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Mortgage Lenders and Brokers in Kokomo, Indiana

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Kokomo, Indiana mortgage lenders include First Farmers Bank & TrustFirst Farmers Bank & Trust2041 N Reed Rd, Kokomo, IN 46901A5.0 ★Texas Ratio: 7.53%, Solidarity Community Federal Credit UnionSolidarity Community Federal Credit Union201 E Southway Blvd, Kokomo, IN 46902 3677A+5.0 ★Texas Ratio: 1.84%, Community First Bank of INDCommunity First Bank of IND1308 E Hoffer St, Kokomo, IN 46902A5.0 ★Texas Ratio: 13.92%, Star Financial BankStar Financial Bank114 E Walnut St, Kokomo, IN 46901A+5.0 ★Texas Ratio: 2.87%, Keybank National AssociationKeybank National Association1151 E Hoffer St, Kokomo, IN 46902A+5.0 ★Texas Ratio: 4.81%, BMO Harris Bank NABMO Harris Bank NA2206 W Sycamore St, Kokomo, IN 46901A+5.0 ★Texas Ratio: 3.54%, PNC Bank N.A.PNC Bank N.A.200 W Mulberry St, Kokomo, IN 46901A+5.0 ★Texas Ratio: 4.24%, Horizon BankHorizon Bank112 S Washington St, Kokomo, IN 46901A+5.0 ★Texas Ratio: 4.40%, X - Financial Builders FCU - DeconvertedX - Financial Builders FCU - DeconvertedKokomo, IN, and Huntington National BankHuntington National Bank101 S Harrison St, Alexandria, IN 46001A+5.0 ★Texas Ratio: 3.66%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Kokomo, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kokomo are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Kokomo, Indiana

Market share is the lender's share of all home loans closed in Kokomo, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
First Farmers Bank & Trust 4 offices in Kokomo 2041 N Reed Rd, Kokomo, IN 46901 A5.0 ★Texas Ratio: 7.53%	Conventional, HELOC	65 +40 HELOCs	4.3%	87.5%	$174,846	View
Solidarity Community Federal Credit Union 201 E Southway Blvd, Kokomo, IN 46902 3677 A+5.0 ★Texas Ratio: 1.84%	Conventional, HELOC	43 +77 HELOCs	2.8%	72.1%	$142,209
Community First Bank of IND 3 offices in Kokomo 1308 E Hoffer St, Kokomo, IN 46902 A5.0 ★Texas Ratio: 13.92%	Conventional	40	2.6%	87.2%	$138,250	View
Star Financial Bank 2 offices in Kokomo 114 E Walnut St, Kokomo, IN 46901 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	22 +21 HELOCs	1.4%	75.8%	$155,909	View
Keybank National Association 1 office in Kokomo 1151 E Hoffer St, Kokomo, IN 46902 A+5.0 ★Texas Ratio: 4.81%	Conventional, FHA, HELOC	21 +6 HELOCs	1.4%	66.7%	$121,190	View
BMO Harris Bank NA 4 offices in Kokomo 2206 W Sycamore St, Kokomo, IN 46901 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	10 +40 HELOCs	0.7%	78.6%	$121,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Kokomo 200 W Mulberry St, Kokomo, IN 46901 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	10 +22 HELOCs	0.7%	76.9%	$127,000	View
Horizon Bank 1 office in Kokomo 112 S Washington St, Kokomo, IN 46901 A+5.0 ★Texas Ratio: 4.40%	Conventional, FHA, HELOC	7 +14 HELOCs	0.5%	63.6%	$99,285	View
X - Financial Builders FCU - Deconverted	Conventional	54	3.5%	100%	$63,333
Huntington National Bank 101 S Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, VA, HELOC	43 +5 HELOCs	2.8%	95.6%	$162,441	View
Security Federal Savings Bank 1600 E Boulevard, Kokomo, IN 46902 A+5.0 ★Texas Ratio: 2.60%	Conventional, HELOC	12 +8 HELOCs	0.8%	92.3%	$118,333	View
Financial Center First Credit Union 1935 S DIXON RD, KOKOMO, IN 46902 A+5.0 ★Texas Ratio: 4.51%	Conventional	8	0.5%	56.2%	$92,500	View
First Merchants Bank 800 Main St Ste 100, Anderson, IN 46016 A+5.0 ★Texas Ratio: 4.12%	Conventional, FHA	8	0.5%	100%	$112,500	View
JPMorgan Chase Bank, NA 29 S Sr 267, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA	6	0.4%	75%	$186,666	View
First Financial Bank 104 Linksway, Aurora, IN 47001 A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA	6	0.4%	100%	$143,333	View
Fifth Third Bank, National Association 100 Growth Pkwy, Angola, IN 46703 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	5 +2 HELOCs	0.3%	55.6%	$113,000	View
Regions Bank 104 W 11th St, Bicknell, IN 47512 A+5.0 ★Texas Ratio: 4.37%	Conventional, VA, HELOC	5 +1 HELOCs	0.3%	50%	$129,000	View
Beacon Credit Union 136 W 7th St, Auburn, IN 46706 A+5.0 ★Texas Ratio: 2.46%	Conventional, HELOC	4 +4 HELOCs	0.3%	100%	$142,500	View
US Bank, N.A. 720 W 30th St, Connersville, IN 47331 A+5.0 ★Texas Ratio: 2.85%	Conventional, VA, HELOC	3 +1 HELOCs	0.2%	33.3%	$98,333	View
FORUM Credit Union 9114 E US Highway 36, Avon, IN 46123 7772 A+5.0 ★Texas Ratio: 1.80%	Conventional, HELOC	3 +1 HELOCs	0.2%	100%	$168,333	View
Indiana Members Credit Union 10438 E US Highway 36, Avon, IN 46123 7054 A+5.0 ★Texas Ratio: 2.64%	Conventional	3	0.2%	100%	$125,000	View
The Fountain Trust Company 427 E Main St, Attica, IN 47918 A+5.0 ★Texas Ratio: 3.40%	Conventional	3	0.2%	100%	$101,666	View
Encompass Federal Credit Union 4020 South Reed Road, Kokomo, IN 46901 A5.0 ★Texas Ratio: 11.86%	Conventional	2	0.1%	66.7%	$85,000	View
Crossroads Bank 526 W Connexion Way, Columbia City, IN 46725 A5.0 ★Texas Ratio: 12.07%	Conventional	2	0.1%	100%	$60,000	View
Flagstar Bank NA 2204 N Wayne St, Angola, IN 46703 D3.3 ★Texas Ratio: 35.11%	Conventional, FHA	2	0.1%	50%	$175,000	View
The Poples State Bank 200 E Kirkwood Ave, Bloomington, IN 47408 A+5.0 ★Texas Ratio: 1.12%	Conventional	2	0.1%	100%	$245,000	View
First Bank of Berne ★ 4 stars, 1 review 1105 Us Highway 27 N, Berne, IN 46711 A4.9 ★Texas Ratio: 5.48%	Conventional	2	0.1%	100%	$35,000	View
Northwest Bank 401 W State St, Albany, IN 47320 A+5.0 ★Texas Ratio: 3.99%	Conventional	2	0.1%	100%	$95,000	View
Everwise Credit Union 7607 E US Highway 36, Avon, IN 46123 A5.0 ★Texas Ratio: 6.81%	Conventional	2	0.1%	100%	$75,000	View
Wesbanco Bank, Inc. 701 Highlander Point Dr, Floyds Knobs, IN 47119 A+5.0 ★Texas Ratio: 3.87%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	100%	$1,475,000	View
First Federal Savings Bank 5317 S Bend Dr, Fort Wayne, IN 46804 A5.0 ★Texas Ratio: 12.96%	Conventional	1	0.1%	100%	$305,000	View
Bank of America NA 6859 E Us Highway 36, Avon, IN 46123 A+5.0 ★Texas Ratio: 4.14%	Conventional	1	0.1%	100%	$75,000	View
Mortgage Masters of Indiana Inc 801 S Memorial Dr, New Castle, IN 47362 A+5.0 ★Texas Ratio: 3.37%	FHA	1	0.1%	100%	$165,000	View
FCN Bank 1060 State Road 229, Batesville, IN 47006 A+5.0 ★Texas Ratio: 0.13%	Conventional	1	0.1%	100%	$85,000	View
The State Bank & Trust Company 307 North Wayne Street, Angola, IN 46703 A+5.0 ★Texas Ratio: 1.99%	Conventional	1	0.1%	100%	$265,000	View
State Bank 8598 E Us Highway 36, Avon, IN 46123 A+5.0 ★Texas Ratio: 0.93%	Conventional, Jumbo	1	0.1%	100%	$1,255,000	View
Centier Bank 1000 East Main Street, Brownsburg, IN 46112 A5.0 ★Texas Ratio: 6.45%	Conventional	1	0.1%	50%	$295,000	View
Old National Bank 2312 Charles St, Anderson, IN 46013 A+5.0 ★Texas Ratio: 4.98%	HELOC	0 +1 HELOCs	0%	n/a		View
Centra Credit Union 11711 Pennsylvania St Ste 101, Carmel, IN 46032 4559 A+5.0 ★Texas Ratio: 5.34%	HELOC	0 +1 HELOCs	0%	n/a		View
Indiana University CU 105 E Winslow Rd, Bloomington, IN 47401 A+5.0 ★Texas Ratio: 4.12%	HELOC	0 +1 HELOCs	0%	0%		View
First Federal Savings Bank 206 W Plymouth St, Bremen, IN 46506 A5.0 ★Texas Ratio: 6.90%	HELOC	0 +1 HELOCs	0%	n/a		View
Ruoff Mortgage Company	Conventional, FHA, VA	141	9.2%	98.1%	$155,070
Gvc Mortgage, Inc.	Conventional, FHA, VA	96	6.3%	97%	$175,625
Mjw Financial LLC dba Mjw Mortgage	Conventional, FHA, VA	67	4.4%	97.1%	$183,059
Royal United Mortgage LLC	Conventional	7	0.5%	100%	$96,428
The Farmers Bank A+5.0 ★Texas Ratio: 4.32%	Conventional	6	0.4%	100%	$168,333	View
Purdue Federal Cu	Conventional	2	0.1%	100%	$335,000
Elements Financial Federal Cre	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$255,000
Winterwood Mortgage Group, LLC	FHA	1	0.1%	100%	$225,000
Industrial Federal C. U.	Conventional	1	0.1%	100%	$155,000
Rocket Mortgage	Conventional, FHA, VA	105	6.9%	76.3%	$137,000
Plaza Home Mortgage, Inc	Conventional, FHA, VA	101	6.6%	80.2%	$168,465
Vanderbilt Mortgage and Finance, Inc	Conventional, FHA, VA	62	4.1%	96.9%	$278,709
Mortgage Research Center	Conventional, FHA, VA	51	3.3%	68.8%	$233,627
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA	44	2.9%	97.8%	$162,272	View
Freedom Mortgage Corporation	Conventional, FHA, VA	34	2.2%	78.8%	$194,705
United Wholesale Mortgage	Conventional, FHA, VA	29	1.9%	71.4%	$212,931
Zippy Loans, LLC	Conventional	23	1.5%	53.1%	$26,304
Pennymac Loan Services LLC	Conventional, FHA, VA	20	1.3%	88%	$186,500
loanDepot.com LLC	Conventional, FHA, VA, HELOC	18 +3 HELOCs	1.2%	51.4%	$117,777
Nationstar Mortgage	Conventional, FHA, VA	18	1.2%	86.4%	$141,666
Flat Branch Mortgage, Inc.	Conventional, FHA, VA, USDA	15	1%	88.2%	$164,333
Fairway Independent Mort Corp	Conventional, FHA, VA	14	0.9%	82.4%	$127,857
CrossCountry Mortgage, LLC	Conventional, FHA, VA	13	0.9%	100%	$195,769
New American Funding, LLC.	Conventional, FHA, VA	12	0.8%	85.7%	$150,000
Goodleap, LLC	Conventional, FHA, VA, HELOC	11 +4 HELOCs	0.7%	86.7%	$121,363
Guild Mortgage Company	Conventional, FHA, VA	11	0.7%	86.7%	$165,000
Newrez LLC	Conventional, FHA, VA	9	0.6%	56.2%	$210,555
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	8	0.5%	88.9%	$102,500
Amerisave Mortgage Company	Conventional, FHA	8	0.5%	30.8%	$120,000
Union Home Mortgage Corp.	Conventional, FHA	8	0.5%	88.9%	$233,750
Movement Mortgage, LLC	Conventional, FHA, VA	7	0.5%	77.8%	$95,000
Guaranteed Rate, Inc.	Conventional, FHA, VA	6	0.4%	75%	$193,333
Navy Federal Credit Union	Conventional, VA, HELOC	5 +3 HELOCs	0.3%	62.5%	$203,000
New Day Financial, LLC.	VA	5	0.3%	31.2%	$155,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	5	0.3%	75%	$219,000	View
Zillow Home Loans, LLC	Conventional, FHA, VA	5	0.3%	100%	$143,000
Prosperity Home Mortgage, LLC	Conventional, FHA, VA	5	0.3%	100%	$207,000
Carrington Mortgage Services LLC	Conventional, FHA	5	0.3%	27.3%	$87,000
Cmg Mortgage Inc	Conventional, FHA, USDA	4	0.3%	100%	$145,000
Discover Bank	Conventional	4	0.3%	57.1%	$65,000
Planet Home Lending, LLC	Conventional, FHA, VA	4	0.3%	66.7%	$117,500
American Pacific Mortgage Corporation	Conventional, FHA	4	0.3%	100%	$195,000
Member First Mortgage, LLC	Conventional	4	0.3%	55.6%	$165,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	4	0.3%	80%	$125,000	View
EMM Loans LLC	FHA, VA	3	0.2%	100%	$215,000
Equity Prime Mortgage LLC	FHA, VA	3	0.2%	60%	$138,333
PHH Mortgage Corporation	Conventional	3	0.2%	100%	$108,333
First Option Mortgage, LLC	Conventional, FHA	3	0.2%	75%	$145,000
Churchill Mortgage Corporation	Conventional, FHA	3	0.2%	100%	$198,333
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, FHA, VA	3	0.2%	100%	$241,666	View
Nations Lending Corporation	Conventional, VA	3	0.2%	100%	$225,000
Wolfe Financial Inc	Conventional, FHA, VA	3	0.2%	100%	$195,000
Stockton Mortgage Corporation	FHA, VA	3	0.2%	100%	$181,666
Better Mortgage Corporation	FHA	3	0.2%	60%	$321,666
Farm Credit Mid-America, Aca	Conventional, Jumbo	3	0.2%	100%	$435,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	3	0.2%	80%	$178,333	View
Top Flite Financial, Inc.	Conventional, FHA	3	0.2%	100%	$121,666
Greenstate Credit Union	Conventional	2	0.1%	60%	$40,000
Fair Way Lending, LLC	Conventional, FHA	2	0.1%	100%	$160,000
Eustis Mortgage Corp	Conventional, FHA	2	0.1%	100%	$185,000
Oceanside Mortgage Company	FHA	2	0.1%	100%	$175,000
Mid-Continent Funding, Inc.	Conventional, FHA	2	0.1%	100%	$125,000
Geneva Financial LLC	Conventional	2	0.1%	100%	$150,000
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	Conventional	2	0.1%	66.7%	$150,000	View
Provident Funding Associates	Conventional	2	0.1%	100%	$190,000
Wells Fargo Bank NA A+5.0 ★Texas Ratio: 5.36%	Conventional	2	0.1%	100%	$140,000	View
Union Savings Bank	Conventional, FHA	2	0.1%	100%	$160,000
Park Lane Finance SolutionsLLC	Conventional	2	0.1%	100%	$85,000
Mutual of Omaha Mortgage	Conventional, FHA	2	0.1%	50%	$235,000
Lower, LLC	Conventional	2	0.1%	66.7%	$185,000
American Neighborhood Mortgage Acceptance Company	FHA	2	0.1%	100%	$165,000
Spring Eq, LLC	Conventional, HELOC	1 +3 HELOCs	0.1%	25%	$35,000
Polaris Home Funding Corp.	VA	1	0.1%	100%	$115,000
Black Hills Federal Credit Union	Conventional	1	0.1%	100%	$325,000
Cornerstone First Mortgage, LLC	FHA	1	0.1%	100%	$205,000
Consumer Real Estate Finance Co DBA Society Mortgage	FHA	1	0.1%	25%	$115,000
Guaranteed Rate Affinity, LLC	VA	1	0.1%	100%	$315,000
American Financial Resources LLC	VA	1	0.1%	100%	$175,000
Primary Residential Mortgage, INC.	FHA	1	0.1%	100%	$85,000
MidFirst Bank A+5.0 ★Texas Ratio: 4.93%	VA	1	0.1%	100%	$125,000	View
Affordable Mortgage Advisors	Conventional	1	0.1%	100%	$135,000
Lakeview Loan Servicing, LLC	FHA	1	0.1%	20%	$205,000
NOVA Financial & Investment Corporation	Conventional	1	0.1%	100%	$145,000
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$355,000
Envoy Mortgage, Ltd	FHA	1	0.1%	100%	$115,000
Allied Mortgage Group, Inc	Conventional	1	0.1%	100%	$85,000
Howard Hanna Financial Services, Inc	Conventional	1	0.1%	100%	$205,000
Guidance Residential, LLC	Conventional	1	0.1%	100%	$315,000
AmeriHome Mortgage Company, LLC	FHA	1	0.1%	50%	$255,000
Triad Financial Services, Inc.	Conventional	1	0.1%	50%	$45,000
Dart Bank	VA	1	0.1%	100%	$325,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	1	0.1%	100%	$225,000	View
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$125,000
Usalliance Federal Credit Union	Conventional	1	0.1%	100%	$305,000
American Financial Network, Inc.	FHA	1	0.1%	100%	$155,000
Bayshore Mortgage Funding	Conventional	1	0.1%	100%	$95,000
Jlb Corporation dba Golden Oak Lending	Conventional	1	0.1%	50%	$255,000
ClearPath Lending	VA	1	0.1%	100%	$205,000
Highlands Residential Mortgage, Ltd.	Conventional	1	0.1%	100%	$225,000
Nfm, Inc	Conventional	1	0.1%	100%	$115,000
Cardinal Financial Company, Li	FHA	1	0.1%	100%	$95,000
Directions Credit Union	Conventional	1	0.1%	100%	$65,000
Beeline Loans, Inc.	Conventional	1	0.1%	100%	$145,000
NBH Bank A+5.0 ★Texas Ratio: 2.90%	VA	1	0.1%	100%	$205,000	View
Waterstone Mortgage Corporation	Conventional	1	0.1%	100%	$235,000
Direct Mortgage Loans, LLC	FHA	1	0.1%	100%	$335,000
Wright Patt Credit Union Inc	VA	1	0.1%	100%	$215,000
First Equity Mortgage Inc	Conventional	1	0.1%	100%	$705,000
Communityamerica Federal Credit Union	Conventional	1	0.1%	100%	$135,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	VA	1	0.1%	100%	$155,000	View
The Mortgage Firm	Conventional	1	0.1%	100%	$235,000
Mortgage Solutions of Colorado	FHA	1	0.1%	100%	$125,000
Endeavor Capital, LLC	FHA	1	0.1%	100%	$155,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	FHA	1	0.1%	100%	$295,000	View
Victory Mortgage, LLC	FHA	1	0.1%	100%	$205,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0.1%	100%	$145,000	View
First Central Savings Bank	Conventional	1	0.1%	100%	$205,000
Reliance First Capital, LLC	Conventional	1	0.1%	50%	$155,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	FHA	1	0.1%	100%	$155,000	View
Loan Simple, Inc.	FHA	1	0.1%	100%	$185,000
Southwest Funding LP	FHA	1	0.1%	100%	$55,000
Champions Funding, LLC	Conventional	1	0.1%	100%	$135,000
Village Capital & Investment	VA	1	0.1%	25%	$115,000
Figure Lending LLC	HELOC	0 +7 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +4 HELOCs	0%	n/a		View
HomeBridge Financial Services, Inc	HELOC	0 +3 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Kokomo Mortgage Rate Trends

Daily average mortgage rates for Indiana compared with the national average, updated every evening.

30-Year Fixed IN Avg

7.542%

▲ 0.158 vs 7 days ago

15-Year Fixed IN Avg

7.050%

▲ 0.077 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Kokomo, Indiana

Looking for mortgage lenders near me or mortgage brokers near me in Kokomo? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kokomo in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Kokomo, IN

Use these to narrow the list above. Each category shows how many Kokomo, IN lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 99 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 50 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 21 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 72 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 47 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 2 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 3 lenders. Loans above the conforming limit for higher priced homes Local lenders based in IN 36 lenders headquartered in Indiana, the closest thing to a mortgage lender near you

Who Lends in Kokomo, IN

Independent mortgage companies closed 67.1 percent of home loans in Kokomo, Indiana in 2025, banks 24 percent and credit unions 8.9 percent. Mortgage Masters of Indiana Inc was the largest mortgage company, First Farmers Bank & Trust the largest bank and Solidarity Community Federal Credit Union the largest credit union. Among lenders headquartered in Indiana, First Farmers Bank & Trust led with 65 loans.

67.1%

Mortgage companies

24%

Banks

8.9%

Credit unions

27%

FHA loans

11%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Indiana. None

More Indiana Mortgage Lender Pages

All Indiana lenders 807 lenders Indianapolis city 389 lenders Fort Wayne 223 lenders Westfield 235 lenders Fishers 224 lenders Evansville 159 lenders Carmel 206 lenders South Bend 159 lenders Lafayette 153 lenders Noblesville 204 lenders Greenwood 186 lenders Elkhart 118 lenders Avon 170 lenders

Frequently Asked Questions About Mortgage Lenders in Kokomo, IN

Who is the largest mortgage lender in Kokomo, IN?

By home loans closed in 2025, First Farmers Bank & Trust was the largest mortgage lender in Kokomo, Indiana with 65 loans, about 4.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Kokomo, IN have the highest approval rates?

Among lenders with meaningful volume in Kokomo, Indiana, X - Financial Builders FCU - Deconverted approved the highest share of completed applications in 2025 at 100 percent, against a 80.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Kokomo, IN mortgage lenders offer FHA, VA and USDA loans?

72 lenders closed FHA loans in Kokomo, Indiana in 2025, led by Ruoff Mortgage Company with 49. 47 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Kokomo, IN lender list?

Yes. 50 banks and 21 credit unions closed home loans in Kokomo, Indiana in 2025, alongside 99 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Kokomo, IN ranked on this page?

Lenders are ranked only by the number of home loans they closed in Kokomo, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kokomo, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kokomo. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.