Best Personal Loan Rates in Michigan City, Indiana (IN) - March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Indiana borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Michigan City, Indiana include: Inova Federal Credit UnionInova Federal Credit Union1025 S Carroll Ave, Michigan City, IN, 46360A5.0 ★Texas Ratio: 11.24% offering Land Loan at 7.60% APR, Grand Heritage Federal Credit UnionGrand Heritage Federal Credit Union1315 Southwind Dr, Michigan City, IN, 46360A+5.0 ★Texas Ratio: 0.97% offering Personal Loan at 8.95% APR, Allegius Federal Credit UnionAllegius Federal Credit Union1015 E US Highway 20, Michigan City, IN, 46360A5.0 ★Texas Ratio: 7.94% offering Unsecured Signature Loan at 9.95% APR, Members Advantage Credit Union Michigan City, INMembers Advantage Credit Union Michigan City, IN3064 Ohio St, Michigan City, IN, 46360 6866A+5.0 ★Texas Ratio: 5.81% offering Advantage Loans at 11.99% APR, and Baxter Credit UnionBaxter Credit Union927 S Curry Pike, Bloomington, IN, 47403 2624A5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR. Personal loan rates as of March 28, 2026 according to verified data from MonitorBankRates.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Michigan City, Indiana can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Michigan City, Indiana.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Michigan City, Indiana. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 28, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.24%
1025 S Carroll Ave, Michigan City, IN, 46360
Land Loan
7.60%
▼
APR7.60%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Grand Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
1315 Southwind Dr, Michigan City, IN, 46360
Personal Loan
8.95%
▼
APR8.95%
Last UpdatedMarch 29, 2026
Details
As Low As
Grand Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
1315 Southwind Dr, Michigan City, IN, 46360
Personal Loan
9.95%
▼
APR9.95%
Last UpdatedMarch 29, 2026
Details
As Low As
Allegius Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
1015 E US Highway 20, Michigan City, IN, 46360
Unsecured Signature Loan
9.95%
▼
APR9.95%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Grand Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
1315 Southwind Dr, Michigan City, IN, 46360
Open End Signature
10.00%
▼
APR10.00%
Last UpdatedMarch 29, 2026
Details
As Low As; $5000 MAX; Reviewed Every 24 Mo.
Grand Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
1315 Southwind Dr, Michigan City, IN, 46360
Personal Loan
10.95%
▼
APR10.95%
Last UpdatedMarch 29, 2026
Details
As Low As
Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
3064 Ohio St, Michigan City, IN, 46360 6866
Advantage Loans
11.99%
▼
APR11.99%
Last UpdatedMarch 29, 2026
Details
As Low As
Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
3064 Ohio St, Michigan City, IN, 46360 6866
Signature Loans
12.99%
▼
APR12.99%
Last UpdatedMarch 29, 2026
Details
As Low As
Grand Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
1315 Southwind Dr, Michigan City, IN, 46360
Personal Loan
28.00%
▼
APR28.00%
Last UpdatedMarch 29, 2026
Details
Amount up to $800
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
927 S Curry Pike, Bloomington, IN, 47403 2624
Credit Builder Loan
4.50%
▼
APR4.50%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
927 S Curry Pike, Bloomington, IN, 47403 2624
Refinance Loan
4.64%
▼
APR4.64%
Last UpdatedMarch 29, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
927 S Curry Pike, Bloomington, IN, 47403 2624
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedMarch 29, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1234 N Eddy St Ste 101, South Bend, IN, 46617 1477
Credit Saver Loan
5.00%
▼
APR5.00%
Last UpdatedMarch 29, 2026
Details
This APR will vary with the market based on the dividend rate.
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
639 S Delaware St, Indianapolis, IN, 46225
Credit Builder Loan
5.00%
▼
APR5.00%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Staley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
1632 Union St, Lafayette, IN, 47904
Credit Builder Loan
5.70%
▼
APR5.70%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
2828 S Lafountain St, Kokomo, IN, 46902 3706
Construction Loans
5.75%
▼
APR5.75%
Last UpdatedMarch 29, 2026
Details
As Low As
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
2828 S Lafountain St, Kokomo, IN, 46902 3706
Construction Loans 12 month
5.75%
▼
APR5.75%
Last UpdatedMarch 29, 2026
Details
As Low As
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
2828 S Lafountain St, Kokomo, IN, 46902 3706
Lot Loans 5 years
5.75%
▼
APR5.75%
Last UpdatedMarch 29, 2026
Details
As Low As
Northwest Bank Warren, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
48 N Washington St, Bloomfield, IN, 47424
Equipment Term Loans
5.99%
▼
APR5.99%
Last UpdatedMarch 29, 2026
Details
Offer valid on equipment term loans only.. No lines of credit. Offer expires 4/15/2026. No refinancing of Northwest exisiting debt. SBA Loans and business credit cards are not eligible for promotional offer. All standard rates and terms apply. See bank for detials.
Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
9449 Priority Way West Dr, Indianapolis, IN, 46240
No Hassle Loan
6.00%
▼
APR6.00%
Last UpdatedMarch 29, 2026
Details
$100.00 application fee
Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.39%
7144 Kennedy Ave, Hammond, IN, 46323 2225
Loan Workout
6.00%
▼
APR6.00%
Last UpdatedMarch 29, 2026
Details
As Low As
STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
125 S Anderson St, Elwood, IN, 46036
Debt Free 7 Year Fixed
6.20%
▼
APR6.20%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
639 S Delaware St, Indianapolis, IN, 46225
Elements VA Loan
6.22%
▼
APR6.22%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
639 S Delaware St, Indianapolis, IN, 46225
VA Loan Purchase
6.22%
▼
APR6.22%
Last UpdatedMarch 29, 2026
Details
As Low As; Purchase: 6.000% for 30-Year Fixed
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
639 S Delaware St, Indianapolis, IN, 46225
VA Loan Refinance
6.22%
▼
APR6.22%
Last UpdatedMarch 29, 2026
Details
As Low As; Refinance: 6.000% for 30-Year Fixed
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
639 S Delaware St, Indianapolis, IN, 46225
USDA Loan Purchase
6.23%
▼
APR6.23%
Last UpdatedMarch 29, 2026
Details
As Low As; Purchase: 5.750% for 30-Year Fixed
STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
125 S Anderson St, Elwood, IN, 46036
Debt Free 10 Year Fixed
6.23%
▼
APR6.23%
Last UpdatedMarch 29, 2026
Details
No additional details available.
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
6.24%
▼
APR6.24%
Last UpdatedMarch 29, 2026
Details
720 & Higher
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
2828 S Lafountain St, Kokomo, IN, 46902 3706
Lot Loans 10 years
6.25%
▼
APR6.25%
Last UpdatedMarch 29, 2026
Details
As Low As
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
6.49%
▼
APR6.49%
Last UpdatedMarch 29, 2026
Details
720 & Higher
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
Term Loan
6.50%
▼
APR6.50%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Unsecured Personal Loan
6.50%
▼
APR6.50%
Last UpdatedMarch 29, 2026
Details
As Low As
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
639 S Delaware St, Indianapolis, IN, 46225
FHA Loan Purchase
6.63%
▼
APR6.63%
Last UpdatedMarch 29, 2026
Details
As Low As; Purchase: 5.875% for 30-Year Fixed
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
639 S Delaware St, Indianapolis, IN, 46225
FHA Loan Refinance
6.63%
▼
APR6.63%
Last UpdatedMarch 29, 2026
Details
As Low As; Refinance: 5.875% for 30-Year Fixed
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
Land Loans
6.73%
▼
APR6.73%
Last UpdatedMarch 29, 2026
Details
As Low As
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
Land Loans - (10-year rate shown)
6.73%
▼
APR6.73%
Last UpdatedMarch 29, 2026
Details
As Low As
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
6.74%
▼
APR6.74%
Last UpdatedMarch 29, 2026
Details
720 & Higher
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
8815 Lima Rd, Fort Wayne, IN, 46818 1856
Credit Builder Plus Loan
6.75%
▼
APR6.75%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Dubois-Pike Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
650 2nd St, JASPER, IN, 47546
Personal Loans
6.75%
▼
APR6.75%
Last UpdatedMarch 29, 2026
Details
As Low As; *AS LOW AS*
Weatherhead Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
511 N Line St, Columbia City, IN, 46725
Special Rate: Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 29, 2026
Details
As Low As
Afena Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1312 W 44th St, Marion, IN, 46953 5293
March Madness Loan Special Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 29, 2026
Details
As Low As; Personal loans must be in the amount of $5,000 or greater to qualify for promotional rate. Your personal loan rate may vary based on amount borrowed, length of term and creditworthiness. Payment example: Borrow $5000 for 12 months at 6.99%; monthly payment = $432.61. All accounts have to be in good standing. All loans subject to underwriting standards. Promotion ends 04.30.2026, and Afena FCU reserves the right to change or discontinue the promotion without notice.
Afena Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1312 W 44th St, Marion, IN, 46953 5293
personal loans
6.99%
▼
APR6.99%
Last UpdatedMarch 29, 2026
Details
As Low As; Vehicle loans starting as low as 5.29% APR and personal loans starting as low as 6.99% APR!
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
927 S Curry Pike, Bloomington, IN, 47403 2624
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 29, 2026
Details
As Low As
MIDWEST AMERICA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
801 E Tillman Rd, Fort Wayne, IN, 46816 1971
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 29, 2026
Details
As Low As
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 29, 2026
Details
720 & Higher
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Unsecured Personal Loan
7.00%
▼
APR7.00%
Last UpdatedMarch 29, 2026
Details
As Low As
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
3700 W Bethel Ave, Muncie, IN, 47304
equity Loans -up to 90% LTV (Loan to Value) 5 year
7.00%
▼
APR7.00%
Last UpdatedMarch 29, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
1130 S Main St, South Bend, IN, 46601 3338
Recreational Loan
7.00%
▼
APR7.00%
Last UpdatedMarch 29, 2026
Details
MAX 72 months
Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
5411 Dr Martin Luther King Jr Blvd, Anderson, IN, 46013
Holiday Loan Special
7.00%
▼
APR7.00%
Last UpdatedMarch 29, 2026
Details
As Low As; Get up to $5000
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
1200 N 2nd St, Decatur, IN, 46733 1160
Term Loan
7.00%
▼
APR7.00%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
7.14%
▼
APR7.14%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
7.19%
▼
APR7.19%
Last UpdatedMarch 29, 2026
Details
No additional details available.
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
7.24%
▼
APR7.24%
Last UpdatedMarch 29, 2026
Details
720 & Higher
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Loan
7.24%
▼
APR7.24%
Last UpdatedMarch 29, 2026
Details
As Low As
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
3700 W Bethel Ave, Muncie, IN, 47304
equity Loans -up to 90% LTV (Loan to Value) 10 year
7.25%
▼
APR7.25%
Last UpdatedMarch 29, 2026
Details
As Low As
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
6311 Airway Dr Ste 100, Indianapolis, IN, 46241 6400
Land Loans
7.25%
▼
APR7.25%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Unsecured Loan
7.25%
▼
APR7.25%
Last UpdatedMarch 29, 2026
Details
As Low As
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
7.33%
▼
APR7.33%
Last UpdatedMarch 29, 2026
Details
No additional details available.
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 29, 2026
Details
720 & Higher
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
709 E State Road 44, Shelbyville, IN, 46176
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 29, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 29, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Unsecured Loan
7.50%
▼
APR7.50%
Last UpdatedMarch 29, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Unsecured Personal Loan
7.50%
▼
APR7.50%
Last UpdatedMarch 29, 2026
Details
As Low As
PROFINANCE
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
334 W 84th Dr, Merrillville, IN, 46410
Personal Loan
7.50%
▼
APR7.50%
Last UpdatedMarch 29, 2026
Details
As Low As; starts at 7.50%*
Crane Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
1 W Gate Dr, Odon, IN, 47562
Land Loans - 80% Loan to Value
7.73%
▼
APR7.73%
Last UpdatedMarch 29, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 29, 2026
Details
As Low As
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 29, 2026
Details
700-719
First Bank Richmond
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
20 N 9th St, Richmond, IN, 47374
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.25%
2610 N Wheeling Ave, Muncie, IN, 47303
Personal Loan
7.75%
▼
APR7.75%
Last UpdatedMarch 29, 2026
Details
As Low As
SCA
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
101 E WASHINGTON BLVD STE 700, FORT WAYNE, IN, 46802
USED 2018 AND OLDER PERSONAL LOAN
7.75%
▼
APR7.75%
Last UpdatedMarch 29, 2026
Details
As Low As
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
2917 E 10th St, Jeffersonville, IN, 47130 6916
Vacation & Holiday Loans
7.90%
▼
APR7.90%
Last UpdatedMarch 29, 2026
Details
As Low As; Up to $2,000
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
7.95%
▼
APR7.95%
Last UpdatedMarch 29, 2026
Details
No additional details available.
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 29, 2026
Details
700-719
Vigo County Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.53%
128 S 8th St, Terre Haute, IN, 47807 3704
Spring Break Loan Special
7.99%
▼
APR7.99%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedMarch 29, 2026
Details
As Low As
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
301 Pennsylvania Pkwy Ste 300, Carmel, IN, 46280 1396
G.O.O.D Loans (Get Out Of Debt)
8.00%
▼
APR8.00%
Last UpdatedMarch 29, 2026
Details
As Low As
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
301 Pennsylvania Pkwy Ste 300, Carmel, IN, 46280 1396
G.O.O.D Loans
8.00%
▼
APR8.00%
Last UpdatedMarch 29, 2026
Details
As Low As; Credit score of 630 and above required
Fortress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
615 N Western Ave, Marion, IN, 46952
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedMarch 29, 2026
Details
As Low As
Fortress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
615 N Western Ave, Marion, IN, 46952
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedMarch 29, 2026
Details
As Low As
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
8.03%
▼
APR8.03%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
8.05%
▼
APR8.05%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
8.12%
▼
APR8.12%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
8.20%
▼
APR8.20%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
8.22%
▼
APR8.22%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
HVAC Loan
8.24%
▼
APR8.24%
Last UpdatedMarch 29, 2026
Details
As Low As
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
8.24%
▼
APR8.24%
Last UpdatedMarch 29, 2026
Details
700-719
Everwise Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
7607 E US Highway 36, Avon, IN, 46123
Personal Loan
8.25%
▼
APR8.25%
Last UpdatedMarch 29, 2026
Details
As Low As
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
8.37%
▼
APR8.37%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
8.38%
▼
APR8.38%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
8.39%
▼
APR8.39%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
8.43%
▼
APR8.43%
Last UpdatedMarch 29, 2026
Details
No additional details available.
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
8.49%
▼
APR8.49%
Last UpdatedMarch 29, 2026
Details
660-699
First County Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
1100 W 11th St, Muncie, IN, 47302 2232
Personal Loan
8.49%
▼
APR8.49%
Last UpdatedMarch 29, 2026
Details
As Low As
L and N Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
1450 VETERANS PKWY STE 100, JEFFERSONVILLE, IN, 47130
Signature Loan
8.49%
▼
APR8.49%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
840 E Diamond Ave, Evansville, IN, 47711 3420
Personal
8.50%
▼
APR8.50%
Last UpdatedMarch 29, 2026
Details
As Low As
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
2828 S Lafountain St, Kokomo, IN, 46902 3706
Personal Unsecured Loans
8.50%
▼
APR8.50%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
8.61%
▼
APR8.61%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.40%
630 Lincoln Ave, Bedford, IN, 47421 2116
Solar Loan
8.62%
▼
APR8.62%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Crane Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
1 W Gate Dr, Odon, IN, 47562
Land Loans - 80% Loan to Value
8.63%
▼
APR8.63%
Last UpdatedMarch 29, 2026
Details
As Low As
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
8.74%
▼
APR8.74%
Last UpdatedMarch 29, 2026
Details
660-699
First Bank Richmond
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
20 N 9th St, Richmond, IN, 47374
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.25%
2610 N Wheeling Ave, Muncie, IN, 47303
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 29, 2026
Details
As Low As
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1710 Saint Joe River Dr, Fort Wayne, IN, 46805 1436
Variable Rate Personal Unsecured
8.75%
▼
APR8.75%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
6209 Vogel Rd, Evansville, IN, 47715
Signature Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Harvester Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
7020 Brookville Rd, Indianapolis, IN, 46239
Unsecured Personal Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 29, 2026
Details
As Low As; *Subject to credit approval. APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. APR is based on credit history.
Link Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
5212 Rockville Rd, Indianapolis, IN, 46224
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMarch 29, 2026
Details
As Low As; Subject to credit approval. Some restrictions may apply.
First Area Federal Credit Union Lewistown, PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
1001 Chestnut Hills Pkwy, Fort Wayne, IN, 46814
Personal loan
8.90%
▼
APR8.90%
Last UpdatedMarch 29, 2026
Details
As Low As
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
3700 W Bethel Ave, Muncie, IN, 47304
Personal loan (unsecured)
8.99%
▼
APR8.99%
Last UpdatedMarch 29, 2026
Details
As Low As
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
3700 W Bethel Ave, Muncie, IN, 47304
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 29, 2026
Details
As Low As
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
Unsecured / Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 29, 2026
Details
As Low As
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
Unsecured / Personal Loan ***SPECIAL***
8.99%
▼
APR8.99%
Last UpdatedMarch 29, 2026
Details
As Low As
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
Unsecured / Personal Loan SPECIAL
8.99%
▼
APR8.99%
Last UpdatedMarch 29, 2026
Details
As Low As
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
1801 S Park Rd, Kokomo, IN, 46902 6132
Vacation and Shopper Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 29, 2026
Details
No additional details available.
South Bend Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
1122 S MAIN ST, SOUTH BEND, IN, 46601 3338
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 29, 2026
Details
As Low As
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 29, 2026
Details
660-699
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
1801 S Park Rd, Kokomo, IN, 46902 6132
Signature Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 29, 2026
Details
No additional details available.
South Bend Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
1122 S MAIN ST, SOUTH BEND, IN, 46601 3338
Signature Loans 3 years & Under
8.99%
▼
APR8.99%
Last UpdatedMarch 29, 2026
Details
As Low As
First Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
202 N Main St, Rushville, IN, 46173
f1RST® Quick Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 29, 2026
Details
As Low As
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
2828 S Lafountain St, Kokomo, IN, 46902 3706
Unsecured Loans
9.00%
▼
APR9.00%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Sterling United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
5727 VOGEL RD, EVANSVILLE, IN, 47715 7298
Signature (CE)
9.00%
▼
APR9.00%
Last UpdatedMarch 29, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 25.28%
1001 Chestnut Hills Pkwy, Fort Wayne, IN, 46814 7900
Personal Property Loans
9.00%
▼
APR9.00%
Last UpdatedMarch 29, 2026
Details
No additional details available.
GESB Sheet Metal Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
6450 Ameriplex Dr, Portage, IN, 46368 1389
Unsecured
9.00%
▼
APR9.00%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN, 47710
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedMarch 29, 2026
Details
As Low As
LOCAL 697
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
7200 MISSISSIPPI ST STE 400, MERRILLVILLE, IN, 46410
50/50 Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 29, 2026
Details
Maximum - $20,000.00 (60 Months) Per Board Approval
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
840 E Diamond Ave, Evansville, IN, 47711 3420
Personal
9.00%
▼
APR9.00%
Last UpdatedMarch 29, 2026
Details
As Low As
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
6209 Vogel Rd, Evansville, IN, 47715
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 29, 2026
Details
No additional details available.
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
9.24%
▼
APR9.24%
Last UpdatedMarch 29, 2026
Details
660-699
Sterling United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
5727 VOGEL RD, EVANSVILLE, IN, 47715 7298
Signature (CE)
9.25%
▼
APR9.25%
Last UpdatedMarch 29, 2026
Details
As Low As
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN, 46814 7900
Personal Life Loan
9.29%
▼
APR9.29%
Last UpdatedMarch 29, 2026
Details
As Low As
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
9.49%
▼
APR9.49%
Last UpdatedMarch 29, 2026
Details
660-699
Afena Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1312 W 44th St, Marion, IN, 46953 5293
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMarch 29, 2026
Details
As Low As
First County Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
1100 W 11th St, Muncie, IN, 47302 2232
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMarch 29, 2026
Details
As Low As
Sheboygan Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN, 46814
Personal Loans Rate
9.50%
▼
APR9.50%
Last UpdatedMarch 29, 2026
Details
As Low As
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
840 E Diamond Ave, Evansville, IN, 47711 3420
Personal
9.50%
▼
APR9.50%
Last UpdatedMarch 29, 2026
Details
As Low As
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
6209 Vogel Rd, Evansville, IN, 47715
Signature Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
1130 S Main St, South Bend, IN, 46601 3338
Signature Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 29, 2026
Details
MAX 48 months
Community Link Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
325 Etna Ave, Huntington, IN, 46750
Personal Loan
9.57%
▼
APR9.57%
Last UpdatedMarch 29, 2026
Details
As Low As; APR = Annual Percentage Rate. As low as 9.00% Rate/ 9.565% APR. CLFCU membership required for all borrowers. Subject to CLFCU lending and credit policy, credit score, collateral (if applicable), and maximum relationship discount pricing per CLFCU lending policy. Some restrictions apply. All rates subject to change or withdrawal without notice.
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
9.74%
▼
APR9.74%
Last UpdatedMarch 29, 2026
Details
700-719
INDIANA STATE UNIVERSITY
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
444 N 3rd St, Terre Haute, IN, 47807
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMarch 29, 2026
Details
As Low As
First Bank Richmond
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
20 N 9th St, Richmond, IN, 47374
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Sterling United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
5727 VOGEL RD, EVANSVILLE, IN, 47715 7298
Signature (CE)
9.75%
▼
APR9.75%
Last UpdatedMarch 29, 2026
Details
As Low As
Midwest Family Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.47%
2832 WILLOWCREEK RD, PORTAGE, IN, 46368
Personal Loan
9.75%
▼
APR9.75%
Last UpdatedMarch 29, 2026
Details
As Low As
Midwest Family Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.47%
2832 WILLOWCREEK RD, PORTAGE, IN, 46368
Personal
9.75%
▼
APR9.75%
Last UpdatedMarch 29, 2026
Details
As Low As
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
6209 Vogel Rd, Evansville, IN, 47715
Signature Loan
9.75%
▼
APR9.75%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.25%
2610 N Wheeling Ave, Muncie, IN, 47303
Personal Loan
9.75%
▼
APR9.75%
Last UpdatedMarch 29, 2026
Details
As Low As
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
639 S Delaware St, Indianapolis, IN, 46225
Unsecured Signature Loan
9.84%
▼
APR9.84%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Notre Dame Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
1828 Moreau Dr, Notre Dame, IN, 46556
Land/Lot Loans 75% LTV (non-platted subdivision)
9.87%
▼
APR9.87%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Notre Dame Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
1828 Moreau Dr, Notre Dame, IN, 46556
Land/Lot Loans 80% LTV (platted subdivision)
9.87%
▼
APR9.87%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
322 S Detroit St, Warsaw, IN, 46580 4401
Signature
9.90%
▼
APR9.90%
Last UpdatedMarch 29, 2026
Details
As Low As
Natco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
582 S ROUND BARN RD, RICHMOND, IN, 47374 4435
Personal loans
9.95%
▼
APR9.95%
Last UpdatedMarch 29, 2026
Details
As Low As
Communitywide Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.76%
3530 Hickory Rd, Mishawaka, IN, 46545 8805
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 29, 2026
Details
As Low As; Fixed
USLA Union S&L
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
730 N Central Ave, Connersville, IN, 47331
Consumer Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 29, 2026
Details
660-699
Via Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
4505 S Adams St, Marion, IN, 46953 5351
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 29, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Grand Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
1315 Southwind Dr, Michigan City, IN, 46360
Personal Loan
8.95%
▼
APR8.95%
Last UpdatedMarch 29, 2026
Details
As Low As
Grand Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
1315 Southwind Dr, Michigan City, IN, 46360
Personal Loan
9.95%
▼
APR9.95%
Last UpdatedMarch 29, 2026
Details
As Low As
Grand Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
1315 Southwind Dr, Michigan City, IN, 46360
Personal Loan
10.95%
▼
APR10.95%
Last UpdatedMarch 29, 2026
Details
As Low As
Grand Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
1315 Southwind Dr, Michigan City, IN, 46360
Personal Loan
28.00%
▼
APR28.00%
Last UpdatedMarch 29, 2026
Details
Amount up to $800
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Unsecured Personal Loan
6.50%
▼
APR6.50%
Last UpdatedMarch 29, 2026
Details
As Low As
Dubois-Pike Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
650 2nd St, JASPER, IN, 47546
Personal Loans
6.75%
▼
APR6.75%
Last UpdatedMarch 29, 2026
Details
As Low As; *AS LOW AS*
Weatherhead Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
511 N Line St, Columbia City, IN, 46725
Special Rate: Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 29, 2026
Details
As Low As
Afena Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1312 W 44th St, Marion, IN, 46953 5293
March Madness Loan Special Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 29, 2026
Details
As Low As; Personal loans must be in the amount of $5,000 or greater to qualify for promotional rate. Your personal loan rate may vary based on amount borrowed, length of term and creditworthiness. Payment example: Borrow $5000 for 12 months at 6.99%; monthly payment = $432.61. All accounts have to be in good standing. All loans subject to underwriting standards. Promotion ends 04.30.2026, and Afena FCU reserves the right to change or discontinue the promotion without notice.
Afena Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1312 W 44th St, Marion, IN, 46953 5293
personal loans
6.99%
▼
APR6.99%
Last UpdatedMarch 29, 2026
Details
As Low As; Vehicle loans starting as low as 5.29% APR and personal loans starting as low as 6.99% APR!
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
927 S Curry Pike, Bloomington, IN, 47403 2624
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 29, 2026
Details
As Low As
MIDWEST AMERICA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
801 E Tillman Rd, Fort Wayne, IN, 46816 1971
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Unsecured Personal Loan
7.00%
▼
APR7.00%
Last UpdatedMarch 29, 2026
Details
As Low As
PROFINANCE
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
334 W 84th Dr, Merrillville, IN, 46410
Personal Loan
7.50%
▼
APR7.50%
Last UpdatedMarch 29, 2026
Details
As Low As; starts at 7.50%*
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
6210 W Jefferson Blvd, Fort Wayne, IN, 46804 3073
Unsecured Personal Loan
7.50%
▼
APR7.50%
Last UpdatedMarch 29, 2026
Details
As Low As
First Bank Richmond
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
20 N 9th St, Richmond, IN, 47374
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.25%
2610 N Wheeling Ave, Muncie, IN, 47303
Personal Loan
7.75%
▼
APR7.75%
Last UpdatedMarch 29, 2026
Details
As Low As
SCA
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
101 E WASHINGTON BLVD STE 700, FORT WAYNE, IN, 46802
USED 2018 AND OLDER PERSONAL LOAN
7.75%
▼
APR7.75%
Last UpdatedMarch 29, 2026
Details
As Low As
Fortress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
615 N Western Ave, Marion, IN, 46952
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedMarch 29, 2026
Details
As Low As
Everwise Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
7607 E US Highway 36, Avon, IN, 46123
Personal Loan
8.25%
▼
APR8.25%
Last UpdatedMarch 29, 2026
Details
As Low As
First County Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
1100 W 11th St, Muncie, IN, 47302 2232
Personal Loan
8.49%
▼
APR8.49%
Last UpdatedMarch 29, 2026
Details
As Low As
First Bank Richmond
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
20 N 9th St, Richmond, IN, 47374
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Link Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
5212 Rockville Rd, Indianapolis, IN, 46224
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMarch 29, 2026
Details
As Low As; Subject to credit approval. Some restrictions may apply.
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.25%
2610 N Wheeling Ave, Muncie, IN, 47303
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 29, 2026
Details
As Low As
Harvester Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
7020 Brookville Rd, Indianapolis, IN, 46239
Unsecured Personal Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 29, 2026
Details
As Low As; *Subject to credit approval. APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. APR is based on credit history.
First Area Federal Credit Union Lewistown, PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
1001 Chestnut Hills Pkwy, Fort Wayne, IN, 46814
Personal loan
8.90%
▼
APR8.90%
Last UpdatedMarch 29, 2026
Details
As Low As
South Bend Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
1122 S MAIN ST, SOUTH BEND, IN, 46601 3338
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 29, 2026
Details
As Low As
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
Unsecured / Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 29, 2026
Details
As Low As
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
Unsecured / Personal Loan ***SPECIAL***
8.99%
▼
APR8.99%
Last UpdatedMarch 29, 2026
Details
As Low As
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
1115 Sagamore Pkwy S, Lafayette, IN, 47905
Unsecured / Personal Loan SPECIAL
8.99%
▼
APR8.99%
Last UpdatedMarch 29, 2026
Details
As Low As
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
3700 W Bethel Ave, Muncie, IN, 47304
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 29, 2026
Details
As Low As
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
3700 W Bethel Ave, Muncie, IN, 47304
Personal loan (unsecured)
8.99%
▼
APR8.99%
Last UpdatedMarch 29, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN, 47710
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedMarch 29, 2026
Details
As Low As
First County Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
1100 W 11th St, Muncie, IN, 47302 2232
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMarch 29, 2026
Details
As Low As
Afena Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1312 W 44th St, Marion, IN, 46953 5293
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMarch 29, 2026
Details
As Low As
Sheboygan Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN, 46814
Personal Loans Rate
9.50%
▼
APR9.50%
Last UpdatedMarch 29, 2026
Details
As Low As
Community Link Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
325 Etna Ave, Huntington, IN, 46750
Personal Loan
9.57%
▼
APR9.57%
Last UpdatedMarch 29, 2026
Details
As Low As; APR = Annual Percentage Rate. As low as 9.00% Rate/ 9.565% APR. CLFCU membership required for all borrowers. Subject to CLFCU lending and credit policy, credit score, collateral (if applicable), and maximum relationship discount pricing per CLFCU lending policy. Some restrictions apply. All rates subject to change or withdrawal without notice.
INDIANA STATE UNIVERSITY
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
444 N 3rd St, Terre Haute, IN, 47807
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMarch 29, 2026
Details
As Low As
First Bank Richmond
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
20 N 9th St, Richmond, IN, 47374
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.25%
2610 N Wheeling Ave, Muncie, IN, 47303
Personal Loan
9.75%
▼
APR9.75%
Last UpdatedMarch 29, 2026
Details
As Low As
Midwest Family Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.47%
2832 WILLOWCREEK RD, PORTAGE, IN, 46368
Personal Loan
9.75%
▼
APR9.75%
Last UpdatedMarch 29, 2026
Details
As Low As
Natco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
582 S ROUND BARN RD, RICHMOND, IN, 47374 4435
Personal loans
9.95%
▼
APR9.95%
Last UpdatedMarch 29, 2026
Details
As Low As
Communitywide Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.76%
3530 Hickory Rd, Mishawaka, IN, 46545 8805
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 29, 2026
Details
As Low As; Fixed
Via Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
4505 S Adams St, Marion, IN, 46953 5351
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 29, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
125 S Anderson St, Elwood, IN, 46036
Debt Free 7 Year Fixed
6.20%
▼
APR6.20%
Last UpdatedMarch 29, 2026
Details
No additional details available.
STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
125 S Anderson St, Elwood, IN, 46036
Debt Free 10 Year Fixed
6.23%
▼
APR6.23%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
301 Pennsylvania Pkwy Ste 300, Carmel, IN, 46280 1396
G.O.O.D Loans (Get Out Of Debt)
8.00%
▼
APR8.00%
Last UpdatedMarch 29, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
4884 S Maple Tree Dr, Princeton, IN, 47670
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedMarch 29, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
4884 S Maple Tree Dr, Princeton, IN, 47670
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedMarch 29, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Allegius Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.94%
1015 E US Highway 20, Michigan City, IN, 46360
Unsecured Signature Loan
9.95%
▼
APR9.95%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Grand Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
1315 Southwind Dr, Michigan City, IN, 46360
Open End Signature
10.00%
▼
APR10.00%
Last UpdatedMarch 29, 2026
Details
As Low As; $5000 MAX; Reviewed Every 24 Mo.
Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
3064 Ohio St, Michigan City, IN, 46360 6866
Signature Loans
12.99%
▼
APR12.99%
Last UpdatedMarch 29, 2026
Details
As Low As
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
709 E State Road 44, Shelbyville, IN, 46176
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 29, 2026
Details
As Low As
Fortress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
615 N Western Ave, Marion, IN, 46952
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedMarch 29, 2026
Details
As Low As
L and N Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
1450 VETERANS PKWY STE 100, JEFFERSONVILLE, IN, 47130
Signature Loan
8.49%
▼
APR8.49%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
6209 Vogel Rd, Evansville, IN, 47715
Signature Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 29, 2026
Details
No additional details available.
South Bend Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
1122 S MAIN ST, SOUTH BEND, IN, 46601 3338
Signature Loans 3 years & Under
8.99%
▼
APR8.99%
Last UpdatedMarch 29, 2026
Details
As Low As
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
1801 S Park Rd, Kokomo, IN, 46902 6132
Signature Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
6209 Vogel Rd, Evansville, IN, 47715
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Sterling United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
5727 VOGEL RD, EVANSVILLE, IN, 47715 7298
Signature (CE)
9.00%
▼
APR9.00%
Last UpdatedMarch 29, 2026
Details
As Low As
Sterling United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
5727 VOGEL RD, EVANSVILLE, IN, 47715 7298
Signature (CE)
9.25%
▼
APR9.25%
Last UpdatedMarch 29, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
1130 S Main St, South Bend, IN, 46601 3338
Signature Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 29, 2026
Details
MAX 48 months
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
6209 Vogel Rd, Evansville, IN, 47715
Signature Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
6209 Vogel Rd, Evansville, IN, 47715
Signature Loan
9.75%
▼
APR9.75%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Sterling United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
5727 VOGEL RD, EVANSVILLE, IN, 47715 7298
Signature (CE)
9.75%
▼
APR9.75%
Last UpdatedMarch 29, 2026
Details
As Low As
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
639 S Delaware St, Indianapolis, IN, 46225
Unsecured Signature Loan
9.84%
▼
APR9.84%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
322 S Detroit St, Warsaw, IN, 46580 4401
Signature
9.90%
▼
APR9.90%
Last UpdatedMarch 29, 2026
Details
As Low As
Powered by
MonitorBankRates
No home improvement personal loan rates found in Michigan City, IN currently.
Frequently Asked Questions
What credit score do I need for a personal loan in Indiana?
Most lenders in Michigan City, Indiana require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Indiana often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Michigan City, Indiana require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Indiana?
Yes. Debt consolidation is one of the most common uses of personal loans in Michigan City, Indiana. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Michigan City, Indiana?
Credit unions in Michigan City, Indiana often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Michigan City, Indiana?
- Inova Federal Credit Union: 7.60% (Land Loan)
- Grand Heritage Federal Credit Union: 8.95% (Personal Loan)
- Allegius Federal Credit Union: 9.95% (Unsecured Signature Loan)
- Members Advantage Credit Union Michigan City, IN: 11.99% (Advantage Loans)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Michigan City, Indiana. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 28, 2026.
Personal Loan Calculators
