Best Personal Loan Rates in Indiana (IN) - May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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- Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Indiana borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Indiana include: Baxter Credit UnionBaxter Credit Union927 S Curry Pike, Bloomington, IN, 47403 2624A5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Elements Financial Federal Credit UnionElements Financial Federal Credit Union639 S Delaware St, Indianapolis, IN, 46225A+5.0 ★Texas Ratio: 2.98% offering Credit Builder Loan at 5.00% APR, Credit Union 1 Credit Union Rantoul, ILCredit Union 1 Credit Union Rantoul, IL1234 N Eddy St Ste 101, South Bend, IN, 46617 1477A5.0 ★Texas Ratio: 8.23% offering Credit Saver Loan at 5.00% APR, Staley Credit UnionStaley Credit Union1632 Union St, Lafayette, IN, 47904A+5.0 ★Texas Ratio: 0.82% offering Credit Builder Loan at 5.70% APR, and Regional Federal Credit UnionRegional Federal Credit Union7144 Kennedy Ave, Hammond, IN, 46323 2225A+5.0 ★Texas Ratio: 4.39% offering Loan Workout at 6.00% APR. Personal loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Indiana side-by-side. Indiana personal loan rates currently start as low as 4.50% APR from Baxter Credit Union at 927 S Curry Pike, Bloomington, IN, 47403 2624. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Indiana.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Indiana. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 12, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
927 S Curry Pike, Bloomington, IN, 47403 2624
Credit Builder Loan
4.50%
▼
APR4.50%
Last UpdatedMay 12, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
927 S Curry Pike, Bloomington, IN, 47403 2624
Refinance Loan
4.64%
▼
APR4.64%
Last UpdatedMay 12, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
927 S Curry Pike, Bloomington, IN, 47403 2624
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedMay 12, 2026
Details
As Low As
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
639 S Delaware St, Indianapolis, IN, 46225
Credit Builder Loan
5.00%
▼
APR5.00%
Last UpdatedMay 12, 2026
Details
No additional details available.
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1234 N Eddy St Ste 101, South Bend, IN, 46617 1477
Credit Saver Loan
5.00%
▼
APR5.00%
Last UpdatedMay 12, 2026
Details
This APR will vary with the market based on the dividend rate.
Staley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
1632 Union St, Lafayette, IN, 47904
Credit Builder Loan
5.70%
▼
APR5.70%
Last UpdatedMay 12, 2026
Details
No additional details available.
Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.39%
7144 Kennedy Ave, Hammond, IN, 46323 2225
Loan Workout
6.00%
▼
APR6.00%
Last UpdatedMay 12, 2026
Details
As Low As
Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
9449 Priority Way West Dr, Indianapolis, IN, 46240
No Hassle Loan
6.00%
▼
APR6.00%
Last UpdatedMay 12, 2026
Details
$100.00 application fee for one year. No credit check.
STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
125 S Anderson St, Elwood, IN, 46036
Debt Free 7 Year Fixed
6.07%
▼
APR6.07%
Last UpdatedMay 12, 2026
Details
No additional details available.
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
VA Loans
6.10%
▼
APR6.10%
Last UpdatedMay 12, 2026
Details
As Low As
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
FHA Loans
6.10%
▼
APR6.10%
Last UpdatedMay 12, 2026
Details
As Low As
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
USDA Loans
6.10%
▼
APR6.10%
Last UpdatedMay 12, 2026
Details
As Low As
STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
125 S Anderson St, Elwood, IN, 46036
Debt Free 10 Year Fixed
6.11%
▼
APR6.11%
Last UpdatedMay 12, 2026
Details
No additional details available.
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
639 S Delaware St, Indianapolis, IN, 46225
Elements VA Loan
6.22%
▼
APR6.22%
Last UpdatedMay 12, 2026
Details
No additional details available.
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
639 S Delaware St, Indianapolis, IN, 46225
VA Loan Purchase
6.22%
▼
APR6.22%
Last UpdatedMay 12, 2026
Details
As Low As; for 30-Year Fixed
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
639 S Delaware St, Indianapolis, IN, 46225
VA Loan Refinance
6.22%
▼
APR6.22%
Last UpdatedMay 12, 2026
Details
As Low As; for 30-Year Fixed
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
6.24%
▼
APR6.24%
Last UpdatedMay 12, 2026
Details
720 & Higher
South Bend Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
1122 S MAIN ST, SOUTH BEND, IN, 46601 3338
Personal Loans
6.25%
▼
APR6.25%
Last UpdatedMay 12, 2026
Details
As Low As
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
639 S Delaware St, Indianapolis, IN, 46225
USDA Loan Purchase
6.35%
▼
APR6.35%
Last UpdatedMay 12, 2026
Details
As Low As; Purchase: 5.875% for 30-Year Fixed
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
6.49%
▼
APR6.49%
Last UpdatedMay 12, 2026
Details
720 & Higher
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
Term Loan
6.50%
▼
APR6.50%
Last UpdatedMay 12, 2026
Details
No additional details available.
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
639 S Delaware St, Indianapolis, IN, 46225
FHA Loan Purchase
6.50%
▼
APR6.50%
Last UpdatedMay 12, 2026
Details
As Low As; for 30-Year Fixed
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
639 S Delaware St, Indianapolis, IN, 46225
FHA Loan Purchase
6.63%
▼
APR6.63%
Last UpdatedMay 12, 2026
Details
As Low As; for 30-Year Fixed
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
639 S Delaware St, Indianapolis, IN, 46225
FHA Loan Refinance
6.63%
▼
APR6.63%
Last UpdatedMay 12, 2026
Details
As Low As; for 30-Year Fixed
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
6.74%
▼
APR6.74%
Last UpdatedMay 12, 2026
Details
720 & Higher
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
8815 Lima Rd, Fort Wayne, IN, 46818 1856
Credit Builder Plus Loan
6.75%
▼
APR6.75%
Last UpdatedMay 12, 2026
Details
No additional details available.
Dubois-Pike Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
650 2nd St, JASPER, IN, 47546
Personal Loans
6.75%
▼
APR6.75%
Last UpdatedMay 12, 2026
Details
As Low As; *AS LOW AS*
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
Land Loans - (10-year rate shown)
6.98%
▼
APR6.98%
Last UpdatedMay 12, 2026
Details
As Low As
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
Land Loans
6.98%
▼
APR6.98%
Last UpdatedMay 12, 2026
Details
As Low As
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
6.99%
▼
APR6.99%
Last UpdatedMay 12, 2026
Details
720 & Higher
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Loan
6.99%
▼
APR6.99%
Last UpdatedMay 12, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.39%
7144 Kennedy Ave, Hammond, IN, 46323 2225
New Teacher Transition Loan
6.99%
▼
APR6.99%
Last UpdatedMay 12, 2026
Details
Guaranteed approval for at least $500
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
927 S Curry Pike, Bloomington, IN, 47403 2624
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 12, 2026
Details
As Low As
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
Term Loan
7.00%
▼
APR7.00%
Last UpdatedMay 12, 2026
Details
No additional details available.
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
1130 S Main St, South Bend, IN, 46601 3338
Recreational Loan
7.00%
▼
APR7.00%
Last UpdatedMay 12, 2026
Details
MAX 72 months
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
7.14%
▼
APR7.14%
Last UpdatedMay 12, 2026
Details
No additional details available.
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
7.19%
▼
APR7.19%
Last UpdatedMay 12, 2026
Details
No additional details available.
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
7.24%
▼
APR7.24%
Last UpdatedMay 12, 2026
Details
720 & Higher
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Loan
7.24%
▼
APR7.24%
Last UpdatedMay 12, 2026
Details
As Low As
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
6311 Airway Dr Ste 100, Indianapolis, IN, 46241 6400
Land Loans
7.25%
▼
APR7.25%
Last UpdatedMay 12, 2026
Details
No additional details available.
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
7.33%
▼
APR7.33%
Last UpdatedMay 12, 2026
Details
No additional details available.
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
7.49%
▼
APR7.49%
Last UpdatedMay 12, 2026
Details
720 & Higher
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Loan
7.49%
▼
APR7.49%
Last UpdatedMay 12, 2026
Details
As Low As
PROFINANCE
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
334 W 84th Dr, Merrillville, IN, 46410
Personal Loan
7.50%
▼
APR7.50%
Last UpdatedMay 12, 2026
Details
As Low As; starts at 7.50%*
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
7.74%
▼
APR7.74%
Last UpdatedMay 12, 2026
Details
700-719
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Loan
7.74%
▼
APR7.74%
Last UpdatedMay 12, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.25%
2610 N Wheeling Ave, Muncie, IN, 47303
Personal Loan
7.75%
▼
APR7.75%
Last UpdatedMay 12, 2026
Details
As Low As
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
2917 E 10th St, Jeffersonville, IN, 47130 6916
Vacation & Holiday Loans
7.90%
▼
APR7.90%
Last UpdatedMay 12, 2026
Details
As Low As; Up to $2,000
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
7.95%
▼
APR7.95%
Last UpdatedMay 12, 2026
Details
No additional details available.
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
7.99%
▼
APR7.99%
Last UpdatedMay 12, 2026
Details
700-719
Fortress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
615 N Western Ave, Marion, IN, 46952
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedMay 12, 2026
Details
As Low As
Fortress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
615 N Western Ave, Marion, IN, 46952
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedMay 12, 2026
Details
As Low As
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
301 Pennsylvania Pkwy Ste 300, Carmel, IN, 46280 1396
G.O.O.D Loans
8.00%
▼
APR8.00%
Last UpdatedMay 12, 2026
Details
As Low As
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
8.03%
▼
APR8.03%
Last UpdatedMay 12, 2026
Details
No additional details available.
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
8.05%
▼
APR8.05%
Last UpdatedMay 12, 2026
Details
No additional details available.
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
8.12%
▼
APR8.12%
Last UpdatedMay 12, 2026
Details
No additional details available.
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
8.20%
▼
APR8.20%
Last UpdatedMay 12, 2026
Details
No additional details available.
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
8.22%
▼
APR8.22%
Last UpdatedMay 12, 2026
Details
No additional details available.
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
8.24%
▼
APR8.24%
Last UpdatedMay 12, 2026
Details
700-719
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
HVAC Loan
8.24%
▼
APR8.24%
Last UpdatedMay 12, 2026
Details
As Low As
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
8.37%
▼
APR8.37%
Last UpdatedMay 12, 2026
Details
No additional details available.
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
8.38%
▼
APR8.38%
Last UpdatedMay 12, 2026
Details
No additional details available.
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
8.39%
▼
APR8.39%
Last UpdatedMay 12, 2026
Details
No additional details available.
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
8.43%
▼
APR8.43%
Last UpdatedMay 12, 2026
Details
No additional details available.
First County Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
1100 W 11th St, Muncie, IN, 47302 2232
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 12, 2026
Details
As Low As
First County Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
1100 W 11th St, Muncie, IN, 47302 2232
Personal Loan
8.49%
▼
APR8.49%
Last UpdatedMay 12, 2026
Details
As Low As
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
8.49%
▼
APR8.49%
Last UpdatedMay 12, 2026
Details
660-699
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
840 E Diamond Ave, Evansville, IN, 47711 3420
Personal
8.50%
▼
APR8.50%
Last UpdatedMay 12, 2026
Details
As Low As
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
8.61%
▼
APR8.61%
Last UpdatedMay 12, 2026
Details
No additional details available.
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
8.62%
▼
APR8.62%
Last UpdatedMay 12, 2026
Details
No additional details available.
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
8.74%
▼
APR8.74%
Last UpdatedMay 12, 2026
Details
660-699
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
Unsecured / Personal Loan ***SPECIAL***
8.74%
▼
APR8.74%
Last UpdatedMay 12, 2026
Details
As Low As
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
Unsecured / Personal Loan SPECIAL
8.74%
▼
APR8.74%
Last UpdatedMay 12, 2026
Details
As Low As
Harvester Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
7020 Brookville Rd, Indianapolis, IN, 46239
Unsecured Personal Loan
8.75%
▼
APR8.75%
Last UpdatedMay 12, 2026
Details
As Low As; *Subject to credit approval. APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. APR is based on credit history. The accuracy of these calculators and their applicability to your circumstances are not guaranteed. You should obtain personal advice from qualified professionals.
Harvester Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
7020 Brookville Rd, Indianapolis, IN, 46239
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMay 12, 2026
Details
As Low As; Subject to credit approval. Some restrictions may apply.
Link Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
5212 Rockville Rd, Indianapolis, IN, 46224
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMay 12, 2026
Details
As Low As; Subject to credit approval. Some restrictions may apply.
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1710 Saint Joe River Dr, Fort Wayne, IN, 46805 1436
Variable Rate Personal Unsecured
8.75%
▼
APR8.75%
Last UpdatedMay 12, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.25%
2610 N Wheeling Ave, Muncie, IN, 47303
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedMay 12, 2026
Details
As Low As
First Area Federal Credit Union Lewistown, PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
1001 Chestnut Hills Pkwy, Fort Wayne, IN, 46814
Personal loan
8.90%
▼
APR8.90%
Last UpdatedMay 12, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.39%
7144 Kennedy Ave, Hammond, IN, 46323 2225
Educator Development Loan
8.90%
▼
APR8.90%
Last UpdatedMay 12, 2026
Details
No additional details available.
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
8.99%
▼
APR8.99%
Last UpdatedMay 12, 2026
Details
660-699
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
1801 S Park Rd, Kokomo, IN, 46902 6132
Signature Loan
8.99%
▼
APR8.99%
Last UpdatedMay 12, 2026
Details
No additional details available.
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
1801 S Park Rd, Kokomo, IN, 46902 6132
Signature Loans
8.99%
▼
APR8.99%
Last UpdatedMay 12, 2026
Details
As Low As
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
1801 S Park Rd, Kokomo, IN, 46902 6132
Vacation and Shopper Loans
8.99%
▼
APR8.99%
Last UpdatedMay 12, 2026
Details
No additional details available.
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
1801 S Park Rd, Kokomo, IN, 46902 6132
Vacation Loans
8.99%
▼
APR8.99%
Last UpdatedMay 12, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN, 47710
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedMay 12, 2026
Details
As Low As
GESB Sheet Metal Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
6450 Ameriplex Dr, Portage, IN, 46368 1389
Unsecured
9.00%
▼
APR9.00%
Last UpdatedMay 12, 2026
Details
No additional details available.
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
840 E Diamond Ave, Evansville, IN, 47711 3420
Personal
9.00%
▼
APR9.00%
Last UpdatedMay 12, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
1130 S Main St, South Bend, IN, 46601 3338
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedMay 12, 2026
Details
MAX 48 months
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
1001 Chestnut Hills Pkwy, Fort Wayne, IN, 46814 7900
Personal Property Loans
9.00%
▼
APR9.00%
Last UpdatedMay 12, 2026
Details
No additional details available.
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
9.24%
▼
APR9.24%
Last UpdatedMay 12, 2026
Details
660-699
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN, 46814 7900
Personal Life Loan
9.29%
▼
APR9.29%
Last UpdatedMay 12, 2026
Details
As Low As
First County Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
1100 W 11th St, Muncie, IN, 47302 2232
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMay 12, 2026
Details
As Low As
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
9.49%
▼
APR9.49%
Last UpdatedMay 12, 2026
Details
660-699
Afena Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1312 W 44th St, Marion, IN, 46953 5293
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 12, 2026
Details
As Low As
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
840 E Diamond Ave, Evansville, IN, 47711 3420
Personal
9.50%
▼
APR9.50%
Last UpdatedMay 12, 2026
Details
As Low As
Sheboygan Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN, 46814
Personal Loans Rate
9.50%
▼
APR9.50%
Last UpdatedMay 12, 2026
Details
As Low As
Community Link Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
325 Etna Ave, Huntington, IN, 46750
Personal Loan
9.57%
▼
APR9.57%
Last UpdatedMay 12, 2026
Details
As Low As
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
639 S Delaware St, Indianapolis, IN, 46225
Unsecured Signature Loan
9.59%
▼
APR9.59%
Last UpdatedMay 12, 2026
Details
No additional details available.
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
9.74%
▼
APR9.74%
Last UpdatedMay 12, 2026
Details
700-719
INDIANA STATE UNIVERSITY
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
444 N 3rd St, Terre Haute, IN, 47807
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMay 12, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.25%
2610 N Wheeling Ave, Muncie, IN, 47303
Personal Loan
9.75%
▼
APR9.75%
Last UpdatedMay 12, 2026
Details
As Low As
Midwest Family Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.47%
2832 WILLOWCREEK RD, PORTAGE, IN, 46368
Personal
9.75%
▼
APR9.75%
Last UpdatedMay 12, 2026
Details
As Low As
MADISON COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
621 E 8th St, Anderson, IN, 46012 4018
Unsecured Signature
9.90%
▼
APR9.90%
Last UpdatedMay 12, 2026
Details
As Low As; Click to apply!
Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
322 S Detroit St, Warsaw, IN, 46580 4401
Signature
9.90%
▼
APR9.90%
Last UpdatedMay 12, 2026
Details
As Low As
MADISON COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
621 E 8th St, Anderson, IN, 46012 4018
Signature Loans
9.90%
▼
APR9.90%
Last UpdatedMay 12, 2026
Details
As Low As
Allegius Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
244 Allegius Dr, Burns Harbor, IN, 46304
Unsecured Signature Loan
9.95%
▼
APR9.95%
Last UpdatedMay 12, 2026
Details
No additional details available.
Natco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
582 S ROUND BARN RD, RICHMOND, IN, 47374 4435
Personal loans
9.95%
▼
APR9.95%
Last UpdatedMay 12, 2026
Details
As Low As; *APR is the Annual Percentage Rate.Terms and conditions are subject to change without notice. Subject to credit approval. Rate may vary based on individual creditworthiness.
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.55%
631 E Main St, Hagerstown, IN, 47346
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
As Low As
Via Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
4505 S Adams St, Marion, IN, 46953 5351
ViaPersonal
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
As Low As
Via Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
4505 S Adams St, Marion, IN, 46953 5351
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
As Low As
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
Unsecured / Personal Loan ***SPECIAL***
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
As Low As
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
Unsecured / Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
As Low As; ***SPECIAL***
Health Care Professionals Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
1810 Williamsburg Pike, Richmond, IN, 47374
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
As Low As
Health Care Professionals Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
1810 Williamsburg Pike, Richmond, IN, 47374
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
Up to $25,000*. No application fee.
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
6311 Airway Dr Ste 100, Indianapolis, IN, 46241 6400
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
No additional details available.
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
206 W Lewis and Clark Pkwy, Clarksville, IN, 47129 1646
Personal Signature Loans
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
As Low As
Power One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.60%
1520 Spy Run Ave, Fort Wayne, IN, 46805 4031
Signature Loans
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
As Low As
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
660-699
Communitywide Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.76%
3530 Hickory Rd, Mishawaka, IN, 46545 8805
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
As Low As; Fixed
Montana Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.94%
101 E Washington Blvd, Fort Wayne, IN, 46802
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedMay 12, 2026
Details
As Low As
Montana Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.94%
101 E Washington Blvd, Fort Wayne, IN, 46802
Personal Signature Loans
10.00%
▼
APR10.00%
Last UpdatedMay 12, 2026
Details
As Low As; Take care of surprise costs - And build credit with timely payments. We offer fast financing for just about anything.
Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
5411 Dr Martin Luther King Jr Blvd, Anderson, IN, 46013
Signature
10.00%
▼
APR10.00%
Last UpdatedMay 12, 2026
Details
As Low As
Crossroads Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
1102 W Votaw ST, Portland, IN, 47371
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedMay 12, 2026
Details
As Low As
City of Firsts Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
1120 S Main St, Kokomo, IN, 46902
Unsecured
10.00%
▼
APR10.00%
Last UpdatedMay 12, 2026
Details
As Low As
City of Firsts Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
1120 S Main St, Kokomo, IN, 46902
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMay 12, 2026
Details
As Low As
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN, 47421 2116
Unsecured Loan
10.15%
▼
APR10.15%
Last UpdatedMay 12, 2026
Details
Rate may vary based on credit score. The maximum APR that can be imposed is 21%. Rates above are for HHCU's Signature Loan and do not apply to HHCU's Signature Line of Credit.
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
10.24%
▼
APR10.24%
Last UpdatedMay 12, 2026
Details
660-699
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Unsecured Personal Loan
10.24%
▼
APR10.24%
Last UpdatedMay 12, 2026
Details
Credit Score 720 & Higher
Independent Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.19%
3737 S Scatterfield Rd, Anderson, IN, 46013
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedMay 12, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.55%
631 E Main St, Hagerstown, IN, 47346
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedMay 12, 2026
Details
As Low As
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
840 E Diamond Ave, Evansville, IN, 47711 3420
Personal
10.25%
▼
APR10.25%
Last UpdatedMay 12, 2026
Details
As Low As
Eastern Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
801 S Memorial Dr, New Castle, IN, 47362
Personal -MAX
10.25%
▼
APR10.25%
Last UpdatedMay 12, 2026
Details
$2,501; As Low As
Eastern Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
801 S Memorial Dr, New Castle, IN, 47362
Personal
10.25%
▼
APR10.25%
Last UpdatedMay 12, 2026
Details
$500-$2,500; As Low As
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
10.49%
▼
APR10.49%
Last UpdatedMay 12, 2026
Details
700-719
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMay 12, 2026
Details
No additional details available.
First County Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
1100 W 11th St, Muncie, IN, 47302 2232
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMay 12, 2026
Details
As Low As
Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
726 Massachusetts Ave, Indianapolis, IN, 46204
Personal / Signature / Consolidation Loan
10.49%
▼
APR10.49%
Last UpdatedMay 12, 2026
Details
As Low As
Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
726 Massachusetts Ave, Indianapolis, IN, 46204
Personal Signature Consolidation Loan
10.49%
▼
APR10.49%
Last UpdatedMay 12, 2026
Details
As Low As
Northern States Power St Paul Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
101 E Washington Blvd, Fort Wayne, IN, 46802
Personal Signature ***
10.50%
▼
APR10.50%
Last UpdatedMay 12, 2026
Details
up to $20,000
Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
726 Massachusetts Ave, Indianapolis, IN, 46204
Personal Signature Consolidation Loan
10.74%
▼
APR10.74%
Last UpdatedMay 12, 2026
Details
As Low As
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Unsecured Personal Loan
10.74%
▼
APR10.74%
Last UpdatedMay 12, 2026
Details
Credit Score 700-719
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
10.74%
▼
APR10.74%
Last UpdatedMay 12, 2026
Details
660-699
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN, 47421 2116
Unsecured Loan
10.75%
▼
APR10.75%
Last UpdatedMay 12, 2026
Details
Rate may vary based on credit score. The maximum APR that can be imposed is 21%. Rates above are for HHCU's Signature Loan and do not apply to HHCU's Signature Line of Credit.
Encompass Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.84%
201 N Main St, Tipton, IN, 46072
Personal, Unsecured, and Lines of Credit
10.90%
▼
APR10.90%
Last UpdatedMay 12, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
101 E Washington Blvd, Fort Wayne, IN, 46802
Computer Loan
10.90%
▼
APR10.90%
Last UpdatedMay 12, 2026
Details
No additional details available.
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
101 E Washington Blvd, Fort Wayne, IN, 46802
Holiday Unsecured Loan
10.90%
▼
APR10.90%
Last UpdatedMay 12, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
101 E Washington Blvd, Fort Wayne, IN, 46802
Personal Loans
10.90%
▼
APR10.90%
Last UpdatedMay 12, 2026
Details
As Low As; all rates based on creditworthiness
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
101 E Washington Blvd, Fort Wayne, IN, 46802
Personal Unsecured Loan
10.90%
▼
APR10.90%
Last UpdatedMay 12, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
101 E Washington Blvd, Fort Wayne, IN, 46802
Vacation Unsecured Loan
10.90%
▼
APR10.90%
Last UpdatedMay 12, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
South Bend Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
1122 S MAIN ST, SOUTH BEND, IN, 46601 3338
Personal Loans
6.25%
▼
APR6.25%
Last UpdatedMay 12, 2026
Details
As Low As
Dubois-Pike Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
650 2nd St, JASPER, IN, 47546
Personal Loans
6.75%
▼
APR6.75%
Last UpdatedMay 12, 2026
Details
As Low As; *AS LOW AS*
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
927 S Curry Pike, Bloomington, IN, 47403 2624
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 12, 2026
Details
As Low As
PROFINANCE
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
334 W 84th Dr, Merrillville, IN, 46410
Personal Loan
7.50%
▼
APR7.50%
Last UpdatedMay 12, 2026
Details
As Low As; starts at 7.50%*
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.25%
2610 N Wheeling Ave, Muncie, IN, 47303
Personal Loan
7.75%
▼
APR7.75%
Last UpdatedMay 12, 2026
Details
As Low As
Fortress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
615 N Western Ave, Marion, IN, 46952
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedMay 12, 2026
Details
As Low As
First County Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
1100 W 11th St, Muncie, IN, 47302 2232
Personal Loan
8.49%
▼
APR8.49%
Last UpdatedMay 12, 2026
Details
As Low As
First County Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
1100 W 11th St, Muncie, IN, 47302 2232
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 12, 2026
Details
As Low As
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
Unsecured / Personal Loan SPECIAL
8.74%
▼
APR8.74%
Last UpdatedMay 12, 2026
Details
As Low As
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
Unsecured / Personal Loan ***SPECIAL***
8.74%
▼
APR8.74%
Last UpdatedMay 12, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.25%
2610 N Wheeling Ave, Muncie, IN, 47303
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedMay 12, 2026
Details
As Low As
Link Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
5212 Rockville Rd, Indianapolis, IN, 46224
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMay 12, 2026
Details
As Low As; Subject to credit approval. Some restrictions may apply.
Harvester Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
7020 Brookville Rd, Indianapolis, IN, 46239
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMay 12, 2026
Details
As Low As; Subject to credit approval. Some restrictions may apply.
Harvester Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
7020 Brookville Rd, Indianapolis, IN, 46239
Unsecured Personal Loan
8.75%
▼
APR8.75%
Last UpdatedMay 12, 2026
Details
As Low As; *Subject to credit approval. APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. APR is based on credit history. The accuracy of these calculators and their applicability to your circumstances are not guaranteed. You should obtain personal advice from qualified professionals.
First Area Federal Credit Union Lewistown, PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
1001 Chestnut Hills Pkwy, Fort Wayne, IN, 46814
Personal loan
8.90%
▼
APR8.90%
Last UpdatedMay 12, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN, 47710
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedMay 12, 2026
Details
As Low As
Afena Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1312 W 44th St, Marion, IN, 46953 5293
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 12, 2026
Details
As Low As
First County Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
1100 W 11th St, Muncie, IN, 47302 2232
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMay 12, 2026
Details
As Low As
Sheboygan Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN, 46814
Personal Loans Rate
9.50%
▼
APR9.50%
Last UpdatedMay 12, 2026
Details
As Low As
Community Link Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
325 Etna Ave, Huntington, IN, 46750
Personal Loan
9.57%
▼
APR9.57%
Last UpdatedMay 12, 2026
Details
As Low As
INDIANA STATE UNIVERSITY
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
444 N 3rd St, Terre Haute, IN, 47807
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMay 12, 2026
Details
As Low As
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.25%
2610 N Wheeling Ave, Muncie, IN, 47303
Personal Loan
9.75%
▼
APR9.75%
Last UpdatedMay 12, 2026
Details
As Low As
Natco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
582 S ROUND BARN RD, RICHMOND, IN, 47374 4435
Personal loans
9.95%
▼
APR9.95%
Last UpdatedMay 12, 2026
Details
As Low As; *APR is the Annual Percentage Rate.Terms and conditions are subject to change without notice. Subject to credit approval. Rate may vary based on individual creditworthiness.
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
Unsecured / Personal Loan ***SPECIAL***
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
As Low As
Via Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
4505 S Adams St, Marion, IN, 46953 5351
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.55%
631 E Main St, Hagerstown, IN, 47346
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
As Low As
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
Unsecured / Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
As Low As; ***SPECIAL***
Health Care Professionals Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
1810 Williamsburg Pike, Richmond, IN, 47374
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
Up to $25,000*. No application fee.
Health Care Professionals Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
1810 Williamsburg Pike, Richmond, IN, 47374
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
As Low As
Communitywide Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.76%
3530 Hickory Rd, Mishawaka, IN, 46545 8805
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
As Low As; Fixed
City of Firsts Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
1120 S Main St, Kokomo, IN, 46902
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMay 12, 2026
Details
As Low As
Crossroads Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
1102 W Votaw ST, Portland, IN, 47371
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedMay 12, 2026
Details
As Low As
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Unsecured Personal Loan
10.24%
▼
APR10.24%
Last UpdatedMay 12, 2026
Details
Credit Score 720 & Higher
Independent Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.19%
3737 S Scatterfield Rd, Anderson, IN, 46013
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedMay 12, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.55%
631 E Main St, Hagerstown, IN, 47346
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedMay 12, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMay 12, 2026
Details
No additional details available.
First County Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
1100 W 11th St, Muncie, IN, 47302 2232
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMay 12, 2026
Details
As Low As
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Unsecured Personal Loan
10.74%
▼
APR10.74%
Last UpdatedMay 12, 2026
Details
Credit Score 700-719
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
101 E Washington Blvd, Fort Wayne, IN, 46802
Personal Loans
10.90%
▼
APR10.90%
Last UpdatedMay 12, 2026
Details
As Low As; all rates based on creditworthiness
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
125 S Anderson St, Elwood, IN, 46036
Debt Free 7 Year Fixed
6.07%
▼
APR6.07%
Last UpdatedMay 12, 2026
Details
No additional details available.
STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
125 S Anderson St, Elwood, IN, 46036
Debt Free 10 Year Fixed
6.11%
▼
APR6.11%
Last UpdatedMay 12, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
4884 S Maple Tree Dr, Princeton, IN, 47670
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedMay 12, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
4884 S Maple Tree Dr, Princeton, IN, 47670
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedMay 12, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Fortress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
615 N Western Ave, Marion, IN, 46952
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedMay 12, 2026
Details
As Low As
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
1801 S Park Rd, Kokomo, IN, 46902 6132
Signature Loans
8.99%
▼
APR8.99%
Last UpdatedMay 12, 2026
Details
As Low As
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
1801 S Park Rd, Kokomo, IN, 46902 6132
Signature Loan
8.99%
▼
APR8.99%
Last UpdatedMay 12, 2026
Details
No additional details available.
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
1130 S Main St, South Bend, IN, 46601 3338
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedMay 12, 2026
Details
MAX 48 months
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
639 S Delaware St, Indianapolis, IN, 46225
Unsecured Signature Loan
9.59%
▼
APR9.59%
Last UpdatedMay 12, 2026
Details
No additional details available.
Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
322 S Detroit St, Warsaw, IN, 46580 4401
Signature
9.90%
▼
APR9.90%
Last UpdatedMay 12, 2026
Details
As Low As
MADISON COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
621 E 8th St, Anderson, IN, 46012 4018
Signature Loans
9.90%
▼
APR9.90%
Last UpdatedMay 12, 2026
Details
As Low As
MADISON COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
621 E 8th St, Anderson, IN, 46012 4018
Unsecured Signature
9.90%
▼
APR9.90%
Last UpdatedMay 12, 2026
Details
As Low As; Click to apply!
Allegius Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
244 Allegius Dr, Burns Harbor, IN, 46304
Unsecured Signature Loan
9.95%
▼
APR9.95%
Last UpdatedMay 12, 2026
Details
No additional details available.
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
6311 Airway Dr Ste 100, Indianapolis, IN, 46241 6400
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
No additional details available.
Power One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.60%
1520 Spy Run Ave, Fort Wayne, IN, 46805 4031
Signature Loans
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
206 W Lewis and Clark Pkwy, Clarksville, IN, 47129 1646
Personal Signature Loans
9.99%
▼
APR9.99%
Last UpdatedMay 12, 2026
Details
As Low As
Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
5411 Dr Martin Luther King Jr Blvd, Anderson, IN, 46013
Signature
10.00%
▼
APR10.00%
Last UpdatedMay 12, 2026
Details
As Low As
Montana Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.94%
101 E Washington Blvd, Fort Wayne, IN, 46802
Personal Signature Loans
10.00%
▼
APR10.00%
Last UpdatedMay 12, 2026
Details
As Low As; Take care of surprise costs - And build credit with timely payments. We offer fast financing for just about anything.
Montana Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.94%
101 E Washington Blvd, Fort Wayne, IN, 46802
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedMay 12, 2026
Details
As Low As
Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
726 Massachusetts Ave, Indianapolis, IN, 46204
Personal / Signature / Consolidation Loan
10.49%
▼
APR10.49%
Last UpdatedMay 12, 2026
Details
As Low As
Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
726 Massachusetts Ave, Indianapolis, IN, 46204
Personal Signature Consolidation Loan
10.49%
▼
APR10.49%
Last UpdatedMay 12, 2026
Details
As Low As
Northern States Power St Paul Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
101 E Washington Blvd, Fort Wayne, IN, 46802
Personal Signature ***
10.50%
▼
APR10.50%
Last UpdatedMay 12, 2026
Details
up to $20,000
Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
726 Massachusetts Ave, Indianapolis, IN, 46204
Personal Signature Consolidation Loan
10.74%
▼
APR10.74%
Last UpdatedMay 12, 2026
Details
As Low As
Powered by
MonitorBankRates
No home improvement personal loan rates found in Indiana currently.
Indiana Personal Loan Rate Trends
Compare local Indiana personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — IN Avg
10.803%
▲ 0.051 vs 7 days ago
Indiana personal loan rates rose 0.051 points over the past 7 days to 10.803% APR.
Signature Loan — IN Avg
11.785%
▲ 0.270 vs 7 days ago
Indiana signature loan rates rose 0.270 points over the past 7 days to 11.785% APR.
As of May 12, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Indiana?
Most lenders in Indiana require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Indiana often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Indiana require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Indiana?
Yes. Debt consolidation is one of the most common uses of personal loans in Indiana. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Indiana?
Credit unions in Indiana often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Indiana?
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Elements Financial Federal Credit Union: 5.00% (Credit Builder Loan)
- Credit Union 1 Credit Union Rantoul, IL: 5.00% (Credit Saver Loan)
- Staley Credit Union: 5.70% (Credit Builder Loan)
- Regional Federal Credit Union: 6.00% (Loan Workout)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Indiana. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 12, 2026.
