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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 ProFed Federal Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 4, 2026
ProFed Federal Credit Union's 12 Month CD rates are at 3.85%, 24 Month Soaring rates are at 3.46%, 36 month rates are at 3.25%, 12 Month EZ Saver rates are at 3.00%, 9 Month CD rates are at 3.00%. ProFed Federal Credit Union's savings rates are at 0.05%. ProFed Federal Credit Union's Personal Loan Rates are at 6.49%. MonitorBankRates evaluates the financial stability of ProFed Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.90%. Rates last updated and verified on 09/04/2026. ProFed Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at ProFed Federal Credit Union? Share your experience about ProFed Federal Credit Union by leaving a review below, or read customer reviews before you decide to use ProFed Federal Credit Union. ProFed Federal Credit Union
Main Branch 1710 Saint Joe River Dr
https://www.profedcu.org Fort Wayne, IN 46805-1436 
ProFed Federal Credit Union CD Rates
ProFed Federal Credit Union Savings Rates
ProFed Federal Credit Union Money Market Rates
ProFed Federal Credit Union Checking Rates
ProFed Federal Credit Union Home Equity & HELOC
ProFed Federal Credit Union Auto Loan Rates
ProFed Federal Credit Union Credit Card Rates
ProFed Federal Credit Union Personal Loan Rates
Financial Health HistoryProFed Federal Credit Union’s Texas Ratio stayed near 0.90% in Q2 2023 to 0.90% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for ProFed Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather ProFed Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with ProFed Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
ProFed Federal Credit Union
Website
https://www.profedcu.org
Address
1710 Saint Joe River Dr,
Fort Wayne, IN 46805-1436
Phone
260-483-0514
Fax
260-471-2648
President
Barry Menor
CEO
Konstantina Baker
Full-Time Employees
181
Part-Time Employees
4
Branch Locations
13
ATM Locations
13
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.90%
Return on Assets (ROA)
0.3024%
Return on Equity (ROE)
2.4293%
Non-Performing Loans Ratio (NPL)
0.17%
Total Assets
780,996,870
Total Amount of Shares and Deposits
672,675,722
Total Shares and Deposits < 1 Year
658,959,907
Total Shares and Deposits 1 3 Years
11,239,554
Total Shares and Deposits > 3 Years
2,476,261
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
24,668,842
Total Uninsured Shares and Deposits > $250K (F+J)
24,668,842
Total Insured Shares and Deposits > $250K (item 17 less item K)
648,006,880
Total Interest Expense (Sum of items 6 8)
1,538,983
Share Certificates
8,629
Number of Accounts for Share Drafts
37,498
IRA KEOGH Accounts
1,123
Number of Accounts for Regular Shares
67,083
All other shares
1,028
Money Market Shares
1,426
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
83,724,539
Total Liabilities
684,994,044
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for ProFed Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for ProFed Federal Credit Union
Frequently Asked Questions About ProFed Federal Credit UnionHow many branches does ProFed Federal Credit Union operate?ProFed Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join ProFed Federal Credit Union?Yes, to access services at ProFed Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, ProFed Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, ProFed Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does ProFed Federal Credit Union offer online and mobile banking?Most modern institutions like ProFed Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.profedcu.org. Current ProFed Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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