MonitorBankRates
Home Personal Loans Indiana Pershing iAdvertiser Disclosure
Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our editorial team independently verifies all rates and data displayed. Advertiser relationships do not influence our health rating, star rankings, Texas Ratio calculation, or the rates shown.

Pershing, Indiana Best Personal Loan Rates - August 2026

Current personal loan options available to borrowers in Pershing, Indiana include: Indiana Heartland Federal Credit UnionIndiana Heartland Federal Credit UnionB+4.8 ★Texas Ratio: 16.01% offering Signature (Personal) Loans at 4.95% APR, Kemba Indianapolis Credit UnionKemba Indianapolis Credit UnionA+5.0 ★Texas Ratio: 1.54% offering Closed end Personal Loan at 5.29% APR, STAR Financial BankSTAR Financial BankA+5.0 ★Texas Ratio: 2.20% offering Debt Free 7 Year Fixed at 6.45% APR, South Bend Firefighters Federal Credit UnionSouth Bend Firefighters Federal Credit UnionA+5.0 ★Texas Ratio: 4.66% offering Signature Spring Sepcial Loan at 6.50% APR, and Afena Federal Credit UnionAfena Federal Credit UnionA5.0 ★Texas Ratio: 7.52% offering Debt Consolidation Loans at 6.99% APR. Personal loan rates as of August 28, 2026 according to verified data from MonitorBankRates.

Pershing borrowers have access to 66 lenders serving the Indiana area, with personal loan rates as low as 4.95% APR from Indiana Heartland Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Pershing, Indiana.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Pershing, Indiana. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: August 28, 2026

Pershing Personal Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
Signature (Personal) Loans
4.95%
APR4.95%
Last UpdatedAugust 29, 2026
Details

As low as; Rate listed reflects 760+ FICO 8 credit score.

Kemba Indianapolis Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
Closed end Personal Loan
5.29%
APR5.29%
Last UpdatedAugust 29, 2026
Details

As Low As; ***

STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
Debt Free 7 Year Fixed
6.45%
APR6.45%
Last UpdatedAugust 29, 2026
Details

No additional details available.

STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
Debt Free 10 Year Fixed
6.48%
APR6.48%
Last UpdatedAugust 29, 2026
Details

No additional details available.

South Bend Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
Signature Spring Sepcial Loan
6.50%
APR6.50%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Afena Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
Debt Consolidation Loans
6.99%
APR6.99%
Last UpdatedAugust 29, 2026
Details

Rates are tiered, rate shown as low as. APR is subject to change without notice.

Weatherhead Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
Personal Loan
6.99%
APR6.99%
Last UpdatedAugust 29, 2026
Details

Special Rate; As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
Personal Loan
6.99%
APR6.99%
Last UpdatedAugust 29, 2026
Details

As Low As*

Kemba Indianapolis Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
Personal Loan
7.00%
APR7.00%
Last UpdatedAugust 29, 2026
Details

As Low As; Rates listed include a .10% rate discount for automatic payment from a KEMBA checking account. Actual rate depends on credit score and term of loan. All closed end unsecured loans have a $25 loan application fee that must be on deposit at the time of application.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Signature Loan
7.14%
APR7.14%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Unsecured Loan
7.14%
APR7.14%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Signature Loan
7.19%
APR7.19%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Unsecured Loan
7.19%
APR7.19%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Signature Loan
7.33%
APR7.33%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Unsecured Loan
7.33%
APR7.33%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Personal Loan
7.49%
APR7.49%
Last UpdatedAugust 29, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Personal Loans
7.49%
APR7.49%
Last UpdatedAugust 29, 2026
Details

Personal Loan

PROFINANCE
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
Personal Loan
7.50%
APR7.50%
Last UpdatedAugust 29, 2026
Details

As Low As

Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Signature Loan
7.60%
APR7.60%
Last UpdatedAugust 29, 2026
Details

As Low As

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
Personal loan (unsecured)
7.75%
APR7.75%
Last UpdatedAugust 29, 2026
Details

As Low As; This is a HELOC product. Rates are variable and subject to change.

Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
Personal Loan
7.75%
APR7.75%
Last UpdatedAugust 29, 2026
Details

As Low As

CHIPHONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
UNSECURED Loan
7.90%
APR7.90%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Signature Loan
7.95%
APR7.95%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Unsecured Loan
7.95%
APR7.95%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

Fortress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
Signature Loan
8.00%
APR8.00%
Last UpdatedAugust 29, 2026
Details

Maximum APR: 14.99%

Kemba Indianapolis Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
Personal Loan
8.00%
APR8.00%
Last UpdatedAugust 29, 2026
Details

Rates listed include a .10% rate discount for automatic payment from a KEMBA checking account. Actual rate depends on credit score and term of loan. All closed end unsecured loans have a $25 loan application fee that must be on deposit at the time of application.

Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
G.O.O.D Loans (Get Out Of Debt)
8.00%
APR8.00%
Last UpdatedAugust 29, 2026
Details

Maximum loan amount of $10,000. Credit score of 630 and above required.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Signature Loan
8.03%
APR8.03%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Unsecured Loan
8.03%
APR8.03%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Signature Loan
8.05%
APR8.05%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Unsecured Loan
8.05%
APR8.05%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Signature Loan
8.12%
APR8.12%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Unsecured Loan
8.12%
APR8.12%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Signature Loan
8.20%
APR8.20%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Unsecured Loan
8.20%
APR8.20%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Signature Loan
8.22%
APR8.22%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Unsecured Loan
8.22%
APR8.22%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Signature Loan
8.37%
APR8.37%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Unsecured Loan
8.37%
APR8.37%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Signature Loan
8.38%
APR8.38%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Unsecured Loan
8.38%
APR8.38%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Signature Loan
8.39%
APR8.39%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Unsecured Loan
8.39%
APR8.39%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Signature Loan
8.43%
APR8.43%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Unsecured Loan
8.43%
APR8.43%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

L and N Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Signature Loan
8.49%
APR8.49%
Last UpdatedAugust 29, 2026
Details

8.49% APR is available for credit scores 760 or higher. Payment calculations are based on a 60 month term. Offer subject to change at any time.

First County Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
Personal Loans
8.49%
APR8.49%
Last UpdatedAugust 29, 2026
Details

As Low as; Approval based on credit worthiness. Membership eligibility required.

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Personal Loan
8.50%
APR8.50%
Last UpdatedAugust 29, 2026
Details

As Low As; * Rate applies to loan amounts of $1,000 - $10,000.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Signature Loan
8.61%
APR8.61%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Unsecured Loan
8.61%
APR8.61%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Signature Loan
8.62%
APR8.62%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Unsecured Loan
8.62%
APR8.62%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
Unsecured / Personal Loan SPECIAL
8.74%
APR8.74%
Last UpdatedAugust 29, 2026
Details

As Low As

Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
Personal Loan
8.75%
APR8.75%
Last UpdatedAugust 29, 2026
Details

As Low As

Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
Signature Loan
8.75%
APR8.75%
Last UpdatedAugust 29, 2026
Details

No additional details available.

ProFed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
Variable Rate Personal Unsecured Loan
8.75%
APR8.75%
Last UpdatedAugust 29, 2026
Details

Rate: Variable Prime +2.00%

Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
Signature (Personal) Loans
8.79%
APR8.79%
Last UpdatedAugust 29, 2026
Details

Up to $18k financing**

First Area Federal Credit Union Lewistown, PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Personal loan
8.90%
APR8.90%
Last UpdatedAugust 29, 2026
Details

As low as

Grand Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
Personal Loan
8.95%
APR8.95%
Last UpdatedAugust 29, 2026
Details

As Low As;*

First Trust Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
UNSECURED CLOSED END Loan
8.95%
APR8.95%
Last UpdatedAugust 29, 2026
Details

Loan Rates - Effective Wednesday, August 26, 2026

Everence Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan
8.99%
APR8.99%
Last UpdatedAugust 29, 2026
Details

As Low As; Rates subject to credit score.

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
Personal loan (unsecured)
8.99%
APR8.99%
Last UpdatedAugust 29, 2026
Details

As Low As

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
Signature Loans
8.99%
APR8.99%
Last UpdatedAugust 29, 2026
Details

As low as

Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.34%
Personal Loan
8.99%
APR8.99%
Last UpdatedAugust 29, 2026
Details

As Low As; Rates subject to credit score.

South Bend Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
Signature Loans 3 years & Under
8.99%
APR8.99%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
Personal Loan
8.99%
APR8.99%
Last UpdatedAugust 29, 2026
Details

As Low As*

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loans
9.00%
APR9.00%
Last UpdatedAugust 29, 2026
Details

As Low As

Sterling United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.62%
Signature (CE) Loan
9.00%
APR9.00%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Personal Loan
9.00%
APR9.00%
Last UpdatedAugust 29, 2026
Details

As Low As; * Rate applies to loan amounts of $1,000 - $10,000.

Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
Signature Loan
9.00%
APR9.00%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Signature Loan
9.00%
APR9.00%
Last UpdatedAugust 29, 2026
Details

1

Kemba Indianapolis Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
Personal Loan
9.00%
APR9.00%
Last UpdatedAugust 29, 2026
Details

Rates listed include a .10% rate discount for automatic payment from a KEMBA checking account. Actual rate depends on credit score and term of loan. All closed end unsecured loans have a $25 loan application fee that must be on deposit at the time of application.

EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
Personal Property Loans
9.00%
APR9.00%
Last UpdatedAugust 29, 2026
Details

(Financing purchases of hot tubs, UTVs, tractors and other untitled items)

Sterling United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.62%
Signature (CE) Loan
9.25%
APR9.25%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
Personal Loan
9.25%
APR9.25%
Last UpdatedAugust 29, 2026
Details

Credit Score: A 700-above

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
Personal Life Loan
9.29%
APR9.29%
Last UpdatedAugust 29, 2026
Details

As Low As

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Personal Loan
9.50%
APR9.50%
Last UpdatedAugust 29, 2026
Details

As Low As; * Rate applies to loan amounts of $1,000 - $10,000.

Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
Signature Loan
9.50%
APR9.50%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Midwest Family Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.09%
Personal Loan
9.50%
APR9.50%
Last UpdatedAugust 29, 2026
Details

As Low As

INDIANA STATE UNIVERSITY
Institution Rating:
A+5.0 ★Texas Ratio: 2.07%
Personal Loan
9.74%
APR9.74%
Last UpdatedAugust 29, 2026
Details

As Low As

Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
Personal Loan
9.75%
APR9.75%
Last UpdatedAugust 29, 2026
Details

As Low As

Sterling United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.62%
Signature (CE) Loan
9.75%
APR9.75%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
Signature Loan
9.75%
APR9.75%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Sheboygan Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
Personal Loans
9.75%
APR9.75%
Last UpdatedAugust 29, 2026
Details

Rates as of 6/03/2025 and are subject to change without notice. Your actual loan amount, rate and term is based on your credit history and credit score, and age of collateral.

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Signature Loan
9.90%
APR9.90%
Last UpdatedAugust 29, 2026
Details

No additional details available.

MADISON COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 7.42%
Unsecured Signature Loan
9.90%
APR9.90%
Last UpdatedAugust 29, 2026
Details

Click to apply!

Grand Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
Personal Loan
9.95%
APR9.95%
Last UpdatedAugust 29, 2026
Details

As Low As;*

Allegius Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.26%
Unsecured Signature Loan
9.95%
APR9.95%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Natco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
Personal loans
9.95%
APR9.95%
Last UpdatedAugust 29, 2026
Details

APR is the Annual Percentage Rate. Terms and conditions are subject to change without notice. Subject to credit approval. Rate may vary based on individual creditworthiness.

Communitywide Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 13.61%
Personal Loans
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

As Low As; Fixed

Power One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.67%
Signature Loans
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

As Low As; Approval based on credit worthiness. Membership eligibility required.

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
Personal Signature Loans
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

as low as

Afena Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
Personal Loans
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

As low as

South Bend Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
Signature Loans Over 3 years
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

No additional details available.

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.77%
Signature Loan
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Health Care Professionals Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
Personal Loan
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

As low as; *

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
Unsecured / Personal Loan SPECIAL
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

As Low As; Special

Everwise Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
Personal Loans
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

As low as; Fixed rate and fixed monthly payment

Via Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
Personal Loan
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
Personal Loan
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

As Low As*

City of Firsts Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
Unsecured Loan
10.00%
APR10.00%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Crossroads Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Personal Loans
10.00%
APR10.00%
Last UpdatedAugust 29, 2026
Details

As Low As

Grand Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
Open End Signature Loan
10.00%
APR10.00%
Last UpdatedAugust 29, 2026
Details

As Low As; Reviewed Every 24 Mo.

Sterling United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.62%
Signature (CE) Loan
10.00%
APR10.00%
Last UpdatedAugust 29, 2026
Details

(17)

Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.09%
Signature Loan
10.00%
APR10.00%
Last UpdatedAugust 29, 2026
Details

As Low As

Montana Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
Personal Signature Loan
10.00%
APR10.00%
Last UpdatedAugust 29, 2026
Details

No collateral necessary; One predictable monthly payment; Convenient repayment terms that fit your budget; Quick, local decision-making and processing; Attentive, friendly service from start to finish; As Low As; *

Montana Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
Signature Loans
10.00%
APR10.00%
Last UpdatedAugust 29, 2026
Details

As Low As

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Signature Loan
10.15%
APR10.15%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score. The maximum APR that can be imposed is 21%. Rates above are for HHCU's Signature Loan and do not apply to HHCU's Signature Line of Credit.

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
Personal loan (unsecured)
10.24%
APR10.24%
Last UpdatedAugust 29, 2026
Details

As Low As

Afena Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
Personal Loans
10.24%
APR10.24%
Last UpdatedAugust 29, 2026
Details

As low as

Independent Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.64%
Personal Loan
10.24%
APR10.24%
Last UpdatedAugust 29, 2026
Details

As Low As; Personal Loan

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
Personal Loan
10.24%
APR10.24%
Last UpdatedAugust 29, 2026
Details

As Low As*

Eastern Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
Personal -MAX Loan
10.25%
APR10.25%
Last UpdatedAugust 29, 2026
Details

$2,501; As Low As

Eastern Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
Personal Loan
10.25%
APR10.25%
Last UpdatedAugust 29, 2026
Details

$500-$2,500; As Low As

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Personal Loan
10.25%
APR10.25%
Last UpdatedAugust 29, 2026
Details

As Low As; * Rate applies to loan amounts of $3,000 - $10,000.

Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
Signature Loan
10.25%
APR10.25%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
Personal Loan
10.25%
APR10.25%
Last UpdatedAugust 29, 2026
Details

Credit Score: A 700-above

Crane Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.40%
Personal Loans & Custom Fit Loans
10.25%
APR10.25%
Last UpdatedAugust 29, 2026
Details

As Low As

Boonville Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
PERSONAL UNSECURED Loan
10.28%
APR10.28%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Boonville Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
PERSONAL UNSECURED Loan
10.42%
APR10.42%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Boonville Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
PERSONAL UNSECURED Loan
10.49%
APR10.49%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Personal Loan - 24 months
10.49%
APR10.49%
Last UpdatedAugust 29, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Personal Loan - 36 months
10.49%
APR10.49%
Last UpdatedAugust 29, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Personal Loan - 48 months
10.49%
APR10.49%
Last UpdatedAugust 29, 2026
Details

As Low As

Sterling United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.62%
Signature (CE) Loan
10.50%
APR10.50%
Last UpdatedAugust 29, 2026
Details

(17)

Northern States Power St Paul Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
Personal Signature Loan
10.50%
APR10.50%
Last UpdatedAugust 29, 2026
Details

up to $20,000

Hoosier United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Personal Loan
10.50%
APR10.50%
Last UpdatedAugust 29, 2026
Details

As Low As; Based on Individual Credit

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Signature Loan
10.75%
APR10.75%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score. The maximum APR that can be imposed is 21%. Rates above are for HHCU's Signature Loan and do not apply to HHCU's Signature Line of Credit.

Crane Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.40%
Personal Loans & Custom Fit Loans
10.75%
APR10.75%
Last UpdatedAugust 29, 2026
Details

As Low As

Encompass Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 16.78%
Personal, Unsecured, and Lines of Credit Loan
10.90%
APR10.90%
Last UpdatedAugust 29, 2026
Details

As Low As; Personal, Unsecured, and Lines of Credit

Purdue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
Personal Loan
10.90%
APR10.90%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Grand Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
Personal Loan
10.95%
APR10.95%
Last UpdatedAugust 29, 2026
Details

As Low As;*

Afena Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
Personal Loans
10.99%
APR10.99%
Last UpdatedAugust 29, 2026
Details

As low as

Weatherhead Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
Personal Loan
10.99%
APR10.99%
Last UpdatedAugust 29, 2026
Details

As Low As

ProFed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
Personal Loan
10.99%
APR10.99%
Last UpdatedAugust 29, 2026
Details

As Low As; Rates were last updated on 2/11/26. Your rate may vary depending on your credit score.

ProFed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
Personal Unsecured Loan
10.99%
APR10.99%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
Personal Loan
10.99%
APR10.99%
Last UpdatedAugust 29, 2026
Details

As Low As*

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
Personal Loans
11.00%
APR11.00%
Last UpdatedAugust 29, 2026
Details

Max. $6,000

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Signature Loan
11.00%
APR11.00%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score. The maximum APR that can be imposed is 21%. Rates above are for HHCU's Signature Loan and do not apply to HHCU's Signature Line of Credit.

Northern States Power St Paul Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
Personal Signature Loan
11.00%
APR11.00%
Last UpdatedAugust 29, 2026
Details

up to $20,000

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Signature Loan
11.15%
APR11.15%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score. The maximum APR that can be imposed is 21%. Rates above are for HHCU's Signature Loan and do not apply to HHCU's Signature Line of Credit.

Honda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
Unsecured Loan
11.24%
APR11.24%
Last UpdatedAugust 29, 2026
Details

As low as

Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
Personal Loans
11.24%
APR11.24%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Public Service #3 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.55%
Personal Loan
11.24%
APR11.24%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
Personal Loan
11.25%
APR11.25%
Last UpdatedAugust 29, 2026
Details

Credit Score: A 700-above

Crane Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.40%
Personal Loans & Custom Fit Loans
11.25%
APR11.25%
Last UpdatedAugust 29, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Personal Loan - 60 months
11.49%
APR11.49%
Last UpdatedAugust 29, 2026
Details

As Low As

Fire Police City County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
Signature Loans
11.49%
APR11.49%
Last UpdatedAugust 29, 2026
Details

Minimum loan amount $500+

Northern States Power St Paul Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
Personal Signature Loan
11.50%
APR11.50%
Last UpdatedAugust 29, 2026
Details

up to $20,000

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
Personal loan (unsecured)
11.74%
APR11.74%
Last UpdatedAugust 29, 2026
Details

As Low As

Pershing Personal Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Kemba Indianapolis Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
Closed end Personal Loan
5.29%
APR5.29%
Last UpdatedAugust 29, 2026
Details

As Low As; ***

Weatherhead Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
Personal Loan
6.99%
APR6.99%
Last UpdatedAugust 29, 2026
Details

Special Rate; As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
Personal Loan
6.99%
APR6.99%
Last UpdatedAugust 29, 2026
Details

As Low As*

Kemba Indianapolis Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
Personal Loan
7.00%
APR7.00%
Last UpdatedAugust 29, 2026
Details

As Low As; Rates listed include a .10% rate discount for automatic payment from a KEMBA checking account. Actual rate depends on credit score and term of loan. All closed end unsecured loans have a $25 loan application fee that must be on deposit at the time of application.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Personal Loan
7.49%
APR7.49%
Last UpdatedAugust 29, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Personal Loans
7.49%
APR7.49%
Last UpdatedAugust 29, 2026
Details

Personal Loan

PROFINANCE
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
Personal Loan
7.50%
APR7.50%
Last UpdatedAugust 29, 2026
Details

As Low As

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
Personal loan (unsecured)
7.75%
APR7.75%
Last UpdatedAugust 29, 2026
Details

As Low As; This is a HELOC product. Rates are variable and subject to change.

Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
Personal Loan
7.75%
APR7.75%
Last UpdatedAugust 29, 2026
Details

As Low As

Kemba Indianapolis Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
Personal Loan
8.00%
APR8.00%
Last UpdatedAugust 29, 2026
Details

Rates listed include a .10% rate discount for automatic payment from a KEMBA checking account. Actual rate depends on credit score and term of loan. All closed end unsecured loans have a $25 loan application fee that must be on deposit at the time of application.

First County Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
Personal Loans
8.49%
APR8.49%
Last UpdatedAugust 29, 2026
Details

As Low as; Approval based on credit worthiness. Membership eligibility required.

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Personal Loan
8.50%
APR8.50%
Last UpdatedAugust 29, 2026
Details

As Low As; * Rate applies to loan amounts of $1,000 - $10,000.

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
Unsecured / Personal Loan SPECIAL
8.74%
APR8.74%
Last UpdatedAugust 29, 2026
Details

As Low As

Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
Personal Loan
8.75%
APR8.75%
Last UpdatedAugust 29, 2026
Details

As Low As

First Area Federal Credit Union Lewistown, PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Personal loan
8.90%
APR8.90%
Last UpdatedAugust 29, 2026
Details

As low as

Grand Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
Personal Loan
8.95%
APR8.95%
Last UpdatedAugust 29, 2026
Details

As Low As;*

Everence Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan
8.99%
APR8.99%
Last UpdatedAugust 29, 2026
Details

As Low As; Rates subject to credit score.

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
Personal loan (unsecured)
8.99%
APR8.99%
Last UpdatedAugust 29, 2026
Details

As Low As

Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.34%
Personal Loan
8.99%
APR8.99%
Last UpdatedAugust 29, 2026
Details

As Low As; Rates subject to credit score.

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
Personal Loan
8.99%
APR8.99%
Last UpdatedAugust 29, 2026
Details

As Low As*

Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loans
9.00%
APR9.00%
Last UpdatedAugust 29, 2026
Details

As Low As

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Personal Loan
9.00%
APR9.00%
Last UpdatedAugust 29, 2026
Details

As Low As; * Rate applies to loan amounts of $1,000 - $10,000.

Kemba Indianapolis Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
Personal Loan
9.00%
APR9.00%
Last UpdatedAugust 29, 2026
Details

Rates listed include a .10% rate discount for automatic payment from a KEMBA checking account. Actual rate depends on credit score and term of loan. All closed end unsecured loans have a $25 loan application fee that must be on deposit at the time of application.

Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
Personal Loan
9.25%
APR9.25%
Last UpdatedAugust 29, 2026
Details

Credit Score: A 700-above

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Personal Loan
9.50%
APR9.50%
Last UpdatedAugust 29, 2026
Details

As Low As; * Rate applies to loan amounts of $1,000 - $10,000.

Midwest Family Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.09%
Personal Loan
9.50%
APR9.50%
Last UpdatedAugust 29, 2026
Details

As Low As

INDIANA STATE UNIVERSITY
Institution Rating:
A+5.0 ★Texas Ratio: 2.07%
Personal Loan
9.74%
APR9.74%
Last UpdatedAugust 29, 2026
Details

As Low As

Thrive Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.95%
Personal Loan
9.75%
APR9.75%
Last UpdatedAugust 29, 2026
Details

As Low As

Sheboygan Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
Personal Loans
9.75%
APR9.75%
Last UpdatedAugust 29, 2026
Details

Rates as of 6/03/2025 and are subject to change without notice. Your actual loan amount, rate and term is based on your credit history and credit score, and age of collateral.

Grand Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
Personal Loan
9.95%
APR9.95%
Last UpdatedAugust 29, 2026
Details

As Low As;*

Natco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
Personal loans
9.95%
APR9.95%
Last UpdatedAugust 29, 2026
Details

APR is the Annual Percentage Rate. Terms and conditions are subject to change without notice. Subject to credit approval. Rate may vary based on individual creditworthiness.

Communitywide Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 13.61%
Personal Loans
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

As Low As; Fixed

Afena Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
Personal Loans
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

As low as

Health Care Professionals Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
Personal Loan
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

As low as; *

Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
Unsecured / Personal Loan SPECIAL
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

As Low As; Special

Everwise Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.87%
Personal Loans
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

As low as; Fixed rate and fixed monthly payment

Via Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
Personal Loan
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

As Low As

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
Personal Loan
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

As Low As*

Crossroads Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Personal Loans
10.00%
APR10.00%
Last UpdatedAugust 29, 2026
Details

As Low As

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
Personal loan (unsecured)
10.24%
APR10.24%
Last UpdatedAugust 29, 2026
Details

As Low As

Afena Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
Personal Loans
10.24%
APR10.24%
Last UpdatedAugust 29, 2026
Details

As low as

Independent Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.64%
Personal Loan
10.24%
APR10.24%
Last UpdatedAugust 29, 2026
Details

As Low As; Personal Loan

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
Personal Loan
10.24%
APR10.24%
Last UpdatedAugust 29, 2026
Details

As Low As*

Eastern Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
Personal Loan
10.25%
APR10.25%
Last UpdatedAugust 29, 2026
Details

$500-$2,500; As Low As

Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Personal Loan
10.25%
APR10.25%
Last UpdatedAugust 29, 2026
Details

As Low As; * Rate applies to loan amounts of $3,000 - $10,000.

Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
Personal Loan
10.25%
APR10.25%
Last UpdatedAugust 29, 2026
Details

Credit Score: A 700-above

Crane Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.40%
Personal Loans & Custom Fit Loans
10.25%
APR10.25%
Last UpdatedAugust 29, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Personal Loan - 24 months
10.49%
APR10.49%
Last UpdatedAugust 29, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Personal Loan - 36 months
10.49%
APR10.49%
Last UpdatedAugust 29, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Personal Loan - 48 months
10.49%
APR10.49%
Last UpdatedAugust 29, 2026
Details

As Low As

Hoosier United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Personal Loan
10.50%
APR10.50%
Last UpdatedAugust 29, 2026
Details

As Low As; Based on Individual Credit

Crane Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.40%
Personal Loans & Custom Fit Loans
10.75%
APR10.75%
Last UpdatedAugust 29, 2026
Details

As Low As

Purdue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
Personal Loan
10.90%
APR10.90%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Grand Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
Personal Loan
10.95%
APR10.95%
Last UpdatedAugust 29, 2026
Details

As Low As;*

Afena Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
Personal Loans
10.99%
APR10.99%
Last UpdatedAugust 29, 2026
Details

As low as

Weatherhead Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
Personal Loan
10.99%
APR10.99%
Last UpdatedAugust 29, 2026
Details

As Low As

ProFed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
Personal Loan
10.99%
APR10.99%
Last UpdatedAugust 29, 2026
Details

As Low As; Rates were last updated on 2/11/26. Your rate may vary depending on your credit score.

Perfect Circle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
Personal Loan
10.99%
APR10.99%
Last UpdatedAugust 29, 2026
Details

As Low As*

Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
Personal Loans
11.00%
APR11.00%
Last UpdatedAugust 29, 2026
Details

Max. $6,000

Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
Personal Loans
11.24%
APR11.24%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Public Service #3 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.55%
Personal Loan
11.24%
APR11.24%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
Personal Loan
11.25%
APR11.25%
Last UpdatedAugust 29, 2026
Details

Credit Score: A 700-above

Crane Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.40%
Personal Loans & Custom Fit Loans
11.25%
APR11.25%
Last UpdatedAugust 29, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Personal Loan - 60 months
11.49%
APR11.49%
Last UpdatedAugust 29, 2026
Details

As Low As

PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
Personal loan (unsecured)
11.74%
APR11.74%
Last UpdatedAugust 29, 2026
Details

As Low As

Pershing Debt Consolidation Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
Debt Free 7 Year Fixed
6.45%
APR6.45%
Last UpdatedAugust 29, 2026
Details

No additional details available.

STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
Debt Free 10 Year Fixed
6.48%
APR6.48%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Afena Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
Debt Consolidation Loans
6.99%
APR6.99%
Last UpdatedAugust 29, 2026
Details

Rates are tiered, rate shown as low as. APR is subject to change without notice.

Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
G.O.O.D Loans (Get Out Of Debt)
8.00%
APR8.00%
Last UpdatedAugust 29, 2026
Details

Maximum loan amount of $10,000. Credit score of 630 and above required.

Pershing Signature Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
Signature (Personal) Loans
4.95%
APR4.95%
Last UpdatedAugust 29, 2026
Details

As low as; Rate listed reflects 760+ FICO 8 credit score.

South Bend Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
Signature Spring Sepcial Loan
6.50%
APR6.50%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Signature Loan
7.14%
APR7.14%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Signature Loan
7.19%
APR7.19%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Signature Loan
7.33%
APR7.33%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Signature Loan
7.60%
APR7.60%
Last UpdatedAugust 29, 2026
Details

As Low As

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Signature Loan
7.95%
APR7.95%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

Fortress Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
Signature Loan
8.00%
APR8.00%
Last UpdatedAugust 29, 2026
Details

Maximum APR: 14.99%

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Signature Loan
8.03%
APR8.03%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Signature Loan
8.05%
APR8.05%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Signature Loan
8.12%
APR8.12%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Signature Loan
8.20%
APR8.20%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Signature Loan
8.22%
APR8.22%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Signature Loan
8.37%
APR8.37%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Signature Loan
8.38%
APR8.38%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Signature Loan
8.39%
APR8.39%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Signature Loan
8.43%
APR8.43%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

L and N Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Signature Loan
8.49%
APR8.49%
Last UpdatedAugust 29, 2026
Details

8.49% APR is available for credit scores 760 or higher. Payment calculations are based on a 60 month term. Offer subject to change at any time.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Signature Loan
8.61%
APR8.61%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Signature Loan
8.62%
APR8.62%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score.; A $195 loan origination fee applies. The fee is calculated into the APR provided in the payment examples.

Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
Signature Loan
8.75%
APR8.75%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
Signature (Personal) Loans
8.79%
APR8.79%
Last UpdatedAugust 29, 2026
Details

Up to $18k financing**

Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.88%
Signature Loans
8.99%
APR8.99%
Last UpdatedAugust 29, 2026
Details

As low as

South Bend Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
Signature Loans 3 years & Under
8.99%
APR8.99%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Sterling United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.62%
Signature (CE) Loan
9.00%
APR9.00%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
Signature Loan
9.00%
APR9.00%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Signature Loan
9.00%
APR9.00%
Last UpdatedAugust 29, 2026
Details

1

Sterling United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.62%
Signature (CE) Loan
9.25%
APR9.25%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
Signature Loan
9.50%
APR9.50%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Sterling United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.62%
Signature (CE) Loan
9.75%
APR9.75%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
Signature Loan
9.75%
APR9.75%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Signature Loan
9.90%
APR9.90%
Last UpdatedAugust 29, 2026
Details

No additional details available.

MADISON COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 7.42%
Unsecured Signature Loan
9.90%
APR9.90%
Last UpdatedAugust 29, 2026
Details

Click to apply!

Allegius Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.26%
Unsecured Signature Loan
9.95%
APR9.95%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Power One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.67%
Signature Loans
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

As Low As; Approval based on credit worthiness. Membership eligibility required.

One Vision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
Personal Signature Loans
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

as low as

South Bend Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.66%
Signature Loans Over 3 years
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

No additional details available.

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.77%
Signature Loan
9.99%
APR9.99%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Grand Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
Open End Signature Loan
10.00%
APR10.00%
Last UpdatedAugust 29, 2026
Details

As Low As; Reviewed Every 24 Mo.

Sterling United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.62%
Signature (CE) Loan
10.00%
APR10.00%
Last UpdatedAugust 29, 2026
Details

(17)

Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.09%
Signature Loan
10.00%
APR10.00%
Last UpdatedAugust 29, 2026
Details

As Low As

Montana Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
Personal Signature Loan
10.00%
APR10.00%
Last UpdatedAugust 29, 2026
Details

No collateral necessary; One predictable monthly payment; Convenient repayment terms that fit your budget; Quick, local decision-making and processing; Attentive, friendly service from start to finish; As Low As; *

Montana Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
Signature Loans
10.00%
APR10.00%
Last UpdatedAugust 29, 2026
Details

As Low As

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Signature Loan
10.15%
APR10.15%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score. The maximum APR that can be imposed is 21%. Rates above are for HHCU's Signature Loan and do not apply to HHCU's Signature Line of Credit.

Evansville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
Signature Loan
10.25%
APR10.25%
Last UpdatedAugust 29, 2026
Details

No additional details available.

Sterling United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.62%
Signature (CE) Loan
10.50%
APR10.50%
Last UpdatedAugust 29, 2026
Details

(17)

Northern States Power St Paul Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
Personal Signature Loan
10.50%
APR10.50%
Last UpdatedAugust 29, 2026
Details

up to $20,000

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Signature Loan
10.75%
APR10.75%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score. The maximum APR that can be imposed is 21%. Rates above are for HHCU's Signature Loan and do not apply to HHCU's Signature Line of Credit.

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Signature Loan
11.00%
APR11.00%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score. The maximum APR that can be imposed is 21%. Rates above are for HHCU's Signature Loan and do not apply to HHCU's Signature Line of Credit.

Northern States Power St Paul Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
Personal Signature Loan
11.00%
APR11.00%
Last UpdatedAugust 29, 2026
Details

up to $20,000

Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
Signature Loan
11.15%
APR11.15%
Last UpdatedAugust 29, 2026
Details

Rate may vary based on credit score. The maximum APR that can be imposed is 21%. Rates above are for HHCU's Signature Loan and do not apply to HHCU's Signature Line of Credit.

Fire Police City County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
Signature Loans
11.49%
APR11.49%
Last UpdatedAugust 29, 2026
Details

Minimum loan amount $500+

Northern States Power St Paul Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
Personal Signature Loan
11.50%
APR11.50%
Last UpdatedAugust 29, 2026
Details

up to $20,000

Pershing, IN Personal Loan Rate Trends

Compare local Pershing, IN personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Indiana Personal Loan Trends →
Personal Loan — IN Avg
9.993%
▼ 0.662 vs 7 days ago

Indiana personal loan rates fell 0.662 points over the past 7 days to 9.993% APR.

Signature Loan — IN Avg
9.878%
▼ 1.665 vs 7 days ago

Indiana signature loan rates fell 1.665 points over the past 7 days to 9.878% APR.

As of Aug 29, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

What Would Your Monthly Payment Be?

Estimated monthly payments at the current IN average personal loan APR of 9.99%, across the terms lenders serving Pershing, Indiana most commonly offer. Personal loans are fixed-rate and fully amortizing, so the payment never changes and the balance reaches zero on schedule.

Loan Amount 24 Months 36 Months 48 Months 60 Months
$5,000 $230.71/mo $161.32/mo $126.80/mo $106.22/mo
$10,000 $461.42/mo $322.64/mo $253.59/mo $212.44/mo
$15,000 $692.13/mo $483.96/mo $380.39/mo $318.66/mo
$25,000 $1,153.55/mo $806.60/mo $633.99/mo $531.09/mo
$35,000 $1,614.97/mo $1,129.24/mo $887.58/mo $743.53/mo

Principal and interest only. Does not include any origination fee, which some lenders deduct from your loan proceeds. Your APR depends on credit score, income, loan amount, term, and lender underwriting.

Consolidating Credit Card Debt in Pershing, Indiana

Debt consolidation is the most common reason people take a personal loan, and the math is usually straightforward: credit cards carry variable double-digit APRs, while a personal loan locks in a fixed rate and a fixed payoff date. Below is the total interest on a $15,000 balance repaid over 48 months at the IN personal loan average versus a range of typical credit card APRs.

Repayment Option APR Monthly Payment Total Interest Interest Saved
Personal Loan — IN average 9.99% $380.39 $3,259
Credit card at 18% APR 18.00% $440.62 $6,150 $2,891
Credit card at 22% APR 22.00% $472.59 $7,684 $4,426
Credit card at 26% APR 26.00% $505.76 $9,276 $6,018

The 18%, 22%, and 26% figures are illustrative points across the range card issuers commonly charge, not a published average — check your own statement for your actual APR, then use the calculator below to run your real numbers. This comparison assumes a fixed 48-month payoff in both cases; paying only the card minimum would stretch the timeline and raise interest substantially. Consolidation only helps if you avoid rebuilding a balance on the paid-off cards.

About Our Pershing, Indiana Personal Loan Rate Database

66 Local Lenders Tracked Banks & Credit Unions Updated Daily

Our Pershing, Indiana tables currently track 66 banks and credit unions offering personal, debt consolidation, and signature loans to borrowers in this market. Every APR is sourced directly from the lender’s own website and re-verified regularly, so what you compare here is what lenders are actually advertising today — not stale or estimated numbers.

The lowest verified personal loan APR in our Pershing, Indiana database right now is 4.95% APR from Indiana Heartland Federal Credit Union. Advertised APRs are the lender’s best-qualified rate and generally require strong credit, so treat them as the floor of a range rather than a quote. Prequalifying with a soft credit check is the only way to see the rate you would actually receive.

How to Get the Best Personal Loan Rate in Pershing, Indiana

1

Prequalify With a Soft Credit Check

Most lenders serving Pershing, Indiana will show you an estimated APR using a soft inquiry that does not touch your credit score. Prequalify with several before formally applying — the advertised rate is the best-qualified rate, and the number you personally receive can differ by many percentage points.

2

Compare APR, Not the Interest Rate

Origination fees run as high as 10% of the amount borrowed and come straight out of your proceeds, so a loan with a lower interest rate can cost more than one with a higher rate and no fee. APR folds the fee in, which makes it the only number worth comparing across lenders.

3

Check Local Credit Unions First

Credit unions consistently publish the lowest personal loan APRs in our Indiana data, and many charge no origination fee. Membership is usually easier than expected — many accept anyone who lives, works, or worships in the area. Federal credit unions are also capped by regulation on what they may charge.

4

Borrow Only What You Need, for as Short a Term as You Can

Lenders often price longer terms at higher APRs, so a 60-month loan can cost more per dollar borrowed than a 36-month loan on top of accruing interest for longer. Take the shortest term whose payment comfortably fits your budget, and resist rounding the amount up.

A personal loan may not be the cheapest option for your situation

Indiana Financial Snapshot

Local demographics and economic context for borrowers — Source: U.S. Census Bureau (state-level data shown — city data not available)

$43,243
Median Individual Earnings
National avg: $47,340
4.3%
Unemployment Rate
National avg: 4.8%
12.3%
Poverty Rate
National avg: 11.1%
$380/mo
Payment on a $15K / 48-mo Loan
At the IN average 9.99% APR

A $380 monthly loan payment is roughly 10.6% of the median individual income in Indiana. Lenders generally want your total monthly debt payments — including housing — to stay under roughly 36% of gross income, so consider the new payment alongside everything you already owe.

Personal Loan vs. Other Ways to Borrow

A personal loan is fast and requires no collateral, but it is not always the cheapest way to borrow. Here is how it compares to the main alternatives available to borrowers in Pershing, Indiana.

Feature Personal Loan Credit Card 0% Balance Transfer Home Equity Loan / HELOC
Typical APR Level Mid — fixed Highest — variable 0% for a promo window Usually lowest
Collateral Required None None None Your home is at risk
Payment Predictability Fixed payment and payoff date Revolving, can last indefinitely Rate jumps when promo ends Fixed for loans, variable for HELOCs
Speed to Funding Often 1–3 business days Immediate if you hold the card Card approval plus transfer time Weeks — appraisal and closing
Upfront Costs Origination fee up to ~10% None Transfer fee, typically 3–5% Closing costs possible
Best For Consolidation and one-off costs, no collateral Small balances paid in full monthly Debt you can clear inside the promo window Large projects when you have equity and time

General comparison for educational purposes; terms, eligibility, and pricing vary by lender and borrower credit profile. Borrowing against your home converts unsecured debt into secured debt — missed payments can put the property at risk. MonitorBankRates is not a lender or financial advisor.

Personal Loan Payment Calculator

Estimate your monthly payment, total interest, and what an origination fee actually costs you. We’ve prefilled the APR with the current IN average — or click any rate on the right to apply it instantly.

$
%
%
Current Rates — Click to Apply
$0
Estimated Monthly Payment
Total Interest Paid$0
Total of All Payments$0
Origination Fee$0
Cash You Actually Receive$0
Total Cost of Borrowing$0

Estimates assume a fixed-rate, fully amortizing loan with equal monthly payments and no prepayment. “Cash you actually receive” subtracts any origination fee deducted from proceeds — you still repay, and pay interest on, the full loan amount. Advertised APRs typically require strong credit; your approved rate may differ. This tool is for illustration and is not a loan offer.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Pershing, Indiana personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Pershing, Indiana directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Pershing, Indiana. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in IN.

Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.

Frequently Asked Questions

What credit score do I need for a personal loan in Indiana?

Most lenders in Pershing, Indiana require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Indiana often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Pershing, Indiana require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Indiana?

Yes. Debt consolidation is one of the most common uses of personal loans in Pershing, Indiana. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Pershing, Indiana?

Credit unions in Pershing, Indiana often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What is an origination fee on a personal loan?

An origination fee is a one-time charge some lenders deduct from your loan proceeds, commonly 1% to 10% of the amount borrowed. On a $15,000 loan a 5% fee means you receive $14,250 but still owe interest on the full $15,000. The fee is built into the APR but not the interest rate, so compare lenders serving Pershing, Indiana on APR. Many credit unions charge no origination fee at all.

Does checking personal loan rates hurt my credit score?

Prequalifying does not. Most lenders let you check an estimated rate with a soft credit inquiry that is invisible to other lenders and does not affect your score. Only a formal application triggers a hard inquiry. If you submit several full applications, group them within a short shopping window so credit scoring models treat them as one rate-shopping event.

Can I pay off a personal loan early?

Most personal loans from banks and credit unions serving Pershing, Indiana carry no prepayment penalty, so paying early reduces your total interest. Confirm before signing, because a small number of lenders charge a prepayment fee or use precomputed interest, which removes the benefit of paying ahead of schedule.

What are the best personal loan rates in Pershing, Indiana?

  • Indiana Heartland Federal Credit Union: 4.95% (Signature (Personal) Loans)
  • Kemba Indianapolis Credit Union: 5.29% (Closed end Personal Loan)
  • STAR Financial Bank: 6.45% (Debt Free 7 Year Fixed)
  • South Bend Firefighters Federal Credit Union: 6.50% (Signature Spring Sepcial Loan)
  • Afena Federal Credit Union: 6.99% (Debt Consolidation Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Pershing, Indiana. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: August 28, 2026.

Pershing, Indiana Rates & Resources