Best Personal Loan Rates in Portage, Indiana (IN) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Portage, Indiana include: GESB Sheet Metal Workers Federal Credit UnionGESB Sheet Metal Workers Federal Credit Union6450 Ameriplex Dr, Portage, IN, 46368 1389A+5.0 ★Texas Ratio: 0.13% offering Unsecured at 9.00% APR, Midwest Family Federal Credit UnionMidwest Family Federal Credit Union2832 WILLOWCREEK RD, PORTAGE, IN, 46368A5.0 ★Texas Ratio: 9.47% offering Personal at 9.75% APR, Members Advantage Credit Union Michigan City, INMembers Advantage Credit Union Michigan City, IN6170 US Highway 6, Portage, IN, 46368A+5.0 ★Texas Ratio: 5.81% offering Advantage Loans at 11.99% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, and Credit Union 1 Credit Union Rantoul, ILCredit Union 1 Credit Union Rantoul, ILA5.0 ★Texas Ratio: 8.23% offering Credit Saver Loan at 5.00% APR. Personal loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Portage has 3 local institutions in our database, with personal loan rates as low as 9.00% APR from GESB Sheet Metal Workers Federal Credit Union at 6450 Ameriplex Dr, Portage, IN, 46368 1389. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Portage, Indiana.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Portage, Indiana. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 12, 2026
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This APR will vary with the market based on the dividend rate.
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$100.00 application fee for one year. No credit check.
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720 & Higher
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720 & Higher
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720 & Higher
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720 & Higher
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Guaranteed approval for at least $500
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MAX 72 months
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720 & Higher
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720 & Higher
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700-719
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700-719
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660-699
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660-699
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As Low As; *Subject to credit approval. APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. APR is based on credit history. The accuracy of these calculators and their applicability to your circumstances are not guaranteed. You should obtain personal advice from qualified professionals.
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660-699
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700-719
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As Low As; Click to apply!
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As Low As; *APR is the Annual Percentage Rate.Terms and conditions are subject to change without notice. Subject to credit approval. Rate may vary based on individual creditworthiness.
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Up to $25,000*. No application fee.
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660-699
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As Low As; Take care of surprise costs - And build credit with timely payments. We offer fast financing for just about anything.
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Rate may vary based on credit score. The maximum APR that can be imposed is 21%. Rates above are for HHCU's Signature Loan and do not apply to HHCU's Signature Line of Credit.
660-699
Credit Score 720 & Higher
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up to $20,000
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Credit Score 700-719
660-699
Rate may vary based on credit score. The maximum APR that can be imposed is 21%. Rates above are for HHCU's Signature Loan and do not apply to HHCU's Signature Line of Credit.
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As Low As; Subject to credit approval. Some restrictions may apply.
As Low As; Subject to credit approval. Some restrictions may apply.
As Low As; *Subject to credit approval. APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. APR is based on credit history. The accuracy of these calculators and their applicability to your circumstances are not guaranteed. You should obtain personal advice from qualified professionals.
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Up to $25,000*. No application fee.
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Credit Score 720 & Higher
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Credit Score 700-719
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MAX 48 months
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As Low As; Click to apply!
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As Low As; Take care of surprise costs - And build credit with timely payments. We offer fast financing for just about anything.
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up to $20,000
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Portage, IN Personal Loan Rate Trends
Compare local Portage, IN personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Indiana personal loan rates rose 0.107 points over the past 7 days to 10.781% APR.
Indiana signature loan rates fell 0.185 points over the past 7 days to 11.600% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Indiana?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Indiana?
Are credit unions or banks better for personal loans in Portage, Indiana?
What are the best personal loan rates in Portage, Indiana?
- GESB Sheet Metal Workers Federal Credit Union: 9.00% (Unsecured)
- Midwest Family Federal Credit Union: 9.75% (Personal)
- Members Advantage Credit Union Michigan City, IN: 11.99% (Advantage Loans)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Credit Union 1 Credit Union Rantoul, IL: 5.00% (Credit Saver Loan)
Personal Loan Calculators
