Mortgage Lenders and Brokers in Michigan City, Indiana
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Michigan City, Indiana mortgage lenders include Horizon BankHorizon Bank515 Franklin St, Michigan City, IN 46360A+5.0 ★Texas Ratio: 4.40%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA4365 Franklin St, Michigan City, IN 46360A+5.0 ★Texas Ratio: 3.68%, Fifth Third Bank, National AssociationFifth Third Bank, National Association2604 Franklin St, Michigan City, IN 46360A+5.0 ★Texas Ratio: 3.22%, 1St Source Bank1St Source Bank3905 Franklin St, Michigan City, IN 46360A+5.0 ★Texas Ratio: 5.01%, Centier BankCentier Bank5501 Franklin St, Michigan City, IN 46360A5.0 ★Texas Ratio: 6.45%, First Trust Credit UnionFirst Trust Credit Union950 E US Highway 20, Michigan City, IN 46360 7470A5.0 ★Texas Ratio: 6.08%, PNC Bank N.A.PNC Bank N.A.301 W Us Highway 20, Michigan City, IN 46360A+5.0 ★Texas Ratio: 4.24%, Tech Credit UnionTech Credit Union9707 W 133rd Ave, Cedar Lake, IN 46303 8544A5.0 ★Texas Ratio: 13.37%, Huntington National BankHuntington National Bank101 S Harrison St, Alexandria, IN 46001A+5.0 ★Texas Ratio: 3.66%, and BMO Harris Bank NABMO Harris Bank NA7503 Beechwood Centre Rd, Avon, IN 46123A+5.0 ★Texas Ratio: 3.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Michigan City, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Michigan City are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Michigan City, Indiana
Market share is the lender's share of all home loans closed in Michigan City, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2 offices in Michigan City 515 Franklin St, Michigan City, IN 46360 A+5.0 ★Texas Ratio: 4.40% |
Conventional, FHA, Jumbo, HELOC | 38 +44 HELOCs |
8.1% | 65.1% | $167,368 | View |
|
1 office in Michigan City 4365 Franklin St, Michigan City, IN 46360 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 13 +1 HELOCs |
2.8% | 92.9% | $130,384 | View |
|
1 office in Michigan City 2604 Franklin St, Michigan City, IN 46360 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 11 +14 HELOCs |
2.4% | 86.7% | $132,272 | View |
|
1 office in Michigan City 3905 Franklin St, Michigan City, IN 46360 A+5.0 ★Texas Ratio: 5.01% |
Conventional, HELOC | 9 +10 HELOCs |
1.9% | 69.2% | $118,333 | View |
|
1 office in Michigan City 5501 Franklin St, Michigan City, IN 46360 A5.0 ★Texas Ratio: 6.45% |
Conventional, HELOC | 6 +14 HELOCs |
1.3% | 100% | $236,666 | View |
|
950 E US Highway 20, Michigan City, IN 46360 7470 A5.0 ★Texas Ratio: 6.08% |
Conventional | 3 | 0.6% | 60% | $138,333 | View |
|
★ 1.7 stars, 3 reviews 1 office in Michigan City 301 W Us Highway 20, Michigan City, IN 46360 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +13 HELOCs |
0% | 0% | View | |
|
9707 W 133rd Ave, Cedar Lake, IN 46303 8544 A5.0 ★Texas Ratio: 13.37% |
Conventional | 7 | 1.5% | 100% | $106,428 | View |
|
101 S Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 3 +4 HELOCs |
0.6% | 100% | $191,666 | View |
|
7503 Beechwood Centre Rd, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 100% | $120,000 | View |
|
14535 State Road 23, Granger, IN 46530 A+5.0 ★Texas Ratio: 4.39% |
Conventional | 2 | 0.4% | 100% | $100,000 | View |
|
1025 S Carroll Ave, Michigan City, IN 46360 A5.0 ★Texas Ratio: 8.94% |
Conventional, HELOC | 1 +5 HELOCs |
0.2% | 50% | $95,000 | View |
|
7607 E US Highway 36, Avon, IN 46123 A5.0 ★Texas Ratio: 6.81% |
Conventional, HELOC | 1 +5 HELOCs |
0.2% | 33.3% | $215,000 | View |
|
720 W 30th St, Connersville, IN 47331 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.2% | 20% | $55,000 | View |
|
10201 W 133rd Ave, Cedar Lake, IN 46303 A5.0 ★Texas Ratio: 10.43% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
|
1420 E Summit St, Crown Point, IN 46307 A+5.0 ★Texas Ratio: 2.48% |
Conventional | 1 | 0.2% | 100% | $535,000 | View |
|
5760 E Main St, Carmel, IN 46033 A+5.0 ★Texas Ratio: 1.37% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
|
206 W Plymouth St, Bremen, IN 46506 A5.0 ★Texas Ratio: 6.90% |
Conventional | 1 | 0.2% | 100% | $555,000 | View |
|
410 Monon Blvd, Carmel, IN 46032 A5.0 ★Texas Ratio: 11.97% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
|
800 Main St Ste 100, Anderson, IN 46016 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
|
735 Main St, Anderson, IN 46016 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
|
2204 N Wayne St, Angola, IN 46703 D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
6859 E Us Highway 36, Avon, IN 46123 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
7995 N State Road 59, Brazil, IN 47834 A+5.0 ★Texas Ratio: 4.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
104 Linksway, Aurora, IN 47001 A+5.0 ★Texas Ratio: 3.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ruoff Mortgage Company
|
Conventional, FHA | 7 | 1.5% | 100% | $172,142 | |
Purdue Federal Cu
|
Conventional, HELOC | 4 +2 HELOCs |
0.9% | 80% | $170,000 | |
Royal United Mortgage LLC
|
Conventional | 2 | 0.4% | 50% | $100,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 61 | 13.1% | 76.8% | $156,639 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 21 | 4.5% | 100% | $150,238 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, HELOC | 14 +1 HELOCs |
3% | 87.5% | $247,142 | |
21St Mortgage
|
Conventional | 13 | 2.8% | 18.8% | $48,846 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 12 | 2.6% | 92.3% | $230,000 | |
Union Home Mortgage Corp.
|
Conventional, FHA, HELOC | 11 +1 HELOCs |
2.4% | 100% | $218,636 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA | 10 | 2.1% | 100% | $136,000 | |
Mortgage Research Center
|
Conventional, VA | 9 | 1.9% | 81.8% | $197,222 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 8 | 1.7% | 72.7% | $235,000 | |
Amerisave Mortgage Company
|
Conventional, FHA | 8 | 1.7% | 40% | $101,250 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA, VA | 8 | 1.7% | 100% | $206,250 | View |
Triad Financial Services, Inc.
|
Conventional | 7 | 1.5% | 50% | $63,571 | |
Nationstar Mortgage
|
Conventional, FHA | 7 | 1.5% | 100% | $103,571 | |
Countryplace Mortgage, Ltd.
|
Conventional | 6 | 1.3% | 85.7% | $76,666 | |
Guild Mortgage Company
|
Conventional, VA | 6 | 1.3% | 100% | $186,666 | |
loanDepot.com LLC
|
Conventional, FHA, HELOC | 5 +5 HELOCs |
1.1% | 71.4% | $143,000 | |
Navy Federal Credit Union
|
Conventional, VA, HELOC | 5 +1 HELOCs |
1.1% | 100% | $373,000 | |
Originpoint, LLC
|
Conventional, FHA | 5 | 1.1% | 100% | $279,000 | |
American Financial Network, Inc.
|
Conventional, FHA | 5 | 1.1% | 100% | $165,000 | |
Diamond Residential Mtg Corp
|
Conventional, FHA | 5 | 1.1% | 100% | $289,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 5 | 1.1% | 100% | $307,000 | View |
Selfreliance Federal Credit Union
|
Conventional | 5 | 1.1% | 100% | $139,000 | |
New American Funding, LLC.
|
Conventional, FHA | 5 | 1.1% | 83.3% | $155,000 | |
Goodleap, LLC
|
Conventional, HELOC | 4 +2 HELOCs |
0.9% | 80% | $85,000 | |
Newrez LLC
|
Conventional, FHA | 4 | 0.9% | 36.4% | $105,000 | |
New Day Financial, LLC.
|
VA | 4 | 0.9% | 66.7% | $297,500 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional, FHA | 4 | 0.9% | 100% | $412,500 | View |
Mutual of Omaha Mortgage
|
FHA, VA | 4 | 0.9% | 80% | $195,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional, FHA | 3 | 0.6% | 100% | $151,666 | |
Zillow Home Loans, LLC
|
Conventional, FHA | 3 | 0.6% | 100% | $168,333 | |
Carrington Mortgage Services LLC
|
Conventional, FHA | 3 | 0.6% | 57.1% | $115,000 | |
Leaderone Financial Corp.
|
Conventional, FHA | 3 | 0.6% | 60% | $248,333 | |
Proper Rate, LLC
|
Conventional, FHA | 2 | 0.4% | 100% | $225,000 | |
American Financial Resources LLC
|
Conventional | 2 | 0.4% | 100% | $175,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 2 | 0.4% | 100% | $180,000 | View |
Gold Star Mortgage Financial Group, Corporation
|
Conventional, FHA | 2 | 0.4% | 100% | $185,000 | |
Everett Financial, Inc.
|
Conventional, FHA | 2 | 0.4% | 100% | $255,000 | |
Movement Mortgage, LLC
|
Conventional | 2 | 0.4% | 100% | $525,000 | |
|
★ 3 stars, 1 review A+5.0 ★Texas Ratio: 2.56% |
Conventional | 2 | 0.4% | 100% | $185,000 | View |
Michigan Mutual, Inc
|
Conventional, FHA | 2 | 0.4% | 100% | $75,000 | |
Mortgage Assurance Inc
|
Conventional | 2 | 0.4% | 100% | $265,000 | |
Point Mortgage Corp
|
Conventional | 2 | 0.4% | 100% | $180,000 | |
|
A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 2 | 0.4% | 100% | $130,000 | View |
Rapid Mortgage Company
|
Conventional, FHA | 2 | 0.4% | 100% | $165,000 | |
Member First Mortgage, LLC
|
Conventional | 2 | 0.4% | 100% | $100,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 2 | 0.4% | 20% | $50,000 | |
Top Flite Financial, Inc.
|
FHA | 2 | 0.4% | 100% | $95,000 | |
|
A+5.0 ★Texas Ratio: 2.82% |
Conventional | 2 | 0.4% | 100% | $380,000 | View |
Spring Eq, LLC
|
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 20% | $105,000 | |
Valon Mortgage
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $165,000 | |
Lower, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 33.3% | $165,000 | |
American Portfolio Mortgage Corporation
|
FHA | 1 | 0.2% | 100% | $165,000 | |
|
A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.2% | 100% | $765,000 | View |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.2% | 100% | $425,000 | View |
Greenstate Credit Union
|
Conventional | 1 | 0.2% | 25% | $25,000 | |
Servion
|
Conventional | 1 | 0.2% | 100% | $145,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.2% | 100% | $125,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $635,000 | View |
AmeriHome Mortgage Company, LLC
|
Conventional | 1 | 0.2% | 100% | $105,000 | |
Pennymac Loan Services LLC
|
VA | 1 | 0.2% | 50% | $125,000 | |
Synergy One Lending, Inc.
|
FHA | 1 | 0.2% | 50% | $275,000 | |
Success Mortgage Partners, Inc
|
FHA | 1 | 0.2% | 100% | $285,000 | |
First Alliance Home Mortgage, LLC
|
FHA | 1 | 0.2% | 100% | $235,000 | |
Das Acquisition Company, LLC
|
FHA | 1 | 0.2% | 100% | $195,000 | |
|
A5.0 ★Texas Ratio: 6.46% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
Nfm, Inc
|
Conventional | 1 | 0.2% | 100% | $495,000 | |
Cardinal Financial Company, Li
|
FHA | 1 | 0.2% | 100% | $165,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 100% | $195,000 | View |
Servis One, Inc
|
FHA | 1 | 0.2% | 100% | $95,000 | |
Healthcare Associates Credit Union
|
Conventional | 1 | 0.2% | 100% | $25,000 | |
Reliable Holdings Manager dba Lendz Financial
|
Conventional | 1 | 0.2% | 100% | $145,000 | |
The Anderson Financial Group, Inc.
|
Conventional | 1 | 0.2% | 100% | $115,000 | |
|
A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 0.2% | 100% | $635,000 | View |
|
A+5.0 ★Texas Ratio: 2.98% |
Conventional | 1 | 0.2% | 100% | $645,000 | View |
|
A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.2% | 100% | $275,000 | |
Union Savings Bank
|
Conventional | 1 | 0.2% | 100% | $495,000 | |
Towne Mortgage Company
|
Conventional | 1 | 0.2% | 100% | $165,000 | |
Pentagon Federal Credit Union
|
VA | 1 | 0.2% | 100% | $185,000 | |
Park Lane Finance SolutionsLLC
|
Conventional | 1 | 0.2% | 100% | $45,000 | |
|
A+5.0 ★Texas Ratio: 1.83% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 50% | $275,000 | View |
Mortgage Solutions of Colorado
|
FHA | 1 | 0.2% | 100% | $245,000 | |
Veritas Funding, LLC
|
VA | 1 | 0.2% | 100% | $285,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.2% | 50% | $165,000 | View |
Farm Credit Mid-America, Aca
|
Conventional | 1 | 0.2% | 100% | $315,000 | |
|
A5.0 ★Texas Ratio: 11.86% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 50% | $55,000 | View |
Paramount Residential Mortgage
|
FHA | 1 | 0.2% | 100% | $165,000 | |
Reliance First Capital, LLC
|
FHA | 1 | 0.2% | 100% | $175,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
Texana Bank
|
FHA | 1 | 0.2% | 100% | $295,000 | |
Plaza Home Mortgage, Inc
|
VA | 1 | 0.2% | 100% | $445,000 | |
Ark-La-Tex Financial Services LLC
|
VA | 1 | 0.2% | 100% | $345,000 | |
Figure Lending LLC
|
HELOC | 0 +6 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lafayette Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Sierra Pacific Mortgage Co. Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Michigan City Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Michigan City, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Michigan City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Michigan City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Michigan City, IN
Use these to narrow the list above. Each category shows how many Michigan City, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Michigan City, IN
Independent mortgage companies closed 66.6 percent of home loans in Michigan City, Indiana in 2025, banks 26.1 percent and credit unions 7.3 percent. Ruoff Mortgage Company was the largest mortgage company, Horizon Bank the largest bank and First Trust Credit Union the largest credit union. Among lenders headquartered in Indiana, Horizon Bank led with 38 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Michigan City, IN
By home loans closed in 2025, Horizon Bank was the largest mortgage lender in Michigan City, Indiana with 38 loans, about 8.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Michigan City, Indiana, Rocket Mortgage approved the highest share of completed applications in 2025 at 76.8 percent, against a 71.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
44 lenders closed FHA loans in Michigan City, Indiana in 2025, led by Rocket Mortgage with 16. 17 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 41 banks and 15 credit unions closed home loans in Michigan City, Indiana in 2025, alongside 74 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Michigan City, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Michigan City, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Michigan City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
