Mortgage Lenders and Brokers in Portage, Indiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Portage, Indiana mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3275 Willowcreek Rd, Portage, IN 46368A+5.0 ★Texas Ratio: 3.68%, Centier BankCentier Bank6046 Central Ave, Portage, IN 46368A5.0 ★Texas Ratio: 6.45%, Fifth Third Bank, National AssociationFifth Third Bank, National Association2655 Willowcreek Rd, Portage, IN 46368A+5.0 ★Texas Ratio: 3.22%, Horizon BankHorizon Bank2650 Willowcreek Rd, Portage, IN 46368A+5.0 ★Texas Ratio: 4.40%, BMO Harris Bank NABMO Harris Bank NA6015 Us Highway 6, Portage, IN 46368A+5.0 ★Texas Ratio: 3.54%, 1St Source Bank1St Source Bank6043 Central Ave, Portage, IN 46368A+5.0 ★Texas Ratio: 5.01%, Tech Credit UnionTech Credit Union9707 W 133rd Ave, Cedar Lake, IN 46303 8544A5.0 ★Texas Ratio: 13.37%, DeMotte State BankDeMotte State Bank9603 W 133rd Ave, Cedar Lake, IN 46303B4.6 ★Texas Ratio: 20.04%, First Financial BankFirst Financial Bank104 Linksway, Aurora, IN 47001A+5.0 ★Texas Ratio: 3.21%, and US Bank, N.A.US Bank, N.A.720 W 30th St, Connersville, IN 47331A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Portage, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Portage are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Portage, Indiana
Market share is the lender's share of all home loans closed in Portage, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Portage 3275 Willowcreek Rd, Portage, IN 46368 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 21 +1 HELOCs |
2.6% | 88% | $199,285 | View |
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2 offices in Portage 6046 Central Ave, Portage, IN 46368 A5.0 ★Texas Ratio: 6.45% |
Conventional, FHA, HELOC | 18 +37 HELOCs |
2.2% | 100% | $189,444 | View |
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1 office in Portage 2655 Willowcreek Rd, Portage, IN 46368 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 16 +18 HELOCs |
1.9% | 66.7% | $87,500 | View |
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1 office in Portage 2650 Willowcreek Rd, Portage, IN 46368 A+5.0 ★Texas Ratio: 4.40% |
Conventional, HELOC | 8 +5 HELOCs |
1% | 91.7% | $205,000 | View |
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1 office in Portage 6015 Us Highway 6, Portage, IN 46368 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 2 +4 HELOCs |
0.2% | 50% | $35,000 | View |
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2 offices in Portage 6043 Central Ave, Portage, IN 46368 A+5.0 ★Texas Ratio: 5.01% |
Conventional, HELOC | 1 +7 HELOCs |
0.1% | 66.7% | $265,000 | View |
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9707 W 133rd Ave, Cedar Lake, IN 46303 8544 A5.0 ★Texas Ratio: 13.37% |
Conventional, HELOC | 21 +4 HELOCs |
2.6% | 100% | $129,761 | View |
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9603 W 133rd Ave, Cedar Lake, IN 46303 B4.6 ★Texas Ratio: 20.04% |
Conventional | 11 | 1.3% | 100% | $229,545 | View |
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104 Linksway, Aurora, IN 47001 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 5 +6 HELOCs |
0.6% | 83.3% | $113,000 | View |
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720 W 30th St, Connersville, IN 47331 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +2 HELOCs |
0.5% | 57.1% | $230,000 | View |
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2312 Charles St, Anderson, IN 46013 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 3 +6 HELOCs |
0.4% | 75% | $321,666 | View |
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7144 Kennedy Ave, Hammond, IN 46323 2225 A+5.0 ★Texas Ratio: 5.54% |
Conventional, HELOC | 3 +1 HELOCs |
0.4% | 100% | $231,666 | View |
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800 Main St Ste 100, Anderson, IN 46016 A+5.0 ★Texas Ratio: 4.12% |
Conventional, HELOC | 3 +1 HELOCs |
0.4% | 100% | $185,000 | View |
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10201 W 133rd Ave, Cedar Lake, IN 46303 A5.0 ★Texas Ratio: 10.43% |
Conventional, HELOC | 2 +3 HELOCs |
0.2% | 100% | $295,000 | View |
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101 S Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $115,000 | View |
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104 W 11th St, Bicknell, IN 47512 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.1% | 100% | $55,000 | View |
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11275 Broadway, Crown Point, IN 46307 B-4.3 ★Texas Ratio: 22.89% |
Conventional | 1 | 0.1% | 100% | $195,000 | View |
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429 N Calumet Rd, Chesterton, IN 46304 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
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5120 E 82nd St, Indianapolis, IN 46250 A5.0 ★Texas Ratio: 8.91% |
Conventional | 1 | 0.1% | 100% | $395,000 | View |
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7607 E US Highway 36, Avon, IN 46123 A5.0 ★Texas Ratio: 6.81% |
Conventional | 1 | 0.1% | 100% | $315,000 | View |
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9114 E US Highway 36, Avon, IN 46123 7772 A+5.0 ★Texas Ratio: 1.80% |
Conventional | 1 | 0.1% | 100% | $125,000 | View |
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★ 1.7 stars, 3 reviews 111 N Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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6859 E Us Highway 36, Avon, IN 46123 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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103 W National Ave, Brazil, IN 47834 A5.0 ★Texas Ratio: 7.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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136 W 7th St, Auburn, IN 46706 A+5.0 ★Texas Ratio: 2.46% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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14535 State Road 23, Granger, IN 46530 A+5.0 ★Texas Ratio: 4.39% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ruoff Mortgage Company
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Conventional, FHA | 17 | 2.1% | 94.7% | $200,882 | |
Gvc Mortgage, Inc.
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Conventional, FHA | 2 | 0.2% | 100% | $230,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $175,000 | |
Mjw Financial LLC dba Mjw Mortgage
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Conventional | 1 | 0.1% | 100% | $135,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 71 | 8.6% | 90.2% | $179,225 | |
Lennar Mortgage, LLC
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Conventional, FHA, VA | 54 | 6.6% | 88.5% | $293,518 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 32 | 3.9% | 84.6% | $248,750 | |
Freedom Mortgage Corporation
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FHA, VA | 31 | 3.8% | 94.6% | $267,258 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 28 | 3.4% | 93.3% | $308,571 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, HELOC | 25 +1 HELOCs |
3% | 92.6% | $247,000 | |
Mortgage Research Center
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Conventional, FHA, VA | 25 | 3% | 78.8% | $288,200 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 25 | 3% | 100% | $239,000 | |
Diamond Residential Mtg Corp
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Conventional, FHA | 24 | 2.9% | 92.3% | $225,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 20 | 2.4% | 95.2% | $242,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 18 | 2.2% | 100% | $240,555 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 17 | 2.1% | 81% | $261,470 | |
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A+5.0 ★Texas Ratio: 3.86% |
Conventional, FHA, VA | 15 | 1.8% | 100% | $251,666 | View |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 14 | 1.7% | 100% | $246,428 | |
Nationstar Mortgage
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Conventional, FHA | 14 | 1.7% | 83.3% | $96,428 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 12 | 1.5% | 100% | $224,166 | |
Guild Mortgage Company
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Conventional, FHA | 12 | 1.5% | 86.7% | $216,666 | |
Newrez LLC
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Conventional, FHA | 9 | 1.1% | 81.8% | $166,111 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional, FHA | 9 | 1.1% | 100% | $297,222 | View |
21St Mortgage
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Conventional | 9 | 1.1% | 29% | $46,111 | |
American Portfolio Mortgage Corporation
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Conventional, FHA, VA | 8 | 1% | 100% | $297,500 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 7 | 0.9% | 100% | $296,428 | View |
loanDepot.com LLC
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Conventional, FHA, HELOC | 6 +3 HELOCs |
0.7% | 66.7% | $120,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 6 | 0.7% | 63.6% | $218,333 | |
Countryplace Mortgage, Ltd.
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Conventional | 6 | 0.7% | 85.7% | $96,666 | |
Rapid Mortgage Company
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Conventional, FHA, VA | 6 | 0.7% | 100% | $268,333 | |
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A+5.0 ★Texas Ratio: 1.83% |
Conventional | 6 | 0.7% | 100% | $273,333 | View |
Zillow Home Loans, LLC
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Conventional, FHA | 6 | 0.7% | 100% | $263,333 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 5 | 0.6% | 100% | $259,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 5 | 0.6% | 22.7% | $115,000 | |
American Financial Network, Inc.
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Conventional, FHA, VA | 5 | 0.6% | 100% | $303,000 | |
BoxCar Mortgage, LLC
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Conventional, FHA | 5 | 0.6% | 100% | $293,000 | |
Direct Mortgage Loans, LLC
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Conventional, FHA, VA | 5 | 0.6% | 100% | $281,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 5 | 0.6% | 38.5% | $251,000 | |
Navy Federal Credit Union
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Conventional, VA, HELOC | 4 +4 HELOCs |
0.5% | 80% | $230,000 | |
Zippy Loans, LLC
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Conventional | 4 | 0.5% | 57.1% | $27,500 | |
Discover Bank
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Conventional | 4 | 0.5% | 33.3% | $75,000 | |
Point Mortgage Corp
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FHA, VA | 4 | 0.5% | 80% | $260,000 | |
Planet Home Lending, LLC
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Conventional, FHA | 4 | 0.5% | 100% | $380,000 | |
T2 Financial LLC
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Conventional, FHA | 4 | 0.5% | 100% | $250,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 4 | 0.5% | 100% | $225,000 | |
Endeavor Capital, LLC
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FHA | 4 | 0.5% | 100% | $192,500 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 4 | 0.5% | 80% | $260,000 | |
American Financial Resources LLC
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Conventional, FHA, VA | 3 | 0.4% | 100% | $211,666 | |
Primelending
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Conventional, FHA | 3 | 0.4% | 100% | $155,000 | |
Canopy Mortgage, LLC
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FHA, VA | 3 | 0.4% | 100% | $278,333 | |
Equity Prime Mortgage LLC
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FHA | 3 | 0.4% | 100% | $228,333 | |
Triad Financial Services, Inc.
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Conventional | 3 | 0.4% | 42.9% | $55,000 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 3 | 0.4% | 100% | $241,666 | |
City 1st Mortgage Services, LC
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Conventional, FHA | 3 | 0.4% | 100% | $281,666 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.4% | 100% | $181,666 | View |
Towne Mortgage Company
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Conventional, VA | 3 | 0.4% | 100% | $231,666 | |
Lower, LLC
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Conventional, FHA, VA | 3 | 0.4% | 100% | $241,666 | |
Proper Rate, LLC
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Conventional, FHA | 2 | 0.2% | 100% | $215,000 | |
PHH Mortgage Corporation
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Conventional, VA | 2 | 0.2% | 66.7% | $200,000 | |
Mortgage Assurance Inc
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FHA | 2 | 0.2% | 100% | $250,000 | |
Sun West Mortgage Company, Inc
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Conventional, FHA | 2 | 0.2% | 60% | $245,000 | |
Das Acquisition Company, LLC
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Conventional, FHA | 2 | 0.2% | 100% | $240,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.2% | 100% | $115,000 | |
Bay Equity LLC
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Conventional | 2 | 0.2% | 100% | $245,000 | |
Nations Lending Corporation
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FHA | 2 | 0.2% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 2 | 0.2% | 100% | $260,000 | View |
Member First Mortgage, LLC
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Conventional | 2 | 0.2% | 66.7% | $50,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 0.2% | 100% | $335,000 | |
Genway Home Mortgage, Inc.
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Conventional, FHA | 2 | 0.2% | 100% | $160,000 | |
Leaderone Financial Corp.
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Conventional, FHA | 2 | 0.2% | 66.7% | $265,000 | |
Village Capital & Investment
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FHA | 2 | 0.2% | 66.7% | $270,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $85,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.1% | 25% | $45,000 | |
Goodleap, LLC
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FHA, HELOC | 1 +1 HELOCs |
0.1% | 66.7% | $215,000 | |
EMM Loans LLC
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FHA | 1 | 0.1% | 100% | $205,000 | |
Alliant Credit Union
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Conventional | 1 | 0.1% | 100% | $475,000 | |
Originpoint, LLC
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FHA | 1 | 0.1% | 100% | $405,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.1% | 100% | $295,000 | View |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 0.1% | 100% | $275,000 | |
Guaranteed Rate Affinity, LLC
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FHA | 1 | 0.1% | 100% | $205,000 | |
Neighborhood Loans, Inc
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Conventional | 1 | 0.1% | 100% | $15,000 | |
Affordable Mortgage Advisors
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FHA | 1 | 0.1% | 100% | $235,000 | |
Pacor Mortgage Corp
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FHA | 1 | 0.1% | 100% | $255,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.1% | 100% | $135,000 | |
Howard Hanna Financial Services, Inc
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Conventional | 1 | 0.1% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.1% | 100% | $215,000 | View |
Synergy One Lending, Inc.
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VA | 1 | 0.1% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
FHA | 1 | 0.1% | 100% | $155,000 | View |
American Financing Corporation
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FHA | 1 | 0.1% | 33.3% | $95,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.1% | 100% | $305,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $185,000 | |
Mortgage Center LC
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VA | 1 | 0.1% | 100% | $435,000 | |
Milend, Inc
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FHA | 1 | 0.1% | 100% | $135,000 | |
Mission Loans, LLC
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FHA | 1 | 0.1% | 100% | $335,000 | |
United Mortgage Corp.
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Conventional | 1 | 0.1% | 100% | $135,000 | |
Wings Financial Credit Union
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Conventional | 1 | 0.1% | 100% | $315,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.1% | 66.7% | $55,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $245,000 | |
New American Funding, LLC.
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VA | 1 | 0.1% | 100% | $295,000 | |
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A5.0 ★Texas Ratio: 11.86% |
FHA | 1 | 0.1% | 100% | $365,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.1% | 100% | $265,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.1% | 100% | $55,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.1% | 12.5% | $205,000 | |
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A4.7 ★Texas Ratio: 2.58% |
FHA | 1 | 0.1% | 100% | $275,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.1% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.1% | 100% | $275,000 | |
Figure Lending LLC
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +3 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
NuMark Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Portage Mortgage Rate Trends
Daily average mortgage rates for Indiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Portage, Indiana
Looking for mortgage lenders near me or mortgage brokers near me in Portage? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Portage in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Portage, IN
Use these to narrow the list above. Each category shows how many Portage, IN lenders fit and what that kind of lender is usually best for.
Who Lends in Portage, IN
Independent mortgage companies closed 75.2 percent of home loans in Portage, Indiana in 2025, banks 20.8 percent and credit unions 4 percent. Ruoff Mortgage Company was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Tech Credit Union the largest credit union. Among lenders headquartered in Indiana, Centier Bank led with 18 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Indiana. None
More Indiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Portage, IN
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Portage, Indiana with 21 loans, about 2.6 percent of the market. The largest lender headquartered in Indiana was Centier Bank with 18 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Portage, Indiana, Rocket Mortgage approved the highest share of completed applications in 2025 at 90.2 percent, against a 83.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
73 lenders closed FHA loans in Portage, Indiana in 2025, led by Freedom Mortgage Corporation with 23. 31 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 11 credit unions closed home loans in Portage, Indiana in 2025, alongside 93 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Portage, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Portage, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Portage. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
