11%3.71%Sep 21, 2026: 3.00% APYOct 5, 2026: 3.21% APYSep 21, 2026Oct 14, 2026
  • Oct 5, 20263.21%▲ from 3.00%
  • Sep 21, 20263.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.39%
Ultimate Personal Checking - 3.21%
Min Balance $5,000
Details Up to 3.21% APY with a checking account balance of $5,000 or more; APY of 0% applies if balance falls below $5,000
Last Updated 10/13/2026
Rate History
1 change since Sep 21, 2026 · 3.00% → 3.21% ▲ 0.21 pts · high 3.21% / low 3.00%
2.50%3.11%3.71%Sep 21, 2026: 3.00% APYOct 5, 2026: 3.21% APYSep 21, 2026Oct 14, 2026
  • Oct 5, 20263.21%▲ from 3.00%
  • Sep 21, 20263.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.39%
Ultimate Nonprofit Checking 1.85% 1.85%
Min Balance $75,000
Details Balance: $75,000 - $999,999
Last Updated 10/13/2026
Rate History
1 change since Sep 29, 2026 · 1.70% → 1.85% ▲ 0.15 pts · high 1.85% / low 1.70%
1.20%1.78%2.35%Sep 29, 2026: 1.70% APYOct 5, 2026: 1.85% APYSep 29, 2026Oct 14, 2026
  • Oct 5, 20261.85%▲ from 1.70%
  • Sep 29, 20261.70%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.39%
Ultimate Personal Checking - 1.60%
Min Balance $100,000
Details Balance: $100,000 - $999,999
Last Updated 10/13/2026
Rate History
1 change since Sep 29, 2026 · 1.50% → 1.60% ▲ 0.10 pts · high 1.60% / low 1.50%
1.00%1.55%2.10%Sep 29, 2026: 1.50% APYOct 5, 2026: 1.60% APYSep 29, 2026Oct 14, 2026
  • Oct 5, 20261.60%▲ from 1.50%
  • Sep 29, 20261.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.39%
Ultimate Nonprofit Checking 0.25% 0.25%
Min Balance $0
Details Balance: $0 - $74,999
Last Updated 10/13/2026
Rate History
1 change since Sep 29, 2026 · 0.20% → 0.25% ▲ 0.05 pts · high 0.25% / low 0.20%
0.00%0.38%0.75%Sep 29, 2026: 0.20% APYOct 5, 2026: 0.25% APYSep 29, 2026Oct 14, 2026
  • Oct 5, 20260.25%▲ from 0.20%
  • Sep 29, 20260.20%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.39%
Ultimate Personal Checking - 0.25%
Min Balance $5,000
Details Balance: $5,000 - $99,999
Last Updated 10/13/2026
Rate History
2 changes since Sep 21, 2026 · 3.00% → 0.25% ▼ 2.75 pts · high 3.00% / low 0.20%
0.00%2.90%5.80%Sep 21, 2026: 3.00% APYSep 29, 2026: 0.20% APYOct 5, 2026: 0.25% APYSep 21, 2026Oct 14, 2026
  • Oct 5, 20260.25%▲ from 0.20%
  • Sep 29, 20260.20%▼ from 3.00%
  • Sep 21, 20263.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.39%

Notre Dame Federal Credit Union Business Checking Rates

Product Rate APY View More
Ultimate Business Checking 3.00% 3.00%
Min Balance $1,000,000
Details Balance: $1,000,000 and over; Dividends calculated using Tiering Method B under Regulation DD
Last Updated 10/13/2026
Rate History
1 change since Sep 14, 2026 · 2.80% → 3.00% ▲ 0.20 pts · high 3.00% / low 2.80%
2.30%2.90%3.50%Sep 14, 2026: 2.80% APYOct 5, 2026: 3.00% APYSep 14, 2026Oct 14, 2026
  • Oct 5, 20263.00%▲ from 2.80%
  • Sep 14, 20262.80%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.39%
Ultimate Business Checking 1.85% 1.85%
Min Balance $500,000
Details Balance: $500,000-$999,999; Dividends calculated using Tiering Method B under Regulation DD
Last Updated 10/13/2026
Rate History
1 change since Sep 29, 2026 · 1.70% → 1.85% ▲ 0.15 pts · high 1.85% / low 1.70%
1.20%1.78%2.35%Sep 29, 2026: 1.70% APYOct 5, 2026: 1.85% APYSep 29, 2026Oct 14, 2026
  • Oct 5, 20261.85%▲ from 1.70%
  • Sep 29, 20261.70%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.39%
Ultimate Business Checking 1.60% 1.60%
Min Balance $100,000
Details Balance: $100,000 - $499,999; Dividends calculated using Tiering Method B under Regulation DD
Last Updated 10/13/2026
Rate History
1 change since Sep 29, 2026 · 1.50% → 1.60% ▲ 0.10 pts · high 1.60% / low 1.50%
1.00%1.55%2.10%Sep 29, 2026: 1.50% APYOct 5, 2026: 1.60% APYSep 29, 2026Oct 14, 2026
  • Oct 5, 20261.60%▲ from 1.50%
  • Sep 29, 20261.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.39%
Ultimate Business Checking 0.25% 0.25%
Min Balance $50,000
Details Balance: $50,000 - $99,999; Dividends calculated using Tiering Method B under Regulation DD
Last Updated 10/13/2026
Rate History
1 change since Sep 29, 2026 · 0.20% → 0.25% ▲ 0.05 pts · high 0.25% / low 0.20%
0.00%0.38%0.75%Sep 29, 2026: 0.20% APYOct 5, 2026: 0.25% APYSep 29, 2026Oct 14, 2026
  • Oct 5, 20260.25%▲ from 0.20%
  • Sep 29, 20260.20%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.39%

Notre Dame Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Primequity HELOC - - 7.00%
Details As Low As; Home Equity; minimum loan amount $10,000; HELOC is a 30-year loan with 10-year draw period and 20-year fully amortized repayment
Last Updated 10/13/2026
Rate History
1 change since Sep 14, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75%
6.25%6.88%7.50%Sep 14, 2026: 6.75% APROct 2, 2026: 7.00% APRSep 14, 2026Oct 14, 2026
  • Oct 2, 20267.00%▲ from 6.75%
  • Sep 14, 20266.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.39%

Notre Dame Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 5.81%
Details As Low As; Vehicle Loans
Last Updated 10/13/2026
Rate History
1 change since Sep 14, 2026 · 5.56% → 5.81% ▲ 0.25 pts · high 5.81% / low 5.56%
5.06%5.68%6.31%Sep 14, 2026: 5.56% APROct 9, 2026: 5.81% APRSep 14, 2026Oct 14, 2026
  • Oct 9, 20265.81%▲ from 5.56%
  • Sep 14, 20265.56%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.39%

Notre Dame Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Recreational (Motorcyle, Marine) Loan - 7.518%
Details As Low As; Vehicle Loans
Last Updated 10/13/2026
Rate History
1 change since Sep 14, 2026 · 7.27% → 7.52% ▲ 0.25 pts · high 7.52% / low 7.27%
6.77%7.39%8.02%Sep 14, 2026: 7.27% APROct 5, 2026: 7.52% APRSep 14, 2026Oct 14, 2026
  • Oct 5, 20267.52%▲ from 7.27%
  • Sep 14, 20267.27%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.39%
Motor Home (RV) Loan - 9.02%
Details As Low As; Vehicle Loans
Last Updated 10/13/2026
Rate History
1 change since Sep 14, 2026 · 8.77% → 9.02% ▲ 0.25 pts · high 9.02% / low 8.77%
8.27%8.90%9.52%Sep 14, 2026: 8.77% APROct 5, 2026: 9.02% APRSep 14, 2026Oct 14, 2026
  • Oct 5, 20269.02%▲ from 8.77%
  • Sep 14, 20268.77%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.39%

Notre Dame Federal Credit Union Credit Card Rates

Product Rate APR View More
Irish Rewards Credit Card - 11.15%
Details Intro rate expires: 12 months; 0% introductory APR applies to Balance Transfers from Another Financial Institution; Regular APR: 11.15%, 16.40%, 17.40%, 18.00% based on creditworthiness (Purchase, Balance Transfer, Cash Advance); Purchase APR: 11.15%, 16.40%, 17.40%, 18.00%; Cash Advance APR: 11.15%, 16.40%, 17.40%, 18.00%; Variable, based on Prime Rate plus 4.15%, 9.40%, 10.40% or 12.40%; Maximum APR 18.00%; APR range: 11.15%, 16.40%, 17.40%, 18.00%
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 11.15% APR
10.65%11.15%11.65%Oct 13, 2026: 11.15% APROct 13, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.39%
Business Platinum Rewards Credit Card - 15.75%
Details APR for Purchases: 15.75%; APR for Balance Transfers: 15.75% (in effect until balance is paid in full); variable APR based on Prime Rate
Last Updated 10/13/2026
Rate History
1 change since Oct 9, 2026 · 9.00% → 15.75% ▲ 6.75 pts · high 15.75% / low 9.00%
2.25%12.38%22.50%Oct 9, 2026: 9.00% APROct 13, 2026: 15.75% APROct 9, 2026Oct 14, 2026
  • Oct 13, 202615.75%▲ from 9.00%
  • Oct 9, 20269.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.39%

Notre Dame Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Equifast Loan - - 7.50%
Details As Low As; Home Equity; Loan is subject to credit approval
Last Updated 10/13/2026
Rate History
1 change since Sep 14, 2026 · 7.25% → 7.50% ▲ 0.25 pts · high 7.50% / low 7.25%
6.75%7.38%8.00%Sep 14, 2026: 7.25% APROct 5, 2026: 7.50% APRSep 14, 2026Oct 14, 2026
  • Oct 5, 20267.50%▲ from 7.25%
  • Sep 14, 20267.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.39%
1-5 Months Standard or IRA Certificate - - 3.00% 1-5 months
Details Term Share Certificates; Minimum to Earn APY: No Minimum
Last Updated 10/13/2026
Rate History
No change since Oct 5, 2026 · 3.00% APY · checked 3 times
2.50%3.00%3.50%Oct 5, 2026: 3.00% APYOct 5, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.39%
12-23 Months Standard or IRA Certificate - - 4.15% 12-23 months
Details Term Share Certificates; Minimum to Earn APY: No Minimum
Last Updated 10/13/2026
Rate History
No change since Oct 5, 2026 · 4.15% APY · checked 3 times
3.65%4.15%4.65%Oct 5, 2026: 4.15% APYOct 5, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.39%
24-35 Months Standard or IRA Certificate - - 4.25% 24-35 months
Details Term Share Certificates; Minimum to Earn APY: No Minimum
Last Updated 10/13/2026
Rate History
No change since Oct 5, 2026 · 4.25% APY · checked 3 times
3.75%4.25%4.75%Oct 5, 2026: 4.25% APYOct 5, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.39%
36-47 Months Standard or IRA Certificate - - 4.00% 36-47 months
Details Term Share Certificates; Minimum to Earn APY: No Minimum
Last Updated 10/13/2026
Rate History
No change since Oct 5, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Oct 5, 2026: 4.00% APYOct 5, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.39%
6-11 Months Standard or IRA Certificate - - 3.65% 6-11 months
Details Term Share Certificates; Minimum to Earn APY: No Minimum
Last Updated 10/13/2026
Rate History
No change since Oct 5, 2026 · 3.65% APY · checked 3 times
3.15%3.65%4.15%Oct 5, 2026: 3.65% APYOct 5, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.39%
Coverdell Savings - - 0.05%
Min Balance $400
Details Balance: $400 - $14,999
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.39%
Coverdell Savings - - 0.10%
Min Balance $15,000
Details Balance: $15,000 +
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.39%

Financial Health History

Notre Dame Federal Credit Union’s Texas Ratio fell from 5.47% in Q3 2023 to 4.39% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 5.47% A+ Q3 2023 A Q4 2023 A Q1 2024 A Q2 2024 A Q3 2024 A Q4 2024 A Q1 2025 A Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 4.39% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$1.4B4.39%5.0A+
March 31, 2026$1.3B4.83%5.0A+
December 31, 2025$1.3B5.19%5.0A+
September 30, 2025$1.2B4.34%5.0A+
June 30, 2025$1.2B8.78%5.0A
March 31, 2025$1.2B6.66%5.0A
December 31, 2024$1.2B7.52%5.0A
September 30, 2024$1.2B7.41%5.0A
June 30, 2024$1.1B7.48%5.0A
March 31, 2024$1.1B7.40%5.0A
December 31, 2023$1.1B7.06%5.0A
September 30, 2023$1.1B5.47%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Notre Dame Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Notre Dame Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Notre Dame Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Notre Dame Federal Credit Union
Address 1828 Moreau Dr, Notre Dame, IN 46556
Phone 574-400-4660
Fax 574-343-1466
President Maureen Miller
CEO Thomas Gryp
Full-Time Employees 269
Part-Time Employees 5
Branch Locations 16
ATM Locations 11
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.39%
Return on Assets (ROA)
0.3788%
Return on Equity (ROE)
3.4430%
Non-Performing Loans Ratio (NPL)
0.59%
Total Assets
1,388,383,249
Total Amount of Shares and Deposits
1,207,330,745
Total Shares and Deposits < 1 Year
1,176,188,126
Total Shares and Deposits 1 3 Years
26,502,670
Total Shares and Deposits > 3 Years
4,639,949
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
323,384,326
Total Uninsured Shares and Deposits > $250K (F+J)
323,384,326
Total Insured Shares and Deposits > $250K (item 17 less item K)
883,946,419
Total Interest Expense (Sum of items 6 8)
10,179,562
Share Certificates
6,241
Number of Accounts for Share Drafts
61,404
IRA KEOGH Accounts
1,857
Number of Accounts for Regular Shares
87,964
All other shares
915
Money Market Shares
817
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
60,593,370
Total Liabilities
1,285,058,338
Source: NCUA — Last Updated 06/30/2026
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Frequently Asked Questions About Notre Dame Federal Credit Union

How many branches does Notre Dame Federal Credit Union operate?

Notre Dame Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Notre Dame Federal Credit Union?

Yes, to access services at Notre Dame Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Notre Dame Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Notre Dame Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Notre Dame Federal Credit Union offer online and mobile banking?

Most modern institutions like Notre Dame Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.notredamefcu.com.

Current Notre Dame Federal Credit Union Rates

  • 12-Month CD3.65%
  • 24-Month CD4.15%
  • Savings2.00%
Retrieved from our database of financial products. Rates subject to change.